Dokumen ini memaparkan analisis Partial Least Squares – Structural Equation Modeling (PLS-SEM) untuk menginvestigasi faktor-faktor yang memengaruhi intensi penggunaan e-wallet.
Penamaan konstruk dalam penelitian ini tidak bersifat arbitrer, melainkan didasarkan pada teori yang mapan dan kesesuaian isi indikator (content validity) dengan konsep teoritis yang bersangkutan:
| Singkatan | Konstruk | Landasan Teori |
|---|---|---|
| PEOU | Perceived Ease of Use | Technology Acceptance Model (TAM; Davis, 1989), mengukur persepsi kemudahan penggunaan teknologi, tercermin pada item seperti “The menu in E-Wallets is easy to operate” |
| PU | Perceived Usefulness | TAM, mengukur persepsi manfaat dan peningkatan efisiensi, tercermin pada item seperti “Using E-Wallets helps me pay more quickly” |
| LC | Lifestyle Compatibility | Teori Difusi Inovasi (Rogers, 2003), mengukur kesesuaian teknologi dengan gaya hidup dan kebiasaan pengguna |
| TRUST | Trust | Literatur adopsi pembayaran digital, mengukur kepercayaan terhadap keamanan dan kerahasiaan transaksi, tercermin pada item seperti “My information is confidential” |
| SI | Social Influence | TAM2 & UTAUT (Venkatesh et al., 2003), mengukur pengaruh lingkungan sosial, tercermin pada item seperti “My friends recommend using E-Wallets” |
| CI | Continuance Intention | Model pasca-adopsi teknologi, mengukur niat penggunaan berkelanjutan, tercermin pada item seperti “I intend to continue using E-Wallets in the future” |
## # A tibble: 6 × 33
## University Domicile What are the types o…¹ The transactions usi…²
## <chr> <chr> <chr> <dbl>
## 1 Universitas Muhammadiy… Sragen ShopeePay 5
## 2 Universitas Muhammadiy… Surakar… GO-PAY 4
## 3 Universitas Muhammadiy… Karanga… ShopeePay 5
## 4 Universitas Muhammadiy… Pati ShopeePay 5
## 5 Universitas Muhammadiy… Karanga… GO-PAY 5
## 6 Universitas Muhammadiy… Surakar… ShopeePay 5
## # ℹ abbreviated names: ¹`What are the types of E-Wallets commonly used?`,
## # ²`The transactions using E-Wallets are easier to conduct.`
## # ℹ 29 more variables:
## # `It's easy for me to become skilled in using E-Wallets.` <dbl>,
## # `The menu in E-Wallets is easy to operate.` <dbl>,
## # `Payments using E-Wallets are just a scan away.` <dbl>,
## # `Using e-wallet helps me to conduct daily transactions.` <dbl>, …## tibble [200 × 33] (S3: tbl_df/tbl/data.frame)
## $ University : chr [1:200] "Universitas Muhammadiyah Surakarta" "Universitas Muhammadiyah Surakarta" "Universitas Muhammadiyah Surakarta" "Universitas Muhammadiyah Surakarta" ...
## $ Domicile : chr [1:200] "Sragen" "Surakarta" "Karanganyar" "Pati" ...
## $ What are the types of E-Wallets commonly used? : chr [1:200] "ShopeePay" "GO-PAY" "ShopeePay" "ShopeePay" ...
## $ The transactions using E-Wallets are easier to conduct. : num [1:200] 5 4 5 5 5 5 5 4 5 5 ...
## $ It's easy for me to become skilled in using E-Wallets. : num [1:200] 4 4 4 4 5 5 5 4 5 4 ...
## $ The menu in E-Wallets is easy to operate. : num [1:200] 4 4 5 4 5 5 4 4 5 4 ...
## $ Payments using E-Wallets are just a scan away. : num [1:200] 3 4 4 4 5 5 3 2 5 4 ...
## $ Using e-wallet helps me to conduct daily transactions. : num [1:200] 4 4 4 4 5 4 5 4 5 4 ...
## $ With E-Wallets, I don't need to bother carrying cash. : num [1:200] 5 4 3 3 5 4 4 5 5 3 ...
## $ Using E-Wallets will enhance my efficiency. : num [1:200] 5 3 4 4 5 4 4 4 5 4 ...
## $ Using E-Wallets will help me pay more quickly. : num [1:200] 4 3 4 4 5 4 5 4 5 5 ...
## $ Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products.: num [1:200] 3 3 3 4 5 5 3 3 5 5 ...
## $ Using E-Wallet services is compatible with all aspects of my lifestyle. : num [1:200] 4 3 4 4 4 4 2 3 4 4 ...
## $ Using E-Wallet services suits my lifestyle. : num [1:200] 4 3 3 3 4 5 2 1 4 3 ...
## $ Using E-Wallet services aligns perfectly with my purchasing of products and services. : num [1:200] 3 3 3 4 4 5 2 3 5 4 ...
## $ Using E-Wallets fits perfectly with my current situation. : num [1:200] 4 3 3 3 4 5 3 2 3 3 ...
## $ Transactions conducted through E-Wallet channels are secure and private. : num [1:200] 5 4 4 4 4 5 4 2 4 4 ...
## $ Thus far, I have never experienced data theft or hacking related to E-Wallets. : num [1:200] 5 4 4 5 4 5 4 4 5 4 ...
## $ My personal information on E-Wallets will be kept confidential. : num [1:200] 5 4 4 4 4 4 4 3 4 5 ...
## $ I trust that E-Wallets maintain the security of my financial information. : num [1:200] 5 3 4 4 4 4 4 3 4 5 ...
## $ I believe and am confident that transactions with E-Wallets are reliable. : num [1:200] 4 4 4 4 4 5 5 3 4 3 ...
## $ I believe the services provided by E-Wallets can make my life easier. : num [1:200] 3 3 3 4 4 4 4 2 4 3 ...
## $ I'm confident that if there's an issue, the E-Wallet service provider will assist me. : num [1:200] 3 3 4 4 4 5 3 3 4 4 ...
## $ I believe that E-Wallet service providers comply with consumer protection laws. : num [1:200] 4 3 3 4 4 4 4 3 4 5 ...
## $ I would recommend E-Wallets to the community. : num [1:200] 5 3 3 3 4 5 4 3 1 3 ...
## $ E-Wallets are widely used by people in my community. : num [1:200] 5 3 4 4 5 4 5 3 1 3 ...
## $ Almost all of my friends use E-Wallets. : num [1:200] 5 3 4 4 5 5 5 3 3 3 ...
## $ My family members use E-Wallets. : num [1:200] 4 3 3 3 3 4 2 2 1 3 ...
## $ My friends/social circle often recommend using E-Wallets. : num [1:200] 3 3 3 3 4 5 4 3 3 3 ...
## $ I intend to continue using E-Wallets in the future. : num [1:200] 5 3 3 4 4 4 4 3 4 3 ...
## $ Because it's safer and available everywhere, I will use E-Wallets in my daily life. : num [1:200] 4 3 3 3 4 4 4 3 4 4 ...
