Renta de Bicicletas

Importar base de datos

setwd("C:\\Users\\javaw\\OneDrive - Instituto Tecnologico y de Estudios Superiores de Monterrey\\7mo Semestre\\Modulo 3")

df <- read.csv("rentadebicis.csv")
head(df,10)
##    ï..hora dia mes aÃ.o estacion dia_de_la_semana asueto temperatura
## 1        0   1   1 2011        1                6      0        9.84
## 2        1   1   1 2011        1                6      0        9.02
## 3        2   1   1 2011        1                6      0        9.02
## 4        3   1   1 2011        1                6      0        9.84
## 5        4   1   1 2011        1                6      0        9.84
## 6        5   1   1 2011        1                6      0        9.84
## 7        6   1   1 2011        1                6      0        9.02
## 8        7   1   1 2011        1                6      0        8.20
## 9        8   1   1 2011        1                6      0        9.84
## 10       9   1   1 2011        1                6      0       13.12
##    sensacion_termica humedad velocidad_del_viento rentas_de_no_registrados
## 1             14.395      81               0.0000                        3
## 2             13.635      80               0.0000                        8
## 3             13.635      80               0.0000                        5
## 4             14.395      75               0.0000                        3
## 5             14.395      75               0.0000                        0
## 6             12.880      75               6.0032                        0
## 7             13.635      80               0.0000                        2
## 8             12.880      86               0.0000                        1
## 9             14.395      75               0.0000                        1
## 10            17.425      76               0.0000                        8
##    rentas_de_registrados rentas_totales
## 1                     13             16
## 2                     32             40
## 3                     27             32
## 4                     10             13
## 5                      1              1
## 6                      1              1
## 7                      0              2
## 8                      2              3
## 9                      7              8
## 10                     6             14

Entender la base de datos

resumen <- summary(df)
resumen
##     ï..hora           dia              mes              aÃ.o     
##  Min.   : 0.00   Min.   : 1.000   Min.   : 1.000   Min.   :2011  
##  1st Qu.: 6.00   1st Qu.: 5.000   1st Qu.: 4.000   1st Qu.:2011  
##  Median :12.00   Median :10.000   Median : 7.000   Median :2012  
##  Mean   :11.54   Mean   : 9.993   Mean   : 6.521   Mean   :2012  
##  3rd Qu.:18.00   3rd Qu.:15.000   3rd Qu.:10.000   3rd Qu.:2012  
##  Max.   :23.00   Max.   :19.000   Max.   :12.000   Max.   :2012  
##     estacion     dia_de_la_semana     asueto         temperatura   
##  Min.   :1.000   Min.   :1.000    Min.   :0.00000   Min.   : 0.82  
##  1st Qu.:2.000   1st Qu.:2.000    1st Qu.:0.00000   1st Qu.:13.94  
##  Median :3.000   Median :4.000    Median :0.00000   Median :20.50  
##  Mean   :2.507   Mean   :4.014    Mean   :0.02857   Mean   :20.23  
##  3rd Qu.:4.000   3rd Qu.:6.000    3rd Qu.:0.00000   3rd Qu.:26.24  
##  Max.   :4.000   Max.   :7.000    Max.   :1.00000   Max.   :41.00  
##  sensacion_termica    humedad       velocidad_del_viento
##  Min.   : 0.76     Min.   :  0.00   Min.   : 0.000      
##  1st Qu.:16.66     1st Qu.: 47.00   1st Qu.: 7.002      
##  Median :24.24     Median : 62.00   Median :12.998      
##  Mean   :23.66     Mean   : 61.89   Mean   :12.799      
##  3rd Qu.:31.06     3rd Qu.: 77.00   3rd Qu.:16.998      
##  Max.   :45.45     Max.   :100.00   Max.   :56.997      
##  rentas_de_no_registrados rentas_de_registrados rentas_totales 
##  Min.   :  0.00           Min.   :  0.0         Min.   :  1.0  
##  1st Qu.:  4.00           1st Qu.: 36.0         1st Qu.: 42.0  
##  Median : 17.00           Median :118.0         Median :145.0  
##  Mean   : 36.02           Mean   :155.6         Mean   :191.6  
##  3rd Qu.: 49.00           3rd Qu.:222.0         3rd Qu.:284.0  
##  Max.   :367.00           Max.   :886.0         Max.   :977.0

Observaciones

  1. ¿Por qué los dias llegan hasta el 19 y no hasta el 31?
  2. ¿Qué significan los números en las estaciones? 1 es primavera, 2 es otoño, 3 es verano, 4 es invierno.

Herramienta “El Generador de Valor de Datos”

Paso 1. Definir el área de negocio a impactar y su KPI

El departamento de renta de bicicletas, y el KPI es rentas.

Paso 2. Seleccionar plantilla(s) para crear valor a partir de los datos de los clientes.
Visión Segmentación Personalización Contextualización
Paso 3. Generar ideas o conceptos específicos.

Elaborar un modelo predictivo de rentas de bicicleta.

Paso 4.Reunir los datos requeridos.

Elaborar una regresión para realizar un modelo predictivo para las rentas.

Paso 5. Plan de ejecución.

Mecadotecnia elaborará plan para aumentar las rentas de acuerdo al resultado del modelo predictivo.

Graficar la relación de la temperatura con las rentas totales

plot(df$temperatura, df$rentas_totales, main = "Influencia de la temperatura sobre las rentas totales", xlab = "Temperatura (°C)", ylab = "Rentas totales", type = "p")

Regresión Lineal

regresion <- lm(rentas_totales~ï..hora+dia+mes+aÃ.o+estacion+dia_de_la_semana+asueto+temperatura+sensacion_termica+humedad+velocidad_del_viento, data=df)
summary(regresion)
## 
## Call:
## lm(formula = rentas_totales ~ ï..hora + dia + mes + aÃ.o + estacion + 
##     dia_de_la_semana + asueto + temperatura + sensacion_termica + 
##     humedad + velocidad_del_viento, data = df)
## 
## Residuals:
##     Min      1Q  Median      3Q     Max 
## -305.52  -93.64  -27.70   61.85  649.10 
## 
## Coefficients:
##                        Estimate Std. Error t value Pr(>|t|)    
## (Intercept)          -1.661e+05  5.496e+03 -30.217  < 2e-16 ***
## ï..hora               7.735e+00  2.070e-01  37.368  < 2e-16 ***
## dia                   3.844e-01  2.482e-01   1.549  0.12150    
## mes                   9.996e+00  1.682e+00   5.943 2.89e-09 ***
## aÃ.o                  8.258e+01  2.732e+00  30.225  < 2e-16 ***
## estacion             -7.774e+00  5.177e+00  -1.502  0.13324    
## dia_de_la_semana      4.393e-01  6.918e-01   0.635  0.52545    
## asueto               -4.864e+00  8.365e+00  -0.582  0.56089    
## temperatura           1.582e+00  1.038e+00   1.524  0.12752    
## sensacion_termica     4.748e+00  9.552e-01   4.971 6.76e-07 ***
## humedad              -2.115e+00  7.884e-02 -26.827  < 2e-16 ***
## velocidad_del_viento  5.582e-01  1.809e-01   3.086  0.00203 ** 
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## Residual standard error: 141.7 on 10874 degrees of freedom
## Multiple R-squared:  0.3891, Adjusted R-squared:  0.3885 
## F-statistic: 629.6 on 11 and 10874 DF,  p-value: < 2.2e-16

