Import Library

knitr::opts_chunk$set(echo = TRUE)
library(dplyr)
## 
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## The following objects are masked from 'package:stats':
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library(ggplot2)
library(imputeTS)   
## Warning: package 'imputeTS' was built under R version 4.5.1
## Registered S3 method overwritten by 'quantmod':
##   method            from
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library(mice)       
## Warning: package 'mice' was built under R version 4.5.1
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## Attaching package: 'mice'
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library(VIM) 
## Warning: package 'VIM' was built under R version 4.5.1
## Loading required package: colorspace
## Warning: package 'colorspace' was built under R version 4.5.1
## Loading required package: grid
## VIM is ready to use.
## Suggestions and bug-reports can be submitted at: https://github.com/statistikat/VIM/issues
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## Attaching package: 'VIM'
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library(tidyr)
library(tidyverse)
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library(caret)
## Warning: package 'caret' was built under R version 4.5.1
## Loading required package: lattice
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## Attaching package: 'caret'
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library(pROC)
## Warning: package 'pROC' was built under R version 4.5.1
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## Attaching package: 'pROC'
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Dataset Preparation

data <- read.csv("data_missing.csv")
head(data)
##    Loan_ID Gender Married Dependents    Education Self_Employed ApplicantIncome
## 1 LP001002   Male      No          0     Graduate            No            5849
## 2 LP001003   Male     Yes          1     Graduate            No            4583
## 3 LP001005   Male     Yes          0     Graduate           Yes            3000
## 4 LP001006   Male     Yes          0 Not Graduate            No            2583
## 5 LP001008   Male      No          0     Graduate            No            6000
## 6 LP001011   Male     Yes          2     Graduate           Yes            5417
##   CoapplicantIncome LoanAmount Loan_Amount_Term Credit_History Property_Area
## 1                 0         NA              360              1         Urban
## 2              1508        128              360              1         Rural
## 3                 0         66              360              1         Urban
## 4              2358        120              360              1         Urban
## 5                 0        141              360              1         Urban
## 6              4196        267              360              1         Urban
##   Loan_Status
## 1           Y
## 2           N
## 3           Y
## 4           Y
## 5           Y
## 6           Y
# Informasi terkait variabel dalam dataset
str(data)
## 'data.frame':    614 obs. of  13 variables:
##  $ Loan_ID          : chr  "LP001002" "LP001003" "LP001005" "LP001006" ...
##  $ Gender           : chr  "Male" "Male" "Male" "Male" ...
##  $ Married          : chr  "No" "Yes" "Yes" "Yes" ...
##  $ Dependents       : chr  "0" "1" "0" "0" ...
##  $ Education        : chr  "Graduate" "Graduate" "Graduate" "Not Graduate" ...
##  $ Self_Employed    : chr  "No" "No" "Yes" "No" ...
##  $ ApplicantIncome  : int  5849 4583 3000 2583 6000 5417 2333 3036 4006 12841 ...
##  $ CoapplicantIncome: num  0 1508 0 2358 0 ...
##  $ LoanAmount       : int  NA 128 66 120 141 267 95 158 168 349 ...
##  $ Loan_Amount_Term : int  360 360 360 360 360 360 360 360 360 360 ...
##  $ Credit_History   : int  1 1 1 1 1 1 1 0 1 1 ...
##  $ Property_Area    : chr  "Urban" "Rural" "Urban" "Urban" ...
##  $ Loan_Status      : chr  "Y" "N" "Y" "Y" ...
# Summary data
summary(data)
##    Loan_ID             Gender            Married           Dependents       
##  Length:614         Length:614         Length:614         Length:614        
##  Class :character   Class :character   Class :character   Class :character  
##  Mode  :character   Mode  :character   Mode  :character   Mode  :character  
##                                                                             
##                                                                             
##                                                                             
##                                                                             
##   Education         Self_Employed      ApplicantIncome CoapplicantIncome
##  Length:614         Length:614         Min.   :  150   Min.   :    0    
##  Class :character   Class :character   1st Qu.: 2878   1st Qu.:    0    
##  Mode  :character   Mode  :character   Median : 3812   Median : 1188    
##                                        Mean   : 5403   Mean   : 1621    
##                                        3rd Qu.: 5795   3rd Qu.: 2297    
##                                        Max.   :81000   Max.   :41667    
##                                                                         
##    LoanAmount    Loan_Amount_Term Credit_History   Property_Area     
##  Min.   :  9.0   Min.   : 12      Min.   :0.0000   Length:614        
##  1st Qu.:100.0   1st Qu.:360      1st Qu.:1.0000   Class :character  
##  Median :128.0   Median :360      Median :1.0000   Mode  :character  
##  Mean   :146.4   Mean   :342      Mean   :0.8422                     
##  3rd Qu.:168.0   3rd Qu.:360      3rd Qu.:1.0000                     
##  Max.   :700.0   Max.   :480      Max.   :1.0000                     
##  NA's   :22      NA's   :14       NA's   :50                         
##  Loan_Status       
##  Length:614        
##  Class :character  
##  Mode  :character  
##                    
##                    
##                    
## 
# Lihat kategori dalam setiap kolom non-numerik
lapply(data[sapply(data, function(x) is.factor(x) | is.character(x))], unique)
## $Loan_ID
##   [1] "LP001002" "LP001003" "LP001005" "LP001006" "LP001008" "LP001011"
##   [7] "LP001013" "LP001014" "LP001018" "LP001020" "LP001024" "LP001027"
##  [13] "LP001028" "LP001029" "LP001030" "LP001032" "LP001034" "LP001036"
##  [19] "LP001038" "LP001041" "LP001043" "LP001046" "LP001047" "LP001050"
##  [25] "LP001052" "LP001066" "LP001068" "LP001073" "LP001086" "LP001087"
##  [31] "LP001091" "LP001095" "LP001097" "LP001098" "LP001100" "LP001106"
##  [37] "LP001109" "LP001112" "LP001114" "LP001116" "LP001119" "LP001120"
##  [43] "LP001123" "LP001131" "LP001136" "LP001137" "LP001138" "LP001144"
##  [49] "LP001146" "LP001151" "LP001155" "LP001157" "LP001164" "LP001179"
##  [55] "LP001186" "LP001194" "LP001195" "LP001197" "LP001198" "LP001199"
##  [61] "LP001205" "LP001206" "LP001207" "LP001213" "LP001222" "LP001225"
##  [67] "LP001228" "LP001233" "LP001238" "LP001241" "LP001243" "LP001245"
##  [73] "LP001248" "LP001250" "LP001253" "LP001255" "LP001256" "LP001259"
##  [79] "LP001263" "LP001264" "LP001265" "LP001266" "LP001267" "LP001273"
##  [85] "LP001275" "LP001279" "LP001280" "LP001282" "LP001289" "LP001310"
##  [91] "LP001316" "LP001318" "LP001319" "LP001322" "LP001325" "LP001326"
##  [97] "LP001327" "LP001333" "LP001334" "LP001343" "LP001345" "LP001349"
## [103] "LP001350" "LP001356" "LP001357" "LP001367" "LP001369" "LP001370"
## [109] "LP001379" "LP001384" "LP001385" "LP001387" "LP001391" "LP001392"
## [115] "LP001398" "LP001401" "LP001404" "LP001405" "LP001421" "LP001422"
## [121] "LP001426" "LP001430" "LP001431" "LP001432" "LP001439" "LP001443"
## [127] "LP001448" "LP001449" "LP001451" "LP001465" "LP001469" "LP001473"
## [133] "LP001478" "LP001482" "LP001487" "LP001488" "LP001489" "LP001491"
## [139] "LP001492" "LP001493" "LP001497" "LP001498" "LP001504" "LP001507"
## [145] "LP001508" "LP001514" "LP001516" "LP001518" "LP001519" "LP001520"
## [151] "LP001528" "LP001529" "LP001531" "LP001532" "LP001535" "LP001536"
## [157] "LP001541" "LP001543" "LP001546" "LP001552" "LP001560" "LP001562"
## [163] "LP001565" "LP001570" "LP001572" "LP001574" "LP001577" "LP001578"
## [169] "LP001579" "LP001580" "LP001581" "LP001585" "LP001586" "LP001594"
## [175] "LP001603" "LP001606" "LP001608" "LP001610" "LP001616" "LP001630"
## [181] "LP001633" "LP001634" "LP001636" "LP001637" "LP001639" "LP001640"
## [187] "LP001641" "LP001643" "LP001644" "LP001647" "LP001653" "LP001656"
## [193] "LP001657" "LP001658" "LP001664" "LP001665" "LP001666" "LP001669"
## [199] "LP001671" "LP001673" "LP001674" "LP001677" "LP001682" "LP001688"
## [205] "LP001691" "LP001692" "LP001693" "LP001698" "LP001699" "LP001702"
## [211] "LP001708" "LP001711" "LP001713" "LP001715" "LP001716" "LP001720"
## [217] "LP001722" "LP001726" "LP001732" "LP001734" "LP001736" "LP001743"
## [223] "LP001744" "LP001749" "LP001750" "LP001751" "LP001754" "LP001758"
## [229] "LP001760" "LP001761" "LP001765" "LP001768" "LP001770" "LP001776"
## [235] "LP001778" "LP001784" "LP001786" "LP001788" "LP001790" "LP001792"
## [241] "LP001798" "LP001800" "LP001806" "LP001807" "LP001811" "LP001813"
## [247] "LP001814" "LP001819" "LP001824" "LP001825" "LP001835" "LP001836"
## [253] "LP001841" "LP001843" "LP001844" "LP001846" "LP001849" "LP001854"
## [259] "LP001859" "LP001864" "LP001865" "LP001868" "LP001870" "LP001871"
## [265] "LP001872" "LP001875" "LP001877" "LP001882" "LP001883" "LP001884"
## [271] "LP001888" "LP001891" "LP001892" "LP001894" "LP001896" "LP001900"
## [277] "LP001903" "LP001904" "LP001907" "LP001908" "LP001910" "LP001914"
## [283] "LP001915" "LP001917" "LP001922" "LP001924" "LP001925" "LP001926"
## [289] "LP001931" "LP001935" "LP001936" "LP001938" "LP001940" "LP001945"
## [295] "LP001947" "LP001949" "LP001953" "LP001954" "LP001955" "LP001963"
## [301] "LP001964" "LP001972" "LP001974" "LP001977" "LP001978" "LP001990"
## [307] "LP001993" "LP001994" "LP001996" "LP001998" "LP002002" "LP002004"
## [313] "LP002006" "LP002008" "LP002024" "LP002031" "LP002035" "LP002036"
## [319] "LP002043" "LP002050" "LP002051" "LP002053" "LP002054" "LP002055"
## [325] "LP002065" "LP002067" "LP002068" "LP002082" "LP002086" "LP002087"
## [331] "LP002097" "LP002098" "LP002100" "LP002101" "LP002103" "LP002106"
## [337] "LP002110" "LP002112" "LP002113" "LP002114" "LP002115" "LP002116"
## [343] "LP002119" "LP002126" "LP002128" "LP002129" "LP002130" "LP002131"
## [349] "LP002137" "LP002138" "LP002139" "LP002140" "LP002141" "LP002142"
## [355] "LP002143" "LP002144" "LP002149" "LP002151" "LP002158" "LP002160"
## [361] "LP002161" "LP002170" "LP002175" "LP002178" "LP002180" "LP002181"
## [367] "LP002187" "LP002188" "LP002190" "LP002191" "LP002194" "LP002197"
## [373] "LP002201" "LP002205" "LP002209" "LP002211" "LP002219" "LP002223"
## [379] "LP002224" "LP002225" "LP002226" "LP002229" "LP002231" "LP002234"
## [385] "LP002236" "LP002237" "LP002239" "LP002243" "LP002244" "LP002250"
## [391] "LP002255" "LP002262" "LP002263" "LP002265" "LP002266" "LP002272"
## [397] "LP002277" "LP002281" "LP002284" "LP002287" "LP002288" "LP002296"
## [403] "LP002297" "LP002300" "LP002301" "LP002305" "LP002308" "LP002314"
## [409] "LP002315" "LP002317" "LP002318" "LP002319" "LP002328" "LP002332"
## [415] "LP002335" "LP002337" "LP002341" "LP002342" "LP002345" "LP002347"
## [421] "LP002348" "LP002357" "LP002361" "LP002362" "LP002364" "LP002366"
## [427] "LP002367" "LP002368" "LP002369" "LP002370" "LP002377" "LP002379"
## [433] "LP002386" "LP002387" "LP002390" "LP002393" "LP002398" "LP002401"
## [439] "LP002403" "LP002407" "LP002408" "LP002409" "LP002418" "LP002422"
## [445] "LP002424" "LP002429" "LP002434" "LP002435" "LP002443" "LP002444"
## [451] "LP002446" "LP002447" "LP002448" "LP002449" "LP002453" "LP002455"
## [457] "LP002459" "LP002467" "LP002472" "LP002473" "LP002478" "LP002484"
## [463] "LP002487" "LP002489" "LP002493" "LP002494" "LP002500" "LP002501"
## [469] "LP002502" "LP002505" "LP002515" "LP002517" "LP002519" "LP002522"
## [475] "LP002524" "LP002527" "LP002529" "LP002530" "LP002531" "LP002533"
## [481] "LP002534" "LP002536" "LP002537" "LP002541" "LP002543" "LP002544"
## [487] "LP002545" "LP002547" "LP002555" "LP002556" "LP002560" "LP002562"
## [493] "LP002571" "LP002582" "LP002585" "LP002586" "LP002587" "LP002588"
## [499] "LP002600" "LP002602" "LP002603" "LP002606" "LP002615" "LP002618"
## [505] "LP002619" "LP002622" "LP002624" "LP002625" "LP002626" "LP002634"
## [511] "LP002637" "LP002640" "LP002643" "LP002648" "LP002652" "LP002659"
## [517] "LP002670" "LP002682" "LP002683" "LP002684" "LP002689" "LP002690"
## [523] "LP002692" "LP002693" "LP002697" "LP002699" "LP002705" "LP002706"
## [529] "LP002714" "LP002716" "LP002717" "LP002720" "LP002723" "LP002729"
## [535] "LP002731" "LP002732" "LP002734" "LP002738" "LP002739" "LP002740"
## [541] "LP002741" "LP002743" "LP002753" "LP002755" "LP002757" "LP002767"
## [547] "LP002768" "LP002772" "LP002776" "LP002777" "LP002778" "LP002784"
## [553] "LP002785" "LP002788" "LP002789" "LP002792" "LP002794" "LP002795"
## [559] "LP002798" "LP002804" "LP002807" "LP002813" "LP002820" "LP002821"
## [565] "LP002832" "LP002833" "LP002836" "LP002837" "LP002840" "LP002841"
## [571] "LP002842" "LP002847" "LP002855" "LP002862" "LP002863" "LP002868"
## [577] "LP002872" "LP002874" "LP002877" "LP002888" "LP002892" "LP002893"
## [583] "LP002894" "LP002898" "LP002911" "LP002912" "LP002916" "LP002917"
## [589] "LP002925" "LP002926" "LP002928" "LP002931" "LP002933" "LP002936"
## [595] "LP002938" "LP002940" "LP002941" "LP002943" "LP002945" "LP002948"
## [601] "LP002949" "LP002950" "LP002953" "LP002958" "LP002959" "LP002960"
## [607] "LP002961" "LP002964" "LP002974" "LP002978" "LP002979" "LP002983"
## [613] "LP002984" "LP002990"
## 
## $Gender
## [1] "Male"   "Female" ""      
## 
## $Married
## [1] "No"  "Yes" ""   
## 
## $Dependents
## [1] "0"  "1"  "2"  "3+" ""  
## 
## $Education
## [1] "Graduate"     "Not Graduate"
## 
## $Self_Employed
## [1] "No"  "Yes" ""   
## 
## $Property_Area
## [1] "Urban"     "Rural"     "Semiurban"
## 
## $Loan_Status
## [1] "Y" "N"

Exploratory Analysis of Missing Data

# Hitung missing data keseluruhan
sum(is.na(data))
## [1] 86
# Hitung jumlah missing tiap kolom
missing_summary <- data %>%
  summarise(across(everything(), ~sum(is.na(.))))

missing_summary
##   Loan_ID Gender Married Dependents Education Self_Employed ApplicantIncome
## 1       0      0       0          0         0             0               0
##   CoapplicantIncome LoanAmount Loan_Amount_Term Credit_History Property_Area
## 1                 0         22               14             50             0
##   Loan_Status
## 1           0
# Hitung persentase missing tiap kolom
missing_percent <- data %>%
  summarise(across(everything(), ~mean(is.na(.))*100))

missing_percent
##   Loan_ID Gender Married Dependents Education Self_Employed ApplicantIncome
## 1       0      0       0          0         0             0               0
##   CoapplicantIncome LoanAmount Loan_Amount_Term Credit_History Property_Area
## 1                 0   3.583062          2.28013       8.143322             0
##   Loan_Status
## 1           0
# Menggabungkan informasi terkait missing value
missing_table <- data.frame(
  Variable = names(data),
  Missing_Count = as.numeric(missing_summary[1,]),
  Missing_Percent = as.numeric(missing_percent[1,])
)
missing_table
##             Variable Missing_Count Missing_Percent
## 1            Loan_ID             0        0.000000
## 2             Gender             0        0.000000
## 3            Married             0        0.000000
## 4         Dependents             0        0.000000
## 5          Education             0        0.000000
## 6      Self_Employed             0        0.000000
## 7    ApplicantIncome             0        0.000000
## 8  CoapplicantIncome             0        0.000000
## 9         LoanAmount            22        3.583062
## 10  Loan_Amount_Term            14        2.280130
## 11    Credit_History            50        8.143322
## 12     Property_Area             0        0.000000
## 13       Loan_Status             0        0.000000

Pada dataset ini, missing value ditemukan dalam kolom LoanAmount, Loan_Amount_Term, dan Credit_History

# Visualisasi pattern missing data dengan library MICE
md.pattern(data)

##     Loan_ID Gender Married Dependents Education Self_Employed ApplicantIncome
## 529       1      1       1          1         1             1               1
## 49        1      1       1          1         1             1               1
## 21        1      1       1          1         1             1               1
## 1         1      1       1          1         1             1               1
## 14        1      1       1          1         1             1               1
##           0      0       0          0         0             0               0
##     CoapplicantIncome Property_Area Loan_Status Loan_Amount_Term LoanAmount
## 529                 1             1           1                1          1
## 49                  1             1           1                1          1
## 21                  1             1           1                1          0
## 1                   1             1           1                1          0
## 14                  1             1           1                0          1
##                     0             0           0               14         22
##     Credit_History   
## 529              1  0
## 49               0  1
## 21               1  1
## 1                0  2
## 14               1  1
##                 50 86

Hasil ini menampilkan missingness pattern dari dataset, namun variabel-variabelnya kurang terlihat karena jumlahnya cukup banyak. Maka dilakukan visualisasi kembali dengan memanfaatkan library VIM.

# Visualisasi missing data dengan library VIM
aggr_plot <- aggr(data, col=c('navyblue','red'), 
                  numbers=TRUE, sortVars=TRUE, 
                  labels=names(data), cex.axis=.7, 
                  gap=3, ylab=c("Missing Data","Pattern"))

## 
##  Variables sorted by number of missings: 
##           Variable      Count
##     Credit_History 0.08143322
##         LoanAmount 0.03583062
##   Loan_Amount_Term 0.02280130
##            Loan_ID 0.00000000
##             Gender 0.00000000
##            Married 0.00000000
##         Dependents 0.00000000
##          Education 0.00000000
##      Self_Employed 0.00000000
##    ApplicantIncome 0.00000000
##  CoapplicantIncome 0.00000000
##      Property_Area 0.00000000
##        Loan_Status 0.00000000

Dapat dilihat bahwa missing values yang terdapat dalam dataset relatif kecil yakni kurang dari 10%, jadi masih bisa ditangani dengan imputasi dan tidak perlu drop variabel. Variabel yang paling bermasalah adalah Credit_History, sehingga perlu perhatian khusus saat imputasi. Selain itu, pola missing value sebenarnya tidak terlalu kompleks (hanya 3 variabel yang terpengaruh), artinya imputasi sederhana yakni Ad-hoc methods (mean/median/mode) mungkin sudah cukup, tapi lebih baik dicoba juga MICE methods untuk hasil yang lebih akurat.

Imputation Methods

Drop row (without imputation)

# drop semua baris yang ada NA di kolom manapun
data_drop <- data %>% drop_na()
# Cek setelah drop baris berisi missing value
colSums(is.na(data_drop))
##           Loan_ID            Gender           Married        Dependents 
##                 0                 0                 0                 0 
##         Education     Self_Employed   ApplicantIncome CoapplicantIncome 
##                 0                 0                 0                 0 
##        LoanAmount  Loan_Amount_Term    Credit_History     Property_Area 
##                 0                 0                 0                 0 
##       Loan_Status 
##                 0

Ad-hoc Methods

# Imputasi missing value dengan mean
data_imp_mean <- data %>%
  mutate(across(where(is.numeric), ~na_mean(.)))
# Imputasi missing value dengan median
data_imp_median <- data %>%
  mutate(across(where(is.numeric), ~na_mean(., option = "median")))
# Imputasi missing value dengan modus
# fungsi 
get_mode <- function(x) {
  ux <- unique(x[!is.na(x)])
  ux[which.max(tabulate(match(x, ux)))]
}

# imputasi modus ke semua kolom
data_imp_mode <- data %>%
  mutate(across(everything(), ~ifelse(is.na(.), get_mode(.), .)))
# cek setelah imputasi mean
colSums(is.na(data_imp_mean))
##           Loan_ID            Gender           Married        Dependents 
##                 0                 0                 0                 0 
##         Education     Self_Employed   ApplicantIncome CoapplicantIncome 
##                 0                 0                 0                 0 
##        LoanAmount  Loan_Amount_Term    Credit_History     Property_Area 
##                 0                 0                 0                 0 
##       Loan_Status 
##                 0
# cek setelah imputasi mean
colSums(is.na(data_imp_median))
##           Loan_ID            Gender           Married        Dependents 
##                 0                 0                 0                 0 
##         Education     Self_Employed   ApplicantIncome CoapplicantIncome 
##                 0                 0                 0                 0 
##        LoanAmount  Loan_Amount_Term    Credit_History     Property_Area 
##                 0                 0                 0                 0 
##       Loan_Status 
##                 0
# cek setelah imputasi mean
colSums(is.na(data_imp_mode))
##           Loan_ID            Gender           Married        Dependents 
##                 0                 0                 0                 0 
##         Education     Self_Employed   ApplicantIncome CoapplicantIncome 
##                 0                 0                 0                 0 
##        LoanAmount  Loan_Amount_Term    Credit_History     Property_Area 
##                 0                 0                 0                 0 
##       Loan_Status 
##                 0

Multiple Imputation by Chained Equations (MICE) Methods

# Tentukan metode imputasi per kolom
method <- make.method(data)

Kolom berisi missing values memiliki tipe data numerik untuk LoanAmount dan Loan_Amount_Term, namun kolom Credit_History memiliki tipe data kategorikal biner (0 dan 1). Sehingga sebaiknya diterapkan methods yang berbeda dalam imputasi missing values ini.

