Through the door Scotiabank

1 Legal Disclaimer

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2 Methodology-Objective

• The objective is to know the profile of the people who opened a product between July - September 2021.
• The profile will be analyzed according to the active accounts that individuals hadat the time prior to the opening of their 2021 window.

3 Ids with new accounts

First of all, we identify the openings between July and September 2021.

1. These openings correspond to 408,160 ids.
2. These openings correspond to 497,894 accounts.

3.1 Active accounts prior to the openings

Second, we look at the active accounts that belong to the IDs that showed a new account between July and September 2021. The active accounts view is seen before the month the new account was opened.

Total active accounts 1.189.934

After the filters made to the ids-accounts with respect to the limits, the number of existing accounts was reduced to (Credit Card and Loans):

Total active accounts after filters 294.354

4 Attributes Development

The following attributes are developed. Each attribute follows these steps.

1. Filter the referenced product by the attribute name in the new accounts.

2. Exclude the referenced entity by the attribute name in the new accounts.

3. Select the IDs that result from the 2 steps above and match the active accounts of these IDs on the date prior to opening.

   • Non Entity Credit card Booked last 3 months.
     
   • Non Entity Consumer Loan Booked last 3 months.
     
   • Non Entity Auto Loan Booked last 3 months.
     
   • Non Entity Mortgage Loan Booked last 3 months.

5 Summary Non BNS

The following attributes have been built according to current information prior to the 2021 (Jul-Sep) openings. Openings belong to the market (BNS not included)

5.1 Non BNS Credit Card Booked last 3 months

5.2 Non BNS Consumer Loan Booked last 3 months

5.3 Non BNS Auto Loan Booked last 3 months

5.4 Non BNS Mortgage Loan Booked last 3 months

5.5 All Attributes Scotiabank

6 Summary Non BNS Top Banks

The following attributes have been built according to current information, filtering (BPD,BSC,BR,BHD,Apap,BNS), prior to the 2021 (Jul-Sep) openings. Openings belong to the market (BNS not included)

6.1 Non BNS Credit Card Booked last 3 months

6.2 Non BNS Consumer Loan Booked last 3 months

6.3 Non BNS Auto Loan Booked last 3 months

6.4 Non BNS Mortgage Loan Booked last 3 months