🎯 Data Analysis With R

👉 Data Importing

bm <- read.csv2("bank+marketing/bank.csv", stringsAsFactors = FALSE)
str(bm)
## 'data.frame':    4521 obs. of  17 variables:
##  $ age      : int  30 33 35 30 59 35 36 39 41 43 ...
##  $ job      : chr  "unemployed" "services" "management" "management" ...
##  $ marital  : chr  "married" "married" "single" "married" ...
##  $ education: chr  "primary" "secondary" "tertiary" "tertiary" ...
##  $ default  : chr  "no" "no" "no" "no" ...
##  $ balance  : int  1787 4789 1350 1476 0 747 307 147 221 -88 ...
##  $ housing  : chr  "no" "yes" "yes" "yes" ...
##  $ loan     : chr  "no" "yes" "no" "yes" ...
##  $ contact  : chr  "cellular" "cellular" "cellular" "unknown" ...
##  $ day      : int  19 11 16 3 5 23 14 6 14 17 ...
##  $ month    : chr  "oct" "may" "apr" "jun" ...
##  $ duration : int  79 220 185 199 226 141 341 151 57 313 ...
##  $ campaign : int  1 1 1 4 1 2 1 2 2 1 ...
##  $ pdays    : int  -1 339 330 -1 -1 176 330 -1 -1 147 ...
##  $ previous : int  0 4 1 0 0 3 2 0 0 2 ...
##  $ poutcome : chr  "unknown" "failure" "failure" "unknown" ...
##  $ y        : chr  "no" "no" "no" "no" ...

Deskripsi Kolom - ‘age’ : usia nasabah dalam tahun - ‘job’ : jenis pekerjaan nasabah - ‘marital’ : status pernikahan nasabah (married, single) - ‘education’ : tingkat pendidikan nasabah (primary, secondary, tertiary) - ‘default’ : status apakah nasabah memiliki kredit macet sebelumnya (yes, no) - ‘balance’ : saldo tahunan rata-rata di rekening nasabah (dalam satuan mata uang) - ‘housing’ : status kepemilikan kredit perumahan (yes, no) - ‘loan’ : status kepemilikin pinjaman pribadi (yes, no) - ‘contact’ : jenis komunikasi yang digunakan (cellular, unknown) - ‘day’ : hari terakhir kontak dilakukan - ‘month’ : bulan terakhir kontak dilakukan - ‘duration’ : lama durasi panggilan terakhir - ‘campaign’ : jumlah kontak yang dilakukan dalam kampanye ini kepada nasabah - ‘pdays’ : jumlah hari sejak nasabah terakhir kali dihubungi - ‘previous’ : jumlah kontak yang dilakukan kampanye saat ini - ‘poutcome’ : hasil dari pemasaran sebelumnya (success, failure, unknown) - ‘y’ : respon nasabah terhadap penawaran deposito

👉 Data Cleansing & Preparation

# pengecekkan unique tiap kolom yang berpotensi diubah menggunakan as.factor()
length(unique(bm$job))
## [1] 12
length(unique(bm$marital))
## [1] 3
length(unique(bm$education))
## [1] 4
length(unique(bm$default))
## [1] 2
length(unique(bm$housing))
## [1] 2
length(unique(bm$loan))
## [1] 2
length(unique(bm$contact))
## [1] 3
length(unique(bm$month))
## [1] 12
length(unique(bm$poutcome))
## [1] 4
length(unique(bm$y))
## [1] 2

Karena jumlah nilai unik pada setiap kolom tersebut, maka kolom dengan tipe data yang harus diubah: a) job, b) marital, c) education, d) default, e) housing, f) loan, g) contact, h) month, i) poutcome, j) y

# perubahan data chr menjadi factor
bm$job <- as.factor(bm$job)
bm$marital <- as.factor(bm$marital)
bm$education <- as.factor(bm$education)
bm$default <- as.factor(bm$default)
bm$housing <- as.factor(bm$housing)
bm$loan <- as.factor(bm$loan)
bm$contact <- as.factor(bm$contact)
bm$month <- factor(bm$month, levels = c("jan", "feb", "mar", "apr", "may", "jun", 
                                            "jul", "aug", "sep", "oct", "nov", "dec"), ordered = TRUE)
bm$poutcome <- as.factor(bm$poutcome)
bm$y <- as.factor(bm$y)
# pengecekkan struktur data kembali
str(bm)
## 'data.frame':    4521 obs. of  17 variables:
##  $ age      : int  30 33 35 30 59 35 36 39 41 43 ...
##  $ job      : Factor w/ 12 levels "admin.","blue-collar",..: 11 8 5 5 2 5 7 10 3 8 ...
##  $ marital  : Factor w/ 3 levels "divorced","married",..: 2 2 3 2 2 3 2 2 2 2 ...
##  $ education: Factor w/ 4 levels "primary","secondary",..: 1 2 3 3 2 3 3 2 3 1 ...
##  $ default  : Factor w/ 2 levels "no","yes": 1 1 1 1 1 1 1 1 1 1 ...
##  $ balance  : int  1787 4789 1350 1476 0 747 307 147 221 -88 ...
##  $ housing  : Factor w/ 2 levels "no","yes": 1 2 2 2 2 1 2 2 2 2 ...
##  $ loan     : Factor w/ 2 levels "no","yes": 1 2 1 2 1 1 1 1 1 2 ...
##  $ contact  : Factor w/ 3 levels "cellular","telephone",..: 1 1 1 3 3 1 1 1 3 1 ...
##  $ day      : int  19 11 16 3 5 23 14 6 14 17 ...
##  $ month    : Ord.factor w/ 12 levels "jan"<"feb"<"mar"<..: 10 5 4 6 5 2 5 5 5 4 ...
##  $ duration : int  79 220 185 199 226 141 341 151 57 313 ...
##  $ campaign : int  1 1 1 4 1 2 1 2 2 1 ...
##  $ pdays    : int  -1 339 330 -1 -1 176 330 -1 -1 147 ...
##  $ previous : int  0 4 1 0 0 3 2 0 0 2 ...
##  $ poutcome : Factor w/ 4 levels "failure","other",..: 4 1 1 4 4 1 2 4 4 1 ...
##  $ y        : Factor w/ 2 levels "no","yes": 1 1 1 1 1 1 1 1 1 1 ...

data summary

summary(bm)
##       age                 job          marital         education    default   
##  Min.   :19.00   management :969   divorced: 528   primary  : 678   no :4445  
##  1st Qu.:33.00   blue-collar:946   married :2797   secondary:2306   yes:  76  
##  Median :39.00   technician :768   single  :1196   tertiary :1350             
##  Mean   :41.17   admin.     :478                   unknown  : 187             
##  3rd Qu.:49.00   services   :417                                              
##  Max.   :87.00   retired    :230                                              
##                  (Other)    :713                                              
##     balance      housing     loan           contact          day       
##  Min.   :-3313   no :1962   no :3830   cellular :2896   Min.   : 1.00  
##  1st Qu.:   69   yes:2559   yes: 691   telephone: 301   1st Qu.: 9.00  
##  Median :  444                         unknown  :1324   Median :16.00  
##  Mean   : 1423                                          Mean   :15.92  
##  3rd Qu.: 1480                                          3rd Qu.:21.00  
##  Max.   :71188                                          Max.   :31.00  
##                                                                        
##      month         duration       campaign          pdays       
##  may    :1398   Min.   :   4   Min.   : 1.000   Min.   : -1.00  
##  jul    : 706   1st Qu.: 104   1st Qu.: 1.000   1st Qu.: -1.00  
##  aug    : 633   Median : 185   Median : 2.000   Median : -1.00  
##  jun    : 531   Mean   : 264   Mean   : 2.794   Mean   : 39.77  
##  nov    : 389   3rd Qu.: 329   3rd Qu.: 3.000   3rd Qu.: -1.00  
##  apr    : 293   Max.   :3025   Max.   :50.000   Max.   :871.00  
##  (Other): 571                                                   
##     previous          poutcome      y       
##  Min.   : 0.0000   failure: 490   no :4000  
##  1st Qu.: 0.0000   other  : 197   yes: 521  
##  Median : 0.0000   success: 129             
##  Mean   : 0.5426   unknown:3705             
##  3rd Qu.: 0.0000                            
##  Max.   :25.0000                            
## 

Insight dari Summary Data Frame

  1. Demografi nasabah:
  • Usia nasabah berkisar antara 19 hingga 87 tahun, dengan rata-rata 41,17 tahun.
  • Mayoritas nasabah bekerja di bidang manajemen (969), pekerja kasar (946), dan teknisi (768).
  • Sebagian besar nasabah menikah (2797), sementara yang lajang (1196) atau bercerai (528) lebih sedikit.
  • Tingkat pendidikan mayoritas adalah secondary (2.306), diikuti tertiary (1.350) dan primary (678).
  • Hanya 76 orang (1,7%) memiliki default pada kredit mereka, yang berarti mayoritas nasabah tidak memiliki riwayat kredit macet.
  1. Keuangan Nasabah:
  • Saldo rata-rata (balance) sebesar 1.423, tetapi ada variasi besar dengan nilai minimum -3.313 dan maksimum 71.188.
  • 50% nasabah memiliki saldo di bawah 444, menunjukkan adanya distribusi saldo yang tidak merata.
  • 1.962 orang tidak memiliki kredit perumahan, sementara 2.559 memiliki kredit perumahan.
  • 3.830 orang tidak memiliki pinjaman pribadi, hanya 691 yang memiliki pinjaman.
# pengecekkan nilai kosong
anyNA(bm)
## [1] FALSE

📐 Subsetting, Conditional Subsetting, & Visualization

library(ggplot2)

1️⃣ Bagaimana perbedaan demografi dan saldo (“balance”) mereka dibandingkan dengan yang menolak? Apakah mereka lebih sering dihubungi (“campaign”) atau memiliki durasi pemanggilan (“duration”) lebih lama?