# Mengubah Credit_History menjadi faktor dengan 2 level (karena sebelumnya masih bertipe int di R)
data$Credit_History <- factor(data$Credit_History, levels = c(0,1))

# Atur methods sesuai hasil exploratory
method["LoanAmount"] <- "pmm"          # numeric continuous
method["Loan_Amount_Term"] <- "pmm"    # numeric integer
method["Credit_History"] <- "logreg"   # binary categorical (0/1)
# Jalankan mice
imp_mice <- mice(data, m = 5, method = method, maxit = 5, seed = 123)
## 
##  iter imp variable
##   1   1  LoanAmount  Loan_Amount_Term  Credit_History
##   1   2  LoanAmount  Loan_Amount_Term  Credit_History
##   1   3  LoanAmount  Loan_Amount_Term  Credit_History
##   1   4  LoanAmount  Loan_Amount_Term  Credit_History
##   1   5  LoanAmount  Loan_Amount_Term  Credit_History
##   2   1  LoanAmount  Loan_Amount_Term  Credit_History
##   2   2  LoanAmount  Loan_Amount_Term  Credit_History
##   2   3  LoanAmount  Loan_Amount_Term  Credit_History
##   2   4  LoanAmount  Loan_Amount_Term  Credit_History
##   2   5  LoanAmount  Loan_Amount_Term  Credit_History
##   3   1  LoanAmount  Loan_Amount_Term  Credit_History
##   3   2  LoanAmount  Loan_Amount_Term  Credit_History
##   3   3  LoanAmount  Loan_Amount_Term  Credit_History
##   3   4  LoanAmount  Loan_Amount_Term  Credit_History
##   3   5  LoanAmount  Loan_Amount_Term  Credit_History
##   4   1  LoanAmount  Loan_Amount_Term  Credit_History
##   4   2  LoanAmount  Loan_Amount_Term  Credit_History
##   4   3  LoanAmount  Loan_Amount_Term  Credit_History
##   4   4  LoanAmount  Loan_Amount_Term  Credit_History
##   4   5  LoanAmount  Loan_Amount_Term  Credit_History
##   5   1  LoanAmount  Loan_Amount_Term  Credit_History
##   5   2  LoanAmount  Loan_Amount_Term  Credit_History
##   5   3  LoanAmount  Loan_Amount_Term  Credit_History
##   5   4  LoanAmount  Loan_Amount_Term  Credit_History
##   5   5  LoanAmount  Loan_Amount_Term  Credit_History
## Warning: Number of logged events: 8
data_imp_mice <- complete(imp_mice, 1)
data_imp_mice
##      Loan_ID Gender Married Dependents    Education Self_Employed
## 1   LP001002   Male      No          0     Graduate            No
## 2   LP001003   Male     Yes          1     Graduate            No
## 3   LP001005   Male     Yes          0     Graduate           Yes
## 4   LP001006   Male     Yes          0 Not Graduate            No
## 5   LP001008   Male      No          0     Graduate            No
## 6   LP001011   Male     Yes          2     Graduate           Yes
## 7   LP001013   Male     Yes          0 Not Graduate            No
## 8   LP001014   Male     Yes         3+     Graduate            No
## 9   LP001018   Male     Yes          2     Graduate            No
## 10  LP001020   Male     Yes          1     Graduate            No
## 11  LP001024   Male     Yes          2     Graduate            No
## 12  LP001027   Male     Yes          2     Graduate              
## 13  LP001028   Male     Yes          2     Graduate            No
## 14  LP001029   Male      No          0     Graduate            No
## 15  LP001030   Male     Yes          2     Graduate            No
## 16  LP001032   Male      No          0     Graduate            No
## 17  LP001034   Male      No          1 Not Graduate            No
## 18  LP001036 Female      No          0     Graduate            No
## 19  LP001038   Male     Yes          0 Not Graduate            No
## 20  LP001041   Male     Yes          0     Graduate              
## 21  LP001043   Male     Yes          0 Not Graduate            No
## 22  LP001046   Male     Yes          1     Graduate            No
## 23  LP001047   Male     Yes          0 Not Graduate            No
## 24  LP001050            Yes          2 Not Graduate            No
## 25  LP001052   Male     Yes          1     Graduate              
## 26  LP001066   Male     Yes          0     Graduate           Yes
## 27  LP001068   Male     Yes          0     Graduate            No
## 28  LP001073   Male     Yes          2 Not Graduate            No
## 29  LP001086   Male      No          0 Not Graduate            No
## 30  LP001087 Female      No          2     Graduate              
## 31  LP001091   Male     Yes          1     Graduate              
## 32  LP001095   Male      No          0     Graduate            No
## 33  LP001097   Male      No          1     Graduate           Yes
## 34  LP001098   Male     Yes          0     Graduate            No
## 35  LP001100   Male      No         3+     Graduate            No
## 36  LP001106   Male     Yes          0     Graduate            No
## 37  LP001109   Male     Yes          0     Graduate            No
## 38  LP001112 Female     Yes          0     Graduate            No
## 39  LP001114   Male      No          0     Graduate            No
## 40  LP001116   Male      No          0 Not Graduate            No
## 41  LP001119   Male      No          0     Graduate            No
## 42  LP001120   Male      No          0     Graduate            No
## 43  LP001123   Male     Yes          0     Graduate            No
## 44  LP001131   Male     Yes          0     Graduate            No
## 45  LP001136   Male     Yes          0 Not Graduate           Yes
## 46  LP001137 Female      No          0     Graduate            No
## 47  LP001138   Male     Yes          1     Graduate            No
## 48  LP001144   Male     Yes          0     Graduate            No
## 49  LP001146 Female     Yes          0     Graduate            No
## 50  LP001151 Female      No          0     Graduate            No
## 51  LP001155 Female     Yes          0 Not Graduate            No
## 52  LP001157 Female      No          0     Graduate            No
## 53  LP001164 Female      No          0     Graduate            No
## 54  LP001179   Male     Yes          2     Graduate            No
## 55  LP001186 Female     Yes          1     Graduate           Yes
## 56  LP001194   Male     Yes          2     Graduate            No
## 57  LP001195   Male     Yes          0     Graduate            No
## 58  LP001197   Male     Yes          0     Graduate            No
## 59  LP001198   Male     Yes          1     Graduate            No
## 60  LP001199   Male     Yes          2 Not Graduate            No
## 61  LP001205   Male     Yes          0     Graduate            No
## 62  LP001206   Male     Yes         3+     Graduate            No
## 63  LP001207   Male     Yes          0 Not Graduate           Yes
## 64  LP001213   Male     Yes          1     Graduate            No
## 65  LP001222 Female      No          0     Graduate            No
## 66  LP001225   Male     Yes          0     Graduate            No
## 67  LP001228   Male      No          0 Not Graduate            No
## 68  LP001233   Male     Yes          1     Graduate            No
## 69  LP001238   Male     Yes         3+ Not Graduate           Yes
## 70  LP001241 Female      No          0     Graduate            No
## 71  LP001243   Male     Yes          0     Graduate            No
## 72  LP001245   Male     Yes          2 Not Graduate           Yes
## 73  LP001248   Male      No          0     Graduate            No
## 74  LP001250   Male     Yes         3+ Not Graduate            No
## 75  LP001253   Male     Yes         3+     Graduate           Yes
## 76  LP001255   Male      No          0     Graduate            No
## 77  LP001256   Male      No          0     Graduate            No
## 78  LP001259   Male     Yes          1     Graduate           Yes
## 79  LP001263   Male     Yes         3+     Graduate            No
## 80  LP001264   Male     Yes         3+ Not Graduate           Yes
## 81  LP001265 Female      No          0     Graduate            No
## 82  LP001266   Male     Yes          1     Graduate           Yes
## 83  LP001267 Female     Yes          2     Graduate            No
## 84  LP001273   Male     Yes          0     Graduate            No
## 85  LP001275   Male     Yes          1     Graduate            No
## 86  LP001279   Male      No          0     Graduate            No
## 87  LP001280   Male     Yes          2 Not Graduate            No
## 88  LP001282   Male     Yes          0     Graduate            No
## 89  LP001289   Male      No          0     Graduate            No
## 90  LP001310   Male     Yes          0     Graduate            No
## 91  LP001316   Male     Yes          0     Graduate            No
## 92  LP001318   Male     Yes          2     Graduate            No
## 93  LP001319   Male     Yes          2 Not Graduate            No
## 94  LP001322   Male      No          0     Graduate            No
## 95  LP001325   Male      No          0 Not Graduate            No
## 96  LP001326   Male      No          0     Graduate              
## 97  LP001327 Female     Yes          0     Graduate            No
## 98  LP001333   Male     Yes          0     Graduate            No
## 99  LP001334   Male     Yes          0 Not Graduate            No
## 100 LP001343   Male     Yes          0     Graduate            No
## 101 LP001345   Male     Yes          2 Not Graduate            No
## 102 LP001349   Male      No          0     Graduate            No
## 103 LP001350   Male     Yes                Graduate            No
## 104 LP001356   Male     Yes          0     Graduate            No
## 105 LP001357   Male                        Graduate            No
## 106 LP001367   Male     Yes          1     Graduate            No
## 107 LP001369   Male     Yes          2     Graduate            No
## 108 LP001370   Male      No          0 Not Graduate              
## 109 LP001379   Male     Yes          2     Graduate            No
## 110 LP001384   Male     Yes         3+ Not Graduate            No
## 111 LP001385   Male      No          0     Graduate            No
## 112 LP001387 Female     Yes          0     Graduate              
## 113 LP001391   Male     Yes          0 Not Graduate            No
## 114 LP001392 Female      No          1     Graduate           Yes
## 115 LP001398   Male      No          0     Graduate              
## 116 LP001401   Male     Yes          1     Graduate            No
## 117 LP001404 Female     Yes          0     Graduate            No
## 118 LP001405   Male     Yes          1     Graduate            No
## 119 LP001421   Male     Yes          0     Graduate            No
## 120 LP001422 Female      No          0     Graduate            No
## 121 LP001426   Male     Yes                Graduate            No
## 122 LP001430 Female      No          0     Graduate            No
## 123 LP001431 Female      No          0     Graduate            No
## 124 LP001432   Male     Yes          2     Graduate            No
## 125 LP001439   Male     Yes          0 Not Graduate            No
## 126 LP001443 Female      No          0     Graduate            No
## 127 LP001448            Yes         3+     Graduate            No
## 128 LP001449   Male      No          0     Graduate            No
## 129 LP001451   Male     Yes          1     Graduate           Yes
## 130 LP001465   Male     Yes          0     Graduate            No
## 131 LP001469   Male      No          0     Graduate           Yes
## 132 LP001473   Male      No          0     Graduate            No
## 133 LP001478   Male      No          0     Graduate            No
## 134 LP001482   Male     Yes          0     Graduate           Yes
## 135 LP001487   Male      No          0     Graduate            No
## 136 LP001488   Male     Yes         3+     Graduate            No
## 137 LP001489 Female     Yes          0     Graduate            No
## 138 LP001491   Male     Yes          2     Graduate           Yes
## 139 LP001492   Male      No          0     Graduate            No
## 140 LP001493   Male     Yes          2 Not Graduate            No
## 141 LP001497   Male     Yes          2     Graduate            No
## 142 LP001498   Male      No          0     Graduate            No
## 143 LP001504   Male      No          0     Graduate           Yes
## 144 LP001507   Male     Yes          0     Graduate            No
## 145 LP001508   Male     Yes          2     Graduate            No
## 146 LP001514 Female     Yes          0     Graduate            No
## 147 LP001516 Female     Yes          2     Graduate            No
## 148 LP001518   Male     Yes          1     Graduate            No
## 149 LP001519 Female      No          0     Graduate            No
## 150 LP001520   Male     Yes          0     Graduate            No
## 151 LP001528   Male      No          0     Graduate            No
## 152 LP001529   Male     Yes          0     Graduate           Yes
## 153 LP001531   Male      No          0     Graduate            No
## 154 LP001532   Male     Yes          2 Not Graduate            No
## 155 LP001535   Male      No          0     Graduate            No
## 156 LP001536   Male     Yes         3+     Graduate            No
## 157 LP001541   Male     Yes          1     Graduate            No
## 158 LP001543   Male     Yes          1     Graduate            No
## 159 LP001546   Male      No          0     Graduate              
## 160 LP001552   Male     Yes          0     Graduate            No
## 161 LP001560   Male     Yes          0 Not Graduate            No
## 162 LP001562   Male     Yes          0     Graduate            No
## 163 LP001565   Male     Yes          1     Graduate            No
## 164 LP001570   Male     Yes          2     Graduate            No
## 165 LP001572   Male     Yes          0     Graduate            No
## 166 LP001574   Male     Yes          0     Graduate            No
## 167 LP001577 Female     Yes          0     Graduate            No
## 168 LP001578   Male     Yes          0     Graduate            No
## 169 LP001579   Male      No          0     Graduate            No
## 170 LP001580   Male     Yes          2     Graduate            No
## 171 LP001581   Male     Yes          0 Not Graduate              
## 172 LP001585            Yes         3+     Graduate            No
## 173 LP001586   Male     Yes         3+ Not Graduate            No
## 174 LP001594   Male     Yes          0     Graduate            No
## 175 LP001603   Male     Yes          0 Not Graduate           Yes
## 176 LP001606   Male     Yes          0     Graduate            No
## 177 LP001608   Male     Yes          2     Graduate            No
## 178 LP001610   Male     Yes         3+     Graduate            No
## 179 LP001616   Male     Yes          1     Graduate            No
## 180 LP001630   Male      No          0 Not Graduate            No
## 181 LP001633   Male     Yes          1     Graduate            No
## 182 LP001634   Male      No          0     Graduate            No
## 183 LP001636   Male     Yes          0     Graduate            No
## 184 LP001637   Male     Yes          1     Graduate            No
## 185 LP001639 Female     Yes          0     Graduate            No
## 186 LP001640   Male     Yes          0     Graduate           Yes
## 187 LP001641   Male     Yes          1     Graduate           Yes
## 188 LP001643   Male     Yes          0     Graduate            No
## 189 LP001644            Yes          0     Graduate           Yes
## 190 LP001647   Male     Yes          0     Graduate            No
## 191 LP001653   Male      No          0 Not Graduate            No
## 192 LP001656   Male      No          0     Graduate            No
## 193 LP001657   Male     Yes          0 Not Graduate            No
## 194 LP001658   Male      No          0     Graduate            No
## 195 LP001664   Male      No          0     Graduate            No
## 196 LP001665   Male     Yes          1     Graduate            No
## 197 LP001666   Male      No          0     Graduate            No
## 198 LP001669 Female      No          0 Not Graduate            No
## 199 LP001671 Female     Yes          0     Graduate            No
## 200 LP001673   Male      No          0     Graduate           Yes
## 201 LP001674   Male     Yes          1 Not Graduate            No
## 202 LP001677   Male      No          2     Graduate            No
## 203 LP001682   Male     Yes         3+ Not Graduate            No
## 204 LP001688   Male     Yes          1 Not Graduate            No
## 205 LP001691   Male     Yes          2 Not Graduate            No
## 206 LP001692 Female      No          0 Not Graduate            No
## 207 LP001693 Female      No          0     Graduate            No
## 208 LP001698   Male      No          0 Not Graduate            No
## 209 LP001699   Male      No          0     Graduate            No
## 210 LP001702   Male      No          0     Graduate            No
## 211 LP001708 Female      No          0     Graduate            No
## 212 LP001711   Male     Yes         3+     Graduate            No
## 213 LP001713   Male     Yes          1     Graduate           Yes
## 214 LP001715   Male     Yes         3+ Not Graduate           Yes
## 215 LP001716   Male     Yes          0     Graduate            No
## 216 LP001720   Male     Yes         3+ Not Graduate            No
## 217 LP001722   Male     Yes          0     Graduate            No
## 218 LP001726   Male     Yes          0     Graduate            No
## 219 LP001732   Male     Yes          2     Graduate              
## 220 LP001734 Female     Yes          2     Graduate            No
## 221 LP001736   Male     Yes          0     Graduate            No
## 222 LP001743   Male     Yes          2     Graduate            No
## 223 LP001744   Male      No          0     Graduate            No
## 224 LP001749   Male     Yes          0     Graduate            No
## 225 LP001750   Male     Yes          0     Graduate            No
## 226 LP001751   Male     Yes          0     Graduate            No
## 227 LP001754   Male     Yes            Not Graduate           Yes
## 228 LP001758   Male     Yes          2     Graduate            No
## 229 LP001760   Male                        Graduate            No
## 230 LP001761   Male      No          0     Graduate           Yes
## 231 LP001765   Male     Yes          1     Graduate            No
## 232 LP001768   Male     Yes          0     Graduate              
## 233 LP001770   Male      No          0 Not Graduate            No
## 234 LP001776 Female      No          0     Graduate            No
## 235 LP001778   Male     Yes          1     Graduate            No
## 236 LP001784   Male     Yes          1     Graduate            No
## 237 LP001786   Male     Yes          0     Graduate              
## 238 LP001788 Female      No          0     Graduate           Yes
## 239 LP001790 Female      No          1     Graduate            No
## 240 LP001792   Male     Yes          1     Graduate            No
## 241 LP001798   Male     Yes          2     Graduate            No
## 242 LP001800   Male     Yes          1 Not Graduate            No
## 243 LP001806   Male      No          0     Graduate            No
## 244 LP001807   Male     Yes          2     Graduate           Yes
## 245 LP001811   Male     Yes          0 Not Graduate            No
## 246 LP001813   Male      No          0     Graduate           Yes
## 247 LP001814   Male     Yes          2     Graduate            No
## 248 LP001819   Male     Yes          1 Not Graduate            No
## 249 LP001824   Male     Yes          1     Graduate            No
## 250 LP001825   Male     Yes          0     Graduate            No
## 251 LP001835   Male     Yes          0 Not Graduate            No
## 252 LP001836 Female      No          2     Graduate            No
## 253 LP001841   Male      No          0 Not Graduate           Yes
## 254 LP001843   Male     Yes          1 Not Graduate            No
## 255 LP001844   Male      No          0     Graduate           Yes
## 256 LP001846 Female      No         3+     Graduate            No
## 257 LP001849   Male      No          0 Not Graduate            No
## 258 LP001854   Male     Yes         3+     Graduate            No
## 259 LP001859   Male     Yes          0     Graduate            No
## 260 LP001864   Male     Yes         3+ Not Graduate            No
## 261 LP001865   Male     Yes          1     Graduate            No
## 262 LP001868   Male      No          0     Graduate            No
## 263 LP001870 Female      No          1     Graduate            No
## 264 LP001871 Female      No          0     Graduate            No
## 265 LP001872   Male      No          0     Graduate           Yes
## 266 LP001875   Male      No          0     Graduate            No
## 267 LP001877   Male     Yes          2     Graduate            No
## 268 LP001882   Male     Yes         3+     Graduate            No
## 269 LP001883 Female      No          0     Graduate              
## 270 LP001884 Female      No          1     Graduate            No
## 271 LP001888 Female      No          0     Graduate            No
## 272 LP001891   Male     Yes          0     Graduate            No
## 273 LP001892   Male      No          0     Graduate            No
## 274 LP001894   Male     Yes          0     Graduate            No
## 275 LP001896   Male     Yes          2     Graduate            No
## 276 LP001900   Male     Yes          1     Graduate            No
## 277 LP001903   Male     Yes          0     Graduate            No
## 278 LP001904   Male     Yes          0     Graduate            No
## 279 LP001907   Male     Yes          0     Graduate            No
## 280 LP001908 Female     Yes          0 Not Graduate            No
## 281 LP001910   Male      No          1 Not Graduate           Yes
## 282 LP001914   Male     Yes          0     Graduate            No
## 283 LP001915   Male     Yes          2     Graduate            No
## 284 LP001917 Female      No          0     Graduate            No
## 285 LP001922   Male     Yes          0     Graduate            No
## 286 LP001924   Male      No          0     Graduate            No
## 287 LP001925 Female      No          0     Graduate           Yes
## 288 LP001926   Male     Yes          0     Graduate            No
## 289 LP001931 Female      No          0     Graduate            No
## 290 LP001935   Male      No          0     Graduate            No
## 291 LP001936   Male     Yes          0     Graduate            No
## 292 LP001938   Male     Yes          2     Graduate            No
## 293 LP001940   Male     Yes          2     Graduate            No
## 294 LP001945 Female      No                Graduate            No
## 295 LP001947   Male     Yes          0     Graduate            No
## 296 LP001949   Male     Yes         3+     Graduate              
## 297 LP001953   Male     Yes          1     Graduate            No
## 298 LP001954 Female     Yes          1     Graduate            No
## 299 LP001955 Female      No          0     Graduate            No
## 300 LP001963   Male     Yes          1     Graduate            No
## 301 LP001964   Male     Yes          0 Not Graduate            No
## 302 LP001972   Male     Yes            Not Graduate            No
## 303 LP001974 Female      No          0     Graduate            No
## 304 LP001977   Male     Yes          1     Graduate            No
## 305 LP001978   Male      No          0     Graduate            No
## 306 LP001990   Male      No          0 Not Graduate            No
## 307 LP001993 Female      No          0     Graduate            No
## 308 LP001994 Female      No          0     Graduate            No
## 309 LP001996   Male      No          0     Graduate            No
## 310 LP001998   Male     Yes          2 Not Graduate            No
## 311 LP002002 Female      No          0     Graduate            No
## 312 LP002004   Male      No          0 Not Graduate            No
## 313 LP002006 Female      No          0     Graduate            No
## 314 LP002008   Male     Yes          2     Graduate           Yes
## 315 LP002024            Yes          0     Graduate            No
## 316 LP002031   Male     Yes          1 Not Graduate            No
## 317 LP002035   Male     Yes          2     Graduate            No
## 318 LP002036   Male     Yes          0     Graduate            No
## 319 LP002043 Female      No          1     Graduate            No
## 320 LP002050   Male     Yes          1     Graduate           Yes
## 321 LP002051   Male     Yes          0     Graduate            No
## 322 LP002053   Male     Yes         3+     Graduate            No
## 323 LP002054   Male     Yes          2 Not Graduate            No
## 324 LP002055 Female      No          0     Graduate            No
## 325 LP002065   Male     Yes         3+     Graduate            No
## 326 LP002067   Male     Yes          1     Graduate           Yes
## 327 LP002068   Male      No          0     Graduate            No
## 328 LP002082   Male     Yes          0     Graduate           Yes
## 329 LP002086 Female     Yes          0     Graduate            No
## 330 LP002087 Female      No          0     Graduate            No
## 331 LP002097   Male      No          1     Graduate            No
## 332 LP002098   Male      No          0     Graduate            No
## 333 LP002100   Male      No                Graduate            No
## 334 LP002101   Male     Yes          0     Graduate              
## 335 LP002103            Yes          1     Graduate           Yes
## 336 LP002106   Male     Yes                Graduate           Yes
## 337 LP002110   Male     Yes          1     Graduate              
## 338 LP002112   Male     Yes          2     Graduate           Yes
## 339 LP002113 Female      No         3+ Not Graduate            No
## 340 LP002114 Female      No          0     Graduate            No
## 341 LP002115   Male     Yes         3+ Not Graduate            No
## 342 LP002116 Female      No          0     Graduate            No
## 343 LP002119   Male     Yes          1 Not Graduate            No
## 344 LP002126   Male     Yes         3+ Not Graduate            No
## 345 LP002128   Male     Yes          2     Graduate              
## 346 LP002129   Male     Yes          0     Graduate            No
## 347 LP002130   Male     Yes            Not Graduate            No
## 348 LP002131   Male     Yes          2 Not Graduate            No
## 349 LP002137   Male     Yes          0     Graduate            No
## 350 LP002138   Male     Yes          0     Graduate            No
## 351 LP002139   Male     Yes          0     Graduate            No
## 352 LP002140   Male      No          0     Graduate            No
## 353 LP002141   Male     Yes         3+     Graduate            No
## 354 LP002142 Female     Yes          0     Graduate           Yes
## 355 LP002143 Female     Yes          0     Graduate            No
## 356 LP002144 Female      No                Graduate            No
## 357 LP002149   Male     Yes          2     Graduate            No
## 358 LP002151   Male     Yes          1     Graduate            No
## 359 LP002158   Male     Yes          0 Not Graduate            No
## 360 LP002160   Male     Yes         3+     Graduate            No
## 361 LP002161 Female      No          1     Graduate            No
## 362 LP002170   Male     Yes          2     Graduate            No
## 363 LP002175   Male     Yes          0     Graduate            No
## 364 LP002178   Male     Yes          0     Graduate            No
## 365 LP002180   Male      No          0     Graduate           Yes
## 366 LP002181   Male      No          0 Not Graduate            No
## 367 LP002187   Male      No          0     Graduate            No
## 368 LP002188   Male      No          0     Graduate            No
## 369 LP002190   Male     Yes          1     Graduate            No
## 370 LP002191   Male     Yes          0     Graduate            No
## 371 LP002194 Female      No          0     Graduate           Yes
## 372 LP002197   Male     Yes          2     Graduate            No
## 373 LP002201   Male     Yes          2     Graduate           Yes
## 374 LP002205   Male      No          1     Graduate            No
## 375 LP002209 Female      No          0     Graduate              
## 376 LP002211   Male     Yes          0     Graduate            No
## 377 LP002219   Male     Yes         3+     Graduate            No
## 378 LP002223   Male     Yes          0     Graduate            No
## 379 LP002224   Male      No          0     Graduate            No
## 380 LP002225   Male     Yes          2     Graduate            No
## 381 LP002226   Male     Yes          0     Graduate              
## 382 LP002229   Male      No          0     Graduate            No
## 383 LP002231 Female      No          0     Graduate            No
## 384 LP002234   Male      No          0     Graduate           Yes
## 385 LP002236   Male     Yes          2     Graduate            No
## 386 LP002237   Male      No          1     Graduate              
## 387 LP002239   Male      No          0 Not Graduate            No
## 388 LP002243   Male     Yes          0 Not Graduate            No
## 389 LP002244   Male     Yes          0     Graduate            No
## 390 LP002250   Male     Yes          0     Graduate            No
## 391 LP002255   Male      No         3+     Graduate            No
## 392 LP002262   Male     Yes         3+     Graduate            No
## 393 LP002263   Male     Yes          0     Graduate            No
## 394 LP002265   Male     Yes          2 Not Graduate            No
## 395 LP002266   Male     Yes          2     Graduate            No
## 396 LP002272   Male     Yes          2     Graduate            No
## 397 LP002277 Female      No          0     Graduate            No
## 398 LP002281   Male     Yes          0     Graduate            No
## 399 LP002284   Male      No          0 Not Graduate            No
## 400 LP002287 Female      No          0     Graduate            No
## 401 LP002288   Male     Yes          2 Not Graduate            No
## 402 LP002296   Male      No          0 Not Graduate            No
## 403 LP002297   Male      No          0     Graduate            No
## 404 LP002300 Female      No          0 Not Graduate            No
## 405 LP002301 Female      No          0     Graduate           Yes
## 406 LP002305 Female      No          0     Graduate            No
## 407 LP002308   Male     Yes          0 Not Graduate            No
## 408 LP002314 Female      No          0 Not Graduate            No
## 409 LP002315   Male     Yes          1     Graduate            No
## 410 LP002317   Male     Yes         3+     Graduate            No
## 411 LP002318 Female      No          1 Not Graduate           Yes
## 412 LP002319   Male     Yes          0     Graduate              
## 413 LP002328   Male     Yes          0 Not Graduate            No
## 414 LP002332   Male     Yes          0 Not Graduate            No
## 415 LP002335 Female     Yes          0 Not Graduate            No
## 416 LP002337 Female      No          0     Graduate            No
## 417 LP002341 Female      No          1     Graduate            No
## 418 LP002342   Male     Yes          2     Graduate           Yes
## 419 LP002345   Male     Yes          0     Graduate            No
## 420 LP002347   Male     Yes          0     Graduate            No
## 421 LP002348   Male     Yes          0     Graduate            No
## 422 LP002357 Female      No          0 Not Graduate            No
## 423 LP002361   Male     Yes          0     Graduate            No
## 424 LP002362   Male     Yes          1     Graduate            No
## 425 LP002364   Male     Yes          0     Graduate            No
## 426 LP002366   Male     Yes          0     Graduate            No
## 427 LP002367 Female      No          1 Not Graduate            No
## 428 LP002368   Male     Yes          2     Graduate            No
## 429 LP002369   Male     Yes          0     Graduate            No
## 430 LP002370   Male      No          0 Not Graduate            No
## 431 LP002377 Female      No          1     Graduate           Yes
## 432 LP002379   Male      No          0     Graduate            No
## 433 LP002386   Male      No          0     Graduate              
## 434 LP002387   Male     Yes          0     Graduate            No
## 435 LP002390   Male      No          0     Graduate            No
## 436 LP002393 Female                        Graduate            No
## 437 LP002398   Male      No          0     Graduate            No
## 438 LP002401   Male     Yes          0     Graduate            No
## 439 LP002403   Male      No          0     Graduate           Yes
## 440 LP002407 Female     Yes          0 Not Graduate           Yes