## $ Considering the advancements of the times, I will continue to use E-Wallets. : num [1:200] 5 4 3 3 4 5 4 3 4 3 ...
## $ In my opinion, E-Wallets are part of everyday transactions. : num [1:200] 5 3 4 4 4 5 3 3 4 4 ...## Total missing values: 0## Missing values per kolom:## University
## 0
## Domicile
## 0
## What are the types of E-Wallets commonly used?
## 0
## The transactions using E-Wallets are easier to conduct.
## 0
## It's easy for me to become skilled in using E-Wallets.
## 0
## The menu in E-Wallets is easy to operate.
## 0
## Payments using E-Wallets are just a scan away.
## 0
## Using e-wallet helps me to conduct daily transactions.
## 0
## With E-Wallets, I don't need to bother carrying cash.
## 0
## Using E-Wallets will enhance my efficiency.
## 0
## Using E-Wallets will help me pay more quickly.
## 0
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products.
## 0
## Using E-Wallet services is compatible with all aspects of my lifestyle.
## 0
## Using E-Wallet services suits my lifestyle.
## 0
## Using E-Wallet services aligns perfectly with my purchasing of products and services.
## 0
## Using E-Wallets fits perfectly with my current situation.
## 0
## Transactions conducted through E-Wallet channels are secure and private.
## 0
## Thus far, I have never experienced data theft or hacking related to E-Wallets.
## 0
## My personal information on E-Wallets will be kept confidential.
## 0
## I trust that E-Wallets maintain the security of my financial information.
## 0
## I believe and am confident that transactions with E-Wallets are reliable.
## 0
## I believe the services provided by E-Wallets can make my life easier.
## 0
## I'm confident that if there's an issue, the E-Wallet service provider will assist me.
## 0
## I believe that E-Wallet service providers comply with consumer protection laws.
## 0
## I would recommend E-Wallets to the community.
## 0
## E-Wallets are widely used by people in my community.
## 0
## Almost all of my friends use E-Wallets.
## 0
## My family members use E-Wallets.
## 0
## My friends/social circle often recommend using E-Wallets.
## 0
## I intend to continue using E-Wallets in the future.
## 0
## Because it's safer and available everywhere, I will use E-Wallets in my daily life.
## 0
## Considering the advancements of the times, I will continue to use E-Wallets.
## 0
## In my opinion, E-Wallets are part of everyday transactions.
## 0## vars
## University* 1
## Domicile* 2
## What are the types of E-Wallets commonly used?* 3
## The transactions using E-Wallets are easier to conduct. 4
## It's easy for me to become skilled in using E-Wallets. 5
## The menu in E-Wallets is easy to operate. 6
## Payments using E-Wallets are just a scan away. 7
## Using e-wallet helps me to conduct daily transactions. 8
## With E-Wallets, I don't need to bother carrying cash. 9
## Using E-Wallets will enhance my efficiency. 10
## Using E-Wallets will help me pay more quickly. 11
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products. 12
## Using E-Wallet services is compatible with all aspects of my lifestyle. 13
## Using E-Wallet services suits my lifestyle. 14
## Using E-Wallet services aligns perfectly with my purchasing of products and services. 15
## Using E-Wallets fits perfectly with my current situation. 16
## Transactions conducted through E-Wallet channels are secure and private. 17
## Thus far, I have never experienced data theft or hacking related to E-Wallets. 18
## My personal information on E-Wallets will be kept confidential. 19
## I trust that E-Wallets maintain the security of my financial information. 20
## I believe and am confident that transactions with E-Wallets are reliable. 21
## I believe the services provided by E-Wallets can make my life easier. 22
## I'm confident that if there's an issue, the E-Wallet service provider will assist me. 23
## I believe that E-Wallet service providers comply with consumer protection laws. 24
## I would recommend E-Wallets to the community. 25
## E-Wallets are widely used by people in my community. 26
## Almost all of my friends use E-Wallets. 27
## My family members use E-Wallets. 28
## My friends/social circle often recommend using E-Wallets. 29
## I intend to continue using E-Wallets in the future. 30
## Because it's safer and available everywhere, I will use E-Wallets in my daily life. 31
## Considering the advancements of the times, I will continue to use E-Wallets. 32
## In my opinion, E-Wallets are part of everyday transactions. 33
## n
## University* 200
## Domicile* 200
## What are the types of E-Wallets commonly used?* 200
## The transactions using E-Wallets are easier to conduct. 200
## It's easy for me to become skilled in using E-Wallets. 200
## The menu in E-Wallets is easy to operate. 200
## Payments using E-Wallets are just a scan away. 200
## Using e-wallet helps me to conduct daily transactions. 200
## With E-Wallets, I don't need to bother carrying cash. 200
## Using E-Wallets will enhance my efficiency. 200
## Using E-Wallets will help me pay more quickly. 200
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products. 200
## Using E-Wallet services is compatible with all aspects of my lifestyle. 200
## Using E-Wallet services suits my lifestyle. 200
## Using E-Wallet services aligns perfectly with my purchasing of products and services. 200
## Using E-Wallets fits perfectly with my current situation. 200
## Transactions conducted through E-Wallet channels are secure and private. 200
## Thus far, I have never experienced data theft or hacking related to E-Wallets. 200
## My personal information on E-Wallets will be kept confidential. 200
## I trust that E-Wallets maintain the security of my financial information. 200
## I believe and am confident that transactions with E-Wallets are reliable. 200
## I believe the services provided by E-Wallets can make my life easier. 200
## I'm confident that if there's an issue, the E-Wallet service provider will assist me. 200
## I believe that E-Wallet service providers comply with consumer protection laws. 200
## I would recommend E-Wallets to the community. 200
## E-Wallets are widely used by people in my community. 200
## Almost all of my friends use E-Wallets. 200
## My family members use E-Wallets. 200
## My friends/social circle often recommend using E-Wallets. 200
## I intend to continue using E-Wallets in the future. 200
## Because it's safer and available everywhere, I will use E-Wallets in my daily life. 200
## Considering the advancements of the times, I will continue to use E-Wallets. 200
## In my opinion, E-Wallets are part of everyday transactions. 200
## mean
## University* 9.65
## Domicile* 14.01
## What are the types of E-Wallets commonly used?* 4.24
## The transactions using E-Wallets are easier to conduct. 4.36
## It's easy for me to become skilled in using E-Wallets. 4.24
## The menu in E-Wallets is easy to operate. 4.23
## Payments using E-Wallets are just a scan away. 4.27
## Using e-wallet helps me to conduct daily transactions. 4.22
## With E-Wallets, I don't need to bother carrying cash. 4.30
## Using E-Wallets will enhance my efficiency. 4.26
## Using E-Wallets will help me pay more quickly. 4.22
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products. 3.90
