Vermont Tax Revenue Forecasting: Project Brief


1. Project Overview

This document is a consolidated reference for the Vermont tax revenue forecasting project. The forecasting target is annual Vermont state tax revenue across approximately 38 categories. Forecasts are updated twice yearly:

January update: Forecasts FY2026 through FY2030 (five years). Individual filer data available through December of the prior year covers the first six months of the current fiscal year, making FY2026 a hybrid nowcast-plus-forecast problem.

July update: Forecasts FY2027 through FY2031 (five years). FY2026 is fully observed and serves as the structural base year. The legislature votes on the first two forecast years (FY2027–FY2028), making these the most consequential.

The two most important forecasting challenges are (1) large-payer concentration — a handful of filers, particularly in CORP and ESTATE, can dominate year-to-year volatility in ways that macro models cannot capture — and (2) within-year real-time signals — individual filer data for the first half of the fiscal year provides contemporaneous information that improves the current-year nowcast.


2. Forecasting Target: Aggregate Tax Revenue (CALM File)

2.1 File Structure

  • Source: Revenue Analysis Data - CALM F0126.xlsx, sheet CALM Data Entry
  • Frequency: Monthly
  • Start date: July 1977
  • End date: December 2025
  • Rows after cleaning: 582 (one per month)
  • Object name: calm_clean_tbl

The raw file is read in three range segments and column-bound. Cleaning: first column renamed to Date and parsed as date; last row dropped; character columns coerced to numeric; columns whose last value is NA dropped; pirefpos dropped as redundant. Aggregate/subtotal columns (TAXREV, OTHEREV, GENREV, TRANSREV, OTHBIG5) are excluded as forecast targets.

Important: CALM captures gross tax collections at the source, before any fund allocation. Changes in how revenue is split across the General Fund, Education Fund, Transportation Fund, or other dedicated funds are downstream accounting matters that have no effect on CALM values and are irrelevant to forecasting.

2.2 Revenue Categories

Major Taxes

Code Description Start End Complete Rate
PINCOME Personal Income Tax 1977-07 2025-12 1.000
PIWITH PIT — Withholding 1987-07 2025-12 0.794
PIEST PIT — Estimated payments 1987-07 2025-12 0.794
PIPAID PIT — Total paid 1987-07 2025-12 0.794
PIREF PIT — Refunds 1987-07 2025-12 0.794
PIOTHER PIT — Other 2003-07 2025-12 0.464
S&U Sales & Use Tax 1977-07 2025-12 1.000
CORP Corporate Income Tax 1977-07 2025-12 1.000
M&R Meals & Rooms Tax 1977-07 2025-12 1.000
ESTATE Estate Tax 1977-07 2025-12 1.000

Additional categories include CIG, LIQ, INSUR, BANK, GAS, DIESEL, MVP&U, MVFEES, PARIM, PROPT, LOT, INT, and OTHREV among excise, property, business, non-tax, and transportation revenues.

2.3 Annual Time Series Properties

Target variables are transformed to annual fiscal year year-over-year percent change: monthly values summed to FY totals (dates shifted +6 months before annual grouping, so July 1977–June 1978 = FY1978), then Pct = Value / lag(Value) - 1. FY2026 is excluded as the forecast target.

Key properties: near-zero annual AR1 for most taxes (range -0.44 to +0.45); ESTATE is the most volatile (SD = 0.722, AR1 = -0.436) and least forecastable from macro variables (max r = 0.442); M&R is the most forecastable (top macro predictor r = 0.830); MVP&U has the strongest single mechanistic predictor link (motor vehicle PCE, r = 0.781); CORP has moderate macro correlations (max r = 0.531) and is heavily affected by large-payer concentration; INT has an extreme right tail (p99 = 15.4); GAS has a significant negative time trend (r = -0.420).

Variables excluded from statistical modeling: OTHTT (0 observations), ELECANNABIS (Inf/NaN from structural break), SPEC (NaN/Inf from sign-changing base values), DIESLIC (4 observations).

Variables requiring simplified modeling: MFASSMT (12 obs), TIBGAS (15 obs), TIBDIESEL (15 obs), PIOTHER (22 obs), PARIM (19 obs), BANK (40 obs).

2.4 Notable Inter-Target Correlation Structure

Strong positive clusters: TIBDIESEL ↔︎ DIESEL (r = 0.918), TIBDIESEL ↔︎ BEV (r = 0.908), PINCOME ↔︎ PIEST (r = 0.883), PINCOME ↔︎ PIWITH (r = 0.864), PIWITH ↔︎ INSUR (r = 0.857), M&R ↔︎ TIBGAS (r = 0.826), MVP&U ↔︎ S&U (r = 0.795).

Notable near-zero or negative: ESTATE ↔︎ M&R (r = -0.026), PARIM ↔︎ ESTATE (r = -0.546), INT near-zero with almost all taxes.