## 441 LP002408   Male      No          0     Graduate            No
## 442 LP002409   Male     Yes          0     Graduate            No
## 443 LP002418   Male      No         3+ Not Graduate            No
## 444 LP002422   Male      No          1     Graduate            No
## 445 LP002424   Male     Yes          0     Graduate            No
## 446 LP002429   Male     Yes          1     Graduate           Yes
## 447 LP002434   Male     Yes          2 Not Graduate            No
## 448 LP002435   Male     Yes          0     Graduate              
## 449 LP002443   Male     Yes          2     Graduate            No
## 450 LP002444   Male      No          1 Not Graduate           Yes
## 451 LP002446   Male     Yes          2 Not Graduate            No
## 452 LP002447   Male     Yes          2 Not Graduate            No
## 453 LP002448   Male     Yes          0     Graduate            No
## 454 LP002449   Male     Yes          0     Graduate            No
## 455 LP002453   Male      No          0     Graduate           Yes
## 456 LP002455   Male     Yes          2     Graduate            No
## 457 LP002459   Male     Yes          0     Graduate            No
## 458 LP002467   Male     Yes          0     Graduate            No
## 459 LP002472   Male      No          2     Graduate            No
## 460 LP002473   Male     Yes          0     Graduate            No
## 461 LP002478            Yes          0     Graduate           Yes
## 462 LP002484   Male     Yes         3+     Graduate            No
## 463 LP002487   Male     Yes          0     Graduate            No
## 464 LP002489 Female      No          1 Not Graduate              
## 465 LP002493   Male      No          0     Graduate            No
## 466 LP002494   Male      No          0     Graduate            No
## 467 LP002500   Male     Yes         3+ Not Graduate            No
## 468 LP002501            Yes          0     Graduate            No
## 469 LP002502 Female     Yes          2 Not Graduate              
## 470 LP002505   Male     Yes          0     Graduate            No
## 471 LP002515   Male     Yes          1     Graduate           Yes
## 472 LP002517   Male     Yes          1 Not Graduate            No
## 473 LP002519   Male     Yes         3+     Graduate            No
## 474 LP002522 Female      No          0     Graduate           Yes
## 475 LP002524   Male      No          2     Graduate            No
## 476 LP002527   Male     Yes          2     Graduate           Yes
## 477 LP002529   Male     Yes          2     Graduate            No
## 478 LP002530            Yes          2     Graduate            No
## 479 LP002531   Male     Yes          1     Graduate           Yes
## 480 LP002533   Male     Yes          2     Graduate            No
## 481 LP002534 Female      No          0 Not Graduate            No
## 482 LP002536   Male     Yes         3+ Not Graduate            No
## 483 LP002537   Male     Yes          0     Graduate            No
## 484 LP002541   Male     Yes          0     Graduate            No
## 485 LP002543   Male     Yes          2     Graduate            No
## 486 LP002544   Male     Yes          1 Not Graduate            No
## 487 LP002545   Male      No          2     Graduate            No
## 488 LP002547   Male     Yes          1     Graduate            No
## 489 LP002555   Male     Yes          2     Graduate           Yes
## 490 LP002556   Male      No          0     Graduate            No
## 491 LP002560   Male      No          0 Not Graduate            No
## 492 LP002562   Male     Yes          1 Not Graduate            No
## 493 LP002571   Male      No          0 Not Graduate            No
## 494 LP002582 Female      No          0 Not Graduate           Yes
## 495 LP002585   Male     Yes          0     Graduate            No
## 496 LP002586 Female     Yes          1     Graduate            No
## 497 LP002587   Male     Yes          0 Not Graduate            No
## 498 LP002588   Male     Yes          0     Graduate            No
## 499 LP002600   Male     Yes          1     Graduate           Yes
## 500 LP002602   Male      No          0     Graduate            No
## 501 LP002603 Female      No          0     Graduate            No
## 502 LP002606 Female      No          0     Graduate            No
## 503 LP002615   Male     Yes          2     Graduate            No
## 504 LP002618   Male     Yes          1 Not Graduate            No
## 505 LP002619   Male     Yes          0 Not Graduate            No
## 506 LP002622   Male     Yes          2     Graduate            No
## 507 LP002624   Male     Yes          0     Graduate            No
## 508 LP002625             No          0     Graduate            No
## 509 LP002626   Male     Yes          0     Graduate           Yes
## 510 LP002634 Female      No          1     Graduate            No
## 511 LP002637   Male      No          0 Not Graduate            No
## 512 LP002640   Male     Yes          1     Graduate            No
## 513 LP002643   Male     Yes          2     Graduate            No
## 514 LP002648   Male     Yes          0     Graduate            No
## 515 LP002652   Male      No          0     Graduate            No
## 516 LP002659   Male     Yes         3+     Graduate            No
## 517 LP002670 Female     Yes          2     Graduate            No
## 518 LP002682   Male     Yes            Not Graduate            No
## 519 LP002683   Male      No          0     Graduate            No
## 520 LP002684 Female      No          0 Not Graduate            No
## 521 LP002689   Male     Yes          2 Not Graduate            No
## 522 LP002690   Male      No          0     Graduate            No
## 523 LP002692   Male     Yes         3+     Graduate           Yes
## 524 LP002693   Male     Yes          2     Graduate           Yes
## 525 LP002697   Male      No          0     Graduate            No
## 526 LP002699   Male     Yes          2     Graduate           Yes
## 527 LP002705   Male     Yes          0     Graduate            No
## 528 LP002706   Male     Yes          1 Not Graduate            No
## 529 LP002714   Male      No          1 Not Graduate            No
## 530 LP002716   Male      No          0 Not Graduate            No
## 531 LP002717   Male     Yes          0     Graduate            No
## 532 LP002720   Male     Yes         3+     Graduate            No
## 533 LP002723   Male      No          2     Graduate            No
## 534 LP002729   Male      No          1     Graduate            No
## 535 LP002731 Female      No          0 Not Graduate           Yes
## 536 LP002732   Male      No          0 Not Graduate              
## 537 LP002734   Male     Yes          0     Graduate            No
## 538 LP002738   Male      No          2     Graduate            No
## 539 LP002739   Male     Yes          0 Not Graduate            No
## 540 LP002740   Male     Yes         3+     Graduate            No
## 541 LP002741 Female     Yes          1     Graduate            No
## 542 LP002743 Female      No          0     Graduate            No
## 543 LP002753 Female      No          1     Graduate              
## 544 LP002755   Male     Yes          1 Not Graduate            No
## 545 LP002757 Female     Yes          0 Not Graduate            No
## 546 LP002767   Male     Yes          0     Graduate            No
## 547 LP002768   Male      No          0 Not Graduate            No
## 548 LP002772   Male      No          0     Graduate            No
## 549 LP002776 Female      No          0     Graduate            No
## 550 LP002777   Male     Yes          0     Graduate            No
## 551 LP002778   Male     Yes          2     Graduate           Yes
## 552 LP002784   Male     Yes          1 Not Graduate            No
## 553 LP002785   Male     Yes          1     Graduate            No
## 554 LP002788   Male     Yes          0 Not Graduate            No
## 555 LP002789   Male     Yes          0     Graduate            No
## 556 LP002792   Male     Yes          1     Graduate            No
## 557 LP002794 Female      No          0     Graduate            No
## 558 LP002795   Male     Yes         3+     Graduate           Yes
## 559 LP002798   Male     Yes          0     Graduate            No
## 560 LP002804 Female     Yes          0     Graduate            No
## 561 LP002807   Male     Yes          2 Not Graduate            No
## 562 LP002813 Female     Yes          1     Graduate           Yes
## 563 LP002820   Male     Yes          0     Graduate            No
## 564 LP002821   Male      No          0 Not Graduate           Yes
## 565 LP002832   Male     Yes          2     Graduate            No
## 566 LP002833   Male     Yes          0 Not Graduate            No
## 567 LP002836   Male      No          0     Graduate            No
## 568 LP002837   Male     Yes         3+     Graduate            No
## 569 LP002840 Female      No          0     Graduate            No
## 570 LP002841   Male     Yes          0     Graduate            No
## 571 LP002842   Male     Yes          1     Graduate            No
## 572 LP002847   Male     Yes                Graduate            No
## 573 LP002855   Male     Yes          2     Graduate            No
## 574 LP002862   Male     Yes          2 Not Graduate            No
## 575 LP002863   Male     Yes         3+     Graduate            No
## 576 LP002868   Male     Yes          2     Graduate            No
## 577 LP002872            Yes          0     Graduate            No
## 578 LP002874   Male      No          0     Graduate            No
## 579 LP002877   Male     Yes          1     Graduate            No
## 580 LP002888   Male      No          0     Graduate              
## 581 LP002892   Male     Yes          2     Graduate            No
## 582 LP002893   Male      No          0     Graduate            No
## 583 LP002894 Female     Yes          0     Graduate            No
## 584 LP002898   Male     Yes          1     Graduate            No
## 585 LP002911   Male     Yes          1     Graduate            No
## 586 LP002912   Male     Yes          1     Graduate            No
## 587 LP002916   Male     Yes          0     Graduate            No
## 588 LP002917 Female      No          0 Not Graduate            No
## 589 LP002925             No          0     Graduate            No
## 590 LP002926   Male     Yes          2     Graduate           Yes
## 591 LP002928   Male     Yes          0     Graduate            No
## 592 LP002931   Male     Yes          2     Graduate           Yes
## 593 LP002933             No         3+     Graduate           Yes
## 594 LP002936   Male     Yes          0     Graduate            No
## 595 LP002938   Male     Yes          0     Graduate           Yes
## 596 LP002940   Male      No          0 Not Graduate            No
## 597 LP002941   Male     Yes          2 Not Graduate           Yes
## 598 LP002943   Male      No                Graduate            No
## 599 LP002945   Male     Yes          0     Graduate           Yes
## 600 LP002948   Male     Yes          2     Graduate            No
## 601 LP002949 Female      No         3+     Graduate              
## 602 LP002950   Male     Yes          0 Not Graduate              
## 603 LP002953   Male     Yes         3+     Graduate            No
## 604 LP002958   Male      No          0     Graduate            No
## 605 LP002959 Female     Yes          1     Graduate            No
## 606 LP002960   Male     Yes          0 Not Graduate            No
## 607 LP002961   Male     Yes          1     Graduate            No
## 608 LP002964   Male     Yes          2 Not Graduate            No
## 609 LP002974   Male     Yes          0     Graduate            No
## 610 LP002978 Female      No          0     Graduate            No
## 611 LP002979   Male     Yes         3+     Graduate            No
## 612 LP002983   Male     Yes          1     Graduate            No
## 613 LP002984   Male     Yes          2     Graduate            No
## 614 LP002990 Female      No          0     Graduate           Yes
##     ApplicantIncome CoapplicantIncome LoanAmount Loan_Amount_Term
## 1              5849              0.00        100              360
## 2              4583           1508.00        128              360
## 3              3000              0.00         66              360
## 4              2583           2358.00        120              360
## 5              6000              0.00        141              360
## 6              5417           4196.00        267              360
## 7              2333           1516.00         95              360
## 8              3036           2504.00        158              360
## 9              4006           1526.00        168              360
## 10            12841          10968.00        349              360
## 11             3200            700.00         70              360
## 12             2500           1840.00        109              360
## 13             3073           8106.00        200              360
## 14             1853           2840.00        114              360
## 15             1299           1086.00         17              120
## 16             4950              0.00        125              360
## 17             3596              0.00        100              240
## 18             3510              0.00         76              360
## 19             4887              0.00        133              360
## 20             2600           3500.00        115              360
## 21             7660              0.00        104              360
## 22             5955           5625.00        315              360
## 23             2600           1911.00        116              360
## 24             3365           1917.00        112              360
## 25             3717           2925.00        151              360
## 26             9560              0.00        191              360
## 27             2799           2253.00        122              360
## 28             4226           1040.00        110              360
## 29             1442              0.00         35              360
## 30             3750           2083.00        120              360
## 31             4166           3369.00        201              360
## 32             3167              0.00         74              360
## 33             4692              0.00        106              360
## 34             3500           1667.00        114              360
## 35            12500           3000.00        320              360
## 36             2275           2067.00        100              360
## 37             1828           1330.00        100              360
## 38             3667           1459.00        144              360
## 39             4166           7210.00        184              360
## 40             3748           1668.00        110              360
## 41             3600              0.00         80              360
## 42             1800           1213.00         47              360
## 43             2400              0.00         75              360
## 44             3941           2336.00        134              360
## 45             4695              0.00         96              360
## 46             3410              0.00         88              360
## 47             5649              0.00         44              360
## 48             5821              0.00        144              360
## 49             2645           3440.00        120              360
## 50             4000           2275.00        144              360
## 51             1928           1644.00        100              360
## 52             3086              0.00        120              360
## 53             4230              0.00        112              360
## 54             4616              0.00        134              360
## 55            11500              0.00        286              360
## 56             2708           1167.00         97              360
## 57             2132           1591.00         96              360
## 58             3366           2200.00        135              360
## 59             8080           2250.00        180              360
## 60             3357           2859.00        144              360
## 61             2500           3796.00        120              360
## 62             3029              0.00         99              360
## 63             2609           3449.00        165              180
## 64             4945              0.00        148              360
## 65             4166              0.00        116              360
## 66             5726           4595.00        258              360
## 67             3200           2254.00        126              180
## 68            10750              0.00        312              360
## 69             7100              0.00        125               60
## 70             4300              0.00        136              360
## 71             3208           3066.00        172              360
## 72             1875           1875.00         97              360
## 73             3500              0.00         81              300
## 74             4755              0.00         95              360
## 75             5266           1774.00        187              360
## 76             3750              0.00        113              480
## 77             3750           4750.00        176              360
## 78             1000           3022.00        110              360
## 79             3167           4000.00        180              300
## 80             3333           2166.00        130              360
## 81             3846              0.00        111              360
## 82             2395              0.00        130              360
## 83             1378           1881.00        167              360
## 84             6000           2250.00        265              360
## 85             3988              0.00         50              240
## 86             2366           2531.00        136              360
## 87             3333           2000.00         99              360
## 88             2500           2118.00        104              360
## 89             8566              0.00        210              360
## 90             5695           4167.00        175              360
## 91             2958           2900.00        131              360
## 92             6250           5654.00        188              180
## 93             3273           1820.00         81              360
## 94             4133              0.00        122              360
## 95             3620              0.00         25              120
## 96             6782              0.00        187              360
## 97             2484           2302.00        137              360
## 98             1977            997.00         50              360
## 99             4188              0.00        115              180
## 100            1759           3541.00        131              360
## 101            4288           3263.00        133              180
## 102            4843           3806.00        151              360
## 103           13650              0.00        480              360
## 104            4652           3583.00        253              360
## 105            3816            754.00        160              360
## 106            3052           1030.00        100              360
## 107           11417           1126.00        225              360
## 108            7333              0.00        120              360
## 109            3800           3600.00        216              360
## 110            2071            754.00         94              480
## 111            5316              0.00        136              360
## 112            2929           2333.00        139              360
## 113            3572           4114.00        152              360
## 114            7451              0.00        275              360
## 115            5050              0.00        118              360
## 116           14583              0.00        185              180
## 117            3167           2283.00        154              360
## 118            2214           1398.00         85              360
## 119            5568           2142.00        175              360
## 120           10408              0.00        259              360
## 121            5667           2667.00        180              360
## 122            4166              0.00         44              360
## 123            2137           8980.00        137              360
## 124            2957              0.00         81              360
## 125            4300           2014.00        194              360
## 126            3692              0.00         93              360
## 127           23803              0.00        370              360
## 128            3865           1640.00        144              360
## 129           10513           3850.00        160              180
## 130            6080           2569.00        182              360
## 131           20166              0.00        650              480
## 132            2014           1929.00         74              360
## 133            2718              0.00         70              360
## 134            3459              0.00         25              120
## 135            4895              0.00        102              360
## 136            4000           7750.00        290              360
## 137            4583              0.00         84              360
## 138            3316           3500.00         88              360
## 139           14999              0.00        242              360
## 140            4200           1430.00        129              360
## 141            5042           2083.00        185              360
## 142            5417              0.00        168              360
## 143            6950              0.00        175              180
## 144            2698           2034.00        122              360
## 145           11757              0.00        187              180
## 146            2330           4486.00        100              360
## 147           14866              0.00         70              360
## 148            1538           1425.00         30              360
## 149           10000           1666.00        225              360
## 150            4860            830.00        125              360
## 151            6277              0.00        118              360
## 152            2577           3750.00        152              360
## 153            9166              0.00        244              360
## 154            2281              0.00        113              360
## 155            3254              0.00         50              360
## 156           39999              0.00        600              180
## 157            6000              0.00        160              360
## 158            9538              0.00        187              360
## 159            2980           2083.00        120              360
## 160            4583           5625.00        255              360
## 161            1863           1041.00         98              360
## 162            7933              0.00        275              360
## 163            3089           1280.00        121              360
## 164            4167           1447.00        158              360
## 165            9323              0.00         75              180
## 166            3707           3166.00        182              360
## 167            4583              0.00        112              360
## 168            2439           3333.00        129              360
## 169            2237              0.00         63              480
## 170            8000              0.00        200              360
## 171            1820           1769.00         95              360
## 172           51763              0.00        700              300
## 173            3522              0.00         81              180
## 174            5708           5625.00        187              360
## 175            4344            736.00         87              360
## 176            3497           1964.00        116              360
## 177            2045           1619.00        101              360
## 178            5516          11300.00        495              360
## 179            3750              0.00        116              360
## 180            2333           1451.00        102              480
## 181            6400           7250.00        180              360
## 182            1916           5063.00         67              360
## 183            4600              0.00         73              180
## 184           33846              0.00        260              360
## 185            3625              0.00        108              360
## 186           39147           4750.00        120              360
## 187            2178              0.00         66              300
## 188            2383           2138.00         58              360
## 189             674           5296.00        168              360
## 190            9328              0.00        188              180
## 191            4885              0.00         48              360
## 192           12000              0.00        164              360
## 193            6033              0.00        160              360
## 194            3858              0.00         76              360
## 195            4191              0.00        120              360
## 196            3125           2583.00        170              360
## 197            8333           3750.00        187              360
## 198            1907           2365.00        120              360
## 199            3416           2816.00        113              360
## 200           11000              0.00         83              360
## 201            2600           2500.00         90              360
## 202            4923              0.00        166              360
## 203            3992              0.00         70              180
## 204            3500           1083.00        135              360
## 205            3917              0.00        124              360
## 206            4408              0.00        120              360
## 207            3244              0.00         80              360
## 208            3975           2531.00         55              360
## 209            2479              0.00         59              360
## 210            3418              0.00        127              360
## 211           10000              0.00        214              360
## 212            3430           1250.00        128              360
## 213            7787              0.00        240              360
## 214            5703              0.00        130              360
## 215            3173           3021.00        137              360
## 216            3850            983.00        100              360
## 217             150           1800.00        135              360
## 218            3727           1775.00        131              360
## 219            5000              0.00         72              360
## 220            4283           2383.00        127              360
## 221            2221              0.00         60              360
## 222            4009           1717.00        116              360
## 223            2971           2791.00        144              360
## 224            7578           1010.00        175              300
## 225            6250              0.00        128              360
## 226            3250              0.00        170              360
## 227            4735              0.00        138              360
## 228            6250           1695.00        210              360
## 229            4758              0.00        158              480
## 230            6400              0.00        200              360
## 231            2491           2054.00        104              360
## 232            3716              0.00         42              180
## 233            3189           2598.00        120              360
## 234            8333              0.00        280              360
## 235            3155           1779.00        140              360
## 236            5500           1260.00        170              360
## 237            5746              0.00        255              360
## 238            3463              0.00        122              360
## 239            3812              0.00        112              360
## 240            3315              0.00         96              360
## 241            5819           5000.00        120              360
## 242            2510           1983.00        140              180
## 243            2965           5701.00        155               60
## 244            6250           1300.00        108              360
## 245            3406           4417.00        123              360
## 246            6050           4333.00        120              180
## 247            9703              0.00        112              360
## 248            6608              0.00        137              180
## 249            2882           1843.00        123              480
## 250            1809           1868.00         90              360
## 251            1668           3890.00        201              360
## 252            3427              0.00        138              360
## 253            2583           2167.00        104              360
## 254            2661           7101.00        279              180
## 255           16250              0.00        192              360
## 256            3083              0.00        255              360
## 257            6045              0.00        115              360
## 258            5250              0.00         94              360
## 259           14683           2100.00        304              360
## 260            4931              0.00        128              360
## 261            6083           4250.00        330              360
## 262            2060           2209.00        134              360
## 263            3481              0.00        155               36
## 264            7200              0.00        120              360
## 265            5166              0.00        128              360
## 266            4095           3447.00        151              360
## 267            4708           1387.00        150              360
## 268            4333           1811.00        160              360
## 269            3418              0.00        135              360
## 270            2876           1560.00         90              360
## 271            3237              0.00         30              360
## 272           11146              0.00        136              360
## 273            2833           1857.00        126              360
## 274            2620           2223.00        150              360
## 275            3900              0.00         90              360
## 276            2750           1842.00        115              360
## 277            3993           3274.00        207              360
## 278            3103           1300.00         80              360
## 279           14583              0.00        436              360
## 280            4100              0.00        124              360
## 281            4053           2426.00        158              360
## 282            3927            800.00        112              360
## 283            2301            985.80         78              180
## 284            1811           1666.00         54              360
## 285           20667              0.00        480              360
## 286            3158           3053.00         89              360
## 287            2600           1717.00         99              300
## 288            3704           2000.00        120              360
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## 292            4400              0.00        127              360
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## 294            5417              0.00        143              480
## 295            2383           3334.00        172              360
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## 297            6875              0.00        200              360
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## 299            5000           2541.00        151              480
