1. Data Schema

Col Type
status character
duration integer
credit_history character
purpose character
amount integer
savings character
employment character
installment_rate integer
personal_status character
debtors character
residence integer
property character
age integer
other_plans character
housing character
credits_num integer
job character
maintenance_people integer
telephone character
foreign_worker character
target factor

2. Visual Analysis

Target Distribution

Target Distribution ### Correlation Heatmap Correlation Matrix ## 3. Model Results ### Top Coefficients

term estimate std.error statistic p.value
(Intercept) -0.6399476 1.1782719 -0.5431238 0.5870445
statusA12 -0.3460700 0.2465740 -1.4035138 0.1604637
statusA13 -0.8748988 0.4214743 -2.0758058 0.0379119
statusA14 -1.6948629 0.2585909 -6.5542255 0.0000000
duration 0.0245677 0.0101453 2.4215817 0.0154531
credit_historyA31 0.5023087 0.6059064 0.8290202 0.4070930
credit_historyA32 -0.0944387 0.4736401 -0.1993891 0.8419584
credit_historyA33 -0.7673986 0.5122319 -1.4981467 0.1340951
credit_historyA34 -1.1602082 0.4835821 -2.3991957 0.0164311
purposeA41 -1.5904418 0.4065621 -3.9119289 0.0000916