3. Individual Tax Database Files

3.1 File Naming Convention

Abbreviation Full File Name Notes
BFT_ALLOC BFT Allocations to December 2025 Period - AS OF 121825 Prior: File BFT-2
BFT_RTN BFT Returns CY20 Through CY25 - AS OF 121825 Prior: File BFT-1
BIT_CIT_NORETURN BIT & CIT - Payments on Periods With No Return - Prepared 20260105 New; 6 sheets: 2025 BIT, 2024 BIT, 2025 CIT, 2024 CIT, 2023 CIT, query
BIT_PMT_CUM BIT Payments Cumulative by Account - FY26 First Half Update - Prepared 2025-12-29 New; 3 sheets: FY26-FY25 Compare, FY26 First Half Only, FY25 First Half Only
CAPGAIN_SUM Capital Gains Summary TY16 - TY24 - Prepared 2025-12-19 Prior: File 2
CCC_DUE CCC Due on PIT Returns - Prepared 2025-12-19 Prior: File 3
PIT_AGI100K_CHG Change TY24-TY23 in PIT Filers with AGI over $100K - Prepared 2025-12-19 Prior: File 1
CIG_STAMPS Cigarette Stamps CY 2025 Totals by Vendor - AS OF 12.18.25 New; leading indicator for CIG
CIT_CARRYFORWARD CIT Carryforward - Sums by FY - January 2026 update New; structural headwind/tailwind signal
CIT_INFO CIT Information January 2026 - AS OF 12.18.25 New; 6 sheets: Pending Refunds, Outstanding Bills FY23–FY26, FY26 Undirected Ext. Payments, Query
CIT_PMT_CUM CIT Payments Cumulative by Account - FY26 First Half Update 3-sheet structure identical to BIT_PMT_CUM; reconciliation flag pending
CIT_BIT_NRW_10K CIT, BIT, & NRW Payments over $10K, First Half of FY26 - Prepared 2025-12-29 Prior: Files 5a/5b; per-transaction ≥$10K threshold; 4 sheets: CIT, BIT, NRW, Query
CTT_INFO CTT Info 06-30-2025 Through 12-31-2025 - AS OF 12.18.25 New; Cigarette/Tobacco Tax
EST_EXT_100K EST Extension & Return Payments Over $100K 07-01-25 Through 12-31-25 - AS OF 12.18.25 Prior: File 7; 2 sheets: DATA, QUERY
ESTATE_FILINGS Estate Tax Filings 07-01-2025 - 12-31-2025 - Prepared 2025-12-19 Prior: File 8; 1 sheet: Table
MRT_STR_MONTHLY MRT & STR Monthly totals 01-01-2019 Through 11-30-2025 - Prepared 2025-12-19 Prior: File 9
NRW_PMT_CUM NRW Payments Cumulative by Account - FY26 First Half Update - Prepared 2025-12-29 Prior: File 5b extended
CIT_PMT_ANNUAL Payment Totals by Year - CIT - Prepared 20260106 Prior: File 10; fully analyzed
ANY_PMT_50K Payments (Any Tax) over $50K, First Half of FY26 - Prepared 2025-12-29 Prior: File 11
WHT_FILINGS WHT Quarterly Filings Over $25K CY2025 - AS OF 12.18.25 Prior: File 12

3.2 Important Caveats

These files are not the forecasting target and do not represent the full population of filers. Every file has at least one filter (dollar threshold, date window, status filter, or residency filter). Their relationship to aggregate totals should be treated as an empirical question.

BIT/source tax revenue mapping: BIT maps to CORP in source tax revenues — confirmed with Tax Department (May 2026).

NRW mapping: NRW maps to CORP in source tax revenues — confirmed with Tax Department (May 2026).

CIT_PMT_CUM reconciliation flag: Unresolved 5.17× discrepancy with CIT_PMT_ANNUAL. Do not use CIT_PMT_CUM YoY signal as standalone nowcast input until threshold definition is confirmed.

Sign convention: Payments stored negative in the transaction system. CIT_BIT_NRW_10K applies * -1 in SQL before export. CIT_PMT_CUM requires negation on read.

Excel subtotal rows: EST_EXT_100K requires filtering to ^EST-[0-9]+$ before analysis.

Account ID systems: EST_EXT_100K uses EST-XXXXXXXX format; ESTATE_FILINGS uses decedent SSN or V-prefixed ID. Tax Department acknowledged the mismatch and will provide revised files (May 2026). Cross-file join pending receipt of revised files.

3.3 File Summaries by Tax Category

Personal Income Tax files

PIT_AGI100K_CHG — Individual filer comparison TY24 vs TY23. AGI ≥ $100K only; residents only.

CAPGAIN_SUM — Capital gains by filing period, TY2016–present. Residents only; aggregated.

CCC_DUE — Single aggregate row for TY2024.

Corporate Income Tax / Business Income Tax files

CIT_PMT_ANNUAL, CIT_PMT_CUM, CIT_BIT_NRW_10K, CIT_CARRYFORWARD, CIT_INFO — Fully analyzed; see Sections 6–10.

BIT_CIT_NORETURN, BFT_RTN, BFT_ALLOC — Not yet analyzed.

Estate Tax files — Fully analyzed; see Section 5.

Meals & Rooms Tax files

MRT_STR_MONTHLY — Monthly M&R totals by sub-category from January 2019 through November 2025.