Evaluacion de la Regresión (Evaluar y en caso necesario ajustar la regresión)

regresion <- lm(rentas_totales~ï..hora+mes+aÃ.o+sensacion_termica+humedad+velocidad_del_viento, data=df)
summary(regresion)
## 
## Call:
## lm(formula = rentas_totales ~ ï..hora + mes + aÃ.o + sensacion_termica + 
##     humedad + velocidad_del_viento, data = df)
## 
## Residuals:
##     Min      1Q  Median      3Q     Max 
## -308.60  -93.85  -28.34   61.05  648.09 
## 
## Coefficients:
##                        Estimate Std. Error t value Pr(>|t|)    
## (Intercept)          -1.662e+05  5.496e+03 -30.250  < 2e-16 ***
## ï..hora               7.734e+00  2.070e-01  37.364  < 2e-16 ***
## mes                   7.574e+00  4.207e-01  18.002  < 2e-16 ***
## aÃ.o                  8.266e+01  2.732e+00  30.258  < 2e-16 ***
## sensacion_termica     6.172e+00  1.689e-01  36.539  < 2e-16 ***
## humedad              -2.121e+00  7.858e-02 -26.988  < 2e-16 ***
## velocidad_del_viento  6.208e-01  1.771e-01   3.506 0.000457 ***
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## Residual standard error: 141.7 on 10879 degrees of freedom
## Multiple R-squared:  0.3886, Adjusted R-squared:  0.3883 
## F-statistic:  1153 on 6 and 10879 DF,  p-value: < 2.2e-16

Construcción del Modelo Predictivo

datos_nuevos <- data.frame(ï..hora=12,mes=1:12,aÃ.o=2013,sensacion_termica=24,humedad=62,velocidad_del_viento=13)
datos_nuevos
##    ï..hora mes aÃ.o sensacion_termica humedad velocidad_del_viento
## 1       12   1 2013                24      62                   13
## 2       12   2 2013                24      62                   13
## 3       12   3 2013                24      62                   13
## 4       12   4 2013                24      62                   13
## 5       12   5 2013                24      62                   13
## 6       12   6 2013                24      62                   13
## 7       12   7 2013                24      62                   13
## 8       12   8 2013                24      62                   13
## 9       12   9 2013                24      62                   13
## 10      12  10 2013                24      62                   13
## 11      12  11 2013                24      62                   13
## 12      12  12 2013                24      62                   13
predict(regresion,datos_nuevos)
##        1        2        3        4        5        6        7        8 
## 279.1478 286.7215 294.2952 301.8690 309.4427 317.0164 324.5901 332.1638 
##        9       10       11       12 
## 339.7375 347.3112 354.8849 362.4587

Seguros

Librerías

library(janitor)
library(dplyr)

Importar base de datos

setwd("C:\\Users\\javaw\\OneDrive - Instituto Tecnologico y de Estudios Superiores de Monterrey\\7mo Semestre\\Modulo 3")

df2 <- read.csv("seguros.csv")
head(df2)
##   ï..ClaimID TotalPaid TotalReserves TotalRecovery IndemnityPaid OtherPaid
## 1     777632     20.00             0             0           0.0     20.00
## 2     777646      0.00             0             0           0.0      0.00
## 3     777651   5407.32             0             0        2246.4   3160.92
## 4     777661    287.79             0             0           0.0    287.79
## 5     777666    234.89             0             0           0.0    234.89
## 6     777668     67.16             0             0           0.0     67.16
##   TotalIncurredCost ClaimStatus IncidentDate
## 1             20.00           C    01-jul-99
## 2              0.00           C    01-jul-99
## 3           5407.32           C    02-jul-99
## 4            287.79           C    02-jul-99
## 5            234.89           C    02-jul-99
## 6             67.16           C    03-jul-99
##                                                                                                                                 IncidentDescription
## 1      EE. States while going down the steps--EE foot slipped & she fell down to cement on ground--injurher rt. Knee, lt. Chest & side, cut lt. Arm
## 2 Neck, arm, wrist and neck... On going for 20 yrs, repetitive, performing ultrasound exam on patients. Repetitive motion/constant pushing combined
## 3                          EE was removing items from freezer when items started to fall - EE had to get out of way of falling boxes- strained back
## 4                                                                  EE states the fumes from a truck caused her to getan upset stomach and headache.
## 5                EE. States while trying to assist resident to wheelchair-resident slid down to floor. EE felt pain in lt shoulder down her lt arm.
## 6            EE states while trying to restrain student--he placed himself in front of the pt. & pt. Made a quick motion injurying EE. Left forearm
##   ReturnToWorkDate ClaimantOpenedDate ClaimantClosedDate
## 1                           12-jul-99          31-mar-05
## 2                           29-sep-05          22DEC2005
## 3                           14-jul-99          31-mar-05
## 4                           20-jul-99          17-jun-08
## 5                           20AUG1999          31-mar-05
## 6                           12-jul-99          15-jul-05
##   EmployerNotificationDate ReceivedDate IsDenied Transaction_Time
## 1                01-jul-99    12-jul-99        0             2089
## 2                01-jul-99    29-sep-05        1               84
## 3                02-jul-99    13-jul-99        0             2087
## 4                02-jul-99    20-jul-99        0             3255
## 5                02-jul-99    19AUG1999        0             2050
## 6                03-jul-99    12-jul-99        0             2195
##   Procesing_Time ClaimantAge_at_DOI Gender ClaimantType
## 1             11                 49 Female Medical Only
## 2           2282                 48 Female    Indemnity
## 3             12                 33 Female    Indemnity
## 4             18                 29 Female Medical Only
## 5             49                 54 Female Medical Only
## 6              9                 49   Male Medical Only
##                       InjuryNature      BodyPartRegion
## 1                       Laceration Multiple Body Parts
## 2 All Other Specific Injuries, Noc Multiple Body Parts
## 3                           Strain               Trunk
## 4            Respiratory Disorders Multiple Body Parts
## 5                           Strain Multiple Body Parts
## 6                           Strain   Upper Extremities
##                                                      BodyPart
## 1 Multiple Body Parts (Including Body Systems and Body Parts)
## 2 Multiple Body Parts (Including Body Systems and Body Parts)
## 3                                             Lower Back Area
## 4 Multiple Body Parts (Including Body Systems and Body Parts)
## 5 Multiple Body Parts (Including Body Systems and Body Parts)
## 6                                                   Lower Arm
##   AverageWeeklyWage1 ClaimID1 BillReviewALE Hospital PhysicianOutpatient
## 1            491.965   777632            NA       NA                  NA
## 2            673.080   777646         592.2 36341.95            41773.42
## 3            327.600   777651            NA   299.28              154.97
## 4            491.965   777661            NA       NA               65.53
## 5            491.965   777666            NA       NA              221.57
## 6            491.965   777668            NA       NA              175.00
##        Rx
## 1   50.29
## 2 3108.47
## 3      NA
## 4      NA
## 5      NA
## 6      NA