## 300            2014           2925.00        113              360
## 301            1800           2934.00         93              360
## 302            2875           1750.00        105              360
## 303            5000              0.00        132              360
## 304            1625           1803.00         96              360
## 305            4000           2500.00        140              360
## 306            2000              0.00         93              360
## 307            3762           1666.00        135              360
## 308            2400           1863.00        104              360
## 309           20233              0.00        480              360
## 310            7667              0.00        185              360
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## 313            2507              0.00         56              360
## 314            5746              0.00        144               84
## 315            2473           1843.00        159              360
## 316            3399           1640.00        111              180
## 317            3717              0.00        120              360
## 318            2058           2134.00         88              360
## 319            3541              0.00        112              360
## 320           10000              0.00        155              360
## 321            2400           2167.00        115              360
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## 323            3601           1590.00        125              360
## 324            3166           2985.00        132              360
## 325           15000              0.00        300              360
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## 327            4917              0.00        130              360
## 328            5818           2160.00        184              360
## 329            4333           2451.00        110              360
## 330            2500              0.00         67              360
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## 332            2935              0.00         98              360
## 333            2833              0.00         71              360
## 334           63337              0.00        490              180
## 335            9833           1833.00        182              180
## 336            5503           4490.00         70              300
## 337            5250            688.00        160              360
## 338            2500           4600.00        176              360
## 339            1830              0.00         70              360
## 340            4160              0.00         71              360
## 341            2647           1587.00        173              360
## 342            2378              0.00         46              360
## 343            4554           1229.00        158              360
## 344            3173              0.00         74              360
## 345            2583           2330.00        125              360
## 346            2499           2458.00        160              360
## 347            3523           3230.00        152              360
## 348            3083           2168.00        126              360
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## 350            2625           6250.00        187              360
## 351            9083              0.00        228              360
## 352            8750           4167.00        308              360
## 353            2666           2083.00         95              360
## 354            5500              0.00        105              360
## 355            2423            505.00        130              360
## 356            3813              0.00        116              180
## 357            8333           3167.00        165              360
## 358            3875              0.00         67              360
## 359            3000           1666.00        100              480
## 360            5167           3167.00        200              360
## 361            4723              0.00         81              360
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## 363            4750           2333.00        130              360
## 364            3013           3033.00         95              300
## 365            6822              0.00        141              360
## 366            6216              0.00        133              360
## 367            2500              0.00         96              480
## 368            5124              0.00        124              360
## 369            6325              0.00        175              360
## 370           19730           5266.00        570              360
## 371           15759              0.00         55              360
## 372            5185              0.00        155              360
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## 374            3062           1987.00        111              180
## 375            2764           1459.00        110              360
## 376            4817            923.00        120              180
## 377            8750           4996.00        130              360
## 378            4310              0.00        130              360
## 379            3069              0.00         71              480
## 380            5391              0.00        130              360
## 381            3333           2500.00        128              360
## 382            5941           4232.00        296              360
## 383            6000              0.00        156              360
## 384            7167              0.00        128              360
## 385            4566              0.00        100              360
## 386            3667              0.00        113              180
## 387            2346           1600.00        132              360
## 388            3010           3136.00        113              360
## 389            2333           2417.00        136              360
## 390            5488              0.00        125              360
## 391            9167              0.00        185              360
## 392            9504              0.00        275              360
## 393            2583           2115.00        120              360
## 394            1993           1625.00        113              180
## 395            3100           1400.00        113              360
## 396            3276            484.00        135              360
## 397            3180              0.00         71              360
## 398            3033           1459.00         95              360
## 399            3902           1666.00        109              360
## 400            1500           1800.00        103              360
## 401            2889              0.00         45              180
## 402            2755              0.00         65              300
## 403            2500          20000.00        103              360
## 404            1963              0.00         53              360
## 405            7441              0.00        194              360
## 406            4547              0.00        115              360
## 407            2167           2400.00        115              360
## 408            2213              0.00         66              360
## 409            8300              0.00        152              300
## 410           81000              0.00        360              360
## 411            3867              0.00         62              360
## 412            6256              0.00        160              360
## 413            6096              0.00        218              360
## 414            2253           2033.00        110              360
## 415            2149           3237.00        178              360
## 416            2995              0.00         60              360
## 417            2600              0.00        160              360
## 418            1600          20000.00        239              360
## 419            1025           2773.00        112              360
## 420            3246           1417.00        138              360
## 421            5829              0.00        138              360
## 422            2720              0.00         80              360
## 423            1820           1719.00        100              360
## 424            7250           1667.00        110              360
## 425           14880              0.00         96              360
## 426            2666           4300.00        121              360
## 427            4606              0.00         81              360
## 428            5935              0.00        133              360
## 429            2920             16.12         87              360
## 430            2717              0.00         60              180
## 431            8624              0.00        150              360
## 432            6500              0.00        105              360
## 433           12876              0.00        405              360
## 434            2425           2340.00        143              360
## 435            3750              0.00        100              360
## 436           10047              0.00        244              240
## 437            1926           1851.00         50              360
## 438            2213           1125.00         95              360
## 439           10416              0.00        187              360
## 440            7142              0.00        138              360
## 441            3660           5064.00        187              360
## 442            7901           1833.00        180              360
## 443            4707           1993.00        148              360
## 444           37719              0.00        152              360
## 445            7333           8333.00        175              300
## 446            3466           1210.00        130              360
## 447            4652              0.00        110              360
## 448            3539           1376.00         55              360
## 449            3340           1710.00        150              360
## 450            2769           1542.00        190              360
## 451            2309           1255.00        125              360
## 452            1958           1456.00         60              300
## 453            3948           1733.00        149              360
## 454            2483           2466.00         90              180
## 455            7085              0.00         84              360
## 456            3859              0.00         96              360
## 457            4301              0.00        118              360
## 458            3708           2569.00        173              360
## 459            4354              0.00        136              360
## 460            8334              0.00        160              360
## 461            2083           4083.00        160              360
## 462            7740              0.00        128              180
## 463            3015           2188.00        153              360
## 464            5191              0.00        132              360
## 465            4166              0.00         98              360
## 466            6000              0.00        140              360
## 467            2947           1664.00         70              180
## 468           16692              0.00        110              360
## 469             210           2917.00         98              360
## 470            4333           2451.00        110              360
## 471            3450           2079.00        162              360
## 472            2653           1500.00        113              180
## 473            4691              0.00        100              360
## 474            2500              0.00         93              360
## 475            5532           4648.00        162              360
## 476           16525           1014.00        150              360
## 477            6700           1750.00        230              300
## 478            2873           1872.00        132              360
## 479           16667           2250.00         86              360
## 480            2947           1603.00         72              360
## 481            4350              0.00        154              360
## 482            3095              0.00        113              360
## 483            2083           3150.00        128              360
## 484           10833              0.00        234              360
## 485            8333              0.00        246              360
## 486            1958           2436.00        131              360
## 487            3547              0.00         80              360
## 488           18333              0.00        500              360
## 489            4583           2083.00        160              360
## 490            2435              0.00         75              360
## 491            2699           2785.00         96              360
## 492            5333           1131.00        186              360
## 493            3691              0.00        110              360
## 494           17263              0.00        225              360
## 495            3597           2157.00        119              360
## 496            3326            913.00        105               84
## 497            2600           1700.00        107              360
## 498            4625           2857.00        111               12
## 499            2895              0.00         95              360
## 500            6283           4416.00        209              360
## 501             645           3683.00        113              480
## 502            3159              0.00        100              360
## 503            4865           5624.00        208              360
## 504            4050           5302.00        138              360
## 505            3814           1483.00        124              300
## 506            3510           4416.00        243              360
## 507           20833           6667.00        480              360
## 508            3583              0.00         96              360
## 509            2479           3013.00        188              360
## 510           13262              0.00         40              360
## 511            3598           1287.00        100              360
## 512            6065           2004.00        250              360
## 513            3283           2035.00        148              360
## 514            2130           6666.00         70              180
## 515            5815           3666.00        311              360
## 516            3466           3428.00        150              360
## 517            2031           1632.00        113              480
## 518            3074           1800.00        123              360
## 519            4683           1915.00        185              360
## 520            3400              0.00         95              360
## 521            2192           1742.00         45              360
## 522            2500              0.00         55              360
## 523            5677           1424.00        100              360
## 524            7948           7166.00        480              360
## 525            4680           2087.00        207              360
## 526           17500              0.00        400              360
## 527            3775              0.00        110              360
## 528            5285           1430.00        161              360
## 529            2679           1302.00         94              360
## 530            6783              0.00        130              360
## 531            1025           5500.00        216              360
## 532            4281              0.00        100              360
## 533            3588              0.00        110              360
## 534           11250              0.00        196              360
## 535           18165              0.00        125              360
## 536            2550           2042.00        126              360
## 537            6133           3906.00        324              360
## 538            3617              0.00        107              360
## 539            2917            536.00         66              360
## 540            6417              0.00        157              180
## 541            4608           2845.00        140              180
## 542            2138              0.00         99              360
## 543            3652              0.00         95              360
## 544            2239           2524.00        128              360
## 545            3017            663.00        102              360
## 546            2768           1950.00        155              360
## 547            3358              0.00         80               36
## 548            2526           1783.00        145              360
## 549            5000              0.00        103              360
## 550            2785           2016.00        110              360
## 551            6633              0.00        141              360
## 552            2492           2375.00        139              360
## 553            3333           3250.00        158              360
## 554            2454           2333.00        181              360
## 555            3593           4266.00        132              180
## 556            5468           1032.00         26              360
## 557            2667           1625.00         84              360
## 558           10139              0.00        260              360
## 559            3887           2669.00        162              360
## 560            4180           2306.00        182              360
## 561            3675            242.00        108              360
## 562           19484              0.00        600              360
## 563            5923           2054.00        211              360
## 564            5800              0.00        132              360
## 565            8799              0.00        258              360
## 566            4467              0.00        120              360
## 567            3333              0.00         70              360
## 568            3400           2500.00        123              360
## 569            2378              0.00          9              360
## 570            3166           2064.00        104              360
## 571            3417           1750.00        186              360
## 572            5116           1451.00        165              360
## 573           16666              0.00        275              360
## 574            6125           1625.00        187              480
## 575            6406              0.00        150              360
## 576            3159            461.00        108               84
## 577            3087           2210.00        136              360
## 578            3229           2739.00        110              360
## 579            1782           2232.00        107              360
## 580            3182           2917.00        161              360
## 581            6540              0.00        205              360
## 582            1836          33837.00         90              360
## 583            3166              0.00         36              360
## 584            1880              0.00         61              360
## 585            2787           1917.00        146              360
## 586            4283           3000.00        172               84
## 587            2297           1522.00        104              360
## 588            2165              0.00         70              360
## 589            4750              0.00         94              360
## 590            2726              0.00        106              360
## 591            3000           3416.00         56              180
## 592            6000              0.00        205              240
## 593            9357              0.00        292              360
## 594            3859           3300.00        142              180
## 595           16120              0.00        260              360
## 596            3833              0.00        110              360
## 597            6383           1000.00        187              360
## 598            2987              0.00         88              360
## 599            9963              0.00        180              360
## 600            5780              0.00        192              360
## 601             416          41667.00        350              180
## 602            2894           2792.00        155              360
## 603            5703              0.00        128              360
## 604            3676           4301.00        172              360
## 605           12000              0.00        496              360
## 606            2400           3800.00        124              180
## 607            3400           2500.00        173              360
## 608            3987           1411.00        157              360
## 609            3232           1950.00        108              360
## 610            2900              0.00         71              360
## 611            4106              0.00         40              180
## 612            8072            240.00        253              360
## 613            7583              0.00        187              360
## 614            4583              0.00        133              360
##     Credit_History Property_Area Loan_Status
## 1                1         Urban           Y
## 2                1         Rural           N
## 3                1         Urban           Y
## 4                1         Urban           Y
## 5                1         Urban           Y
## 6                1         Urban           Y
## 7                1         Urban           Y
## 8                0     Semiurban           N
## 9                1         Urban           Y
## 10               1     Semiurban           N
## 11               1         Urban           Y
## 12               1         Urban           Y
## 13               1         Urban           Y
## 14               1         Rural           N
## 15               1         Urban           Y
## 16               1         Urban           Y
## 17               1         Urban           Y
## 18               0         Urban           N
## 19               1         Rural           N
## 20               1         Urban           Y
## 21               0         Urban           N
## 22               1         Urban           Y
## 23               0     Semiurban           N
## 24               0         Rural           N
## 25               0     Semiurban           N
## 26               1     Semiurban           Y
## 27               1     Semiurban           Y
## 28               1         Urban           Y
## 29               1         Urban           N
## 30               1     Semiurban           Y
## 31               1         Urban           N
## 32               1         Urban           N
## 33               1         Rural           N
## 34               1     Semiurban           Y
## 35               1         Rural           N
## 36               1         Urban           Y
## 37               0         Urban           N
## 38               1     Semiurban           Y
## 39               1         Urban           Y
## 40               1     Semiurban           Y
## 41               1         Urban           N
## 42               1         Urban           Y
## 43               1         Urban           Y
## 44               1     Semiurban           Y
## 45               1         Urban           Y
## 46               1         Urban           Y
## 47               1         Urban           Y
## 48               1         Urban           Y
## 49               0         Urban           N
## 50               1     Semiurban           Y
## 51               1     Semiurban           Y
## 52               1     Semiurban           Y
## 53               1     Semiurban           N
## 54               1         Urban           N
## 55               0         Urban           N
## 56               1     Semiurban           Y
## 57               1     Semiurban           Y
## 58               1         Rural           N
## 59               1         Urban           Y
## 60               1         Urban           Y
## 61               1         Urban           Y
## 62               1         Urban           Y
## 63               0         Rural           N
## 64               0         Rural           N
## 65               0     Semiurban           N
## 66               1     Semiurban           N
## 67               0         Urban           N
## 68               1         Urban           Y
## 69               1         Urban           Y
## 70               0     Semiurban           N
## 71               1         Urban           Y
## 72               1     Semiurban           Y
## 73               1     Semiurban           Y
## 74               0     Semiurban           N
## 75               1     Semiurban           Y
## 76               1         Urban           N
## 77               1         Urban           N
## 78               1         Urban           N
## 79               0     Semiurban           N
## 80               0     Semiurban           Y
## 81               1     Semiurban           Y
## 82               1     Semiurban           Y
## 83               1         Urban           N
## 84               1     Semiurban           N
## 85               1         Urban           Y
## 86               1     Semiurban           Y
## 87               1     Semiurban           Y
## 88               1     Semiurban           Y
## 89               1         Urban           Y
## 90               1     Semiurban           Y
## 91               1     Semiurban           Y
## 92               1     Semiurban           Y
## 93               1         Urban           Y
## 94               1     Semiurban           Y
## 95               1     Semiurban           Y
## 96               1         Urban           N
## 97               1     Semiurban           Y
## 98               1     Semiurban           Y
## 99               1     Semiurban           Y
## 100              1     Semiurban           Y
## 101              1         Urban           Y
## 102              1     Semiurban           Y
## 103              1         Urban           Y
## 104              1     Semiurban           Y
## 105              1         Urban           Y
## 106              1         Urban           Y
## 107              1         Urban           Y
## 108              1         Rural           N
## 109              0         Urban           N
## 110              1     Semiurban           Y
## 111              1         Urban           Y
## 112              1     Semiurban           Y
## 113              0         Rural           N
## 114              1     Semiurban           Y
## 115              1     Semiurban           Y
## 116              1         Rural           Y
## 117              1     Semiurban           Y
## 118              1         Urban           Y
## 119              1         Rural           N
## 120              1         Urban           Y
## 121              1         Rural           Y
## 122              1     Semiurban           Y
## 123              0     Semiurban           Y
## 124              1     Semiurban           Y
## 125              1         Rural           Y
## 126              1         Rural           Y
## 127              1         Rural           Y
## 128              1         Rural           Y
## 129              0         Urban           N
## 130              1         Rural           N
## 131              1         Urban           Y
## 132              1         Urban           Y
## 133              1     Semiurban           Y
## 134              1     Semiurban           Y
## 135              1     Semiurban           Y
## 136              1     Semiurban           N
## 137              1         Rural           N
## 138              1         Urban           Y
## 139              0     Semiurban           N
## 140              1         Rural           N
## 141              1         Rural           N
## 142              1         Urban           Y
## 143              1     Semiurban           Y
## 144              1     Semiurban           Y
## 145              1         Urban           Y
## 146              1     Semiurban           Y
## 147              1         Urban           Y
## 148              1         Urban           Y
## 149              1         Rural           N
## 150              1     Semiurban           Y
## 151              0         Rural           N
## 152              1         Rural           Y
## 153              1         Urban           N
## 154              1         Rural           N
## 155              1         Urban           Y
## 156              0     Semiurban           Y
## 157              1         Rural           Y
## 158              1         Urban           Y
## 159              1         Rural           Y
## 160              1     Semiurban           Y
## 161              1     Semiurban           Y
## 162              1         Urban           N
## 163              0     Semiurban           N
## 164              1         Rural           Y
## 165              1         Urban           Y
## 166              1         Rural           Y
## 167              1         Rural           N
## 168              1         Rural           Y
## 169              0     Semiurban           N
## 170              1     Semiurban           Y
## 171              1         Rural           Y
## 172              1         Urban           Y
## 173              1         Rural           N
## 174              1     Semiurban           Y
## 175              1     Semiurban           N
## 176              1         Rural           Y
## 177              1         Rural           Y
## 178              0     Semiurban           N
## 179              1     Semiurban           Y
## 180              0         Urban           N
## 181              0         Urban           N
## 182              0         Rural           N
## 183              1     Semiurban           Y
## 184              1     Semiurban           N
## 185              1     Semiurban           Y
## 186              1     Semiurban           Y
## 187              0         Rural           N
## 188              1         Rural           Y
## 189              1         Rural           Y
## 190              1         Rural           Y
## 191              1         Rural           Y
## 192              1     Semiurban           N
## 193              1         Urban           N
## 194              1     Semiurban           Y
## 195              1         Rural           Y
## 196              1     Semiurban           N
## 197              1         Rural           Y
## 198              1         Urban           Y
## 199              1     Semiurban           Y
## 200              1         Urban           N
## 201              1     Semiurban           Y
## 202              0     Semiurban           Y
## 203              1         Urban           N
## 204              1         Urban           Y
## 205              1     Semiurban           Y
## 206              1     Semiurban           Y
## 207              1         Urban           Y
## 208              1         Rural           Y
## 209              1         Urban           Y
## 210              1     Semiurban           N
## 211              1     Semiurban           N
## 212              0     Semiurban           N
## 213              1         Urban           Y
## 214              1         Rural           Y
## 215              1         Urban           Y
## 216              1     Semiurban           Y
## 217              1         Rural           N
## 218              1     Semiurban           Y
## 219              0     Semiurban           N
## 220              0     Semiurban           Y
## 221              0         Urban           N
## 222              1     Semiurban           Y
## 223              1     Semiurban           Y
## 224              1     Semiurban           Y
## 225              1     Semiurban           