Share of population covered vs various vars

Explanation of variables:

Regression of share of population receiving ct

Results from linear regression of share of population receiving cash transfers on ease of id, ease of payment, and forecasted GDP growth for 2020.


Call:
lm(formula = share ~ ease_id + ease_pay + gdp20, data = subset(nb_merged, 
    subset = code != "TLS"))

Residuals:
     Min       1Q   Median       3Q      Max 
-0.45764 -0.15058 -0.02855  0.12182  0.62470 

Coefficients:
             Estimate Std. Error t value Pr(>|t|)    
(Intercept)  0.130879   0.168176   0.778 0.441817    
ease_id     -0.721777   0.369770  -1.952 0.059219 .  
ease_pay     0.981328   0.240113   4.087 0.000252 ***
gdp20       -0.003201   0.012876  -0.249 0.805185    
---
Signif. codes:  0 ‘***’ 0.001 ‘**’ 0.01 ‘*’ 0.05 ‘.’ 0.1 ‘ ’ 1

Residual standard error: 0.2343 on 34 degrees of freedom
  (22 observations deleted due to missingness)
Multiple R-squared:  0.3476,    Adjusted R-squared:  0.2901 
F-statistic: 6.039 on 3 and 34 DF,  p-value: 0.002067

Program status / started vs. ease of pay / ID

Coeffs and p-values from regression of started on various terms
Using 3 different definitions for ID penetration
term estimate p_value
ifc_i_branches_A1_pop 0.06 0.02
ifc_i_ATMs_pop 0.05 0.00
has_account 5.16 0.00
soc_reg_above_40 5.84 0.98
has_id_manual 1.77 0.02
has_id 1.60 0.07
has_id_id4d 0.06 0.00
soc_ins 5.78 0.00

Estimated impact on financial inclusion

---
title: "Analyze new beneficiaries data"
output: html_notebook
---

```{r setup, include = FALSE}
# Import packages and datasets
library(tidyverse); library(readxl); library(lubridate); library(janitor); library(ggrepel); library(gt); library(broom)
data_path <- "C:/Users/dougj/Documents/Data/WB"

infra <- read_csv(file.path(data_path,"clean","country payments and id infra.csv"))
country_names <- read_csv(file.path(data_path,"Manual","country_names_and_codes.csv")) %>% 
  select(nb_name, code, imf_name)

#nbs <- read_excel(file.path(data_path, "Country level data", "Data from Robert", "newbens 6 23 - Himanshi version.xlsx"), range ="A8:P72") %>% 

# Import the new beneficiary dataset
nbs <- read_excel(file.path(data_path, "Country level data", "Data from Robert", "Copy of newbens 6 28.xlsx"), range ="A8:P75") %>% 
  select(country = Countries, 
         share = `share of Population`, 
         unique_recs = `HHs or estimated unique recipients`, 
         status = `Program status (planned, ongoing or ended)`, 
         started = `0-not started, 1-started`, 
         exp_soc_reg = `social registry`, 
         exp_new_apps = `New applications`, 
         exp_x_checks = `cross checks`, 
         exp_other = Other,
         total_adults =`Total Popln (15+)`
         ) %>% 
  mutate(country = str_trim(country))

gdp <- read_excel(file.path(data_path, "Country level data", "imf growth forecasts June 2020.xlsx")) %>%
  select(country, gdp19 = growth_2019, gdp20 = forecast_2020, delta_2020)
```

```{r, include=FALSE}
# check whether there are any countries from the spreadsheet which don't match with the country names dataset
mismatch <- nbs %>% anti_join(country_names, by = c("country" = "nb_name"))  
# view(mismatch)

#Merge the 3 datasets
nbs_code <- nbs %>% left_join(country_names, by = c("country" = "nb_name")) %>% 
  filter(!is.na(code))

gdp_code <- gdp %>% left_join(country_names, by = c("country" = "imf_name")) %>% 
  filter(!is.na(code))

nb_merged <- nbs_code %>% 
  left_join(infra, by ="code") %>% 
  left_join(gdp_code, by = "code") %>% 
  select(-imf_name, -country.x, -nb_name) %>% 
  relocate(country, code, share)

# Clean up variables and create new ones
nb_merged <- nb_merged %>% 
  mutate(share_adults=unique_recs / (total_adults),
    new_accounts = share_adults-share_adults*has_account,
    soc_reg_above_40 = as.numeric(soc_reg_coverage > .4),
    status_nna = status
    ) %>% 
    replace_na(list(status_nna = "planned"))

temp_df <- nb_merged %>% 
  select(country, code, unique_recs, total_adults, share_adults, new_accounts)
write_csv(nb_merged, file.path(data_path,"Clean", "full dataset.csv"))

