Seguros_MP_A01280625
Liz Manzano A01280625
2022-09-06
Paso 1. Definir el área del negocio que buscamos impactar/ mejorar y su KPI.
¿Qué objetivos esperas apoyar? ¿Cuáles son tus KPI’s establecidos que se utilizan para medir el rendimiento?
En este caso, la base de datos que se está manejando en este análisis es sobre toda la información que se recolecta al momento de que un cliente utiliza su seguro. El objetivo que se planea apoyar es la manera en la que se analiza esta información de manera mas eficiente.
Paso 2. Seleccionar plantilla(s) para crear valor a partir de los datos de los clientes.
Para crear valor es necesario seleccionar las plantillas de Personalización para así lograr tener información más específica sobre cada uno de los casos,o bien segmentar los casos por situaciones específicas.
Paso 3. Generar ideas o conceptos específicos.
Hipótesis:
Hipótesis 1:Analizar datos por tipo de incidente
Hipótesis 2: Analizar datos por género
Paso 4. Reunir los datos específicos.
¿Qué datos tenemos? ¿Qué datos necesitamos?
Con la base de datos saber que tenemos los datos necesarios los cuales son,“TotalPaid”, “TotalReserves”, “TotalRecovery”, “IndemnityPaid”, “OtherPaid”, “TotalIncurredCost”, “TotalIncurredCost”, “ClaimStatus” , “IncidentDate”, entre otros.
Paso 5. Plan de ejecución.
Fase 1. Obtener gráficos con los datos a analizar ya mencionados
Fase 2. Encontrar relaciones.
bd <- read.csv("/Users/lizmanzano/Desktop/CSV DOCS/seguros.csv")Instalación de Paquetes
library(dplyr)##
## Attaching package: 'dplyr'## The following objects are masked from 'package:stats':
##
## filter, lag## The following objects are masked from 'package:base':
##
## intersect, setdiff, setequal, unionresumen <- summary(bd)
resumen## ClaimID TotalPaid TotalReserves TotalRecovery
## Min. : 777632 Min. : 0 Min. : 0 Min. : 0.00
## 1st Qu.: 800748 1st Qu.: 83 1st Qu.: 0 1st Qu.: 0.00
## Median : 812128 Median : 271 Median : 0 Median : 0.00
## Mean : 1864676 Mean : 10404 Mean : 3368 Mean : 66.05
## 3rd Qu.: 824726 3rd Qu.: 1122 3rd Qu.: 0 3rd Qu.: 0.00
## Max. :62203364 Max. :4527291 Max. :1529053 Max. :100000.00
##
## IndemnityPaid OtherPaid TotalIncurredCost ClaimStatus
## Min. : 0 Min. : 0 Min. : -10400 Length:31619
## 1st Qu.: 0 1st Qu.: 80 1st Qu.: 80 Class :character
## Median : 0 Median : 265 Median : 266 Mode :character
## Mean : 4977 Mean : 5427 Mean : 13706
## 3rd Qu.: 0 3rd Qu.: 1023 3rd Qu.: 1098
## Max. :640732 Max. :4129915 Max. :4734750
##
## IncidentDate IncidentDescription ReturnToWorkDate ClaimantOpenedDate
## Length:31619 Length:31619 Length:31619 Length:31619
## Class :character Class :character Class :character Class :character
## Mode :character Mode :character Mode :character Mode :character
##
##
##
##
## ClaimantClosedDate EmployerNotificationDate ReceivedDate
## Length:31619 Length:31619 Length:31619
## Class :character Class :character Class :character
## Mode :character Mode :character Mode :character
##
##
##
##
## IsDenied Transaction_Time Procesing_Time ClaimantAge_at_DOI
## Min. :0.00000 Min. : 0 Min. : 0.00 Min. :14.0
## 1st Qu.:0.00000 1st Qu.: 211 1st Qu.: 4.00 1st Qu.:33.0
## Median :0.00000 Median : 780 Median : 10.00 Median :42.0
## Mean :0.04463 Mean : 1004 Mean : 62.99 Mean :41.6
## 3rd Qu.:0.00000 3rd Qu.: 1440 3rd Qu.: 24.00 3rd Qu.:50.0
## Max. :1.00000 Max. :16428 Max. :11558.00 Max. :94.0
## NA's :614
## Gender ClaimantType InjuryNature BodyPartRegion
## Length:31619 Length:31619 Length:31619 Length:31619
## Class :character Class :character Class :character Class :character
## Mode :character Mode :character Mode :character Mode :character
##
##
##
##
## BodyPart AverageWeeklyWage1 ClaimID1 BillReviewALE
## Length:31619 Min. : 100.0 Min. : 777632 Min. : -448.0
## Class :character 1st Qu.: 492.0 1st Qu.: 800748 1st Qu.: 16.0
## Mode :character Median : 492.0 Median : 812128 Median : 24.0
## Mean : 536.5 Mean : 1864676 Mean : 188.7
## 3rd Qu.: 492.0 3rd Qu.: 824726 3rd Qu.: 64.1
## Max. :8613.5 Max. :62203364 Max. :46055.3
## NA's :14912
## Hospital PhysicianOutpatient Rx
## Min. : -12570.4 Min. : -549.5 Min. : -160.7
## 1st Qu.: 210.5 1st Qu.: 105.8 1st Qu.: 22.9
## Median : 613.9 Median : 218.0 Median : 61.5
## Mean : 5113.2 Mean : 1813.2 Mean : 1695.2
## 3rd Qu.: 2349.1 3rd Qu.: 680.6 3rd Qu.: 189.0
## Max. :2759604.0 Max. :1219766.6 Max. :631635.5
## NA's :19655 NA's :2329 NA's :20730Columna de Días de Incapacidad
regresion <- lm (TotalIncurredCost ~ ClaimantAge_at_DOI + Gender + ClaimantType + InjuryNature + BodyPartRegion + BodyPart + AverageWeeklyWage1 , data=bd)