🎯 Tujuan : menganalisis karakteristik nasabah yang menerima penawaran bank

customers_yes <- bm[bm$y == "yes", c("balance", "duration", "contact", "campaign")]
customers_yes
##      balance duration   contact campaign
## 14       502      261  cellular        1
## 31      4189      897 telephone        2
## 34      2536      958  cellular        6
## 35      1235      354  cellular        3
## 37       229       97 telephone        1
## 38      2089      132  cellular        1
## 39      3935      765  cellular        1
## 50      4629      181  cellular        1
## 51       844     1018   unknown        3
## 54      1539      441  cellular        1
## 71         0      268  cellular        2
## 81       451      652  cellular        1
## 84       657      398 telephone        2
## 85      1315      224  cellular        1
## 93      -195      391  cellular        1
## 100      406      736  cellular        1
## 109     3391      243  cellular        1
## 111     2488      258  cellular        6
## 115      331      170 telephone        4
## 116      505      386  cellular        2
## 126      462     1877  cellular        3
## 130     4659      161  cellular        1
## 139     -970      489  cellular        1
## 157      602      324  cellular        3
## 165       80      676  cellular        2
## 190    -1206      382  cellular        2
## 200     3771      185 telephone        1
## 203     2658      768  cellular        2
## 205      455      403 telephone        1
## 216      372      654  cellular        2
## 260      482     1097  cellular        3
## 272      174      487  cellular        1
## 290       69      120  cellular        3
## 291     4108      526  cellular        2
## 296     -701      988  cellular        2
## 298     -311     1030   unknown        1
## 299      593     1484  cellular       24
## 300      759      317  cellular        5
## 307      687      772  cellular        1
## 315      760      223  cellular        3
## 319     2971      429  cellular        4
## 324     1199      178  cellular        1
## 328      145      799  cellular        2
## 329      978     1370  cellular        3
## 334      228     1017  cellular        6
## 335      424      298  cellular        4
## 348     2587      328  cellular        2
## 359     4099      397  cellular        2
## 369    11262      323  cellular        1
## 378      393      567  cellular        3
## 383     9676      234 telephone        2
## 402      517      681  cellular        1
## 410        0      161  cellular        1
## 413     3810      262  cellular        1
## 416      755     1212  cellular        4
## 444     1221      279 telephone        4
## 451     4508      854  cellular        1
## 457     5462      430  cellular        1
## 465      889      185  cellular        1
## 474     4608      212  cellular        1
## 478     7802      421 telephone        1
## 493     1796      295 telephone        1
## 494       22      388  cellular        6
## 495      244     1735  cellular        4
## 504      103      104  cellular        2
## 510      315     1407  cellular        1
## 513      195      220  cellular        1
## 518     1925      904  cellular        2
## 541     3696      250  cellular        2
## 558     1304      501  cellular        2
## 559      720      651  cellular        1
## 582      227      278  cellular        1
## 604     2881      356  cellular        1
## 614      231      352  cellular        2
## 620     7050      222  cellular        3
## 631        2     1031  cellular        8
## 635     1382      700   unknown        1
## 640      703      590   unknown        3
## 644     2763      526   unknown        2
## 646      548     1181  cellular        4
## 662        0      767  cellular        5
## 663       25      232  cellular        2
## 685      168      347  cellular        3
## 703      874     1282  cellular        6
## 705     1033     1199   unknown        1
## 706     1354      736   unknown        2
## 733     3463       96  cellular        1
## 738      480      213  cellular        1
## 742     1633      275  cellular        1
## 744     3334      632  cellular        4
## 757     1167      264  cellular        1
## 795      908     1663   unknown        1
## 810      703      342  cellular        1
## 824     1429     1015  cellular        1
## 832     1996      761   unknown        2
## 838     7066      667  cellular        3
## 850      976      345  cellular        1
## 856      624      336  cellular        2
## 863     1020      882   unknown        1
## 872    26965      654  cellular        2
## 881      255      457  cellular        1
## 887       65     1028   unknown        2
## 893     5291      192  cellular        2
## 906      198      128  cellular        2
## 941      172      177  cellular        1
## 942        0      262  cellular        1
## 945     1451      314  cellular        1
## 946     1066      109  cellular        3
## 966     3143      421  cellular        2
## 971     1013      206  cellular        1
## 976      215      350  cellular        3
## 981      388     2087   unknown        2
## 985     2013      222  cellular        4
## 992     3913      124  cellular        1
## 1008     410      891   unknown        4
## 1018    -454      558  cellular        1
## 1020     665      371  cellular        2
## 1021     994      149  cellular        1
## 1022    5346      187   unknown        1
## 1026    1044      353 telephone        2
## 1041    1613      296  cellular        1
## 1049    1337      330  cellular        2
## 1057    3904      250 telephone        2
## 1061    1147      389  cellular        1
## 1071    1049      224  cellular        4
## 1077    2206      104  cellular        1
## 1078    1988      164  cellular        2
## 1086     661      968  cellular        1
## 1110       1      159  cellular        2
## 1112     480      344  cellular        2
## 1125     189      238  cellular        1
## 1136       0      648   unknown        1
## 1143     366      593  cellular        1
## 1152     205      289  cellular        1
## 1167    5514      319  cellular        1
## 1169     273      803   unknown        1
## 1178    4579      409  cellular        2
## 1180    5106      244  cellular        1
## 1181     636      352  cellular        4
## 1182    1076      152  cellular        1
## 1191       0      618   unknown        1
## 1207    6016      670  cellular        3
## 1213     490      207  cellular        8
## 1231    1341      415  cellular        7
## 1250     493      671  cellular        4
## 1267     895      335  cellular        1
## 1270     158      650   unknown        2
## 1277    5037      252  cellular        9
## 1278    2232      121  cellular        1
## 1288    2603      280  cellular        4
## 1298      41      686  cellular        5
## 1301    5845     1060  cellular        2
## 1304    1519      230  cellular        1
## 1313    8304      712 telephone        1
## 1320    1623     1081  cellular        2
## 1333     204      224  cellular        2
## 1335     311      757   unknown        2
## 1343     710      653  cellular        1
## 1344    1233       91   unknown        1
## 1345     171       93  cellular        1
## 1350     425      883 telephone        1
## 1380     368      293  cellular        1
## 1396    3234      578  cellular        2
## 1412       0     1174  cellular        1
## 1419    2253      937  cellular        3
## 1426     495      157  cellular        3
## 1432     351     1063   unknown        5
## 1436    1574      301 telephone        3
## 1438       0      847  cellular        1
## 1441    1238     1558   unknown        1
## 1447    4665      860   unknown        2
## 1450    1224     1441  cellular        2
## 1455    1893     1259   unknown        6
## 1459    2987      307  cellular        1
## 1465    1766      166  cellular        2
## 1468       0       80  cellular        2
## 1470     259      415  cellular        1
## 1486     113      328  cellular        2
## 1502      57      796   unknown        1
## 1505     225     1126  cellular        4
## 1510     936      931  cellular        1
## 1533     133      218  cellular        1
## 1535    2171     1034 telephone        1
## 1558    1562      659  cellular        4
## 1575    7702      138  cellular        2
## 1605     151       97  cellular        3
## 1612    1297      716  cellular        3
## 1639     426     1029   unknown        1
## 1654     306      388  cellular        3
## 1664    -191      755   unknown        1
## 1673    1784      385  cellular        2
## 1681       0      594  cellular        4
## 1694    2442       91  cellular        3
## 1696     132      574  cellular        1
## 1699    3283      258  cellular        1
## 1705    5958      215  cellular        1
## 1706     304      226  cellular        2
## 1707     118     1275  cellular        1
## 1710      70      229  cellular        2
## 1720    4415     1032  cellular        3
## 1728     197       78  cellular        3
## 1730    2398      317  cellular        1
## 1737     100      221  cellular        1
## 1740     889      388 telephone        1
## 1749     197      223  cellular        1
## 1755    1445      328  cellular        2
## 1756     226      762   unknown        3
## 1761       0      524  cellular        1
## 1764    2887      819  cellular       10
## 1768     297      415  cellular        4
## 1823     156      657  cellular        7
## 1838       3      488  cellular        1
## 1845    8295      207  cellular        1
## 1847      95     1309  cellular        4
## 1855    2646      142  cellular        1
## 1863    1230      412  cellular        1
## 1873     247      401  cellular        2
## 1877    -887      827  cellular        2
## 1887     902      691  cellular        2
## 1890    1205      376 telephone        2
## 1900    1361     1473  cellular        1
## 1905       0      294  cellular        2
## 1906     273      910  cellular        2
## 1914    7195      609  cellular        2
## 1915    -477     1532  cellular        2
## 1916    1026      226  cellular        1
## 1918     980      352  cellular        1
## 1928    4657       93  cellular        5
## 1929    3472      332  cellular        1
## 1935     489      356  cellular        4
## 1941     213      378  cellular        1
## 1947     257      955  cellular        2
## 1953    6046      300 telephone        6
## 1963     343      377  cellular        1
## 1975    7138      809  cellular        2
## 1992      66     1164  cellular        2
## 1995    4758      712  cellular        6
## 2015    4079      343  cellular        3
## 2016       0      228  cellular        2
## 2018     925      709  cellular        1
## 2033    1727      500 telephone        4
## 2034     664      955  cellular        5
## 2038    1942      436  cellular        2
## 2050    4198      309  cellular        1
## 2052     747      543   unknown        2
## 2056     568      378  cellular        2
## 2069    1167      968  cellular        1
## 2074     697      860  cellular        2
## 2078     201      325  cellular        2
## 2090     104      606  cellular        3
## 2115    1412      480   unknown        1
## 2121       0      227  cellular        2
## 2123     817      517  cellular        1
## 2130    -306      500   unknown        1
## 2132    1265      326  cellular        5
## 2141    3727      993   unknown        6
## 2144    4089      289  cellular        2
## 2149    1859      245 telephone        3
## 2160     386      253  cellular        1
## 2169    1836      750  cellular        2
## 2177     -46      199  cellular        1
## 2183     104      635  cellular        3
## 2196       4      395   unknown        2
## 2203     199     1689   unknown        4
## 2213    3301      485  cellular        2
## 2214     822      184  cellular        1
## 2220    2776      701  cellular        1
## 2221     139      732  cellular        2
## 2234    4500      733  cellular        2
## 2252     238      185  cellular        1
## 2260     326      788  cellular        1
## 2275       0     1073  cellular        1
## 2297    1905      709  cellular        2
## 2322      54      543   unknown        2
## 2333     102      470  cellular        7
## 2371    -242     1149  cellular        6
## 2373    3403      707  cellular        2
## 2376     622     1451  cellular        2
## 2377     152      563   unknown        1
## 2420    -386      477  cellular        1
## 2422    5063      418  cellular        2
## 2432    1289      250  cellular        4
## 2434     796      427  cellular        1
## 2437     117      467  cellular        2
## 2445     724      287  cellular        2
## 2450     925      321  cellular        3
## 2465    1129      806   unknown        1
## 2472    2488      449  cellular        2
## 2478     732      759  cellular        2
## 2481    3636      808  cellular        2
## 2487     558      464  cellular        1
## 2500    5355      466 telephone        4
## 2513     104      701   unknown        1
## 2540      14      167  cellular        1
## 2541    4148      316  cellular        3
## 2554    1064      562  cellular        1
## 2557     479      515  cellular        1
## 2569    2917      215  cellular        1
## 2584    2557      134  cellular        5
## 2620     823      780  cellular        4
## 2634    1200      904  cellular        3
## 2645       9      386  cellular        4
## 2654       0     1472  cellular        1
## 2655    1133      293  cellular        1
## 2656    4945      311  cellular        2
## 2666    3733      198  cellular        1
## 2675     325     1139  cellular        2
## 2676     437      504  cellular        1
## 2686       0      264  cellular        1
## 2697    9756      103  cellular        2
## 2698    2506      485  cellular        1
## 2706      75      479   unknown        9
## 2718    2325      125  cellular        1
## 2720     230      442  cellular        1
## 2723      25      528  cellular        2
## 2747    1219      697  cellular        4
## 2749    -839     1018  cellular        2
## 2761     985      998  cellular        6
## 2774       0      171 telephone        1
## 2781     302      205  cellular        1
## 2822     -90      270 telephone        1
## 2823     170      442  cellular        1
## 2824    3665      664  cellular        3
## 2827     763      877  cellular        7
## 2828     320     1971 telephone        4
## 2838     699     1258  cellular        2
## 2846    1058      188  cellular        3
## 2848    6728      232  cellular        1
## 2852    1625      796  cellular        1
## 2866    9228      655  cellular        4
## 2872    2431      646  cellular        5
## 2888     470      743  cellular       13
## 2892       0      550  cellular        4
## 2912       0      154   unknown        1
## 2916     694      144  cellular        1
## 2918    1646      261  cellular        1
## 2925    2039      451  cellular        1
## 2941    1191      214  cellular        4
## 2945     242      587  cellular        1
## 2949    1511      270  cellular        1
## 2954     691      338  cellular        1
## 2963   14220      397  cellular        1
## 2964   12569      344  cellular        1
## 2973      45     1467   unknown        1
## 2974     556      646   unknown        3
## 2981    1580     1007   unknown        1
## 2986      16      990  cellular        1
## 2989    2543      223  cellular        1
## 3006    3735      190  cellular        1
## 3007    2094      458  cellular        6
## 3014     523      152  cellular        2
## 3028       0      147  cellular        1
## 3030    2303      775   unknown        3
## 3034     -54      698  cellular        2
## 3037     279      399  cellular        3
## 3041    2374      161  cellular        1
## 3065    1696      257  cellular        1
## 3074     701      254  cellular        2
## 3081     478      475  cellular        2
## 3089    2544      252  cellular        1
## 3118    2145      727  cellular        2
## 3124     405      994  cellular        2
## 3136    1808      245  cellular        1
## 3142     678     1579  cellular        1
## 3161     802      569  cellular        1
## 3162     556      460  cellular        2
## 3177    4745      360 telephone        1
## 3185    5086      213  cellular        4
## 3188     474      423  cellular        1
## 3203    8556      326 telephone        2
## 3220     763      384  cellular        2
## 3225    -375      814  cellular        2
## 3230    5310      984  cellular        1
## 3240    2087      267  cellular        1
## 3249    1026      669   unknown        1
## 3251     876      269  cellular        3
## 3257     495      213  cellular        3
## 3272    4438      446   unknown        1
## 3298     442      474  cellular        3
## 3302    4256      239  cellular        3
## 3305     846      671  cellular        1
## 3306       3      998  cellular        1
## 3312     230      144  cellular        1
## 3316      79      249  cellular        2
## 3318     808      267  cellular        2
## 3322    1792      630  cellular        6
## 3332    2240      282  cellular        2
## 3334       0     1448 telephone        7
## 3342     459      558  cellular        1
## 3361     429     1006 telephone        2
## 3368     897      397  cellular        1
## 3386       0      260  cellular        3
## 3395       4      268  cellular        1
## 3414      61      836  cellular        3
## 3423    1047      554   unknown        1
## 3425    -308      781  cellular        1
## 3432     153     1124  cellular        2
## 3459    2850      185  cellular        1
## 3492    2306      239 telephone        4
## 3499     462      495  cellular        1
## 3503     883      798  cellular        1
## 3511     136      363  cellular        7
## 3528    2411      130  cellular        1
## 3539     302      528  cellular        3
## 3541     565      876 telephone        1
## 3554   19317      249  cellular        1
## 3557    3726      875  cellular        2
## 3559    6610      481  cellular        2
## 3587    2160      261  cellular        1
## 3590    3576      349  cellular        2
## 3643      83     1223  cellular        6
## 3653    1070       30   unknown        1
## 3654      84     1101  cellular        2
## 3659    1347      280 telephone        6
## 3667      38      744  cellular        1
## 3674    3057     2769   unknown        4
## 3682     239      412   unknown        1
## 3685     305      633  cellular        1
## 3691       0      639  cellular        1
## 3696    1331      297  cellular        1
## 3724     152      158  cellular        2
## 3731    3285     1721   unknown        2
## 3734     674      587  cellular        2
## 3735       0     1608  cellular       13
## 3741    -308      725  cellular        1
## 3744    -247      519 telephone        1
## 3755    2944      882  cellular        8
## 3766    3450      169  cellular        1
## 3772     997      106  cellular        1
## 3779       8       93  cellular        3
## 3781     170      129  cellular        1
## 3787     921      394 telephone        2
## 3790       0      508  cellular        1
## 3797     206      479  cellular        1
## 3818      95      335  cellular        1
## 3819     765      959  cellular        3
## 3820    -824      429  cellular        3
## 3836      19      110  cellular        2
## 3844     341      670  cellular        4
## 3845     607      454  cellular        2
## 3854    -315     2029  cellular        1
## 3875     294       87  cellular        1
## 3882    1679      718 telephone        1
## 3890    4402      805 telephone        1
## 3891     459      623  cellular        1
## 3897    1177      330  cellular        1
## 3910    2187      525  cellular        3
## 3915     569      976  cellular       12
## 3918      12      587  cellular        2
## 3931    1679      417  cellular        1
## 3932    3676      567  cellular        1
## 3933    -242      600  cellular        4
## 3937    3050      469  cellular        1
## 3943    3371      269  cellular        2
## 3957    2734      897  cellular        4
## 3962      18      359  cellular        1
## 3979    1948      216  cellular        1
## 3996       0      146  cellular        4
## 4010      70      255  cellular        3
## 4022    9328      725  cellular        3
## 4029    2227      242  cellular        2
## 4041      27      230 telephone        3
## 4062    2788      369   unknown        2
## 4090     -53      648  cellular        1
## 4091     944      251  cellular        2
## 4094    2144      417  cellular        1
## 4109     639      353 telephone        3
## 4118       8      107  cellular        2
## 4124     126     2456   unknown        2
## 4125      13       76  cellular        1
## 4126    -393      435  cellular        1
## 4149     538      353  cellular        2
## 4160      94      493  cellular        1
## 4161    1044      585 telephone        1
## 4177     415      777   unknown        4
## 4195     133      171  cellular        1
## 4197     480      830  cellular        1
## 4199     606       97  cellular        1
## 4212    3792      279  cellular        2
## 4214    -522      670  cellular        2
## 4216    1978      404  cellular        1
## 4218    2812      830  cellular        1
## 4221    -416      767   unknown        2
## 4225     426      225 telephone        1
## 4226    4717      256 telephone        1
## 4230       6      216  cellular        1
## 4232     687      869  cellular        1
## 4233    -242     1173  cellular        3
## 4237      92      688   unknown        1
## 4238    2085      501  cellular        2
## 4239     197      260  cellular        1
## 4251       2      100  cellular        2
## 4257    2929      518  cellular        2
## 4263    2308      815  cellular        1
## 4264      10      857  cellular        4
## 4276      15      921  cellular        2
## 4282     335      411  cellular        1
## 4283    -251      641  cellular        1
## 4301       0      493  cellular        2
## 4329    3608      231   unknown        1
## 4338     519      434 telephone        1
## 4343    2284     1088 telephone       17
## 4351     -20      574  cellular        1
## 4365    1490      506  cellular        1
## 4367       0      812   unknown        1
## 4389    1097      181 telephone        1
## 4393    3357      239  cellular        4
## 4403      39      549  cellular        2
## 4408      59      873  cellular        8
## 4417     811      563  cellular        1
## 4424    2048      310  cellular        1
## 4434     -17      474  cellular        1
## 4448    2146     1516  cellular        2
## 4459     572      314  cellular        1
## 4466     623      297  cellular        4
## 4485    3436      663  cellular        4
## 4495     668      576   unknown        3
## 4504     362      816  cellular        6
## 4505    1080      951  cellular        3
## 4506     620     1234   unknown        3
## 4512     668     1263   unknown        2
# visualisasi perbandingan yes & no
ggplot(bm, aes(x = y, fill = y)) +
  geom_bar() +
  labs(title = "Perbandingan Jumlah Nasabah yang Menerima Tawaran Deposito dan Tidak",
       x = "Hasil Kampanye", y = "Jumlah Nasabah") +
  theme_minimal()