Limpieza de los nombres de las columnas

Es necesario tener los nombres de escritos de forma correcta y ordenada, esto para no confundirnos y escribirlos de forma correcta más adelante.

df2<-clean_names (df2)
colnames(df2)
##  [1] "i_claim_id"                 "total_paid"                
##  [3] "total_reserves"             "total_recovery"            
##  [5] "indemnity_paid"             "other_paid"                
##  [7] "total_incurred_cost"        "claim_status"              
##  [9] "incident_date"              "incident_description"      
## [11] "return_to_work_date"        "claimant_opened_date"      
## [13] "claimant_closed_date"       "employer_notification_date"
## [15] "received_date"              "is_denied"                 
## [17] "transaction_time"           "procesing_time"            
## [19] "claimant_age_at_doi"        "gender"                    
## [21] "claimant_type"              "injury_nature"             
## [23] "body_part_region"           "body_part"                 
## [25] "average_weekly_wage1"       "claim_id1"                 
## [27] "bill_review_ale"            "hospital"                  
## [29] "physician_outpatient"       "rx"

Entender la base de datos

count (df2, incident_description, sort = TRUE)
count (df2, claimant_type, sort = TRUE)
count (df2, injury_nature           , sort = TRUE)
count (df2, body_part_region                  ,sort = TRUE)
count (df2, body_part                           ,sort = TRUE)
count (df2, average_weekly_wage1             ,sort = TRUE)
resumen2 <- summary(df2)
resumen2
##    i_claim_id         total_paid      total_reserves    total_recovery     
##  Min.   :  777632   Min.   :      0   Min.   :      0   Min.   :     0.00  
##  1st Qu.:  800748   1st Qu.:     83   1st Qu.:      0   1st Qu.:     0.00  
##  Median :  812128   Median :    271   Median :      0   Median :     0.00  
##  Mean   : 1864676   Mean   :  10404   Mean   :   3368   Mean   :    66.05  
##  3rd Qu.:  824726   3rd Qu.:   1122   3rd Qu.:      0   3rd Qu.:     0.00  
##  Max.   :62203364   Max.   :4527291   Max.   :1529053   Max.   :100000.00  
##                                                                            
##  indemnity_paid     other_paid      total_incurred_cost claim_status      
##  Min.   :     0   Min.   :      0   Min.   : -10400     Length:31619      
##  1st Qu.:     0   1st Qu.:     80   1st Qu.:     80     Class :character  
##  Median :     0   Median :    265   Median :    266     Mode  :character  
##  Mean   :  4977   Mean   :   5427   Mean   :  13706                       
##  3rd Qu.:     0   3rd Qu.:   1023   3rd Qu.:   1098                       
##  Max.   :640732   Max.   :4129915   Max.   :4734750                       
##                                                                           
##  incident_date      incident_description return_to_work_date
##  Length:31619       Length:31619         Length:31619       
##  Class :character   Class :character     Class :character   
##  Mode  :character   Mode  :character     Mode  :character   
##                                                             
##                                                             
##                                                             
##                                                             
##  claimant_opened_date claimant_closed_date employer_notification_date
##  Length:31619         Length:31619         Length:31619              
##  Class :character     Class :character     Class :character          
##  Mode  :character     Mode  :character     Mode  :character          
##                                                                      
##                                                                      
##                                                                      
##                                                                      
##  received_date        is_denied       transaction_time procesing_time    
##  Length:31619       Min.   :0.00000   Min.   :    0    Min.   :    0.00  
##  Class :character   1st Qu.:0.00000   1st Qu.:  211    1st Qu.:    4.00  
##  Mode  :character   Median :0.00000   Median :  780    Median :   10.00  
##                     Mean   :0.04463   Mean   : 1004    Mean   :   62.99  
##                     3rd Qu.:0.00000   3rd Qu.: 1440    3rd Qu.:   24.00  
##                     Max.   :1.00000   Max.   :16428    Max.   :11558.00  
##                                       NA's   :614                        
##  claimant_age_at_doi    gender          claimant_type      injury_nature     
##  Min.   :14.0        Length:31619       Length:31619       Length:31619      
##  1st Qu.:33.0        Class :character   Class :character   Class :character  
##  Median :42.0        Mode  :character   Mode  :character   Mode  :character  
##  Mean   :41.6                                                                
##  3rd Qu.:50.0                                                                
##  Max.   :94.0                                                                
##                                                                              
##  body_part_region    body_part         average_weekly_wage1   claim_id1       
##  Length:31619       Length:31619       Min.   : 100.0       Min.   :  777632  
##  Class :character   Class :character   1st Qu.: 492.0       1st Qu.:  800748  
##  Mode  :character   Mode  :character   Median : 492.0       Median :  812128  
##                                        Mean   : 536.5       Mean   : 1864676  
##                                        3rd Qu.: 492.0       3rd Qu.:  824726  
##                                        Max.   :8613.5       Max.   :62203364  
##                                                                               
##  bill_review_ale      hospital         physician_outpatient       rx          
##  Min.   : -448.0   Min.   : -12570.4   Min.   :   -549.5    Min.   :  -160.7  
##  1st Qu.:   16.0   1st Qu.:    210.5   1st Qu.:    105.8    1st Qu.:    22.9  
##  Median :   24.0   Median :    613.9   Median :    218.0    Median :    61.5  
##  Mean   :  188.7   Mean   :   5113.2   Mean   :   1813.2    Mean   :  1695.2  
##  3rd Qu.:   64.1   3rd Qu.:   2349.1   3rd Qu.:    680.6    3rd Qu.:   189.0  
##  Max.   :46055.3   Max.   :2759604.0   Max.   :1219766.6    Max.   :631635.5  
##  NA's   :14912     NA's   :19655       NA's   :2329         NA's   :20730

Herramienta “El Generador de Valor de Datos”

Paso 1. Definir el área de negocio a impactar y su KPI

El departamento de costos, y el KPI es costo incurrido.

Paso 2. Seleccionar plantilla(s) para crear valor a partir de los datos de los clientes.
Visión Segmentación Personalización Contextualización
Paso 3. Generar ideas o conceptos específicos.

Elaborar un modelo predictivo del costo incurrido de acuerdo al tipo de lesión.

Paso 4.Reunir los datos requeridos.

Elaborar una regresión para realizar un modelo predictivo para el costo incurrido.

Paso 5. Plan de ejecución.

El departamento de costos, de acuerdo a los resultados de la regresión y el modelo predictivo, buscaran ajustar la tasa de la aseguradora.