regresion##
## Call:
## lm(formula = TotalIncurredCost ~ ClaimantAge_at_DOI + Gender +
## ClaimantType + InjuryNature + BodyPartRegion + BodyPart +
## AverageWeeklyWage1, data = bd)
##
## Coefficients:
## (Intercept)
## -2.378e+04
## ClaimantAge_at_DOI
## 1.562e+02
## GenderMale
## 1.284e+03
## GenderNot Available
## 6.689e+04
## ClaimantTypeMedical Only
## -5.558e+04
## ClaimantTypeReport Only
## -5.011e+04
## InjuryNatureAll Other Specific Injuries, Noc
## 5.673e+04
## InjuryNatureAmputation
## 3.981e+04
## InjuryNatureAngina Pectoris
## -3.435e+03
## InjuryNatureAsbestosis
## 6.414e+04
## InjuryNatureAsphyxiation
## 6.103e+04
## InjuryNatureBlack Lung
## 6.015e+04
## InjuryNatureBurn
## 5.822e+04
## InjuryNatureCancer
## 6.751e+04
## InjuryNatureCarpal Tunnel Syndrome
## 3.969e+04
## InjuryNatureConcussion
## 8.513e+04
## InjuryNatureContagious Disease
## 7.377e+04
## InjuryNatureContusion
## 5.310e+04
## InjuryNatureCrushing
## 5.680e+04
## InjuryNatureDermatitis
## 5.106e+04
## InjuryNatureDislocation
## 3.829e+04
## InjuryNatureDust Disease, NOC
## 5.988e+04
## InjuryNatureElectric Shock
## 6.393e+04
## InjuryNatureForeign Body
## 5.245e+04
## InjuryNatureFracture
## 5.006e+04
## InjuryNatureFreezing
## 4.739e+04
## InjuryNatureHearing Loss Or Impairment
## 4.654e+04
## InjuryNatureHeat Prostration
## 4.574e+04
## InjuryNatureHernia
## 2.304e+04
## InjuryNatureInfection
## 4.686e+04
## InjuryNatureInflammation
## 6.115e+04
## InjuryNatureLaceration
## 5.288e+04
## InjuryNatureLoss of Hearing
## 4.266e+04
## InjuryNatureMental Disorder
## -3.827e+04
## InjuryNatureMental Stress
## 5.016e+04
## InjuryNatureMultiple Injuries Including Both Physical and Psychological
## 3.957e+04
## InjuryNatureMultiple Physical Injuries Only
## 5.938e+04
## InjuryNatureMyocardial Infarction
## 3.203e+04
## InjuryNatureNo Physical Injury
## 4.793e+04
## InjuryNatureNon-Standard Code
## 3.735e+04
## InjuryNatureNot Available
## 5.287e+04
## InjuryNaturePoisoning?Chemical (Other Than Metals)
## 5.778e+04
## InjuryNaturePoisoning?General (NOT OD or Cumulative Injury)
## 4.645e+04
## InjuryNaturePuncture
## 5.340e+04
## InjuryNatureRadiation
## 5.488e+04
## InjuryNatureRespiratory Disorders
## 5.089e+04
## InjuryNatureRupture
## 6.257e+04
## InjuryNatureSeverance
## 8.690e+04
## InjuryNatureSprain
## 5.235e+04
## InjuryNatureStrain
## 4.740e+04
## InjuryNatureSyncope
## 4.655e+04
## InjuryNatureVascular
## 2.162e+02
## InjuryNatureVDT-Related Disease
## 6.035e+02
## InjuryNatureVision Loss
## 5.446e+04
## BodyPartRegionLower Extremities
## 1.748e+04
## BodyPartRegionMultiple Body Parts
## 2.913e+05
## BodyPartRegionNeck
## 5.097e+04
## BodyPartRegionNon-Standard Code
## 5.759e+03
## BodyPartRegionTrunk
## 8.666e+03
## BodyPartRegionUpper Extremities
## 1.304e+04
## BodyPartAnkle
## -6.760e+03
## BodyPartArtificial Appliance
## -2.843e+05
## BodyPartBody Systems and Multiple Body Systems
## -2.765e+05
## BodyPartBrain
## 4.126e+05
## BodyPartButtocks
## 1.879e+04
## BodyPartChest
## 3.892e+03
## BodyPartDisc-Trunk
## 1.761e+04
## BodyPartEar(S)
## 1.043e+04
## BodyPartElbow
## -1.760e+02
## BodyPartEyes
## 1.369e+04
## BodyPartFacial Bones
## 1.372e+04
## BodyPartFinger(S)
## -2.799e+03
## BodyPartFoot
## -8.480e+03
## BodyPartGreat Toe
## -8.733e+03
## BodyPartHand
## -2.864e+03
## BodyPartHeart
## 6.144e+03
## BodyPartHip
## 6.854e+03
## BodyPartInsufficient Info to Properly Identify?Unclassified
## -2.826e+05
## BodyPartInternal Organs
## 1.228e+04
## BodyPartKnee
## -1.194e+03
## BodyPartLarynx
## -8.529e+04
## BodyPartLower Arm
## -2.674e+03
## BodyPartLower Back Area
## 2.532e+04
## BodyPartLower Leg
## -5.612e+01
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk)
## 1.772e+04
## BodyPartLungs
## -4.964e+02
## BodyPartMouth
## 1.350e+04
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts)