Withholding Tax files

WHT_FILINGS — Large withholding filers (tax due > $25K), quarterly, CY2025.

3.4 Mapping to CALM Categories

CALM Category Individual Files Notes
PINCOME PIT_AGI100K_CHG, CAPGAIN_SUM, CCC_DUE Top-level PIT aggregate
PIWITH WHT_FILINGS Large filers (tax due > $25K); CY2025
PIEST BIT_CIT_NORETURN BIT mapping previously provisional; now confirmed to map to CORP, not PIEST — see CORP row
CORP CIT_PMT_ANNUAL, CIT_PMT_CUM, CIT_BIT_NRW_10K (CIT, BIT, and NRW sheets), CIT_CARRYFORWARD, CIT_INFO, BIT_PMT_CUM BIT and NRW confirmed to map to CORP (May 2026)
M&R MRT_STR_MONTHLY
CIG/BEV CIG_STAMPS, CTT_INFO
ESTATE ESTATE_FILINGS, EST_EXT_100K Non-overlapping; complementary
BANK BFT_RTN, BFT_ALLOC
S&U None Relies entirely on macro variables
GAS/DIESEL/Transportation None Relies entirely on macro variables
PARIM None Relies entirely on macro variables

3.5 Files Ranked by Forecasting Value

  1. ESTATE_FILINGS — Direct pipeline observation. Fully analyzed.
  2. EST_EXT_100K — Complementary to ESTATE_FILINGS. Fully analyzed. Revised files pending from Tax Department.
  3. CIT_PMT_ANNUAL — Comprehensive annual large-payer panel for CORP. Fully analyzed.
  4. CIT_BIT_NRW_10K — Transaction-level H1 FY2026 signal; 81.7% coverage of CIT_PMT_ANNUAL. Fully analyzed.
  5. CIT_CARRYFORWARD — Structural regime-change signal for CORP. Fully analyzed.
  6. BIT_PMT_CUM — Maps to CORP (confirmed May 2026); ready for analysis.
  7. WHT_FILINGS — Contemporaneous Vermont large-employer wage signal for PIWITH.
  8. MRT_STR_MONTHLY — Sub-category composition trends for M&R.
  9. CIT_INFO — Refund and receivables pipeline; limited incremental nowcast signal. Fully analyzed.
  10. CIT_PMT_CUM — Reconciliation flag unresolved.
  11. CAPGAIN_SUM — Capital gains trend for PIEST and PINCOME.

4. Core Forecasting Framework

4.1 Two-Component Model for Concentrated Taxes

For CORP and ESTATE, the preferred approach decomposes total revenue into: (1) the base component — revenue from the broad population of small and medium filers, trackable by macro models; and (2) the large-filer component — revenue from a small number of large filers requiring individual filer files. Total forecast = Component 1 + Component 2, with separate uncertainty bands.

Base-year cleaning: The structural base year adjusts for idiosyncratic large-filer effects: \(Y^*_{FY2026} = Y_{FY2026}^{actual} - \hat{\epsilon}_{large,FY2026}\). For CORP, use FY2021–FY2024 (post-PTET) as the reference period. The 2022 CIT apportionment overhaul (effective FY2024) is an additional structural break that should be considered when using FY2024 as a reference — accounts whose Vermont apportionment changed materially under the new single-factor rule may have anomalous FY2024 payments that are neither idiosyncratic nor representative of the new normal.

4.2 January Update Workflow

Step-by-step: 1. Run macro model for base component forecast for each tax, using appropriate post-break estimation windows (see Section 13) 2. Pull July–December large-payer data and compute year-over-year growth rate vs. prior year same period 3. For ESTATE, enumerate known pipeline from ESTATE_FILINGS ($13.9M committed H2 revenue) plus MPYEXT accounts in EST_EXT_100K 4. For CORP, use CIT_PMT_ANNUAL H1 signal ($103M across 861 accounts) with post-PTET H1 ratio (0.380); adjust for carryforward regime and 2022 apportionment change context 5. Combine base component + large-filer projection + known pipeline 6. Present forecast with explicit decomposition

4.3 July Update Workflow

Purpose 1 — Base year cleaning: Remove idiosyncratic effects from FY2026 actuals. Use post-PTET, post-apportionment-change reference period for CORP.

Purpose 2 — Concentration risk characterization: Report top-payer share and stress scenarios to the legislature.

4.4 Tax-Specific Implementation

CORP

January: Primary signal is CIT_PMT_ANNUAL H1 FY2026 ($103M across 861 accounts, implied full-year ~$271.1M). Cross-check against CIT_BIT_NRW_10K CIT sheet ($76.9M). Note the carryforward regime change (Section 9) — the structural tailwind interpretation is conditional on summer 2026 extension filing data; treat as unresolved until then. Note that the 2022 apportionment overhaul likely caused the FY2024 payment decline (−12.6%) and may still be working through the filer population in FY2026.

July: Use CIT_PMT_ANNUAL for complete FY2026 panel. Apply post-PTET, post-apportionment-change reference window for base-year cleaning.

