rm(list = ls())
benjin=seq(10000,500000,by=10000)
r=c(0.325,0.325,0.35,0.35,0.375,0.375,0.375)
y=c(3,6,12,24,36,48,60)
rate=c()
t=c()
d=data.frame()
for(j in 1:length(benjin)){
x=benjin[j]*y*r/100
t=rbind(t,x)
for(i in 1:7){
bj=seq(benjin[j],benjin[j]/y[i],length=y[i])
rate[j]=x[i]/sum(bj)*100*12
d=rbind(d,rate[j])
}
}
names(d)=c("年华利率")
d$年华利率=sort(round(d$年华利率,2))
d$总利息=as.vector(t)
d$分期期限=as.factor(rep(y,each=50))
d$分期本金=rep(benjin,7)
d
## 年华利率 总利息 分期期限 分期本金
## 1 5.85 97.5 3 10000
## 2 5.85 195.0 3 20000
## 3 5.85 292.5 3 30000
## 4 5.85 390.0 3 40000
## 5 5.85 487.5 3 50000
## 6 5.85 585.0 3 60000
## 7 5.85 682.5 3 70000
## 8 5.85 780.0 3 80000
## 9 5.85 877.5 3 90000
## 10 5.85 975.0 3 100000
## 11 5.85 1072.5 3 110000
## 12 5.85 1170.0 3 120000
## 13 5.85 1267.5 3 130000
## 14 5.85 1365.0 3 140000
## 15 5.85 1462.5 3 150000
## 16 5.85 1560.0 3 160000
## 17 5.85 1657.5 3 170000
## 18 5.85 1755.0 3 180000
## 19 5.85 1852.5 3 190000
## 20 5.85 1950.0 3 200000
## 21 5.85 2047.5 3 210000
## 22 5.85 2145.0 3 220000
## 23 5.85 2242.5 3 230000
## 24 5.85 2340.0 3 240000
## 25 5.85 2437.5 3 250000
## 26 5.85 2535.0 3 260000
## 27 5.85 2632.5 3 270000
## 28 5.85 2730.0 3 280000
## 29 5.85 2827.5 3 290000
## 30 5.85 2925.0 3 300000
## 31 5.85 3022.5 3 310000
## 32 5.85 3120.0 3 320000
## 33 5.85 3217.5 3 330000
## 34 5.85 3315.0 3 340000
## 35 5.85 3412.5 3 350000
## 36 5.85 3510.0 3 360000
## 37 5.85 3607.5 3 370000
## 38 5.85 3705.0 3 380000
## 39 5.85 3802.5 3 390000
## 40 5.85 3900.0 3 400000
## 41 5.85 3997.5 3 410000
## 42 5.85 4095.0 3 420000
## 43 5.85 4192.5 3 430000
## 44 5.85 4290.0 3 440000
## 45 5.85 4387.5 3 450000
## 46 5.85 4485.0 3 460000
## 47 5.85 4582.5 3 470000
## 48 5.85 4680.0 3 480000
## 49 5.85 4777.5 3 490000
## 50 5.85 4875.0 3 500000
## 51 6.69 195.0 6 10000
## 52 6.69 390.0 6 20000
## 53 6.69 585.0 6 30000
## 54 6.69 780.0 6 40000
## 55 6.69 975.0 6 50000
## 56 6.69 1170.0 6 60000
## 57 6.69 1365.0 6 70000
## 58 6.69 1560.0 6 80000
## 59 6.69 1755.0 6 90000
## 60 6.69 1950.0 6 100000
## 61 6.69 2145.0 6 110000
## 62 6.69 2340.0 6 120000
## 63 6.69 2535.0 6 130000
## 64 6.69 2730.0 6 140000
## 65 6.69 2925.0 6 150000
## 66 6.69 3120.0 6 160000
## 67 6.69 3315.0 6 170000
## 68 6.69 3510.0 6 180000
## 69 6.69 3705.0 6 190000
## 70 6.69 3900.0 6 200000
## 71 6.69 4095.0 6 210000
## 72 6.69 4290.0 6 220000
## 73 6.69 4485.0 6 230000
## 74 6.69 4680.0 6 240000
## 75 6.69 4875.0 6 250000
## 76 6.69 5070.0 6 260000
## 77 6.69 5265.0 6 270000
## 78 6.69 5460.0 6 280000
## 79 6.69 5655.0 6 290000
## 80 6.69 5850.0 6 300000
## 81 6.69 6045.0 6 310000
## 82 6.69 6240.0 6 