# visualisasi frekuensi nasabah dihubungi untuk tawaran deposito
ggplot(customers_yes, aes(x = campaign)) +
  geom_bar(fill = "steelblue", alpha = 0.7) +
  labs(title = "Frekuensi Kampanye untuk Nasabah yang Menerima Tawaran",
       x = "Jumlah Dihubungi", y = "Jumlah Nasabah") +
  theme_minimal()

# visualisasi durasi panggilan untuk tawaran deposito
ggplot(customers_yes, aes(x = duration)) +
  geom_histogram(binwidth = 50, fill = "steelblue", color = "black", alpha = 0.7) +
  labs(title = "Distribusi Durasi Panggilan untuk Nasabah yang Menerima Tawaran",
       x = "Durasi Panggilan (detik)",
       y = "Jumlah Nasabah") +
  theme_minimal()

✅ Jawaban : - Lebih banyak nasabah yang menolak penawaran deposito. - Banyak nasabah menerima tawaran setelah hanya sedikit panggilan. - Durasi panggilan cukup memakan waktu sebentar (0-50 detik) sampai nasabah dapat menerima tawaran.

2️⃣ Apakah nasabah dengan saldo (“balance”) negatif (< 0) lebih sering mengambil pinjaman (“loan”)? Bagaimana tingkat keberhasilan kampanye untuk kelompok ini?