## Using E-Wallet services is compatible with all aspects of my lifestyle. 3.92
## Using E-Wallet services suits my lifestyle. 3.81
## Using E-Wallet services aligns perfectly with my purchasing of products and services. 3.98
## Using E-Wallets fits perfectly with my current situation. 3.95
## Transactions conducted through E-Wallet channels are secure and private. 4.06
## Thus far, I have never experienced data theft or hacking related to E-Wallets. 4.21
## My personal information on E-Wallets will be kept confidential. 4.12
## I trust that E-Wallets maintain the security of my financial information. 4.11
## I believe and am confident that transactions with E-Wallets are reliable. 4.11
## I believe the services provided by E-Wallets can make my life easier. 4.12
## I'm confident that if there's an issue, the E-Wallet service provider will assist me. 4.08
## I believe that E-Wallet service providers comply with consumer protection laws. 4.09
## I would recommend E-Wallets to the community. 3.99
## E-Wallets are widely used by people in my community. 3.98
## Almost all of my friends use E-Wallets. 4.05
## My family members use E-Wallets. 3.50
## My friends/social circle often recommend using E-Wallets. 3.88
## I intend to continue using E-Wallets in the future. 4.12
## Because it's safer and available everywhere, I will use E-Wallets in my daily life. 3.96
## Considering the advancements of the times, I will continue to use E-Wallets. 4.12
## In my opinion, E-Wallets are part of everyday transactions. 4.07
## sd
## University* 4.19
## Domicile* 5.45
## What are the types of E-Wallets commonly used?* 1.96
## The transactions using E-Wallets are easier to conduct. 0.72
## It's easy for me to become skilled in using E-Wallets. 0.76
## The menu in E-Wallets is easy to operate. 0.71
## Payments using E-Wallets are just a scan away. 0.73
## Using e-wallet helps me to conduct daily transactions. 0.78
## With E-Wallets, I don't need to bother carrying cash. 0.84
## Using E-Wallets will enhance my efficiency. 0.77
## Using E-Wallets will help me pay more quickly. 0.77
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products. 0.88
## Using E-Wallet services is compatible with all aspects of my lifestyle. 0.88
## Using E-Wallet services suits my lifestyle. 1.01
## Using E-Wallet services aligns perfectly with my purchasing of products and services. 0.89
## Using E-Wallets fits perfectly with my current situation. 0.90
## Transactions conducted through E-Wallet channels are secure and private. 0.77
## Thus far, I have never experienced data theft or hacking related to E-Wallets. 0.89
## My personal information on E-Wallets will be kept confidential. 0.76
## I trust that E-Wallets maintain the security of my financial information. 0.75
## I believe and am confident that transactions with E-Wallets are reliable. 0.76
## I believe the services provided by E-Wallets can make my life easier. 0.82
## I'm confident that if there's an issue, the E-Wallet service provider will assist me. 0.79
## I believe that E-Wallet service providers comply with consumer protection laws. 0.80
## I would recommend E-Wallets to the community. 0.87
## E-Wallets are widely used by people in my community. 0.92
## Almost all of my friends use E-Wallets. 0.91
## My family members use E-Wallets. 1.16
## My friends/social circle often recommend using E-Wallets. 0.92
## I intend to continue using E-Wallets in the future. 0.84
## Because it's safer and available everywhere, I will use E-Wallets in my daily life. 0.86
## Considering the advancements of the times, I will continue to use E-Wallets. 0.81
## In my opinion, E-Wallets are part of everyday transactions. 0.88
## median
## University* 12.0
## Domicile* 17.0
## What are the types of E-Wallets commonly used?* 5.0
## The transactions using E-Wallets are easier to conduct. 4.0
## It's easy for me to become skilled in using E-Wallets. 4.0
## The menu in E-Wallets is easy to operate. 4.0
## Payments using E-Wallets are just a scan away. 4.0
## Using e-wallet helps me to conduct daily transactions. 4.0
## With E-Wallets, I don't need to bother carrying cash. 4.5
## Using E-Wallets will enhance my efficiency. 4.0
## Using E-Wallets will help me pay more quickly. 4.0
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products. 4.0
## Using E-Wallet services is compatible with all aspects of my lifestyle. 4.0
## Using E-Wallet services suits my lifestyle. 4.0
## Using E-Wallet services aligns perfectly with my purchasing of products and services. 4.0
## Using E-Wallets fits perfectly with my current situation. 4.0
## Transactions conducted through E-Wallet channels are secure and private. 4.0
## Thus far, I have never experienced data theft or hacking related to E-Wallets. 4.0
## My personal information on E-Wallets will be kept confidential. 4.0
## I trust that E-Wallets maintain the security of my financial information. 4.0
## I believe and am confident that transactions with E-Wallets are reliable. 4.0
## I believe the services provided by E-Wallets can make my life easier. 4.0
## I'm confident that if there's an issue, the E-Wallet service provider will assist me. 4.0
## I believe that E-Wallet service providers comply with consumer protection laws. 4.0
## I would recommend E-Wallets to the community. 4.0
## E-Wallets are widely used by people in my community. 4.0
## Almost all of my friends use E-Wallets. 4.0
## My family members use E-Wallets. 3.5
## My friends/social circle often recommend using E-Wallets. 4.0
## I intend to continue using E-Wallets in the future. 4.0
## Because it's safer and available everywhere, I will use E-Wallets in my daily life. 4.0
## Considering the advancements of the times, I will continue to use E-Wallets. 4.0
## In my opinion, E-Wallets are part of everyday transactions. 4.0
## trimmed
## University* 9.95
## Domicile* 14.82
## What are the types of E-Wallets commonly used?* 4.36
## The transactions using E-Wallets are easier to conduct. 4.48
## It's easy for me to become skilled in using E-Wallets. 4.32
## The menu in E-Wallets is easy to operate. 4.31
## Payments using E-Wallets are just a scan away. 4.36
## Using e-wallet helps me to conduct daily transactions. 4.29
## With E-Wallets, I don't need to bother carrying cash. 4.42
## Using E-Wallets will enhance my efficiency. 4.34
## Using E-Wallets will help me pay more quickly. 4.29
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products. 3.93
## Using E-Wallet services is compatible with all aspects of my lifestyle. 3.98
## Using E-Wallet services suits my lifestyle. 3.88
## Using E-Wallet services aligns perfectly with my purchasing of products and services. 4.03
## Using E-Wallets fits perfectly with my current situation. 4.00
## Transactions conducted through E-Wallet channels are secure and private. 4.10
## Thus far, I have never experienced data theft or hacking related to E-Wallets. 4.34
## My personal information on E-Wallets will be kept confidential. 4.16
## I trust that E-Wallets maintain the security of my financial information. 4.15
## I believe and am confident that transactions with E-Wallets are reliable. 4.16
## I believe the services provided by E-Wallets can make my life easier. 4.18
## I'm confident that if there's an issue, the E-Wallet service provider will assist me. 4.11
## I believe that E-Wallet service providers comply with consumer protection laws. 4.15
## I would recommend E-Wallets to the community. 4.03
## E-Wallets are widely used by people in my community. 4.07
## Almost all of my friends use E-Wallets. 4.13
## My family members use E-Wallets. 3.57
## My friends/social circle often recommend using E-Wallets. 3.94
## I intend to continue using E-Wallets in the future. 4.18
## Because it's safer and available everywhere, I will use E-Wallets in my daily life. 3.99
## Considering the advancements of the times, I will continue to use E-Wallets. 4.18
## In my opinion, E-Wallets are part of everyday transactions. 4.14
## mad
## University* 1.48
## Domicile* 2.97
## What are the types of E-Wallets commonly used?* 1.48
## The transactions using E-Wallets are easier to conduct. 1.48
## It's easy for me to become skilled in using E-Wallets. 1.48
## The menu in E-Wallets is easy to operate. 1.48
## Payments using E-Wallets are just a scan away. 1.48
## Using e-wallet helps me to conduct daily transactions. 1.48
## With E-Wallets, I don't need to bother carrying cash. 0.74
## Using E-Wallets will enhance my efficiency. 1.48
## Using E-Wallets will help me pay more quickly. 1.48
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products. 1.48
