印度风控模型

查看使用到的变量以及部分数据

kable(as.data.frame(colnames(SA.info.1)))
colnames(SA.info.1)
order_name
shipping_state
shipping_city
warehouse
cod_fees
gender
app
os_version
screen_width
screen_height
app_version
device_model
network_type
language
channel
gender_1
label
utm_sourcenum
ipnum
DT::datatable(SA.info.1[1:100,])

查看拒收与签收的比例

pct(SA.info.1$label)
Count Percentage
0 96263 87.88
1 13277 12.12

查看特征与是否拒收的关系

  1. 查看shipping_state
A1 <- gbpct(SA.info.1$shipping_state,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$shipping_state <- as.factor(SA.info.1$shipping_state)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$shipping_state, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="shipping_state")

  1. 查看shipping_city
A1 <- gbpct(SA.info.1$shipping_city,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$shipping_city <- as.factor(SA.info.1$shipping_city)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$shipping_city, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="shipping_city")

  1. 查看warehouse
A1 <- gbpct(SA.info.1$warehouse,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$warehouse <- as.factor(SA.info.1$warehouse)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$warehouse, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="warehouse")

  1. 查看os_version
A1 <- gbpct(SA.info.1$os_version,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$os_version <- as.factor(SA.info.1$os_version)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$os_version, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="os_version")

  1. 查看cod_fees
A1 <- gbpct(SA.info.1$cod_fees,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$cod_fees <- as.factor(SA.info.1$cod_fees)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$cod_fees, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="cod_fees")

  1. 查看gender
A1 <- gbpct(SA.info.1$gender,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$gender <- as.factor(SA.info.1$gender)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$gender, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="gender")

  1. 查看app
A1 <- gbpct(SA.info.1$app,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$app <- as.factor(SA.info.1$app)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$app, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="app")

  1. 查看screen_width
A1 <- gbpct(SA.info.1$screen_width,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$screen_width <- as.factor(SA.info.1$screen_width)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$screen_width, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="screen_width")

  1. 查看screen_height
A1 <- gbpct(SA.info.1$screen_height,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$screen_height <- as.factor(SA.info.1$screen_height)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$screen_height, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="screen_height")

  1. 查看app_version
A1 <- gbpct(SA.info.1$app_version,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$app_version <- as.factor(SA.info.1$app_version)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$app_version, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="app_version")

  1. 查看device_model
A1 <- gbpct(SA.info.1$device_model,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$device_model <- as.factor(SA.info.1$device_model)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$device_model, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="device_model")

  1. 查看network_type
A1 <- gbpct(SA.info.1$network_type,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$network_type <- as.factor(SA.info.1$network_type)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$network_type, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="network_type")

  1. 查看language
A1 <- gbpct(SA.info.1$language,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$language <- as.factor(SA.info.1$language)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$language, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="language")

  1. 查看channel
A1 <- gbpct(SA.info.1$channel,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$channel <- as.factor(SA.info.1$channel)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$channel, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="channel")

  1. 查看utm_sourcenum
A1 <- gbpct(SA.info.1$utm_sourcenum,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$utm_sourcenum <- as.factor(SA.info.1$utm_sourcenum)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$utm_sourcenum, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="utm_sourcenum")

  1. 查看ipnum
A1 <- gbpct(SA.info.1$ipnum,SA.info.1$label)

#op1<-par(mfrow=c(1,2), new=TRUE)

SA.info.1$ipnum <- as.factor(SA.info.1$ipnum)
SA.info.1$label <- as.factor(SA.info.1$label)

plot(SA.info.1$ipnum, SA.info.1$label, 
     ylab="Good-Bad", xlab="category", 
     main="ipnum")

## 整体的IV值

knitr::kable(SA.info.1.iv$整体的IV值)
variable info_value
device_model 0.4835800
app_version 0.3736047
ipnum 0.3350004
language 0.3270117
gender_1 0.3069743
shipping_state 0.2726979
gender 0.2394712
app 0.2378867
os_version 0.2142969
shipping_city 0.1789157
screen_height 0.1293702
screen_width 0.0934381
channel 0.0530326
network_type 0.0529239
utm_sourcenum 0.0342656
cod_fees 0.0077033