ESTATE

January: Three-tier pipeline construction (Known: $13.9M / Extension: $5.4M collected / Structural base: macro model).

July: Remove outlier estates for structural base. Known large unsettled estates become FY2027 pipeline items.

PIWITH

January: WHT_FILINGS YoY growth rate vs. CY2024 as direct contemporaneous signal.

M&R

January: MRT_STR_MONTHLY sub-category breakdown; flag 2021 meal delivery platform structural shift.

4.5 Legislature Presentation Structure

Tier 1 — Point forecast for each of the five years.

Tier 2 — Structural decomposition for near-term years: macro base + large-filer component + known pipeline.

Tier 3 — Concentration risk statement — top-payer share and stress scenario.


5. Estate Tax: Detailed Findings

5.1 ESTATE_FILINGS Summary (July–December 2025 receipts)

Overall: 45 filings. Total adjusted VT estate tax = $26,762,047. Total prior payments = $13,527,359. Total amount due = $13,889,105. Total refunds = $654,417.

Monthly distribution:

Month Filings Total Adj Tax Amount Due
July 2025 7 $10,165,530 $3,799,485
August 2025 11 $3,552,364 $3,340,533
September 2025 10 $2,355,115 $1,312,688
October 2025 8 $8,680,907 $3,899,268
November 2025 5 $1,413,726 $962,726
December 2025 4 $594,405 $574,405

Size distribution:

Band (VT Taxable Estate) Filings % of Filings Adj Tax % of Revenue
Under $1M 3 6.8% $0 0%
$1M–$2M 1 2.3% $0 0%
$2M–$5M 5 11.4% $0 0%
$5M–$10M 21 47.7% $3,111,216 11.6%
$10M+ 14 31.8% $23,650,831 88.4%

The $5M effective exclusion threshold (current since January 1, 2021) is confirmed by the zero-tax bands below $5M. The 2019 estate tax legislation raised the exclusion from $2.75M to $4.25M (effective January 2020) and then to $5.0M (effective January 2021), materially reducing the number of taxable estates relative to the pre-2020 period. Historical ESTATE CALM data before FY2021 is not directly comparable to the current regime without adjustment.

Revenue concentration: top_1 = 24.6%, top_5 = 69.8%, top_10 = 88.2%, HHI = 0.124.

Death-to-receipt lag: median 434 days, modal band 12–18 months (52.9%), only 32.4% arrive within 9 months.

Death cohort pipeline:

Death FY Filings Adj Tax Amount Due Mean Prior Pmt Ratio
FY2024 8 $7,438,491 $78,182 ~1.06 (overpaid)
FY2025 17 $18,651,061 $13,188,422 ~0.30

5.2 EST_EXT_100K Summary (July–December 2025 payments)

Overall: 10 real transactions totaling $13,905,140. Extension (MPYEXT): 2 payments, $5,401,516. Return (MPYRTN): 8 payments, $8,503,624. Concentration: top_1 = 31.4%, top_3 = 62.5%, HHI = 0.177. Zero overlap with ESTATE_FILINGS — structurally coherent.

Note: Tax Department has acknowledged an account identifier mismatch between EST_EXT_100K (EST-XXXXXXXX format) and ESTATE_FILINGS (decedent SSN or V-prefixed ID) and will provide revised files. Cross-referencing between the two files should be revisited upon receipt.


6. CIT_PMT_ANNUAL: FY2020 Structural Break Analysis

6.1 The Structural Break

The PTET election introduced in FY2021 caused a one-time, non-cyclical regime shift:

FY Accounts Total Large Payments YoY Growth YoY Acct Change
2020 358 $36,794,811
2021 996 $150,542,598 +309.1% +638
2022 1,212 $173,110,812 +15.0% +216
2023 1,405 $214,223,857 +23.7% +193
2024 1,382 $187,252,268 −12.6% −23
2025 1,596 $248,980,916 +33.0% +214

The FY2024 decline of −12.6% is consistent with the 2022 CIT apportionment overhaul (effective January 1, 2023 = FY2024) reducing Vermont apportionment for some multistate corporations. This is a second structural break within the post-PTET window, though smaller in magnitude than the FY2021 PTET shift.

6.3 Key Statistics (Post-PTET Period)

Concentration: top_1_mean = 6.2%, top_5_mean = 16.4%, HHI_mean = 0.012.

Coverage ratio: mean = 82.1%, SD = 6.8%, range 76.1%–91.3%.

H1-to-full-year ratio: mean = 0.380, SD = 0.049, range 0.344–0.452.

Base-year cleaning sensitivity (FY2025): post-PTET reference gives structural base $198.3M (~20.4% idiosyncratic); full reference gives $174.3M (~30.0% idiosyncratic).

6.4 H1 FY2026 Nowcast Signal

H1 FY2026 observed (raw data): $103M across 861 accounts. Post-PTET H1 ratio (0.380): implied full-year ~$271.1M.


7. CIT_PMT_CUM: H1 FY2026 Analysis and Reconciliation Flag

7.1 File Structure

Three sheets. Payments stored negative; negate on read. H1 FY2026: $18.2M (160 accounts). H1 FY2025: $55.4M (235 accounts).