## Using E-Wallet services is compatible with all aspects of my lifestyle. 1.48
## Using E-Wallet services suits my lifestyle. 1.48
## Using E-Wallet services aligns perfectly with my purchasing of products and services. 1.48
## Using E-Wallets fits perfectly with my current situation. 1.48
## Transactions conducted through E-Wallet channels are secure and private. 1.48
## Thus far, I have never experienced data theft or hacking related to E-Wallets. 1.48
## My personal information on E-Wallets will be kept confidential. 1.48
## I trust that E-Wallets maintain the security of my financial information. 1.48
## I believe and am confident that transactions with E-Wallets are reliable. 1.48
## I believe the services provided by E-Wallets can make my life easier. 1.48
## I'm confident that if there's an issue, the E-Wallet service provider will assist me. 1.48
## I believe that E-Wallet service providers comply with consumer protection laws. 1.48
## I would recommend E-Wallets to the community. 1.48
## E-Wallets are widely used by people in my community. 1.48
## Almost all of my friends use E-Wallets. 1.48
## My family members use E-Wallets. 0.74
## My friends/social circle often recommend using E-Wallets. 1.48
## I intend to continue using E-Wallets in the future. 1.48
## Because it's safer and available everywhere, I will use E-Wallets in my daily life. 1.48
## Considering the advancements of the times, I will continue to use E-Wallets. 1.48
## In my opinion, E-Wallets are part of everyday transactions. 1.48
## min
## University* 1
## Domicile* 1
## What are the types of E-Wallets commonly used?* 1
## The transactions using E-Wallets are easier to conduct. 1
## It's easy for me to become skilled in using E-Wallets. 1
## The menu in E-Wallets is easy to operate. 2
## Payments using E-Wallets are just a scan away. 2
## Using e-wallet helps me to conduct daily transactions. 2
## With E-Wallets, I don't need to bother carrying cash. 1
## Using E-Wallets will enhance my efficiency. 2
## Using E-Wallets will help me pay more quickly. 2
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products. 2
## Using E-Wallet services is compatible with all aspects of my lifestyle. 2
## Using E-Wallet services suits my lifestyle. 1
## Using E-Wallet services aligns perfectly with my purchasing of products and services. 2
## Using E-Wallets fits perfectly with my current situation. 1
## Transactions conducted through E-Wallet channels are secure and private. 2
## Thus far, I have never experienced data theft or hacking related to E-Wallets. 1
## My personal information on E-Wallets will be kept confidential. 2
## I trust that E-Wallets maintain the security of my financial information. 2
## I believe and am confident that transactions with E-Wallets are reliable. 2
## I believe the services provided by E-Wallets can make my life easier. 2
## I'm confident that if there's an issue, the E-Wallet service provider will assist me. 2
## I believe that E-Wallet service providers comply with consumer protection laws. 2
## I would recommend E-Wallets to the community. 1
## E-Wallets are widely used by people in my community. 1
## Almost all of my friends use E-Wallets. 2
## My family members use E-Wallets. 1
## My friends/social circle often recommend using E-Wallets. 1
## I intend to continue using E-Wallets in the future. 2
## Because it's safer and available everywhere, I will use E-Wallets in my daily life. 1
## Considering the advancements of the times, I will continue to use E-Wallets. 2
## In my opinion, E-Wallets are part of everyday transactions. 1
## max
## University* 17
## Domicile* 21
## What are the types of E-Wallets commonly used?* 7
## The transactions using E-Wallets are easier to conduct. 5
## It's easy for me to become skilled in using E-Wallets. 5
## The menu in E-Wallets is easy to operate. 5
## Payments using E-Wallets are just a scan away. 5
## Using e-wallet helps me to conduct daily transactions. 5
## With E-Wallets, I don't need to bother carrying cash. 5
## Using E-Wallets will enhance my efficiency. 5
## Using E-Wallets will help me pay more quickly. 5
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products. 5
## Using E-Wallet services is compatible with all aspects of my lifestyle. 5
## Using E-Wallet services suits my lifestyle. 5
## Using E-Wallet services aligns perfectly with my purchasing of products and services. 5
## Using E-Wallets fits perfectly with my current situation. 5
## Transactions conducted through E-Wallet channels are secure and private. 5
## Thus far, I have never experienced data theft or hacking related to E-Wallets. 5
## My personal information on E-Wallets will be kept confidential. 5
## I trust that E-Wallets maintain the security of my financial information. 5
## I believe and am confident that transactions with E-Wallets are reliable. 5
## I believe the services provided by E-Wallets can make my life easier. 5
## I'm confident that if there's an issue, the E-Wallet service provider will assist me. 5
## I believe that E-Wallet service providers comply with consumer protection laws. 5
## I would recommend E-Wallets to the community. 5
## E-Wallets are widely used by people in my community. 5
## Almost all of my friends use E-Wallets. 5
## My family members use E-Wallets. 5
## My friends/social circle often recommend using E-Wallets. 5
## I intend to continue using E-Wallets in the future. 5
## Because it's safer and available everywhere, I will use E-Wallets in my daily life. 5
## Considering the advancements of the times, I will continue to use E-Wallets. 5
## In my opinion, E-Wallets are part of everyday transactions. 5
## range
## University* 16
## Domicile* 20
## What are the types of E-Wallets commonly used?* 6
## The transactions using E-Wallets are easier to conduct. 4
## It's easy for me to become skilled in using E-Wallets. 4
## The menu in E-Wallets is easy to operate. 3
## Payments using E-Wallets are just a scan away. 3
## Using e-wallet helps me to conduct daily transactions. 3
## With E-Wallets, I don't need to bother carrying cash. 4
## Using E-Wallets will enhance my efficiency. 3
## Using E-Wallets will help me pay more quickly. 3
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products. 3
