3.1.1 Farmers’ access to agricultural credit (gender disaggregated)

Percentage of farmers, men or women that responded “Yes” to the question: “During the last 12 months, did you personally use a loan or credit for agricultural activities?”

Number of farmers	N	Percentage
Farmers	343	17%
Female	168	17%
Male	175	18%

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Percentage of farmers, from each CSV community who responded “Yes” to the question: “During the last 12 months, did you personally use a loan or credit for agricultural activities?”

CSV community	N	Percentage of farmers
Baazu	32	12%
Bompari	87	18%
Doggoh	83	13%
Jeffiri	39	18%
Kulkarni	34	12%
Oribili	32	41%
Tuori	36	14%

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3.1.2 Farmers’ credit sources (gender disaggregated)

Percentage of farmers, men or women who responded the question: “From whom did you personally borrow the money?”

Number of farmers	N	Community Savings group	Cooperative or Microcredit Institution	Family, friends	From a bank (formal credit)	Private lender (informal)
Farmers	60	77%	7%	10%	5%	2%
Female	29	93%	0%	0%	3%	3%
Male	31	61%	13%	19%	6%	0%

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Percentage of men or women how responded the question: “From whom did you personally borrow the money?”

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Percentage of farmers, from each CSV community who responded the question: “From whom did you personally borrow the money?”

CSV community	Credit source	N	Percentage of farmers
Baazu	Community Savings group	4	75%
	From a bank (formal credit)		25%
Bompari	Community Savings group	16	88%
	Cooperative or Microcredit Institution		12%
Doggoh	Community Savings group	11	64%
	Family, friends		27%
	From a bank (formal credit)		9%
Jeffiri	Community Savings group	7	57%
	Family, friends		43%
Kulkarni	Community Savings group	4	100%
Oribili	Community Savings group	13	69%
	Cooperative or Microcredit Institution		15%
	From a bank (formal credit)		8%
	Private lender (informal)		8%
Tuori	Community Savings group	5	100%

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3.1.3 Farmers’ credit types (gender disaggregated)

Percentage of farmers, men or women who answered the question: “Was this loan a short term or long term loan?”

Number of farmers	N	Long-term (more than a year)	Short-term (less than a year)
Farmers	61	2%	98%
Female	29	0%	100%
Male	32	3%	97%

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Percentage of men or women who answered the question: “Was this loan a short term or long term loan?”

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Percentage of farmers, from the different CSV communities who answered the question: “Was this loan a short term or long term loan?”

CSV community	Loan term	N	Percentage of farmers
Baazu	Short-term (less than a year)	4	100%
Bompari	Short-term (less than a year)	16	100%
Doggoh	Short-term (less than a year)	11	100%
Jeffiri	Short-term (less than a year)	8	100%
Kulkarni	Short-term (less than a year)	4	100%
Oribili	Long-term (more than a year)	13	8%
	Short-term (less than a year)		92%
Tuori	Short-term (less than a year)	5	100%

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3.1.4 Farmers’ credit use

Percentage of farmers that answered the question: “What did you personally use the loan or credit for?”

Number of farmers	N	Other	To change the type crop / livestock grown / raised	To make infrastructure investments	To pay labour time	To purchase management / production inputs
Farmers	61	2%	16%	5%	38%	39%
Female	29	0%	21%	3%	45%	31%
Male	32	3%	12%	6%	31%	47%

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Percentage of men or women that answered the question: “What did you personally use the loan or credit for?”

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Percentage of farmers, from each CSV community who responded “Yes” to the question: “What did you personally use the loan or credit for?”

CSV community	Use of the loan or credit	N	Percentage of farmers
Baazu	To make infrastructure investments	4	25%
	To pay labour time		75%
Bompari	To change the type crop / livestock grown / raised	16	6%
	To pay labour time		31%
	To purchase management / production inputs		62%
Doggoh	To change the type crop / livestock grown / raised	11	9%
	To pay labour time		45%
	To purchase management / production inputs		45%
Jeffiri	To make infrastructure investments	8	12%
	To pay labour time		62%
	To purchase management / production inputs		25%
Kulkarni	To change the type crop / livestock grown / raised	4	50%
	To make infrastructure investments		25%
	To purchase management / production inputs		25%
Oribili	Other	13	8%
	To change the type crop / livestock grown / raised		46%
	To pay labour time		31%
	To purchase management / production inputs		15%
Tuori	To pay labour time	5	20%
	To purchase management / production inputs		80%

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3.1.5 Farmers’ climate driven access to agricultural credit (gender disaggregated)

Percentage of farmers, men or women who answered “Yes” to the question: “Was the purpose of the loan/credit to help recovery from or to be better prepared against a Climate related shock?”

