library(readxl)
datos_tesis1 <- read_excel("C:/Users/Isabella/Desktop/datos tesis1.xlsx", 
    col_types = c("numeric", "text", "text", 
        "text", "numeric", "text", "text", 
        "numeric", "text", "text", "numeric", 
        "text", "text", "text", "text", "text", 
        "text", "text", "text", "text", "text", 
        "text", "text"))
modelo1=glm(formula= Y~EDAD, family="binomial", data = datos_tesis1)
summary(modelo1)
## 
## Call:
## glm(formula = Y ~ EDAD, family = "binomial", data = datos_tesis1)
## 
## Deviance Residuals: 
##     Min       1Q   Median       3Q      Max  
## -2.2837  -1.2624   0.7913   1.0403   1.1535  
## 
## Coefficients:
##             Estimate Std. Error z value Pr(>|z|)    
## (Intercept) -0.04836    0.12917  -0.374    0.708    
## EDAD         0.06233    0.01233   5.053 4.34e-07 ***
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 947.87  on 715  degrees of freedom
## Residual deviance: 917.58  on 714  degrees of freedom
## AIC: 921.58
## 
## Number of Fisher Scoring iterations: 4
modelo2=glm(formula= Y~EMPLEADOS, family="binomial", data = datos_tesis1)
summary(modelo2)
## 
## Call:
## glm(formula = Y ~ EMPLEADOS, family = "binomial", data = datos_tesis1)
## 
## Deviance Residuals: 
##     Min       1Q   Median       3Q      Max  
## -2.3518  -1.3665   0.9267   0.9994   0.9994  
## 
## Coefficients:
##             Estimate Std. Error z value Pr(>|z|)    
## (Intercept)  0.43427    0.08143   5.333 9.65e-08 ***
## EMPLEADOS    0.18884    0.07666   2.463   0.0138 *  
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 947.87  on 715  degrees of freedom
## Residual deviance: 939.84  on 714  degrees of freedom
## AIC: 943.84
## 
## Number of Fisher Scoring iterations: 4
modelo3=glm(formula =Y ~+DEUDAASUMIDA, family = "binomial", data=datos_tesis1)
summary(modelo3)
## 
## Call:
## glm(formula = Y ~ +DEUDAASUMIDA, family = "binomial", data = datos_tesis1)
## 
## Deviance Residuals: 
##     Min       1Q   Median       3Q      Max  
## -2.3119  -1.0654   0.3784   1.2936   1.2936  
## 
## Coefficients:
##               Estimate Std. Error z value Pr(>|z|)    
## (Intercept)    -0.2692     0.0961  -2.801  0.00509 ** 
## DEUDAASUMIDA1   2.8699     0.2565  11.190  < 2e-16 ***
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 947.87  on 715  degrees of freedom
## Residual deviance: 741.64  on 714  degrees of freedom
## AIC: 745.64
## 
## Number of Fisher Scoring iterations: 5
modelo4=glm(formula =Y ~FUENTEDEUDA, family = "binomial", data=datos_tesis1)
summary(modelo4)
## 
## Call:
## glm(formula = Y ~ FUENTEDEUDA, family = "binomial", data = datos_tesis1)
## 
## Deviance Residuals: 
##     Min       1Q   Median       3Q      Max  
## -2.7825  -1.0654   0.2052   1.2936   1.2936  
## 
## Coefficients:
##              Estimate Std. Error z value Pr(>|z|)    
## (Intercept)   -0.2692     0.0961  -2.801  0.00509 ** 
## FUENTEDEUDA1   4.1193     0.4621   8.915  < 2e-16 ***
## FUENTEDEUDA2   0.5569     0.7698   0.723  0.46943    
## FUENTEDEUDA3   0.4233     0.5646   0.750  0.45336    
## FUENTEDEUDA4   0.6057     0.5934   1.021  0.30739    
## FUENTEDEUDA5  14.8353   509.6521   0.029  0.97678    
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 947.87  on 715  degrees of freedom
## Residual deviance: 695.85  on 710  degrees of freedom
## AIC: 707.85
## 
## Number of Fisher Scoring iterations: 13
modelo5=glm(formula =Y ~CC, family = "binomial", data=datos_tesis1)
summary(modelo5)
## 
## Call:
## glm(formula = Y ~ CC, family = "binomial", data = datos_tesis1)
## 
## Deviance Residuals: 
##     Min       1Q   Median       3Q      Max  
## -1.5928  -1.3348   0.8127   1.0278   1.0278  
## 
## Coefficients:
##             Estimate Std. Error z value Pr(>|z|)    
## (Intercept)  0.36270    0.08881   4.084 4.43e-05 ***
## CC1          0.57557    0.18345   3.138   0.0017 ** 
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 947.87  on 715  degrees of freedom