🎯 Tujuan : melihat kondisi nasabah yang memiliki masalah keuangan

balance_minus <- bm[bm$balance < 0, ]
balance_minus
##      age           job  marital education default balance housing loan
## 10    43      services  married   primary      no     -88     yes  yes
## 19    25   blue-collar   single   primary      no    -221     yes   no
## 49    32  entrepreneur   single   primary     yes    -849     yes  yes
## 61    41   blue-collar  married   primary      no    -516      no  yes
## 93    27      services   single secondary      no    -195     yes   no
## 124   36   blue-collar  married secondary      no    -231      no  yes
## 125   51    management   single  tertiary     yes     -55     yes   no
## 133   43   blue-collar  married   unknown     yes    -715     yes   no
## 139   52    management  married  tertiary      no    -970     yes   no
## 153   45    unemployed divorced   primary     yes    -249     yes  yes
## 163   41        admin.   single secondary      no    -256      no  yes
## 176   43        admin.  married secondary      no    -465     yes  yes
## 185   34      services  married secondary      no     -62     yes   no
## 190   56       retired  married secondary      no   -1206     yes   no
## 209   38      services   single secondary      no    -196     yes   no
## 212   25   blue-collar   single secondary      no    -350     yes   no
## 215   31    management  married  tertiary     yes    -253      no   no
## 221   53       retired  married  tertiary      no     -22     yes   no
## 227   33    technician  married secondary      no    -204      no   no
## 244   27        admin.  married secondary      no    -247     yes  yes
## 247   42    management  married secondary      no    -189     yes   no
## 268   33    technician  married  tertiary      no    -988     yes  yes
## 288   27 self-employed  married secondary      no    -220     yes   no
## 296   49  entrepreneur divorced   unknown     yes    -701     yes   no
## 298   45   blue-collar divorced   primary      no    -311     yes   no
## 322   37   blue-collar  married secondary      no     -67      no   no
## 337   33   blue-collar  married   primary      no    -195      no   no
## 373   38      services  married secondary      no    -140      no   no
## 374   51    technician  married secondary      no    -379     yes   no
## 375   42        admin.  married secondary      no    -396     yes   no
## 404   48       retired  married   primary     yes    -285      no  yes
## 452   35        admin. divorced secondary      no    -402     yes   no
## 467   34 self-employed  married secondary      no    -370     yes   no
## 468   39    management  married  tertiary      no    -606     yes   no
## 472   55 self-employed  married secondary      no    -196     yes   no
## 487   55      services divorced secondary     yes    -404     yes   no
## 515   36    management  married  tertiary      no    -381     yes   no
## 525   45      services  married secondary      no    -839     yes   no
## 552   34    technician  married secondary      no    -228     yes   no
## 563   36      services  married secondary      no    -302     yes   no
## 565   35   blue-collar  married secondary      no    -339     yes   no
## 578   38    management  married  tertiary      no    -558     yes   no
## 584   33    management   single  tertiary      no     -53      no   no
## 589   41   blue-collar  married secondary      no    -256     yes   no
## 599   60       retired divorced   unknown      no     -49     yes   no
## 616   31   blue-collar  married secondary      no     -45     yes   no
## 623   32   blue-collar   single secondary      no     -84     yes   no
## 660   40    management  married  tertiary      no    -117     yes   no
## 688   35   blue-collar  married   primary      no     -12     yes   no
## 716   30        admin.   single secondary      no    -635      no   no
## 722   31    technician   single  tertiary      no    -162     yes   no
## 747   41    technician   single secondary      no     -41     yes  yes
## 771   26   blue-collar   single secondary      no     -32     yes  yes
## 786   23       student  married  tertiary     yes    -230     yes   no
## 805   40    management  married  tertiary      no   -1212     yes   no
## 808   48   blue-collar  married secondary      no    -202     yes  yes
## 811   46   blue-collar  married secondary      no    -216     yes   no
## 815   47    technician  married secondary      no     -75     yes   no
## 818   37      services   single secondary      no    -244      no   no
## 836   27      services   single secondary      no    -151      no   no
## 841   28    technician   single secondary     yes    -298     yes   no
## 846   43    technician  married secondary      no    -932     yes   no
## 853   36    management  married secondary      no    -148      no   no
## 855   42    management  married secondary      no    -105     yes   no
## 857   49    technician  married secondary     yes   -1680     yes  yes
## 858   36   blue-collar  married secondary      no    -461      no   no
## 866   32   blue-collar   single secondary      no    -255      no  yes
## 905   45    management  married  tertiary      no    -459      no   no
## 910   34  entrepreneur  married secondary      no    -139     yes  yes
## 914   41    management  married  tertiary      no     -29      no   no
## 920   25   blue-collar  married secondary      no     -76     yes   no
## 924   32   blue-collar  married secondary      no     -63     yes   no
## 931   42   blue-collar  married   primary      no    -119     yes   no
## 959   35    technician   single secondary      no     -51      no   no
## 999   40      services  married secondary      no    -342     yes   no
## 1018  49   blue-collar  married secondary      no    -454     yes   no
## 1031  38    management  married  tertiary      no     -70     yes   no
## 1052  38   blue-collar  married secondary      no    -388     yes   no
## 1054  47   blue-collar divorced secondary     yes    -535     yes   no
## 1063  50    technician  married secondary      no    -568     yes  yes
## 1065  53      services divorced secondary      no    -905     yes   no
## 1091  31   blue-collar   single   primary      no    -502     yes   no
## 1094  30    management   single  tertiary      no    -218     yes   no
## 1111  50   blue-collar divorced   primary      no     -10      no  yes
## 1118  42    technician   single  tertiary      no    -411     yes   no
## 1142  46    technician  married secondary      no    -337     yes   no
## 1148  44   blue-collar  married secondary      no    -182     yes  yes
## 1177  50    management  married  tertiary      no    -470     yes   no
## 1184  32 self-employed  married secondary      no     -33     yes   no
## 1186  33        admin.  married secondary      no      -6     yes   no
## 1230  27   blue-collar   single   primary      no     -79     yes   no
## 1236  32      services  married secondary      no    -632     yes  yes
## 1248  52    management  married  tertiary      no     -11     yes   no
## 1261  33      services   single secondary      no     -56      no  yes
## 1263  43   blue-collar  married   primary      no     -98     yes  yes
## 1268  36    unemployed  married secondary      no    -129     yes   no
## 1275  43   blue-collar divorced   primary      no     -97     yes  yes
## 1276  41   blue-collar  married secondary      no    -217     yes   no
## 1279  54   blue-collar  married secondary      no    -932     yes   no
## 1289  42   blue-collar  married secondary      no    -921     yes   no
## 1300  49   blue-collar  married secondary      no     -55      no   no
## 1306  44   blue-collar  married   primary      no     -14     yes  yes
## 1315  48      services  married   primary     yes    -583     yes   no
## 1319  34    technician  married secondary      no    -346      no   no
## 1331  27   blue-collar  married secondary     yes    -584     yes   no
## 1339  52      services  married secondary      no    -888      no   no
## 1358  29        admin.   single secondary      no    -194     yes   no
## 1366  34   blue-collar  married   primary      no    -319     yes  yes
## 1367  36    management  married  tertiary      no    -296     yes   no
## 1373  33    technician divorced  tertiary      no    -386     yes   no
## 1385  40   blue-collar  married   primary      no    -335     yes   no
## 1393  52   blue-collar  married secondary      no     -98     yes   no
## 1415  36   blue-collar divorced secondary      no    -140     yes   no
## 1422  28        admin.  married secondary      no     -97     yes   no
## 1431  34   blue-collar  married secondary      no    -563     yes   no
## 1437  34  entrepreneur  married  tertiary      no     -28     yes   no
## 1457  36        admin.  married secondary      no    -423     yes  yes
## 1494  39    technician   single  tertiary      no     -41      no  yes
## 1495  27      services   single secondary      no    -124      no   no
## 1500  50    management  married  tertiary      no     -94      no  yes
## 1504  56       retired  married secondary      no    -113     yes  yes
## 1508  40    management  married  tertiary      no      -7      no  yes
## 1514  30   blue-collar  married secondary      no     -99     yes   no
## 1606  53      services  married secondary      no      -2     yes  yes
## 1623  45   blue-collar   single   primary     yes    -183      no  yes
## 1653  23    technician   single secondary      no    -306     yes   no
## 1655  44   blue-collar  married   primary      no    -312     yes   no
## 1662  45        admin.   single secondary      no     -11     yes   no
## 1664  52   blue-collar divorced   primary      no    -191     yes   no
## 1668  33   blue-collar  married secondary      no    -346     yes  yes
## 1679  39   blue-collar  married secondary      no    -405     yes   no
## 1689  38     housemaid  married secondary      no    -278     yes   no
## 1692  51   blue-collar divorced   primary      no     -28      no  yes
## 1727  59       retired  married   primary      no     -47     yes   no
## 1748  38    management  married  tertiary      no    -469     yes   no
## 1757  32    management  married  tertiary      no     -55     yes   no
## 1759  30   blue-collar  married   primary      no    -336      no   no
## 1770  50 self-employed  married   unknown      no     -84     yes   no
## 1771  38   blue-collar   single secondary      no      -1     yes   no
## 1783  31   blue-collar   single secondary      no    -219     yes   no
## 1795  56        admin. divorced secondary     yes    -435     yes  yes
## 1812  44        admin.   single secondary      no    -101     yes   no
## 1832  32        admin.   single  tertiary      no     -59      no  yes
## 1833  40      services divorced secondary      no     -81      no  yes
## 1836  46    management  married  tertiary      no      -3      no   no
## 1869  42    management  married   primary      no    -679     yes  yes
## 1875  42   blue-collar  married   unknown      no    -406     yes   no
## 1877  26   blue-collar   single   primary      no    -887     yes   no
## 1881  40    management  married  tertiary      no    -495      no  yes
## 1885  39    technician  married secondary      no    -735     yes   no
## 1889  34   blue-collar   single secondary      no     -72     yes   no
## 1909  44    technician   single secondary      no     -27     yes  yes
## 1915  30      services   single  tertiary      no    -477      no  yes
## 1919  43   blue-collar  married secondary      no    -179     yes   no
## 1923  33        admin.   single secondary      no    -300     yes  yes
## 1925  44    technician divorced secondary      no    -329     yes   no
## 1938  30    unemployed   single secondary     yes    -770     yes   no
## 1955  49       retired  married   primary      no     -37      no   no
## 1956  46    management divorced  tertiary      no    -154     yes  yes
## 1959  43    management   single secondary     yes   -1164     yes  yes
## 1971  35    technician  married secondary      no    -259     yes   no
## 1973  42    technician  married secondary      no   -1310     yes  yes
## 1978  55    management divorced  tertiary      no    -612      no   no
## 1980  31    unemployed   single secondary      no    -186     yes   no
## 1991  31        admin.   single secondary      no    -449     yes   no
## 1996  38        admin.   single secondary      no     -23      no   no
## 2000  36   blue-collar  married secondary      no     -73     yes  yes
## 2004  46        admin.  married secondary      no    -121     yes  yes
## 2006  51    unemployed  married secondary      no     -13     yes   no
## 2009  39    technician  married secondary     yes    -183     yes   no
## 2037  45    management  married  tertiary      no    -192     yes   no
## 2054  24    technician   single secondary      no     -46     yes   no
## 2061  43   blue-collar  married   primary      no     -93     yes   no
## 2062  31      services  married secondary      no    -331     yes   no
## 2073  44    management   single  tertiary      no   -1313     yes  yes
## 2086  33   blue-collar  married secondary      no     -77     yes   no
## 2092  54      services  married secondary      no     -22      no  yes
## 2110  27        admin.   single secondary      no    -145     yes   no
## 2111  31   blue-collar  married secondary      no    -498     yes   no
## 2130  41        admin.  married   primary      no    -306     yes   no
## 2145  29   blue-collar  married secondary      no    -478      no  yes
## 2146  38    unemployed  married   primary      no    -363      no   no
## 2163  40        admin.   single secondary      no      -1      no   no
## 2173  31   blue-collar   single   primary      no    -495     yes   no
## 2177  28   blue-collar   single secondary      no     -46     yes   no
## 2180  51    technician  married  tertiary      no      -3      no   no
## 2188  51   blue-collar  married   primary      no     -11      no   no
## 2195  47    management  married  tertiary      no     -50      no  yes
## 2215  42    technician divorced secondary      no    -280     yes   no
## 2231  48   blue-collar   single secondary      no    -552      no  yes
## 2237  32        admin. divorced secondary     yes     -18     yes   no
## 2255  48    unemployed  married  tertiary      no    -471     yes   no
## 2265  51    management  married  tertiary      no     -15      no   no
## 2269  33    management   single secondary      no    -424     yes   no
## 2273  47    technician divorced  tertiary      no   -1148     yes  yes
## 2274  44   blue-collar  married   primary      no     -11     yes   no
## 2276  45    management  married  tertiary      no    -206     yes   no
## 2281  29    management   single secondary      no    -105     yes   no
## 2315  54   blue-collar divorced   primary      no    -182      no   no
## 2320  44    management  married secondary      no    -665      no   no
## 2350  25    technician   single secondary      no     -80     yes  yes
## 2371  37    technician   single secondary      no    -242     yes   no
## 2399  51  entrepreneur  married secondary     yes   -2082      no  yes
## 2420  41   blue-collar   single secondary     yes    -386      no  yes
## 2447  30   blue-collar  married secondary      no     -28     yes   no
## 2468  32      services   single secondary      no    -402     yes   no
## 2474  32    technician  married  tertiary      no   -1053     yes   no
## 2480  34    technician  married secondary      no    -136     yes  yes
## 2486  34    management  married  tertiary      no     -73     yes   no
## 2490  55       retired  married   primary      no    -966      no  yes
## 2506  56    management divorced  tertiary      no     -59      no  yes
## 2507  27        admin.  married secondary     yes    -517     yes   no
## 2509  42       student  married   unknown      no      -7      no   no
## 2511  53       retired divorced secondary     yes    -200      no  yes
## 2539  44    management  married secondary      no   -1746     yes   no
## 2546  43    management   single secondary      no    -228     yes  yes
## 2552  38    management divorced secondary      no     -17      no   no
## 2553  23      services  married secondary      no     -19     yes   no
## 2558  40    technician divorced secondary      no    -375     yes   no
## 2565  50    technician divorced secondary      no    -701     yes  yes
## 2598  35   blue-collar divorced   primary      no    -587     yes   no
## 2600  52    management  married  tertiary      no   -1224     yes   no
## 2603  25   blue-collar  married   primary     yes    -589     yes   no
## 2604  26    management   single  tertiary      no      -8      no   no
## 2610  57    management  married   primary      no    -226     yes   no
## 2612  33   blue-collar   single secondary      no    -320      no   no
## 2629  31   blue-collar divorced secondary      no    -452     yes   no
## 2632  37        admin.   single secondary      no    -296     yes   no
## 2658  28      services   single secondary      no    -427     yes  yes
## 2665  48        admin. divorced   unknown      no     -70      no   no
## 2673  39      services  married secondary      no    -540      no   no
## 2682  24   blue-collar  married secondary      no    -220     yes   no
## 2689  27      services  married secondary      no   -1202     yes   no
## 2719  48      services  married secondary     yes     -20      no   no
## 2721  46    management divorced secondary      no    -852      no  yes
## 2722  31   blue-collar   single   primary      no    -280      no   no
## 2728  27   blue-collar   single   primary      no    -179     yes   no
## 2729  60        admin.  married secondary      no    -396     yes   no
## 2733  45    technician  married   primary      no    -322      no   no
## 2749  40   blue-collar  married secondary      no    -839     yes  yes
## 2771  28    management   single  tertiary      no    -328     yes   no
## 2778  25      services   single secondary      no    -352      no   no
## 2780  52    management  married secondary      no    -588     yes   no
## 2822  46    technician divorced secondary      no     -90      no  yes
## 2883  24   blue-collar  married secondary      no    -254     yes  yes
## 2894  26        admin. divorced secondary     yes      -3     yes   no
## 2913  39    technician  married  tertiary      no    -276      no  yes
## 2926  52   blue-collar divorced   primary      no     -97     yes  yes
## 2932  46       retired  married   primary      no     -35     yes   no
## 2940  33   blue-collar divorced secondary      no    -131     yes   no
## 2947  45        admin.  