320000
## 83 6.69 6435.0 6 330000
## 84 6.69 6630.0 6 340000
## 85 6.69 6825.0 6 350000
## 86 6.69 7020.0 6 360000
## 87 6.69 7215.0 6 370000
## 88 6.69 7410.0 6 380000
## 89 6.69 7605.0 6 390000
## 90 6.69 7800.0 6 400000
## 91 6.69 7995.0 6 410000
## 92 6.69 8190.0 6 420000
## 93 6.69 8385.0 6 430000
## 94 6.69 8580.0 6 440000
## 95 6.69 8775.0 6 450000
## 96 6.69 8970.0 6 460000
## 97 6.69 9165.0 6 470000
## 98 6.69 9360.0 6 480000
## 99 6.69 9555.0 6 490000
## 100 6.69 9750.0 6 500000
## 101 7.75 420.0 12 10000
## 102 7.75 840.0 12 20000
## 103 7.75 1260.0 12 30000
## 104 7.75 1680.0 12 40000
## 105 7.75 2100.0 12 50000
## 106 7.75 2520.0 12 60000
## 107 7.75 2940.0 12 70000
## 108 7.75 3360.0 12 80000
## 109 7.75 3780.0 12 90000
## 110 7.75 4200.0 12 100000
## 111 7.75 4620.0 12 110000
## 112 7.75 5040.0 12 120000
## 113 7.75 5460.0 12 130000
## 114 7.75 5880.0 12 140000
## 115 7.75 6300.0 12 150000
## 116 7.75 6720.0 12 160000
## 117 7.75 7140.0 12 170000
## 118 7.75 7560.0 12 180000
## 119 7.75 7980.0 12 190000
## 120 7.75 8400.0 12 200000
## 121 7.75 8820.0 12 210000
## 122 7.75 9240.0 12 220000
## 123 7.75 9660.0 12 230000
## 124 7.75 10080.0 12 240000
## 125 7.75 10500.0 12 250000
## 126 7.75 10920.0 12 260000
## 127 7.75 11340.0 12 270000
## 128 7.75 11760.0 12 280000
## 129 7.75 12180.0 12 290000
## 130 7.75 12600.0 12 300000
## 131 7.75 13020.0 12 310000
## 132 7.75 13440.0 12 320000
## 133 7.75 13860.0 12 330000
## 134 7.75 14280.0 12 340000
## 135 7.75 14700.0 12 350000
## 136 7.75 15120.0 12 360000
## 137 7.75 15540.0 12 370000
## 138 7.75 15960.0 12 380000
## 139 7.75 16380.0 12 390000
## 140 7.75 16800.0 12 400000
## 141 7.75 17220.0 12 410000
## 142 7.75 17640.0 12 420000
## 143 7.75 18060.0 12 430000
## 144 7.75 18480.0 12 440000
## 145 7.75 18900.0 12 450000
## 146 7.75 19320.0 12 460000
## 147 7.75 19740.0 12 470000
## 148 7.75 20160.0 12 480000
## 149 7.75 20580.0 12 490000
## 150 7.75 21000.0 12 500000
## 151 8.06 840.0 24 10000
## 152 8.06 1680.0 24 20000
## 153 8.06 2520.0 24 30000
## 154 8.06 3360.0 24 40000
## 155 8.06 4200.0 24 50000
## 156 8.06 5040.0 24 60000
## 157 8.06 5880.0 24 70000
## 158 8.06 6720.0 24 80000
## 159 8.06 7560.0 24 90000
## 160 8.06 8400.0 24 100000
## 161 8.06 9240.0 24 110000
## 162 8.06 10080.0 24 120000
## 163 8.06 10920.0 24 130000
## 164 8.06 11760.0 24 140000
## 165 8.06 12600.0 24 150000
## 166 8.06 13440.0 24 160000
## 167 8.06 14280.0 24 170000
## 168 8.06 15120.0 24 180000
## 169 8.06 15960.0 24 190000
## 170 8.06 16800.0 24 200000
## 171 8.06 17640.0 24 210000
## 172 8.06 18480.0 24 220000
## 173 8.06 19320.0 24 230000
## 174 