For the purpose of this discussion, patients with a contract status reason of ‘Expired’ were identified as deaths that occurred some time during the contract life or development. These patients were then linked to the EOMContract table to identify deletions or abrogations.

Contracts that were deleted due to death of the patient during contract development are shown below by effective year. The length of contract (LOC) was the difference between the effective date (date of loss) and the actualenddate (date of death) for deleted contracts. Below we show an increasing trend in amount of time from loss to death for injured workers referred to Paradigm. A regression line was included to illustrate this trend.

Next is shown data on the patients whose contracts were abrogated due to death. No clear conclusion presents itself in the data other than perhaps a decrease in deaths overall over time as referrals and booked contracts have increased substantially over the same period. This could be due to improved interventions over the past ten years.

Effective Year Ultimate Price Ultimate Projections Avg LOC Count MLR
2016 13,033,036 11,039,149 429 15 0.847
2017 15,531,719 13,468,522 361 14 0.867
2018 19,458,992 19,656,896 428 18 1.010
2019 13,430,487 11,511,450 285 16 0.857
2020 10,016,825 9,577,262 476 9 0.956
2021 13,152,037 11,112,478 344 11 0.845
2022 18,916,775 20,134,310 365 11 1.064
2023 10,627,083 8,351,677 331 7 0.786
2024 7,777,133 5,940,894 156 10 0.764
2025 228,603 192,882 68 1 0.844