married secondary      no    -388     yes   no
## 2975  44    management divorced  tertiary      no    -710     yes   no
## 2976  48    technician   single  tertiary      no    -551     yes   no
## 3002  43    management  married secondary      no     -26     yes   no
## 3013  36      services  married secondary      no     -11     yes   no
## 3015  49    technician  married secondary     yes     -74     yes   no
## 3033  32    technician divorced secondary      no    -399     yes   no
## 3034  50    technician divorced secondary      no     -54     yes  yes
## 3035  29      services  married   primary      no    -102      no   no
## 3066  55      services  married secondary      no     -31      no  yes
## 3114  36        admin. divorced secondary      no     -37     yes   no
## 3144  54   blue-collar  married secondary      no    -630      no   no
## 3148  52    unemployed  married secondary      no      -9      no   no
## 3156  55    technician   single  tertiary      no    -703     yes   no
## 3170  38      services  married secondary      no    -314     yes   no
## 3209  30   blue-collar  married   primary      no    -518     yes  yes
## 3215  41   blue-collar  married   primary      no    -204     yes  yes
## 3225  55    management  married  tertiary      no    -375      no   no
## 3229  39    management   single  tertiary     yes    -401     yes   no
## 3247  33   blue-collar  married secondary      no    -241     yes  yes
## 3344  40      services  married secondary      no    -378     yes  yes
## 3372  49    unemployed  married  tertiary      no    -471     yes   no
## 3416  26      services   single secondary     yes    -162     yes   no
## 3425  55    technician  married secondary     yes    -308      no   no
## 3456  33    technician divorced secondary     yes    -305      no  yes
## 3485  30    management  married secondary      no    -559     yes  yes
## 3494  36    management   single  tertiary      no    -679     yes  yes
## 3495  50   blue-collar  married   primary      no      -1      no   no
## 3527  45    technician  married secondary      no    -149     yes   no
## 3545  52    unemployed  married   primary      no    -110      no  yes
## 3549  39        admin.  married secondary      no    -650      no   no
## 3556  44   blue-collar  married secondary      no    -674     yes   no
## 3565  30    technician   single  tertiary      no    -970      no  yes
## 3566  38      services  married secondary      no    -762     yes  yes
## 3568  31   blue-collar  married   unknown      no    -120     yes   no
## 3585  46   blue-collar  married secondary      no   -1400     yes   no
## 3586  33  entrepreneur  married secondary      no    -118     yes  yes
## 3611  36    technician divorced secondary      no    -435     yes   no
## 3618  42   blue-collar  married secondary      no    -422      no   no
## 3628  56      services  married secondary      no    -229      no  yes
## 3639  32    technician   single secondary      no     -28      no  yes
## 3680  31      services  married secondary      no    -230     yes  yes
## 3686  33    management   single  tertiary      no     -67     yes   no
## 3689  38    unemployed  married secondary      no    -673     yes   no
## 3704  42   blue-collar  married   primary      no     -97     yes   no
## 3708  49    technician   single secondary      no     -97     yes   no
## 3717  57       retired divorced secondary      no    -331     yes   no
## 3723  29 self-employed  married secondary      no     -76     yes   no
## 3726  49    unemployed  married   primary      no    -384     yes   no
## 3741  36   blue-collar divorced   primary      no    -308     yes   no
## 3744  42        admin.   single secondary      no    -247     yes  yes
## 3747  50    management  married  tertiary      no    -470     yes   no
## 3777  36   blue-collar divorced secondary      no     -11      no   no
## 3812  26    management divorced  tertiary     yes    -402      no  yes
## 3820  46    technician divorced secondary      no    -824     yes   no
## 3828  51    management  married  tertiary      no    -892     yes  yes
## 3829  31   blue-collar  married   unknown      no    -120     yes   no
## 3830  41        admin. divorced secondary      no    -365     yes   no
## 3833  47    technician  married secondary      no    -938     yes   no
## 3839  47   blue-collar  married secondary     yes    -614     yes   no
## 3854  54    technician  married secondary      no    -315      no  yes
## 3856  47    technician  married secondary      no      -9      no   no
## 3859  37        admin.  married secondary      no    -107     yes   no
## 3865  49    technician  married secondary      no    -147     yes   no
## 3869  31        admin.   single secondary      no    -407      no  yes
## 3924  57       retired  married   primary      no    -464     yes   no
## 3927  56       retired  married   primary      no      -1      no   no
## 3933  25    management  married  tertiary      no    -242     yes  yes
## 3948  48   blue-collar  married secondary      no     -19      no  yes
## 3949  51    management   single  tertiary     yes     -55     yes   no
## 3955  29      services   single secondary      no    -287     yes   no
## 3976  34      services  married secondary      no    -315     yes   no
## 3977  48    management  married  tertiary     yes     -13     yes   no
## 3989  57        admin.  married secondary      no    -967     yes   no
## 3997  34    management  married secondary      no    -294     yes   no
## 4003  58    technician divorced secondary      no    -123      no   no
## 4004  26       student   single secondary      no    -147      no   no
## 4021  42    management  married secondary     yes     -34      no   no
## 4070  45      services divorced secondary      no    -179      no   no
## 4080  53  entrepreneur  married secondary      no    -118     yes   no
## 4090  32   blue-collar  married secondary     yes     -53     yes   no
## 4121  31 self-employed   single  tertiary     yes    -282     yes   no
## 4122  34    management  married  tertiary      no    -308     yes   no
## 4126  30    technician  married secondary      no    -393     yes  yes
## 4130  33    technician  married secondary      no    -163     yes  yes
## 4176  27       student   single  tertiary      no    -148     yes   no
## 4180  34   blue-collar divorced secondary      no    -566     yes   no
## 4202  36    unemployed  married secondary      no    -872     yes  yes
## 4214  30    technician   single secondary      no    -522     yes  yes
## 4220  26     housemaid  married secondary      no    -759     yes   no
## 4221  33   blue-collar   single secondary      no    -416     yes   no
## 4229  36   blue-collar  married secondary      no    -206     yes   no
## 4233  38    technician   single secondary      no    -242     yes   no
## 4241  45        admin.  married secondary      no    -547     yes   no
## 4258  32      services  married secondary     yes    -220     yes  yes
## 4280  31     housemaid  married   unknown     yes      -6      no  yes
## 4283  34        admin. divorced secondary      no    -251      no   no
## 4295  42      services  married secondary      no    -246     yes   no
## 4318  27      services   single secondary     yes      -1      no   no
## 4319  32   blue-collar  married secondary      no     -32     yes   no
## 4322  58   blue-collar  married secondary      no     -27      no  yes
## 4326  53   blue-collar  married secondary      no    -626     yes   no
## 4351  29   blue-collar   single secondary      no     -20      no  yes
## 4356  34    management   single  tertiary      no    -292     yes   no
## 4377  42   blue-collar  married   primary      no     -10     yes   no
## 4378  31   blue-collar  married secondary      no    -617     yes   no
## 4383  30      services divorced secondary      no     -94     yes   no
## 4411  36    unemployed  married secondary      no     -35      no   no
## 4416  52   blue-collar  married   primary      no    -133      no   no
## 4434  40    management  married  tertiary      no     -17     yes  yes
## 4461  40    technician  married secondary      no    -396     yes   no
## 4475  44   blue-collar  married   primary      no    -237     yes   no
## 4503  42      services  married secondary      no     -91     yes  yes
## 4507  42    unemployed divorced  tertiary      no    -166      no   no
## 4517  33      services  married secondary      no    -333     yes   no
## 4518  57 self-employed  married  tertiary     yes   -3313     yes  yes
##        contact day month duration campaign pdays previous poutcome   y
## 10    cellular  17   apr      313        1   147        2  failure  no
## 19     unknown  23   may      250        1    -1        0  unknown  no
## 49    cellular   4   feb      204        1    -1        0  unknown  no
## 61   telephone   8   jul      554        3    -1        0  unknown  no
## 93    cellular  18   may      391        1    -1        0  unknown yes
## 124   cellular  15   jul      779        2    -1        0  unknown  no
## 125   cellular  11   may      281        2   266        6  failure  no
## 133    unknown  30   may       67        3    -1        0  unknown  no
## 139   cellular   4   feb      489        1    -1        0  unknown yes
## 153    unknown   1   jul       92        1    -1        0  unknown  no
## 163    unknown   9   may       35        3    -1        0  unknown  no
## 176   cellular  23   jul      166        1    -1        0  unknown  no
## 185    unknown  16   jun      109        3    -1        0  unknown  no
## 190   cellular  15   jun      382        2    -1        0  unknown yes
## 209   cellular   2   feb       60        1   271        1  failure  no
## 212    unknown  23   jun       95        3    -1        0  unknown  no
## 215   cellular  12   aug      220        4    -1        0  unknown  no
## 221   cellular  31   jul       20        3    -1        0  unknown  no
## 227   cellular  15   may      297        3    -1        0  unknown  no
## 244    unknown   4   jun      344        2    -1        0  unknown  no
## 247    unknown  12   may      247        2    -1        0  unknown  no
## 268   cellular  15   jul       83        3    -1        0  unknown  no
## 288    unknown  26   may      138        2    -1        0  unknown  no
## 296   cellular  30   jul      988        2    -1        0  unknown yes
## 298    unknown  23   may     1030        1    -1        0  unknown yes
## 322   cellular   2   feb      157        1    -1        0  unknown  no
## 337    unknown  20   sep        9        1    -1        0  unknown  no
## 373    unknown  25   jun      456        3    -1        0  unknown  no
## 374   cellular   5   aug      261        1    -1        0  unknown  no
## 375   cellular  11   may       80        1   308        4  failure  no
## 404   cellular  19   nov      157        1    -1        0  unknown  no
## 452   cellular  17   apr       46        1    -1        0  unknown  no
## 467    unknown  21   may      748        1    -1        0  unknown  no
## 468    unknown  26   may      142        1    -1        0  unknown  no
## 472    unknown  20   may      210        2    -1        0  unknown  no
## 487   cellular  22   jul      502        3    -1        0  unknown  no
## 515   cellular  31   jul       30       29    -1        0  unknown  no
## 525    unknown  28   may       68        1    -1        0  unknown  no
## 552   cellular  20   apr      187        3   332        3    other  no
## 563   cellular  13   may       36        2    -1        0  unknown  no
## 565    unknown   8   may      389        2    -1        0  unknown  no
## 578   cellular  21   jul      533        1    -1        0  unknown  no
## 584   cellular  29   jan      617        2    -1        0  unknown  no
## 589    unknown   3   jun      147        2    -1        0  unknown  no
## 599   cellular  29   jan      188        1   261        2  failure  no
## 616    unknown   2   jun      184        1    -1        0  unknown  no
## 623   cellular  11   may      426        1    -1        0  unknown  no
## 660   cellular  17   jul      770        2    -1        0  unknown  no
## 688    unknown  12   may      212        5    -1        0  unknown  no
## 716   cellular  25   jul      250        1    -1        0  unknown  no
## 722   cellular  18   may      380        1    -1        0  unknown  no
## 747   cellular   3   apr      154        1    -1        0  unknown  no
## 771   cellular  31   jul       14        6    -1        0  unknown  no
## 786   cellular  18   may      259        2    -1        0  unknown  no
## 805   cellular  15   may     1259        2   333       18  failure  no
## 808   cellular  30   jul      225        4    -1        0  unknown  no
## 811   cellular  28   jul      404        3    -1        0  unknown  no
## 815   cellular   4   feb       57        1   247        1    other  no
## 818    unknown   3   jul      178        1    -1        0  unknown  no
## 836   cellular   8   jul      283        2    -1        0  unknown  no
## 841    unknown   3   jun      559        7    -1        0  unknown  no
## 846   cellular  16   apr      567        1    -1        0  unknown  no
## 853   cellular  18   nov      144        2    -1        0  unknown  no
## 855   cellular  28   aug       60        2    -1        0  unknown  no
## 857    unknown  27   jun       92        4    -1        0  unknown  no
## 858   cellular  11   may      254        2   353        1  failure  no
## 866    unknown   2   jul      957        3    -1        0  unknown  no
## 905   cellular  21   aug      508        6    -1        0  unknown  no
## 910    unknown  27   may      492        2    -1        0  unknown  no
## 914   cellular  29   jan       41        2   266        2  failure  no
## 920    unknown  12   may      241        3    -1        0  unknown  no
## 924    unknown  30   may      198        1    -1        0  unknown  no
## 931   cellular  22   jul      167        3    -1        0  unknown  no
## 959    unknown   2   jul      134        2    -1        0  unknown  no
## 999    unknown  26   may      754        1    -1        0  unknown  no
## 1018  cellular  14   may      558        1    -1        0  unknown yes
## 1031  cellular  30   jan      140        1     2        3    other  no
## 1052   unknown   9   may      412        1    -1        0  unknown  no
## 1054  cellular  30   jul       71        2    -1        0  unknown  no
## 1063   unknown  28   may      860        2    -1        0  unknown  no
## 1065   unknown  28   may      213        1    -1        0  unknown  no
## 1091   unknown  29   may       76        4    -1        0  unknown  no
## 1094  cellular  27   aug       13       15    -1        0  unknown  no
## 1111  cellular  10   jul      369        6    -1        0  unknown  no
## 1118  cellular  12   may       78        5   292        3  failure  no
## 1142   unknown  27   may      112        1    -1        0  unknown  no
## 1148  cellular  14   may       10       10    -1        0  unknown  no
## 1177  cellular   8   may      506        2   170        3  failure  no
## 1184   unknown  28   may      234        3    -1        0  unknown  no
## 1186   unknown   7   may      566        2    -1        0  unknown  no
## 1230   unknown  30   may      385        5    -1        0  unknown  no
## 1236  cellular  20   apr       18        5    -1        0  unknown  no
## 1248  cellular  11   may       94        4    -1        0  unknown  no
## 1261  cellular  10   jul      119        5    -1        0  unknown  no
## 1263  cellular  12   may      112        2   330        3    other  no
## 1268  cellular  29   jul      121        3    -1        0  unknown  no
## 1275  cellular  31   jul      747        4    -1        0  unknown  no
## 1276  cellular  11   may      313        1   349        3    other  no
## 1279   unknown   7   may      799        1    -1        0  unknown  no
## 1289   unknown  26   may      115        2    -1        0  unknown  no
## 1300   unknown  17   jun      150        3    -1        0  unknown  no
## 1306   unknown  19   may      179        4    -1        0  unknown  no
## 1315   unknown   2   jun       25        7    -1        0  unknown  no
## 1319  cellular  13   aug      136        4    -1        0  unknown  no
## 1331  cellular   7   may      411        2    -1        0  unknown  no
## 1339  cellular  16   jul      135        1    -1        0  unknown  no
## 1358  cellular   7   may      127        1    -1        0  unknown  no
## 1366  cellular   9   jul      134        4    -1        0  unknown  no
## 1367  cellular  14   may      113        3    -1        0  unknown  no
## 1373   unknown  23   may      530        1    -1        0  unknown  no
## 1385   unknown  27   may      260        1    -1        0  unknown  no
## 1393   unknown   7   may      423        1    -1        0  unknown  no
## 1415   unknown  26   may      222        2    -1        0  unknown  no
## 1422  cellular  29   jan       79        1   225        2  success  no
## 1431   unknown  26   may      252        1    -1        0  unknown  no
## 1437  cellular  16   jul      574        1    -1        0  unknown  no
## 1457   unknown  13   may      106        1    -1        0  unknown  no
## 1494  cellular  25   aug       40       15    -1        0  unknown  no
## 1495  cellular  18   jul      217        1    -1        0  unknown  no
## 1500   unknown  25   jun       75        1    -1        0  unknown  no
## 1504  cellular  12   aug      614        2    -1        0  unknown  no
## 1508 telephone  25   jul      697        1    -1        0  unknown  no
## 1514  cellular  15   may      144        5    -1        0  unknown  no
## 1606  cellular  16   apr      144        2    -1        0  unknown  