We’re going to calibrate both a Gompertz model and the stochastic CIR model to the RG48M projected table for a 65 years old man.
Here follows the survival function implied by the table.
Let’s fit a Gompertz model:
## theta = 0.132651 mu0 = 0.006608613
Let’s calibrate the CIR model to the same survival function
## alpha = 1e-04 theta = 0.1377216 sigma = 0.01 mu0 = 0.00580255
Monte Carlo is used to estimate the residual life time. Finally we plot some simulated paths out of the calibrated CIR model along with the fitted Gompertz intesity.
## Expected residual life = 19.84674