Regresión Lineal

regresion2 <- lm (total_incurred_cost ~ claimant_age_at_doi + gender + claimant_type + injury_nature + body_part_region  + body_part + average_weekly_wage1 , data=df2)
summary (regresion2)
## 
## Call:
## lm(formula = total_incurred_cost ~ claimant_age_at_doi + gender + 
##     claimant_type + injury_nature + body_part_region + body_part + 
##     average_weekly_wage1, data = df2)
## 
## Residuals:
##     Min      1Q  Median      3Q     Max 
## -477362  -12697    -550    5168 4673472 
## 
## Coefficients: (6 not defined because of singularities)
##                                                                            Estimate
## (Intercept)                                                              -2.378e+04
## claimant_age_at_doi                                                       1.562e+02
## genderMale                                                                1.284e+03
## genderNot Available                                                       6.689e+04
## claimant_typeMedical Only                                                -5.558e+04
## claimant_typeReport Only                                                 -5.011e+04
## injury_natureAll Other Specific Injuries, Noc                             5.673e+04
## injury_natureAmputation                                                   3.981e+04
## injury_natureAngina Pectoris                                             -3.435e+03
## injury_natureAsbestosis                                                   6.414e+04
## injury_natureAsphyxiation                                                 6.103e+04
## injury_natureBlack Lung                                                   6.015e+04
## injury_natureBurn                                                         5.822e+04
## injury_natureCancer                                                       6.751e+04
## injury_natureCarpal Tunnel Syndrome                                       3.969e+04
## injury_natureConcussion                                                   8.513e+04
## injury_natureContagious Disease                                           7.377e+04
## injury_natureContusion                                                    5.310e+04
## injury_natureCrushing                                                     5.680e+04
## injury_natureDermatitis                                                   5.106e+04
## injury_natureDislocation                                                  3.829e+04
## injury_natureDust Disease, NOC                                            5.988e+04
## injury_natureElectric Shock                                               6.393e+04
## injury_natureForeign Body                                                 5.245e+04
## injury_natureFracture                                                     5.006e+04
## injury_natureFreezing                                                     4.739e+04
## injury_natureHearing Loss Or Impairment                                   4.654e+04
## injury_natureHeat Prostration                                             4.574e+04
## injury_natureHernia                                                       2.304e+04
## injury_natureInfection                                                    4.686e+04
## injury_natureInflammation                                                 6.115e+04
## injury_natureLaceration                                                   5.288e+04
## injury_natureLoss of Hearing                                              4.266e+04
## injury_natureMental Disorder                                             -3.827e+04
## injury_natureMental Stress                                                5.016e+04
## injury_natureMultiple Injuries Including Both Physical and Psychological  3.957e+04
## injury_natureMultiple Physical Injuries Only                              5.938e+04
## injury_natureMyocardial Infarction                                        3.203e+04
## injury_natureNo Physical Injury                                           4.793e+04
## injury_natureNon-Standard Code                                            3.735e+04
## injury_natureNot Available                                                5.287e+04
## injury_naturePoisoning?Chemical (Other Than Metals)                       5.778e+04
## injury_naturePoisoning?General (NOT OD or Cumulative Injury)              4.645e+04
## injury_naturePuncture                                                     5.340e+04
## injury_natureRadiation                                                    5.488e+04
## injury_natureRespiratory Disorders                                        5.089e+04
## injury_natureRupture                                                      6.257e+04
## injury_natureSeverance                                                    8.690e+04
## injury_natureSprain                                                       5.235e+04
## injury_natureStrain                                                       4.740e+04
## injury_natureSyncope                                                      4.655e+04
## injury_natureVascular                                                     2.162e+02
## injury_natureVDT-Related Disease                                          6.035e+02
## injury_natureVision Loss                                                  5.446e+04
## body_part_regionLower Extremities                                         1.748e+04
## body_part_regionMultiple Body Parts                                       2.913e+05
## body_part_regionNeck                                                      5.097e+04
## body_part_regionNon-Standard Code                                         5.759e+03
## body_part_regionTrunk                                                     8.666e+03
## body_part_regionUpper Extremities                                         1.304e+04
## body_partAnkle                                                           -6.760e+03
## body_partArtificial Appliance                                            -2.843e+05
## body_partBody Systems and Multiple Body Systems                          -2.765e+05
## body_partBrain                                                            4.126e+05
## body_partButtocks                                                         1.879e+04
## body_partChest                                                            3.892e+03
## body_partDisc-Trunk                                                       1.761e+04
## body_partEar(S)                                                           1.043e+04
## body_partElbow                                                           -1.760e+02
## body_partEyes                                                             1.369e+04
## body_partFacial Bones                                                     1.372e+04
## body_partFinger(S)                                                       -2.799e+03
## body_partFoot                                                            -8.480e+03
## body_partGreat Toe                                                       -8.733e+03
## body_partHand                                                            -2.864e+03
## body_partHeart                                                            6.144e+03
## body_partHip                                                              6.854e+03
## body_partInsufficient Info to Properly Identify?Unclassified             -2.826e+05
## body_partInternal Organs                                                  1.228e+04
## body_partKnee                                                            -1.194e+03
## body_partLarynx                                                          -8.529e+04
## body_partLower Arm                                                       -2.674e+03
## body_partLower Back Area                                                  2.532e+04
## body_partLower Leg                                                       -5.612e+01
## body_partLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk)              1.772e+04
## body_partLungs                                                           -4.964e+02
## body_partMouth                                                            1.350e+04
## body_partMultiple Body Parts (Including Body Systems and Body Parts)     -2.711e+05
## body_partMultiple Head Injury                                             1.652e+04
## body_partMultiple Lower Extremities                                       1.911e+03
## body_partMultiple Neck Injury                                            -3.185e+04
## body_partMultiple Trunk                                                   6.008e+03
## body_partMultiple Upper Extremities                                       4.154e+03
## body_partNo Physical Injury                                              -2.756e+05
## body_partNon-Standard Code                                                       NA
## body_partNose                                                             9.839e+03
## body_partPelvis                                                           7.507e+02
## body_partSacrum And Coccyx                                                1.936e+04
## body_partShoulder(S)                                                      6.654e+03
## body_partSkull                                                            4.699e+04
## body_partSoft Tissue-Head                                                -1.759e+04
## body_partSoft Tissue-Neck                                                -1.805e+04
## body_partSpinal Cord-Trunk                                                9.208e+04
## body_partTeeth                                                                   NA
## body_partThumb                                                           -2.801e+03
## body_partToes                                                            -8.322e+03
## body_partTrachea                                                         -5.600e+04
## body_partUpper Arm                                                        3.218e+03
## body_partUpper Back Area                                                  6.851e+03
## body_partUpper Leg                                                               NA
## body_partVertebrae                                                               NA
## body_partWhole Body                                                              NA
## body_partWrist                                                                   NA
## average_weekly_wage1                                                      8.033e+00
##                                                                          Std. Error
## (Intercept)                                                               8.063e+04
## claimant_age_at_doi                                                       4.036e+01
## genderMale                                                                9.244e+02
## genderNot Available                                                       8.412e+03
## claimant_typeMedical Only                                                 1.152e+03
## claimant_typeReport Only                                                  2.596e+03
## injury_natureAll Other Specific Injuries, Noc                             8.019e+04
## injury_natureAmputation                                                   8.502e+04
## injury_natureAngina Pectoris                                              9.965e+04
## injury_natureAsbestosis                                                   8.190e+04
## injury_natureAsphyxiation                                                 1.134e+05
## injury_natureBlack Lung                                                   1.134e+05
## injury_natureBurn                                                         8.029e+04
## injury_natureCancer                                                       8.962e+04
## injury_natureCarpal Tunnel Syndrome                                       8.036e+04
## injury_natureConcussion                                                   8.056e+04
## injury_natureContagious Disease                                           8.067e+04
## injury_natureContusion                                                    8.018e+04
## injury_natureCrushing                                                     8.045e+04
## injury_natureDermatitis                                                   8.026e+04
## injury_natureDislocation                                                  8.043e+04
## injury_natureDust Disease, NOC                                            9.279e+04
## injury_natureElectric Shock                                               8.116e+04
## injury_natureForeign Body                                                 8.024e+04
## injury_natureFracture                                                     8.022e+04
## injury_natureFreezing                                                     9.252e+04
## injury_natureHearing Loss Or Impairment                                   8.260e+04
## injury_natureHeat Prostration                                             8.102e+04
## injury_natureHernia                                                       8.088e+04
## injury_natureInfection                                                    8.057e+04
## injury_natureInflammation                                                 8.029e+04
## injury_natureLaceration                                                   8.019e+04
## injury_natureLoss of Hearing                                              8.309e+04
## injury_natureMental Disorder                                              8.799e+04
## injury_natureMental Stress                                                8.077e+04
## injury_natureMultiple Injuries Including Both Physical and Psychological  8.279e+04
## injury_natureMultiple Physical Injuries Only                              8.025e+04
## injury_natureMyocardial Infarction                                        8.664e+04
## injury_natureNo Physical Injury                                           8.011e+04
## injury_natureNon-Standard Code                                            8.082e+04
## injury_natureNot Available                                                1.133e+05
## injury_naturePoisoning?Chemical (Other Than Metals)                       8.081e+04
## injury_naturePoisoning?General (NOT OD or Cumulative Injury)              8.261e+04
## injury_naturePuncture                                                     8.020e+04
## injury_natureRadiation                                                    8.297e+04
## injury_natureRespiratory Disorders                                        8.038e+04
## injury_natureRupture                                                      8.119e+04
## injury_natureSeverance                                                    8.321e+04
## injury_natureSprain                                                       8.019e+04
## injury_natureStrain                                                       8.018e+04
## injury_natureSyncope                                                      8.093e+04
## injury_natureVascular                                                     1.132e+05
## injury_natureVDT-Related Disease                                          1.133e+05
## injury_natureVision Loss                                                  8.347e+04
## body_part_regionLower Extremities                                         9.834e+03
## body_part_regionMultiple Body Parts                                       3.140e+04
## body_part_regionNeck                                                      4.088e+04
## body_part_regionNon-Standard Code                                         1.367e+04
## body_part_regionTrunk                                                     9.718e+03
## body_part_regionUpper Extremities                                         8.743e+03
## body_partAnkle                                                            5.588e+03
## body_partArtificial Appliance                                             4.685e+04
## body_partBody Systems and Multiple Body Systems                           3.117e+04
## body_partBrain                                                            3.768e+04
## body_partButtocks                                                         9.258e+03
## body_partChest                                                            5.913e+03
## body_partDisc-Trunk                                                       7.302e+03