no
## 1623  cellular  15   jul      395        4    -1        0  unknown  no
## 1653   unknown   4   jun      217        2    -1        0  unknown  no
## 1655   unknown  20   jun       22        3    -1        0  unknown  no
## 1662  cellular   5   may      247        1    -1        0  unknown  no
## 1664   unknown  15   may      755        1    -1        0  unknown yes
## 1668   unknown  23   may       29        3    -1        0  unknown  no
## 1679  cellular   8   may      177        1    -1        0  unknown  no
## 1689  cellular  28   jul      143        2    -1        0  unknown  no
## 1692   unknown   2   jul      220        2    -1        0  unknown  no
## 1727  cellular  27   aug       84        4    -1        0  unknown  no
## 1748   unknown  16   jun      209       12    -1        0  unknown  no
## 1757  cellular  26   aug      107        4    -1        0  unknown  no
## 1759  cellular  10   jul      128        6    -1        0  unknown  no
## 1770   unknown   6   may      101        1    -1        0  unknown  no
## 1771   unknown   7   may       72        1    -1        0  unknown  no
## 1783   unknown  30   may       66        2    -1        0  unknown  no
## 1795   unknown   9   may      185        2    -1        0  unknown  no
## 1812  cellular  10   jul       99        1    -1        0  unknown  no
## 1832   unknown   4   jul      192        1    -1        0  unknown  no
## 1833  cellular  23   jul      186        1    -1        0  unknown  no
## 1836  cellular  28   aug      205        2    -1        0  unknown  no
## 1869  cellular   6   may      159        1   343        2  failure  no
## 1875  cellular  30   jul      152        5    -1        0  unknown  no
## 1877  cellular  18   may      827        2    -1        0  unknown yes
## 1881  cellular  29   jul      303        2    -1        0  unknown  no
## 1885  cellular  30   jan      144        5   248        2  failure  no
## 1889  cellular   7   jul      273        5    -1        0  unknown  no
## 1909   unknown  14   may      100        3    -1        0  unknown  no
## 1915  cellular  21   aug     1532        2    -1        0  unknown yes
## 1919  cellular  30   jul      335        6    -1        0  unknown  no
## 1923  cellular  25   jul      184        1    -1        0  unknown  no
## 1925   unknown   7   may      171        1    -1        0  unknown  no
## 1938   unknown  28   may       87        1    -1        0  unknown  no
## 1955   unknown   4   jul      191        2    -1        0  unknown  no
## 1956   unknown  27   may      107        2    -1        0  unknown  no
## 1959  cellular  18   jul       76        4    -1        0  unknown  no
## 1971  cellular  29   jan      381        1   247        2  failure  no
## 1973   unknown  28   may      162        1    -1        0  unknown  no
## 1978  cellular  26   aug      131        2    -1        0  unknown  no
## 1980   unknown  26   may      172        3    -1        0  unknown  no
## 1991   unknown  28   may       81        2    -1        0  unknown  no
## 1996  cellular  20   nov       48        2    -1        0  unknown  no
## 2000  cellular  18   may       15        8    -1        0  unknown  no
## 2004  cellular   8   jul      214        4    -1        0  unknown  no
## 2006  cellular  13   may      361        1   364        1  failure  no
## 2009   unknown  14   may      202        2    -1        0  unknown  no
## 2037  cellular   6   may      138        3    -1        0  unknown  no
## 2054   unknown  19   may       23        1    -1        0  unknown  no
## 2061   unknown  26   may      402        2    -1        0  unknown  no
## 2062   unknown  23   may      203        5    -1        0  unknown  no
## 2073  cellular  15   may      104       10    -1        0  unknown  no
## 2086  cellular  28   jul      151        3    -1        0  unknown  no
## 2092  cellular   9   jul       85        1    -1        0  unknown  no
## 2110 telephone  15   may      289        8    -1        0  unknown  no
## 2111  cellular  21   jul      357        1    -1        0  unknown  no
## 2130   unknown  15   may      500        1    -1        0  unknown yes
## 2145  cellular   8   jul      528        2    -1        0  unknown  no
## 2146   unknown  12   jun      340        2    -1        0  unknown  no
## 2163  cellular   7   jul      173        1    -1        0  unknown  no
## 2173   unknown  29   may      334        2    -1        0  unknown  no
## 2177  cellular   1   sep      199        1    92       14  success yes
## 2180  cellular  25   aug       91        9    -1        0  unknown  no
## 2188 telephone  16   jul      126        4    -1        0  unknown  no
## 2195  cellular   7   jul      175        1    -1        0  unknown  no
## 2215   unknown  26   may      258        1    -1        0  unknown  no
## 2231  cellular  21   nov      150        2    -1        0  unknown  no
## 2237   unknown  12   may      155        3    -1        0  unknown  no
## 2255   unknown  19   may      668        7    -1        0  unknown  no
## 2265  cellular  25   jul      212        2    -1        0  unknown  no
## 2269   unknown  26   may      863        1    -1        0  unknown  no
## 2273   unknown  27   may       62        2    -1        0  unknown  no
## 2274   unknown   9   may       13        1    -1        0  unknown  no
## 2276  cellular   6   may      337        2    -1        0  unknown  no
## 2281   unknown  27   may        5        3    -1        0  unknown  no
## 2315  cellular   9   jul       98        1    -1        0  unknown  no
## 2320  cellular  30   jul      342        3    -1        0  unknown  no
## 2350   unknown   3   jun       89        1    -1        0  unknown  no
## 2371  cellular  13   aug     1149        6    -1        0  unknown yes
## 2399  cellular  28   jul      123        6    -1        0  unknown  no
## 2420  cellular  20   nov      477        1    -1        0  unknown yes
## 2447  cellular  18   may      284        2   371        1  failure  no
## 2468  cellular  17   apr      135        1    -1        0  unknown  no
## 2474  cellular  21   jul      357        3    -1        0  unknown  no
## 2480  cellular  12   aug      131        2    -1        0  unknown  no
## 2486  cellular  11   jul       90        1    -1        0  unknown  no
## 2490  cellular  14   may      104        1    -1        0  unknown  no
## 2506  cellular  28   jul      127        6    -1        0  unknown  no
## 2507  cellular  14   jul      172        3    -1        0  unknown  no
## 2509 telephone  31   jul       41        6    -1        0  unknown  no
## 2511   unknown   6   jun      161        1    -1        0  unknown  no
## 2539   unknown  20   jun      218        1    -1        0  unknown  no
## 2546   unknown  16   may      122        2    -1        0  unknown  no
## 2552  cellular  21   nov       11        4    -1        0  unknown  no
## 2553   unknown  20   jun       13       10    -1        0  unknown  no
## 2558  cellular  13   may       60        5    -1        0  unknown  no
## 2565  cellular  24   jul      148        1    -1        0  unknown  no
## 2598   unknown  26   may      111        1    -1        0  unknown  no
## 2600  cellular   7   may      253        4    -1        0  unknown  no
## 2603   unknown   3   jun      233        1    -1        0  unknown  no
## 2604  cellular  13   aug      402        2    -1        0  unknown  no
## 2610   unknown   4   jun      272        1    -1        0  unknown  no
## 2612  cellular  18   may      268        2    -1        0  unknown  no
## 2629   unknown  26   may      182        5    -1        0  unknown  no
## 2632  cellular  20   apr       81        1    -1        0  unknown  no
## 2658   unknown  21   may      965        2    -1        0  unknown  no
## 2665  cellular  14   may      243        1    -1        0  unknown  no
## 2673   unknown   6   jun       29        1    -1        0  unknown  no
## 2682  cellular   2   apr       90        1    -1        0  unknown  no
## 2689   unknown   4   jun      749        2    -1        0  unknown  no
## 2719  cellular  20   aug      142        2    -1        0  unknown  no
## 2721  cellular  29   aug      728        2    -1        0  unknown  no
## 2722   unknown  21   may      281        3    -1        0  unknown  no
## 2728  cellular  15   may       54        2    -1        0  unknown  no
## 2729  cellular  11   may      443        1   350        1  failure  no
## 2733   unknown   9   jun      225        2    -1        0  unknown  no
## 2749  cellular  16   jul     1018        2    -1        0  unknown yes
## 2771 telephone   2   feb      318        2    -1        0  unknown  no
## 2778  cellular  15   jul      246        1    -1        0  unknown  no
## 2780  cellular  22   jul       81        4    -1        0  unknown  no
## 2822 telephone  17   oct      270        1    -1        0  unknown yes
## 2883   unknown  27   may      290        2    -1        0  unknown  no
## 2894   unknown  13   may      181        5    -1        0  unknown  no
## 2913  cellular  11   aug      121        4    -1        0  unknown  no
## 2926   unknown   9   may      167        4    -1        0  unknown  no
## 2932  cellular   7   may      304        3    -1        0  unknown  no
## 2940   unknown  16   may      145        1    -1        0  unknown  no
## 2947  cellular  14   jul      175        2    -1        0  unknown  no
## 2975  cellular  10   jul      183        1    -1        0  unknown  no
## 2976  cellular  11   may      168        2    -1        0  unknown  no
## 3002   unknown  16   may      343        1    -1        0  unknown  no
## 3013  cellular  30   jul      172       28    -1        0  unknown  no
## 3015  cellular  19   nov      114        1    -1        0  unknown  no
## 3033   unknown   2   jun      180        1    -1        0  unknown  no
## 3034  cellular  13   may      698        2   292        1  failure yes
## 3035   unknown   4   jul      134        1    -1        0  unknown  no
## 3066  cellular  13   aug       81        2    -1        0  unknown  no
## 3114   unknown  27   may      151        1    -1        0  unknown  no
## 3144   unknown  23   may      173        1    -1        0  unknown  no
## 3148   unknown   9   jun      123        1    -1        0  unknown  no
## 3156  cellular   8   may      123        3    -1        0  unknown  no
## 3170   unknown  28   may       66        2    -1        0  unknown  no
## 3209   unknown  28   may      244        6    -1        0  unknown  no
## 3215   unknown   6   jun       42        1    -1        0  unknown  no
## 3225  cellular  30   jul      814        2    -1        0  unknown yes
## 3229  cellular  19   aug      274        4    -1        0  unknown  no
## 3247   unknown  27   may      169        1    -1        0  unknown  no
## 3344  cellular  13   may      541        1   295        6  failure  no
## 3372  cellular  20   nov       77        3   185        7  failure  no
## 3416  cellular  15   may       44        2    -1        0  unknown  no
## 3425  cellular   2   feb      781        1    -1        0  unknown yes
## 3456   unknown   9   may      109        1    -1        0  unknown  no
## 3485  cellular   7   may       98        1   167        2  failure  no
## 3494  cellular   7   may      172        1    93        1  failure  no
## 3495  cellular  19   aug      195        2    -1        0  unknown  no
## 3527  cellular  14   jul      287        2    -1        0  unknown  no
## 3545  cellular  29   jan      141        1    -1        0  unknown  no
## 3549  cellular  15   may      123        2   364        1  failure  no
## 3556   unknown   5   may      257        1    -1        0  unknown  no
## 3565  cellular  21   aug      194        2    -1        0  unknown  no
## 3566   unknown  30   may      408        2    -1        0  unknown  no
## 3568  cellular  17   jul      231        2    -1        0  unknown  no
## 3585 telephone   6   may      309        3   355        4  failure  no
## 3586   unknown  27   may      421        3    -1        0  unknown  no
## 3611   unknown   2   jun       85        8    -1        0  unknown  no
## 3618  cellular   9   jul       31        1    -1        0  unknown  no
## 3628  cellular  23   jul       55       10    -1        0  unknown  no
## 3639   unknown   4   jul      400        1    -1        0  unknown  no
## 3680  cellular  16   jul      715        1    -1        0  unknown  no
## 3686   unknown   5   may      364        1    -1        0  unknown  no
## 3689   unknown  26   may      364        1    -1        0  unknown  no
## 3704  cellular   3   feb      216        4   271        5  failure  no
## 3708   unknown   6   jun       92        2    -1        0  unknown  no
## 3717   unknown   6   may      531        1    -1        0  unknown  no
## 3723   unknown  27   may      305        2    -1        0  unknown  no
## 3726   unknown  27   may       25        1    -1        0  unknown  no
## 3741  cellular  12   may      725        1    -1        0  unknown yes
## 3744 telephone  21   oct      519        1   166        1    other yes
## 3747  cellular  19   nov      130        2   160        1  failure  no
## 3777   unknown   5   jun      152        2    -1        0  unknown  no
## 3812   unknown  12   may      127        2    -1        0  unknown  no
## 3820  cellular   7   aug      429        3    -1        0  unknown yes
## 3828  cellular  14   aug      248        2    -1        0  unknown  no
## 3829  cellular   3   feb      100        3   201        2  failure  no
## 3830   unknown  28   may      226       10    -1        0  unknown  no
## 3833   unknown  28   may      176        2    -1        0  unknown  no
## 3839   unknown  26   may      118        2    -1        0  unknown  no
## 3854  cellular  10   jul     2029        1    -1        0  unknown yes
## 3856  cellular  14   aug      457        2    -1        0  unknown  no
## 3859   unknown  28   may      158        2    -1        0  unknown  no
## 3865  cellular  20   apr      390        1    -1        0  unknown  no
## 3869  cellular   7   jul      230        1    -1        0  unknown  no
## 3924  cellular   4   feb       75        1   190        6  failure  no
## 3927  cellular  27   aug       89       23    -1        0  unknown  no
## 3933  cellular  18   may      600        4   332        4    other yes
## 3948   unknown   4   jul      270        1    -1        0  unknown  no
## 3949  cellular  18   aug      119        6    -1        0  unknown  no
## 3955  cellular  18   may      196        1    -1        0  unknown  no
## 3976   unknown   8   may       56        2    -1        0  unknown  no
## 3977  cellular  15   may       20        6   291        2    other  no
## 3989 telephone  15   may        8        7    -1        0  unknown  no
## 3997   unknown  27   may      532        2    -1        0  unknown  no
## 4003  cellular   5   aug      131        2    -1        0  unknown  no
## 4004   unknown   4   jun       95        2    -1        0  unknown  no
## 4021  cellular   5   feb      176        1    -1        0  unknown  no
## 4070   unknown   3   jul      155        2    -1        0  unknown  no
## 4080   unknown   9   may      101        3    -1        0  unknown  no
## 4090  cellular  16   apr      648        1   272        1    other yes
## 4121  cellular  20   nov      131        3    -1        0  unknown  no
## 4122  cellular  30   apr      140        2    -1        0  unknown  no
## 4126  cellular  16   jul      435        1    -1        0  unknown yes
## 4130  cellular   8   aug      502        2    -1        0  unknown  no
## 4176  cellular  11   sep      146        3   224        1    other  no
## 4180   unknown  26   may      248        2    -1        0  unknown  no
## 4202  cellular  20   nov      153        1   183        1  failure  no
## 4214  cellular   5   may      670        2   286        6  failure yes
## 4220  cellular  11   jul      191        1    -1        0  unknown  no
## 4221   unknown  16   may      767        2    -1        0  unknown yes
## 4229   unknown   8   may      177        2    -1        0  unknown  no
## 4233  cellular  18   may     1173        3   278        6  success yes
## 4241   unknown   3   jun      214        2    -1        0  unknown  no
## 4258  cellular  25   jul      123        2    -1        0  unknown  no
## 4280 telephone   7   jul       94        2    -1        0  unknown  no
## 4283  cellular  18   jul      641        1    -1        0  unknown yes
## 4295   unknown   7   may      149        1    -1        0  unknown  no
## 4318  cellular  22   jul       60        2    -1        0  unknown  no
## 4319  cellular  12   may      145        1    -1        0  unknown  no
## 4322 telephone  31   jul       77       13    -1        0  unknown  no
## 4326  cellular   9   jul      205        1    -1        0  unknown  no
## 4351  cellular  21   jul      574        1    -1        0  unknown yes
## 4356  cellular  19   aug      181        6    -1        0  unknown  no
## 4377   unknown   9   may      291        4    -1        0  unknown  no
## 4378   unknown   2   jun      115        2    -1        0  unknown  no
## 4383  cellular  14   jul       41        2    -1        0  unknown  no
## 4411  cellular  30   jan      339        3    -1        0  unknown  no
## 4416   unknown   5   jun       96        2    -1        0  unknown  no
## 4434  cellular  11   may      474        1   256        1  success yes
## 4461   unknown  26   may      127        1    -1        0  unknown  no
## 4475 telephone  10   jul       73        1    -1        0  unknown  no
## 4503  cellular   5   feb       43        1    -1        0  unknown  no
## 4507  cellular  29   aug       85        4    -1        0  unknown  no
## 4517  cellular  30   jul      329        5    -1        0  unknown  no
## 4518   unknown   9   may      153        1    -1        0  unknown  no
# visualisasi nasabah dengan saldo negatif yang mengambil pinjaman atau tidak
ggplot(balance_minus, aes(x = loan, fill = loan)) +
  geom_bar() +
  labs(title = "Distribusi Status Pinjaman pada Nasabah dengan Saldo Negatif",
       x = "Status Pinjaman",
       y = "Jumlah Nasabah") +
  theme_minimal() +
  scale_fill_manual(values = c("red", "blue"))