## -2.711e+05
## BodyPartMultiple Head Injury
## 1.652e+04
## BodyPartMultiple Lower Extremities
## 1.911e+03
## BodyPartMultiple Neck Injury
## -3.185e+04
## BodyPartMultiple Trunk
## 6.008e+03
## BodyPartMultiple Upper Extremities
## 4.154e+03
## BodyPartNo Physical Injury
## -2.756e+05
## BodyPartNon-Standard Code
## NA
## BodyPartNose
## 9.839e+03
## BodyPartPelvis
## 7.507e+02
## BodyPartSacrum And Coccyx
## 1.936e+04
## BodyPartShoulder(S)
## 6.654e+03
## BodyPartSkull
## 4.699e+04
## BodyPartSoft Tissue-Head
## -1.759e+04
## BodyPartSoft Tissue-Neck
## -1.805e+04
## BodyPartSpinal Cord-Trunk
## 9.208e+04
## BodyPartTeeth
## NA
## BodyPartThumb
## -2.801e+03
## BodyPartToes
## -8.322e+03
## BodyPartTrachea
## -5.600e+04
## BodyPartUpper Arm
## 3.218e+03
## BodyPartUpper Back Area
## 6.851e+03
## BodyPartUpper Leg
## NA
## BodyPartVertebrae
## NA
## BodyPartWhole Body
## NA
## BodyPartWrist
## NA
## AverageWeeklyWage1
## 8.033e+00summary(regresion)##
## Call:
## lm(formula = TotalIncurredCost ~ ClaimantAge_at_DOI + Gender +
## ClaimantType + InjuryNature + BodyPartRegion + BodyPart +
## AverageWeeklyWage1, data = bd)
##
## Residuals:
## Min 1Q Median 3Q Max
## -477362 -12697 -550 5168 4673472
##
## Coefficients: (6 not defined because of singularities)
## Estimate
## (Intercept) -2.378e+04
## ClaimantAge_at_DOI 1.562e+02
## GenderMale 1.284e+03
## GenderNot Available 6.689e+04
## ClaimantTypeMedical Only -5.558e+04
## ClaimantTypeReport Only -5.011e+04
## InjuryNatureAll Other Specific Injuries, Noc 5.673e+04
## InjuryNatureAmputation 3.981e+04
## InjuryNatureAngina Pectoris -3.435e+03
## InjuryNatureAsbestosis 6.414e+04
## InjuryNatureAsphyxiation 6.103e+04
## InjuryNatureBlack Lung 6.015e+04
## InjuryNatureBurn 5.822e+04
## InjuryNatureCancer 6.751e+04
## InjuryNatureCarpal Tunnel Syndrome 3.969e+04
## InjuryNatureConcussion 8.513e+04
## InjuryNatureContagious Disease 7.377e+04
## InjuryNatureContusion 5.310e+04
## InjuryNatureCrushing 5.680e+04
## InjuryNatureDermatitis 5.106e+04
## InjuryNatureDislocation 3.829e+04
## InjuryNatureDust Disease, NOC 5.988e+04
## InjuryNatureElectric Shock 6.393e+04
## InjuryNatureForeign Body 5.245e+04
## InjuryNatureFracture 5.006e+04
## InjuryNatureFreezing 4.739e+04
## InjuryNatureHearing Loss Or Impairment 4.654e+04
## InjuryNatureHeat Prostration 4.574e+04
## InjuryNatureHernia 2.304e+04
## InjuryNatureInfection 4.686e+04
## InjuryNatureInflammation 6.115e+04
## InjuryNatureLaceration 5.288e+04
## InjuryNatureLoss of Hearing 4.266e+04
## InjuryNatureMental Disorder -3.827e+04
## InjuryNatureMental Stress 5.016e+04
## InjuryNatureMultiple Injuries Including Both Physical and Psychological 3.957e+04
## InjuryNatureMultiple Physical Injuries Only 5.938e+04
## InjuryNatureMyocardial Infarction 3.203e+04
## InjuryNatureNo Physical Injury 4.793e+04
## InjuryNatureNon-Standard Code 3.735e+04
## InjuryNatureNot Available 5.287e+04
## InjuryNaturePoisoning?Chemical (Other Than Metals) 5.778e+04
## InjuryNaturePoisoning?General (NOT OD or Cumulative Injury) 4.645e+04
## InjuryNaturePuncture 5.340e+04
## InjuryNatureRadiation 5.488e+04
## InjuryNatureRespiratory Disorders 5.089e+04
## InjuryNatureRupture 6.257e+04
## InjuryNatureSeverance 8.690e+04
## InjuryNatureSprain 5.235e+04
## InjuryNatureStrain 4.740e+04
## InjuryNatureSyncope 4.655e+04
## InjuryNatureVascular 2.162e+02
## InjuryNatureVDT-Related Disease 6.035e+02
## InjuryNatureVision Loss 5.446e+04
## BodyPartRegionLower Extremities 1.748e+04
## BodyPartRegionMultiple Body Parts 2.913e+05
## BodyPartRegionNeck 5.097e+04
## BodyPartRegionNon-Standard Code 5.759e+03
## BodyPartRegionTrunk 8.666e+03
## BodyPartRegionUpper Extremities 1.304e+04
## BodyPartAnkle -6.760e+03
## BodyPartArtificial