查看数据的详细分析

SA.info.1.iv$详细的bins信息
## $shipping_state
##          variable
## 1: shipping_state
## 2: shipping_state
## 3: shipping_state
## 4: shipping_state
##                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                bin
## 1:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         missing
## 2: eastron reigon al hassa%,%alriyadh%,%al taif%,%ايها%,%al sharqia%,%damamm%,%al madina%,%Al-Jouf%,%najran%,%dammam%,%al dammam / alsharqia%,%arar%,%mecca%,%القصيم%,%algunafuthe%,%Eastern region%,%Makka {Maccah}%,%الأحساء%,%RIYADH%,%Jedah%,%Ash-Sharqiyah%,%Northern borders%,%Makkah Al-mokaramh%,%Al Riyadh%,%Al-Riyadh (dowadmi)%,%Asier%,%Qunfudah%,%الرياض%,%Bisha%,%Al Hasa%,%Arar%,%alqasiim%,%abha%,%Eastern Region (Al-Sharqiya)%,%al jouf%,%Hafer Al Batin%,%northern border%,%Al SHARQIYA%,%Towal%,%الحدود الشمالية%,%al ahsa hofuf%,%Haqil%,%Al Hassa%,%Yanbu%,%Jazan%,%Al jubail%,%Dawadmi%,%hasa%,%شارع ابو هريره%,%madinah%,%al baha%,%حفر الباطن%,%نمره%,%Bader%,%Albahah%,%madina%,%Damam%,%Kharj%,%ash Shamaliya%,%riydh%,%skaka%,%al ahsaa%,%gizan%,%AlBkeerya%,%Dammam,%,%AlQasseem%,%Rafha%,%Alsharqia%,%Taif - Makkah%,%Al - Ahsa - Hofuf%,%Jeddah%,%Gizan%,%Eastern Province%,%Aseer%,%Madinah%,%Makkah%,%Dammam%,%Riyadh%,%Qassim%,%makkah%,%Northern Borders%,%Jouf%,%jeddah%,%Taif
## 3:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Al Bahah%,%Hail%,%Eastern Region {Ash-Sharqiyah}%,%Najran%,%Tabuk%,%Makkah{Mecca}
## 4:                                                                                                                                                                   Al-Qassim%,%Asir{ Aseer}%,%Al-Riyadh%,%Al-Madinah Al-Monawarah%,%asir%,%Abha%,%Al-Jouf {Al Jawf}%,%Northern Borders {Al-Hudud ash-Shamaliyah}%,%Al-Baha{Al-Bahah}%,%Asir%,%Jizan{Gizan}%,%Jizan%,%Makkah {Mecca}%,%jizan%,%al dammam%,%Jubail%,%مكه المكرمه%,%Makka%,%aseer%,%jazan%,%Baha%,%riyadh%,%Makah%,%Eastern Region%,%Al-Madina AL mnorah%,%حدة%,%Al- dammam%,%yanbu%,%AL Hasa%,%al Riyadh%,%al qaseem%,%الخرج%,%north%,%Ras Tanora%,%الإحساء%,%جدة%,%Madina El Monawara%,%Al Madina%,%ALqasim%,%al-jubil%,%Al Qurayat%,%Taiif%,%Al-Baha{Al-Bahah%,%Khamis Mushit%,%eastern reign%,%المنطقة الجنوبية%,%DAMMAM%,%yanbu albaher%,%AL jouf%,%منطقة الشرقية%,%al sharagya%,%Al-hesaa%,%abha.%,%al qasim%,%Al-Sharqia%,%Abu Areish%,%qatif%,%Khamis Mushayt%,%Al-Baha%,%jeedah%,%المنطقه الشرقيه%,%المدينه المنوره%,%حي الخالديه%,%jaddah
##    count  count_distr  good  bad    badprob        woe       bin_iv
## 1:     2 1.825817e-05     1    1 0.50000000  1.9810508 0.0001286297
## 2: 64478 5.886252e-01 59384 5094 0.07900369 -0.4749106 0.1107597481
## 3: 23781 2.170988e-01 20126 3655 0.15369413  0.2751344 0.0182180328
## 4: 21279 1.942578e-01 16752 4527 0.21274496  0.6725926 0.1122841810
##     total_iv
## 1: 0.2413906
## 2: 0.2413906
## 3: 0.2413906
## 4: 0.2413906
##                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             breaks
## 1:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         missing
## 2: eastron reigon al hassa%,%alriyadh%,%al taif%,%ايها%,%al sharqia%,%damamm%,%al madina%,%Al-Jouf%,%najran%,%dammam%,%al dammam / alsharqia%,%arar%,%mecca%,%القصيم%,%algunafuthe%,%Eastern region%,%Makka {Maccah}%,%الأحساء%,%RIYADH%,%Jedah%,%Ash-Sharqiyah%,%Northern borders%,%Makkah Al-mokaramh%,%Al Riyadh%,%Al-Riyadh (dowadmi)%,%Asier%,%Qunfudah%,%الرياض%,%Bisha%,%Al Hasa%,%Arar%,%alqasiim%,%abha%,%Eastern Region (Al-Sharqiya)%,%al jouf%,%Hafer Al Batin%,%northern border%,%Al SHARQIYA%,%Towal%,%الحدود الشمالية%,%al ahsa hofuf%,%Haqil%,%Al Hassa%,%Yanbu%,%Jazan%,%Al jubail%,%Dawadmi%,%hasa%,%شارع ابو هريره%,%madinah%,%al baha%,%حفر الباطن%,%نمره%,%Bader%,%Albahah%,%madina%,%Damam%,%Kharj%,%ash Shamaliya%,%riydh%,%skaka%,%al ahsaa%,%gizan%,%AlBkeerya%,%Dammam,%,%AlQasseem%,%Rafha%,%Alsharqia%,%Taif - Makkah%,%Al - Ahsa - Hofuf%,%Jeddah%,%Gizan%,%Eastern Province%,%Aseer%,%Madinah%,%Makkah%,%Dammam%,%Riyadh%,%Qassim%,%makkah%,%Northern Borders%,%Jouf%,%jeddah%,%Taif
## 3:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               Al Bahah%,%Hail%,%Eastern Region {Ash-Sharqiyah}%,%Najran%,%Tabuk%,%Makkah{Mecca}
## 4:                                                                                                                                                                   Al-Qassim%,%Asir{ Aseer}%,%Al-Riyadh%,%Al-Madinah Al-Monawarah%,%asir%,%Abha%,%Al-Jouf {Al Jawf}%,%Northern Borders {Al-Hudud ash-Shamaliyah}%,%Al-Baha{Al-Bahah}%,%Asir%,%Jizan{Gizan}%,%Jizan%,%Makkah {Mecca}%,%jizan%,%al dammam%,%Jubail%,%مكه المكرمه%,%Makka%,%aseer%,%jazan%,%Baha%,%riyadh%,%Makah%,%Eastern Region%,%Al-Madina AL mnorah%,%حدة%,%Al- dammam%,%yanbu%,%AL Hasa%,%al Riyadh%,%al qaseem%,%الخرج%,%north%,%Ras Tanora%,%الإحساء%,%جدة%,%Madina El Monawara%,%Al Madina%,%ALqasim%,%al-jubil%,%Al Qurayat%,%Taiif%,%Al-Baha{Al-Bahah%,%Khamis Mushit%,%eastern reign%,%المنطقة الجنوبية%,%DAMMAM%,%yanbu albaher%,%AL jouf%,%منطقة الشرقية%,%al sharagya%,%Al-hesaa%,%abha.%,%al qasim%,%Al-Sharqia%,%Abu Areish%,%qatif%,%Khamis Mushayt%,%Al-Baha%,%jeedah%,%المنطقه الشرقيه%,%المدينه المنوره%,%حي الخالديه%,%jaddah
##    is_special_values
## 1:              TRUE
## 2:             FALSE
## 3:             FALSE
## 4:             FALSE
## 
## $shipping_city
##         variable
## 1: shipping_city
## 2: shipping_city
## 3: shipping_city
## 4: shipping_city
## 5: shipping_city
## 6: shipping_city
##                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               bin
## 1: new sanaya%,%Ghirnata%,%al mubraz%,%benisar%,%alriyadh%,%Tanjeeb%,%aljubil%,%Ojam%,%Wadeien%,%الخبره%,%AL-Qunfuda%,%AL hasa < Mubaraz%,%al hasa%,%al taif%,%Boridah%,%AL HASSA%,%khobar%,%dammam khobar%,%الجش - حي الرايه شارع زين العابدين%,%النماص , شارع ملك عبدالعزيز%,%الجشه%,%القطيف%,%Darb - Al shigeeg - jeddah road%,%Jumum - old medina road - before petrol bump tuhwe%,%dammam khubar%,%al khobar%,%Zahban%,%Al-Dhabab%,%Assiyah%,%Ahad Masarha  احد المسارحه%,%Asir Dhahran Al Janoob%,%Al hasa  al hafouf%,%Dahret laban%,%Al-ahsa%,%sakakk%,%al munaizila%,%alkhobar%,%{Gizan}%,%محافظة تنومه%,%AL KhoBar%,%ظباء%,%dammam city%,%al Jubail%,%al qatif%,%al Namas%,%al Kharj%,%رياض الخبرة%,%العسيلة%,%Al Namas%,%almuathailif%,%al hasaa%,%al Badaya%,%المحافضه النعيرية%,%Taif / Al-haweaa%,%al- dammam%,%al-riyadh%,%Harath%,%الديلم%,%al Hofuf%,%Al Oulaa%,%Makkah{Mecca} Shraie'e distirict%,%Jedah%,%Ash-Sharqiyah%,%al khail%,%hafr al batin al kalfia%,%khamis mushayt%,%alkhaber%,%sharora%,%old makkah road kilo 7%,%Rawda area%,%baha%,%Al baha%,%Al-Qassim%,%Shnanh%,%alzaidi%,%Al Mandak area%,%Bishah%,%al ahfa%,%Al-Oula%,%30th street%,%Tife%,%مكه المكرمه%,%Al Oula%,%Near Jumum%,%تبوك%,%مثلث الاطاوله%,%alawali%,%AL-OLA%,%Shaqra city - near Al-Riyadh%,%Ash Shuqaiq  Makkah%,%Mikhwa   الباح%,%al- Sahefa'a%,%bareq%,%jeedha%,%Makka%,%Khabar%,%Barag%,%AL hassa%,%skakah%,%Majmaah near Riyadh 180 kilo%,%Turba - الطائف%,%رابغ%,%al leeif%,%رياض%,%Judah%,%Hafr al-Batin%,%dhahran%,%mouhayal aseer khmais albahar%,%Al jara%,%الطايف%,%Alkhobar%,%baish%,%AL matanah%,%al muzahmyah%,%dammam%,%Khodaria%,%Al-Riyadh Rowdat Sodair%,%magarada%,%Majarda, خط ارامكس%,%Jafar%,%الحدود الشمالية - عرعر%,%Hassa%,%مدينة العلا%,%al-Jumum%,%Rowdat Sodair   Al-Riyadh%,%Al-Jouf%,%Al aliyah%,%وادي الدواسر%,%alqasiim%,%khamias moshaid%,%Al-Riyadh Dhurma%,%AL-kharg%,%jizan%,%Jizan%,%حي المساعد%,%Riyadh حي المنفوحه%,%Madina%,%الجوف%,%ممبط%,%السيل الكبير%,%Beech%,%Muhayil  Asir%,%almumaileh village%,%Mhayel%,%hail%,%skaka%,%buraida%,%NAJRAN%,%JUBAIL%,%Bahrat Al Moujoud%,%Oyaynah , QUAYIEYA%,%Elhassa%,%Ras Al Kheir%,%BISHA%,%Alrass%,%Hafr Al Batin%,%عرعر%,%hfer al baten%,%Al Khobar%,%sab al alaya%,%safanya Saudi Aramco%,%Ha'il%,%al ahsa hofuf%,%Sharma%,%Alkhubar%,%ابها%,%Al-baha,%,%AlQassim%,%alafalag%,%بريدة%,%laban%,%almajardh%,%Ahad Rufaidah مستشفى حدر رفيده العام%,%Haqil مسجد الراجحي%,%Sulaiyl قرب من وادي الدواسر%,%جازان _ أحد المسارحة%,%Al makwah%,%khames mushied%,%Biesh%,%Al Riyadh%,%DAMMA%,%ضمد%,%al thahran%,%Riyadh city%,%Al- Kharj%,%Artawi%,%Abo Arish%,%محايل عسير%,%دومه الجندل%,%Qurtuba riyadh%,%ahad al rufaydah%,%kamis mshat%,%aldmmam%,%Riyadh 12382%,%RIYAHD%,%Dharyah%,%Riyadh Central%,%dharat laban district%,%Satorp (Jubail Ind'l 2)%,%Tuwal%,%tabuk city%,%TAIF%,%Al jubail%,%tabuk%,%Mubaraz , alhassa%,%نجران%,%Ar Riyadh%,%Shraie'e st%,%Riyadh city al malaz%,%Sulthana%,%الرياض - الملز%,%jeddah  Al khomrah%,%riyadh Al Khabra%,%Tarif%,%HAIL%,%al ahssa al Mubaraz%,%Sabtalalayah%,%Domat aljandal%,%Dammam Alkhabar%,%RAHKA KHOBAR%,%Mubaraz قرب ارمكس فرع القاره%,%al baha%,%رفايع الجمش%,%مكة المكرمة%,%jubail city%,%Alula%,%New sanaya,carpet villa,kharba%,%alhassa%,%alhasa%,%Yanbu Albher%,%Tanda khamis mushait%,%onayza%,%بريده%,%RABIGH-JEDDAH%,%Duwadmi%,%البرك%,%Tarut ,aldareef%,%al Hassa%,%Huraymila%,%Majmaa-Thumair%,%الجبيل البلد%,%Alazizia%,%التنعيم - الزاهز%,%طريف%,%السليل%,%البدع%,%Al Fasalia%,%Khamis Mashit%,%Gunfidah%,%Albahah%,%Horaimla%,%الرياض- حي الامانة%,%yanbu%,%Makkah Taif%,%Hafr Al-Batin%,%Albaha%,%Jaddah%,%HAFAR AL BATIN%,%Dammam naqeel%,%Seihat Dammam%,%Ar ar%,%khames mushed%,%أبيار علي ابو بريقة%,%al mandaq%,%Sabya  al dair%,%Madina Al Munawwara%,%Sabya al dair%,%Badya%,%Al madinah%,%Olaya%,%القوز%,%Alhada , taif%,%Buraydah%,%Dammam city mubarakiayh%,%Albaik  Makkah%,%Khamis mushait%,%Al Mandag%,%Al Lith%,%onizah%,%Madinah ksa%,%صبيا%,%Al-ahssa - Al-Mubarraz%,%Abqaiq City%,%al ahsa%,%Yunbu%,%Buriddah%,%Al Bardha%,%Al hassa%,%kumais mushait%,%Alkharj%,%Macca%,%ضباء%,%Shoaiba%,%Dabab street sulemania%,%as sadah%,%Dammam ( saihat )%,%ALBDA%,%Al Qassim%,%Jubail city%,%al Majma%,%bisha%,%مكة%,%القريات%,%Jumum الجمام%,%al jouf%,%Abhur North Abdul Majid Street%,%Baish%,%Makkah nawaria%,%Taif Region%,%الطائف%,%Alkhobre%,%Al wadi%,%al khubar%,%Qassim boraedah%,%جازان-احد المسارحه%,%alamadinah almnawarah%,%Bader disterict%,%Al Baha%,%Al-Omrah%,%hafar al batin%,%Medina%,%Taif city%,%Riyadh umal hmame%,%Al Bahah%,%riadah%,%gizan%,%Riyadh , Az Zahra%,%Al Ardah%,%al-ahsa%,%King Fahd Street%,%Unizah%,%Majmaah%,%Al Khabra%,%Al Hofuf%,%Riyadh 13515 – 2867,%,%AlBkeerya%,%Al dammam%,%Aziziah%,%Umalhammam east%,%Hafuf ( Salwa )%,%Riyadh Dere'Iyeh district%,%Al-salama Jeddah%,%Oyaynah قرب بنك الراجحي%,%Tandaha%,%Khaibar al shmalia%,%Ahad al masaraha%,%sabya%,%al jubail%,%riyadh -Sulaiyl%,%Ranyah%,%Dammam Al Khabra%,%BURAIDHA%,%Almadinah almonawarah%,%Naaeem%,%Ahad rfedh%,%altourba hail%,%حي الموسع الدخل المحدود%,%Shefa'a - Riyadh%,%Tabuk palace%,%Buraidha%,%Wadi ad dawasir%,%ARAR%,%Al Madina Al Munawara%,%بايس%,%سكاكا%,%Yanbu industrial%,%Damad shop al hazmi%,%Riyadh حئ النضيم شارع الاعشى%,%Riyadh manfoha street alasha%,%Tuwaiq%,%Al-Taaoon%,%Samith%,%Al haram badda madinah%,%Ash Shuqai%,%المحمديه%,%الدرعيه%,%AL NASM%,%الحدودو الشماليه%,%Alwajah%,%Traeek sultana imam Abu Hanifa Street%,%Tathleeth%,%samta%,%الليث%,%Quwei'Ieh القويعية%,%حي الباحة، شارع الحاوية.