DAT 4313 - LAB 3.1

Credit Amount and Loan Duration by Housing Status

Maria Solis

Final Visualization

Key Insights

  • Positively skew obscures possible relationship, log transformation required
  • Positive relationship between amount (value of loan) and duration of repayment (post log transformation)
  • Higher loan values associated with longer repayment length across housing status
  • Direction and strength not significantly affected by housing status

References

  • Giordani, P., Ferraro, M. B., & Martella, F. (2020). German credit dataset. https://cran.r-project.org/web/packages/datasetsICR/datasetsICR.pdf
  • Healy, K. (2018). Data visualization: A practical introduction. Princeton University Press.
  • AI assistance provided by OpenAI’s ChatGPT (GPT-5.2) for code generation, debugging, and formatting clarification.