What is an interest rate?
- The interest rate is the amount a lender charges for the use of assets expressed as a percentage of the principal. The interest rate is typically noted on an annual basis known as the annual percentage rate (APR).
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30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US)


Finance Rate on Consumer Installment Loans at Commercial Banks, New Autos 48 Month Loan (TERMCBAUTO48NS)

Motor Vehicle Loans Owned and Securitized, Outstanding (MVLOAS)

Student Loans; Asset, Level (FGCCSAQ027S)

1-Year Treasury Bill: Secondary Market Rate (WTB1YR)

30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US)
15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US)
date
|
long_term
|
short_term
|
2019-01-03
|
4.51
|
3.99
|
2019-01-10
|
4.45
|
3.89
|
2019-01-17
|
4.45
|
3.88
|
2019-01-24
|
4.45
|
3.88
|
2019-01-31
|
4.46
|
3.89
|
2019-02-07
|
4.41
|
3.84
|
2019-02-14
|
4.37
|
3.81
|
2019-02-21
|
4.35
|
3.78
|
2019-02-28
|
4.35
|
3.77
|
2019-03-07
|
4.41
|
3.83
|
2019-03-14
|
4.31
|
3.76
|
2019-03-21
|
4.28
|
3.71
|
2019-03-28
|
4.06
|
3.57
|
2019-04-04
|
4.08
|
3.56
|
2019-04-11
|
4.12
|
3.60
|
2019-04-18
|
4.17
|
3.62
|
2019-04-25
|
4.20
|
3.64
|
2019-05-02
|
4.14
|
3.60
|
2019-05-09
|
4.10
|
3.57
|
2019-05-16
|
4.07
|
3.53
|
2019-05-23
|
4.06
|
3.51
|
2019-05-30
|
3.99
|
3.46
|
2019-06-06
|
3.82
|
3.28
|
2019-06-13
|
3.82
|
3.26
|
2019-06-20
|
3.84
|
3.25
|
2019-06-27
|
3.73
|
3.16
|
2019-07-03
|
3.75
|
3.18
|
2019-07-11
|
3.75
|
3.22
|
2019-07-18
|
3.81
|
3.23
|
2019-07-25
|
3.75
|
3.18
|
2019-08-01
|
3.75
|
3.20
|
2019-08-08
|
3.60
|
3.05
|
2019-08-15
|
3.60
|
3.07
|
2019-08-22
|
3.55
|
3.03
|
2019-08-29
|
3.58
|
3.06
|
2019-09-05
|
3.49
|
3.00
|
2019-09-12
|
3.56
|
3.09
|
2019-09-19
|
3.73
|
3.21
|
2019-09-26
|
3.64
|
3.16
|
2019-10-03
|
3.65
|
3.14
|
2019-10-10
|
3.57
|
3.05
|
2019-10-17
|
3.69
|
3.15
|
2019-10-24
|
3.75
|
3.18
|
2019-10-31
|
3.78
|
3.19
|
2019-11-07
|
3.69
|
3.13
|
2019-11-14
|
3.75
|
3.20
|
2019-11-21
|
3.66
|
3.15
|
2019-11-27
|
3.68
|
3.15
|
2019-12-05
|
3.68
|
3.14
|
2019-12-12
|
3.73
|
3.19
|
2019-12-19
|
3.73
|
3.19
|
2019-12-26
|
3.74
|
3.19
|
2020-01-02
|
3.72
|
3.16
|
2020-01-09
|
3.64
|
3.07
|
2020-01-16
|
3.65
|
3.09
|
2020-01-23
|
3.60
|
3.04
|
2020-01-30
|
3.51
|
3.00
|
2020-02-06
|
3.45
|
2.97
|
2020-02-13
|
3.47
|
2.97
|
2020-02-20
|
3.49
|
2.99
|
2020-02-27
|
3.45
|
2.95
|
2020-03-05
|
3.29
|
2.79
|
2020-03-12
|
3.36
|
2.77
|
2020-03-19
|
3.65
|
3.06
|
2020-03-26
|
3.50
|
2.92
|
2020-04-02
|
3.33
|
2.82
|
2020-04-09
|
3.33
|
2.77
|
2020-04-16
|
3.31
|
2.80
|
2020-04-23
|
3.33
|
2.86
|
2020-04-30
|
3.23
|
2.77
|
2020-05-07
|
3.26
|
2.73
|
2020-05-14
|
3.28
|
2.72
|
2020-05-21
|
3.24
|
2.70
|
2020-05-28
|
3.15
|
2.62
|
2020-06-04
|
3.18
|
2.62
|
2020-06-11
|
3.21
|
2.62
|
2020-06-18
|
3.13
|
2.58
|
2020-06-25
|
3.13
|
2.59
|
2020-07-02
|
3.07
|
2.56
|
2020-07-09
|
3.03
|
2.51
|
2020-07-16
|
2.98
|
2.48
|
2020-07-23
|
3.01
|
2.54
|
2020-07-30
|
2.99
|
2.51
|
2020-08-06
|
2.88
|
2.44
|
2020-08-13
|
2.96
|
2.46
|
2020-08-20
|
2.99
|
2.54
|
2020-08-27
|
2.91
|
2.46
|
2020-09-03
|
2.93
|
2.42
|
2020-09-10
|
2.86
|
2.37
|
2020-09-17
|
2.87
|
2.35
|
2020-09-24
|
2.90
|
2.40
|
2020-10-01
|
2.88
|
2.36
|
2020-10-08
|
2.87
|
2.37
|
2020-10-15
|
2.81
|
2.35
|
2020-10-22
|
2.80
|
2.33
|
2020-10-29
|
2.81
|
2.32
|
2020-11-05
|
2.78
|
2.32
|
2020-11-12
|
2.84
|
2.34
|
2020-11-19
|
2.72
|
2.28
|
2020-11-25
|
2.72
|
2.28
|
2020-12-03
|
2.71
|
2.26
|
2020-12-10
|
2.71
|
2.26
|
2020-12-17
|
2.67
|
2.21
|
2020-12-24
|
2.66
|
2.19
|
2020-12-31
|
2.67
|
2.17
|