## body_partEar(S)                                                           1.227e+04
## body_partElbow                                                            4.234e+03
## body_partEyes                                                             8.927e+03
## body_partFacial Bones                                                     9.857e+03
## body_partFinger(S)                                                        2.933e+03
## body_partFoot                                                             5.699e+03
## body_partGreat Toe                                                        1.081e+04
## body_partHand                                                             2.960e+03
## body_partHeart                                                            3.530e+04
## body_partHip                                                              6.760e+03
## body_partInsufficient Info to Properly Identify?Unclassified              3.066e+04
## body_partInternal Organs                                                  1.275e+04
## body_partKnee                                                             5.259e+03
## body_partLarynx                                                           8.940e+04
## body_partLower Arm                                                        3.719e+03
## body_partLower Back Area                                                  4.984e+03
## body_partLower Leg                                                        5.884e+03
## body_partLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk)              5.937e+03
## body_partLungs                                                            9.118e+03
## body_partMouth                                                            1.054e+04
## body_partMultiple Body Parts (Including Body Systems and Body Parts)      3.026e+04
## body_partMultiple Head Injury                                             8.836e+03
## body_partMultiple Lower Extremities                                       6.542e+03
## body_partMultiple Neck Injury                                             4.016e+04
## body_partMultiple Trunk                                                   1.184e+04
## body_partMultiple Upper Extremities                                       4.255e+03
## body_partNo Physical Injury                                               3.086e+04
## body_partNon-Standard Code                                                       NA
## body_partNose                                                             1.060e+04
## body_partPelvis                                                           1.139e+04
## body_partSacrum And Coccyx                                                1.612e+04
## body_partShoulder(S)                                                      3.078e+03
## body_partSkull                                                            1.638e+04
## body_partSoft Tissue-Head                                                 8.066e+04
## body_partSoft Tissue-Neck                                                 4.032e+04
## body_partSpinal Cord-Trunk                                                1.418e+04
## body_partTeeth                                                                   NA
## body_partThumb                                                            3.799e+03
## body_partToes                                                             7.792e+03
## body_partTrachea                                                          5.036e+04
## body_partUpper Arm                                                        4.484e+03
## body_partUpper Back Area                                                  6.937e+03
## body_partUpper Leg                                                               NA
## body_partVertebrae                                                               NA
## body_partWhole Body                                                              NA
## body_partWrist                                                                   NA
## average_weekly_wage1                                                      2.081e+00
##                                                                          t value
## (Intercept)                                                               -0.295
## claimant_age_at_doi                                                        3.871
## genderMale                                                                 1.389
## genderNot Available                                                        7.952
## claimant_typeMedical Only                                                -48.261
## claimant_typeReport Only                                                 -19.300
## injury_natureAll Other Specific Injuries, Noc                              0.707
## injury_natureAmputation                                                    0.468
## injury_natureAngina Pectoris                                              -0.034
## injury_natureAsbestosis                                                    0.783
## injury_natureAsphyxiation                                                  0.538
## injury_natureBlack Lung                                                    0.530
## injury_natureBurn                                                          0.725
## injury_natureCancer                                                        0.753
## injury_natureCarpal Tunnel Syndrome                                        0.494
## injury_natureConcussion                                                    1.057
## injury_natureContagious Disease                                            0.915
## injury_natureContusion                                                     0.662
## injury_natureCrushing                                                      0.706
## injury_natureDermatitis                                                    0.636
## injury_natureDislocation                                                   0.476
## injury_natureDust Disease, NOC                                             0.645
## injury_natureElectric Shock                                                0.788
## injury_natureForeign Body                                                  0.654
## injury_natureFracture                                                      0.624
## injury_natureFreezing                                                      0.512
## injury_natureHearing Loss Or Impairment                                    0.563
## injury_natureHeat Prostration                                              0.565
## injury_natureHernia                                                        0.285
## injury_natureInfection                                                     0.582
## injury_natureInflammation                                                  0.762
## injury_natureLaceration                                                    0.659
## injury_natureLoss of Hearing                                               0.513
## injury_natureMental Disorder                                              -0.435
## injury_natureMental Stress                                                 0.621
## injury_natureMultiple Injuries Including Both Physical and Psychological   0.478
## injury_natureMultiple Physical Injuries Only                               0.740
## injury_natureMyocardial Infarction                                         0.370
## injury_natureNo Physical Injury                                            0.598
## injury_natureNon-Standard Code                                             0.462
## injury_natureNot Available                                                 0.467
## injury_naturePoisoning?Chemical (Other Than Metals)                        0.715
## injury_naturePoisoning?General (NOT OD or Cumulative Injury)               0.562
## injury_naturePuncture                                                      0.666
## injury_natureRadiation                                                     0.661
## injury_natureRespiratory Disorders                                         0.633
## injury_natureRupture                                                       0.771
## injury_natureSeverance                                                     1.044
## injury_natureSprain                                                        0.653
## injury_natureStrain                                                        0.591
## injury_natureSyncope                                                       0.575
## injury_natureVascular                                                      0.002
## injury_natureVDT-Related Disease                                           0.005
## injury_natureVision Loss                                                   0.652
## body_part_regionLower Extremities                                          1.778
## body_part_regionMultiple Body Parts                                        9.277
## body_part_regionNeck                                                       1.247
## body_part_regionNon-Standard Code                                          0.421
## body_part_regionTrunk                                                      0.892
## body_part_regionUpper Extremities                                          1.491
## body_partAnkle                                                            -1.210
## body_partArtificial Appliance                                             -6.068
## body_partBody Systems and Multiple Body Systems                           -8.871
## body_partBrain                                                            10.951
## body_partButtocks                                                          2.030
## body_partChest                                                             0.658
## body_partDisc-Trunk                                                        2.412
## body_partEar(S)                                                            0.850
## body_partElbow                                                            -0.042
## body_partEyes                                                              1.534
## body_partFacial Bones                                                      1.392
## body_partFinger(S)                                                        -0.954
## body_partFoot                                                             -1.488
## body_partGreat Toe                                                        -0.808
## body_partHand                                                             -0.967
## body_partHeart                                                             0.174
## body_partHip                                                               1.014
## body_partInsufficient Info to Properly Identify?Unclassified              -9.218
## body_partInternal Organs                                                   0.964
## body_partKnee                                                             -0.227
## body_partLarynx                                                           -0.954
## body_partLower Arm                                                        -0.719
## body_partLower Back Area                                                   5.080
## body_partLower Leg                                                        -0.010
## body_partLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk)               2.985
## body_partLungs                                                            -0.054
## body_partMouth                                                             1.281
## body_partMultiple Body Parts (Including Body Systems and Body Parts)      -8.957
## body_partMultiple Head Injury                                              1.869
## body_partMultiple Lower Extremities                                        0.292
## body_partMultiple Neck Injury                                             -0.793
## body_partMultiple Trunk                                                    0.508
## body_partMultiple Upper Extremities                                        0.976
## body_partNo Physical Injury                                               -8.930
## body_partNon-Standard Code                                                    NA
## body_partNose                                                              0.929
## body_partPelvis                                                            0.066
## body_partSacrum And Coccyx                                                 1.201
## body_partShoulder(S)                                                       2.162
## body_partSkull                                                             2.868
## body_partSoft Tissue-Head                                                 -0.218
## body_partSoft Tissue-Neck                                                 -0.448
## body_partSpinal Cord-Trunk                                                 6.495
## body_partTeeth                                                                NA
## body_partThumb                                                            -0.737
## body_partToes                                                             -1.068
## body_partTrachea                                                          -1.112
## body_partUpper Arm                                                         0.718
## body_partUpper Back Area                                                   0.988
## body_partUpper Leg                                                            NA
## body_partVertebrae                                                            NA
## body_partWhole Body                                                           NA
## body_partWrist                                                                NA
## average_weekly_wage1                                                       3.860
##                                                                          Pr(>|t|)
## (Intercept)                                                              0.768018
## claimant_age_at_doi                                                      0.000109
## genderMale                                                               0.164980
## genderNot Available                                                      1.90e-15
## claimant_typeMedical Only                                                 < 2e-16
## claimant_typeReport Only                                                  < 2e-16
## injury_natureAll Other Specific Injuries, Noc                            0.479316
## injury_natureAmputation                                                  0.639614
## injury_natureAngina Pectoris                                             0.972499
## injury_natureAsbestosis                                                  0.433548
## injury_natureAsphyxiation                                                0.590606
## injury_natureBlack Lung                                                  0.595936
## injury_natureBurn                                                        0.468425
## injury_natureCancer                                                      0.451230
## injury_natureCarpal Tunnel Syndrome                                      0.621353
## injury_natureConcussion                                                  0.290675
## injury_natureContagious Disease                                          0.360437
## injury_natureContusion                                                   0.507791
## injury_natureCrushing                                                    0.480165
## injury_natureDermatitis                                                  0.524685
## injury_natureDislocation                                                 0.634034
## injury_natureDust Disease, NOC                                           0.518712
## injury_natureElectric Shock                                              0.430906
## injury_natureForeign Body                                                0.513297
## injury_natureFracture                                                    0.532576
## injury_natureFreezing                                                    0.608538
## injury_natureHearing Loss Or Impairment                                  0.573195
## injury_natureHeat Prostration                                            0.572386
## injury_natureHernia                                                      0.775742
## injury_natureInfection                                                   0.560845
## injury_natureInflammation                                                0.446283
