Overview

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Note on scope

Basis: Gross underwriting result, as-reported (paid + case reserves) — 2025 figures are immature and not directly comparable to fully-developed 2023/2024. Production shown is gross written premium and does not vary by intermediary selection below beyond filtering. Net (post-reinsurance) P&L and Loss Ratio by intermediary are not yet available in the underlying data pipeline.

Tip: Hover over any bar in the Production chart below to see that intermediary’s Top 3 Clients for the year.

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Production by Year (KES)

P&L by Year (KES)

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Loss Ratio by Year (%)

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Detail — By Year

By Class of Business

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Note

Breaks down each Top 10 intermediary’s Production and Loss Ratio by class of business (Motor Commercial, Motor Private, Fire, Marine, Engineering, etc.,). Top 10 membership is unchanged from the Overview tab — still ranked by combined, cross-class production.

Note: The two charts below are shown one panel per intermediary for legibility and do not respond to the filters — the filters below control the Detail table only. The color-key pinned in the top-right corner of the screen shows which color maps to which class as you scroll through the panels.

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Filters (apply to Detail table below)

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Class of Business:AccidentAviationEngineeringFire DomesticFire IndustrialLiabilityMarineMiscellaneousMotor CommercialMotor PrivateTheftWorkmen’s Compensation

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Production by Class — One Panel per Intermediary (KES)

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Loss Ratio by Class — One Panel per Intermediary (%)

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Detail — By Class

Combined 3-Year View

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Note

Growth Trend classifies each intermediary’s 2023→2025 Production CAGR (Compound Annual Growth Rate): Growing if CAGR > +5%, Declining if CAGR < -5%, otherwise Stagnant. Based on gross written premium only (booked at policy inception, so unlike Loss Ratio, 2025 Production is not affected by claims-development immaturity). Individual year-over-year growth figures are shown alongside the CAGR in the detail table for verification.

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Combined Production (2023–2025)

Combined Loss Ratio (2023–2025)

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Production Growth, 2023 → 2025 (CAGR %)

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Combined Detail (3-Year Total)