Question 1

Smith is in jail and has 1 dollar; he can get out on bail if he has 8 dollars. A guard agrees to make a series of bets with him. If Smith bets A dollars, he wins A dollars with probability .4 and loses A dollars with probability .6. Find the probability that he wins 8 dollars before losing all of his money if

(a) he bets 1 dollar each time (timid strategy).

Also known as gamblers ruin:

We are given:

Initial stake \(z = k = 1\).

\(M = 8\)

\(P = 0.4\)

\(q = 0.6\)

\(q_z = \frac{(\frac{q}{p})^z - 1}{(\frac{q}{p})^M - 1}\)

\(q_z = \frac{(\frac{0.6}{0.4})^1 - 1}{(\frac{0.6}{0.4})^8 - 1} =\) 0.0203013.

There is a ~2% probability Smith will win using this strategy.

(b) H bets, each time, as much as possible but not more than necessary to bring his fortune up to 8 dollars (bold strategy).

Using the formula \(q_k = p\cdot q_{k+1} + q\cdot q{k-1}\):

\(q_0 = 0\)

\(q_1 = (0.4)q_2 + (0.6)q_0\)

\(q_2 = (0.4)q_4 + (0.6)q_0\)

\(q_4 = (0.4)q_8 + (0.6)q_0\)

\(q_8 = 1\)

\((0.4)^3 =\) 0.064.

This is a 6% chance of getting out with this strategy

(c) Which strategy gives Smith the better chance of getting out of jail?

The strategy that allows him to bet the least amount of times nets him the best chance of getting out of jail and that is the second strategy, to bet as much as is necessary to reach the bail amount