8.06 20160.0 24 240000
## 175 8.06 21000.0 24 250000
## 176 8.06 21840.0 24 260000
## 177 8.06 22680.0 24 270000
## 178 8.06 23520.0 24 280000
## 179 8.06 24360.0 24 290000
## 180 8.06 25200.0 24 300000
## 181 8.06 26040.0 24 310000
## 182 8.06 26880.0 24 320000
## 183 8.06 27720.0 24 330000
## 184 8.06 28560.0 24 340000
## 185 8.06 29400.0 24 350000
## 186 8.06 30240.0 24 360000
## 187 8.06 31080.0 24 370000
## 188 8.06 31920.0 24 380000
## 189 8.06 32760.0 24 390000
## 190 8.06 33600.0 24 400000
## 191 8.06 34440.0 24 410000
## 192 8.06 35280.0 24 420000
## 193 8.06 36120.0 24 430000
## 194 8.06 36960.0 24 440000
## 195 8.06 37800.0 24 450000
## 196 8.06 38640.0 24 460000
## 197 8.06 39480.0 24 470000
## 198 8.06 40320.0 24 480000
## 199 8.06 41160.0 24 490000
## 200 8.06 42000.0 24 500000
## 201 8.76 1350.0 36 10000
## 202 8.76 2700.0 36 20000
## 203 8.76 4050.0 36 30000
## 204 8.76 5400.0 36 40000
## 205 8.76 6750.0 36 50000
## 206 8.76 8100.0 36 60000
## 207 8.76 9450.0 36 70000
## 208 8.76 10800.0 36 80000
## 209 8.76 12150.0 36 90000
## 210 8.76 13500.0 36 100000
## 211 8.76 14850.0 36 110000
## 212 8.76 16200.0 36 120000
## 213 8.76 17550.0 36 130000
## 214 8.76 18900.0 36 140000
## 215 8.76 20250.0 36 150000
## 216 8.76 21600.0 36 160000
## 217 8.76 22950.0 36 170000
## 218 8.76 24300.0 36 180000
## 219 8.76 25650.0 36 190000
## 220 8.76 27000.0 36 200000
## 221 8.76 28350.0 36 210000
## 222 8.76 29700.0 36 220000
## 223 8.76 31050.0 36 230000
## 224 8.76 32400.0 36 240000
## 225 8.76 33750.0 36 250000
## 226 8.76 35100.0 36 260000
## 227 8.76 36450.0 36 270000
## 228 8.76 37800.0 36 280000
## 229 8.76 39150.0 36 290000
## 230 8.76 40500.0 36 300000
## 231 8.76 41850.0 36 310000
## 232 8.76 43200.0 36 320000
## 233 8.76 44550.0 36 330000
## 234 8.76 45900.0 36 340000
## 235 8.76 47250.0 36 350000
## 236 8.76 48600.0 36 360000
## 237 8.76 49950.0 36 370000
## 238 8.76 51300.0 36 380000
## 239 8.76 52650.0 36 390000
## 240 8.76 54000.0 36 400000
## 241 8.76 55350.0 36 410000
## 242 8.76 56700.0 36 420000
## 243 8.76 58050.0 36 430000
## 244 8.76 59400.0 36 440000
## 245 8.76 60750.0 36 450000
## 246 8.76 62100.0 36 460000
## 247 8.76 63450.0 36 470000
## 248 8.76 64800.0 36 480000
## 249 8.76 66150.0 36 490000
## 250 8.76 67500.0 36 500000
## 251 8.82 1800.0 48 10000
## 252 8.82 3600.0 48 20000
## 253 8.82 5400.0 48 30000
## 254 8.82 7200.0 48 40000
## 255 8.82 9000.0 48 50000
## 256 8.82 10800.0 48 60000
## 257 8.82 12600.0 48 70000
## 258 8.82 14400.0 48 80000
## 259 8.82 16200.0 48 90000
## 260 8.82 18000.0 48 100000
## 261 8.82 19800.0 48 110000
## 262 8.82 21600.0 48 120000
