DRAFT — CONFIDENTIAL / PREDECISIONAL · FOR INTERNAL DELIBERATION ONLY — DO NOT DISTRIBUTE
City of Chicago Mayor's Office · Protecting Renters Ordinance · Proposed 2026

Half of Chicago rents.
It's time the city stood with them.

More than 624,000 households across Chicago pay rent every month. Rents are up 37% since 2020. A family needs to earn approximately $93,000 a year just to afford market rent without financial strain. The Protecting Renters Ordinance is a proposal before the City Council to change what renting in this city looks like.

624k
Renter households in Chicago
54.5% of all occupied households
+37%
Rent increase since 2020
$1,720 → $2,350/mo — Zillow ZORI, April 2026
~$93k
Annual income needed to afford rent
At the 30% threshold — city rent, April 2026
~48%
Renter households cost-burdened
~299,000 households spending 30%+ on rent
40.7%
Highest neighborhood cost burden — Archer Heights
More than 2 in 5 renters in Archer Heights spend an unaffordable share of their income on rent. Five community areas exceed 35% in the moderate-burden band alone.
27.8%
Share of income new Chicago-area renters commit to rent
New renters entering the Chicago metro market today are already committing more than a quarter of their income to rent — before a single undisclosed fee is added.
6.2%
Year-over-year rent growth — April 2025 to April 2026
Chicago's median asking rent grew 6.2% in the past year alone — nearly three times the general inflation rate. The trend shows no sign of reversing.
01

Where renters are squeezed hardest

Toggle between cost burden, renter share, 2-4 unit stock, and the PRO Priority Index. Hover any neighborhood to see its full housing profile and how each protection applies.

02

Eleven years of rent growth — and still climbing

Zillow Observed Rent Index, Chicago city. One brief pandemic dip that corrected in under a year — then a straight line to a record $2,350 in April 2026.

+37%
Rent growth
2020 to April 2026
$1,720 to $2,350 per month. Year-over-year growth running at 6.2% — nearly three times general inflation.
03

Five protections. One ordinance.

PRO is not a single measure. It is five interdependent components that together address the enforcement gaps, information asymmetries, and displacement pressures documented in this data.

COMPONENT 01
Rental Registry
  • Builds the data infrastructure the city currently lacks — a comprehensive, publicly searchable record of every rental unit, who owns it, and whether it meets basic standards
  • Overhauling the way the City monitors and enforces healthy conditions for renters — moving from reactive complaint response to proactive, systematic accountability
In South Lawndale (PRO priority #1), 61.6% of the housing stock is in 2–4 unit buildings. In West Garfield Park (#2), 62.9%. Without a registry, these buildings are invisible to systematic city enforcement.
COMPONENT 02
Bureau of Rental Housing Services
  • Ensures tenants have enforceable rights by creating a dedicated city bureau within the Department of Housing with real investigative authority — not just a hotline
  • Coordinates enforcement work across city agencies so tenant complaints lead to action, not referrals
  • Educates and supports both tenants and landlords on rights, responsibilities, and compliance
South Shore: 75.6% renters, $42,654 median income. Woodlawn: 74.7% renters, $38,924 median income. Neither community has a specialized enforcement bureau to call today.
COMPONENT 03
RLTO Reform + Tenant Rights
  • Streamlines and modernizes Chicago's Residential Landlord and Tenant Ordinance — last comprehensively revised in 1986 — to reflect today's rental market and enforcement realities
  • Establishes a codified Tenant Bill of Rights covering habitability standards, notice requirements, and protections against retaliation
  • Reforms security deposit rules and administrative fees; bans junk fees and undisclosed charges that inflate the real cost of renting
At $2,350/month — Chicago's April 2026 market rate — a household needs ~$93,000 in annual income to stay below the 30% cost-burden threshold. Hidden fees push families further past that line.
COMPONENT 04
Eviction Counsel Program
  • Provides legal representation for income-eligible tenants with an eviction defense — closing the representation gap between tenants who rarely have counsel and landlords who almost always do
  • Offers legal consultations for all income-eligible tenants in eviction, even those who may not have a full defense, so no renter faces court alone
The pilot served 4,302 households across all 50 wards from July 2022 through December 2025. PRO would codify this program permanently, with sustained funding through the City's corporate fund.
COMPONENT 05
Just Cause for Eviction
  • Protects an estimated 10,000 families annually by requiring landlords to document a legitimate reason — unpaid rent, a lease violation, or a verified owner move-in — before issuing a notice to vacate
  • Provides relocation assistance for tenants displaced through no-cause — recognizing that when the system removes someone from their home, it owes them a fair transition
Chicago's median rent is up 37% since 2020. Without Just Cause, a landlord can end a long-term tenancy for any reason — or no reason — simply to re-list at a higher market rate. In South Lawndale (#1 PRO priority), 58.1% of residents rent at a median of $990/month while the neighborhood's median household income is $52,810. The gap between what existing tenants pay and what the market now demands is exactly the displacement pressure Just Cause is designed to stop.
04

Proof of concept: the Eviction Counsel Program Pilot

When tenants face eviction, they go to court alone. Their landlords almost always have legal representation. Since July 2022, Chicago's Eviction Counsel Program Pilot has been closing that gap in every ward in the city.

4,302
Households served
July 2022 — Dec 2025
50 / 50
Wards reached
citywide coverage
Ward 4
Highest need
284 households served
The Protecting Renters Ordinance would codify and make permanent what the pilot has already demonstrated: when renters have legal help, they are no longer alone in court.
Households served per ward — July 2022 through December 2025 — hover any ward for details
Fewer households
More households
05

What renters in Chicago are saying

The housing crisis is not an abstraction. These experiences represent what it looks like when the current system fails. All quotes are illustrative, drawn from commonly reported renter experiences, and are clearly labeled as such.

Illustrative experience
My landlord raised my rent by $400 in one month and told me I had 60 days to leave if I couldn't pay. I had lived there for seven years and hadn't done anything wrong. Just Cause would have meant I had a right to stay.
West Side renter — displaced by no-fault rent increase
Just Cause for Eviction
Illustrative experience
The ceiling in my bathroom was falling in for six months. I called 311 three times. Nobody came. I didn't know there was supposed to be a bureau specifically for my situation. I assumed I had no power.
South Side renter — habitability complaint, no resolution
Bureau of Rental Housing Services
Illustrative experience
When I got the eviction notice, I thought I was going to lose my apartment for sure. The lawyer from the Eviction Counsel Program showed up to court with me. For the first time, I didn't feel alone. We won.
North Side renter — represented through the pilot program
Eviction Counsel Program
DRAFT — CONFIDENTIAL / PREDECISIONAL · FOR INTERNAL DELIBERATION ONLY — DO NOT DISTRIBUTE