%,%Jeddah,جدة%,%، مكة المكرمة حي الزاهر سوق الضيافة%,%jeddah city%,%Sulemania%,%Malqa%,%thahran alganob%,%buraydah%,%Riyadh sulay%,%حايل%,%Jeda%,%Rabiqh%,%Al saly%,%Jeddah Saudi Arabia%,%المدينة%,%makka%,%alqofithah%,%ينبع%,%الخليج%,%مكه%,%makah%,%عنيزه%,%As Sulay%,%مدينة الوجه - حي الورود%,%البدائع%,%حي الطويق، شارع عيسى بن سهل%,%almagma'a Rowdat Sodair%,%ghirnatah%,%khubar%,%Stanpol%,%Awamiah%,%Tarut%,%makkah%,%Uyun%,%Batha%,%Safwa%,%Qarah%,%Al Dalemya%,%Shraie'e%,%Mubaraz%,%Muzneb%,%Qatif%,%Tanda%,%Tatleeth%,%riyadh%,%Dhahran%,%Ras Tanura%,%Wadi Fatmah%,%Halat Ammar%,%الرياض%,%Khobar
## 2:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Ghazalah%,%Seihat%,%Karboos%,%Ahad Rufaidah%,%Jumum%,%Oyaynah%,%Tanuma%,%Ja'araneh%,%Al Hassa%,%Nwariah%,%Anak%,%Rahima%,%RIYADH%,%Uqlat Al Suqur%,%Dammam%,%Jeddah%,%Abha%,%Dhahran Al Janoob%,%Jubail%,%Ash Shuqaiq%,%Hareeq%,%Khaibar%,%Al khobar%,%Khamis Mushait%,%Shefa'a
## 3:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       Onaiza%,%Hofuf%,%Mahad Al Dahab%,%Hawea/Taif%,%Shaqra%,%Al-Jsh%,%Rwaydah%,%Yanbu%,%Taif%,%Hawtat Bani Tamim%,%Madinah%,%Qariya Al Olaya%,%Makkah%,%Riyadh%,%Bisha%,%Sarat Obeida%,%Rowdat Sodair%,%Sakaka%,%Thuqba%,%Dere'Iyeh%,%Tayma%,%Najran%,%Badaya%,%Buraidah%,%AlRass%,%Bukeiriah
## 4:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Sajir%,%Remah%,%Kharj%,%Ahad Masarha%,%Rabigh%,%Hinakeya%,%Hotat Sudair%,%Hail%,%Jouf%,%Qurayat%,%Arar%,%Rejal Alma'a%,%Sabt El Alaya%,%Haqil%,%Turaif%,%JEDDAH%,%Qasab%,%Yanbu Al Baher%,%Biljurashi%,%Afif%,%Tabuk%,%Samtah%,%Khurma%,%Artawiah%,%Hafer Al Batin%,%Wadi El Dwaser%,%Harjah%,%Darb%,%Jalajel
## 5:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 Rafha%,%Shumeisi%,%Khafji%,%Qunfudah%,%Duba%,%Gizan%,%Damad%,%Mikhwa%,%Majarda%,%Zulfi%,%Baha%,%Baqa%,%Qassim%,%najran%,%DAMMAM%,%Safanyah%,%Thadek%,%الاحساء%,%Nabiya%,%Bish%,%Alhada%,%Oula%,%Daelim%,%Noweirieh%,%Farasan%,%Abu Areish%,%Abqaiq%,%Balahmar%,%Turba%,%Namas%,%Majma%,%jeddah
## 6:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Sabya%,%Alghat%,%Bahara%,%Laith%,%Midinhab%,%Sharourah%,%Muzahmiah%,%Aflaj%,%Atawleh%,%Thumair%,%Harad%,%Salbookh%,%عسير%,%Sarar%,%Al riyadh%,%حفر الباطن%,%Deraab%,%Gilwa%,%Mohayel Aseer%,%Muthaleif%,%Kara%,%Dhurma%,%Domat Al Jandal%,%Umluj%,%Bader%,%Riyadh Al Khabra%,%Qaysoomah%,%Wajeh (Al Wajh)%,%Horaimal%,%Tabrjal%,%Towal%,%Balasmar%,%Thabya%,%Mandak%,%arar%,%Salwa%,%الخرج%,%taif%,%الدمام%,%Mulaija%,%jeedah%,%Tebrak%,%Al Bada%,%Quwei'Ieh%,%Asfan%,%Al-Riyadh%,%Khulais%,%Turaib%,%Dawadmi%,%Hadeethah%,%Sulaiyl%,%Nimra%,%Birk%,%Aqiq%,%Bareq%,%Rania%,%Ain Dar%,%Ayn Fuhayd%,%Udhaliyah%,%turaif%,%Damam%,%Mrat%,%جدة%,%jubail%,%Wadi Bin Hasbal%,%madinah%,%Jizan{Gizan}%,%sabia%,%al kharj%,%al hassa%,%الأحساء%,%Sahna%,%Um Aljamajim%,%jazan%,%الخفجي%,%الشقيق%,%Khasawyah%,%Subheka%,%Al-Madinah%,%Al-Khobar%,%الباحه%,%Yanbu Industrial City%,%المدينة المنورة%,%AL-Riyadh%,%Al kharj%,%abha%,%جده%,%Amaq%,%Al-Madinah Al-Monawarah%,%الهفوف%,%جيزان%,%خميس مشيط%,%Makkah{Mecca}%,%ينبع البحر%,%al gamoum%,%mikhwah%,%al nasim%,%sahna%,%zulfi%,%قويعيه%,%AL Kharj%,%alkharaj%,%Jadah%,%Al-Ahasa%,%bariduh%,%Al-Madina AL mnorah%,%Al-dammam%,%Hafar all baten%,%alnairia%,%abaha%,%um al hamam%,%al ehsa glabia%,%AL Hasa%,%al dar albaida%,%al Haqal%,%jadah%,%al qaseem%,%Tabuk abo 7%,%al Taif%,%Khamaseen%,%Mecca%,%Saamtah%,%Dammam - al mubarak - Riyadh bank%,%محافظة ضبا%,%Al Qunfudhah%,%Ras Tnora (Al Shragyah)%,%south dhahran ظهران الجنوب%,%badar%,%Bash%,%محافظه خريص%,%Sabt El Alaya-albshar%,%Madina El Monawara%,%sharara%,%Al Madina%,%Aldmd%,%alairiah , alrabee3 district%,%رجال المع%,%areat city%,%Abo-AREESH Karboos%,%رفحاء%,%al-jubil%,%almodnib%,%Tabuk  Al Bada%,%Kara'a%,%حصيدة%,%Taiif%,%Thawal%,%Rabiq City%,%الزلفي%,%araar city%,%Khamis Mushit%,%الاحسا%,%Sabt Alalayah%,%abu areesh%,%Al Bada3%,%Makkah Khulais%,%Boridaya%,%Laith طريق جيزان%,%Riyadh حي الشفا%,%Burayah%,%Sulaiy%,%Aqiq القصيم عنيزه%,%Eastern Region {Ash-Sharqiyah}%,%Hafer  Al Batin%,%AL hafuf%,%حائل%,%All baha%,%Turabah%,%al thouqba  ,khobr%,%aljamash%,%ضرماء%,%Al-Riyadh Shefa'a%,%yanbu albaher%,%Skaka%,%بيشه%,%Qunfudah  -  المظيلف%,%Sharurah%,%Othmanyah%,%mahd aldhab%,%Al-Hazem%,%القنفذه%,%الداير بني مالك%,%Al Udhayliyah%,%AL MITHNAB%,%Riyadh 12232 - 3439%,%al rwaida%,%abha.%,%AL-RIYADH%,%buridah%,%الزاهر%,%Turaib مستشفى مداوي%,%Rwaydah Bank Alriyadh%,%north al khobar%,%AL NAHERYA%,%jaddah%,%Buraidah   الحارس الوطني%,%qatif%,%Riyad%,%المدينه المنوره%,%Om alhmam%,%aseir%,%Al-Riyadh Salbookh%,%reas tanoora%,%Mahd El-dahab - electric company%,%Al kafji%,%hofuf%,%Namar%,%almakhwa%,%Al Hinakiya%,%AL- Shuqiah%,%Quweiiieh%,%Majmah%,%الحره الغربيه%,%Dumat al jandal%,%Alhasa%,%Al-Riyadh  alshafa Deraab%,%al dammam%,%Gizan ,Baish%,%Riyadh City%,%Al-Baha%,%khamees mshaiad%,%١١١٥%,%Riyadh ksa%,%حي الفيصلية الجامعة%,%Madinah , makkah road ,%,%Turaif شارع اليروموك حي الريان%,%Buraydha%,%Hawea/Taif \\ shifa%,%9ائل%,%Hafer Al batin%,%Al-Diraiya%,%الدوادمي رفائع الجمش%,%Saudi Arabia%,%onaizah%,%Turaif ,القريات%,%al qanfadah%,%/Taif%,%Ahad rufhaidha%,%KHAKD%,%Al-Taif%,%تربة الطايف%,%Mohammadeya%,%thiwal%,%Bani kabir%,%kosibah%,%Turaif Aljouf%,%AShuqaiq%,%الدمام - المنطقه الشرقيه%,%Rayyan%,%qaba%,%Baljurashi%,%الخويلدية%,%Wadhi dawasir%,%الدوادمي%,%Wadi El Dwaser،، قريب إدراة التربية والتعليم%,%Riyadh Al Khadra%,%العسير
##    count count_distr  good  bad    badprob        woe       bin_iv
## 1:  6295  0.05746759  5937  358 0.05687053 -0.8273754 0.0287189163
## 2: 31025  0.28322987 28044 2981 0.09608380 -0.2604651 0.0173999197
## 3: 47222  0.43109366 41713 5509 0.11666173 -0.0433789 0.0007979644
## 4: 12188  0.11126529 10467 1721 0.14120446  0.1757289 0.0036708515
## 5:  6979  0.06371189  5807 1172 0.16793237  0.3806984 0.0106400005
## 6:  5831  0.05323170  4295 1536 0.26341965  0.9527809 0.0677155051
##     total_iv
## 1: 0.1289432
## 2: 0.1289432
## 3: 0.1289432
## 4: 0.1289432
## 5: 0.1289432
## 6: 0.1289432
##                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            breaks
## 1: new sanaya%,%Ghirnata%,%al mubraz%,%benisar%,%alriyadh%,%Tanjeeb%,%aljubil%,%Ojam%,%Wadeien%,%الخبره%,%AL-Qunfuda%,%AL hasa < Mubaraz%,%al hasa%,%al taif%,%Boridah%,%AL HASSA%,%khobar%,%dammam khobar%,%الجش - حي الرايه شارع زين العابدين%,%النماص , شارع ملك عبدالعزيز%,%الجشه%,%القطيف%,%Darb - Al shigeeg - jeddah road%,%Jumum - old medina road - before petrol bump tuhwe%,%dammam khubar%,%al khobar%,%Zahban%,%Al-Dhabab%,%Assiyah%,%Ahad Masarha  احد المسارحه%,%Asir Dhahran Al Janoob%,%Al hasa  al hafouf%,%Dahret laban%,%Al-ahsa%,%sakakk%,%al munaizila%,%alkhobar%,%{Gizan}%,%محافظة تنومه%,%AL KhoBar%,%ظباء%,%dammam city%,%al Jubail%,%al qatif%,%al Namas%,%al Kharj%,%رياض الخبرة%,%العسيلة%,%Al Namas%,%almuathailif%,%al hasaa%,%al Badaya%,%المحافضه النعيرية%,%Taif / Al-haweaa%,%al- dammam%,%al-riyadh%,%Harath%,%الديلم%,%al Hofuf%,%Al Oulaa%,%Makkah{Mecca} Shraie'e distirict%,%Jedah%,%Ash-Sharqiyah%,%al khail%,%hafr al batin al kalfia%,%khamis mushayt%,%alkhaber%,%sharora%,%old makkah road kilo 7%,%Rawda area%,%baha%,%Al baha%,%Al-Qassim%,%Shnanh%,%alzaidi%,%Al Mandak area%,%Bishah%,%al ahfa%,%Al-Oula%,%30th street%,%Tife%,%مكه المكرمه%,%Al Oula%,%Near Jumum%,%تبوك%,%مثلث الاطاوله%,%alawali%,%AL-OLA%,%Shaqra city - near Al-Riyadh%,%Ash Shuqaiq  Makkah%,%Mikhwa   الباح%,%al- Sahefa'a%,%bareq%,%jeedha%,%Makka%,%Khabar%,%Barag%,%AL hassa%,%skakah%,%Majmaah near Riyadh 180 kilo%,%Turba - الطائف%,%رابغ%,%al leeif%,%رياض%,%Judah%,%Hafr al-Batin%,%dhahran%,%mouhayal aseer khmais albahar%,%Al jara%,%الطايف%,%Alkhobar%,%baish%,%AL matanah%,%al muzahmyah%,%dammam%,%Khodaria%,%Al-Riyadh Rowdat Sodair%,%magarada%,%Majarda, خط ارامكس%,%Jafar%,%الحدود الشمالية - عرعر%,%Hassa%,%مدينة العلا%,%al-Jumum%,%Rowdat Sodair   Al-Riyadh%,%Al-Jouf%,%Al aliyah%,%وادي الدواسر%,%alqasiim%,%khamias moshaid%,%Al-Riyadh Dhurma%,%AL-kharg%,%jizan%,%Jizan%,%حي المساعد%,%Riyadh حي المنفوحه%,%Madina%,%الجوف%,%ممبط%,%السيل الكبير%,%Beech%,%Muhayil  Asir%,%almumaileh village%,%Mhayel%,%hail%,%skaka%,%buraida%,%NAJRAN%,%JUBAIL%,%Bahrat Al Moujoud%,%Oyaynah , QUAYIEYA%,%Elhassa%,%Ras Al Kheir%,%BISHA%,%Alrass%,%Hafr Al Batin%,%عرعر%,%hfer al baten%,%Al Khobar%,%sab al alaya%,%safanya Saudi Aramco%,%Ha'il%,%al ahsa hofuf%,%Sharma%,%Alkhubar%,%ابها%,%Al-baha,%,%AlQassim%,%alafalag%,%بريدة%,%laban%,%almajardh%,%Ahad Rufaidah مستشفى حدر رفيده العام%,%Haqil مسجد الراجحي%,%Sulaiyl قرب من وادي الدواسر%,%جازان _ أحد المسارحة%,%Al makwah%,%khames mushied%,%Biesh%,%Al Riyadh%,%DAMMA%,%ضمد%,%al thahran%,%Riyadh city%,%Al- Kharj%,%Artawi%,%Abo Arish%,%محايل عسير%,%دومه الجندل%,%Qurtuba riyadh%,%ahad al rufaydah%,%kamis mshat%,%aldmmam%,%Riyadh 12382%,%RIYAHD%,%Dharyah%,%Riyadh Central%,%dharat laban district%,%Satorp (Jubail Ind'l 2)%,%Tuwal%,%tabuk city%,%TAIF%,%Al jubail%,%tabuk%,%Mubaraz , alhassa%,%نجران%,%Ar Riyadh%,%Shraie'e st%,%Riyadh city al malaz%,%Sulthana%,%الرياض - الملز%,%jeddah  Al khomrah%,%riyadh Al Khabra%,%Tarif%,%HAIL%,%al ahssa al Mubaraz%,%Sabtalalayah%,%Domat aljandal%,%Dammam Alkhabar%,%RAHKA KHOBAR%,%Mubaraz قرب ارمكس فرع القاره%,%al baha%,%رفايع الجمش%,%مكة المكرمة%,%jubail city%,%Alula%,%New sanaya,carpet villa,kharba%,%alhassa%,%alhasa%,%Yanbu Albher%,%Tanda khamis mushait%,%onayza%,%بريده%,%RABIGH-JEDDAH%,%Duwadmi%,%البرك%,%Tarut ,aldareef%,%al Hassa%,%Huraymila%,%Majmaa-Thumair%,%الجبيل البلد%,%Alazizia%,%التنعيم - الزاهز%,%طريف%,%السليل%,%البدع%,%Al Fasalia%,%Khamis Mashit%,%Gunfidah%,%Albahah%,%Horaimla%,%الرياض- حي الامانة%,%yanbu%,%Makkah Taif%,%Hafr Al-Batin%,%Albaha%,%Jaddah%,%HAFAR AL BATIN%,%Dammam naqeel%,%Seihat Dammam%,%Ar ar%,%khames mushed%,%أبيار علي ابو بريقة%,%al mandaq%,%Sabya  al dair%,%Madina Al Munawwara%,%Sabya al dair%,%Badya%,%Al madinah%,%Olaya%,%القوز%,%Alhada , taif%,%Buraydah%,%Dammam city mubarakiayh%,%Albaik  Makkah%,%Khamis mushait%,%Al Mandag%,%Al Lith%,%onizah%,%Madinah ksa%,%صبيا%,%Al-ahssa - Al-Mubarraz%,%Abqaiq City%,%al ahsa%,%Yunbu%,%Buriddah%,%Al Bardha%,%Al hassa%,%kumais mushait%,%Alkharj%,%Macca%,%ضباء%,%Shoaiba%,%Dabab street sulemania%,%as sadah%,%Dammam ( saihat )%,%ALBDA%,%Al Qassim%,%Jubail city%,%al Majma%,%bisha%,%مكة%,%القريات%,%Jumum الجمام%,%al jouf%,%Abhur North Abdul Majid Street%,%Baish%,%Makkah nawaria%,%Taif Region%,%الطائف%,%Alkhobre%,%Al wadi%,%al khubar%,%Qassim boraedah%,%جازان-احد المسارحه%,%alamadinah almnawarah%,%Bader disterict%,%Al Baha%,%Al-Omrah%,%hafar al batin%,%Medina%,%Taif city%,%Riyadh umal hmame%,%Al Bahah%,%riadah%,%gizan%,%Riyadh , Az Zahra%,%Al Ardah%,%al-ahsa%,%King Fahd Street%,%Unizah%,%Majmaah%,%Al Khabra%,%Al Hofuf%,%Riyadh 13515 – 2867,%,%AlBkeerya%,%Al dammam%,%Aziziah%,%Umalhammam east%,%Hafuf ( Salwa )%,%Riyadh Dere'Iyeh district%,%Al-salama Jeddah%,%Oyaynah قرب بنك الراجحي%,%Tandaha%,%Khaibar al shmalia%,%Ahad al masaraha%,%sabya%,%al jubail%,%riyadh -Sulaiyl%,%Ranyah%,%Dammam Al Khabra%,%BURAIDHA%,%Almadinah almonawarah%,%Naaeem%,%Ahad rfedh%,%altourba hail%,%حي الموسع الدخل المحدود%,%Shefa'a - Riyadh%,%Tabuk palace%,%Buraidha%,%Wadi ad dawasir%,%ARAR%,%Al Madina Al Munawara%,%بايس%,%سكاكا%,%Yanbu industrial%,%Damad shop al hazmi%,%Riyadh حئ النضيم شارع الاعشى%,%Riyadh manfoha street alasha%,%Tuwaiq%,%Al-Taaoon%,%Samith%,%Al haram badda madinah%,%Ash Shuqai%,%المحمديه%,%الدرعيه%,%AL NASM%,%الحدودو الشماليه%,%Alwajah%,%Traeek sultana imam Abu Hanifa Street%,%Tathleeth%,%samta%,%الليث%,%Quwei'Ieh القويعية%,%حي الباحة، شارع الحاوية.