Y
## 226              1         Rural           N
## 227              1         Urban           N
## 228              1     Semiurban           Y
## 229              1     Semiurban           Y
## 230              1         Rural           Y
## 231              1     Semiurban           Y
## 232              1         Rural           Y
## 233              1         Rural           Y
## 234              1     Semiurban           Y
## 235              1     Semiurban           Y
## 236              1         Rural           Y
## 237              1         Urban           N
## 238              1         Urban           Y
## 239              1         Rural           Y
## 240              1     Semiurban           Y
## 241              1         Rural           Y
## 242              1         Urban           N
## 243              1         Urban           Y
## 244              1         Rural           Y
## 245              1     Semiurban           Y
## 246              1         Urban           N
## 247              1         Urban           Y
## 248              1         Urban           Y
## 249              1     Semiurban           Y
## 250              1         Urban           Y
## 251              0     Semiurban           N
## 252              1         Urban           N
## 253              1         Rural           Y
## 254              1     Semiurban           Y
## 255              0         Urban           N
## 256              1         Rural           Y
## 257              0         Rural           N
## 258              1         Urban           N
## 259              1         Rural           N
## 260              1     Semiurban           N
## 261              1         Urban           Y
## 262              1     Semiurban           Y
## 263              1     Semiurban           N
## 264              1         Rural           Y
## 265              1     Semiurban           Y
## 266              1         Rural           Y
## 267              1     Semiurban           Y
## 268              0         Urban           Y
## 269              1         Rural           N
## 270              1         Urban           Y
## 271              1         Urban           Y
## 272              1         Urban           Y
## 273              1         Rural           Y
## 274              1     Semiurban           Y
## 275              1     Semiurban           Y
## 276              1     Semiurban           Y
## 277              1     Semiurban           Y
## 278              1         Urban           Y
## 279              1     Semiurban           Y
## 280              1         Rural           Y
## 281              0         Urban           N
## 282              1     Semiurban           Y
## 283              1         Urban           Y
## 284              1         Urban           Y
## 285              1         Rural           N
## 286              1         Rural           Y
## 287              1     Semiurban           N
## 288              1         Rural           Y
## 289              1     Semiurban           Y
## 290              1         Rural           Y
## 291              1         Rural           Y
## 292              0     Semiurban           N
## 293              1         Urban           Y
## 294              0         Urban           N
## 295              1     Semiurban           Y
## 296              1         Urban           Y
## 297              1     Semiurban           Y
## 298              1         Urban           Y
## 299              1         Rural           N
## 300              1         Urban           N
## 301              0         Urban           N
## 302              1     Semiurban           Y
## 303              1         Rural           Y
## 304              1         Urban           Y
## 305              1         Rural           Y
## 306              1         Urban           N
## 307              1         Rural           Y
## 308              0         Urban           N
## 309              1         Rural           N
## 310              1         Rural           Y
## 311              1     Semiurban           Y
## 312              1     Semiurban           Y
## 313              1         Rural           Y
## 314              1         Rural           Y
## 315              1         Rural           N
## 316              1         Urban           Y
## 317              1     Semiurban           Y
## 318              1         Urban           Y
## 319              1     Semiurban           Y
## 320              1         Rural           N
## 321              1     Semiurban           Y
## 322              1     Semiurban           Y
## 323              1         Rural           Y
## 324              1         Rural           Y
## 325              1         Rural           Y
## 326              0         Rural           N
## 327              0         Rural           Y
## 328              1     Semiurban           Y
## 329              1         Urban           N
## 330              1         Urban           Y
## 331              1         Urban           Y
## 332              1     Semiurban           Y
## 333              1         Urban           Y
## 334              1         Urban           Y
## 335              1         Urban           Y
## 336              1     Semiurban           Y
## 337              1         Rural           Y
## 338              1         Rural           Y
## 339              0         Urban           N
## 340              1     Semiurban           Y
## 341              1         Rural           N
## 342              1         Rural           N
## 343              1         Urban           Y
## 344              1     Semiurban           Y
## 345              1         Rural           Y
## 346              1     Semiurban           Y
## 347              0         Rural           N
## 348              1         Urban           Y
## 349              0     Semiurban           Y
## 350              1         Rural           Y
## 351              1     Semiurban           Y
## 352              1         Rural           N
## 353              1         Rural           Y
## 354              0         Rural           N
## 355              1     Semiurban           Y
## 356              1         Urban           Y
## 357              1         Rural           Y
## 358              1         Urban           N
## 359              0         Urban           N
## 360              1     Semiurban           Y
## 361              1     Semiurban           N
## 362              1     Semiurban           Y
## 363              1         Urban           Y
## 364              0         Urban           Y
## 365              1         Rural           Y
## 366              1         Rural           N
## 367              1     Semiurban           N
## 368              0         Rural           N
## 369              1     Semiurban           Y
## 370              1         Rural           N
## 371              1     Semiurban           Y
## 372              1     Semiurban           Y
## 373              1         Rural           Y
## 374              0         Urban           N
## 375              1         Urban           Y
## 376              1         Urban           Y
## 377              1         Rural           Y
## 378              1     Semiurban           Y
## 379              1         Urban           N
## 380              1         Urban           Y
## 381              1     Semiurban           Y
## 382              1     Semiurban           Y
## 383              1         Urban           Y
## 384              1         Urban           Y
## 385              1         Urban           N
## 386              1         Urban           Y
## 387              1     Semiurban           Y
## 388              0         Urban           N
## 389              1         Urban           Y
## 390              1         Rural           Y
## 391              1         Rural           Y
## 392              1         Rural           Y
## 393              1         Urban           Y
## 394              1     Semiurban           Y
## 395              1         Urban           Y
## 396              1     Semiurban           Y
## 397              0         Urban           N
## 398              1         Urban           Y
## 399              1         Rural           Y
## 400              0     Semiurban           N
## 401              0         Urban           N
## 402              1         Rural           N
## 403              1     Semiurban           Y
## 404              1     Semiurban           Y
## 405              1         Rural           N
## 406              1     Semiurban           Y
## 407              1         Urban           Y
## 408              1         Rural           Y
## 409              0     Semiurban           N
## 410              0         Rural           N
## 411              1     Semiurban           N
## 412              1         Urban           Y
## 413              0         Rural           N
## 414              1         Rural           Y
## 415              0     Semiurban           N
## 416              1         Urban           Y
## 417              1         Urban           N
## 418              1         Urban           N
## 419              1         Rural           Y
## 420              1     Semiurban           Y
## 421              1         Rural           Y
## 422              0         Urban           N
## 423              1         Urban           Y
## 424              0         Urban           N
## 425              1     Semiurban           Y
## 426              1         Rural           Y
## 427              1         Rural           N
## 428              1     Semiurban           Y
## 429              1         Rural           Y
## 430              1         Urban           Y
## 431              1     Semiurban           Y
## 432              0         Rural           N
## 433              1     Semiurban           Y
## 434              1     Semiurban           Y
## 435              1         Urban           Y
## 436              1     Semiurban           Y
## 437              1     Semiurban           Y
## 438              1         Urban           Y
## 439              0         Urban           N
## 440              1         Rural           Y
## 441              1     Semiurban           Y
## 442              1         Rural           Y
## 443              1     Semiurban           Y
## 444              1     Semiurban           Y
## 445              1         Rural           Y
## 446              1         Rural           Y
## 447              1         Rural           Y
## 448              1         Rural           N
## 449              0         Rural           N
## 450              1     Semiurban           N
## 451              0         Rural           N
## 452              1         Urban           Y
## 453              0         Rural           N
## 454              0         Rural           Y
## 455              1     Semiurban           Y
## 456              1     Semiurban           Y
## 457              1         Urban           Y
## 458              1         Urban           N
## 459              1         Rural           Y
## 460              1     Semiurban           N
## 461              1     Semiurban           Y
## 462              1         Urban           Y
## 463              1         Rural           Y
## 464              1     Semiurban           Y
## 465              0     Semiurban           N
## 466              1         Rural           Y
## 467              0         Urban           N
## 468              1     Semiurban           Y
## 469              1     Semiurban           Y
## 470              1         Urban           N
## 471              1     Semiurban           Y
## 472              0         Rural           N
## 473              1     Semiurban           Y
## 474              1         Urban           Y
## 475              1         Rural           Y
## 476              1         Rural           Y
## 477              1     Semiurban           Y
## 478              0     Semiurban           N
## 479              1     Semiurban           Y
## 480              1         Urban           N
## 481              1         Rural           Y
## 482              1         Rural           Y
## 483              1     Semiurban           Y
## 484              1     Semiurban           Y
## 485              1     Semiurban           Y
## 486              1         Rural           Y
## 487              0         Rural           N
## 488              1         Urban           N
## 489              1     Semiurban           Y
## 490              1         Urban           N
## 491              1     Semiurban           Y
## 492              1         Urban           Y
## 493              1         Rural           Y
## 494              1     Semiurban           Y
## 495              0         Rural           N
## 496              1     Semiurban           Y
## 497              1         Rural           Y
## 498              1         Urban           Y
## 499              1     Semiurban           Y
## 500              0         Rural           N
## 501              1         Rural           Y
## 502              1     Semiurban           Y
## 503              1     Semiurban           Y
## 504              1         Rural           N
## 505              1     Semiurban           Y
## 506              1         Rural           Y
## 507              1         Urban           Y
## 508              1         Urban           N
## 509              1         Urban           Y
## 510              1         Urban           Y
## 511              1         Rural           N
## 512              1     Semiurban           Y
## 513              1         Urban           Y
## 514              1     Semiurban           N
## 515              1         Rural           N
## 516              1         Rural           Y
## 517              1     Semiurban           Y
## 518              0     Semiurban           N
## 519              1     Semiurban           N
## 520              1         Rural           N
## 521              1     Semiurban           Y
## 522              1     Semiurban           Y
## 523              1         Rural           Y
## 524              1         Rural           Y
## 525              1     Semiurban           N
## 526              1         Rural           Y
## 527              1     Semiurban           Y
## 528              0     Semiurban           Y
## 529              1     Semiurban           Y
## 530              1     Semiurban           Y
## 531              1         Rural           Y
## 532              1         Urban           Y
## 533              0         Rural           N
## 534              1     Semiurban           N
## 535              1         Urban           Y
## 536              1         Rural           Y
## 537              1         Urban           Y
## 538              1     Semiurban           Y
## 539              1         Rural           N
## 540              1         Rural           Y
## 541              1     Semiurban           Y
## 542              0     Semiurban           N
## 543              1     Semiurban           Y
## 544              1         Urban           Y
## 545              1     Semiurban           Y
## 546              1         Rural           Y
## 547              1     Semiurban           N
## 548              1         Rural           Y
## 549              0     Semiurban           N
## 550              1         Rural           Y
## 551              0         Rural           N
## 552              1         Rural           Y
## 553              1         Urban           Y
## 554              0         Urban           N
## 555              0         Rural           N
## 556              1     Semiurban           Y
## 557              0         Urban           Y
## 558              1     Semiurban           Y
## 559              1     Semiurban           Y
## 560              1     Semiurban           Y
## 561              1     Semiurban           Y
## 562              1     Semiurban           Y
## 563              1         Rural           Y
## 564              1     Semiurban           Y
## 565              0         Urban           N
## 566              1         Rural           Y
## 567              1         Urban           Y
## 568              0         Rural           N
## 569              1         Urban           N
## 570              0         Urban           N
## 571              1         Urban           Y
## 572              0         Urban           N
## 573              1         Urban           Y
## 574              1     Semiurban           N
## 575              1     Semiurban           N
## 576              1         Urban           Y
## 577              0     Semiurban           N
## 578              1         Urban           Y
## 579              1         Rural           Y
## 580              1         Urban           Y
## 581              1     Semiurban           Y
## 582              1         Urban           N
## 583              1     Semiurban           Y
## 584              0         Rural           N
## 585              0         Rural           N
## 586              1         Rural           N
## 587              1         Urban           Y
## 588              1     Semiurban           Y
## 589              1     Semiurban           Y
## 590              0     Semiurban           N
## 591              1     Semiurban           Y
## 592              1     Semiurban           N
## 593              1     Semiurban           Y
## 594              1         Rural           Y
## 595              1         Urban           Y
## 596              1         Rural           Y
## 597              1         Rural           N
## 598              0     Semiurban           N
## 599              1         Rural           Y
## 600              1         Urban           Y
## 601              1         Urban           N
## 602              1         Rural           Y
## 603              1         Urban           Y
## 604              1         Rural           Y
## 605              1     Semiurban           Y
## 606              1         Urban           N
## 607              1     Semiurban           Y
## 608              1         Rural           Y
## 609              1         Rural           Y
## 610              1         Rural           Y
## 611              1         Rural           Y
## 612              1         Urban           Y
## 613              1         Urban           Y
## 614              0     Semiurban           N
complete(data_imp_mice)
##      Loan_ID Gender Married Dependents    Education Self_Employed
## 1   LP001002   Male      No          0     Graduate            No
## 2   LP001003   Male     Yes          1     Graduate            No
## 3   LP001005   Male     Yes          0     Graduate           Yes
## 4   LP001006   Male     Yes          0 Not Graduate            No
## 5   LP001008   Male      No          0     Graduate            No
## 6   LP001011   Male     Yes          2     Graduate           Yes
## 7   LP001013   Male     Yes          0 Not Graduate            No
## 8   LP001014   Male     Yes         3+     Graduate            No
## 9   LP001018   Male     Yes          2     Graduate            No
## 10  LP001020   Male     Yes          1     Graduate            No
## 11  LP001024   Male     Yes          2     Graduate            No
## 12  LP001027   Male     Yes          2     Graduate              
## 13  LP001028   Male     Yes          2     Graduate            No
## 14  LP001029   Male      No          0     Graduate            No
## 15  LP001030   Male     Yes          2     Graduate            No
## 16  LP001032   Male      No          0     Graduate            No
## 17  LP001034   Male      No          1 Not Graduate            No
## 18  LP001036 Female      No          0     Graduate            No
## 19  LP001038   Male     Yes          0 Not Graduate            No
## 20  LP001041   Male     Yes          0     Graduate              
## 21  LP001043   Male     Yes          0 Not Graduate            No
## 22  LP001046   Male     Yes          1     Graduate            No
## 23  LP001047   Male     Yes          0 Not Graduate            No
## 24  LP001050            Yes          2 Not Graduate            No
## 25  LP001052   Male     Yes          1     Graduate              
## 26  LP001066   Male     Yes          0     Graduate           Yes
## 27  LP001068   Male     Yes          0     Graduate            No
## 28  LP001073   Male     Yes          2 Not Graduate            No
## 29  LP001086   Male      No          0 Not Graduate            No
## 30  LP001087 Female      No          2     Graduate              
## 31  LP001091   Male     Yes          1     Graduate              
## 32  LP001095   Male      No          0     Graduate            No
## 33  LP001097   Male      No          1     Graduate           Yes
## 34  LP001098   Male     Yes          0     Graduate            No
## 35  LP001100   Male      No         3+     Graduate            No
## 36  LP001106   Male     Yes          0     Graduate            No
## 37  LP001109   Male     Yes          0     Graduate            No
## 38  LP001112 Female     Yes          0     Graduate            No
## 39  LP001114   Male      No          0     Graduate            No
## 40  LP001116   Male      No          0 Not Graduate            No
## 41  LP001119   Male      No          0     Graduate            No
## 42  LP001120   Male      No          0     Graduate            No
## 43  LP001123   Male     Yes          0     Graduate            No
## 44  LP001131   Male     Yes          0     Graduate            No
## 45  LP001136   Male     Yes          0 Not Graduate           Yes
## 46  LP001137 Female      No          0     Graduate            No
## 47  LP001138   Male     Yes          1     Graduate            No
## 48  LP001144   Male     Yes          0     Graduate            No
## 49  LP001146 Female     Yes          0     Graduate            No
## 50  LP001151 Female      No          0     Graduate            No
## 51  LP001155 Female     Yes          0 Not Graduate            No
## 52  LP001157 Female      No          0     Graduate            No
## 53  LP001164 Female      No          0     Graduate            No
## 54  LP001179   Male     Yes          2     Graduate            No
## 55  LP001186 Female     Yes          1     Graduate           Yes
## 56  LP001194   Male     Yes          2     Graduate            No
## 57  LP001195   Male     Yes          0     Graduate            No
## 58  LP001197   Male     Yes          0     Graduate            No
## 59  LP001198   Male     Yes          1     Graduate            No
## 60  LP001199   Male     Yes          2 Not Graduate            No
## 61  LP001205   Male     Yes          0     Graduate            No
## 62  LP001206   Male     Yes         3+     Graduate            No
## 63  LP001207   Male     Yes          0 Not Graduate           Yes
## 64  LP001213   Male     Yes          1     Graduate            No
## 65  LP001222 Female      No          0     Graduate            No
## 66  LP001225   Male     Yes          0     Graduate            No
## 67  LP001228   Male      No          0 Not Graduate            No
## 68  LP001233   Male     Yes          1     Graduate            No
## 69  LP001238   Male     Yes         3+ Not Graduate           Yes
## 70  LP001241 Female      No          0     Graduate            No
## 71  LP001243   Male     Yes          0     Graduate            No
## 72  LP001245   Male     Yes          2 Not Graduate           Yes
## 73  LP001248   Male      No          0     Graduate            No
## 74  LP001250   Male     Yes         3+ Not Graduate            No
## 75  LP001253   Male     Yes         3+     Graduate           Yes
## 76  LP001255   Male      No          0     Graduate            No
## 77  LP001256   Male      No          0     Graduate            No
## 78  LP001259   Male     Yes          1     Graduate           Yes
## 79  LP001263   Male     Yes         3+     Graduate            No
## 80  LP001264   Male     Yes         3+ Not Graduate           Yes
## 81  LP001265 Female      No          0     Graduate            No
## 82  LP001266   Male     Yes          1     Graduate           Yes
## 83  LP001267 Female     Yes          2     Graduate            No
## 84  LP001273   Male     Yes          0     Graduate            No
## 85  LP001275   Male     Yes          1     Graduate            No
## 86  LP001279   Male      No          0     Graduate            No
## 87  LP001280   Male     Yes          2 Not Graduate            No
## 88  LP001282   Male     Yes          0     Graduate            No
## 89  LP001289   Male      No          0     Graduate            No
## 90  LP001310   Male     Yes          0     Graduate            No
## 91  LP001316   Male     Yes          0     Graduate            No
## 92  LP001318   Male     Yes          2     Graduate            No
## 93  LP001319   Male     Yes          2 Not Graduate            No
## 94  LP001322   Male      No          0     Graduate            No
## 95  LP001325   Male      No          0 Not Graduate            No
## 96  LP001326   Male      No          0     Graduate              
## 97  LP001327 Female     Yes          0     Graduate            No
## 98  LP001333   Male     Yes          0     Graduate            No
## 99  LP001334   Male     Yes          0 Not Graduate            No
## 100 LP001343   Male     Yes          0     Graduate            No
## 101 LP001345   Male     Yes          2 Not Graduate            No
## 102 LP001349   Male      No          0     Graduate            No
## 103 LP001350   Male     Yes                Graduate            No
## 104 LP001356   Male     Yes          0     Graduate            No
## 105 LP001357   Male                        Graduate            No
## 106 LP001367   Male     Yes          1     Graduate            No
## 107 LP001369   Male     Yes          2     Graduate            No
## 108 LP001370   Male      No          0 Not Graduate              
## 109 LP001379   Male     Yes          2     Graduate            No
## 110 LP001384   Male     Yes         3+ Not Graduate            No
## 111 LP001385   Male      No          0     Graduate            No
## 112 LP001387 Female     Yes          0     Graduate              
## 113 LP001391   Male     Yes          0 Not Graduate            No
## 114 LP001392 Female      No          1     Graduate           Yes
## 115 LP001398   Male      No          0     Graduate              
## 116 LP001401   Male     Yes          1     Graduate            No
## 117 LP001404 Female     Yes          0     Graduate            No
## 118 LP001405   Male     Yes          1     Graduate            No
## 119 LP001421   Male     Yes          0     Graduate            No
## 120 LP001422 Female      No          0     Graduate            No
## 121 LP001426   Male     Yes                Graduate            No
## 122 LP001430 Female      No          0     Graduate            No
## 123 LP001431 Female      No          0     Graduate            No
## 124 LP001432   Male     Yes          2     Graduate            No
## 125 LP001439   Male     Yes          0 Not Graduate            No
## 126 LP001443 Female      No          0     Graduate            No
## 127 LP001448            Yes         3+     Graduate            No
## 128 LP001449   Male      No          0     Graduate            No
## 129 LP001451   Male     Yes          1     Graduate           Yes
## 130 LP001465   Male     Yes          0     Graduate            No
## 131 LP001469   Male      No          0     Graduate           Yes
## 132 LP001473   Male      No          0     Graduate            No
## 133 LP001478   Male      No          0     Graduate            No
## 134 LP001482   Male     Yes          0     Graduate           Yes
## 135 LP001487   Male      No          0     Graduate            No
## 136 LP001488   Male     Yes         3+     Graduate            No
## 137 LP001489 Female     Yes          0     Graduate            No
## 138 LP001491   Male     Yes          2     Graduate           Yes
## 139 LP001492   Male      No          0     Graduate            No
## 140 LP001493   Male     Yes          2 Not Graduate            No
## 141 LP001497   Male     Yes          2     Graduate            No
## 142 LP001498   Male      No          0     Graduate            No
## 143 LP001504   Male      No          0     Graduate           Yes
## 144 LP001507   Male     Yes          0     Graduate            No
## 145 LP001508   Male     Yes          2     Graduate            No
## 146 LP001514 Female     Yes          0     Graduate            No
## 147 LP001516 Female     Yes          2     Graduate            No
## 148 LP001518   Male     Yes          1     Graduate            No
## 149 LP001519 Female      No          0     Graduate            No
## 150 LP001520   Male     Yes          0     Graduate            No
## 151 LP001528   Male      No          0     Graduate            No
## 152 LP001529   Male     Yes          0     Graduate           Yes
## 153 LP001531   Male      No          0     Graduate            No
## 154 LP001532   Male     Yes          2 Not Graduate            No
## 155 LP001535   Male      No          0     Graduate            No
## 156 LP001536   Male     Yes         3+     Graduate            No
## 157 LP001541   Male     Yes          1     Graduate            No
## 158 LP001543   Male     Yes          1     Graduate            No
## 159 LP001546   Male      No          0     Graduate              
## 160 LP001552   Male     Yes          0     Graduate            No
## 161 LP001560   Male     Yes          0 Not Graduate            No
## 162 LP001562   Male     Yes          0     Graduate            No
## 163 LP001565   Male     Yes          1     Graduate            No
## 164 LP001570   Male     Yes          2     Graduate            No
## 165 LP001572   Male     Yes          0     Graduate            No
## 166 LP001574   Male     Yes          0     Graduate            No
## 167 LP001577 Female     Yes          0     Graduate            No
## 168 LP001578   Male     Yes          0     Graduate            No
## 169 LP001579   Male      No          0     Graduate            No
## 170 LP001580   Male     Yes          2     Graduate            No
## 171 LP001581   Male     Yes          0 Not Graduate              
## 172 LP001585            Yes         3+     Graduate            No
## 173 LP001586   Male     Yes         3+ Not Graduate            No
## 174 LP001594   Male     Yes          0     Graduate            No
## 175 LP001603   Male     Yes          0 Not Graduate           Yes
## 176 LP001606   Male     Yes          0     Graduate            No
## 177 LP001608   Male     Yes          2     Graduate            No
## 178 LP001610   Male     Yes         3+     Graduate            No
## 179 LP001616   Male     Yes          1     Graduate            No
## 180 LP001630   Male      No          0 Not Graduate            No
## 181 LP001633   Male     Yes          1     Graduate            No
## 182 LP001634   Male      No          0     Graduate            No
## 183 LP001636   Male     Yes          0     Graduate            No
## 184 LP001637   Male     Yes          1     Graduate            No
## 185 LP001639 Female     Yes          0     Graduate            No
## 186 LP001640   Male     Yes          0     Graduate           Yes
## 187 LP001641   Male     Yes          1     Graduate           Yes
## 188 LP001643   Male     Yes          0     Graduate            No
## 189 LP001644            Yes          0     Graduate           Yes
## 190 LP001647   Male     Yes          0     Graduate            No
## 191 LP001653   Male      No          0 Not Graduate            No
## 192 LP001656   Male      No          0     Graduate            No
## 193 LP001657   Male     Yes          0 Not Graduate            No
## 194 LP001658   Male      No          0     Graduate            No
## 195 LP001664   Male      No          0     Graduate            No
## 196 LP001665   Male     Yes          1     Graduate            No
## 197 LP001666   Male      No          0     Graduate            No
## 198 LP001669 Female      No          0 Not Graduate            No
## 199 