```
# Share of population covered vs various vars

Explanation of variables:

* gdp20 - Projected percentage increase in GDP per capita in 2020 in purchasing power parity terms from the IMF
* delta_2020 - Percentage point change in forecasted GDP growth for 2020 from January 2020 to June 2020 from the IMF Global Economic Prospects report.

```{r, echo = FALSE}
# Excluding Timor Leste from the map as their GDP figures are way off due to a change in the way they calculate GDP
for (var in c("gdp20", "delta_2020", "soc_ins", "ease_id", "ease_pay", "school_close_date")) {
  p <- ggplot(subset(nb_merged, subset = code != "TLS"), aes(.data[[var]], share, label = code)) +
  geom_point()+
  geom_text_repel()+
  geom_smooth(method = "lm")
  print(p)
}
```

# Regression of share of population receiving ct

Results from linear regression of share of population receiving cash transfers on ease of id, ease of payment, and forecasted GDP growth for 2020.

```{r, echo = FALSE}
summary(lm(share ~ ease_id + ease_pay + gdp20, data = subset(nb_merged, subset = code != "TLS")))
```

# Program status / started vs. ease of pay / ID

```{r, echo = FALSE}
ggplot(nb_merged, aes(x = ease_id, y = ease_pay, label = code, colour = status)) + 
  geom_point() + 
  geom_text_repel(key_glyph = "rect")

ggplot(nb_merged, aes(x = ease_id, y = ease_pay, label = code, colour = status_nna)) + 
  geom_point() + 
  geom_text_repel(key_glyph = "rect") +
  labs(title ="Countries with no status info assumed to be in planning stage")

ggplot(nb_merged, aes(x = ease_id, y = ease_pay, label = code, colour = factor(started))) +
  geom_point() + 
  geom_text_repel(key_glyph = "rect")+
  labs(colour = "CT started?")

ggplot(nb_merged, aes(x = ease_id, y = ease_pay, label = code, colour = factor(started))) +
  geom_point(aes(size = share)) + 
  geom_text_repel(key_glyph = "rect")+
  labs(colour = "CT started?", size = "Share pop. receiving CT", x = "Easy of identifying beneficiaries", y = "Ease of delivering payments")
```


```{r, echo = FALSE}
fit <- function(x){
  res <- tidy(glm(paste("started ~ ", x), family = binomial(link = "probit"), data = nb_merged))
  return(tibble(term = x, estimate = res$estimate[2], p_value = res$p.value[2]))
}

# Manually modify the has_id variable for Ethiopia, Cape Verde, and Myanmar
nb_merged <- nb_merged %>% mutate(
  has_id_manual = case_when(
      code == "ETH" ~ .1,
      code == "MMR" ~.1,
      code == "CPV" ~.8,
      TRUE ~ has_id
    )  
)


x_vars <- c("ifc_i_branches_A1_pop", "ifc_i_ATMs_pop", "has_account", "soc_reg_above_40", "has_id_manual", "has_id", "has_id_id4d", "soc_ins")
map_df(x_vars, fit) %>% 
  gt() %>% 
  fmt_number(
    columns = c("estimate", "p_value")
  ) %>% 
  tab_header (
    title = "Coeffs and p-values from regression of started on various terms",
    subtitle = "Using 3 different definitions for ID penetration"
  )

```

# Estimated impact on financial inclusion


```{r, echo=FALSE}

ggplot(nb_merged, aes(has_account, new_accounts, label= code)) + 
  geom_point() +
  geom_text_repel()+
  labs(title = "Potential financial inclusion increase due to CTs", x = "Current share of adults with fin acct", y = "Share adults with new acct due to CT")

ggplot(nb_merged, aes(new_accounts)) + geom_histogram() +
  labs(title = "Histogram of increase in financial inclusion", x = "Share adults with new acct due to CT")

```