## 263 8.82 23400.0 48 130000
## 264 8.82 25200.0 48 140000
## 265 8.82 27000.0 48 150000
## 266 8.82 28800.0 48 160000
## 267 8.82 30600.0 48 170000
## 268 8.82 32400.0 48 180000
## 269 8.82 34200.0 48 190000
## 270 8.82 36000.0 48 200000
## 271 8.82 37800.0 48 210000
## 272 8.82 39600.0 48 220000
## 273 8.82 41400.0 48 230000
## 274 8.82 43200.0 48 240000
## 275 8.82 45000.0 48 250000
## 276 8.82 46800.0 48 260000
## 277 8.82 48600.0 48 270000
## 278 8.82 50400.0 48 280000
## 279 8.82 52200.0 48 290000
## 280 8.82 54000.0 48 300000
## 281 8.82 55800.0 48 310000
## 282 8.82 57600.0 48 320000
## 283 8.82 59400.0 48 330000
## 284 8.82 61200.0 48 340000
## 285 8.82 63000.0 48 350000
## 286 8.82 64800.0 48 360000
## 287 8.82 66600.0 48 370000
## 288 8.82 68400.0 48 380000
## 289 8.82 70200.0 48 390000
## 290 8.82 72000.0 48 400000
## 291 8.82 73800.0 48 410000
## 292 8.82 75600.0 48 420000
## 293 8.82 77400.0 48 430000
## 294 8.82 79200.0 48 440000
## 295 8.82 81000.0 48 450000
## 296 8.82 82800.0 48 460000
## 297 8.82 84600.0 48 470000
## 298 8.82 86400.0 48 480000
## 299 8.82 88200.0 48 490000
## 300 8.82 90000.0 48 500000
## 301 8.85 2250.0 60 10000
## 302 8.85 4500.0 60 20000
## 303 8.85 6750.0 60 30000
## 304 8.85 9000.0 60 40000
## 305 8.85 11250.0 60 50000
## 306 8.85 13500.0 60 60000
## 307 8.85 15750.0 60 70000
## 308 8.85 18000.0 60 80000
## 309 8.85 20250.0 60 90000
## 310 8.85 22500.0 60 100000
## 311 8.85 24750.0 60 110000
## 312 8.85 27000.0 60 120000
## 313 8.85 29250.0 60 130000
## 314 8.85 31500.0 60 140000
## 315 8.85 33750.0 60 150000
## 316 8.85 36000.0 60 160000
## 317 8.85 38250.0 60 170000
## 318 8.85 40500.0 60 180000
## 319 8.85 42750.0 60 190000
## 320 8.85 45000.0 60 200000
## 321 8.85 47250.0 60 210000
## 322 8.85 49500.0 60 220000
## 323 8.85 51750.0 60 230000
## 324 8.85 54000.0 60 240000
## 325 8.85 56250.0 60 250000
## 326 8.85 58500.0 60 260000
## 327 8.85 60750.0 60 270000
## 328 8.85 63000.0 60 280000
## 329 8.85 65250.0 60 290000
## 330 8.85 67500.0 60 300000
## 331 8.85 69750.0 60 310000
## 332 8.85 72000.0 60 320000
## 333 8.85 74250.0 60 330000
## 334 8.85 76500.0 60 340000
## 335 8.85 78750.0 60 350000
## 336 8.85 81000.0 60 360000
## 337 8.85 83250.0 60 370000
## 338 8.85 85500.0 60 380000
## 339 8.85 87750.0 60 390000
## 340 8.85 90000.0 60 400000
## 341 8.85 92250.0 60 410000
## 342 8.85 94500.0 60 420000
## 343 8.85 96750.0 60 430000
## 344 8.85 99000.0 60 440000
## 345 8.85 101250.0 60 450000
## 346 8.85 103500.0 60 460000
## 347 8.85 105750.0 60 470000
## 348 8.85 108000.0 60 480000
## 349 8.85 110250.0 60 490000
## 350 8.85 112500.0 60 500000