7.2 Reconciliation Issue

5.17× gap vs. CIT_PMT_ANNUAL ($103M across 861 accounts). Accounts present in both files show nearly identical payment totals, so the gap is driven by accounts present in ANNUAL but absent from CUM. Most likely cause: per-transaction vs. annual cumulative threshold definition. Status: UNRESOLVED.

7.3 Concentration

Dramatic apparent concentration decline (top_1: 0.549 → 0.063) is an artifact of the threshold filter, not a genuine economic signal.


8. CIT_BIT_NRW_10K: H1 FY2026 Large Transaction Analysis

8.1 File Structure and SQL Definition

Per-transaction ≥$10K threshold. Date range: July 1–December 31, 2025. SQL applies * -1 — amounts arrive positive. CIT, BIT, and NRW are distinct account types that all map to CORP in source tax revenues — confirmed with Tax Department (May 2026).

8.2 Row Counts and Totals

Sheet Rows Total Amount
CIT 955 $76,901,686
BIT 145 $4,253,745
NRW 265 $9,808,084
Total 1,365 $90,963,515

8.3 Payment Type Breakdown

CIT: MPYEST dominates at 83.3% ($64.0M). MPYRTN 9.6%; MPYEXT 4.5%.

BIT: MPYRTN dominates at 68.7%. Pass-through entities tend to settle on filing rather than making quarterly estimated payments.

NRW: Entirely MPYNRW (100%).

8.4 Filing Period Attribution

CIT: 84.8% attributed to FY2026; 11.2% to FY2025. Small tail back to FY2013.

BIT: FY2025 dominates at 74.6% — modal filing year is FY2025, consistent with calendar year 2024 liabilities settling in H1 FY2026.

8.5 Monthly Cash Flow

September and December each account for roughly 36% of CIT and NRW cash, consistent with quarterly estimated tax deadlines (September 15 and December 15).

8.6 Cross-File Reconciliation

CIT sheet ($76.9M) = 81.7% of CIT_PMT_ANNUAL. Remaining 18.3% gap reflects accounts making multiple sub-$10K transactions. BIT and NRW both map to CORP in source tax revenues (confirmed May 2026) and should be benchmarked against CORP alongside CIT.


9. CIT_CARRYFORWARD: Structural Regime Change Analysis

9.1 Background

Carryforward generated (rtncfd): corporation overpays and carries excess forward as future credit rather than receiving a refund. Carryforward applied (rtncfc): corporation draws down prior credits to reduce current cash liability — a silent deduction that suppresses CALM CORP collections without any cash payment. Historically offset roughly 32–44% of gross CALM CORP collections annually.

9.2 Annual Trend

FY CF Generated CF Applied CF Net Cumulative Net
2017 $33.7M $31.5M +$2.2M $2.2M
2018 $51.6M $42.9M +$8.7M $10.9M
2019 $47.3M $48.7M −$1.4M $9.6M
2020 $57.5M $47.1M +$10.5M $20.0M
2021 $81.5M $57.8M +$23.7M $43.7M
2022 $89.3M $81.4M +$7.9M $51.6M
2023 $101.9M $89.2M +$12.7M $64.3M
2024 $105.0M $103.6M +$1.4M $65.7M
2025 $3.7M $103.1M −$99.3M −$33.7M
2026 $0 $3.7M −$3.7M −$37.4M

9.3 The FY2025 Regime Change

Carryforward generation collapsed from $105M to $3.7M in FY2025, with zero generation in FY2026. This is an abrupt structural discontinuity unrelated to any legislation listed in the JFO Highlights of Recent Tax Legislation.

Tax Department meeting (May 2026) identified two competing explanations. First, an extension lag: corporations routinely file returns late — one case of a five-year filing lag has been observed — and FY2025 carryforward generation is not expected to appear in the data until after summer 2026. The near-zero FY2025 figure may therefore be a data artifact rather than an economic signal. Second, a structural suppression effect: even after the lag resolves, carryforward generation may not return to ~$100M because the corporate minimum tax was raised from $750 to $100,000, preventing many corporations from using credits to reduce liability below the high floor. The 2023 shift to Finnigan methodology compounded this by aggregating entire unitary group sales to determine whether a corporation clears the $300M threshold, sweeping more companies into the $100,000 minimum tax bracket than under prior rules and expanding the pool of corporations for whom carryforward credits are effectively stranded assets.

The relative magnitude of the two effects will become clearer after summer 2026, when extension filers are expected to appear. Do not treat the FY2025 collapse as a confirmed structural change until that diagnostic window has passed.

9.4 Forecasting Implications

If the collapse is structural and permanent, the cessation of carryforward generation represents a tailwind for future CORP collections — firms will no longer be able to offset tax bills with prior credits, meaning CALM collections will trend upward relative to underlying corporate profitability as the existing stock exhausts. This tailwind is invisible to macro models. However, this interpretation is conditional: it holds only if the legacy stock of accumulated credits continues to be applied while new generation has permanently stopped. The summer 2026 extension filing window is the key diagnostic.