## Using E-Wallet services is compatible with all aspects of my lifestyle. 3
## Using E-Wallet services suits my lifestyle. 4
## Using E-Wallet services aligns perfectly with my purchasing of products and services. 3
## Using E-Wallets fits perfectly with my current situation. 4
## Transactions conducted through E-Wallet channels are secure and private. 3
## Thus far, I have never experienced data theft or hacking related to E-Wallets. 4
## My personal information on E-Wallets will be kept confidential. 3
## I trust that E-Wallets maintain the security of my financial information. 3
## I believe and am confident that transactions with E-Wallets are reliable. 3
## I believe the services provided by E-Wallets can make my life easier. 3
## I'm confident that if there's an issue, the E-Wallet service provider will assist me. 3
## I believe that E-Wallet service providers comply with consumer protection laws. 3
## I would recommend E-Wallets to the community. 4
## E-Wallets are widely used by people in my community. 4
## Almost all of my friends use E-Wallets. 3
## My family members use E-Wallets. 4
## My friends/social circle often recommend using E-Wallets. 4
## I intend to continue using E-Wallets in the future. 3
## Because it's safer and available everywhere, I will use E-Wallets in my daily life. 4
## Considering the advancements of the times, I will continue to use E-Wallets. 3
## In my opinion, E-Wallets are part of everyday transactions. 4
## skew
## University* -0.79
## Domicile* -1.06
## What are the types of E-Wallets commonly used?* -0.45
## The transactions using E-Wallets are easier to conduct. -1.15
## It's easy for me to become skilled in using E-Wallets. -0.84
## The menu in E-Wallets is easy to operate. -0.61
## Payments using E-Wallets are just a scan away. -0.69
## Using e-wallet helps me to conduct daily transactions. -0.64
## With E-Wallets, I don't need to bother carrying cash. -1.11
## Using E-Wallets will enhance my efficiency. -0.67
## Using E-Wallets will help me pay more quickly. -0.54
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products. -0.23
## Using E-Wallet services is compatible with all aspects of my lifestyle. -0.34
## Using E-Wallet services suits my lifestyle. -0.42
## Using E-Wallet services aligns perfectly with my purchasing of products and services. -0.31
## Using E-Wallets fits perfectly with my current situation. -0.40
## Transactions conducted through E-Wallet channels are secure and private. -0.36
## Thus far, I have never experienced data theft or hacking related to E-Wallets. -1.23
## My personal information on E-Wallets will be kept confidential. -0.40
## I trust that E-Wallets maintain the security of my financial information. -0.38
## I believe and am confident that transactions with E-Wallets are reliable. -0.46
## I believe the services provided by E-Wallets can make my life easier. -0.49
## I'm confident that if there's an issue, the E-Wallet service provider will assist me. -0.32
## I believe that E-Wallet service providers comply with consumer protection laws. -0.52
## I would recommend E-Wallets to the community. -0.35
## E-Wallets are widely used by people in my community. -0.58
## Almost all of my friends use E-Wallets. -0.54
## My family members use E-Wallets. -0.32
## My friends/social circle often recommend using E-Wallets. -0.39
## I intend to continue using E-Wallets in the future. -0.48
## Because it's safer and available everywhere, I will use E-Wallets in my daily life. -0.36
## Considering the advancements of the times, I will continue to use E-Wallets. -0.45
## In my opinion, E-Wallets are part of everyday transactions. -0.65
## kurtosis
## University* -0.66
## Domicile* -0.14
## What are the types of E-Wallets commonly used?* -1.30
## The transactions using E-Wallets are easier to conduct. 1.86
## It's easy for me to become skilled in using E-Wallets. 0.81
## The menu in E-Wallets is easy to operate. 0.01
## Payments using E-Wallets are just a scan away. -0.09
## Using e-wallet helps me to conduct daily transactions. -0.36
## With E-Wallets, I don't need to bother carrying cash. 0.86
## Using E-Wallets will enhance my efficiency. -0.41
## Using E-Wallets will help me pay more quickly. -0.70
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products. -0.91
## Using E-Wallet services is compatible with all aspects of my lifestyle. -0.76
## Using E-Wallet services suits my lifestyle. -0.47
## Using E-Wallet services aligns perfectly with my purchasing of products and services. -0.99
## Using E-Wallets fits perfectly with my current situation. -0.56
## Transactions conducted through E-Wallet channels are secure and private. -0.59
## Thus far, I have never experienced data theft or hacking related to E-Wallets. 1.56
## My personal information on E-Wallets will be kept confidential. -0.58
## I trust that E-Wallets maintain the security of my financial information. -0.55
## I believe and am confident that transactions with E-Wallets are reliable. -0.40
## I believe the services provided by E-Wallets can make my life easier. -0.69
## I'm confident that if there's an issue, the E-Wallet service provider will assist me. -0.86
## I believe that E-Wallet service providers comply with consumer protection laws. -0.36
## I would recommend E-Wallets to the community. -0.64
## E-Wallets are widely used by people in my community. -0.37
## Almost all of my friends use E-Wallets. -0.71
## My family members use E-Wallets. -0.74
## My friends/social circle often recommend using E-Wallets. -0.57
## I intend to continue using E-Wallets in the future. -0.78
## Because it's safer and available everywhere, I will use E-Wallets in my daily life. -0.49
## Considering the advancements of the times, I will continue to use E-Wallets. -0.78
## In my opinion, E-Wallets are part of everyday transactions. -0.15
## se
## University* 0.30
## Domicile* 0.39
## What are the types of E-Wallets commonly used?* 0.14
## The transactions using E-Wallets are easier to conduct. 0.05
## It's easy for me to become skilled in using E-Wallets. 0.05
## The menu in E-Wallets is easy to operate. 0.05
## Payments using E-Wallets are just a scan away. 0.05
## Using e-wallet helps me to conduct daily transactions. 0.06
## With E-Wallets, I don't need to bother carrying cash. 0.06
## Using E-Wallets will enhance my efficiency. 0.05
## Using E-Wallets will help me pay more quickly. 0.05
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products. 0.06
## Using E-Wallet services is compatible with all aspects of my lifestyle. 0.06
## Using E-Wallet services suits my lifestyle. 0.07
## Using E-Wallet services aligns perfectly with my purchasing of products and services. 0.06
## Using E-Wallets fits perfectly with my current situation. 0.06
## Transactions conducted through E-Wallet channels are secure and private. 0.05
## Thus far, I have never experienced data theft or hacking related to E-Wallets. 0.06
## My personal information on E-Wallets will be kept confidential. 0.05
## I trust that E-Wallets maintain the security of my financial information. 0.05
## I believe and am confident that transactions with E-Wallets are reliable. 0.05
## I believe the services provided by E-Wallets can make my life easier. 0.06
## I'm confident that if there's an issue, the E-Wallet service provider will assist me. 0.06
## I believe that E-Wallet service providers comply with consumer protection laws. 0.06
## I would recommend E-Wallets to the community. 0.06
## E-Wallets are widely used by people in my community. 0.07
## Almost all of my friends use E-Wallets. 0.06
## My family members use E-Wallets. 0.08
## My friends/social circle often recommend using E-Wallets. 0.06
## I intend to continue using E-Wallets in the future. 0.06
## Because it's safer and available everywhere, I will use E-Wallets in my daily life. 0.06
## Considering the advancements of the times, I will continue to use E-Wallets. 0.06
## In my opinion, E-Wallets are part of everyday transactions. 0.06Nilai KMO ≥ 0,70 menunjukkan kecukupan data untuk analisis faktor.
