Propensity Models for Cross Sell

Column

Customer Information

Credit Risk Scorecard (Next Best Product)

Next Best Product (Propensity Score) - Overdraft

Column {data-width=450}

Next Best Product (Top 6)

Wallet Sizing (Benchmarks)

Next Best Service

Column

Offer Overdraft Facility

$20K

Not Using Mobile Banking

Mobile Banking

Birthday

Today

Offer Fixed Asset Loan (Interest Rate)

$35000

Interest Rate & Installments (Colletral)

14% | $1287

Product Performance

Row

Above Average Average Qurterly Balance

>1000K USD

Change in Average Quarterly Balance

Decline AQB Rate

Product Holding (Above Average i.e. 2.1 PPC)

3

ATM Usage

Increasing

Customer Induced Credit

Decreasing

Row

Average Quarterly Balance