9.5 Seasonal Pattern

December dominates (mean $43.1M applied vs. September $4.0M next largest), consistent with December 31 filing period end dates. CORP collections in December are systematically suppressed relative to gross liability due to year-end carryforward application.


10. CIT_INFO: Refunds, Outstanding Bills, and Extension Payments

10.1 Pending Refunds

21 refunds totaling $6.0M requested, $0 posted. All in REVIEW status. TRNHIG approval level = 87.9% ($5.3M). TRNHIG is a high-balance pending review status — confirmed with Tax Department (May 2026). Typical timeline from REVIEW to posting for TRNHIG refunds remains unconfirmed. FY2025 filing periods = 96.9% of total. Concentration: top_1 = 45.6%, HHI = 0.245. Represents a contingent future cash outflow of ~7.9% of H1 FY2026 CORP.

10.2 Outstanding Bills

Sheet Years Outstanding Bills Total Balance
FY26 0 30 $74,982
FY25 1 999 $3,640,721
FY24 2 306 $1,603,530
FY23 3 149 $559,969

FY23 dominated by APL (appeal) and COL (collections) — lower probability of full recovery. FY25 contains $1.54M under HBREV — a temporary status indicating a high-balance account pending review, confirmed with Tax Department (May 2026). Collection rate for HBREV accounts remains unconfirmed. Total pipeline ($5.9M) approximately offsets pending refunds ($6.0M). Net effect on CORP forecast is near zero.

10.3 Undirected Extension Payments

12 payments totaling $4,430 — negligible relative to CALM CORP.


11. Moody’s Analytics Macroeconomic Predictors

11.1 File Structure

Six sheets, approximately 80 years of history plus forecasts through FY2055. Vermont sheets ~90 variables each; US sheets ~300 variables each.

11.2 Predictor Construction

Four predictor datasets combined into predictors_tbl (55 rows × 1,065 columns). Transformation: variables with “%” in Moody’s description are first-differenced; all others converted to YoY % change.

11.3 Preferred Predictors by Tax Category

Tax Top Predictors Notes
PINCOME US wages — manufacturing durable (r = 0.753); consumer credit delinquencies (r ≈ -0.73)
PIWITH US wages — retail trade CY lagged (r = 0.753)
PIEST US wages — manufacturing durable (r = 0.715); S&P 500 (r = 0.669)
PIPAID S&P 500 CY lagged (r = 0.695)
CORP US profits tax liability (r = 0.472); US corporate cashflow CY lagged (r = 0.472) Individual filer data essential; use post-break estimation window
M&R US retail sales — clothing CY lagged (r = 0.830); VT leisure & hospitality employment (r = 0.785) Most forecastable
ESTATE Max r = 0.442; no macro variable structurally meaningful Individual filer data is primary tool
S&U US retail sales — building materials (r = 0.689) Consider post-2019 marketplace facilitator window
MVP&U US motor vehicle PCE (r = 0.781)
INSUR US legal services employment (r = 0.746)
PROPT VT consumer credit delinquencies (r = -0.749)
BANK US minimum wage CY lagged (r = 0.561) Treat with caution
GAS Time trend (r = -0.420); US electricity retail sales (r = 0.465) Include explicit time trend
PARIM VT home price median; FHFA index; VT population; 30-year mortgage rate Use theoretical predictors only; 19 obs

12. Vermont Tax Law Change Log

This section documents structural changes to Vermont tax law that affect CALM gross collections and therefore require attention in the statistical modeling framework. Fund allocation changes (e.g., dedications of revenue to the Education Fund or Clean Water Fund) are excluded because CALM captures source revenue before fund splits and is unaffected by allocation changes.

General modeling principle: Running a single macro regression over the full CALM history without accounting for structural breaks will produce biased coefficient estimates. For each affected tax category, the estimation window should be restricted to the post-break regime, or a regime dummy variable should be included.

12.1 Corporate Income Tax (CORP)

Effective Change Direction Modeling Implication
FY2007 Mandatory unitary combined reporting for all C-corporations with Vermont income Ambiguous First major unitary reporting requirement; structural break in who files
FY2007–FY2008 Double-weighted sales factor replaces equal-weighted three-factor apportionment Revenue-negative for multistate corps with small VT sales share Partial structural shift; phased over two years
TY2020 (FY2021) Market-based sourcing for intangibles replaces cost-of-performance Revenue-positive for Vermont (intangible income sourced to customer location) Structural upward shift; coincides with PTET and is difficult to isolate
TY2021 (FY2022) PTET election introduced Structural increase — pass-through entity owners can elect CIT treatment +309% payment growth and +638 accounts in FY2021; dominant structural break. Use FY2021 as post-PTET base year
TY2023 (FY2024) Single sales factor apportionment; repeal of Throwback Rule; Finnigan method; all US corporations in unitary group Revenue-negative for some large multistate corporations Consistent with the −12.6% FY2024 payment decline in CIT_PMT_ANNUAL. Second structural break within post-PTET window. Finnigan methodology also expands the pool of corporations subject to the $100K minimum tax — see Section 9.3
FY2025 Carryforward generation collapses from $105M to $3.7M Structural tailwind if permanent — silent offset to CORP collections diminishing Cause partially explained (extension lag + minimum tax/Finnigan structural suppression); diagnostic window is post-summer 2026. See Section 9.3

Recommended CORP estimation window: FY2022–FY2025 for concentration benchmarks and macro model calibration, with sensitivity tests using FY2021–FY2025. FY2024 may warrant further scrutiny as a second transition year. Do not use pre-FY2021 data without explicit regime controls.