## Kaiser-Meyer-Olkin factor adequacy
## Call: KMO(r = cor(data_skala))
## Overall MSA = 0.95
## MSA for each item =
## The transactions using E-Wallets are easier to conduct.
## 0.91
## It's easy for me to become skilled in using E-Wallets.
## 0.89
## The menu in E-Wallets is easy to operate.
## 0.92
## Payments using E-Wallets are just a scan away.
## 0.92
## Using e-wallet helps me to conduct daily transactions.
## 0.94
## With E-Wallets, I don't need to bother carrying cash.
## 0.94
## Using E-Wallets will enhance my efficiency.
## 0.95
## Using E-Wallets will help me pay more quickly.
## 0.94
## Transactions using E-Wallets can be accepted by merchants/shops where I want to purchase their products.
## 0.95
## Using E-Wallet services is compatible with all aspects of my lifestyle.
## 0.93
## Using E-Wallet services suits my lifestyle.
## 0.94
## Using E-Wallet services aligns perfectly with my purchasing of products and services.
## 0.95
## Using E-Wallets fits perfectly with my current situation.
## 0.95
## Transactions conducted through E-Wallet channels are secure and private.
## 0.95
## Thus far, I have never experienced data theft or hacking related to E-Wallets.
## 0.92
## My personal information on E-Wallets will be kept confidential.
## 0.94
## I trust that E-Wallets maintain the security of my financial information.
## 0.95
## I believe and am confident that transactions with E-Wallets are reliable.
## 0.97
## I believe the services provided by E-Wallets can make my life easier.
## 0.96
## I'm confident that if there's an issue, the E-Wallet service provider will assist me.
## 0.96
## I believe that E-Wallet service providers comply with consumer protection laws.
## 0.96
## I would recommend E-Wallets to the community.
## 0.95
## E-Wallets are widely used by people in my community.
## 0.93
## Almost all of my friends use E-Wallets.
## 0.92
## My family members use E-Wallets.
## 0.93
## My friends/social circle often recommend using E-Wallets.
## 0.96
## I intend to continue using E-Wallets in the future.
## 0.96
## Because it's safer and available everywhere, I will use E-Wallets in my daily life.
## 0.95
## Considering the advancements of the times, I will continue to use E-Wallets.
## 0.95
## In my opinion, E-Wallets are part of everyday transactions.
## 0.95Uji Bartlett yang signifikan (p < 0,05) mengindikasikan matriks korelasi berbeda dari matriks identitas, sehingga analisis faktor layak dilakukan.
## $chisq
## [1] 3696.656
##
## $p.value
## [1] 0
##
## $df
## [1] 435data_pls <- data_skala
colnames(data_pls) <- c(
# Perceived Ease of Use (4 indikator)
"PEOU1", "PEOU2", "PEOU3", "PEOU4",
# Perceived Usefulness (5 indikator)
"PU1", "PU2", "PU3", "PU4", "PU5",
# Lifestyle Compatibility (4 indikator)
"LC1", "LC2", "LC3", "LC4",
# Trust (8 indikator)
"TRUST1", "TRUST2", "TRUST3", "TRUST4",
"TRUST5", "TRUST6", "TRUST7", "TRUST8",
# Social Influence (5 indikator)
"SI1", "SI2", "SI3", "SI4", "SI5",
# Continuance Intention (4 indikator)
"CI1", "CI2", "CI3", "CI4"
)
# Verifikasi nama kolom
names(data_pls)## [1] "PEOU1" "PEOU2" "PEOU3" "PEOU4" "PU1" "PU2" "PU3" "PU4"
## [9] "PU5" "LC1" "LC2" "LC3" "LC4" "TRUST1" "TRUST2" "TRUST3"
## [17] "TRUST4" "TRUST5" "TRUST6" "TRUST7" "TRUST8" "SI1" "SI2" "SI3"
## [25] "SI4" "SI5" "CI1" "CI2" "CI3" "CI4"##
## Results from package seminr (2.5.0)
##
## Path Coefficients:
## PU CI
## R^2 0.433 0.730
## AdjR^2 0.430 0.724
## PEOU 0.658 .
## PU . 0.076
## LC . 0.366
## TRUST . 0.298
## SI . 0.225
##
## Reliability:
## alpha rhoA rhoC AVE
## PEOU 0.704 0.712 0.819 0.531
## PU 0.812 0.817 0.869 0.572
## LC 0.882 0.882 0.919 0.739
## TRUST 0.891 0.899 0.913 0.568
## SI 0.853 0.859 0.895 0.631
## CI 0.889 0.889 0.923 0.750
##
## Alpha, rhoA, and rhoC should exceed 0.7 while AVE should exceed 0.5Bootstrapping digunakan untuk menguji signifikansi jalur (path coefficients) dalam PLS-SEM karena metode ini tidak mengasumsikan distribusi normal pada data. Sebanyak 1.000 resample dijalankan untuk menghasilkan estimasi t-statistics dan p-values bagi setiap hubungan antar konstruk.