%,%Jeddah,جدة%,%، مكة المكرمة حي الزاهر سوق الضيافة%,%jeddah city%,%Sulemania%,%Malqa%,%thahran alganob%,%buraydah%,%Riyadh sulay%,%حايل%,%Jeda%,%Rabiqh%,%Al saly%,%Jeddah Saudi Arabia%,%المدينة%,%makka%,%alqofithah%,%ينبع%,%الخليج%,%مكه%,%makah%,%عنيزه%,%As Sulay%,%مدينة الوجه - حي الورود%,%البدائع%,%حي الطويق، شارع عيسى بن سهل%,%almagma'a Rowdat Sodair%,%ghirnatah%,%khubar%,%Stanpol%,%Awamiah%,%Tarut%,%makkah%,%Uyun%,%Batha%,%Safwa%,%Qarah%,%Al Dalemya%,%Shraie'e%,%Mubaraz%,%Muzneb%,%Qatif%,%Tanda%,%Tatleeth%,%riyadh%,%Dhahran%,%Ras Tanura%,%Wadi Fatmah%,%Halat Ammar%,%الرياض%,%Khobar
## 2:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Ghazalah%,%Seihat%,%Karboos%,%Ahad Rufaidah%,%Jumum%,%Oyaynah%,%Tanuma%,%Ja'araneh%,%Al Hassa%,%Nwariah%,%Anak%,%Rahima%,%RIYADH%,%Uqlat Al Suqur%,%Dammam%,%Jeddah%,%Abha%,%Dhahran Al Janoob%,%Jubail%,%Ash Shuqaiq%,%Hareeq%,%Khaibar%,%Al khobar%,%Khamis Mushait%,%Shefa'a
## 3:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       Onaiza%,%Hofuf%,%Mahad Al Dahab%,%Hawea/Taif%,%Shaqra%,%Al-Jsh%,%Rwaydah%,%Yanbu%,%Taif%,%Hawtat Bani Tamim%,%Madinah%,%Qariya Al Olaya%,%Makkah%,%Riyadh%,%Bisha%,%Sarat Obeida%,%Rowdat Sodair%,%Sakaka%,%Thuqba%,%Dere'Iyeh%,%Tayma%,%Najran%,%Badaya%,%Buraidah%,%AlRass%,%Bukeiriah
## 4:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  Sajir%,%Remah%,%Kharj%,%Ahad Masarha%,%Rabigh%,%Hinakeya%,%Hotat Sudair%,%Hail%,%Jouf%,%Qurayat%,%Arar%,%Rejal Alma'a%,%Sabt El Alaya%,%Haqil%,%Turaif%,%JEDDAH%,%Qasab%,%Yanbu Al Baher%,%Biljurashi%,%Afif%,%Tabuk%,%Samtah%,%Khurma%,%Artawiah%,%Hafer Al Batin%,%Wadi El Dwaser%,%Harjah%,%Darb%,%Jalajel
## 5:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 Rafha%,%Shumeisi%,%Khafji%,%Qunfudah%,%Duba%,%Gizan%,%Damad%,%Mikhwa%,%Majarda%,%Zulfi%,%Baha%,%Baqa%,%Qassim%,%najran%,%DAMMAM%,%Safanyah%,%Thadek%,%الاحساء%,%Nabiya%,%Bish%,%Alhada%,%Oula%,%Daelim%,%Noweirieh%,%Farasan%,%Abu Areish%,%Abqaiq%,%Balahmar%,%Turba%,%Namas%,%Majma%,%jeddah
## 6:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     Sabya%,%Alghat%,%Bahara%,%Laith%,%Midinhab%,%Sharourah%,%Muzahmiah%,%Aflaj%,%Atawleh%,%Thumair%,%Harad%,%Salbookh%,%عسير%,%Sarar%,%Al riyadh%,%حفر الباطن%,%Deraab%,%Gilwa%,%Mohayel Aseer%,%Muthaleif%,%Kara%,%Dhurma%,%Domat Al Jandal%,%Umluj%,%Bader%,%Riyadh Al Khabra%,%Qaysoomah%,%Wajeh (Al Wajh)%,%Horaimal%,%Tabrjal%,%Towal%,%Balasmar%,%Thabya%,%Mandak%,%arar%,%Salwa%,%الخرج%,%taif%,%الدمام%,%Mulaija%,%jeedah%,%Tebrak%,%Al Bada%,%Quwei'Ieh%,%Asfan%,%Al-Riyadh%,%Khulais%,%Turaib%,%Dawadmi%,%Hadeethah%,%Sulaiyl%,%Nimra%,%Birk%,%Aqiq%,%Bareq%,%Rania%,%Ain Dar%,%Ayn Fuhayd%,%Udhaliyah%,%turaif%,%Damam%,%Mrat%,%جدة%,%jubail%,%Wadi Bin Hasbal%,%madinah%,%Jizan{Gizan}%,%sabia%,%al kharj%,%al hassa%,%الأحساء%,%Sahna%,%Um Aljamajim%,%jazan%,%الخفجي%,%الشقيق%,%Khasawyah%,%Subheka%,%Al-Madinah%,%Al-Khobar%,%الباحه%,%Yanbu Industrial City%,%المدينة المنورة%,%AL-Riyadh%,%Al kharj%,%abha%,%جده%,%Amaq%,%Al-Madinah Al-Monawarah%,%الهفوف%,%جيزان%,%خميس مشيط%,%Makkah{Mecca}%,%ينبع البحر%,%al gamoum%,%mikhwah%,%al nasim%,%sahna%,%zulfi%,%قويعيه%,%AL Kharj%,%alkharaj%,%Jadah%,%Al-Ahasa%,%bariduh%,%Al-Madina AL mnorah%,%Al-dammam%,%Hafar all baten%,%alnairia%,%abaha%,%um al hamam%,%al ehsa glabia%,%AL Hasa%,%al dar albaida%,%al Haqal%,%jadah%,%al qaseem%,%Tabuk abo 7%,%al Taif%,%Khamaseen%,%Mecca%,%Saamtah%,%Dammam - al mubarak - Riyadh bank%,%محافظة ضبا%,%Al Qunfudhah%,%Ras Tnora (Al Shragyah)%,%south dhahran ظهران الجنوب%,%badar%,%Bash%,%محافظه خريص%,%Sabt El Alaya-albshar%,%Madina El Monawara%,%sharara%,%Al Madina%,%Aldmd%,%alairiah , alrabee3 district%,%رجال المع%,%areat city%,%Abo-AREESH Karboos%,%رفحاء%,%al-jubil%,%almodnib%,%Tabuk  Al Bada%,%Kara'a%,%حصيدة%,%Taiif%,%Thawal%,%Rabiq City%,%الزلفي%,%araar city%,%Khamis Mushit%,%الاحسا%,%Sabt Alalayah%,%abu areesh%,%Al Bada3%,%Makkah Khulais%,%Boridaya%,%Laith طريق جيزان%,%Riyadh حي الشفا%,%Burayah%,%Sulaiy%,%Aqiq القصيم عنيزه%,%Eastern Region {Ash-Sharqiyah}%,%Hafer  Al Batin%,%AL hafuf%,%حائل%,%All baha%,%Turabah%,%al thouqba  ,khobr%,%aljamash%,%ضرماء%,%Al-Riyadh Shefa'a%,%yanbu albaher%,%Skaka%,%بيشه%,%Qunfudah  -  المظيلف%,%Sharurah%,%Othmanyah%,%mahd aldhab%,%Al-Hazem%,%القنفذه%,%الداير بني مالك%,%Al Udhayliyah%,%AL MITHNAB%,%Riyadh 12232 - 3439%,%al rwaida%,%abha.%,%AL-RIYADH%,%buridah%,%الزاهر%,%Turaib مستشفى مداوي%,%Rwaydah Bank Alriyadh%,%north al khobar%,%AL NAHERYA%,%jaddah%,%Buraidah   الحارس الوطني%,%qatif%,%Riyad%,%المدينه المنوره%,%Om alhmam%,%aseir%,%Al-Riyadh Salbookh%,%reas tanoora%,%Mahd El-dahab - electric company%,%Al kafji%,%hofuf%,%Namar%,%almakhwa%,%Al Hinakiya%,%AL- Shuqiah%,%Quweiiieh%,%Majmah%,%الحره الغربيه%,%Dumat al jandal%,%Alhasa%,%Al-Riyadh  alshafa Deraab%,%al dammam%,%Gizan ,Baish%,%Riyadh City%,%Al-Baha%,%khamees mshaiad%,%١١١٥%,%Riyadh ksa%,%حي الفيصلية الجامعة%,%Madinah , makkah road ,%,%Turaif شارع اليروموك حي الريان%,%Buraydha%,%Hawea/Taif \\ shifa%,%9ائل%,%Hafer Al batin%,%Al-Diraiya%,%الدوادمي رفائع الجمش%,%Saudi Arabia%,%onaizah%,%Turaif ,القريات%,%al qanfadah%,%/Taif%,%Ahad rufhaidha%,%KHAKD%,%Al-Taif%,%تربة الطايف%,%Mohammadeya%,%thiwal%,%Bani kabir%,%kosibah%,%Turaif Aljouf%,%AShuqaiq%,%الدمام - المنطقه الشرقيه%,%Rayyan%,%qaba%,%Baljurashi%,%الخويلدية%,%Wadhi dawasir%,%الدوادمي%,%Wadi El Dwaser،، قريب إدراة التربية والتعليم%,%Riyadh Al Khadra%,%العسير
##    is_special_values
## 1:             FALSE
## 2:             FALSE
## 3:             FALSE
## 4:             FALSE
## 5:             FALSE
## 6:             FALSE
## 
## $cod_fees
##    variable         bin  count count_distr  good   bad   badprob woe
## 1: cod_fees [-Inf, Inf) 109540           1 96263 13277 0.1212069   0
##    bin_iv total_iv breaks is_special_values
## 1:      0        0    Inf             FALSE
## 
## $gender
##    variable             bin count count_distr  good  bad    badprob
## 1:   gender         missing 55938   0.5106628 51911 4027 0.07199042
## 2:   gender women%,%not set 32713   0.2986398 27453 5260 0.16079235
## 3:   gender             men 20889   0.1906975 16899 3990 0.19100962
##           woe     bin_iv  total_iv          breaks is_special_values
## 1: -0.5754582 0.13578268 0.2394466         missing              TRUE
## 2:  0.3287064 0.03648193 0.2394466 women%,%not set             FALSE
## 3:  0.5375876 0.06718199 0.2394466             men             FALSE
## 
## $app
##    variable                   bin count count_distr  good  bad   badprob
## 1:      app               missing 55956   0.5108271 51920 4036 0.0721281
## 2:      app mobile%,%pc%,%android 26677   0.2435366 22314 4363 0.1635491
## 3:      app                   ios 26907   0.2456363 22029 4878 0.1812911
##           woe     bin_iv  total_iv                breaks is_special_values
## 1: -0.5733992 0.13496176 0.2343466               missing              TRUE
## 2:  0.3489964 0.03378667 0.2343466 mobile%,%pc%,%android             FALSE
## 3:  0.4734263 0.06559817 0.2343466                   ios             FALSE
## 
## $os_version
##      variable
## 1: os_version
## 2: os_version
## 3: os_version
## 4: os_version
## 5: os_version
## 6: os_version
##                                                                                                                                                                                                                                                                                                                                                         bin
## 1:                                                                                                                                                                                                                                                                                                                                                  missing
## 2: iOS_8.3%,%iOS_9.1%,%7.0%,%iOS_10.0.2%,%iOS_8.4%,%iOS_9.3%,%iOS_11.1.1%,%Android_6.1%,%iOS_9.2.1%,%iOS_10.0.1%,%iOS_9.3.4%,%iOS_9.3.3%,%iOS_9.2%,%iOS_10.1%,%iOS_10.3%,%8.0.0%,%iOS_8.1.2%,%5.1.1%,%Android_4.4.3%,%Android_8.0.1%,%Android_8.0%,%5.1%,%iOS_9.3.5%,%iOS_10.3.2%,%iOS_4.7.0%,%iOS_11.2.5%,%iOS_10.1.1%,%iOS_4.7.3%,%iOS_11.2.2%,%iOS_4.7.1
## 3:                                                                                                                                                                                                   iOS_11.0.3%,%Android_4.4.2%,%iOS_11.0.1%,%iOS_11.2.6%,%Android_8.0.0%,%iOS_4.7.2%,%Android_5.1.1%,%iOS_10.3.3%,%Android_5.1%,%Android_8.1.0%,%iOS_11.0
## 4:                                                                                                                                                                                                                                                                                                    Android_4.4.4%,%Android_7.0%,%Android_6.0%,%Android_9
## 5:                                                                                                                                                                                                                                                                                                 iOS_11.4.1%,%Android_5.0.2%,%Android_7.1.2%,%Android_5.0
## 6:                                                                                                                Android_6.0.1%,%Android_7.1.1%,%iOS_10.2.1%,%iOS_11.3.1%,%iOS_10.2%,%iOS_11.4%,%iOS_11.3%,%iOS_11.2.1%,%iOS_12.0%,%iOS_9.3.1%,%Android_5.0.1%,%iOS_11.2%,%iOS_10.3.1%,%iOS_9.3.2%,%iOS_11.1%,%iOS_11.1.2%,%iOS_11.0.2%,%iOS_9.0.1%,%6.0.1
##    count count_distr  good  bad    badprob         woe       bin_iv
## 1: 37480  0.34215812 30458 7022 0.18735326  0.51375021 1.091619e-01
## 2:  8288  0.07566186  7785  503 0.06069015 -0.75831310 3.259770e-02
## 3: 32965  0.30094030 30316 2649 0.08035796 -0.45644260 5.267846e-02
## 4: 16263  0.14846631 14760 1503 0.09241837 -0.30340689 1.217470e-02
## 5:  6504  0.05937557  5865  639 0.09824723 -0.23580249 3.017917e-03
## 6:  8040  0.07339785  7079  961 0.11952736 -0.01586271 1.835808e-05
##     total_iv
## 1: 0.2096491
## 2: 0.2096491
## 3: 0.2096491
## 4: 0.2096491
## 5: 0.2096491
## 6: 0.2096491
##                                                                                                                                                                                                                                                                                                                                                      breaks
## 1:                                                                                                                                                                                                                                                                                                                                                  missing
## 2: iOS_8.3%,%iOS_9.1%,%7.0%,%iOS_10.0.2%,%iOS_8.4%,%iOS_9.3%,%iOS_11.1.1%,%Android_6.1%,%iOS_9.2.1%,%iOS_10.0.1%,%iOS_9.3.4%,%iOS_9.3.3%,%iOS_9.2%,%iOS_10.1%,%iOS_10.3%,%8.0.0%,%iOS_8.1.2%,%5.1.1%,%Android_4.4.3%,%Android_8.0.1%,%Android_8.0%,%5.1%,%iOS_9.3.5%,%iOS_10.3.2%,%iOS_4.7.0%,%iOS_11.2.5%,%iOS_10.1.1%,%iOS_4.7.3%,%iOS_11.2.2%,%iOS_4.7.1
## 3:                                                                                                                                                                                                   iOS_11.0.3%,%Android_4.4.2%,%iOS_11.0.1%,%iOS_11.2.6%,%Android_8.0.0%,%iOS_4.7.2%,%Android_5.1.1%,%iOS_10.3.3%,%Android_5.1%,%Android_8.1.0%,%iOS_11.0
## 4:                                                                                                                                                                                                                                                                                                    