## Residual deviance: 937.61  on 714  degrees of freedom
## AIC: 941.61
## 
## Number of Fisher Scoring iterations: 4
modelo6=glm(formula =Y ~FORMAJURIDICA, family = "binomial", data=datos_tesis1)
summary(modelo6)
## 
## Call:
## glm(formula = Y ~ FORMAJURIDICA, family = "binomial", data = datos_tesis1)
## 
## Deviance Residuals: 
##     Min       1Q   Median       3Q      Max  
## -1.4823  -1.3663   0.9005   0.9996   0.9996  
## 
## Coefficients:
##                Estimate Std. Error z value Pr(>|z|)    
## (Intercept)     0.43382    0.09146   4.743  2.1e-06 ***
## FORMAJURIDICA1  0.25932    0.17173   1.510    0.131    
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 944.97  on 713  degrees of freedom
## Residual deviance: 942.66  on 712  degrees of freedom
##   (2 observations deleted due to missingness)
## AIC: 946.66
## 
## Number of Fisher Scoring iterations: 4
modelo7=glm(formula =Y ~RUT, family = "binomial", data=datos_tesis1)
summary(modelo7)
## 
## Call:
## glm(formula = Y ~ RUT, family = "binomial", data = datos_tesis1)
## 
## Deviance Residuals: 
##     Min       1Q   Median       3Q      Max  
## -1.5365  -1.2106   0.8567   0.8567   1.1446  
## 
## Coefficients:
##             Estimate Std. Error z value Pr(>|z|)    
## (Intercept)  0.07778    0.11898   0.654    0.513    
## RUT1         0.73566    0.15814   4.652 3.29e-06 ***
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 947.87  on 715  degrees of freedom
## Residual deviance: 926.05  on 714  degrees of freedom
## AIC: 930.05
## 
## Number of Fisher Scoring iterations: 4
modelo8=glm(formula =Y ~SOLVENCIA, family = "binomial", data=datos_tesis1)
summary(modelo8)
## 
## Call:
## glm(formula = Y ~ SOLVENCIA, family = "binomial", data = datos_tesis1)
## 
## Deviance Residuals: 
##     Min       1Q   Median       3Q      Max  
## -2.3657   0.3545   0.3545   0.4337   0.4337  
## 
## Coefficients:
##             Estimate Std. Error z value Pr(>|z|)    
## (Intercept)   2.7354     0.2979   9.183   <2e-16 ***
## SOLVENCIA1   -0.4187     0.4957  -0.845    0.398    
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 138.20  on 274  degrees of freedom
## Residual deviance: 137.52  on 273  degrees of freedom
##   (441 observations deleted due to missingness)
## AIC: 141.52
## 
## Number of Fisher Scoring iterations: 5
modelo9=glm(formula =Y ~MORA, family = "binomial", data=datos_tesis1)
summary(modelo9)
## 
## Call:
## glm(formula = Y ~ MORA, family = "binomial", data = datos_tesis1)
## 
## Deviance Residuals: 
##     Min       1Q   Median       3Q      Max  
## -2.3515   0.3607   0.3607   0.3607   0.5553  
## 
## Coefficients:
##             Estimate Std. Error z value Pr(>|z|)    
## (Intercept)   2.6997     0.2583  10.453   <2e-16 ***
## MORA1        -0.9079     0.6750  -1.345    0.179    
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 138.20  on 274  degrees of freedom
## Residual deviance: 136.67  on 273  degrees of freedom
##   (441 observations deleted due to missingness)
## AIC: 140.67
## 
## Number of Fisher Scoring iterations: 5
modelo10=glm(formula =Y ~+MOTIVO, family = "binomial", data=datos_tesis1)
summary(modelo10)
## 
## Call:
## glm(formula = Y ~ +MOTIVO, family = "binomial", data = datos_tesis1)
## 
## Deviance Residuals: 
##     Min       1Q   Median       3Q      Max  
## -2.4924   0.3027   0.3826   0.4118   0.4118  
## 
## Coefficients:
##             Estimate Std. Error z value Pr(>|z|)    
## (Intercept)   2.4248     0.3299   7.350 1.99e-13 ***
## MOTIVO2       0.1529     0.5368   0.285    0.776    
## MOTIVO3       0.6355     0.6766   0.939    0.348    
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 138.20  on 274  degrees of freedom
## Residual deviance: 137.23  on 272  degrees of freedom
##   (441 observations deleted due to missingness)
## AIC: 143.23
## 
## Number of Fisher Scoring iterations: 5