LP001671 Female     Yes          0     Graduate            No
## 200 LP001673   Male      No          0     Graduate           Yes
## 201 LP001674   Male     Yes          1 Not Graduate            No
## 202 LP001677   Male      No          2     Graduate            No
## 203 LP001682   Male     Yes         3+ Not Graduate            No
## 204 LP001688   Male     Yes          1 Not Graduate            No
## 205 LP001691   Male     Yes          2 Not Graduate            No
## 206 LP001692 Female      No          0 Not Graduate            No
## 207 LP001693 Female      No          0     Graduate            No
## 208 LP001698   Male      No          0 Not Graduate            No
## 209 LP001699   Male      No          0     Graduate            No
## 210 LP001702   Male      No          0     Graduate            No
## 211 LP001708 Female      No          0     Graduate            No
## 212 LP001711   Male     Yes         3+     Graduate            No
## 213 LP001713   Male     Yes          1     Graduate           Yes
## 214 LP001715   Male     Yes         3+ Not Graduate           Yes
## 215 LP001716   Male     Yes          0     Graduate            No
## 216 LP001720   Male     Yes         3+ Not Graduate            No
## 217 LP001722   Male     Yes          0     Graduate            No
## 218 LP001726   Male     Yes          0     Graduate            No
## 219 LP001732   Male     Yes          2     Graduate              
## 220 LP001734 Female     Yes          2     Graduate            No
## 221 LP001736   Male     Yes          0     Graduate            No
## 222 LP001743   Male     Yes          2     Graduate            No
## 223 LP001744   Male      No          0     Graduate            No
## 224 LP001749   Male     Yes          0     Graduate            No
## 225 LP001750   Male     Yes          0     Graduate            No
## 226 LP001751   Male     Yes          0     Graduate            No
## 227 LP001754   Male     Yes            Not Graduate           Yes
## 228 LP001758   Male     Yes          2     Graduate            No
## 229 LP001760   Male                        Graduate            No
## 230 LP001761   Male      No          0     Graduate           Yes
## 231 LP001765   Male     Yes          1     Graduate            No
## 232 LP001768   Male     Yes          0     Graduate              
## 233 LP001770   Male      No          0 Not Graduate            No
## 234 LP001776 Female      No          0     Graduate            No
## 235 LP001778   Male     Yes          1     Graduate            No
## 236 LP001784   Male     Yes          1     Graduate            No
## 237 LP001786   Male     Yes          0     Graduate              
## 238 LP001788 Female      No          0     Graduate           Yes
## 239 LP001790 Female      No          1     Graduate            No
## 240 LP001792   Male     Yes          1     Graduate            No
## 241 LP001798   Male     Yes          2     Graduate            No
## 242 LP001800   Male     Yes          1 Not Graduate            No
## 243 LP001806   Male      No          0     Graduate            No
## 244 LP001807   Male     Yes          2     Graduate           Yes
## 245 LP001811   Male     Yes          0 Not Graduate            No
## 246 LP001813   Male      No          0     Graduate           Yes
## 247 LP001814   Male     Yes          2     Graduate            No
## 248 LP001819   Male     Yes          1 Not Graduate            No
## 249 LP001824   Male     Yes          1     Graduate            No
## 250 LP001825   Male     Yes          0     Graduate            No
## 251 LP001835   Male     Yes          0 Not Graduate            No
## 252 LP001836 Female      No          2     Graduate            No
## 253 LP001841   Male      No          0 Not Graduate           Yes
## 254 LP001843   Male     Yes          1 Not Graduate            No
## 255 LP001844   Male      No          0     Graduate           Yes
## 256 LP001846 Female      No         3+     Graduate            No
## 257 LP001849   Male      No          0 Not Graduate            No
## 258 LP001854   Male     Yes         3+     Graduate            No
## 259 LP001859   Male     Yes          0     Graduate            No
## 260 LP001864   Male     Yes         3+ Not Graduate            No
## 261 LP001865   Male     Yes          1     Graduate            No
## 262 LP001868   Male      No          0     Graduate            No
## 263 LP001870 Female      No          1     Graduate            No
## 264 LP001871 Female      No          0     Graduate            No
## 265 LP001872   Male      No          0     Graduate           Yes
## 266 LP001875   Male      No          0     Graduate            No
## 267 LP001877   Male     Yes          2     Graduate            No
## 268 LP001882   Male     Yes         3+     Graduate            No
## 269 LP001883 Female      No          0     Graduate              
## 270 LP001884 Female      No          1     Graduate            No
## 271 LP001888 Female      No          0     Graduate            No
## 272 LP001891   Male     Yes          0     Graduate            No
## 273 LP001892   Male      No          0     Graduate            No
## 274 LP001894   Male     Yes          0     Graduate            No
## 275 LP001896   Male     Yes          2     Graduate            No
## 276 LP001900   Male     Yes          1     Graduate            No
## 277 LP001903   Male     Yes          0     Graduate            No
## 278 LP001904   Male     Yes          0     Graduate            No
## 279 LP001907   Male     Yes          0     Graduate            No
## 280 LP001908 Female     Yes          0 Not Graduate            No
## 281 LP001910   Male      No          1 Not Graduate           Yes
## 282 LP001914   Male     Yes          0     Graduate            No
## 283 LP001915   Male     Yes          2     Graduate            No
## 284 LP001917 Female      No          0     Graduate            No
## 285 LP001922   Male     Yes          0     Graduate            No
## 286 LP001924   Male      No          0     Graduate            No
## 287 LP001925 Female      No          0     Graduate           Yes
## 288 LP001926   Male     Yes          0     Graduate            No
## 289 LP001931 Female      No          0     Graduate            No
## 290 LP001935   Male      No          0     Graduate            No
## 291 LP001936   Male     Yes          0     Graduate            No
## 292 LP001938   Male     Yes          2     Graduate            No
## 293 LP001940   Male     Yes          2     Graduate            No
## 294 LP001945 Female      No                Graduate            No
## 295 LP001947   Male     Yes          0     Graduate            No
## 296 LP001949   Male     Yes         3+     Graduate              
## 297 LP001953   Male     Yes          1     Graduate            No
## 298 LP001954 Female     Yes          1     Graduate            No
## 299 LP001955 Female      No          0     Graduate            No
## 300 LP001963   Male     Yes          1     Graduate            No
## 301 LP001964   Male     Yes          0 Not Graduate            No
## 302 LP001972   Male     Yes            Not Graduate            No
## 303 LP001974 Female      No          0     Graduate            No
## 304 LP001977   Male     Yes          1     Graduate            No
## 305 LP001978   Male      No          0     Graduate            No
## 306 LP001990   Male      No          0 Not Graduate            No
## 307 LP001993 Female      No          0     Graduate            No
## 308 LP001994 Female      No          0     Graduate            No
## 309 LP001996   Male      No          0     Graduate            No
## 310 LP001998   Male     Yes          2 Not Graduate            No
## 311 LP002002 Female      No          0     Graduate            No
## 312 LP002004   Male      No          0 Not Graduate            No
## 313 LP002006 Female      No          0     Graduate            No
## 314 LP002008   Male     Yes          2     Graduate           Yes
## 315 LP002024            Yes          0     Graduate            No
## 316 LP002031   Male     Yes          1 Not Graduate            No
## 317 LP002035   Male     Yes          2     Graduate            No
## 318 LP002036   Male     Yes          0     Graduate            No
## 319 LP002043 Female      No          1     Graduate            No
## 320 LP002050   Male     Yes          1     Graduate           Yes
## 321 LP002051   Male     Yes          0     Graduate            No
## 322 LP002053   Male     Yes         3+     Graduate            No
## 323 LP002054   Male     Yes          2 Not Graduate            No
## 324 LP002055 Female      No          0     Graduate            No
## 325 LP002065   Male     Yes         3+     Graduate            No
## 326 LP002067   Male     Yes          1     Graduate           Yes
## 327 LP002068   Male      No          0     Graduate            No
## 328 LP002082   Male     Yes          0     Graduate           Yes
## 329 LP002086 Female     Yes          0     Graduate            No
## 330 LP002087 Female      No          0     Graduate            No
## 331 LP002097   Male      No          1     Graduate            No
## 332 LP002098   Male      No          0     Graduate            No
## 333 LP002100   Male      No                Graduate            No
## 334 LP002101   Male     Yes          0     Graduate              
## 335 LP002103            Yes          1     Graduate           Yes
## 336 LP002106   Male     Yes                Graduate           Yes
## 337 LP002110   Male     Yes          1     Graduate              
## 338 LP002112   Male     Yes          2     Graduate           Yes
## 339 LP002113 Female      No         3+ Not Graduate            No
## 340 LP002114 Female      No          0     Graduate            No
## 341 LP002115   Male     Yes         3+ Not Graduate            No
## 342 LP002116 Female      No          0     Graduate            No
## 343 LP002119   Male     Yes          1 Not Graduate            No
## 344 LP002126   Male     Yes         3+ Not Graduate            No
## 345 LP002128   Male     Yes          2     Graduate              
## 346 LP002129   Male     Yes          0     Graduate            No
## 347 LP002130   Male     Yes            Not Graduate            No
## 348 LP002131   Male     Yes          2 Not Graduate            No
## 349 LP002137   Male     Yes          0     Graduate            No
## 350 LP002138   Male     Yes          0     Graduate            No
## 351 LP002139   Male     Yes          0     Graduate            No
## 352 LP002140   Male      No          0     Graduate            No
## 353 LP002141   Male     Yes         3+     Graduate            No
## 354 LP002142 Female     Yes          0     Graduate           Yes
## 355 LP002143 Female     Yes          0     Graduate            No
## 356 LP002144 Female      No                Graduate            No
## 357 LP002149   Male     Yes          2     Graduate            No
## 358 LP002151   Male     Yes          1     Graduate            No
## 359 LP002158   Male     Yes          0 Not Graduate            No
## 360 LP002160   Male     Yes         3+     Graduate            No
## 361 LP002161 Female      No          1     Graduate            No
## 362 LP002170   Male     Yes          2     Graduate            No
## 363 LP002175   Male     Yes          0     Graduate            No
## 364 LP002178   Male     Yes          0     Graduate            No
## 365 LP002180   Male      No          0     Graduate           Yes
## 366 LP002181   Male      No          0 Not Graduate            No
## 367 LP002187   Male      No          0     Graduate            No
## 368 LP002188   Male      No          0     Graduate            No
## 369 LP002190   Male     Yes          1     Graduate            No
## 370 LP002191   Male     Yes          0     Graduate            No
## 371 LP002194 Female      No          0     Graduate           Yes
## 372 LP002197   Male     Yes          2     Graduate            No
## 373 LP002201   Male     Yes          2     Graduate           Yes
## 374 LP002205   Male      No          1     Graduate            No
## 375 LP002209 Female      No          0     Graduate              
## 376 LP002211   Male     Yes          0     Graduate            No
## 377 LP002219   Male     Yes         3+     Graduate            No
## 378 LP002223   Male     Yes          0     Graduate            No
## 379 LP002224   Male      No          0     Graduate            No
## 380 LP002225   Male     Yes          2     Graduate            No
## 381 LP002226   Male     Yes          0     Graduate              
## 382 LP002229   Male      No          0     Graduate            No
## 383 LP002231 Female      No          0     Graduate            No
## 384 LP002234   Male      No          0     Graduate           Yes
## 385 LP002236   Male     Yes          2     Graduate            No
## 386 LP002237   Male      No          1     Graduate              
## 387 LP002239   Male      No          0 Not Graduate            No
## 388 LP002243   Male     Yes          0 Not Graduate            No
## 389 LP002244   Male     Yes          0     Graduate            No
## 390 LP002250   Male     Yes          0     Graduate            No
## 391 LP002255   Male      No         3+     Graduate            No
## 392 LP002262   Male     Yes         3+     Graduate            No
## 393 LP002263   Male     Yes          0     Graduate            No
## 394 LP002265   Male     Yes          2 Not Graduate            No
## 395 LP002266   Male     Yes          2     Graduate            No
## 396 LP002272   Male     Yes          2     Graduate            No
## 397 LP002277 Female      No          0     Graduate            No
## 398 LP002281   Male     Yes          0     Graduate            No
## 399 LP002284   Male      No          0 Not Graduate            No
## 400 LP002287 Female      No          0     Graduate            No
## 401 LP002288   Male     Yes          2 Not Graduate            No
## 402 LP002296   Male      No          0 Not Graduate            No
## 403 LP002297   Male      No          0     Graduate            No
## 404 LP002300 Female      No          0 Not Graduate            No
## 405 LP002301 Female      No          0     Graduate           Yes
## 406 LP002305 Female      No          0     Graduate            No
## 407 LP002308   Male     Yes          0 Not Graduate            No
## 408 LP002314 Female      No          0 Not Graduate            No
## 409 LP002315   Male     Yes          1     Graduate            No
## 410 LP002317   Male     Yes         3+     Graduate            No
## 411 LP002318 Female      No          1 Not Graduate           Yes
## 412 LP002319   Male     Yes          0     Graduate              
## 413 LP002328   Male     Yes          0 Not Graduate            No
## 414 LP002332   Male     Yes          0 Not Graduate            No
## 415 LP002335 Female     Yes          0 Not Graduate            No
## 416 LP002337 Female      No          0     Graduate            No
## 417 LP002341 Female      No          1     Graduate            No
## 418 LP002342   Male     Yes          2     Graduate           Yes
## 419 LP002345   Male     Yes          0     Graduate            No
## 420 LP002347   Male     Yes          0     Graduate            No
## 421 LP002348   Male     Yes          0     Graduate            No
## 422 LP002357 Female      No          0 Not Graduate            No
## 423 LP002361   Male     Yes          0     Graduate            No
## 424 LP002362   Male     Yes          1     Graduate            No
## 425 LP002364   Male     Yes          0     Graduate            No
## 426 LP002366   Male     Yes          0     Graduate            No
## 427 LP002367 Female      No          1 Not Graduate            No
## 428 LP002368   Male     Yes          2     Graduate            No
## 429 LP002369   Male     Yes          0     Graduate            No
## 430 LP002370   Male      No          0 Not Graduate            No
## 431 LP002377 Female      No          1     Graduate           Yes
## 432 LP002379   Male      No          0     Graduate            No
## 433 LP002386   Male      No          0     Graduate              
## 434 LP002387   Male     Yes          0     Graduate            No
## 435 LP002390   Male      No          0     Graduate            No
## 436 LP002393 Female                        Graduate            No
## 437 LP002398   Male      No          0     Graduate            No
## 438 LP002401   Male     Yes          0     Graduate            No
## 439 LP002403   Male      No          0     Graduate           Yes
## 440 LP002407 Female     Yes          0 Not Graduate           Yes
## 441 LP002408   Male      No          0     Graduate            No
## 442 LP002409   Male     Yes          0     Graduate            No
## 443 LP002418   Male      No         3+ Not Graduate            No
## 444 LP002422   Male      No          1     Graduate            No
## 445 LP002424   Male     Yes          0     Graduate            No
## 446 LP002429   Male     Yes          1     Graduate           Yes
## 447 LP002434   Male     Yes          2 Not Graduate            No
## 448 LP002435   Male     Yes          0     Graduate              
## 449 LP002443   Male     Yes          2     Graduate            No
## 450 LP002444   Male      No          1 Not Graduate           Yes
## 451 LP002446   Male     Yes          2 Not Graduate            No
## 452 LP002447   Male     Yes          2 Not Graduate            No
## 453 LP002448   Male     Yes          0     Graduate            No
## 454 LP002449   Male     Yes          0     Graduate            No
## 455 LP002453   Male      No          0     Graduate           Yes
## 456 LP002455   Male     Yes          2     Graduate            No
## 457 LP002459   Male     Yes          0     Graduate            No
## 458 LP002467   Male     Yes          0     Graduate            No
## 459 LP002472   Male      No          2     Graduate            No
## 460 LP002473   Male     Yes          0     Graduate            No
## 461 LP002478            Yes          0     Graduate           Yes
## 462 LP002484   Male     Yes         3+     Graduate            No
## 463 LP002487   Male     Yes          0     Graduate            No
## 464 LP002489 Female      No          1 Not Graduate              
## 465 LP002493   Male      No          0     Graduate            No
## 466 LP002494   Male      No          0     Graduate            No
## 467 LP002500   Male     Yes         3+ Not Graduate            No
## 468 LP002501            Yes          0     Graduate            No
## 469 LP002502 Female     Yes          2 Not Graduate              
## 470 LP002505   Male     Yes          0     Graduate            No
## 471 LP002515   Male     Yes          1     Graduate           Yes
## 472 LP002517   Male     Yes          1 Not Graduate            No
## 473 LP002519   Male     Yes         3+     Graduate            No
## 474 LP002522 Female      No          0     Graduate           Yes
## 475 LP002524   Male      No          2     Graduate            No
## 476 LP002527   Male     Yes          2     Graduate           Yes
## 477 LP002529   Male     Yes          2     Graduate            No
## 478 LP002530            Yes          2     Graduate            No
## 479 LP002531   Male     Yes          1     Graduate           Yes
## 480 LP002533   Male     Yes          2     Graduate            No
## 481 LP002534 Female      No          0 Not Graduate            No
## 482 LP002536   Male     Yes         3+ Not Graduate            No
## 483 LP002537   Male     Yes          0     Graduate            No
## 484 LP002541   Male     Yes          0     Graduate            No
## 485 LP002543   Male     Yes          2     Graduate            No
## 486 LP002544   Male     Yes          1 Not Graduate            No
## 487 LP002545   Male      No          2     Graduate            No
## 488 LP002547   Male     Yes          1     Graduate            No
## 489 LP002555   Male     Yes          2     Graduate           Yes
## 490 LP002556   Male      No          0     Graduate            No
## 491 LP002560   Male      No          0 Not Graduate            No
## 492 LP002562   Male     Yes          1 Not Graduate            No
## 493 LP002571   Male      No          0 Not Graduate            No
## 494 LP002582 Female      No          0 Not Graduate           Yes
## 495 LP002585   Male     Yes          0     Graduate            No
## 496 LP002586 Female     Yes          1     Graduate            No
## 497 LP002587   Male     Yes          0 Not Graduate            No
## 498 LP002588   Male     Yes          0     Graduate            No
## 499 LP002600   Male     Yes          1     Graduate           Yes
## 500 LP002602   Male      No          0     Graduate            No
## 501 LP002603 Female      No          0     Graduate            No
## 502 LP002606 Female      No          0     Graduate            No
## 503 LP002615   Male     Yes          2     Graduate            No
## 504 LP002618   Male     Yes          1 Not Graduate            No
## 505 LP002619   Male     Yes          0 Not Graduate            No
## 506 LP002622   Male     Yes          2     Graduate            No
## 507 LP002624   Male     Yes          0     Graduate            No
## 508 LP002625             No          0     Graduate            No
## 509 LP002626   Male     Yes          0     Graduate           Yes
## 510 LP002634 Female      No          1     Graduate            No
## 511 LP002637   Male      No          0 Not Graduate            No
## 512 LP002640   Male     Yes          1     Graduate            No
## 513 LP002643   Male     Yes          2     Graduate            No
## 514 LP002648   Male     Yes          0     Graduate            No
## 515 LP002652   Male      No          0     Graduate            No
## 516 LP002659   Male     Yes         3+     Graduate            No
## 517 LP002670 Female     Yes          2     Graduate            No
## 518 LP002682   Male     Yes            Not Graduate            No
## 519 LP002683   Male      No          0     Graduate            No
## 520 LP002684 Female      No          0 Not Graduate            No
## 521 LP002689   Male     Yes          2 Not Graduate            No
## 522 LP002690   Male      No          0     Graduate            No
## 523 LP002692   Male     Yes         3+     Graduate           Yes
## 524 LP002693   Male     Yes          2     Graduate           Yes
## 525 LP002697   Male      No          0     Graduate            No
## 526 LP002699   Male     Yes          2     Graduate           Yes
## 527 LP002705   Male     Yes          0     Graduate            No
## 528 LP002706   Male     Yes          1 Not Graduate            No
## 529 LP002714   Male      No          1 Not Graduate            No
## 530 LP002716   Male      No          0 Not Graduate            No
## 531 LP002717   Male     Yes          0     Graduate            No
## 532 LP002720   Male     Yes         3+     Graduate            No
## 533 LP002723   Male      No          2     Graduate            No
## 534 LP002729   Male      No          1     Graduate            No
## 535 LP002731 Female      No          0 Not Graduate           Yes
## 536 LP002732   Male      No          0 Not Graduate              
## 537 LP002734   Male     Yes          0     Graduate            No
## 538 LP002738   Male      No          2     Graduate            No
## 539 LP002739   Male     Yes          0 Not Graduate            No
## 540 LP002740   Male     Yes         3+     Graduate            No
## 541 LP002741 Female     Yes          1     Graduate            No
## 542 LP002743 Female      No          0     Graduate            No
## 543 LP002753 Female      No          1     Graduate              
## 544 LP002755   Male     Yes          1 Not Graduate            No
## 545 LP002757 Female     Yes          0 Not Graduate            No
## 546 LP002767   Male     Yes          0     Graduate            No
## 547 LP002768   Male      No          0 Not Graduate            No
## 548 LP002772   Male      No          0     Graduate            No
## 549 LP002776 Female      No          0     Graduate            No
## 550 LP002777   Male     Yes          0     Graduate            No
## 551 LP002778   Male     Yes          2     Graduate           Yes
## 552 LP002784   Male     Yes          1 Not Graduate            No
## 553 LP002785   Male     Yes          1     Graduate            No
## 554 LP002788   Male     Yes          0 Not Graduate            No
## 555 LP002789   Male     Yes          0     Graduate            No
## 556 LP002792   Male     Yes          1     Graduate            No
## 557 LP002794 Female      No          0     Graduate            No
## 558 LP002795   Male     Yes         3+     Graduate           Yes
## 559 LP002798   Male     Yes          0     Graduate            No
## 560 LP002804 Female     Yes          0     Graduate            No
## 561 LP002807   Male     Yes          2 Not Graduate            No
## 562 LP002813 Female     Yes          1     Graduate           Yes
## 563 LP002820   Male     Yes          0     Graduate            No
## 564 LP002821   Male      No          0 Not Graduate           Yes
## 565 LP002832   Male     Yes          2     Graduate            No
## 566 LP002833   Male     Yes          0 Not Graduate            No
## 567 LP002836   Male      No          0     Graduate            No
## 568 LP002837   Male     Yes         3+     Graduate            No
## 569 LP002840 Female      No          0     Graduate            No
## 570 LP002841   Male     Yes          0     Graduate            No
## 571 LP002842   Male     Yes          1     Graduate            No
## 572 LP002847   Male     Yes                Graduate            No
## 573 LP002855   Male     Yes          2     Graduate            No
## 574 LP002862   Male     Yes          2 Not Graduate            No
## 575 LP002863   Male     Yes         3+     Graduate            No
## 576 LP002868   Male     Yes          2     Graduate            No
## 577 LP002872            Yes          0     Graduate            No
## 578 LP002874   Male      No          0     Graduate            No
## 579 LP002877   Male     Yes          1     Graduate            No
## 580 LP002888   Male      No          0     Graduate              
## 581 LP002892   Male     Yes          2     Graduate            No
## 582 LP002893   Male      No          0     Graduate            No
## 583 LP002894 Female     Yes          0     Graduate            No
## 584 LP002898   Male     Yes          1     Graduate            No
## 585 LP002911   Male     Yes          1     Graduate            No
## 586 LP002912   Male     Yes          1     Graduate            No
## 587 LP002916   Male     Yes          0     Graduate            No
## 588 LP002917 Female      No          0 Not Graduate            No
## 589 LP002925             No          0     Graduate            No
## 590 LP002926   Male     Yes          2     Graduate           Yes
## 591 LP002928   Male     Yes          0     Graduate            No
## 592 LP002931   Male     Yes          2     Graduate           Yes
## 593 LP002933             No         3+     Graduate           Yes
## 594 LP002936   Male     Yes          0     Graduate            No
## 595 LP002938   Male     Yes          0     Graduate           Yes
## 596 LP002940   Male      No          0 Not Graduate            No
## 597 LP002941   Male     Yes          2 Not Graduate           Yes
## 598 LP002943   Male      No                Graduate            No
## 599 LP002945   Male     Yes          0     Graduate           Yes
## 600 LP002948   Male     Yes          2     Graduate            No
## 601 LP002949 Female      No         3+     Graduate              
## 602 LP002950   Male     Yes          0 Not Graduate              
## 603 LP002953   Male     Yes         3+     Graduate            No
## 604 LP002958   Male      No          0     Graduate            No
## 605 LP002959 Female     Yes          1     Graduate            No
## 606 LP002960   Male     Yes          0 Not Graduate            No
## 607 LP002961   Male     Yes          1     Graduate            No
## 608 LP002964   Male     Yes          2 Not Graduate            No
## 609 LP002974   Male     Yes          0     Graduate            No
## 610 LP002978 Female      No          0     Graduate            No
## 611 LP002979   Male     Yes         3+     Graduate            No
## 612 LP002983   Male     Yes          1     Graduate            No
## 613 LP002984   Male     Yes          2     Graduate            No
## 614 LP002990 Female      No          0     Graduate           Yes
##     ApplicantIncome CoapplicantIncome LoanAmount Loan_Amount_Term
## 1              5849              0.00        100              360
## 2              4583           1508.00        128              360
## 3              3000              0.00         66              360
## 4              2583           2358.00        120              360
## 5              6000              0.00        141              360
## 6              5417           4196.00        267              360
## 7              2333           1516.00         95              360
## 8              3036           2504.00        158              360
## 9              4006           1526.00        168              360
## 10            12841          10968.00        349              360
## 11             3200            700.00         70              360
## 12             2500           1840.00        109              360
## 13             3073           8106.00        200              360
## 14             1853           2840.00        114              360
## 15             1299           1086.00         17              120
## 16             4950              0.00        125              360
## 17             3596              0.00        100              240
## 18             3510              0.00         76              360
## 19             4887              0.00        133              360
## 20             2600           3500.00        115              360
## 21             7660              0.00        104              360
## 22             5955           5625.00        315              360
## 23             2600           1911.00        116              360
## 24             3365           1917.00        112              360
## 25             3717           2925.00        151              360
## 26             9560              0.00        191              360
## 27             2799           2253.00        122              360
## 28             4226           1040.00        110              360
## 29             1442              0.00         35              360
## 30             3750           2083.00        120              360
## 31             4166           3369.00        201              360
## 32             3167              0.00         74              360
## 33             4692              0.00        106              360
## 34             3500           1667.00        114              360
## 35            12500           3000.00        320              360
## 36             2275           2067.00        100              360
## 37             1828           1330.00        100              360
## 38             3667           1459.00        144              360
## 39             4166           7210.00        184              360
## 40             3748           1668.00        110              360
## 41             3600              0.00         80              360
## 42             1800           1213.00         47              360
## 43             2400              0.00         75              360
## 44             3941           2336.00        134              360
## 45             4695              0.00         96              360
## 46             3410              0.00         88              360
## 47             5649              0.00         44              360
## 48             5821              0.00        144              360
## 49             2645           3440.00        120              360
## 50             4000           2275.00        144              360
## 51             1928           1644.00        100              360
## 52             3086              0.00        120              360
## 53             4230              0.00        112              360
## 54             4616              0.00        134              360
## 55            11500              0.00        286              360
## 56             2708           1167.00         97              360
## 57             2132           1591.00         96              360
## 58             3366           2200.00        135              360
## 59             8080           2250.00        180              360
## 60             3357           2859.00        144              360
## 61             2500           3796.00        120              360
## 62             3029              0.00         99              360
## 63             2609           3449.00        165              180
## 64             4945              0.00        148              360
## 65             4166              0.00        116              360
## 66             5726           4595.00        258              360
## 67             3200           2254.00        126              180
## 68            10750              0.00        312              360
## 69             7100              0.00        125               60
## 70             4300              0.00        136              360
## 71             3208           3066.00        172              360
## 72             1875           1875.00         97              360
## 73             3500              0.00         81              300
## 74             4755              0.00         95              360
## 75             5266           1774.00        187              360
## 76             3750              0.00        113              480
## 77             3750           4750.00        176              360
## 78             1000           3022.00        110              360
## 79             3167           4000.00        180              300
## 80             3333           2166.00        130              360
## 81             3846              0.00        111              360
## 82             2395              0.00        130              360
## 83             1378           1881.00        167              360
## 84             6000           2250.00        265              360
## 85             3988              0.00         50              240
## 86             2366           2531.00        136              360
## 87             3333           2000.00         99              360
## 88             2500           2118.00        104              360
## 89             8566              0.00        210              360
## 90             5695           4167.00        175              360
## 91             2958           2900.00        131              360
## 92             6250           5654.00        188              180
## 93             3273           1820.00         81              360
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##     Credit_History Property_Area Loan_Status