Android_4.4.4%,%Android_7.0%,%Android_6.0%,%Android_9
## 5:                                                                                                                                                                                                                                                                                                 iOS_11.4.1%,%Android_5.0.2%,%Android_7.1.2%,%Android_5.0
## 6:                                                                                                                Android_6.0.1%,%Android_7.1.1%,%iOS_10.2.1%,%iOS_11.3.1%,%iOS_10.2%,%iOS_11.4%,%iOS_11.3%,%iOS_11.2.1%,%iOS_12.0%,%iOS_9.3.1%,%Android_5.0.1%,%iOS_11.2%,%iOS_10.3.1%,%iOS_9.3.2%,%iOS_11.1%,%iOS_11.1.2%,%iOS_11.0.2%,%iOS_9.0.1%,%6.0.1
##    is_special_values
## 1:              TRUE
## 2:             FALSE
## 3:             FALSE
## 4:             FALSE
## 5:             FALSE
## 6:             FALSE
## 
## $screen_width
##        variable         bin count count_distr  good  bad    badprob
## 1: screen_width     missing 54208   0.4948695 45986 8222 0.15167503
## 2: screen_width  [-Inf,800) 17999   0.1643144 16126 1873 0.10406134
## 3: screen_width  [800,1100) 28160   0.2570750 25817 2343 0.08320313
## 4: screen_width [1100, Inf)  9173   0.0837411  8334  839 0.09146408
##           woe      bin_iv   total_iv  breaks is_special_values
## 1:  0.2595273 0.036737205 0.08703436 missing              TRUE
## 2: -0.1718406 0.004545048 0.08703436     800             FALSE
## 3: -0.4185502 0.038390162 0.08703436    1100             FALSE
## 4: -0.3148373 0.007361945 0.08703436     Inf             FALSE
## 
## $screen_height
##         variable         bin count count_distr  good  bad    badprob
## 1: screen_height     missing 54208  0.49486945 45986 8222 0.15167503
## 2: screen_height [-Inf,1400) 18231  0.16643235 16344 1887 0.10350502
## 3: screen_height [1400,1850)  5803  0.05297608  5339  464 0.07995864
## 4: screen_height [1850,2000) 11638  0.10624429 10631 1007 0.08652689
## 5: screen_height [2000,2150)  8998  0.08214351  8334  664 0.07379418
## 6: screen_height [2150, Inf) 10662  0.09733431  9629 1033 0.09688614
##           woe      bin_iv   total_iv  breaks is_special_values
## 1:  0.2595273 0.036737205 0.08977758 missing              TRUE
## 2: -0.1778218 0.004918440 0.08977758    1400             FALSE
## 3: -0.4618583 0.009475016 0.08977758    1850             FALSE
## 4: -0.3757478 0.012997713 0.08977758    2000             FALSE
## 5: -0.5487658 0.020065087 0.08977758    2150             FALSE
## 6: -0.2512614 0.005584115 0.08977758     Inf             FALSE
## 
## $app_version
##       variable
## 1: app_version
## 2: app_version
## 3: app_version
## 4: app_version
## 5: app_version
##                                                                                                                                                                                                                                                                          bin
## 1:                                                                                                                                                                                                                                                                   missing
## 2: android_4.0.3%,%android_4.6.4%,%iOS_4.2.0%,%android_4.4.3%,%android_4.2.2%,%android_4.6.1%,%android_3.7.3%,%android_3.6.2%,%iOS_4.7.0%,%android_4.5.1%,%iOS_4.4.0%,%iOS_4.7.3%,%android_4.7.6%,%iOS_4.7.1%,%android_4.7.4%,%android_4.7.5%,%android_4.7.7%,%android_4.5.0
## 3:                                                                                                                                                                                                         iOS_4.7.2%,%android_4.6.7%,%iOS_4.6.1%,%iOS_4.6.2%,%android_4.2.3
## 4:                                                                                                                                                             android_4.7.2%,%android_4.6.6%,%iOS_4.5.2%,%android_4.6.5%,%android_4.7.1%,%iOS_4.6.0%,%iOS_4.5.3%,%iOS_4.5.0
## 5:                                                                                                             android_4.5.4%,%android_4.5.3%,%android_4.1.1%,%android_4.3.5%,%android_4.3.3%,%android_4.4.5%,%android_4.5.2%,%android_4.3.4%,%android_4.6.2%,%android_3.9.1
##    count count_distr  good  bad    badprob         woe       bin_iv
## 1: 18564  0.16947234 13514 5050 0.27203189  0.99671287 0.2391819602
## 2: 22820  0.20832573 21282 1538 0.06739702 -0.64632796 0.0680211098
## 3: 53852  0.49161950 49098 4754 0.08827899 -0.35378112 0.0537667298
## 4:  6632  0.06054409  5859  773 0.11655609 -0.04440436 0.0001173839
## 5:  7672  0.07003834  6510 1162 0.15145985  0.25785402 0.0051293717
##     total_iv
## 1: 0.3662166
## 2: 0.3662166
## 3: 0.3662166
## 4: 0.3662166
## 5: 0.3662166
##                                                                                                                                                                                                                                                                       breaks
## 1:                                                                                                                                                                                                                                                                   missing
## 2: android_4.0.3%,%android_4.6.4%,%iOS_4.2.0%,%android_4.4.3%,%android_4.2.2%,%android_4.6.1%,%android_3.7.3%,%android_3.6.2%,%iOS_4.7.0%,%android_4.5.1%,%iOS_4.4.0%,%iOS_4.7.3%,%android_4.7.6%,%iOS_4.7.1%,%android_4.7.4%,%android_4.7.5%,%android_4.7.7%,%android_4.5.0
## 3:                                                                                                                                                                                                         iOS_4.7.2%,%android_4.6.7%,%iOS_4.6.1%,%iOS_4.6.2%,%android_4.2.3
## 4:                                                                                                                                                             android_4.7.2%,%android_4.6.6%,%iOS_4.5.2%,%android_4.6.5%,%android_4.7.1%,%iOS_4.6.0%,%iOS_4.5.3%,%iOS_4.5.0
## 5:                                                                                                             android_4.5.4%,%android_4.5.3%,%android_4.1.1%,%android_4.3.5%,%android_4.3.3%,%android_4.4.5%,%android_4.5.2%,%android_4.3.4%,%android_4.6.2%,%android_3.9.1
##    is_special_values
## 1:              TRUE
## 2:             FALSE
## 3:             FALSE
## 4:             FALSE
## 5:             FALSE
## 
## $device_model
##        variable
## 1: device_model
## 2: device_model
## 3: device_model
## 4: device_model
## 5: device_model
##                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 bin
## 1:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          missing
## 2: Fire2 Pro LTE%,%SM-T705%,%ELUGA_Pulse_X%,%Lenovo TB-7703X%,%SM-G615F%,%M5c%,%iPhone4S%,%Lenovo S1a40%,%Panasonic P99%,%F1f%,%Infinix X572%,%Maya%,%iPad2%,%vivo Y51%,%SM-C5010%,%LG-X210%,%AllCall_RIO%,%iPad4%,%HUAWEI GRA-UL10%,%LG-H860%,%SM-G361F%,%LG-K350%,%ASUS_Z00LD%,%A0001%,%D6603%,%CPH1717%,%S6s%,%CPH1801%,%AllCall_Atom%,%iris 820%,%Infinix Zero 4%,%MIX%,%XT1663%,%E5533%,%SM-J810F%,%A3_mini%,%Eluga_Ray_700%,%HUAWEI VNS-AL00%,%CPH1701%,%C6903%,%SM-T531%,%ASUS_Z010D%,%SM-J730G%,%SM-G925T%,%D5803%,%Q6%,%LG-H870S%,%HTC Desire 12+%,%Lenovo S90-A%,%HTC One E9PLUS dual sim%,%E6553%,%Lenovo A7010a48%,%Phone 8%,%SM-G935T%,%X9009%,%H4213%,%5099U%,%SM-P905%,%P100%,%G8142%,%LG-K430%,%U2%,%CPH1725%,%Lenovo TB-7504X%,%Lenovo TB3-730X%,%Onyx-1S%,%LG-H811%,%LG-H900%,%ASUS_X013D%,%HUAWEI RIO-L01%,%Max 4 Pro%,%Fire2 Plus LTE%,%YU5530%,%CPH1613%,%F3112%,%Lenovo S850%,%ONEPLUS A6003%,%Lenovo YT-X703L%,%iPad Pro(9.7)%,%SM-G9600%,%Lenovo TB-7304I%,%6045K%,%HUAWEI VNS-L22%,%SM-N920F%,%GT-I9505%,%Infinix HOT 4%,%iPad3%,%LG-M400%,%MI 6%,%LG-H930%,%HTC One%,%Infinix X571%,%SLIDE2%,%Bluboo_S8_plus%,%R2 Plus%,%831C%,%P10000 Pro%,%Infinix NOTE 3%,%LG-H540%,%Pixel 2 XL%,%iris702%,%Lenovo YT3-X50M%,%Lenovo A7600-H%,%HUAWEI TIT-U02%,%SM-N900T%,%HTC_D10i%,%LG-X240%,%SM-C5000%,%YU5010A%,%moto x4%,%HUAWEI CAM-L21%,%Pixel V2+%,%Lenovo TB3-710I%,%JDN-L01%,%Infinix_X521%,%SM-G950U%,%SM-E500H%,%Infinix-X521%,%J7%,%SM-J320FN%,%SM-E700F%,%SM-J120H%,%P9i%,%Onyx-3S%,%iPad Pro2(12.9)%,%SM-J3110%,%ONEPLUS A3000%,%QMobile i2 PRO%,%iris870%,%Nexus 5X%,%HTC_E9pw%,%iPad7,5%,%LG-H873%,%SM-G928T%,%Infinix Zero 4 Plus%,%F3115%,%Lenovo K8 Plus%,%vivo 1609%,%HUAWEI KII-L22%,%SM-G906L%,%SM-G361H%,%iris50%,%XZs%,%Phantom6%,%EVA-AL10%,%SM-G570Y%,%CPN-L09%,%XT1562%,%Panasonic ELUGA Tapp%,%mate 9s%,%XT1650%,%SM-N910G%,%ZTE BLADE V7 LITE%,%MI 5%,%Micromax A120%,%Hisense C1%,%iris60%,%NEM-L22%,%VISION LTE%,%7070Q%,%E5333%,%Z12%,%MI MAX%,%STF-L09%,%Q-TITANO_007i%,%iPhone11,6%,%GT-N5100%,%vivo 1713%,%HUAWEI SCL-U31%,%Infinix X559C%,%X8Pro%,%BBB100-2%,%SM-J510FN%,%GENX X3%,%HTC One A9%,%A33f%,%OPPO R11s%,%STV100-4%,%HUAWEI P7-L10%,%SM-G950%,%Halo X LTE%,%C6802%,%Fero_Y1%,%SM-T819%,%LG-H990%,%Halo_4_mini_LTE%,%ASUS_Z007%,%Moto G (4)%,%SM-G930L%,%iPhone11,2%,%Cosmos V20%,%CPH1727%,%SM-P355%,%HTC Desire EYE%,%LGMS550%,%HUAWEI TAG-L21%,%CPH1821%,%SM-G925R4%,%SM-A3000%,%Le X625%,%SM-P555%,%Lenovo TB-8504X%,%FL03%,%ONE A2005%,%ASUS_T00J%,%SM-G550FY%,%W2%,%SM-N9208%,%M99%,%vivo 1714%,%Panasonic_Eluga_I3%,%S40%,%BBD100-6%,%Lenovo PB1-750M%,%Panasonic P77%,%Grand2c%,%SM-G928F%,%iPad mini3%,%LS-5010%,%Lenovo YT3-850M%,%MIX pro%,%vivo 1804%,%ASUS_X008D%,%HTC Desire 826%,%Infinix S2 Pro%,%SM-E7000%,%SM-J105H%,%X3%,%5090I%,%Fire 4 Plus%,%ELUGA Turbo%,%NEM-AL10%,%iris80%,%A101%,%Eluga_A2%,%F3s%,%Redmi Note 5 pro%,%SM-P601%,%9003X%,%ASUS_X00DDA%,%Note 8%,%H4113%,%Redmi Note 3%,%Lenovo TAB 2 A8-50LC%,%SM-G900H%,%imobily-Cnote8%,%Grand 2%,%F3116%,%Lenovo A7000-a%,%CPH1803%,%R3%,%N1001%,%Moto Z2 Play%,%SM-G600FY%,%Philips S337%,%SAMSUNG-SM-G928A%,%vivo 1726%,%BLN-L22%,%SM-P585%,%ITELL K4800%,%Philips S327%,%P10 plus%,%ASUS_A007%,%HUAWEI Y541-U02%,%AUM-L29%,%SM-G950W%,%Mix9Pro%,%Attila P10 PLUS%,%LG-M320%,%LG-F500%,%E5803%,%SM-J200G%,%Lenovo TB-X304X%,%Curvy C40i%,%KIW-L22%,%SM-J500G%,%INE-LX2%,%SM-A9000%,%A37fw%,%SM-T113%,%SM-N9550%,%Infinix-X600-LTE%,%LLD-AL10%,%H8266%,%Onyx-2+LTE%,%LG-F600L%,%SM-G960U1%,%PRA-AL00X%,%HUAWEI CRR-L09%,%5044D%,%HTC U12+%,%InnJoo_Pro_LTE%,%MioneI%,%S15%,%Mi Note 2%,%HTC Desire 728G dual sim%,%PLK-L01%,%SM-J720F%,%ZTE B2016%,%SUNNY%,%M3s%,%SM-G850F%,%G9%,%Lenovo PB1-770M%,%VS500%,%MI PAD%,%LG-F460L%,%T1-701u%,%T6%,%SM-G900V%,%Lenovo TB-7304F%,%Nokia 2.1%,%JAZZ%,%SM-T355%,%ASUS_Z00UD%,%Lenovo TB3-850M%,%SM-J120G%,%BLL-L21%,%LG-V500%,%BG2-W09%,%MotoG3%,%TECNO AX8%,%HTC Desire 620G dual sim%,%SM-G800F%,%SM-T231%,%Redmi Note 5 Pro%,%TECNO L8 Lite%,%SM-N750%,%ASUS_Z012D%,%Lenovo TB-X103F%,%Allure M1 Plus%,%Note%,%iPod Touch6G%,%itel S32LTE%,%Lenovo PB2-690M%,%P71%,%SO-01G%,%SM-G925V%,%GT-I9515L%,%SM-N920I%,%Mix9 Pro%,%Flare HD 3%,%ELUGA Ray X%,%vivo 1716%,%Flare_S3_Power%,%LG-D690%,%K4000_Lite%,%ZUK Z1%,%SM-T585%,%SM-C7108%,%SM-N950U1%,%5012F%,%Max3_LTE%,%Phantom6-Plus%,%SM-N910F%,%ASUS_X00TD%,%SO-03G%,%HTC Desire 826 dual sim%,%MIX2%,%SAMSUNG-SM-G890A%,%SM-A5000%,%SM-J500H%,%HTC Desire 526G dual sim%,%SM-G935V%,%Galaxy Note 8%,%RNE-L22%,%M5s%,%SM-A700YD%,%vivo 