Appliance -2.843e+05
## BodyPartBody Systems and Multiple Body Systems -2.765e+05
## BodyPartBrain 4.126e+05
## BodyPartButtocks 1.879e+04
## BodyPartChest 3.892e+03
## BodyPartDisc-Trunk 1.761e+04
## BodyPartEar(S) 1.043e+04
## BodyPartElbow -1.760e+02
## BodyPartEyes 1.369e+04
## BodyPartFacial Bones 1.372e+04
## BodyPartFinger(S) -2.799e+03
## BodyPartFoot -8.480e+03
## BodyPartGreat Toe -8.733e+03
## BodyPartHand -2.864e+03
## BodyPartHeart 6.144e+03
## BodyPartHip 6.854e+03
## BodyPartInsufficient Info to Properly Identify?Unclassified -2.826e+05
## BodyPartInternal Organs 1.228e+04
## BodyPartKnee -1.194e+03
## BodyPartLarynx -8.529e+04
## BodyPartLower Arm -2.674e+03
## BodyPartLower Back Area 2.532e+04
## BodyPartLower Leg -5.612e+01
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) 1.772e+04
## BodyPartLungs -4.964e+02
## BodyPartMouth 1.350e+04
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) -2.711e+05
## BodyPartMultiple Head Injury 1.652e+04
## BodyPartMultiple Lower Extremities 1.911e+03
## BodyPartMultiple Neck Injury -3.185e+04
## BodyPartMultiple Trunk 6.008e+03
## BodyPartMultiple Upper Extremities 4.154e+03
## BodyPartNo Physical Injury -2.756e+05
## BodyPartNon-Standard Code NA
## BodyPartNose 9.839e+03
## BodyPartPelvis 7.507e+02
## BodyPartSacrum And Coccyx 1.936e+04
## BodyPartShoulder(S) 6.654e+03
## BodyPartSkull 4.699e+04
## BodyPartSoft Tissue-Head -1.759e+04
## BodyPartSoft Tissue-Neck -1.805e+04
## BodyPartSpinal Cord-Trunk 9.208e+04
## BodyPartTeeth NA
## BodyPartThumb -2.801e+03
## BodyPartToes -8.322e+03
## BodyPartTrachea -5.600e+04
## BodyPartUpper Arm 3.218e+03
## BodyPartUpper Back Area 6.851e+03
## BodyPartUpper Leg NA
## BodyPartVertebrae NA
## BodyPartWhole Body NA
## BodyPartWrist NA
## AverageWeeklyWage1 8.033e+00
## Std. Error
## (Intercept) 8.063e+04
## ClaimantAge_at_DOI 4.036e+01
## GenderMale 9.244e+02
## GenderNot Available 8.412e+03
## ClaimantTypeMedical Only 1.152e+03
## ClaimantTypeReport Only 2.596e+03
## InjuryNatureAll Other Specific Injuries, Noc 8.019e+04
## InjuryNatureAmputation 8.502e+04
## InjuryNatureAngina Pectoris 9.965e+04
## InjuryNatureAsbestosis 8.190e+04
## InjuryNatureAsphyxiation 1.134e+05
## InjuryNatureBlack Lung 1.134e+05
## InjuryNatureBurn 8.029e+04
## InjuryNatureCancer 8.962e+04
## InjuryNatureCarpal Tunnel Syndrome 8.036e+04
## InjuryNatureConcussion 8.056e+04
## InjuryNatureContagious Disease 8.067e+04
## InjuryNatureContusion 8.018e+04
## InjuryNatureCrushing 8.045e+04
## InjuryNatureDermatitis 8.026e+04
## InjuryNatureDislocation 8.043e+04
## InjuryNatureDust Disease, NOC 9.279e+04
## InjuryNatureElectric Shock 8.116e+04
## InjuryNatureForeign Body 8.024e+04
## InjuryNatureFracture 8.022e+04
## InjuryNatureFreezing 9.252e+04
## InjuryNatureHearing Loss Or Impairment 8.260e+04
## InjuryNatureHeat Prostration 8.102e+04
## InjuryNatureHernia 8.088e+04
## InjuryNatureInfection 8.057e+04
## InjuryNatureInflammation 8.029e+04
## InjuryNatureLaceration 8.019e+04
## InjuryNatureLoss of Hearing 8.309e+04
## InjuryNatureMental Disorder 8.799e+04
## InjuryNatureMental Stress 8.077e+04
## InjuryNatureMultiple Injuries Including Both Physical and Psychological 8.279e+04
## InjuryNatureMultiple Physical Injuries Only 8.025e+04
## InjuryNatureMyocardial Infarction 8.664e+04
## InjuryNatureNo Physical Injury 8.011e+04
## InjuryNatureNon-Standard Code 8.082e+04
## InjuryNatureNot Available 1.133e+05
## InjuryNaturePoisoning?Chemical (Other Than Metals) 8.081e+04
## InjuryNaturePoisoning?General (NOT OD or Cumulative Injury) 8.261e+04
## InjuryNaturePuncture 8.020e+04
## InjuryNatureRadiation 8.297e+04
## InjuryNatureRespiratory Disorders 8.038e+04
## InjuryNatureRupture 8.119e+04
## InjuryNatureSeverance 