Document History
Original Publish Date: 18th April 2021
Updated on: 20 April, 2021
Main Variables UP Analysis
| There were total of 8057 Banks.But some were established before than 1977 and so after merging there are total now 7351 banks. |
## [1] "Final Address" "rbi_ad_category" "rbi_address"
## [4] "rbi_bank" "rbi_bank_group" "rbi_branch"
## [7] "rbi_branch_office" "rbi_center_name" "rbi_date_of_open"
## [10] "rbi_district_name" "rbi_license_date" "rbi_license_no"
## [13] "rbi_part1code" "rbi_part2code" "rbi_pincode"
## [16] "rbi_population_group" "rbi_region" "rbi_serial_number"
## [19] "rbi_state_name" "shrid" "State"
## [22] "year"
|
rbi_bank_group
|
Count
|
|
FOREIGN BANKS
|
2
|
|
NATIONALISED BANKS
|
2896
|
|
PAYMENTS BANK
|
2
|
|
PRIVATE SECTOR BANKS
|
266
|
|
REGIONAL RURAL BANKS
|
3449
|
|
SBI AND ITS ASSOCIATES
|
679
|
|
SMALL FINANCE BANK
|
57
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TYPE OF RBI BANK POPULATION GROUPS
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rbi_population_group
|
Count
|
|
Rural
|
6819
|
|
Semi-urban
|
532
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BANKS ESTABLISHED OVER THE ELECTION YEARS
|
year
|
Count
|
|
1977
|
357
|
|
1980
|
531
|
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1985
|
449
|
|
1991
|
34
|
|
1993
|
13
|
|
1996
|
8
|
|
2002
|
301
|
|
2007
|
1100
|
|
2012
|
2461
|
|
2017
|
2097
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TYPE OF BANKS ESTABLISHED GOVERNMENT OR PRIVATE
Private Sector Banks,Payments Bank,Foreign Bank,Small Finance Bank are grouped into Private Banks
|
Type
|
Count
|
|
Government
|
7024
|
|
Private
|
327
|
TYPE OF BANKS ESTABLISHED YEAR WISE
REGRESSION ON BANKS
Banks From 1977-2019
|
|
|
|
Dependent variable:
|
|
|
|
|
|
n_banks
|
|
|
panel
|
normal
|
glm: quasipoisson
|
|
|
linear
|
|
link = log
|
|
|
OLS
|
LOGIT
|
POISSON
|
|
|
(1)
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(2)
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(3)
|
|
|
|
dyn_cum_2
|
-0.914
|
-0.982
|
-0.166
|
|
|
(0.706)
|
(0.705)
|
(0.134)
|
|
turnout_percentage
|
0.010
|
0.016
|
0.005
|
|
|
(0.034)
|
(0.025)
|
(0.005)
|
|
enop
|
0.220
|
0.185
|
0.055
|
|
|
(0.257)
|
(0.226)
|
(0.043)
|
|
log(electors)
|
8.994***
|
4.472***
|
1.034***
|
|
|
(1.986)
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(0.665)
|
(0.138)
|
|
Constant
|
|
-51.918***
|
-11.745***
|
|
|
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(7.579)
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(1.650)
|
|
|
|
Year fixed effects
|
Yes
|
Yes
|
Yes
|
|
Observations
|
1,514
|
1,514
|
1,514
|
|
R2
|
0.016
|
|
|
|
Adjusted R2
|
0.008
|
|
|
|
Log Likelihood
|
|
-5,474.194
|
|
|
Akaike Inf. Crit.
|
|
10,958.390
|
|
|
F Statistic
|
6.261*** (df = 4; 1500)
|
|
|
|
|
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Note:
|
p<0.1; p<0.05; p<0.01
|
Banks From 1991-2019
|
|
|
|
Dependent variable:
|
|
|
|
|
|
n_banks
|
|
|
panel
|
normal
|
glm: quasipoisson
|
|
|
linear
|
|
link = log
|
|
|
OLS
|
LOGIT
|
POISSON
|
|
|
(1)
|
(2)
|
(3)
|
|
|
|
dyn_cum_2
|
-0.837
|
-0.765
|
-0.119
|
|
|
(0.835)
|
(0.830)
|
(0.141)
|
|
turnout_percentage
|
0.028
|
0.034
|
0.010*
|
|
|
(0.053)
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(0.035)
|
(0.006)
|
|
enop
|
0.342
|
0.564*
|
0.103**
|
|
|
(0.372)
|
(0.327)
|
(0.050)
|
|
log(electors)
|
10.765***
|
10.577***
|
1.781***
|
|
|
(2.507)
|
(1.717)
|
(0.259)
|
|
Constant
|
|
-131.819***
|
-21.780***
|
|
|
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(21.707)
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(3.377)
|
|
|
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Year fixed effects
|
Yes
|
Yes
|
Yes
|
|
Observations
|
1,038
|
1,038
|
1,038
|
|
R2
|
0.022
|
|
|
|
Adjusted R2
|
0.012
|
|
|
|
Log Likelihood
|
|
-3,873.624
|
|
|
Akaike Inf. Crit.
|
|
7,757.249
|
|
|
F Statistic
|
5.732*** (df = 4; 1027)
|
|
|
|
|
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Note:
|
p<0.1; p<0.05; p<0.01
|
PAN INDIA BANKS
- Total banks (1977-2019)-50505
- Banks Post 2009 after merging with dynasty dataset:-31430
State wise breakup of banks post 2009
Year wise breakup of banks 1977-2019
## Year wise breakup of banks 2009-2019
Banks From 2009-2019
|
|
|
|
Dependent variable:
|
|
|
|
|
|
n_banks
|
|
|
OLS
|
normal
|
glm: quasipoisson
|
|
|
|
|
link = log
|
|
|
OLS
|
LOGIT
|
POISSON
|
|
|
(1)
|
(2)
|
(3)
|
|
|
|
dyn
|
1.174
|
1.174
|
0.054
|
|
|
(1.494)
|
(1.494)
|
(0.069)
|
|
Constant
|
21.254***
|
21.254***
|
3.057***
|
|
|
(0.829)
|
(0.829)
|
(0.039)
|
|
|
|
Year fixed effects
|
Yes
|
Yes
|
Yes
|
|
State fixed effects
|
Yes
|
Yes
|
Yes
|
|
Observations
|
1,454
|
1,454
|
1,454
|
|
R2
|
0.0004
|
|
|
|
Adjusted R2
|
-0.0003
|
|
|
|
Log Likelihood
|
|
-6,817.378
|
|
|
Akaike Inf. Crit.
|
|
13,638.750
|
|
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Residual Std. Error
|
26.305 (df = 1452)
|
|
|
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F Statistic
|
0.617 (df = 1; 1452)
|
|
|
|
|
|
Note:
|
p<0.1; p<0.05; p<0.01
|