## injury_natureLaceration                                                  0.509641
## injury_natureLoss of Hearing                                             0.607631
## injury_natureMental Disorder                                             0.663656
## injury_natureMental Stress                                               0.534599
## injury_natureMultiple Injuries Including Both Physical and Psychological 0.632666
## injury_natureMultiple Physical Injuries Only                             0.459316
## injury_natureMyocardial Infarction                                       0.711606
## injury_natureNo Physical Injury                                          0.549606
## injury_natureNon-Standard Code                                           0.643982
## injury_natureNot Available                                               0.640612
## injury_naturePoisoning?Chemical (Other Than Metals)                      0.474557
## injury_naturePoisoning?General (NOT OD or Cumulative Injury)             0.573890
## injury_naturePuncture                                                    0.505543
## injury_natureRadiation                                                   0.508337
## injury_natureRespiratory Disorders                                       0.526623
## injury_natureRupture                                                     0.440943
## injury_natureSeverance                                                   0.296341
## injury_natureSprain                                                      0.513860
## injury_natureStrain                                                      0.554392
## injury_natureSyncope                                                     0.565167
## injury_natureVascular                                                    0.998477
## injury_natureVDT-Related Disease                                         0.995749
## injury_natureVision Loss                                                 0.514091
## body_part_regionLower Extremities                                        0.075477
## body_part_regionMultiple Body Parts                                       < 2e-16
## body_part_regionNeck                                                     0.212527
## body_part_regionNon-Standard Code                                        0.673656
## body_part_regionTrunk                                                    0.372556
## body_part_regionUpper Extremities                                        0.135999
## body_partAnkle                                                           0.226456
## body_partArtificial Appliance                                            1.31e-09
## body_partBody Systems and Multiple Body Systems                           < 2e-16
## body_partBrain                                                            < 2e-16
## body_partButtocks                                                        0.042366
## body_partChest                                                           0.510385
## body_partDisc-Trunk                                                      0.015884
## body_partEar(S)                                                          0.395371
## body_partElbow                                                           0.966846
## body_partEyes                                                            0.125140
## body_partFacial Bones                                                    0.164062
## body_partFinger(S)                                                       0.339968
## body_partFoot                                                            0.136747
## body_partGreat Toe                                                       0.419364
## body_partHand                                                            0.333304
## body_partHeart                                                           0.861813
## body_partHip                                                             0.310615
## body_partInsufficient Info to Properly Identify?Unclassified              < 2e-16
## body_partInternal Organs                                                 0.335180
## body_partKnee                                                            0.820407
## body_partLarynx                                                          0.340075
## body_partLower Arm                                                       0.472158
## body_partLower Back Area                                                 3.80e-07
## body_partLower Leg                                                       0.992390
## body_partLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk)             0.002835
## body_partLungs                                                           0.956579
## body_partMouth                                                           0.200318
## body_partMultiple Body Parts (Including Body Systems and Body Parts)      < 2e-16
## body_partMultiple Head Injury                                            0.061608
## body_partMultiple Lower Extremities                                      0.770137
## body_partMultiple Neck Injury                                            0.427779
## body_partMultiple Trunk                                                  0.611717
## body_partMultiple Upper Extremities                                      0.328914
## body_partNo Physical Injury                                               < 2e-16
## body_partNon-Standard Code                                                     NA
## body_partNose                                                            0.353155
## body_partPelvis                                                          0.947456
## body_partSacrum And Coccyx                                               0.229765
## body_partShoulder(S)                                                     0.030656
## body_partSkull                                                           0.004132
## body_partSoft Tissue-Head                                                0.827415
## body_partSoft Tissue-Neck                                                0.654345
## body_partSpinal Cord-Trunk                                               8.40e-11
## body_partTeeth                                                                 NA
## body_partThumb                                                           0.460854
## body_partToes                                                            0.285566
## body_partTrachea                                                         0.266149
## body_partUpper Arm                                                       0.472978
## body_partUpper Back Area                                                 0.323337
## body_partUpper Leg                                                             NA
## body_partVertebrae                                                             NA
## body_partWhole Body                                                            NA
## body_partWrist                                                                 NA
## average_weekly_wage1                                                     0.000114
##                                                                             
## (Intercept)                                                                 
## claimant_age_at_doi                                                      ***
## genderMale                                                                  
## genderNot Available                                                      ***
## claimant_typeMedical Only                                                ***
## claimant_typeReport Only                                                 ***
## injury_natureAll Other Specific Injuries, Noc                               
## injury_natureAmputation                                                     
## injury_natureAngina Pectoris                                                
## injury_natureAsbestosis                                                     
## injury_natureAsphyxiation                                                   
## injury_natureBlack Lung                                                     
## injury_natureBurn                                                           
## injury_natureCancer                                                         
## injury_natureCarpal Tunnel Syndrome                                         
## injury_natureConcussion                                                     
## injury_natureContagious Disease                                             
## injury_natureContusion                                                      
## injury_natureCrushing                                                       
## injury_natureDermatitis                                                     
## injury_natureDislocation                                                    
## injury_natureDust Disease, NOC                                              
## injury_natureElectric Shock                                                 
## injury_natureForeign Body                                                   
## injury_natureFracture                                                       
## injury_natureFreezing                                                       
## injury_natureHearing Loss Or Impairment                                     
## injury_natureHeat Prostration                                               
## injury_natureHernia                                                         
## injury_natureInfection                                                      
## injury_natureInflammation                                                   
## injury_natureLaceration                                                     
## injury_natureLoss of Hearing                                                
## injury_natureMental Disorder                                                
## injury_natureMental Stress                                                  
## injury_natureMultiple Injuries Including Both Physical and Psychological    
## injury_natureMultiple Physical Injuries Only                                
## injury_natureMyocardial Infarction                                          
## injury_natureNo Physical Injury                                             
## injury_natureNon-Standard Code                                              
## injury_natureNot Available                                                  
## injury_naturePoisoning?Chemical (Other Than Metals)                         
## injury_naturePoisoning?General (NOT OD or Cumulative Injury)                
## injury_naturePuncture                                                       
## injury_natureRadiation                                                      
## injury_natureRespiratory Disorders                                          
## injury_natureRupture                                                        
## injury_natureSeverance                                                      
## injury_natureSprain                                                         
## injury_natureStrain                                                         
## injury_natureSyncope                                                        
## injury_natureVascular                                                       
## injury_natureVDT-Related Disease                                            
## injury_natureVision Loss                                                    
## body_part_regionLower Extremities                                        .  
## body_part_regionMultiple Body Parts                                      ***
## body_part_regionNeck                                                        
## body_part_regionNon-Standard Code                                           
## body_part_regionTrunk                                                       
## body_part_regionUpper Extremities                                           
## body_partAnkle                                                              
## body_partArtificial Appliance                                            ***
## body_partBody Systems and Multiple Body Systems                          ***
## body_partBrain                                                           ***
## body_partButtocks                                                        *  
## body_partChest                                                              
## body_partDisc-Trunk                                                      *  
## body_partEar(S)                                                             
## body_partElbow                                                              
## body_partEyes                                                               
## body_partFacial Bones                                                       
## body_partFinger(S)                                                          
## body_partFoot                                                               
## body_partGreat Toe                                                          
## body_partHand                                                               
## body_partHeart                                                              
## body_partHip                                                                
## body_partInsufficient Info to Properly Identify?Unclassified             ***
## body_partInternal Organs                                                    
## body_partKnee                                                               
## body_partLarynx                                                             
## body_partLower Arm                                                          
## body_partLower Back Area                                                 ***
## body_partLower Leg                                                          
## body_partLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk)             ** 
## body_partLungs                                                              
## body_partMouth                                                              
## body_partMultiple Body Parts (Including Body Systems and Body Parts)     ***
## body_partMultiple Head Injury                                            .  
## body_partMultiple Lower Extremities                                         
## body_partMultiple Neck Injury                                               
## body_partMultiple Trunk                                                     
## body_partMultiple Upper Extremities                                         
## body_partNo Physical Injury                                              ***
## body_partNon-Standard Code                                                  
## body_partNose                                                               
## body_partPelvis                                                             
## body_partSacrum And Coccyx                                                  
## body_partShoulder(S)                                                     *  
## body_partSkull                                                           ** 
## body_partSoft Tissue-Head                                                   
## body_partSoft Tissue-Neck                                                   
## body_partSpinal Cord-Trunk                                               ***
## body_partTeeth                                                              
## body_partThumb                                                              
## body_partToes                                                               
## body_partTrachea                                                            
## body_partUpper Arm                                                          
## body_partUpper Back Area                                                    
## body_partUpper Leg                                                          
## body_partVertebrae                                                          
## body_partWhole Body                                                         
## body_partWrist                                                              
## average_weekly_wage1                                                     ***
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## Residual standard error: 79930 on 31511 degrees of freedom
## Multiple R-squared:  0.1034, Adjusted R-squared:  0.1004 
## F-statistic: 33.98 on 107 and 31511 DF,  p-value: < 2.2e-16