Number of farmers	N	Percentage
Farmers	60	63%
Female	29	72%
Male	31	55%

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Percentage of farmers from each CSV community who responded “Yes” to the question: “Was the purpose of the loan/credit to help recovery from or to be better prepared against a Climate related shock?”

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3.2.1 Farmers’ access to agricultural insurance (gender disaggregated)

Percentage of farmers, men or women, who answered “Yes” to the question: “During the last 12 months, did you personally buy/had/use any insurance to cover damages in crops or animals?”

Number of farmers	N	Percentage
Farmers	344	2%
Female	168	2%
Male	176	2%

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Percentage of farmers, from each CSV community who responded “Yes” to the question: “During the last 12 months, did you personally buy/had/use any insurance to cover damages in crops or animals?”

CSV community	N	Percentage of farmers
Bompari	87	1%
Doggoh	83	2%
Jeffiri	40	2%
Oribili	32	6%
Tuori	36	3%

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3.2.2 Farmers’ agricultural insurance type

Percentage of farmers, men or women how responded to the question: “What risk was covered by the insurance?”

Number of farmers	N	Crop risk
Farmers	7	100%
Female	3	100%
Male	4	100%

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3.2.3 Farmers’ agricultural insurance provider (gender disaggregated)

Percentage of farmers, men or women with agricultural insurance who responded “Yes” to the questions: " Did you buy the insurance from an input dealer or agricultural company? "

Number of farmers	N	Percentage
Farmers	7	71%
Female	3	67%
Male	4	75%

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3.2.4 Farmers’ access to “climate intended” agricultural insurance (gender disaggregated)

Percentage of farmers, men or women how responded to the question: “Was the purpose of the insurance to help recovery from or to be better prepared against a Climate related shock?”

Number of farmers	N	Percentage
Farmers	7	71%
Female	3	67%
Male	4	75%

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3.2.5 Farmers’ access to insurance payouts (gender disaggregated)

Percentage of farmers, men or women, who answered “Yes” to the question: " During the last 12 months, did you receive payouts from the insurance provider? "

There were no farmers mentioning that they had or brought any insurance in the monitored period, thus this indicator cannot be established.

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3.3.1 Farmers’ financial incentives from buyers or input providers (gender disaggregated)

Percentage of men or women farmers who accessed credits, bonus, price subsidies or loans from buyers or providers.

They responded Yes to any of these three questions:

“During the last 12 months, did you personally receive any loans from your buyers, or from your providers of inputs or equipment? Also answer -yes- if you received products -on credit- from them?

and/or

“During the last 12 months, did you personally receive any type of price bonus or price subsidy, to stimulate you to produce in a climate-friendly manner?

and/or

“During the last 12 months, did you personally have a formal delivery contract to sell your products?

Type of incentive	Number of farmers	N	Percentage of farmers
Credits/loans	Female	4	75%
	Male	8	25%
Price bonus or subsidy	Female	4	25%
	Male	8	50%
Formal Contracts	Female	168	2%
	Male	175	5%

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3.4.1 Farmers’ access to agribusiness training (gender disaggregated)

Percentage of men and women farmers that answered “Yes” to the question: “Did you personally receive training on Agri-business development?”

Number of farmers	N	Percentage of farmers
Female	4	25%
Male	8	25%

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3.4.2 Farmers’ agribusiness training source (gender disaggregated)

Percentage of farmers, men or women how responded to the question: “From whom did you personally receive the training?”

Number of farmers	N	CCAFS / key local implementing partner	Government agricultural extension or Meteorogical office
Farmers	3	33%	67%
Female	1	100%	0%
Male	2	0%	100%

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3.4.3 Access to additional support for agribusiness training

Percentage of farmers, men or women, who answered “Yes” to the question: “Was there any other support from this organization?”

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3.4.4 Farmers’ access to financial training (gender disaggregated)

Percentage of farmers, men or women, who answered “Yes” to the question: “Did you personally receive training on use of financial products or services?”

Number of farmers	N	Percentage
Farmers	12	17%
Female	4	25%
Male	8	12%

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3.4.5 Farmers’ financial training source (gender disaggregated)

Percentage of farmers, men or women, who answered “Yes” to the question: “From whom did you receive the training?”

Number of farmers	N	Government agricultural extension or Meteorogical office	Relative, neighbor or expert within the community
Farmers	2	50%	50%
Female	1	0%	100%
Male	1	100%	0%

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3.4.6 Farmers’ additional support

Percentage of farmers, men or women how answered to the question: “Was there any other support from this organization?”

	N	Technical support
Farmers	2	100%
Female	1	100%
Male	1	100%