# visualisasi tingkat keberhasilan kampanye untuk nasabah dengan saldo negatif
ggplot(balance_minus, aes(x = y, fill = y)) +
  geom_bar() +
  labs(title = "Keberhasilan Kampanye pada Nasabah dengan Saldo Negatif",
       x = "Respon terhadap Kampanye",
       y = "Jumlah Nasabah") +
  theme_minimal() +
  scale_fill_manual(values = c("green", "gray"))

✅ Jawaban : - Nasabah dengan saldo negatif lebih banyak yang mengambil pinjaman. - Nasabah dengan saldo negatif cenderung lebih sulit menerima tawaran deposito.

3️⃣ Apakah semakin sering dihubungi (“campaign”) meningkatkan peluang menerima penawaran?

🎯 Tujuan : meneliti hubungan antara frekuensi dihubungi dan keberhasilan kampanye

cukup_sering <- bm[bm$campaign > 5,]
cukup_sering
##      age           job  marital education default balance housing loan
## 34    32    management   single  tertiary      no    2536     yes   no
## 40    23      services   single  tertiary      no     363     yes   no
## 78    40    technician   single secondary      no     591      no  yes
## 111   21       student   single secondary      no    2488      no   no
## 136   33    management   single  tertiary      no       0      no   no
## 147   56       retired  married   primary      no    1906      no  yes
## 177   44        admin.  married secondary      no    5181     yes  yes
## 191   49   blue-collar  married   primary      no       0     yes  yes
## 192   33 self-employed  married secondary      no     215     yes   no
## 210   56       retired  married secondary      no    1333      no   no
## 219   49   blue-collar  married   primary      no     305     yes  yes
## 224   41 self-employed  married   primary      no     204      no   no
## 231   52       unknown  married secondary      no     142      no   no
## 241   34        admin.   single secondary      no       1     yes   no
## 243   44    management  married  tertiary      no    3762      no   no
## 269   38        admin.   single secondary      no     902     yes   no
## 270   56      services divorced secondary      no    1007      no   no
## 284   42        admin. divorced secondary      no      63      no   no
## 285   40       student  married secondary      no     260      no   no
## 293   53      services  married secondary      no    4994      no   no
## 299   38  entrepreneur  married secondary      no     593     yes  yes
## 311   49   blue-collar  married secondary      no    8545     yes  yes
## 318   50        admin.  married   primary      no     276      no  yes
## 321   45        admin.  married   unknown      no    1783      no   no
## 331   37        admin.  married secondary      no     121      no   no
## 334   32      services  married   primary      no     228     yes   no
## 361   36    management   single  tertiary      no     339      no   no
## 376   30      services   single secondary      no       0     yes   no
## 377   40    management  married   primary      no     733     yes   no
## 415   53   blue-collar  married secondary      no    4380      no   no
## 443   42    technician   single secondary      no     275      no   no
## 455   44    management  married  tertiary      no     795      no   no
## 459   40    technician   single secondary      no     641      no   no
## 470   36   blue-collar   single   primary      no    1313     yes   no
## 484   40    management  married  tertiary      no       0      no   no
## 486   55     housemaid  married   primary      no     136     yes   no
## 494   46        admin.  married secondary      no      22      no   no
## 502   58        admin.  married secondary      no       2     yes  yes
## 507   52 self-employed   single   primary      no     217      no  yes
## 515   36    management  married  tertiary      no    -381     yes   no
## 543   27      services  married secondary      no       0     yes   no
## 546   35   blue-collar  married   primary      no       0     yes   no
## 554   42 self-employed  married  tertiary      no    1932     yes   no
## 557   55   blue-collar  married   primary      no    2275      no   no
## 560   47    technician divorced secondary      no    2914     yes   no
## 570   28       student   single secondary      no     459      no   no
## 572   50 self-employed  married secondary      no    1138      no   no
## 586   43    management divorced  tertiary      no      38     yes   no
## 587   32 self-employed   single secondary      no     518     yes   no
## 593   41      services  married secondary      no     108     yes  yes
## 608   36    technician divorced  tertiary      no     119      no   no
## 622   30    technician   single  tertiary      no    6619     yes   no
## 631   30    management   single  tertiary      no       2     yes  yes
## 633   52   blue-collar  married secondary      no     289     yes   no
## 634   83       retired  married secondary      no       0      no   no
## 641   57        admin. divorced   unknown      no     887      no   no
## 645   32  entrepreneur   single  tertiary      no     890     yes  yes
## 655   58       retired  married secondary      no     225      no   no
## 656   59       retired  married   primary      no       0     yes   no
## 657   58       retired divorced   primary      no    2538     yes   no
## 665   46   blue-collar   single secondary      no     324     yes   no
## 679   49      services   single secondary      no     133      no   no
## 683   37 self-employed  married secondary      no    4153     yes   no
## 703   32    management divorced  tertiary      no     874      no   no
## 715   56    management   single  tertiary      no   15311      no   no
## 720   39   blue-collar  married secondary      no    1045     yes  yes
## 751   57        admin. divorced   primary      no       1      no   no
## 752   46        admin.  married secondary      no    3098     yes   no
## 753   31   blue-collar  married   primary      no     352     yes   no
## 771   26   blue-collar   single secondary      no     -32     yes  yes
## 777   28    technician   single secondary      no       3      no   no
## 791   34    management   single  tertiary      no    4348     yes   no
## 828   32   blue-collar   single   primary      no     882      no  yes
## 830   35    management   single  tertiary      no     714     yes   no
## 841   28    technician   single secondary     yes    -298     yes   no
## 868   33   blue-collar divorced   primary      no     636     yes   no
## 870   56    technician  married secondary      no     150     yes  yes
## 874   29    technician   single  tertiary      no    2485      no   no
## 885   48    management  married   primary      no     606      no   no
## 905   45    management  married  tertiary      no    -459      no   no
## 908   40    management  married  tertiary      no      60      no   no
## 929   54       retired divorced  tertiary      no    6102     yes  yes
## 932   41        admin.  married secondary      no    2993     yes   no
## 940   31    management  married  tertiary      no    8312      no   no
## 944   40    technician  married secondary      no     109      no   no
## 947   52    management  married  tertiary      no    3163      no   no
## 967   47 self-employed  married secondary      no       0      no   no
## 974   37    technician   single secondary      no    5436     yes   no
## 975   41   blue-collar  married   primary      no    2067     yes   no
## 995   59     housemaid  married   primary      no       0      no   no
## 997   58    management  married secondary      no      37      no   no
## 1010  53    management  married  tertiary      no       4      no   no
## 1016  43       retired  married secondary      no     520     yes   no
## 1038  43    management  married  tertiary      no    2767     yes   no
## 1043  30        admin.   single secondary      no      81     yes   no
## 1068  44    management  married secondary      no    8262     yes   no
## 1069  39        admin.   single secondary      no      14     yes  yes
## 1076  26    unemployed  married  tertiary      no     454     yes  yes
## 1085  26      services divorced secondary      no      74     yes   no
## 1088  47 self-employed  married  tertiary      no     751      no   no
## 1094  30    management   single  tertiary      no    -218     yes   no
## 1111  50   blue-collar divorced   primary      no     -10      no  yes
## 1123  32    technician  married  tertiary      no    4089      no   no
## 1139  35    technician divorced secondary      no      56      no   no
## 1148  44   blue-collar  married secondary      no    -182     yes  yes
## 1157  38   blue-collar  married secondary      no     284     yes  yes
## 1173  42   blue-collar  married secondary      no     230     yes   no
## 1204  48       retired  married   primary      no    5173     yes   no
## 1210  58       retired   single secondary      no    1640      no  yes
## 1213  36    management   single  tertiary      no     490      no   no
## 1214  49 self-employed  married secondary      no    2576     yes   no
## 1219  54       unknown  married   unknown      no    2508      no   no
## 1231  75       retired divorced secondary      no    1341      no   no
## 1258  51   blue-collar  married   primary      no    5050      no  yes
## 1266  31    unemployed  married  tertiary      no    7744      no   no
## 1277  41    management divorced  tertiary      no    5037      no   no
## 1302  30    management   single  tertiary      no     329     yes   no
## 1309  48    technician  married  tertiary      no       0      no   no
## 1315  48      services  married   primary     yes    -583     yes   no
## 1353  23       student   single secondary      no    1021      no   no
## 1364  53 self-employed  married  tertiary      no    2627     yes  yes
## 1381  41   blue-collar  married secondary      no     121     yes   no
## 1402  44    management  married   unknown      no     415     yes   no
## 1411  49    technician divorced secondary      no     265     yes   no
## 1427  38  entrepreneur  married secondary      no     157      no  yes
## 1434  33   blue-collar   single secondary      no   13494     yes   no
## 1448  45        admin.  married secondary      no     638     yes   no
## 1455  45      services   single   primary      no    1893     yes   no
## 1482  40    management   single secondary      no     192     yes   no
## 1484  43    technician   single  tertiary      no   27733     yes   no
## 1489  46    management  married  tertiary      no    1008      no   no
## 1493  34    technician  married  tertiary      no    5060     yes   no
## 1494  39    technician   single  tertiary      no     -41      no  yes
## 1496  31   blue-collar  married secondary      no      79     yes  yes
## 1527  60        admin.  married secondary      no    1025      no   no
## 1548  54  entrepreneur  married  tertiary      no    1544      no  yes
## 1554  34   blue-collar  married secondary      no    3990     yes   no
## 1560  31        admin.   single secondary      no     144     yes   no
## 1563  43   blue-collar  married   primary      no    7727     yes   no
## 1564  55  entrepreneur  married secondary      no     204      no   no
## 1590  26   blue-collar  married secondary      no     245     yes   no
## 1599  48      services   single   primary      no    1499     yes   no
## 1607  41   blue-collar   single   unknown      no    4684      no   no
## 1619  50   blue-collar  married   primary      no    8139     yes   no
## 1652  45   blue-collar  married   primary      no    1291     yes   no
## 1657  32    management  married  tertiary      no      71     yes   no
## 1661  52      services  married secondary      no     108     yes   no
## 1695  58    unemployed  married  tertiary      no    1798     yes   no
## 1715  57    technician  married   primary      no       0      no   no
## 1719  37   blue-collar  married   primary      no     704      no   no
## 1725  38    technician divorced secondary      no     410      no   no
## 1729  36   blue-collar  married   unknown      no       6      no   no
## 1736  35   blue-collar  married secondary      no     407     yes   no
## 1741  35        admin.  married  tertiary      no       0     yes   no
## 1742  41    management  married  tertiary      no      51      no   no
## 1746  57   blue-collar  married   primary      no     282      no  yes
## 1748  38    management  married  tertiary      no    -469     yes   no
## 1753  47      services  married  tertiary      no     871      no   no
## 1754  56      services  married secondary      no      83      no   no
## 1759  30   blue-collar  married   primary      no    -336      no   no
## 1764  57   blue-collar  married secondary      no    2887      no   no
## 1769  31    technician   single secondary      no    1094     yes   no
## 1775  28    management   single  tertiary      no     781      no   no
## 1776  38    management  married  tertiary      no    7124      no   no
## 1777  43    management  married secondary      no   17555      no   no
## 1782  47    management  married  tertiary      no     286      no   no
## 1785  50   blue-collar  married secondary      no     810     yes   no
## 1796  35        admin.   