Las variables que posen asteriscos (*) son las que tienen mayor nivel de significanza en el modelo, por lo tanto, son las variables que debemos usar para la predicción.

Construcción del Modelo Predictivo

Decidimos calcular el Total Incurred Cost con 7 de las variables más relevantes que nos mostró la regresión lineal, junto con diferentes edades de los pacientes.

datos_nuevos2 <- data.frame (claimant_age_at_doi = c(20,30,40,50,60,70,80,90), gender= "Male", claimant_type = "Medical Only" , injury_nature = "Amputation", body_part_region = "Multiple Body Parts", body_part = "Brain" , average_weekly_wage1= 537)  
predict (regresion2,datos_nuevos2)
## Warning in predict.lm(regresion2, datos_nuevos2): prediction from a rank-
## deficient fit may be misleading
##        1        2        3        4        5        6        7        8 
## 673115.3 674677.3 676239.3 677801.3 679363.3 680925.3 682487.3 684049.4

Conclusión

Tanto el caso de renta de bicicletas como el de seguros buscan predecir futuros comportamientos de específicas variables para impactar en los negocios. Los modelos predictivos permiten a las organizaciones emprender acciones antes de que el resultado se de, permiten que se pueda prevenir e inclusive actuar de mejor manera ante diversos escenarios.