8.321e+04
## InjuryNatureSprain 8.019e+04
## InjuryNatureStrain 8.018e+04
## InjuryNatureSyncope 8.093e+04
## InjuryNatureVascular 1.132e+05
## InjuryNatureVDT-Related Disease 1.133e+05
## InjuryNatureVision Loss 8.347e+04
## BodyPartRegionLower Extremities 9.834e+03
## BodyPartRegionMultiple Body Parts 3.140e+04
## BodyPartRegionNeck 4.088e+04
## BodyPartRegionNon-Standard Code 1.367e+04
## BodyPartRegionTrunk 9.718e+03
## BodyPartRegionUpper Extremities 8.743e+03
## BodyPartAnkle 5.588e+03
## BodyPartArtificial Appliance 4.685e+04
## BodyPartBody Systems and Multiple Body Systems 3.117e+04
## BodyPartBrain 3.768e+04
## BodyPartButtocks 9.258e+03
## BodyPartChest 5.913e+03
## BodyPartDisc-Trunk 7.302e+03
## BodyPartEar(S) 1.227e+04
## BodyPartElbow 4.234e+03
## BodyPartEyes 8.927e+03
## BodyPartFacial Bones 9.857e+03
## BodyPartFinger(S) 2.933e+03
## BodyPartFoot 5.699e+03
## BodyPartGreat Toe 1.081e+04
## BodyPartHand 2.960e+03
## BodyPartHeart 3.530e+04
## BodyPartHip 6.760e+03
## BodyPartInsufficient Info to Properly Identify?Unclassified 3.066e+04
## BodyPartInternal Organs 1.275e+04
## BodyPartKnee 5.259e+03
## BodyPartLarynx 8.940e+04
## BodyPartLower Arm 3.719e+03
## BodyPartLower Back Area 4.984e+03
## BodyPartLower Leg 5.884e+03
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) 5.937e+03
## BodyPartLungs 9.118e+03
## BodyPartMouth 1.054e+04
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) 3.026e+04
## BodyPartMultiple Head Injury 8.836e+03
## BodyPartMultiple Lower Extremities 6.542e+03
## BodyPartMultiple Neck Injury 4.016e+04
## BodyPartMultiple Trunk 1.184e+04
## BodyPartMultiple Upper Extremities 4.255e+03
## BodyPartNo Physical Injury 3.086e+04
## BodyPartNon-Standard Code NA
## BodyPartNose 1.060e+04
## BodyPartPelvis 1.139e+04
## BodyPartSacrum And Coccyx 1.612e+04
## BodyPartShoulder(S) 3.078e+03
## BodyPartSkull 1.638e+04
## BodyPartSoft Tissue-Head 8.066e+04
## BodyPartSoft Tissue-Neck 4.032e+04
## BodyPartSpinal Cord-Trunk 1.418e+04
## BodyPartTeeth NA
## BodyPartThumb 3.799e+03
## BodyPartToes 7.792e+03
## BodyPartTrachea 5.036e+04
## BodyPartUpper Arm 4.484e+03
## BodyPartUpper Back Area 6.937e+03
## BodyPartUpper Leg NA
## BodyPartVertebrae NA
## BodyPartWhole Body NA
## BodyPartWrist NA
## AverageWeeklyWage1 2.081e+00
## t value
## (Intercept) -0.295
## ClaimantAge_at_DOI 3.871
## GenderMale 1.389
## GenderNot Available 7.952
## ClaimantTypeMedical Only -48.261
## ClaimantTypeReport Only -19.300
## InjuryNatureAll Other Specific Injuries, Noc 0.707
## InjuryNatureAmputation 0.468
## InjuryNatureAngina Pectoris -0.034
## InjuryNatureAsbestosis 0.783
## InjuryNatureAsphyxiation 0.538
## InjuryNatureBlack Lung 0.530
## InjuryNatureBurn 0.725
## InjuryNatureCancer 0.753
## InjuryNatureCarpal Tunnel Syndrome 0.494
## InjuryNatureConcussion 1.057
## InjuryNatureContagious Disease 0.915
## InjuryNatureContusion 0.662
## InjuryNatureCrushing 0.706
## InjuryNatureDermatitis 0.636
## InjuryNatureDislocation 0.476
## InjuryNatureDust Disease, NOC 0.645
## InjuryNatureElectric Shock 0.788
## InjuryNatureForeign Body 0.654
## InjuryNatureFracture 0.624
## InjuryNatureFreezing 0.512
## InjuryNatureHearing Loss Or Impairment 0.563
## InjuryNatureHeat Prostration 0.565
## InjuryNatureHernia 0.285
## InjuryNatureInfection 0.582
## InjuryNatureInflammation 0.762
## InjuryNatureLaceration 0.659
## InjuryNatureLoss of Hearing 0.513
## InjuryNatureMental Disorder -0.435
## InjuryNatureMental Stress 0.621
## InjuryNatureMultiple Injuries Including Both Physical and Psychological 0.478
## InjuryNatureMultiple Physical Injuries Only 0.740
## InjuryNatureMyocardial Infarction 0.370
## InjuryNatureNo Physical Injury 0.598
## InjuryNatureNon-Standard Code 0.462