1611%,%HUAWEI P8max%,%TECNO K7%,%SM-G357FZ%,%HUAWEI M2-A01L%,%iPod Touch5G%,%Lenovo A6000%,%P9 Plus%,%LG-H910%,%G7-L01%,%Phone X%,%ELUGA_I2%,%P5 mini%,%SHT-AL09%,%ONEPLUS A6000%,%V1%,%Lenovo Z2%,%X1%,%SM-J106B%,%HUAWEI MT7-L09%,%LG-H815%,%SM-J600G%,%SM-J105F%,%MIONE X%,%SM-J111F%,%VTR-AL00%,%Lenovo A2020a40%,%ZV PRO%,%HTC Desire 12%,%LG-D802%,%SM-A7108%,%D5503%,%SM-J330FN%,%D2502%,%SM-N9500%,%Z220%,%S4%,%Le X526%,%ONE E1003%,%Coolpad 3600I%,%E6653%,%LG-H850%,%iris 870%,%HTC Desire 526GPLUS dual sim%,%FLY IQ4503%,%X-music II pro%,%vivo Y15S%,%Hot_6%,%ZTE BLADE A910%,%S8%,%4047D%,%EVA-L09%,%SM-A320Y%,%C6503%,%Lenovo YT3-X90L%,%Lenovo S860%,%R3 LTE%,%J7 Pro%,%Four S555%,%X5%,%SM-G935W8%,%Attila l8%,%HTC One_M8 dual sim%,%GT-I9305%,%SM-G355H%,%9010X%,%Redmi Y2%,%CPH1859%,%Z80%,%Infinix HOT4 LTE%,%Lenovo A606%,%SM-A700F%,%Phone%,%GT-I9195%,%SM-J510GN%,%M631Y%,%Pixel XL%,%PRO 7%,%HTC_D530u%,%Lenovo X2-EU%,%TECNO L9 Plus%,%SM-G611FF%,%ASUS_X018D%,%ELUGA Ray 500%,%MyPhone MY23%,%SM-N910W8%,%ANE-LX2J%,%R2 LTE%,%BAC-AL00%,%LT_C4000%,%TECNO-C9%,%Nexus 10%,%OMEGA HD 3S%,%SM-T377V%,%InnJoo 4%,%SM-T116%,%SGP621%,%LG-H820%,%SM-G920P%,%Halo Plus%,%Fire2 LTE%,%Le X820%,%iPad7,6%,%C6603%,%BL7000%,%SM-G950N%,%Mi 4i%,%Z14%,%LG-H502%,%D5322%,%SM-G930P%,%HUAWEI G7-L11%,%ALE-L02%,%SM-G530FZ%,%Lenovo A1010a20%,%Curvy C50L%,%LAVA_R1%,%AllCall_Rio_S%,%SM-G925W8%,%SM-T715Y%,%RIDGE 4G%,%Lenovo A6020a46%,%ASUS_Z017DB%,%LGh811%,%EverSolo%,%Neffos X1 Max%,%Grand2%,%Moto G Play%,%SM-A7000%,%MyPhone my91 DTV%,%HUAWEI KII-L21%,%LG-LS980%,%CMR-AL09%,%SAMSUNG-SM-G930A%,%CRO-L22%,%Nokia 8 Sirocco%,%T1 7.0%,%R7plusf%,%SM-N910H%,%Le X507%,%Extreme_6%,%CP8676_I02%,%Nokia 3.1%,%SM-G530F%,%XPRO X1%,%JERRY%,%K6000 Pro%,%TECNO LA7%,%BLA-AL00%,%LAVA_RI%,%QMobile ENERGY X2%,%Celkon Q4GPlus%,%i10%,%Flair Z1%,%Lenovo A5000%,%9025Q%,%TA-1003%,%HTC One_M8 Eye%,%Fire3 Pro LTE%,%LEX821%,%LDN-LX2%,%8_Plus%,%TECNO-J8%,%SM-A9100%,%SM-G965N%,%5010U%,%2014818%,%Pixel%,%Micromax Bharat 5%,%hammer_S%,%Redmi Note 2%,%Attilia S8 MIX%,%ip7 plus%,%SM-C7010%,%X5_LTE%,%J10+%,%LENNY3%,%SM-G6000%,%HUAWEI Y560-U02%,%TECNO WX4 Pro%,%SM-J100H%,%Che1-L04%,%CPH1605%,%S500%,%XT1635-02%,%Che2-L11%,%Power 2%,%F3212%,%TA-1004%,%GT-N7100%,%SM-J400F%,%LG-H960%,%A1601%,%SM-A600F%,%SM-N960F%,%VKY-L29%,%LG-H870DS%,%Lenovo A6010%,%A37f%,%vivo 1606%,%Eluga_Arc_2%,%LG-K220%,%SM-G7102%,%D6633%,%SM-G930F
## 3:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    iPad mini1G%,%iPadAir2%,%G3412%,%HUAWEI MLA-L11%,%FLA-LX1%,%HUAWEI VNS-L21%,%LG-M250%,%SM-G360H%,%SM-C9000%,%Redmi 4X%,%GT-I9200%,%SM-J600F%,%HUAWEI ATH-UL01%,%SM-A710F%,%ONEPLUS A5000%,%Lenovo Z90a40%,%HUAWEI MT7-TL10%,%Mi MIX 2%,%BLA-L29%,%F5122%,%SM-G928C%,%INE-LX1%,%ONEPLUS A5010%,%Redmi Note 5A%,%Lenovo PB2-650M%,%SM-T715%,%HUAWEI CUN-L21%,%iPhone5%,%SM-N950F%,%EVA-L19%,%HTC Desire 628 dual sim%,%HUAWEI GRA-UL00%,%SM-A500F%,%CLT-L29%,%HTC One X9 dual sim%,%Redmi 5 Plus%,%vivo 1723%,%SM-A800F%,%SM-G925I%,%SM-J700H%,%Lenovo K53a48%,%WAS-LX1A%,%SM-G900FD%,%LG-K520%,%HUAWEI TIT-AL00%,%MHA-L29%,%Lenovo P2a42%,%ATU-L31%,%GT-I9060I%,%ALP-L29%,%SM-G950F%,%SM-J200H%,%SM-N9005%,%ONEPLUS A3003%,%SM-A530F%,%iPad mini2%,%F8332%,%MI MAX 2%,%SM-G935F%,%SM-A730F%,%SM-A520F%,%SM-A700FD%,%KOB-L09%,%SM-A300H%,%HTC One_M8%,%SM-J120F%,%SM-N935F%,%SM-G955F%,%Nokia 7 plus%,%SM-N7505
## 4:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         TA-1021%,%SM-G610Y%,%G3212%,%TRT-L21A%,%SM-G960F%,%SM-G965F%,%COR-L29%,%Redmi 4%,%PLE-701L%,%VIE-L29%,%SM-A720F%,%SM-T561%,%iPhone7Plus%,%iPhone 8%,%BTV-DL09%,%SM-J320F%,%iPhone6s%,%SM-T285%,%Redmi Note 5A Prime%,%SM-J200F%,%KIW-L21%,%Nokia 2%,%SM-J330G%,%HUAWEI NMO-L31%,%G3312%,%iPhone X%,%SM-J510F%,%iPhone7%,%HTC U Ultra%,%HUAWEI CRR-UL00%,%SM-G531F%,%SM-N920C%,%Lenovo A7020a48%,%SM-G531H%,%E6633%,%iPhone6sPlus%,%iPhone6Plus%,%iPadAir%,%iPhone5s%,%Mi A1%,%PAR-LX1M%,%Redmi 3S%,%PE-TL10%,%HUAWEI LUA-L21%,%BLN-L21%,%HTC Desire 10 pro%,%LON-L29%,%HUAWEI LUA-U22%,%iPad mini4%,%iPhoneSE%,%HTC 10 evo%,%H4311%,%SM-N910C%,%iPad(9.7)%,%SM-G920I%,%iPhone 8 Plus%,%SM-J710F%,%FRD-L09%,%iPhone6%,%iPad Pro(12.9)%,%CPH1819%,%Lenovo K10a40%,%Lenovo K50a40%,%HUAWEI NXT-L29%,%LDN-L21%,%SM-G610F%,%E6533%,%G8342%,%SM-T805%,%Lenovo K8 Note%,%RNE-L21%,%DLI-L42%,%SM-A320F%,%FIG-LA1%,%Redmi Note 5%,%BND-L21%,%LG-D855%,%ASUS_Z00AD%,%HTC U Play%,%SM-J250F%,%SM-G925F%,%iPhone5c%,%SM-A810F%,%SM-J730F%,%AGS-L09%,%G3112%,%LND-L29%,%SM-J700F%,%HTC One M9PLUS%,%PRA-LA1%,%HTC Desire 728 dual sim
## 5:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             SM-N900%,%MYA-L22%,%CPH1609%,%Redmi 5%,%Lenovo PB2-670M%,%5085Q%,%SM-N920V%,%vivo 1610%,%SM-J530F%,%LG-M700%,%D6503%,%CPH1723%,%SM-G570F%,%BAC-L21%,%SM-G532G%,%HTC Desire 626 dual sim%,%HTC U11%,%SM-J701F%,%CAM-L21%,%Redmi Note 4%,%SM-G920F%,%HTC 10%,%HTC Desire 830 dual sim%,%SM-A605F%,%TA-1032%,%SM-J730GM%,%Moto G (5) Plus%,%SM-N920T%,%InnJoo 3%,%HTC Desire 626GPLUS dual sim%,%ANE-LX2%,%E5633%,%ANE-LX1%,%SM-J500F%,%HTC Desire 820G PLUS dual sim%,%Moto C%,%HTC One M9%,%SM-G532F%,%E6833%,%SM-A510F%,%SM-G611F%,%Lenovo K33a48%,%TA-1053%,%HTC Desire 10 lifestyle%,%HTC Desire 650 dual sim%,%HUAWEI M2-801L%,%Vivo 6%,%Lenovo P1ma40%,%SM-J106H%,%BAH-L09%,%LAVA_A3%,%SM-A800I%,%Lenovo P1a42%,%CPH1729%,%SM-N920P%,%Nokia 6.1%,%SM-G6100%,%LG-K580%,%SM-J500FN%,%HTC Desire 828 dual sim%,%SM-G5700%,%Eluga_Mark_2%,%LLD-L21%,%LG-H818%,%VTR-L29%,%SM-J710GN%,%SM-A310F%,%ALE-L21%,%SM-G530H%,%GT-I9301I%,%vivo 1718%,%SM-T825%,%STV100-3%,%8050D%,%Moto G (5)%,%LG-H810%,%X2%,%Nexus 6P%,%CHM-U01%,%Infinix X603%,%5086D%,%SM-N915F%,%ONE A2003%,%iPad Pro2(10.5)%,%InnJoo_Pro2%,%SM-G900F%,%GT-I9515%,%Fire 4 Pro%,%ONEPLUS A3010%,%ELUGA A4%,%DRA-LX2%,%COL-L29%,%Moto C Plus%,%Lenovo P70-A%,%i8%,%BG2-U01%,%SM-J330F%,%Redmi S2%,%DUA-L22%,%vivo 1603%,%SM-J210F%,%SM-A500FU%,%EXTREME 8%,%Y635-L21%,%vivo 1601%,%Redmi 4A%,%Moto E (4) Plus%,%A33w%,%WAS-TL10%,%SM-C7000%,%GT-I9500%,%HUAWEI VNS-L31%,%Lenovo A6600a40%,%SM-J110H%,%C6833%,%SM-T815%,%BGO-DL09%,%HTC Desire 820s dual sim%,%Shine%,%vivo Y51L%,%vivo V3%,%ASUS_X00GD%,%HUAWEI CUN-U29%,%5026D%,%GT-I9300I%,%Onyx-3+LTE%,%Redmi 5A%,%HTC Desire 530%,%HTC U11 plus%,%SM-A300F%,%LG-K500%,%LG-F700L%,%SM-N950U%,%iris 600%,%5023F%,%GT-N7105%,%i7s Plus%,%Symphony P7%,%SM-G7202%,%SHV-E210L%,%P10%,%HTC Desire 820%,%LG-H961N%,%LT_C2100%,%Infinix HOT 3 Pro%,%SM-E500F%,%Moto G (5S) Plus%,%Redmi Note 4X%,%SM-N9200%,%SM-A500H%,%Infinix-X552%,%5046U%,%SM-A5100%,%Infinix NOTE 3 Pro%,%Infinix X573%,%Mix9%,%Lenovo A1000%,%HTC Desire 10 compact%,%BLL-L22%,%SM-N915G%,%Infinix HOT 4 Pro%,%Pixel 2%,%ELUGA I7%,%SM-G900I%,%CPH1607%,%HTC One X10%,%Moto E (4)%,%Panasonic P90%,%Lenovo TB2-X30L%,%Infinix X608%,%Infinix Zero 3%,%Max2_Plus_3G%,%iPh8 Plus%,%LG-D850%,%C6902%,%SOV33%,%HIGHWAY SIGNS%,%ELUGA_I2_Activ%,%Fire Pro%,%Pure 3%,%AllCall_Alpha%,%Avvio 781%,%ELUGA_I5%,%SM-J5108%,%ZUK Z2132%,%Fire 4%,%Mione N10pro%,%SM-T116NU%,%5047U%,%SM-J510UN%,%NX531J%,%Mione HERO 4%,%K10000 Pro%,%SM-J320H%,%HUAWEI NXT-TL00%,%CCIT Xedition%,%Lenovo TAB S8-50LC%,%LENNY2%,%Vivo XL2%,%Q-TITANO H1%,%Micromax Q424%,%hi6210sft
##    count count_distr  good  bad     badprob        woe     bin_iv
## 1: 18569  0.16951798 13519 5050 0.271958641  0.9963430 0.23904144
## 2:  5656  0.05163411  5621   35 0.006188119 -3.0978660 0.17272454
## 3: 14373  0.13121234 13512  861 0.059903987 -0.7721881 0.05831292
## 4: 59979  0.54755341 54576 5403 0.090081529 -0.3315891 0.05305507
## 5: 10963  0.10008216  9035 1928 0.175864271  0.4364281 0.02241323
##     total_iv
## 1: 0.5455472
## 2: 0.5455472
## 3: 0.5455472
## 4: 0.5455472
## 5: 0.5455472
##                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              breaks
## 1:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          missing
## 2: Fire2 Pro LTE%,%SM-T705%,%ELUGA_Pulse_X%,%Lenovo TB-7703X%,%SM-G615F%,%M5c%,%iPhone4S%,%Lenovo S1a40%,%Panasonic P99%,%F1f%,%Infinix X572%,%Maya%,%iPad2%,%vivo Y51%,%SM-C5010%,%LG-X210%,%AllCall_RIO%,%iPad4%,%HUAWEI GRA-UL10%,%LG-H860%,%SM-G361F%,%LG-K350%,%ASUS_Z00LD%,%A0001%,%D6603%,%CPH1717%,%S6s%,%CPH1801%,%AllCall_Atom%,%iris 820%,%Infinix Zero 4%,%MIX%,%XT1663%,%E5533%,%SM-J810F%,%A3_mini%,%Eluga_Ray_700%,%HUAWEI VNS-AL00%,%CPH1701%,%C6903%,%SM-T531%,%ASUS_Z010D%,%SM-J730G%,%SM-G925T%,%D5803%,%Q6%,%LG-H870S%,%HTC Desire 12+%,%Lenovo S90-A%,%HTC One E9PLUS dual sim%,%E6553%,%Lenovo A7010a48%,%Phone 8%,%SM-G935T%,%X9009%,%H4213%,%5099U%,%SM-P905%,%P100%,%G8142%,%LG-K430%,%U2%,%CPH1725%,%Lenovo TB-7504X%,%Lenovo TB3-730X%,%Onyx-1S%,%LG-H811%,%LG-H900%,%ASUS_X013D%,%HUAWEI RIO-L01%,%Max 4 Pro%,%Fire2 Plus LTE%,%YU5530%,%CPH1613%,%F3112%,%Lenovo S850%,%ONEPLUS A6003%,%Lenovo YT-X703L%,%iPad Pro(9.7)%,%SM-G9600%,%Lenovo TB-7304I%,%6045K%,%HUAWEI VNS-L22%,%SM-N920F%,%GT-I9505%,%Infinix HOT 4%,%iPad3%,%LG-M400%,%MI 6%,%LG-H930%,%HTC One%,%Infinix X571%,%SLIDE2%,%Bluboo_S8_plus%,%R2 Plus%,%831C%,%P10000 Pro%,%Infinix NOTE 3%,%LG-H540%,%Pixel 2 XL%,%iris702%,%Lenovo YT3-X50M%,%Lenovo A7600-H%,%HUAWEI TIT-U02%,%SM-N900T%,%HTC_D10i%,%LG-X240%,%SM-C5000%,%YU5010A%,%moto x4%,%HUAWEI CAM-L21%,%Pixel V2+%,%Lenovo TB3-710I%,%JDN-L01%,%Infinix_X521%,%SM-G950U%,%SM-E500H%,%Infinix-X521%,%J7%,%SM-J320FN%,%SM-E700F%,%SM-J120H%,%P9i%,%Onyx-3S%,%iPad Pro2(12.9)%,%SM-J3110%,%ONEPLUS A3000%,%QMobile i2 PRO%,%iris870%,%Nexus 5X%,%HTC_E9pw%,%iPad7,5%,%LG-H873%,%SM-G928T%,%Infinix Zero 4 Plus%,%F3115%,%Lenovo K8 Plus%,%vivo 1609%,%HUAWEI KII-L22%,%SM-G906L%,%SM-G361H%,%iris50%,%XZs%,%Phantom6%,%EVA-AL10%,%SM-G570Y%,%CPN-L09%,%XT1562%,%Panasonic ELUGA Tapp%,%mate 9s%,%XT1650%,%SM-N910G%,%ZTE BLADE V7 LITE%,%MI 5%,%Micromax A120%,%Hisense C1%,%iris60%,%NEM-L22%,%VISION LTE%,%7070Q%,%E5333%,%Z12%,%MI MAX%,%STF-L09%,%Q-TITANO_007i%,%iPhone11,6%,%GT-N5100%,%vivo 1713%,%HUAWEI SCL-U31%,%Infinix X559C%,%X8Pro%,%BBB100-2%,%SM-J510FN%,%GENX X3%,%HTC One A9%,%A33f%,%OPPO R11s%,%STV100-4%,%HUAWEI P7-L10%,%SM-G950%,%Halo X LTE%,%C6802%,%Fero_Y1%,%SM-T819%,%LG-H990%,%Halo_4_mini_LTE%,%ASUS_Z007%,%Moto G (4)%,%SM-G930L%,%iPhone11,2%,%Cosmos V20%,%CPH1727%,%SM-P355%,%HTC Desire EYE%,%LGMS550%,%HUAWEI TAG-L21%,%CPH1821%,%SM-G925R4%,%SM-A3000%,%Le X625%,%SM-P555%,%Lenovo TB-8504X%,%FL03%,%ONE A2005%,%ASUS_T00J%,%SM-G550FY%,%W2%,%SM-N9208%,%M99%,%vivo 1714%,%Panasonic_Eluga_I3%,%S40%,%BBD100-6%,%Lenovo PB1-750M%,%Panasonic P77%,%Grand2c%,%SM-G928F%,%iPad mini3%,%LS-5010%,%Lenovo YT3-850M%,%MIX pro%,%vivo 1804%,%ASUS_X008D%,%HTC Desire 826%,%Infinix S2 Pro%,%SM-E7000%,%SM-J105H%,%X3%,%5090I%,%Fire 4 Plus%,%ELUGA Turbo%,%NEM-AL10%,%iris80%,%A101%,%Eluga_A2%,%F3s%,%Redmi Note 5 pro%,%SM-P601%,%9003X%,%ASUS_X00DDA%,%Note 8%,%H4113%,%Redmi Note 3%,%Lenovo TAB 2 A8-50LC%,%SM-G900H%,%imobily-Cnote8%,%Grand 2%,%F3116%,%Lenovo A7000-a%,%CPH1803%,%R3%,%N1001%,%Moto Z2 Play%,%SM-G600FY%,%Philips S337%,%SAMSUNG-SM-G928A%,%vivo 1726%,%BLN-L22%,%SM-P585%,%ITELL K4800%,%Philips S327%,%P10 plus%,%ASUS_A007%,%HUAWEI Y541-U02%,%AUM-L29%,%SM-G950W%,%Mix9Pro%,%Attila P10 PLUS%,%LG-M320%,%LG-F500%,%E5803%,%SM-J200G%,%Lenovo TB-X304X%,%Curvy C40i%,%KIW-L22%,%SM-J500G%,%INE-LX2%,%SM-A9000%,%A37fw%,%SM-T113%,%SM-N9550%,%Infinix-X600-LTE%,%LLD-AL10%,%H8266%,%Onyx-2+LTE%,%LG-F600L%,%SM-G960U1%,%PRA-AL00X%,%HUAWEI CRR-L09%,%5044D%,%HTC U12+%,%InnJoo_Pro_LTE%,%MioneI%,%S15%,%Mi Note 2%,%HTC Desire 728G dual sim%,%PLK-L01%,%SM-J720F%,%ZTE B2016%,%SUNNY%,%M3s%,%SM-G850F%,%G9%,%Lenovo PB1-770M%,%VS500%,%MI PAD%,%LG-F460L%,%T1-701u%,%T6%,%SM-G900V%,%Lenovo