## 1                1         Urban           Y
## 2                1         Rural           N
## 3                1         Urban           Y
## 4                1         Urban           Y
## 5                1         Urban           Y
## 6                1         Urban           Y
## 7                1         Urban           Y
## 8                0     Semiurban           N
## 9                1         Urban           Y
## 10               1     Semiurban           N
## 11               1         Urban           Y
## 12               1         Urban           Y
## 13               1         Urban           Y
## 14               1         Rural           N
## 15               1         Urban           Y
## 16               1         Urban           Y
## 17               1         Urban           Y
## 18               0         Urban           N
## 19               1         Rural           N
## 20               1         Urban           Y
## 21               0         Urban           N
## 22               1         Urban           Y
## 23               0     Semiurban           N
## 24               0         Rural           N
## 25               0     Semiurban           N
## 26               1     Semiurban           Y
## 27               1     Semiurban           Y
## 28               1         Urban           Y
## 29               1         Urban           N
## 30               1     Semiurban           Y
## 31               1         Urban           N
## 32               1         Urban           N
## 33               1         Rural           N
## 34               1     Semiurban           Y
## 35               1         Rural           N
## 36               1         Urban           Y
## 37               0         Urban           N
## 38               1     Semiurban           Y
## 39               1         Urban           Y
## 40               1     Semiurban           Y
## 41               1         Urban           N
## 42               1         Urban           Y
## 43               1         Urban           Y
## 44               1     Semiurban           Y
## 45               1         Urban           Y
## 46               1         Urban           Y
## 47               1         Urban           Y
## 48               1         Urban           Y
## 49               0         Urban           N
## 50               1     Semiurban           Y
## 51               1     Semiurban           Y
## 52               1     Semiurban           Y
## 53               1     Semiurban           N
## 54               1         Urban           N
## 55               0         Urban           N
## 56               1     Semiurban           Y
## 57               1     Semiurban           Y
## 58               1         Rural           N
## 59               1         Urban           Y
## 60               1         Urban           Y
## 61               1         Urban           Y
## 62               1         Urban           Y
## 63               0         Rural           N
## 64               0         Rural           N
## 65               0     Semiurban           N
## 66               1     Semiurban           N
## 67               0         Urban           N
## 68               1         Urban           Y
## 69               1         Urban           Y
## 70               0     Semiurban           N
## 71               1         Urban           Y
## 72               1     Semiurban           Y
## 73               1     Semiurban           Y
## 74               0     Semiurban           N
## 75               1     Semiurban           Y
## 76               1         Urban           N
## 77               1         Urban           N
## 78               1         Urban           N
## 79               0     Semiurban           N
## 80               0     Semiurban           Y
## 81               1     Semiurban           Y
## 82               1     Semiurban           Y
## 83               1         Urban           N
## 84               1     Semiurban           N
## 85               1         Urban           Y
## 86               1     Semiurban           Y
## 87               1     Semiurban           Y
## 88               1     Semiurban           Y
## 89               1         Urban           Y
## 90               1     Semiurban           Y
## 91               1     Semiurban           Y
## 92               1     Semiurban           Y
## 93               1         Urban           Y
## 94               1     Semiurban           Y
## 95               1     Semiurban           Y
## 96               1         Urban           N
## 97               1     Semiurban           Y
## 98               1     Semiurban           Y
## 99               1     Semiurban           Y
## 100              1     Semiurban           Y
## 101              1         Urban           Y
## 102              1     Semiurban           Y
## 103              1         Urban           Y
## 104              1     Semiurban           Y
## 105              1         Urban           Y
## 106              1         Urban           Y
## 107              1         Urban           Y
## 108              1         Rural           N
## 109              0         Urban           N
## 110              1     Semiurban           Y
## 111              1         Urban           Y
## 112              1     Semiurban           Y
## 113              0         Rural           N
## 114              1     Semiurban           Y
## 115              1     Semiurban           Y
## 116              1         Rural           Y
## 117              1     Semiurban           Y
## 118              1         Urban           Y
## 119              1         Rural           N
## 120              1         Urban           Y
## 121              1         Rural           Y
## 122              1     Semiurban           Y
## 123              0     Semiurban           Y
## 124              1     Semiurban           Y
## 125              1         Rural           Y
## 126              1         Rural           Y
## 127              1         Rural           Y
## 128              1         Rural           Y
## 129              0         Urban           N
## 130              1         Rural           N
## 131              1         Urban           Y
## 132              1         Urban           Y
## 133              1     Semiurban           Y
## 134              1     Semiurban           Y
## 135              1     Semiurban           Y
## 136              1     Semiurban           N
## 137              1         Rural           N
## 138              1         Urban           Y
## 139              0     Semiurban           N
## 140              1         Rural           N
## 141              1         Rural           N
## 142              1         Urban           Y
## 143              1     Semiurban           Y
## 144              1     Semiurban           Y
## 145              1         Urban           Y
## 146              1     Semiurban           Y
## 147              1         Urban           Y
## 148              1         Urban           Y
## 149              1         Rural           N
## 150              1     Semiurban           Y
## 151              0         Rural           N
## 152              1         Rural           Y
## 153              1         Urban           N
## 154              1         Rural           N
## 155              1         Urban           Y
## 156              0     Semiurban           Y
## 157              1         Rural           Y
## 158              1         Urban           Y
## 159              1         Rural           Y
## 160              1     Semiurban           Y
## 161              1     Semiurban           Y
## 162              1         Urban           N
## 163              0     Semiurban           N
## 164              1         Rural           Y
## 165              1         Urban           Y
## 166              1         Rural           Y
## 167              1         Rural           N
## 168              1         Rural           Y
## 169              0     Semiurban           N
## 170              1     Semiurban           Y
## 171              1         Rural           Y
## 172              1         Urban           Y
## 173              1         Rural           N
## 174              1     Semiurban           Y
## 175              1     Semiurban           N
## 176              1         Rural           Y
## 177              1         Rural           Y
## 178              0     Semiurban           N
## 179              1     Semiurban           Y
## 180              0         Urban           N
## 181              0         Urban           N
## 182              0         Rural           N
## 183              1     Semiurban           Y
## 184              1     Semiurban           N
## 185              1     Semiurban           Y
## 186              1     Semiurban           Y
## 187              0         Rural           N
## 188              1         Rural           Y
## 189              1         Rural           Y
## 190              1         Rural           Y
## 191              1         Rural           Y
## 192              1     Semiurban           N
## 193              1         Urban           N
## 194              1     Semiurban           Y
## 195              1         Rural           Y
## 196              1     Semiurban           N
## 197              1         Rural           Y
## 198              1         Urban           Y
## 199              1     Semiurban           Y
## 200              1         Urban           N
## 201              1     Semiurban           Y
## 202              0     Semiurban           Y
## 203              1         Urban           N
## 204              1         Urban           Y
## 205              1     Semiurban           Y
## 206              1     Semiurban           Y
## 207              1         Urban           Y
## 208              1         Rural           Y
## 209              1         Urban           Y
## 210              1     Semiurban           N
## 211              1     Semiurban           N
## 212              0     Semiurban           N
## 213              1         Urban           Y
## 214              1         Rural           Y
## 215              1         Urban           Y
## 216              1     Semiurban           Y
## 217              1         Rural           N
## 218              1     Semiurban           Y
## 219              0     Semiurban           N
## 220              0     Semiurban           Y
## 221              0         Urban           N
## 222              1     Semiurban           Y
## 223              1     Semiurban           Y
## 224              1     Semiurban           Y
## 225              1     Semiurban           Y
## 226              1         Rural           N
## 227              1         Urban           N
## 228              1     Semiurban           Y
## 229              1     Semiurban           Y
## 230              1         Rural           Y
## 231              1     Semiurban           Y
## 232              1         Rural           Y
## 233              1         Rural           Y
## 234              1     Semiurban           Y
## 235              1     Semiurban           Y
## 236              1         Rural           Y
## 237              1         Urban           N
## 238              1         Urban           Y
## 239              1         Rural           Y
## 240              1     Semiurban           Y
## 241              1         Rural           Y
## 242              1         Urban           N
## 243              1         Urban           Y
## 244              1         Rural           Y
## 245              1     Semiurban           Y
## 246              1         Urban           N
## 247              1         Urban           Y
## 248              1         Urban           Y
## 249              1     Semiurban           Y
## 250              1         Urban           Y
## 251              0     Semiurban           N
## 252              1         Urban           N
## 253              1         Rural           Y
## 254              1     Semiurban           Y
## 255              0         Urban           N
## 256              1         Rural           Y
## 257              0         Rural           N
## 258              1         Urban           N
## 259              1         Rural           N
## 260              1     Semiurban           N
## 261              1         Urban           Y
## 262              1     Semiurban           Y
## 263              1     Semiurban           N
## 264              1         Rural           Y
## 265              1     Semiurban           Y
## 266              1         Rural           Y
## 267              1     Semiurban           Y
## 268              0         Urban           Y
## 269              1         Rural           N
## 270              1         Urban           Y
## 271              1         Urban           Y
## 272              1         Urban           Y
## 273              1         Rural           Y
## 274              1     Semiurban           Y
## 275              1     Semiurban           Y
## 276              1     Semiurban           Y
## 277              1     Semiurban           Y
## 278              1         Urban           Y
## 279              1     Semiurban           Y
## 280              1         Rural           Y
## 281              0         Urban           N
## 282              1     Semiurban           Y
## 283              1         Urban           Y
## 284              1         Urban           Y
## 285              1         Rural           N
## 286              1         Rural           Y
## 287              1     Semiurban           N
## 288              1         Rural           Y
## 289              1     Semiurban           Y
## 290              1         Rural           Y
## 291              1         Rural           Y
## 292              0     Semiurban           N
## 293              1         Urban           Y
## 294              0         Urban           N
## 295              1     Semiurban           Y
## 296              1         Urban           Y
## 297              1     Semiurban           Y
## 298              1         Urban           Y
## 299              1         Rural           N
## 300              1         Urban           N
## 301              0         Urban           N
## 302              1     Semiurban           Y
## 303              1         Rural           Y
## 304              1         Urban           Y
## 305              1         Rural           Y
## 306              1         Urban           N
## 307              1         Rural           Y
## 308              0         Urban           N
## 309              1         Rural           N
## 310              1         Rural           Y
## 311              1     Semiurban           Y
## 312              1     Semiurban           Y
## 313              1         Rural           Y
## 314              1         Rural           Y
## 315              1         Rural           N
## 316              1         Urban           Y
## 317              1     Semiurban           Y
## 318              1         Urban           Y
## 319              1     Semiurban           Y
## 320              1         Rural           N
## 321              1     Semiurban           Y
## 322              1     Semiurban           Y
## 323              1         Rural           Y
## 324              1         Rural           Y
## 325              1         Rural           Y
## 326              0         Rural           N
## 327              0         Rural           Y
## 328              1     Semiurban           Y
## 329              1         Urban           N
## 330              1         Urban           Y
## 331              1         Urban           Y
## 332              1     Semiurban           Y
## 333              1         Urban           Y
## 334              1         Urban           Y
## 335              1         Urban           Y
## 336              1     Semiurban           Y
## 337              1         Rural           Y
## 338              1         Rural           Y
## 339              0         Urban           N
## 340              1     Semiurban           Y
## 341              1         Rural           N
## 342              1         Rural           N
## 343              1         Urban           Y
## 344              1     Semiurban           Y
## 345              1         Rural           Y
## 346              1     Semiurban           Y
## 347              0         Rural           N
## 348              1         Urban           Y
## 349              0     Semiurban           Y
## 350              1         Rural           Y
## 351              1     Semiurban           Y
## 352              1         Rural           N
## 353              1         Rural           Y
## 354              0         Rural           N
## 355              1     Semiurban           Y
## 356              1         Urban           Y
## 357              1         Rural           Y
## 358              1         Urban           N
## 359              0         Urban           N
## 360              1     Semiurban           Y
## 361              1     Semiurban           N
## 362              1     Semiurban           Y
## 363              1         Urban           Y
## 364              0         Urban           Y
## 365              1         Rural           Y
## 366              1         Rural           N
## 367              1     Semiurban           N
## 368              0         Rural           N
## 369              1     Semiurban           Y
## 370              1         Rural           N
## 371              1     Semiurban           Y
## 372              1     Semiurban           Y
## 373              1         Rural           Y
## 374              0         Urban           N
## 375              1         Urban           Y
## 376              1         Urban           Y
## 377              1         Rural           Y
## 378              1     Semiurban           Y
## 379              1         Urban           N
## 380              1         Urban           Y
## 381              1     Semiurban           Y
## 382              1     Semiurban           Y
## 383              1         Urban           Y
## 384              1         Urban           Y
## 385              1         Urban           N
## 386              1         Urban           Y
## 387              1     Semiurban           Y
## 388              0         Urban           N
## 389              1         Urban           Y
## 390              1         Rural           Y
## 391              1         Rural           Y
## 392              1         Rural           Y
## 393              1         Urban           Y
## 394              1     Semiurban           Y
## 395              1         Urban           Y
## 396              1     Semiurban           Y
## 397              0         Urban           N
## 398              1         Urban           Y
## 399              1         Rural           Y
## 400              0     Semiurban           N
## 401              0         Urban           N
## 402              1         Rural           N
## 403              1     Semiurban           Y
## 404              1     Semiurban           Y
## 405              1         Rural           N
## 406              1     Semiurban           Y
## 407              1         Urban           Y
## 408              1         Rural           Y
## 409              0     Semiurban           N
## 410              0         Rural           N
## 411              1     Semiurban           N
## 412              1         Urban           Y
## 413              0         Rural           N
## 414              1         Rural           Y
## 415              0     Semiurban           N
## 416              1         Urban           Y
## 417              1         Urban           N
## 418              1         Urban           N
## 419              1         Rural           Y
## 420              1     Semiurban           Y
## 421              1         Rural           Y
## 422              0         Urban           N
## 423              1         Urban           Y
## 424              0         Urban           N
## 425              1     Semiurban           Y
## 426              1         Rural           Y
## 427              1         Rural           N
## 428              1     Semiurban           Y
## 429              1         Rural           Y
## 430              1         Urban           Y
## 431              1     Semiurban           Y
## 432              0         Rural           N
## 433              1     Semiurban           Y
## 434              1     Semiurban           Y
## 435              1         Urban           Y
## 436              1     Semiurban           Y
## 437              1     Semiurban           Y
## 438              1         Urban           Y
## 439              0         Urban           N
## 440              1         Rural           Y
## 441              1     Semiurban           Y
## 442              1         Rural           Y
## 443              1     Semiurban           Y
## 444              1     Semiurban           Y
## 445              1         Rural           Y
## 446              1         Rural           Y
## 447              1         Rural           Y
## 448              1         Rural           N
## 449              0         Rural           N
## 450              1     Semiurban           N
## 451              0         Rural           N
## 452              1         Urban           Y
## 453              0         Rural           N
## 454              0         Rural           Y
## 455              1     Semiurban           Y
## 456              1     Semiurban           Y
## 457              1         Urban           Y
## 458              1         Urban           N
## 459              1         Rural           Y
## 460              1     Semiurban           N
## 461              1     Semiurban           Y
## 462              1         Urban           Y
## 463              1         Rural           Y
## 464              1     Semiurban           Y
## 465              0     Semiurban           N
## 466              1         Rural           Y
## 467              0         Urban           N
## 468              1     Semiurban           Y
## 469              1     Semiurban           Y
## 470              1         Urban           N
## 471              1     Semiurban           Y
## 472              0         Rural           N
## 473              1     Semiurban           Y
## 474              1         Urban           Y
## 475              1         Rural           Y
## 476              1         Rural           Y
## 477              1     Semiurban           Y
## 478              0     Semiurban           N
## 479              1     Semiurban           Y
## 480              1         Urban           N
## 481              1         Rural           Y
## 482              1         Rural           Y
## 483              1     Semiurban           Y
## 484              1     Semiurban           Y
## 485              1     Semiurban           Y
## 486              1         Rural           Y
## 487              0         Rural           N
## 488              1         Urban           N
## 489              1     Semiurban           Y
## 490              1         Urban           N
## 491              1     Semiurban           Y
## 492              1         Urban           Y
## 493              1         Rural           Y
## 494              1     Semiurban           Y
## 495              0         Rural           N
## 496              1     Semiurban           Y
## 497              1         Rural           Y
## 498              1         Urban           Y
## 499              1     Semiurban           Y
## 500              0         Rural           N
## 501              1         Rural           Y
## 502              1     Semiurban           Y
## 503              1     Semiurban           Y
## 504              1         Rural           N
## 505              1     Semiurban           Y
## 506              1         Rural           Y
## 507              1         Urban           Y
## 508              1         Urban           N
## 509              1         Urban           Y
## 510              1         Urban           Y
## 511              1         Rural           N
## 512              1     Semiurban           Y
## 513              1         Urban           Y
## 514              1     Semiurban           N
## 515              1         Rural           N
## 516              1         Rural           Y
## 517              1     Semiurban           Y
## 518              0     Semiurban           N
## 519              1     Semiurban           N
## 520              1         Rural           N
## 521              1     Semiurban           Y
## 522              1     Semiurban           Y
## 523              1         Rural           Y
## 524              1         Rural           Y
## 525              1     Semiurban           N
## 526              1         Rural           Y
## 527              1     Semiurban           Y
## 528              0     Semiurban           Y
## 529              1     Semiurban           Y
## 530              1     Semiurban           Y
## 531              1         Rural           Y
## 532              1         Urban           Y
## 533              0         Rural           N
## 534              1     Semiurban           N
## 535              1         Urban           Y
## 536              1         Rural           Y
## 537              1         Urban           Y
## 538              1     Semiurban           Y
## 539              1         Rural           N
## 540              1         Rural           Y
## 541              1     Semiurban           Y
## 542              0     Semiurban           N
## 543              1     Semiurban           Y
## 544              1         Urban           Y
## 545              1     Semiurban           Y
## 546              1         Rural           Y
## 547              1     Semiurban           N
## 548              1         Rural           Y
## 549              0     Semiurban           N
## 550              1         Rural           Y
## 551              0         Rural           N
## 552              1         Rural           Y
## 553              1         Urban           Y
## 554              0         Urban           N
## 555              0         Rural           N
## 556              1     Semiurban           Y
## 557              0         Urban           Y
## 558              1     Semiurban           Y
## 559              1     Semiurban           Y
## 560              1     Semiurban           Y
## 561              1     Semiurban           Y
## 562              1     Semiurban           Y
## 563              1         Rural           Y
## 564              1     Semiurban           Y
## 565              0         Urban           N
## 566              1         Rural           Y
## 567              1         Urban           Y
## 568              0         Rural           N
## 569              1         Urban           N
## 570              0         Urban           N
## 571              1         Urban           Y
## 572              0         Urban           N
## 573              1         Urban           Y
## 574              1     Semiurban           N
## 575              1     Semiurban           N
## 576              1         Urban           Y
## 577              0     Semiurban           N
## 578              1         Urban           Y
## 579              1         Rural           Y
## 580              1         Urban           Y
## 581              1     Semiurban           Y
## 582              1         Urban           N
## 583              1     Semiurban           Y
## 584              0         Rural           N
## 585              0         Rural           N
## 586              1         Rural           N
## 587              1         Urban           Y
## 588              1     Semiurban           Y
## 589              1     Semiurban           Y
## 590              0     Semiurban           N
## 591              1     Semiurban           Y
## 592              1     Semiurban           N
## 593              1     Semiurban           Y
## 594              1         Rural           Y
## 595              1         Urban           Y
## 596              1         Rural           Y
## 597              1         Rural           N
## 598              0     Semiurban           N
## 599              1         Rural           Y
## 600              1         Urban           Y
## 601              1         Urban           N
## 602              1         Rural           Y
## 603              1         Urban           Y
## 604              1         Rural           Y
## 605              1     Semiurban           Y
## 606              1         Urban           N
## 607              1     Semiurban           Y
## 608              1         Rural           Y
## 609              1         Rural           Y
## 610              1         Rural           Y
## 611              1         Rural           Y
## 612              1         Urban           Y
## 613              1         Urban           Y
## 614              0     Semiurban           N
data_imp_mice$Loan_Status <- factor(data_imp_mice$Loan_Status, levels = c("N","Y"))
table(data_imp_mice$Loan_Status)
## 
##   N   Y 
## 192 422