## InjuryNatureNot Available 0.467
## InjuryNaturePoisoning?Chemical (Other Than Metals) 0.715
## InjuryNaturePoisoning?General (NOT OD or Cumulative Injury) 0.562
## InjuryNaturePuncture 0.666
## InjuryNatureRadiation 0.661
## InjuryNatureRespiratory Disorders 0.633
## InjuryNatureRupture 0.771
## InjuryNatureSeverance 1.044
## InjuryNatureSprain 0.653
## InjuryNatureStrain 0.591
## InjuryNatureSyncope 0.575
## InjuryNatureVascular 0.002
## InjuryNatureVDT-Related Disease 0.005
## InjuryNatureVision Loss 0.652
## BodyPartRegionLower Extremities 1.778
## BodyPartRegionMultiple Body Parts 9.277
## BodyPartRegionNeck 1.247
## BodyPartRegionNon-Standard Code 0.421
## BodyPartRegionTrunk 0.892
## BodyPartRegionUpper Extremities 1.491
## BodyPartAnkle -1.210
## BodyPartArtificial Appliance -6.068
## BodyPartBody Systems and Multiple Body Systems -8.871
## BodyPartBrain 10.951
## BodyPartButtocks 2.030
## BodyPartChest 0.658
## BodyPartDisc-Trunk 2.412
## BodyPartEar(S) 0.850
## BodyPartElbow -0.042
## BodyPartEyes 1.534
## BodyPartFacial Bones 1.392
## BodyPartFinger(S) -0.954
## BodyPartFoot -1.488
## BodyPartGreat Toe -0.808
## BodyPartHand -0.967
## BodyPartHeart 0.174
## BodyPartHip 1.014
## BodyPartInsufficient Info to Properly Identify?Unclassified -9.218
## BodyPartInternal Organs 0.964
## BodyPartKnee -0.227
## BodyPartLarynx -0.954
## BodyPartLower Arm -0.719
## BodyPartLower Back Area 5.080
## BodyPartLower Leg -0.010
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) 2.985
## BodyPartLungs -0.054
## BodyPartMouth 1.281
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) -8.957
## BodyPartMultiple Head Injury 1.869
## BodyPartMultiple Lower Extremities 0.292
## BodyPartMultiple Neck Injury -0.793
## BodyPartMultiple Trunk 0.508
## BodyPartMultiple Upper Extremities 0.976
## BodyPartNo Physical Injury -8.930
## BodyPartNon-Standard Code NA
## BodyPartNose 0.929
## BodyPartPelvis 0.066
## BodyPartSacrum And Coccyx 1.201
## BodyPartShoulder(S) 2.162
## BodyPartSkull 2.868
## BodyPartSoft Tissue-Head -0.218
## BodyPartSoft Tissue-Neck -0.448
## BodyPartSpinal Cord-Trunk 6.495
## BodyPartTeeth NA
## BodyPartThumb -0.737
## BodyPartToes -1.068
## BodyPartTrachea -1.112
## BodyPartUpper Arm 0.718
## BodyPartUpper Back Area 0.988
## BodyPartUpper Leg NA
## BodyPartVertebrae NA
## BodyPartWhole Body NA
## BodyPartWrist NA
## AverageWeeklyWage1 3.860
## Pr(>|t|)
## (Intercept) 0.768018
## ClaimantAge_at_DOI 0.000109
## GenderMale 0.164980
## GenderNot Available 1.90e-15
## ClaimantTypeMedical Only < 2e-16
## ClaimantTypeReport Only < 2e-16
## InjuryNatureAll Other Specific Injuries, Noc 0.479316
## InjuryNatureAmputation 0.639614
## InjuryNatureAngina Pectoris 0.972499
## InjuryNatureAsbestosis 0.433548
## InjuryNatureAsphyxiation 0.590606
## InjuryNatureBlack Lung 0.595936
## InjuryNatureBurn 0.468425
## InjuryNatureCancer 0.451230
## InjuryNatureCarpal Tunnel Syndrome 0.621353
## InjuryNatureConcussion 0.290675
## InjuryNatureContagious Disease 0.360437
## InjuryNatureContusion 0.507791
## InjuryNatureCrushing 0.480165
## InjuryNatureDermatitis 0.524685
## InjuryNatureDislocation 0.634034
## InjuryNatureDust Disease, NOC 0.518712
## InjuryNatureElectric Shock 0.430906
## InjuryNatureForeign Body 0.513297
## InjuryNatureFracture 0.532576
## InjuryNatureFreezing 0.608538
## InjuryNatureHearing Loss Or Impairment 0.573195
## InjuryNatureHeat Prostration 0.572386
## InjuryNatureHernia 0.775742
## InjuryNatureInfection 0.560845
## InjuryNatureInflammation 0.446283
## InjuryNatureLaceration 0.509641
## InjuryNatureLoss of Hearing 0.607631
## InjuryNatureMental Disorder 0.663656
## InjuryNatureMental Stress 0.534599
## InjuryNatureMultiple Injuries Including Both Physical and Psychological 