TB-7304F%,%Nokia 2.1%,%JAZZ%,%SM-T355%,%ASUS_Z00UD%,%Lenovo TB3-850M%,%SM-J120G%,%BLL-L21%,%LG-V500%,%BG2-W09%,%MotoG3%,%TECNO AX8%,%HTC Desire 620G dual sim%,%SM-G800F%,%SM-T231%,%Redmi Note 5 Pro%,%TECNO L8 Lite%,%SM-N750%,%ASUS_Z012D%,%Lenovo TB-X103F%,%Allure M1 Plus%,%Note%,%iPod Touch6G%,%itel S32LTE%,%Lenovo PB2-690M%,%P71%,%SO-01G%,%SM-G925V%,%GT-I9515L%,%SM-N920I%,%Mix9 Pro%,%Flare HD 3%,%ELUGA Ray X%,%vivo 1716%,%Flare_S3_Power%,%LG-D690%,%K4000_Lite%,%ZUK Z1%,%SM-T585%,%SM-C7108%,%SM-N950U1%,%5012F%,%Max3_LTE%,%Phantom6-Plus%,%SM-N910F%,%ASUS_X00TD%,%SO-03G%,%HTC Desire 826 dual sim%,%MIX2%,%SAMSUNG-SM-G890A%,%SM-A5000%,%SM-J500H%,%HTC Desire 526G dual sim%,%SM-G935V%,%Galaxy Note 8%,%RNE-L22%,%M5s%,%SM-A700YD%,%vivo 1611%,%HUAWEI P8max%,%TECNO K7%,%SM-G357FZ%,%HUAWEI M2-A01L%,%iPod Touch5G%,%Lenovo A6000%,%P9 Plus%,%LG-H910%,%G7-L01%,%Phone X%,%ELUGA_I2%,%P5 mini%,%SHT-AL09%,%ONEPLUS A6000%,%V1%,%Lenovo Z2%,%X1%,%SM-J106B%,%HUAWEI MT7-L09%,%LG-H815%,%SM-J600G%,%SM-J105F%,%MIONE X%,%SM-J111F%,%VTR-AL00%,%Lenovo A2020a40%,%ZV PRO%,%HTC Desire 12%,%LG-D802%,%SM-A7108%,%D5503%,%SM-J330FN%,%D2502%,%SM-N9500%,%Z220%,%S4%,%Le X526%,%ONE E1003%,%Coolpad 3600I%,%E6653%,%LG-H850%,%iris 870%,%HTC Desire 526GPLUS dual sim%,%FLY IQ4503%,%X-music II pro%,%vivo Y15S%,%Hot_6%,%ZTE BLADE A910%,%S8%,%4047D%,%EVA-L09%,%SM-A320Y%,%C6503%,%Lenovo YT3-X90L%,%Lenovo S860%,%R3 LTE%,%J7 Pro%,%Four S555%,%X5%,%SM-G935W8%,%Attila l8%,%HTC One_M8 dual sim%,%GT-I9305%,%SM-G355H%,%9010X%,%Redmi Y2%,%CPH1859%,%Z80%,%Infinix HOT4 LTE%,%Lenovo A606%,%SM-A700F%,%Phone%,%GT-I9195%,%SM-J510GN%,%M631Y%,%Pixel XL%,%PRO 7%,%HTC_D530u%,%Lenovo X2-EU%,%TECNO L9 Plus%,%SM-G611FF%,%ASUS_X018D%,%ELUGA Ray 500%,%MyPhone MY23%,%SM-N910W8%,%ANE-LX2J%,%R2 LTE%,%BAC-AL00%,%LT_C4000%,%TECNO-C9%,%Nexus 10%,%OMEGA HD 3S%,%SM-T377V%,%InnJoo 4%,%SM-T116%,%SGP621%,%LG-H820%,%SM-G920P%,%Halo Plus%,%Fire2 LTE%,%Le X820%,%iPad7,6%,%C6603%,%BL7000%,%SM-G950N%,%Mi 4i%,%Z14%,%LG-H502%,%D5322%,%SM-G930P%,%HUAWEI G7-L11%,%ALE-L02%,%SM-G530FZ%,%Lenovo A1010a20%,%Curvy C50L%,%LAVA_R1%,%AllCall_Rio_S%,%SM-G925W8%,%SM-T715Y%,%RIDGE 4G%,%Lenovo A6020a46%,%ASUS_Z017DB%,%LGh811%,%EverSolo%,%Neffos X1 Max%,%Grand2%,%Moto G Play%,%SM-A7000%,%MyPhone my91 DTV%,%HUAWEI KII-L21%,%LG-LS980%,%CMR-AL09%,%SAMSUNG-SM-G930A%,%CRO-L22%,%Nokia 8 Sirocco%,%T1 7.0%,%R7plusf%,%SM-N910H%,%Le X507%,%Extreme_6%,%CP8676_I02%,%Nokia 3.1%,%SM-G530F%,%XPRO X1%,%JERRY%,%K6000 Pro%,%TECNO LA7%,%BLA-AL00%,%LAVA_RI%,%QMobile ENERGY X2%,%Celkon Q4GPlus%,%i10%,%Flair Z1%,%Lenovo A5000%,%9025Q%,%TA-1003%,%HTC One_M8 Eye%,%Fire3 Pro LTE%,%LEX821%,%LDN-LX2%,%8_Plus%,%TECNO-J8%,%SM-A9100%,%SM-G965N%,%5010U%,%2014818%,%Pixel%,%Micromax Bharat 5%,%hammer_S%,%Redmi Note 2%,%Attilia S8 MIX%,%ip7 plus%,%SM-C7010%,%X5_LTE%,%J10+%,%LENNY3%,%SM-G6000%,%HUAWEI Y560-U02%,%TECNO WX4 Pro%,%SM-J100H%,%Che1-L04%,%CPH1605%,%S500%,%XT1635-02%,%Che2-L11%,%Power 2%,%F3212%,%TA-1004%,%GT-N7100%,%SM-J400F%,%LG-H960%,%A1601%,%SM-A600F%,%SM-N960F%,%VKY-L29%,%LG-H870DS%,%Lenovo A6010%,%A37f%,%vivo 1606%,%Eluga_Arc_2%,%LG-K220%,%SM-G7102%,%D6633%,%SM-G930F
## 3:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    iPad mini1G%,%iPadAir2%,%G3412%,%HUAWEI MLA-L11%,%FLA-LX1%,%HUAWEI VNS-L21%,%LG-M250%,%SM-G360H%,%SM-C9000%,%Redmi 4X%,%GT-I9200%,%SM-J600F%,%HUAWEI ATH-UL01%,%SM-A710F%,%ONEPLUS A5000%,%Lenovo Z90a40%,%HUAWEI MT7-TL10%,%Mi MIX 2%,%BLA-L29%,%F5122%,%SM-G928C%,%INE-LX1%,%ONEPLUS A5010%,%Redmi Note 5A%,%Lenovo PB2-650M%,%SM-T715%,%HUAWEI CUN-L21%,%iPhone5%,%SM-N950F%,%EVA-L19%,%HTC Desire 628 dual sim%,%HUAWEI GRA-UL00%,%SM-A500F%,%CLT-L29%,%HTC One X9 dual sim%,%Redmi 5 Plus%,%vivo 1723%,%SM-A800F%,%SM-G925I%,%SM-J700H%,%Lenovo K53a48%,%WAS-LX1A%,%SM-G900FD%,%LG-K520%,%HUAWEI TIT-AL00%,%MHA-L29%,%Lenovo P2a42%,%ATU-L31%,%GT-I9060I%,%ALP-L29%,%SM-G950F%,%SM-J200H%,%SM-N9005%,%ONEPLUS A3003%,%SM-A530F%,%iPad mini2%,%F8332%,%MI MAX 2%,%SM-G935F%,%SM-A730F%,%SM-A520F%,%SM-A700FD%,%KOB-L09%,%SM-A300H%,%HTC One_M8%,%SM-J120F%,%SM-N935F%,%SM-G955F%,%Nokia 7 plus%,%SM-N7505
## 4:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         TA-1021%,%SM-G610Y%,%G3212%,%TRT-L21A%,%SM-G960F%,%SM-G965F%,%COR-L29%,%Redmi 4%,%PLE-701L%,%VIE-L29%,%SM-A720F%,%SM-T561%,%iPhone7Plus%,%iPhone 8%,%BTV-DL09%,%SM-J320F%,%iPhone6s%,%SM-T285%,%Redmi Note 5A Prime%,%SM-J200F%,%KIW-L21%,%Nokia 2%,%SM-J330G%,%HUAWEI NMO-L31%,%G3312%,%iPhone X%,%SM-J510F%,%iPhone7%,%HTC U Ultra%,%HUAWEI CRR-UL00%,%SM-G531F%,%SM-N920C%,%Lenovo A7020a48%,%SM-G531H%,%E6633%,%iPhone6sPlus%,%iPhone6Plus%,%iPadAir%,%iPhone5s%,%Mi A1%,%PAR-LX1M%,%Redmi 3S%,%PE-TL10%,%HUAWEI LUA-L21%,%BLN-L21%,%HTC Desire 10 pro%,%LON-L29%,%HUAWEI LUA-U22%,%iPad mini4%,%iPhoneSE%,%HTC 10 evo%,%H4311%,%SM-N910C%,%iPad(9.7)%,%SM-G920I%,%iPhone 8 Plus%,%SM-J710F%,%FRD-L09%,%iPhone6%,%iPad Pro(12.9)%,%CPH1819%,%Lenovo K10a40%,%Lenovo K50a40%,%HUAWEI NXT-L29%,%LDN-L21%,%SM-G610F%,%E6533%,%G8342%,%SM-T805%,%Lenovo K8 Note%,%RNE-L21%,%DLI-L42%,%SM-A320F%,%FIG-LA1%,%Redmi Note 5%,%BND-L21%,%LG-D855%,%ASUS_Z00AD%,%HTC U Play%,%SM-J250F%,%SM-G925F%,%iPhone5c%,%SM-A810F%,%SM-J730F%,%AGS-L09%,%G3112%,%LND-L29%,%SM-J700F%,%HTC One M9PLUS%,%PRA-LA1%,%HTC Desire 728 dual sim
## 5:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             SM-N900%,%MYA-L22%,%CPH1609%,%Redmi 5%,%Lenovo PB2-670M%,%5085Q%,%SM-N920V%,%vivo 1610%,%SM-J530F%,%LG-M700%,%D6503%,%CPH1723%,%SM-G570F%,%BAC-L21%,%SM-G532G%,%HTC Desire 626 dual sim%,%HTC U11%,%SM-J701F%,%CAM-L21%,%Redmi Note 4%,%SM-G920F%,%HTC 10%,%HTC Desire 830 dual sim%,%SM-A605F%,%TA-1032%,%SM-J730GM%,%Moto G (5) Plus%,%SM-N920T%,%InnJoo 3%,%HTC Desire 626GPLUS dual sim%,%ANE-LX2%,%E5633%,%ANE-LX1%,%SM-J500F%,%HTC Desire 820G PLUS dual sim%,%Moto C%,%HTC One M9%,%SM-G532F%,%E6833%,%SM-A510F%,%SM-G611F%,%Lenovo K33a48%,%TA-1053%,%HTC Desire 10 lifestyle%,%HTC Desire 650 dual sim%,%HUAWEI M2-801L%,%Vivo 6%,%Lenovo P1ma40%,%SM-J106H%,%BAH-L09%,%LAVA_A3%,%SM-A800I%,%Lenovo P1a42%,%CPH1729%,%SM-N920P%,%Nokia 6.1%,%SM-G6100%,%LG-K580%,%SM-J500FN%,%HTC Desire 828 dual sim%,%SM-G5700%,%Eluga_Mark_2%,%LLD-L21%,%LG-H818%,%VTR-L29%,%SM-J710GN%,%SM-A310F%,%ALE-L21%,%SM-G530H%,%GT-I9301I%,%vivo 1718%,%SM-T825%,%STV100-3%,%8050D%,%Moto G (5)%,%LG-H810%,%X2%,%Nexus 6P%,%CHM-U01%,%Infinix X603%,%5086D%,%SM-N915F%,%ONE A2003%,%iPad Pro2(10.5)%,%InnJoo_Pro2%,%SM-G900F%,%GT-I9515%,%Fire 4 Pro%,%ONEPLUS A3010%,%ELUGA A4%,%DRA-LX2%,%COL-L29%,%Moto C Plus%,%Lenovo P70-A%,%i8%,%BG2-U01%,%SM-J330F%,%Redmi S2%,%DUA-L22%,%vivo 1603%,%SM-J210F%,%SM-A500FU%,%EXTREME 8%,%Y635-L21%,%vivo 1601%,%Redmi 4A%,%Moto E (4) Plus%,%A33w%,%WAS-TL10%,%SM-C7000%,%GT-I9500%,%HUAWEI VNS-L31%,%Lenovo A6600a40%,%SM-J110H%,%C6833%,%SM-T815%,%BGO-DL09%,%HTC Desire 820s dual sim%,%Shine%,%vivo Y51L%,%vivo V3%,%ASUS_X00GD%,%HUAWEI CUN-U29%,%5026D%,%GT-I9300I%,%Onyx-3+LTE%,%Redmi 5A%,%HTC Desire 530%,%HTC U11 plus%,%SM-A300F%,%LG-K500%,%LG-F700L%,%SM-N950U%,%iris 600%,%5023F%,%GT-N7105%,%i7s Plus%,%Symphony P7%,%SM-G7202%,%SHV-E210L%,%P10%,%HTC Desire 820%,%LG-H961N%,%LT_C2100%,%Infinix HOT 3 Pro%,%SM-E500F%,%Moto G (5S) Plus%,%Redmi Note 4X%,%SM-N9200%,%SM-A500H%,%Infinix-X552%,%5046U%,%SM-A5100%,%Infinix NOTE 3 Pro%,%Infinix X573%,%Mix9%,%Lenovo A1000%,%HTC Desire 10 compact%,%BLL-L22%,%SM-N915G%,%Infinix HOT 4 Pro%,%Pixel 2%,%ELUGA I7%,%SM-G900I%,%CPH1607%,%HTC One X10%,%Moto E (4)%,%Panasonic P90%,%Lenovo TB2-X30L%,%Infinix X608%,%Infinix Zero 3%,%Max2_Plus_3G%,%iPh8 Plus%,%LG-D850%,%C6902%,%SOV33%,%HIGHWAY SIGNS%,%ELUGA_I2_Activ%,%Fire Pro%,%Pure 3%,%AllCall_Alpha%,%Avvio 781%,%ELUGA_I5%,%SM-J5108%,%ZUK Z2132%,%Fire 4%,%Mione N10pro%,%SM-T116NU%,%5047U%,%SM-J510UN%,%NX531J%,%Mione HERO 4%,%K10000 Pro%,%SM-J320H%,%HUAWEI NXT-TL00%,%CCIT Xedition%,%Lenovo TAB S8-50LC%,%LENNY2%,%Vivo XL2%,%Q-TITANO H1%,%Micromax Q424%,%hi6210sft
##    is_special_values
## 1:              TRUE
## 2:             FALSE
## 3:             FALSE
## 4:             FALSE
## 5:             FALSE
## 
## $network_type
##        variable            bin count count_distr  good  bad    badprob
## 1: network_type        missing 61450   0.5609823 52698 8752 0.14242474
## 2: network_type Wifi%,%Unknown 31173   0.2845810 28297 2876 0.09225933
## 3: network_type   4G%,%3G%,%2G 16917   0.1544367 15268 1649 0.09747591
##           woe      bin_iv   total_iv         breaks is_special_values
## 1:  0.1857556 0.020757683 0.05278387        missing              TRUE
## 2: -0.3053045 0.023612223 0.05278387 Wifi%,%Unknown             FALSE
## 3: -0.2445393 0.008413962 0.05278387   4G%,%3G%,%2G             FALSE
## 
## $language
##    variable                             bin count count_distr  good  bad
## 1: language                         missing 18562   0.1694541 13512 5050
## 2: language es-MX%,%pt-BR%,%en%,%id%,%en-US 34894   0.3185503 32124 2770
## 3: language                      ar%,%hi-IN 56084   0.5119956 50627 5457
##       badprob        woe     bin_iv  total_iv
## 1: 0.27206120  0.9968609 0.23923819 0.3263185
## 2: 0.07938328 -0.4697053 0.05875041 0.3263185
## 3: 0.09730048 -0.2465350 0.02832989 0.3263185
##                             breaks is_special_values
## 1:                         missing              TRUE
## 2: es-MX%,%pt-BR%,%en%,%id%,%en-US             FALSE
## 3:                      ar%,%hi-IN             FALSE
## 
## $channel
##    variable                 bin count count_distr  good  bad    badprob
## 1:  channel             missing 61585   0.5622147 52810 8775 0.14248599
## 2:  channel xiaomi%,%googlePlay 47955   0.4377853 43453 4502 0.09387968
##           woe     bin_iv   total_iv              breaks is_special_values
## 1:  0.1862570 0.02091967 0.05305414             missing              TRUE
## 2: -0.2861073 0.03213447 0.05305414 xiaomi%,%googlePlay             FALSE
## 
## $gender_1
##    variable     bin count count_distr  good  bad    badprob        woe
## 1: gender_1 missing 19318   0.1763557 14199 5119 0.26498602  0.9608384
## 2: gender_1   U%,%F 46911   0.4282545 42738 4173 0.08895568 -0.3454024
## 3: gender_1       M 43311   0.3953898 39326 3985 0.09200896 -0.3082978
##        bin_iv  total_iv  breaks is_special_values
## 1: 0.22872932 0.3069315 missing              TRUE
## 2: 0.04478774 0.3069315   U%,%F             FALSE
## 3: 0.03341440 0.3069315       M             FALSE
## 
## $utm_sourcenum
##         variable      bin count count_distr  good   bad    badprob
## 1: utm_sourcenum [-Inf,1) 77244   0.7051671 66962 10282 0.13311066
## 2: utm_sourcenum    [1,4) 17105   0.1561530 15455  1650 0.09646302
## 3: utm_sourcenum [4, Inf) 15191   0.1386799 13846  1345 0.08853927
##           woe      bin_iv   total_iv breaks is_special_values
## 1:  0.1073203 0.008457570 0.03265745      1             FALSE
## 2: -0.2561065 0.009290181 0.03265745      4             FALSE
## 3: -0.3505516 0.014909698 0.03265745    Inf             FALSE
## 
## $ipnum
##    variable      bin count count_distr  good  bad    badprob        woe
## 1:    ipnum [-Inf,1) 18422   0.1681760 13399 5023 0.27266312  0.9998981
## 2:    ipnum    [1,3) 43857   0.4003743 39364 4493 0.10244659 -0.1892802
## 3:    ipnum [3, Inf) 47261   0.4314497 43500 3761 0.07957936 -0.4670252
##        bin_iv  total_iv breaks is_special_values
## 1: 0.23910746 0.3312024      1             FALSE
## 2: 0.01334741 0.3312024      3             FALSE
## 3: 0.07874755 0.3312024    Inf             FALSE