Model Building

Logistic regression model without imputation (drop row)

#menyiapkan data
data_drop$Loan_Status <- factor(data_drop$Loan_Status, levels = c("N","Y"))
#split train test
set.seed(123)
trainIndex <- createDataPartition(data_drop$Loan_Status, p = 0.7, list = FALSE)
trainData  <- data_drop[trainIndex, ]
testData   <- data_drop[-trainIndex, ]
#logistic regression
model_logit <- glm(Loan_Status ~ Gender + Married + Dependents + 
                     Education + Self_Employed + Property_Area,
                   data = trainData,
                   family = binomial)

summary(model_logit)
## 
## Call:
## glm(formula = Loan_Status ~ Gender + Married + Dependents + Education + 
##     Self_Employed + Property_Area, family = binomial, data = trainData)
## 
## Coefficients:
##                        Estimate Std. Error z value Pr(>|z|)   
## (Intercept)             14.6145   618.3503   0.024  0.98114   
## GenderFemale             0.3562     0.9543   0.373  0.70891   
## GenderMale               0.2134     0.9072   0.235  0.81404   
## MarriedNo              -14.5633   618.3498  -0.024  0.98121   
## MarriedYes             -14.0722   618.3498  -0.023  0.98184   
## Dependents0              0.6016     0.8408   0.716  0.47427   
## Dependents1              0.5647     0.8827   0.640  0.52234   
## Dependents2              0.8438     0.8800   0.959  0.33766   
## Dependents3+             0.8013     0.9256   0.866  0.38663   
## EducationNot Graduate   -0.2705     0.2748  -0.984  0.32489   
## Self_EmployedNo         -0.8327     0.6626  -1.257  0.20883   
## Self_EmployedYes        -0.7152     0.7237  -0.988  0.32300   
## Property_AreaSemiurban   0.8438     0.2889   2.921  0.00349 **
## Property_AreaUrban       0.3265     0.2847   1.147  0.25145   
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 460.10  on 371  degrees of freedom
## Residual deviance: 440.27  on 358  degrees of freedom
## AIC: 468.27
## 
## Number of Fisher Scoring iterations: 13
#evaluasi model

pred_prob <- predict(model_logit, newdata = testData, type = "response")
pred_class <- ifelse(pred_prob > 0.5, "Y", "N")

conf_mat <- confusionMatrix(factor(pred_class, levels=c("N","Y")),
                            testData$Loan_Status)
#plot ROC
roc_obj <- roc(testData$Loan_Status, pred_prob, levels = c("N","Y"))
## Setting direction: controls < cases
plot(roc_obj, col="blue", main="ROC Curve Logistic Regression (data_drop)")

Logistic regression model with ad-hoc imputation dataset

Mean

# Menyiapkan data (imputasi mean)
data_imp_mean$Loan_Status <- factor(data_imp_mean$Loan_Status, levels = c("N","Y"))

# Split train-test
set.seed(123)
trainIndex <- createDataPartition(data_imp_mean$Loan_Status, p = 0.7, list = FALSE)
trainData  <- data_imp_mean[trainIndex, ]
testData   <- data_imp_mean[-trainIndex, ]

# Logistic Regression
model_logit <- glm(Loan_Status ~ Gender + Married + Dependents + 
                     Education + Self_Employed + Property_Area,
                   data = trainData,
                   family = binomial)

# Ringkasan model
summary(model_logit)
## 
## Call:
## glm(formula = Loan_Status ~ Gender + Married + Dependents + Education + 
##     Self_Employed + Property_Area, family = binomial, data = trainData)
## 
## Coefficients:
##                          Estimate Std. Error z value Pr(>|z|)  
## (Intercept)             14.506093 624.180234   0.023   0.9815  
## GenderFemale             0.008733   0.764410   0.011   0.9909  
## GenderMale               0.021016   0.724329   0.029   0.9769  
## MarriedNo              -14.470290 624.179931  -0.023   0.9815  
## MarriedYes             -13.872183 624.179937  -0.022   0.9823  
## Dependents0              0.973541   0.700480   1.390   0.1646  
## Dependents1              0.427600   0.730082   0.586   0.5581  
## Dependents2              1.084227   0.751006   1.444   0.1488  
## Dependents3+             0.905950   0.800151   1.132   0.2575  
## EducationNot Graduate   -0.394731   0.261427  -1.510   0.1311  
## Self_EmployedNo         -0.632675   0.533292  -1.186   0.2355  
## Self_EmployedYes        -0.844949   0.586554  -1.441   0.1497  
## Property_AreaSemiurban   0.677748   0.277877   2.439   0.0147 *
## Property_AreaUrban      -0.035147   0.259942  -0.135   0.8924  
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 535.87  on 430  degrees of freedom
## Residual deviance: 509.06  on 417  degrees of freedom
## AIC: 537.06
## 
## Number of Fisher Scoring iterations: 13

Median

data_imp_median$Loan_Status <- factor(data_imp_median$Loan_Status, levels = c("N","Y"))

set.seed(123)
trainIndex <- createDataPartition(data_imp_median$Loan_Status, p = 0.7, list = FALSE)
trainData  <- data_imp_median[trainIndex, ]
testData   <- data_imp_median[-trainIndex, ]

model_median <- glm(Loan_Status ~ Gender + Married + Dependents + 
                      Education + Self_Employed + Property_Area,
                    data = trainData,
                    family = binomial)

summary(model_median)
## 
## Call:
## glm(formula = Loan_Status ~ Gender + Married + Dependents + Education + 
##     Self_Employed + Property_Area, family = binomial, data = trainData)
## 
## Coefficients:
##                          Estimate Std. Error z value Pr(>|z|)  
## (Intercept)             14.506093 624.180234   0.023   0.9815  
## GenderFemale             0.008733   0.764410   0.011   0.9909  
## GenderMale               0.021016   0.724329   0.029   0.9769  
## MarriedNo              -14.470290 624.179931  -0.023   0.9815  
## MarriedYes             -13.872183 624.179937  -0.022   0.9823  
## Dependents0              0.973541   0.700480   1.390   0.1646  
## Dependents1              0.427600   0.730082   0.586   0.5581  
## Dependents2              1.084227   0.751006   1.444   0.1488  
## Dependents3+             0.905950   0.800151   1.132   0.2575  
## EducationNot Graduate   -0.394731   0.261427  -1.510   0.1311  
## Self_EmployedNo         -0.632675   0.533292  -1.186   0.2355  
## Self_EmployedYes        -0.844949   0.586554  -1.441   0.1497  
## Property_AreaSemiurban   0.677748   0.277877   2.439   0.0147 *
## Property_AreaUrban      -0.035147   0.259942  -0.135   0.8924  
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 535.87  on 430  degrees of freedom
## Residual deviance: 509.06  on 417  degrees of freedom
## AIC: 537.06
## 
## Number of Fisher Scoring iterations: 13

Mode

data_imp_mode$Loan_Status <- factor(data_imp_mode$Loan_Status, levels = c("N","Y"))

set.seed(123)
trainIndex <- createDataPartition(data_imp_mode$Loan_Status, p = 0.7, list = FALSE)
trainData  <- data_imp_mode[trainIndex, ]
testData   <- data_imp_mode[-trainIndex, ]

model_mode <- glm(Loan_Status ~ Gender + Married + Dependents + 
                      Education + Self_Employed + Property_Area,
                    data = trainData,
                    family = binomial)

summary(model_mode)
## 
## Call:
## glm(formula = Loan_Status ~ Gender + Married + Dependents + Education + 
##     Self_Employed + Property_Area, family = binomial, data = trainData)
## 
## Coefficients:
##                          Estimate Std. Error z value Pr(>|z|)  
## (Intercept)             14.506093 624.180234   0.023   0.9815  
## GenderFemale             0.008733   0.764410   0.011   0.9909  
## GenderMale               0.021016   0.724329   0.029   0.9769  
## MarriedNo              -14.470290 624.179931  -0.023   0.9815  
## MarriedYes             -13.872183 624.179937  -0.022   0.9823  
## Dependents0              0.973541   0.700480   1.390   0.1646  
## Dependents1              0.427600   0.730082   0.586   0.5581  
## Dependents2              1.084227   0.751006   1.444   0.1488  
## Dependents3+             0.905950   0.800151   1.132   0.2575  
## EducationNot Graduate   -0.394731   0.261427  -1.510   0.1311  
## Self_EmployedNo         -0.632675   0.533292  -1.186   0.2355  
## Self_EmployedYes        -0.844949   0.586554  -1.441   0.1497  
## Property_AreaSemiurban   0.677748   0.277877   2.439   0.0147 *
## Property_AreaUrban      -0.035147   0.259942  -0.135   0.8924  
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 535.87  on 430  degrees of freedom
## Residual deviance: 509.06  on 417  degrees of freedom
## AIC: 537.06
## 
## Number of Fisher Scoring iterations: 13

Logistic regression model with MICE imputation dataset

set.seed(123)
trainIndex <- createDataPartition(data_imp_mice$Loan_Status, p = 0.7, list = FALSE)
trainData  <- data_imp_mice[trainIndex, ]
testData   <- data_imp_mice[-trainIndex, ]

# Model logistic regression
model_mice <- glm(Loan_Status ~ Gender + Married + Dependents + 
                      Education + Self_Employed + Property_Area,
                    data = trainData,
                    family = binomial)

summary(model_mice)
## 
## Call:
## glm(formula = Loan_Status ~ Gender + Married + Dependents + Education + 
##     Self_Employed + Property_Area, family = binomial, data = trainData)
## 
## Coefficients:
##                          Estimate Std. Error z value Pr(>|z|)  
## (Intercept)             14.506093 624.180234   0.023   0.9815  
## GenderFemale             0.008733   0.764410   0.011   0.9909  
## GenderMale               0.021016   0.724329   0.029   0.9769  
## MarriedNo              -14.470290 624.179931  -0.023   0.9815  
## MarriedYes             -13.872183 624.179937  -0.022   0.9823  
## Dependents0              0.973541   0.700480   1.390   0.1646  
## Dependents1              0.427600   0.730082   0.586   0.5581  
## Dependents2              1.084227   0.751006   1.444   0.1488  
## Dependents3+             0.905950   0.800151   1.132   0.2575  
## EducationNot Graduate   -0.394731   0.261427  -1.510   0.1311  
## Self_EmployedNo         -0.632675   0.533292  -1.186   0.2355  
## Self_EmployedYes        -0.844949   0.586554  -1.441   0.1497  
## Property_AreaSemiurban   0.677748   0.277877   2.439   0.0147 *
## Property_AreaUrban      -0.035147   0.259942  -0.135   0.8924  
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 535.87  on 430  degrees of freedom
## Residual deviance: 509.06  on 417  degrees of freedom
## AIC: 537.06
## 
## Number of Fisher Scoring iterations: 13
# Prediksi probabilitas
pred_prob <- predict(model_mice, newdata = testData, type = "response")

# ROC Curve
roc_obj <- roc(testData$Loan_Status, pred_prob, levels = c("N","Y"))
## Setting direction: controls > cases
plot(roc_obj, col="blue", main="ROC Curve Logistic Regression (Imputasi MICE)")

## Model intepretation

Berdasarkan hasil analisis regresi logistik dengan berbagai metode penanganan missing value, diperoleh bahwa secara umum performa model tidak menunjukkan perbedaan yang signifikan antara pendekatan drop, adhoc, dan mice. Secara keseluruhan, regresi logistik pada dataset ini hanya memiliki kemampuan prediksi yang terbatas, dan peningkatan performa kemungkinan besar dapat dicapai melalui eksplorasi variabel prediktor tambahan

Model Evaluation

cv_logit <- function(dataset, dataset_name){
  dataset$Loan_Status <- factor(dataset$Loan_Status, levels = c("N","Y"))
  
  set.seed(123)
  train_control <- trainControl(method = "cv", number = 5)
  
  model <- train(
    Loan_Status ~ Gender + Married + Dependents + 
      Education + Self_Employed + Property_Area,
    data = dataset,
    method = "glm",
    family = binomial,
    trControl = train_control
  )
  
  results <- data.frame(
    Dataset = dataset_name,
    Accuracy = mean(model$resample$Accuracy),
    Kappa = mean(model$resample$Kappa)
  )
  return(results)
}

res_drop   <- cv_logit(data_drop, "Drop NA")
res_mean   <- cv_logit(data_imp_mean, "Mean Imputation")
res_median <- cv_logit(data_imp_median, "Median Imputation")
res_mode   <- cv_logit(data_imp_mode, "Mode Imputation")
res_mice   <- cv_logit(data_imp_mice, "MICE Imputation")

all_results <- rbind(res_drop, res_mean, res_median, res_mode, res_mice)
print(all_results)
##             Dataset  Accuracy      Kappa
## 1           Drop NA 0.6767900 0.02851803
## 2   Mean Imputation 0.6742503 0.02127239
## 3 Median Imputation 0.6742503 0.02127239
## 4   Mode Imputation 0.6742503 0.02127239
## 5   MICE Imputation 0.6742503 0.02127239

Conclusion

Berdasarkan hasil cross valiadation dapat diketahui bahwa tidak ada perbedaan signifikan antara imputasi mean, median, mode, dan MICE semua menghasilkan akurasi yang hampir identik. Selain itu, imputasi dengan metode drop justru memberi hasil yang sedikit lebih baik, meski perbedaan akurasi sangat kecil (0.003). Dengan demikian, dalam konteks dataset ini, strategi penghapusan data hilang masih dapat diterima karena proporsi data yang hilang relatif kecil, sedangkan imputasi cenderung menambah noise dan tidak meningkatkan kualitas prediksi.