Page 1

Row

CPI Changes by Category

Page 2

Row

LCI Change by Household Type

Housing Costs to Income

Page 3

Column

Housing CPI by City

Key Insights

  • Post-Pandemic Inflation Surge: Australia experienced a sharp rise in CPI after 2020, peaking in 2022–2023. Although inflation has started to ease by 2025, the overall cost-of-living remains elevated compared to pre-pandemic levels.

  • Disproportionate Cost Increases for Vulnerable Groups: Government-dependent households particularly age pensioners and beneficiaries faced the steepest increases in the Living Cost Index (LCI), underscoring financial vulnerability despite limited income growth.

  • Persistent Housing Affordability Strain: Both renters and mortgage holders consistently spent close to 20% of their gross income on housing between 2015–2020, highlighting a long-standing structural issue in housing affordability.

  • Regional Housing Cost Disparities: Brisbane experienced a 6.7% quarterly increase in housing-related CPI, substantially higher than other cities. Indicating localized housing pressure and suggesting the need for region-specific policy responses.

References