12.2 Estate Tax (ESTATE)

Effective Change Direction Modeling Implication
January 1, 2016 Restructured to flat 16% rate on value over $2.75M exclusion; includes taxable gifts within two years of death Structural change to rate and base definition Prior graduated structure not comparable; pre-FY2016 data requires regime dummy
January 1, 2020 Exclusion raised from $2.75M to $4.25M Revenue-negative — fewer estates taxable Structural downward shift in FY2020 collections
January 1, 2021 Exclusion raised from $4.25M to $5.0M (current) Revenue-negative — further reduction in taxable estates Current regime; confirmed by ESTATE_FILINGS showing zero tax below ~$5M. FY2022 onward is the cleanest post-reform window
Ongoing Revenue above 125% of prior July forecast dedicated to Higher Education Trust Fund Mechanical fund diversion in very large ESTATE years Does not affect CALM gross collections; irrelevant for forecasting

Recommended ESTATE estimation window: FY2022–FY2025 for the current $5.0M exclusion regime. FY2020 and FY2021 are transition years. Pre-FY2016 data requires a regime dummy at minimum. Given the small number of post-FY2022 observations (4 years), macro model estimation is nearly impossible — the individual filer pipeline (ESTATE_FILINGS and EST_EXT_100K) is and should remain the primary forecasting tool.

12.3 Personal Income Tax (PINCOME, PIWITH, PIEST, PIPAID, PIREF)

Effective Change Direction Modeling Implication
TY2002 Shift from percentage-of-federal-liability to bracket-based system with 40% capital gains exclusion Structural regime change Pre-FY2003 PINCOME not comparable without regime dummy
TY2009 Capital gains exclusion restricted to farms and timber; flat $2,500 exclusion for other gains Revenue-positive — reduced exclusion for most capital gains Structural upward shift in PIEST and PIPAID around FY2010
TY2011 Two-method capital gains: 40% exclusion for certain business assets held >3 years OR flat $5,000 for stocks, real estate, depreciable personal property Modest structural change Affects PIEST and PIPAID
TY2015 3% minimum tax for taxpayers with AGI > $150,000 Revenue-positive Structural upward shift; most visible in PINCOME for high-income years
TY2018 Comprehensive reform: decoupling from federal AGI, new Vermont standard deduction and exemption, four brackets at 3.35%/6.6%/7.6%/8.75%, EITC expansion Revenue-negative — rate reductions Major structural break; FY2019 is the first full year under new system. Use FY2019 as preferred start for PINCOME macro model estimation
TY2019 Capital gains exclusion capped at $875K Revenue-positive — reduced exclusion for large gains Affects PIEST and PIPAID in high capital gain years
TY2022 New Child Tax Credit ($1,000 refundable per eligible child ≤5); EITC increased to 38% federal Revenue-negative — increased refundable credits suppress PIREF net Affects PIREF; PIPAID net of refunds
TY2025 EITC increased to 100% federal for filers without qualifying children; child tax credit age extended to 6; military retirement exclusion expanded Revenue-negative — further credit expansion Most recent structural change; partially in FY2026 data

Recommended PINCOME/PIWITH/PIEST estimation window: FY2019–FY2025 for the current bracket system. FY2019 is the first full year after the 2018 reform. The 2022 credit expansions are a minor secondary break within this window that can be handled with a dummy variable if needed.

12.4 Sales and Use Tax (S&U)

Effective Change Direction Modeling Implication
October 1, 2003 Rate increase from 5% to 6% Revenue-positive Structural upward level shift; use post-FY2004 for rate-consistent history
FY2020 (2019 legislation) Marketplace facilitators (Amazon, eBay, etc.) required to collect and remit S&U on third-party sales Revenue-positive — large previously uncollected base now taxable Structural upward shift beginning FY2020; significant and likely persistent. Preferred estimation window: FY2020–FY2025
July 1, 2024 (FY2025) Prewritten computer software accessed remotely (cloud software) subject to S&U Revenue-positive — new taxable base Structural upward shift beginning H2 FY2025; relevant for FY2026 nowcast as tailwind

Recommended S&U estimation window: FY2020–FY2025 for marketplace-facilitator-era collections. The cloud software expansion (FY2025) is too recent to estimate from but should be noted as an additional structural tailwind in FY2026 and beyond.