##
## Results from Bootstrap resamples: 1000
##
## Bootstrapped Structural Paths:
## Original Est. Bootstrap Mean Bootstrap SD T Stat. 2.5% CI
## PEOU -> PU 0.658 0.662 0.046 14.186 0.564
## PU -> CI 0.076 0.073 0.071 1.073 -0.065
## LC -> CI 0.366 0.358 0.082 4.453 0.193
## TRUST -> CI 0.298 0.302 0.090 3.301 0.126
## SI -> CI 0.225 0.231 0.079 2.856 0.092
## 97.5% CI Bootstrap P Val
## PEOU -> PU 0.747 0.000
## PU -> CI 0.213 0.282
## LC -> CI 0.513 0.000
## TRUST -> CI 0.484 0.000
## SI -> CI 0.386 0.000
##
## Bootstrapped Weights:
## Original Est. Bootstrap Mean Bootstrap SD T Stat. 2.5% CI
## PEOU1 -> PEOU 0.321 0.321 0.039 8.322 0.242
## PEOU2 -> PEOU 0.309 0.306 0.030 10.396 0.248
## PEOU3 -> PEOU 0.392 0.392 0.035 11.264 0.332
## PEOU4 -> PEOU 0.348 0.351 0.042 8.361 0.279
## PU1 -> PU 0.272 0.272 0.016 17.511 0.243
## PU2 -> PU 0.222 0.221 0.020 11.191 0.180
## PU3 -> PU 0.291 0.290 0.017 16.819 0.258
## PU4 -> PU 0.266 0.267 0.019 14.096 0.231
## PU5 -> PU 0.269 0.269 0.023 11.613 0.225
## LC1 -> LC 0.285 0.284 0.012 23.666 0.261
## LC2 -> LC 0.291 0.291 0.012 24.273 0.269
## LC3 -> LC 0.290 0.290 0.011 25.476 0.268
## LC4 -> LC 0.299 0.300 0.013 23.522 0.275
## TRUST1 -> TRUST 0.170 0.170 0.012 14.039 0.147
## TRUST2 -> TRUST 0.104 0.104 0.016 6.463 0.068
## TRUST3 -> TRUST 0.155 0.155 0.011 14.436 0.134
## TRUST4 -> TRUST 0.176 0.175 0.010 17.170 0.156
## TRUST5 -> TRUST 0.173 0.173 0.012 14.385 0.151
## TRUST6 -> TRUST 0.186 0.187 0.013 14.593 0.165
## TRUST7 -> TRUST 0.193 0.194 0.014 14.088 0.170
## TRUST8 -> TRUST 0.158 0.158 0.011 14.694 0.138
## SI1 -> SI 0.281 0.283 0.023 12.050 0.242
## SI2 -> SI 0.255 0.254 0.018 13.896 0.220
## SI3 -> SI 0.222 0.220 0.018 12.023 0.181
## SI4 -> SI 0.230 0.230 0.019 11.851 0.189
## SI5 -> SI 0.267 0.267 0.018 15.184 0.233
## CI1 -> CI 0.277 0.277 0.009 31.416 0.259
## CI2 -> CI 0.290 0.289 0.010 29.225 0.271
## CI3 -> CI 0.300 0.300 0.009 34.188 0.284
## CI4 -> CI 0.289 0.289 0.011 27.424 0.269
## 97.5% CI Bootstrap P Val
## PEOU1 -> PEOU 0.393 0.000
## PEOU2 -> PEOU 0.364 0.000
## PEOU3 -> PEOU 0.471 0.000
## PEOU4 -> PEOU 0.438 0.000
## PU1 -> PU 0.304 0.000
## PU2 -> PU 0.260 0.000
## PU3 -> PU 0.324 0.000
## PU4 -> PU 0.304 0.000
## PU5 -> PU 0.317 0.000
## LC1 -> LC 0.309 0.000
## LC2 -> LC 0.316 0.000
## LC3 -> LC 0.312 0.000
## LC4 -> LC 0.325 0.000
## TRUST1 -> TRUST 0.195 0.000
## TRUST2 -> TRUST 0.133 0.000
## TRUST3 -> TRUST 0.176 0.000
## TRUST4 -> TRUST 0.196 0.000
## TRUST5 -> TRUST 0.199 0.000
## TRUST6 -> TRUST 0.214 0.000
## TRUST7 -> TRUST 0.225 0.000
## TRUST8 -> TRUST 0.180 0.000
## SI1 -> SI 0.333 0.000
## SI2 -> SI 0.291 0.000
## SI3 -> SI 0.252 0.000
## SI4 -> SI 0.267 0.000
## SI5 -> SI 0.302 0.000
## CI1 -> CI 0.294 0.000
## CI2 -> CI 0.309 0.000
## CI3 -> CI 0.318 0.000
## CI4 -> CI 0.310 0.000
##
## Bootstrapped Loadings:
## Original Est. Bootstrap Mean Bootstrap SD T Stat. 2.5% CI
## PEOU1 -> PEOU 0.695 0.690 0.071 9.803 0.532
## PEOU2 -> PEOU 0.720 0.713 0.055 13.097 0.595
## PEOU3 -> PEOU 0.815 0.812 0.034 24.000 0.734
## PEOU4 -> PEOU 0.678 0.679 0.054 12.538 0.557
## PU1 -> PU 0.801 0.801 0.034 23.905 0.731
## PU2 -> PU 0.694 0.691 0.044 15.910 0.600
## PU3 -> PU 0.804 0.803 0.030 26.491 0.735
## PU4 -> PU 0.770 0.773 0.034 22.613 0.699
## PU5 -> PU 0.704 0.704 0.041 17.193 0.618
## LC1 -> LC 0.867 0.866 0.019 45.090 0.825
## LC2 -> LC 0.860 0.859 0.019 45.298 0.816
## LC3 -> LC 0.873 0.872 0.018 48.758 0.833
## LC4 -> LC 0.838 0.837 0.024 34.733 0.789
## TRUST1 -> TRUST 0.748 0.746 0.039 19.309 0.665
## TRUST2 -> TRUST 0.608 0.605 0.060 10.083 0.475
## TRUST3 -> TRUST 0.759 0.759 0.037 20.732 0.682
## TRUST4 -> TRUST 0.800 0.798 0.029 27.338 0.736
## TRUST5 -> TRUST 0.769 0.767 0.037 21.039 0.685
## TRUST6 -> TRUST 0.778 0.779 0.032 24.501 0.711
## TRUST7 -> TRUST 0.793 0.794 0.026 30.915 0.741
## TRUST8 -> TRUST 0.758 0.756 0.035 21.900 0.684
## SI1 -> SI 0.816 0.818 0.026 31.444 0.767
## SI2 -> SI 0.820 0.818 0.034 23.931 0.746
## SI3 -> SI 0.717 0.712 0.048 15.019 0.610
## SI4 -> SI 0.775 0.774 0.038 20.219 0.691
## SI5 -> SI 0.837 0.838 0.024 35.026 0.787
## CI1 -> CI 0.874 0.874 0.021 41.171 0.828
## CI2 -> CI 0.845 0.844 0.021 39.634 0.797
## CI3 -> CI 0.879 0.879 0.018 49.294 0.841
## CI4 -> CI 0.864 0.865 0.020 43.905 0.821
## 97.5% CI Bootstrap P Val
## PEOU1 -> PEOU 0.803 0.000
## PEOU2 -> PEOU 0.804 0.000
## PEOU3 -> PEOU 0.866 0.000
## PEOU4 -> PEOU 0.770 0.000
## PU1 -> PU 0.861 0.000
## PU2 -> PU 0.766 0.000
## PU3 -> PU 0.854 0.000
## PU4 -> PU 0.835 0.000
## PU5 -> PU 0.779 0.000
## LC1 -> LC 0.899 0.000
## LC2 -> LC 0.891 0.000
## LC3 -> LC 0.903 0.000
## LC4 -> LC 0.881 0.000
## TRUST1 -> TRUST 0.814 0.000
## TRUST2 -> TRUST 0.711 0.000
## TRUST3 -> TRUST 0.821 0.000
## TRUST4 -> TRUST 0.851 0.000
## TRUST5 -> TRUST 0.829 0.000
## TRUST6 -> TRUST 0.837 0.000
## TRUST7 -> TRUST 0.842 0.000
## TRUST8 -> TRUST 0.816 0.000
## SI1 -> SI 0.866 0.000
## SI2 -> SI 0.876 0.000
## SI3 -> SI 0.798 0.000
## SI4 -> SI 0.843 0.000
## SI5 -> SI 0.880 0.000
## CI1 -> CI 0.910 0.000
## CI2 -> CI 0.880 0.000
## CI3 -> CI 0.912 0.000
## CI4 -> CI 0.899 0.000
##
## Bootstrapped HTMT:
## Original Est. Bootstrap Mean Bootstrap SD 2.5% CI 97.5% CI
## PEOU -> PU 0.863 0.866 0.056 0.753 0.969
## PEOU -> LC 0.656 0.661 0.068 0.515 0.791
## PEOU -> TRUST 0.774 0.772 0.055 0.651 0.865
## PEOU -> SI 0.453 0.465 0.090 0.290 0.636
## PEOU -> CI 0.643 0.646 0.067 0.513 0.774
## PU -> LC 0.797 0.796 0.047 0.704 0.887
## PU -> TRUST 0.858 0.857 0.045 0.765 0.941
## PU -> SI 0.652 0.653 0.070 0.513 0.783
## PU -> CI 0.781 0.780 0.054 0.678 0.886
## LC -> TRUST 0.815 0.818 0.039 0.737 0.890
## LC -> SI 0.760 0.758 0.067 0.614 0.875
## LC -> CI 0.886 0.886 0.030 0.826 0.939
## TRUST -> SI 0.774 0.776 0.045 0.686 0.858
## TRUST -> CI 0.859 0.859 0.038 0.779 0.927
## SI -> CI 0.815 0.815 0.058 0.693 0.914
## Bootstrap P Val
## PEOU -> PU 0.016
## PEOU -> LC 0.000
## PEOU -> TRUST 0.000
## PEOU -> SI 0.000
## PEOU -> CI 0.000
## PU -> LC 0.000
## PU -> TRUST 0.000
## PU -> SI 0.000
## PU -> CI 0.000
## LC -> TRUST 0.000
## LC -> SI 0.000
## LC -> CI 0.000
## TRUST -> SI 0.000
## TRUST -> CI 0.000
## SI -> CI 0.000
##
## Bootstrapped Total Paths:
## Original Est. Bootstrap Mean Bootstrap SD 2.5% CI 97.5% CI
## PEOU -> PU 0.658 0.662 0.046 0.564 0.747
## PEOU -> CI 0.050 0.048 0.047 -0.043 0.141
## PU -> CI 0.076 0.073 0.071 -0.065 0.213
## LC -> CI 0.366 0.358 0.082 0.193 0.513
## TRUST -> CI 0.298 0.302 0.090 0.126 0.484
## SI -> CI 0.225 0.231 0.079 0.092 0.386Dari hasil bootstrapping didapat gambaran inferensial dari model PLS-SEM yang telah diestimasi. Jalur yang memiliki nilai t-statistic > 1,96 (atau p < 0,05) dinyatakan signifikan secara statistik, artinya konstruk prediktor terbukti memiliki pengaruh nyata terhadap konstruk kriterion. Interval kepercayaan 95% yang tidak mencakup angka nol memperkuat kesimpulan tersebut. Sebaliknya, jalur dengan t < 1,96 mengindikasikan pengaruh yang tidak signifikan dan perlu dievaluasi ulang dalam konteks teori yang digunakan.
## R version 4.5.1 (2025-06-13 ucrt)
## Platform: x86_64-w64-mingw32/x64
## Running under: Windows 11 x64 (build 26200)
##
## Matrix products: default
## LAPACK version 3.12.1
##
## locale:
## [1] LC_COLLATE=English_Indonesia.utf8 LC_CTYPE=English_Indonesia.utf8
## [3] LC_MONETARY=English_Indonesia.utf8 LC_NUMERIC=C
## [5] LC_TIME=English_Indonesia.utf8
##
## time zone: Asia/Jakarta
## tzcode source: internal
##
## attached base packages:
## [1] stats graphics grDevices utils datasets methods base
##
## other attached packages:
## [1] semPlot_1.1.8 lavaan_0.6-21 psych_2.6.5 readxl_1.5.0 seminr_2.5.0
##
## loaded via a namespace (and not attached):
## [1] tidyselect_1.2.1 dplyr_1.2.1 farver_2.1.2
## [4] fastmap_1.2.0 OpenMx_2.22.11 XML_3.99-0.23
## [7] digest_0.6.37 rpart_4.1.24 mi_1.2
## [10] lifecycle_1.0.5 cluster_2.1.8.2 magrittr_2.0.3
## [13] compiler_4.5.1 rlang_1.1.7 Hmisc_5.2-5
## [16] sass_0.4.10 tools_4.5.1 utf8_1.2.6
## [19] igraph_2.3.1 yaml_2.3.10 data.table_1.17.8
## [22] knitr_1.50 htmlwidgets_1.6.4 mnormt_2.1.2
## [25] plyr_1.8.9 RColorBrewer_1.1-3 abind_1.4-8
## [28] foreign_0.8-90 nnet_7.3-20 grid_4.5.1
## [31] stats4_4.5.1 colorspace_2.1-2 xtable_1.8-8
## [34] ggplot2_3.5.2 gtools_3.9.5 scales_1.4.0
## [37] MASS_7.3-65 cli_3.6.5 DiagrammeR_1.0.12
## [40] rmarkdown_2.29 reformulas_0.4.4 generics_0.1.4
## [43] RcppParallel_5.1.11-2 rstudioapi_0.18.0 reshape2_1.4.4
## [46] visNetwork_2.1.4 pbapply_1.7-4 minqa_1.2.8
## [49] cachem_1.1.0 stringr_1.5.1 splines_4.5.1
## [52] parallel_4.5.1 cellranger_1.1.0 base64enc_0.1-3
## [55] vctrs_0.7.1 boot_1.3-31 Matrix_1.7-3
## [58] jsonlite_2.0.0 carData_3.0-5 glasso_1.11
## [61] htmlTable_2.5.0 Formula_1.2-5 jpeg_0.1-11
## [64] jquerylib_0.1.4 qgraph_1.9.8 glue_1.8.0
## [67] nloptr_2.2.1 stringi_1.8.7 sem_3.1-16
## [70] gtable_0.3.6 quadprog_1.5-8 lme4_1.1-37
## [73] tibble_3.3.0 lisrelToR_0.3 pillar_1.11.0
## [76] htmltools_0.5.8.1 R6_2.6.1 Rdpack_2.6.4
## [79] evaluate_1.0.4 pbivnorm_0.6.0 lattice_0.22-7
## [82] backports_1.5.0 rbibutils_2.3 png_0.1-9
## [85] rockchalk_1.8.164 kutils_1.73 openxlsx_4.2.8.1
## [88] arm_1.15-3 corpcor_1.6.10 bslib_0.9.0
## [91] fdrtool_1.2.18 Rcpp_1.1.0 zip_2.3.3
## [94] checkmate_2.3.4 coda_0.19-4.1 gridExtra_2.3
## [97] nlme_3.1-168 xfun_0.52 pkgconfig_2.0.3