建模以及评价模型

Mlr_Modle(Train = train,
          Test = test,model = l$class[1]) #0.7324
## [1] "正在构建模型 构建的模型是: classif.ada"
## [1] "模型构建所花时间为: 7.55296015739441 秒"
## [1] "正在评估模型··································"

## $KS
## [1] 0.3607
## 
## $AUC
## [1] 0.7386
## 
## $Gini
## [1] 0.4771
## 
## $pic
## TableGrob (2 x 2) "arrange": 4 grobs
##       z     cells    name           grob
## pks   1 (1-1,1-1) arrange gtable[layout]
## plift 2 (1-1,2-2) arrange gtable[layout]
## proc  3 (2-2,1-1) arrange gtable[layout]
## ppr   4 (2-2,2-2) arrange gtable[layout]
Mlr_Modle(Train = train,
          Test = test,model = l$class[2]) #0.7324
## [1] "正在构建模型 构建的模型是: classif.binomial"
## [1] "模型构建所花时间为: 0.233399152755737 秒"
## [1] "正在评估模型··································"

## $KS
## [1] 0.3472
## 
## $AUC
## [1] 0.7323
## 
## $Gini
## [1] 0.4646
## 
## $pic
## TableGrob (2 x 2) "arrange": 4 grobs
##       z     cells    name           grob
## pks   1 (1-1,1-1) arrange gtable[layout]
## plift 2 (1-1,2-2) arrange gtable[layout]
## proc  3 (2-2,1-1) arrange gtable[layout]
## ppr   4 (2-2,2-2) arrange gtable[layout]
Mlr_Modle(Train = train,
          Test = test,model = l$class[3]) #0.7324
## [1] "正在构建模型 构建的模型是: classif.boosting"
## [1] "模型构建所花时间为: 2.80992565155029 秒"
## [1] "正在评估模型··································"

## $KS
## [1] 0.3624
## 
## $AUC
## [1] 0.7425
## 
## $Gini
## [1] 0.4851
## 
## $pic
## TableGrob (2 x 2) "arrange": 4 grobs
##       z     cells    name           grob
## pks   1 (1-1,1-1) arrange gtable[layout]
## plift 2 (1-1,2-2) arrange gtable[layout]
## proc  3 (2-2,1-1) arrange gtable[layout]
## ppr   4 (2-2,2-2) arrange gtable[layout]
Mlr_Modle(Train = train,
          Test = test,model = l$class[4]) #0.7324
## [1] "正在构建模型 构建的模型是: classif.C50"
## [1] "模型构建所花时间为: 0.65746808052063 秒"
## [1] "正在评估模型··································"

## $KS
## [1] 0.3566
## 
## $AUC
## [1] 0.7276
## 
## $Gini
## [1] 0.4552
## 
## $pic
## TableGrob (2 x 2) "arrange": 4 grobs
##       z     cells    name           grob
## pks   1 (1-1,1-1) arrange gtable[layout]
## plift 2 (1-1,2-2) arrange gtable[layout]
## proc  3 (2-2,1-1) arrange gtable[layout]
## ppr   4 (2-2,2-2) arrange gtable[layout]
Mlr_Modle(Train = train,
          Test = test,model = l$class[39]) # 0.7404
## [1] "正在构建模型 构建的模型是: classif.randomForest"
## [1] "模型构建所花时间为: 10.0813889503479 秒"
## [1] "正在评估模型··································"

## $KS
## [1] 0.3814
## 
## $AUC
## [1] 0.7323
## 
## $Gini
## [1] 0.4646
## 
## $pic
## TableGrob (2 x 2) "arrange": 4 grobs
##       z     cells    name           grob
## pks   1 (1-1,1-1) arrange gtable[layout]
## plift 2 (1-1,2-2) arrange gtable[layout]
## proc  3 (2-2,1-1) arrange gtable[layout]
## ppr   4 (2-2,2-2) arrange gtable[layout]
Mlr_Modle(Train = train,
          Test = test,model = l$class[37]) # 0.7404
## [1] "正在构建模型 构建的模型是: classif.probit"
## [1] "模型构建所花时间为: 0.122363090515137 秒"
## [1] "正在评估模型··································"

## $KS
## [1] 0.3476
## 
## $AUC
## [1] 0.7324
## 
## $Gini
## [1] 0.4649
## 
## $pic
## TableGrob (2 x 2) "arrange": 4 grobs
##       z     cells    name           grob
## pks   1 (1-1,1-1) arrange gtable[layout]
## plift 2 (1-1,2-2) arrange gtable[layout]
## proc  3 (2-2,1-1) arrange gtable[layout]
## ppr   4 (2-2,2-2) arrange gtable[layout]