12.5 Meals and Rooms Tax (M&R)

Effective Change Direction Modeling Implication
FY1998 Rate increased from 7% to 9% (current general rate); 10% alcohol component maintained Revenue-positive Last major rate change; post-FY1998 rate structure is current
August 1, 2021 Meal delivery platform facilitators (DoorDash-type) required to collect and remit meals tax Revenue-positive — previously uncollected delivery charge now taxable Structural upward shift beginning FY2022. Analogous to marketplace facilitator rule for S&U. Preferred estimation window: FY2022–FY2025
August 1, 2024 (FY2025) 3% surcharge on short-term rentals Revenue-positive — new STR surcharge captured in CALM M&R STR surcharge is tracked separately in MRT_STR_MONTHLY; relevant for nowcast decomposition. Structural upward shift beginning FY2025

Recommended M&R estimation window: FY2022–FY2025 for meal delivery platform-era collections. The STR surcharge (FY2025) adds a further structural tailwind in FY2026 that MRT_STR_MONTHLY can help quantify.

12.6 Cigarette and Tobacco (CIG)

Effective Change Direction Modeling Implication
July 1, 2015 Rate increased to $3.08 per pack (current rate); smokeless tobacco to $2.57/oz Revenue-positive (rate) but offset by consumption decline Last rate change; FY2016 onward is rate-consistent. Secular consumption decline dominates
FY2020 (2019 legislation) E-cigarettes subject to 92% wholesale price tax Revenue-positive — new base Partially offsets cigarette volume decline; relevant for CIG CALM column interpretation

Recommended CIG estimation window: FY2016–FY2025 for current rate regime. Include explicit time trend to capture secular consumption decline.

12.7 Summary: Preferred Estimation Windows by CALM Category

CALM Category Preferred Window Primary Structural Break Notes
CORP FY2022–FY2025 PTET (FY2021), apportionment overhaul (FY2024) Only 4–5 observations; individual filer data essential
ESTATE FY2022–FY2025 $5.0M exclusion (FY2021) Only 4 observations; pipeline method primary
PINCOME/PIWITH/PIEST FY2019–FY2025 2018 PIT reform (FY2019) 7 observations; consider 2022 credit expansion dummy
S&U FY2020–FY2025 Marketplace facilitator (FY2020) 6 observations; cloud software tailwind from FY2025
M&R FY2022–FY2025 Meal delivery platform (FY2022) 4 observations; STR surcharge tailwind from FY2025
CIG FY2016–FY2025 Rate freeze at $3.08 (FY2016) 10 observations; include time trend
GAS FY2010–FY2025 No rate changes; secular decline Include time trend
MVP&U FY2010–FY2025 No structural breaks Mechanistic predictor (motor vehicle PCE) preferred
INSUR FY2010–FY2025 No structural breaks
BANK FY2020–FY2025 Monthly filing (FY2017); short series Treat with caution

General observation: The preferred estimation windows for the most revenue-significant categories (CORP, ESTATE, M&R) are extremely short — 4 to 5 observations — which means macro regression models will be poorly identified for these categories. This further reinforces the primacy of the individual filer data approach for CORP and ESTATE, and the importance of using the full longer history with regime dummies as a robustness check rather than the primary estimation strategy.


13. Open Questions

  1. BIT/source tax revenue mappingRESOLVED (May 2026). BIT maps to CORP in source tax revenues.

  2. CIT_PMT_CUM threshold definition — SQL definition underlying CIT_PMT_CUM must be confirmed to resolve the discrepancy with CIT_PMT_ANNUAL. Status: UNRESOLVED.

  3. CIT_CARRYFORWARD regime changePARTIALLY RESOLVED (May 2026). Two competing explanations identified: (1) extension lag — FY2025 carryforward generation expected to appear after summer 2026 due to late corporate filing, with one known case of a five-year filing lag; (2) structural suppression — corporate minimum tax increase from $750 to $100,000 and 2023 Finnigan methodology shift have rendered carryforwards stranded assets for a larger pool of corporations. Diagnostic window: post-summer 2026.

  4. EST_EXT_100K cross-referenceRESOLVED IN PRINCIPLE (May 2026). Tax Department acknowledged the account identifier mismatch between EST-XXXXXXXX and decedent SSN/V-ID formats and will provide revised files. Cross-referencing with ESTATE_FILINGS pending receipt.

  5. MPYRTN accounts in EST_EXT_100KLIKELY RESOLVED PENDING FILES (May 2026). Expected to be addressed when Tax Department delivers revised EST_EXT_100K files. Verify upon receipt.

  6. Remaining files not yet analyzed — BIT_PMT_CUM, WHT_FILINGS, MRT_STR_MONTHLY, BFT_RTN, BIT_CIT_NORETURN, CAPGAIN_SUM.

  7. Short estimation windows — For CORP, ESTATE, and M&R, the preferred post-break estimation windows contain only 4–5 observations, insufficient for reliable macro regression. Consider whether longer windows with explicit regime dummies or a Bayesian approach with informative priors would be preferable.

  8. NRW/source tax revenue mappingRESOLVED (May 2026). NRW maps to CORP in source tax revenues.

  9. HBREV and TRNHIG collection ratesPARTIALLY RESOLVED (May 2026). HBREV is a temporary high-balance pending review status; TRNHIG is an analogous high-balance pending review status. Typical collection rates and resolution timelines for both remain unconfirmed.