0.632666
## InjuryNatureMultiple Physical Injuries Only 0.459316
## InjuryNatureMyocardial Infarction 0.711606
## InjuryNatureNo Physical Injury 0.549606
## InjuryNatureNon-Standard Code 0.643982
## InjuryNatureNot Available 0.640612
## InjuryNaturePoisoning?Chemical (Other Than Metals) 0.474557
## InjuryNaturePoisoning?General (NOT OD or Cumulative Injury) 0.573890
## InjuryNaturePuncture 0.505543
## InjuryNatureRadiation 0.508337
## InjuryNatureRespiratory Disorders 0.526623
## InjuryNatureRupture 0.440943
## InjuryNatureSeverance 0.296341
## InjuryNatureSprain 0.513860
## InjuryNatureStrain 0.554392
## InjuryNatureSyncope 0.565167
## InjuryNatureVascular 0.998477
## InjuryNatureVDT-Related Disease 0.995749
## InjuryNatureVision Loss 0.514091
## BodyPartRegionLower Extremities 0.075477
## BodyPartRegionMultiple Body Parts < 2e-16
## BodyPartRegionNeck 0.212527
## BodyPartRegionNon-Standard Code 0.673656
## BodyPartRegionTrunk 0.372556
## BodyPartRegionUpper Extremities 0.135999
## BodyPartAnkle 0.226456
## BodyPartArtificial Appliance 1.31e-09
## BodyPartBody Systems and Multiple Body Systems < 2e-16
## BodyPartBrain < 2e-16
## BodyPartButtocks 0.042366
## BodyPartChest 0.510385
## BodyPartDisc-Trunk 0.015884
## BodyPartEar(S) 0.395371
## BodyPartElbow 0.966846
## BodyPartEyes 0.125140
## BodyPartFacial Bones 0.164062
## BodyPartFinger(S) 0.339968
## BodyPartFoot 0.136747
## BodyPartGreat Toe 0.419364
## BodyPartHand 0.333304
## BodyPartHeart 0.861813
## BodyPartHip 0.310615
## BodyPartInsufficient Info to Properly Identify?Unclassified < 2e-16
## BodyPartInternal Organs 0.335180
## BodyPartKnee 0.820407
## BodyPartLarynx 0.340075
## BodyPartLower Arm 0.472158
## BodyPartLower Back Area 3.80e-07
## BodyPartLower Leg 0.992390
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) 0.002835
## BodyPartLungs 0.956579
## BodyPartMouth 0.200318
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) < 2e-16
## BodyPartMultiple Head Injury 0.061608
## BodyPartMultiple Lower Extremities 0.770137
## BodyPartMultiple Neck Injury 0.427779
## BodyPartMultiple Trunk 0.611717
## BodyPartMultiple Upper Extremities 0.328914
## BodyPartNo Physical Injury < 2e-16
## BodyPartNon-Standard Code NA
## BodyPartNose 0.353155
## BodyPartPelvis 0.947456
## BodyPartSacrum And Coccyx 0.229765
## BodyPartShoulder(S) 0.030656
## BodyPartSkull 0.004132
## BodyPartSoft Tissue-Head 0.827415
## BodyPartSoft Tissue-Neck 0.654345
## BodyPartSpinal Cord-Trunk 8.40e-11
## BodyPartTeeth NA
## BodyPartThumb 0.460854
## BodyPartToes 0.285566
## BodyPartTrachea 0.266149
## BodyPartUpper Arm 0.472978
## BodyPartUpper Back Area 0.323337
## BodyPartUpper Leg NA
## BodyPartVertebrae NA
## BodyPartWhole Body NA
## BodyPartWrist NA
## AverageWeeklyWage1 0.000114
##
## (Intercept)
## ClaimantAge_at_DOI ***
## GenderMale
## GenderNot Available ***
## ClaimantTypeMedical Only ***
## ClaimantTypeReport Only ***
## InjuryNatureAll Other Specific Injuries, Noc
## InjuryNatureAmputation
## InjuryNatureAngina Pectoris
## InjuryNatureAsbestosis
## InjuryNatureAsphyxiation
## InjuryNatureBlack Lung
## InjuryNatureBurn
## InjuryNatureCancer
## InjuryNatureCarpal Tunnel Syndrome
## InjuryNatureConcussion
## InjuryNatureContagious Disease
## InjuryNatureContusion
## InjuryNatureCrushing
## InjuryNatureDermatitis
## InjuryNatureDislocation
## InjuryNatureDust Disease, NOC
## InjuryNatureElectric Shock
## InjuryNatureForeign Body
## InjuryNatureFracture
## InjuryNatureFreezing
## InjuryNatureHearing Loss Or Impairment
## InjuryNatureHeat Prostration
## InjuryNatureHernia
## InjuryNatureInfection
## InjuryNatureInflammation
## InjuryNatureLaceration
## InjuryNatureLoss of Hearing
## InjuryNatureMental Disorder
## InjuryNatureMental Stress