---
title: "Modelo Predictivo"
author: "Javier Ayala-A00823958"
date: '2022-09-06'
output:
  html_document:
    toc: true
    toc_float: true
    code_download: true
---
<center>
<img src="C://Users//javaw//OneDrive - Instituto Tecnologico y de Estudios Superiores de Monterrey//Logo ITESM small.png">
</center>  

```{css, echo=FALSE}
h1, h4 {
  text-align: center;
}

h1, h2, h3 {
  color: #061F6B;
}
```

# Renta de Bicicletas  


## Importar base de datos  
```{r message=FALSE, warning=FALSE}
setwd("C:\\Users\\javaw\\OneDrive - Instituto Tecnologico y de Estudios Superiores de Monterrey\\7mo Semestre\\Modulo 3")

df <- read.csv("rentadebicis.csv")
head(df,10)
```


## Entender la base de datos  
```{r}
resumen <- summary(df)
resumen

```

Observaciones

1. ¿Por qué los dias llegan hasta el 19 y no hasta el 31?
2. ¿Qué significan los números en las estaciones?
  1 es primavera, 2 es otoño, 3 es verano, 4 es invierno.  


## Herramienta "El Generador de Valor de Datos"  
##### **Paso 1. Definir el área de negocio a impactar y su KPI**
El departamento de renta de bicicletas, y el KPI es rentas.

##### **Paso 2. Seleccionar plantilla(s) para crear valor a partir de los datos de los clientes.**
<center>
<span style="color: #061F6B;">**Visión**</span>  Segmentación  Personalización  Contextualización
</center>

##### **Paso 3. Generar ideas o conceptos específicos.**
Elaborar un modelo predictivo de rentas de bicicleta.  

##### **Paso 4.Reunir los datos requeridos.**
Elaborar una regresión para realizar un modelo predictivo para las rentas.

##### **Paso 5. Plan de ejecución.**
Mecadotecnia elaborará plan para aumentar las rentas de acuerdo al resultado del modelo predictivo.  


## Graficar la relación de la temperatura con las rentas totales  
```{r message=FALSE, warning=FALSE}
plot(df$temperatura, df$rentas_totales, main = "Influencia de la temperatura sobre las rentas totales", xlab = "Temperatura (°C)", ylab = "Rentas totales", type = "p")

```


 
## Regresión Lineal  
```{r message=FALSE, warning=FALSE}
regresion <- lm(rentas_totales~ï..hora+dia+mes+aÃ.o+estacion+dia_de_la_semana+asueto+temperatura+sensacion_termica+humedad+velocidad_del_viento, data=df)
summary(regresion)

```


## Evaluacion de la Regresión (Evaluar y en caso necesario ajustar la regresión)  
```{r}
regresion <- lm(rentas_totales~ï..hora+mes+aÃ.o+sensacion_termica+humedad+velocidad_del_viento, data=df)
summary(regresion)
```


## Construcción del Modelo Predictivo   
```{r}
datos_nuevos <- data.frame(ï..hora=12,mes=1:12,aÃ.o=2013,sensacion_termica=24,humedad=62,velocidad_del_viento=13)
datos_nuevos
predict(regresion,datos_nuevos)
```


# Seguros  

## Librerías  
```{r message=FALSE, warning=FALSE}
library(janitor)
library(dplyr)
```


## Importar base de datos  
```{r message=FALSE, warning=FALSE}
setwd("C:\\Users\\javaw\\OneDrive - Instituto Tecnologico y de Estudios Superiores de Monterrey\\7mo Semestre\\Modulo 3")

df2 <- read.csv("seguros.csv")
head(df2)
```

## Limpieza de los nombres de las columnas  
Es necesario tener los nombres de escritos de forma correcta y ordenada, esto para no confundirnos y escribirlos de forma correcta más adelante.  
```{r}
df2<-clean_names (df2)
colnames(df2)
```

## Entender la base de datos  
```{r echo=T, results='hide'}
count (df2, incident_description, sort = TRUE)
count (df2, claimant_type, sort = TRUE)
count (df2, injury_nature           , sort = TRUE)
count (df2, body_part_region                  ,sort = TRUE)
count (df2, body_part                           ,sort = TRUE)
count (df2, average_weekly_wage1             ,sort = TRUE)

```

```{r}
resumen2 <- summary(df2)
resumen2
```

## Herramienta "El Generador de Valor de Datos"  
##### **Paso 1. Definir el área de negocio a impactar y su KPI**
El departamento de costos, y el KPI es costo incurrido.

##### **Paso 2. Seleccionar plantilla(s) para crear valor a partir de los datos de los clientes.**
<center>
<span style="color: #061F6B;">**Visión**</span>  Segmentación  Personalización  Contextualización
</center>

##### **Paso 3. Generar ideas o conceptos específicos.**
Elaborar un modelo predictivo del costo incurrido de acuerdo al tipo de lesión.  

##### **Paso 4.Reunir los datos requeridos.**
Elaborar una regresión para realizar un modelo predictivo para el costo incurrido.

##### **Paso 5. Plan de ejecución.**
El departamento de costos, de acuerdo a los resultados de la regresión y el modelo predictivo, buscaran ajustar la tasa de la aseguradora.  
 
## Regresión Lineal  
```{r message=FALSE, warning=FALSE, result='hide'}
regresion2 <- lm (total_incurred_cost ~ claimant_age_at_doi + gender + claimant_type + injury_nature + body_part_region  + body_part + average_weekly_wage1 , data=df2)
summary (regresion2)

```

Las variables que posen asteriscos (*) son las que tienen mayor nivel de significanza en el modelo, por lo tanto, son las variables que debemos usar para la predicción.  


## Construcción del Modelo Predictivo   
Decidimos calcular el Total Incurred Cost con 7 de las variables más relevantes que nos mostró la regresión lineal, junto con diferentes edades de los pacientes.  
```{r}
datos_nuevos2 <- data.frame (claimant_age_at_doi = c(20,30,40,50,60,70,80,90), gender= "Male", claimant_type = "Medical Only" , injury_nature = "Amputation", body_part_region = "Multiple Body Parts", body_part = "Brain" , average_weekly_wage1= 537)  
predict (regresion2,datos_nuevos2)
```


# Conclusión  
Tanto el caso de renta de bicicletas como el de seguros buscan predecir futuros comportamientos de específicas variables para impactar en los negocios. Los modelos predictivos permiten a las organizaciones emprender acciones antes de que el resultado se de, permiten que se pueda prevenir e inclusive actuar de mejor manera ante diversos escenarios.