outputPrice = Consumer Price Index for All Urban Consumers: New Vehicles in U.S. City Average
inputPrice = Producer Price Index by Industry: New Car Dealers: New Vehicle Sales
outputPrice = Market Yield on U.S. Treasury Securities at 10-Year Constant Maturity
inputPrice = Market Yield on U.S. Treasury Securities at 3-Month Constant Maturity
outputPrice = Producer Price Index by Commodity: Machinery and Equipment: Miscellaneous Instruments
inputPrice = Producer Price Index by Commodity: Metals and Metal Products: Nonferrous Metals
Make your argument based on your analysis of the given charts.
Bank of New Hampshire’s profit margins look like they are headed towards inputting more than they are outputting, resulting in a loss. On the chart in 2014-2016 inputs is far less than output meaning Bank of New Hampshire is making good amount of profit. In 2019 this begins to change due to the start of COVID-19 and outputs and inputs can be seen getting much closer together (possibly a wave of consumer pessimism). going into 2020 is where the first major crash is seen where outputs drops much more than inputs. During the pandemic on 2019-09-01 input yield is 1.9% and output yield is 1.7%. What occurred here is less people began taking out long term loans because of hesitation for their financial future. This is due to high inflation over a long-term time. I believe when looking at the graph this lets you know that in the near future this will not get better. Since inflation cannot be seen improving anytime soon this may make it hard for bankers to loan out money since people don’t have as much money to spend because of the rise in prices and rough economic times. Bank of New Hampshire should also be aware that if future high inflation rates continue business will be more hesitant to make big purchases resulting in less long-term loans. This is bad because once again this is what the bank makes its money on so it most likely result in a further drop in profits.