## InjuryNatureMultiple Injuries Including Both Physical and Psychological
## InjuryNatureMultiple Physical Injuries Only
## InjuryNatureMyocardial Infarction
## InjuryNatureNo Physical Injury
## InjuryNatureNon-Standard Code
## InjuryNatureNot Available
## InjuryNaturePoisoning?Chemical (Other Than Metals)
## InjuryNaturePoisoning?General (NOT OD or Cumulative Injury)
## InjuryNaturePuncture
## InjuryNatureRadiation
## InjuryNatureRespiratory Disorders
## InjuryNatureRupture
## InjuryNatureSeverance
## InjuryNatureSprain
## InjuryNatureStrain
## InjuryNatureSyncope
## InjuryNatureVascular
## InjuryNatureVDT-Related Disease
## InjuryNatureVision Loss
## BodyPartRegionLower Extremities .
## BodyPartRegionMultiple Body Parts ***
## BodyPartRegionNeck
## BodyPartRegionNon-Standard Code
## BodyPartRegionTrunk
## BodyPartRegionUpper Extremities
## BodyPartAnkle
## BodyPartArtificial Appliance ***
## BodyPartBody Systems and Multiple Body Systems ***
## BodyPartBrain ***
## BodyPartButtocks *
## BodyPartChest
## BodyPartDisc-Trunk *
## BodyPartEar(S)
## BodyPartElbow
## BodyPartEyes
## BodyPartFacial Bones
## BodyPartFinger(S)
## BodyPartFoot
## BodyPartGreat Toe
## BodyPartHand
## BodyPartHeart
## BodyPartHip
## BodyPartInsufficient Info to Properly Identify?Unclassified ***
## BodyPartInternal Organs
## BodyPartKnee
## BodyPartLarynx
## BodyPartLower Arm
## BodyPartLower Back Area ***
## BodyPartLower Leg
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) **
## BodyPartLungs
## BodyPartMouth
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) ***
## BodyPartMultiple Head Injury .
## BodyPartMultiple Lower Extremities
## BodyPartMultiple Neck Injury
## BodyPartMultiple Trunk
## BodyPartMultiple Upper Extremities
## BodyPartNo Physical Injury ***
## BodyPartNon-Standard Code
## BodyPartNose
## BodyPartPelvis
## BodyPartSacrum And Coccyx
## BodyPartShoulder(S) *
## BodyPartSkull **
## BodyPartSoft Tissue-Head
## BodyPartSoft Tissue-Neck
## BodyPartSpinal Cord-Trunk ***
## BodyPartTeeth
## BodyPartThumb
## BodyPartToes
## BodyPartTrachea
## BodyPartUpper Arm
## BodyPartUpper Back Area
## BodyPartUpper Leg
## BodyPartVertebrae
## BodyPartWhole Body
## BodyPartWrist
## AverageWeeklyWage1 ***
## ---
## Signif. codes: 0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
##
## Residual standard error: 79930 on 31511 degrees of freedom
## Multiple R-squared: 0.1034, Adjusted R-squared: 0.1004
## F-statistic: 33.98 on 107 and 31511 DF, p-value: < 2.2e-16datos_nuevos <- data.frame(ClaimantAge_at_DOI = c(20, 30, 40,50,60,70,80,90) , Gender = "Male" , ClaimantType = "Medical Only" , InjuryNature = "Amputation" , BodyPartRegion = "Multiple Body Parts", BodyPart = "Brain" , AverageWeeklyWage1 = 537)
predict(regresion,datos_nuevos)## Warning in predict.lm(regresion, datos_nuevos): prediction from a rank-deficient
## fit may be misleading## 1 2 3 4 5 6 7 8
## 673115.3 674677.3 676239.3 677801.3 679363.3 680925.3 682487.3 684049.4Gráfica comparando edad y tiempo de hospitalización
plot(bd$ClaimantAge_at_DOI,bd$Transaction_Time, main="La edad y el tiempo de hospitalizacion", xlab="Edad", ylab="Tiempo en el hospital")
Conclusiones
Dentro de este modelo predictivo de la base de excel de seguros se lograron identificar relaciones entre diferentes factores, los cuales en este caso fueron las variables analizadas, y estos mismos nos ayudaron a valorar riesgos o probabilidades asociadas, en este caso nos ayudaron a encontrar datos relevantes sobre la relación entre variables como es el caso del gráfico que nos ayudó a encontrar la relación entre la edad y el tiempo de hospitalización, de igual manera si se hubieran integrado diferentes datos se pueden encontrar aspectos diferentes de la base de datos.