single secondary      no    2830      no   no
## 1797  34    management  married secondary      no      15      no   no
## 1805  34    management  married secondary      no     857     yes   no
## 1811  28   blue-collar  married secondary      no     373     yes   no
## 1817  52      services  married secondary      no     381      no  yes
## 1823  31    management  married  tertiary      no     156      no   no
## 1829  34  entrepreneur  married secondary      no     456     yes  yes
## 1848  33    technician   single secondary      no     291      no   no
## 1851  54    management divorced  tertiary      no    1295     yes   no
## 1868  47    technician  married secondary      no      65      no   no
## 1879  34    technician   single secondary      no    1386     yes  yes
## 1891  46    technician  married secondary      no     499     yes   no
## 1895  53    technician  married   unknown      no     619      no   no
## 1897  35    management   single  tertiary      no       0      no   no
## 1907  49   blue-collar divorced   primary      no      15     yes   no
## 1919  43   blue-collar  married secondary      no    -179     yes   no
## 1926  33      services  married secondary      no       0     yes   no
## 1945  48   blue-collar  married secondary      no     333     yes   no
## 1953  41        admin. divorced secondary      no    6046     yes  yes
## 1958  30    technician   single  tertiary      no     799     yes  yes
## 1966  40    management   single  tertiary      no       0      no   no
## 1977  27   blue-collar   single secondary      no     113      no   no
## 1995  44    management  married   primary      no    4758     yes   no
## 2000  36   blue-collar  married secondary      no     -73     yes  yes
## 2002  45   blue-collar  married   primary      no     137     yes  yes
## 2011  31    management   single  tertiary      no    1494      no   no
## 2030  59    management divorced  tertiary      no       0     yes   no
## 2036  51    technician divorced  tertiary      no       0      no   no
## 2053  53        admin.  married secondary      no     263      no  yes
## 2058  51    technician  married secondary      no      18      no  yes
## 2073  44    management   single  tertiary      no   -1313     yes  yes
## 2084  42        admin.  married secondary      no     214     yes   no
## 2085  41   blue-collar  married secondary      no     343     yes   no
## 2103  46  entrepreneur  married  tertiary      no    2262      no   no
## 2110  27        admin.   single secondary      no    -145     yes   no
## 2112  31    management   single  tertiary      no       0      no   no
## 2119  51   blue-collar  married   primary      no    3726      no  yes
## 2141  47     housemaid   single  tertiary      no    3727      no   no
## 2142  33   blue-collar  married secondary      no       0     yes  yes
## 2155  36   blue-collar  married secondary      no      63     yes   no
## 2157  29      services  married secondary      no      57     yes   no
## 2158  57       retired  married secondary      no     523      no  yes
## 2168  45   blue-collar  married   primary      no     907      no   no
## 2175  35      services  married secondary      no     819     yes   no
## 2180  51    technician  married  tertiary      no      -3      no   no
## 2191  36    technician  married  tertiary      no     837      no   no
## 2201  52      services  married secondary      no     431      no   no
## 2206  41        admin. divorced secondary      no    3823      no   no
## 2219  58   blue-collar  married   primary      no       0     yes   no
## 2240  42   blue-collar  married secondary      no       0     yes   no
## 2242  41   blue-collar  married   primary      no     389     yes   no
## 2255  48    unemployed  married  tertiary      no    -471     yes   no
## 2261  47      services divorced secondary      no     691      no   no
## 2266  45    management  married  tertiary      no    1929     yes   no
## 2270  27      services   single secondary      no       0     yes   no
## 2277  42   blue-collar  married   primary      no     704     yes  yes
## 2288  38    unemployed  married  tertiary      no    1449      no   no
## 2293  45    technician   single  tertiary      no    2087      no   no
## 2309  36    management divorced  tertiary      no    5195     yes   no
## 2316  52 self-employed   single  tertiary      no    1623     yes   no
## 2321  29    management   single  tertiary      no       0      no   no
## 2327  32      services  married secondary      no      55     yes   no
## 2333  30    management  married  tertiary      no     102     yes   no
## 2345  37    management  married  tertiary      no       0     yes   no
## 2348  35    management   single  tertiary      no      71     yes   no
## 2360  36      services   single secondary      no     417     yes   no
## 2365  34   blue-collar  married secondary      no     393     yes   no
## 2367  26      services   single secondary      no       0      no   no
## 2371  37    technician   single secondary      no    -242     yes   no
## 2379  39   blue-collar  married secondary      no    1439     yes   no
## 2388  57   blue-collar  married   primary      no      23     yes   no
## 2398  43   blue-collar   single   primary      no      30     yes   no
## 2399  51  entrepreneur  married secondary     yes   -2082      no  yes
## 2415  52    technician  married secondary      no     118      no   no
## 2427  46   blue-collar  married secondary      no     519     yes   no
## 2453  42    management divorced  tertiary      no     401     yes   no
## 2459  47        admin.  married secondary      no     310     yes  yes
## 2488  31       unknown divorced  tertiary      no     137      no   no
## 2493  50    management   single  tertiary      no     567     yes   no
## 2505  35   blue-collar  married secondary      no     280     yes  yes
## 2506  56    management divorced  tertiary      no     -59      no  yes
## 2508  42    unemployed   single secondary      no    2613     yes   no
## 2509  42       student  married   unknown      no      -7      no   no
## 2549  34   blue-collar  married   unknown      no      41     yes   no
## 2553  23      services  married secondary      no     -19     yes   no
## 2570  53    technician  married secondary      no    4541     yes   no
## 2573  25        admin.  married secondary      no     242     yes   no
## 2575  27      services   single secondary      no     259     yes   no
## 2579  42    technician  married secondary      no       0      no   no
## 2580  46    management  married  tertiary      no     477     yes   no
## 2592  34    management  married  tertiary      no    2892     yes  yes
## 2594  46    management   single secondary      no     295     yes   no
## 2595  48        admin.  married secondary      no     292     yes  yes
## 2617  35    unemployed  married  tertiary      no     816     yes   no
## 2618  41      services  married secondary      no     171      no   no
## 2619  54      services  married secondary      no     812      no   no
## 2622  24   blue-collar   single   unknown      no     431     yes   no
## 2681  52        admin.   single   primary      no       0      no   no
## 2706  41   blue-collar   single secondary      no      75     yes   no
## 2732  48   blue-collar  married secondary      no    1159     yes  yes
## 2739  39    technician   single  tertiary      no    1043      no   no
## 2742  37    technician   single secondary      no      61     yes   no
## 2744  35    technician  married secondary      no    1067      no  yes
## 2758  59       retired  married   unknown      no       0      no   no
## 2761  61    management  married secondary      no     985      no   no
## 2768  47 self-employed  married secondary      no    1121      no   no
## 2770  45        admin.  married secondary      no       0      no   no
## 2784  34    technician   single  tertiary      no     632      no   no
## 2786  41    technician  married secondary      no     902      no   no
## 2798  30    management   single  tertiary      no      18      no   no
## 2809  40  entrepreneur  married secondary      no    1532     yes  yes
## 2813  41        admin.   single secondary      no     748      no   no
## 2827  39    management  married  tertiary      no     763     yes   no
## 2845  46        admin.  married secondary      no     120     yes   no
## 2874  35    management divorced  tertiary      no     160     yes   no
## 2888  35    technician   single  tertiary      no     470     yes   no
## 2899  42    technician divorced secondary      no       0     yes   no
## 2921  24   blue-collar  married secondary      no       9     yes   no
## 2929  32    technician   single  tertiary      no     930      no   no
## 2942  36        admin.   single secondary      no      47      no  yes
## 2956  49    technician  married secondary      no   12531      no   no
## 2982  44   blue-collar divorced secondary      no     221      no   no
## 2992  37    management divorced  tertiary      no       0     yes   no
## 3005  37        admin.  married secondary      no       7     yes   no
## 3007  51 self-employed  married   unknown      no    2094      no   no
## 3013  36      services  married secondary      no     -11     yes   no
## 3018  34   blue-collar  married   primary      no     351      no  yes
## 3021  25      services   single secondary      no      64      no   no
## 3031  53   blue-collar  married secondary      no      65      no   no
## 3043  49     housemaid  married  tertiary      no     443      no   no
## 3052  48    management  married  tertiary      no       0      no   no
## 3056  47      services  married secondary      no       2      no  yes
## 3070  39   blue-collar  married   primary      no     800     yes   no
## 3099  37   blue-collar  married   primary      no      11      no   no
## 3109  38   blue-collar  married   primary      no    1679     yes   no
## 3122  53    management  married  tertiary      no      12      no   no
## 3126  38        admin.  married   primary      no       0     yes   no
## 3135  47 self-employed divorced secondary      no    8515     yes   no
## 3139  36    management  married  tertiary      no      23      no   no
## 3145  31    management  married  tertiary      no     459      no   no
## 3150  31      services  married secondary      no     500     yes   no
## 3154  46   blue-collar  married   primary      no     328     yes   no
## 3160  35        admin.  married secondary      no     725     yes   no
## 3166  53    management  married  tertiary      no      37      no   no
## 3168  50  entrepreneur  married secondary      no     806     yes  yes
## 3172  28   blue-collar   single   primary      no    1199     yes   no
## 3182  33   blue-collar  married secondary      no     331     yes   no
## 3187  41    management  married  tertiary      no    4824      no  yes
## 3209  30   blue-collar  married   primary      no    -518     yes  yes
## 3210  50      services  married secondary      no      60      no  yes
## 3211  50    management  married secondary      no     732      no   no
## 3226  25    unemployed  married secondary      no     157     yes   no
## 3234  19       student   single   unknown      no    1169      no   no
## 3242  48    technician  married secondary      no       5      no   no
## 3250  58     housemaid  married   primary      no     435     yes   no
## 3254  39   blue-collar  married   unknown      no     157     yes   no
## 3273  44      services   single secondary      no    5045     yes   no
## 3275  56    management  married  tertiary      no   21664      no   no
## 3287  30   blue-collar   single   primary      no      71     yes   no
## 3288  30        admin.   single secondary      no     127     yes   no
## 3303  33    management divorced  tertiary      no       0     yes  yes
## 3322  35   blue-collar divorced   primary      no    1792     yes   no
## 3333  31    management  married  tertiary      no   22546     yes   no
## 3334  33        admin.  married secondary      no       0     yes   no
## 3336  29   blue-collar  married secondary      no     228     yes   no
## 3338  58   blue-collar  married   primary      no      23     yes   no
## 3352  49        admin.  married secondary      no       0     yes  yes
## 3353  54    management  married  tertiary      no     384     yes   no
## 3354  47    management divorced  tertiary      no      94     yes   no
## 3357  51    technician  married secondary      no     500     yes   no
## 3367  52       unknown  married   primary      no     247      no   no
## 3390  46    management divorced secondary      no     361     yes   no
## 3411  36    management  married  tertiary      no    9324     yes   no
## 3417  30    management   single  tertiary      no      47      no  yes
## 3422  65     housemaid  married   primary      no    2179     yes   no
## 3440  34        admin.  married secondary      no    5320      no   no
## 3458  30    management   single  tertiary      no    6164     yes   no
## 3462  34    technician   single secondary      no    5039      no   no
## 3466  38   blue-collar  married secondary      no    5092     yes   no
## 3470  48   blue-collar  married   primary      no     750     yes   no
## 3474  40    management  married  tertiary      no      89     yes  yes
## 3475  36        admin.  married secondary      no    4280      no   no
## 3493  37   blue-collar  married secondary      no     954     yes   no
## 3496  76       retired  married   primary      no    2590      no   no
## 3498  42        admin.  married secondary      no    4209     yes   no
## 3510  34    technician divorced secondary      no       0     yes  yes
## 3511  43    technician  married secondary      no     136      no   no
## 3522  36    management  married  tertiary      no     860     yes   no
## 3525  45      services  married secondary      no       0      no  yes
## 3530  43       unknown   single  tertiary      no    2731      no   no
## 3533  42      services  married secondary      no    3620     yes   no
## 3553  58       retired  married secondary      no      35      no   no
## 3572  26        admin.  married secondary      no    2469      no   no
## 3578  32    management  married  tertiary      no       0      no   no
## 3592  29    technician  married secondary      no       0     yes   no
## 3596  30   blue-collar   single secondary     yes     447      no   no
## 3611  36    technician divorced secondary      no    -435     yes   no
## 3612  28    technician   single secondary      no     389     yes   no
## 3620  47    technician  married   primary      no     145     yes   no
## 3628  56      services  married secondary      no    -229      no  yes
## 3640  57    management  married  tertiary      no     929      no   no
## 3643  52    management   single  tertiary      no      83      no   no
## 3650  41    management  married  tertiary      no     771     yes   no
## 3656  44    management  married  tertiary      no    1242     yes   no
## 3659  26      services   single secondary      no    1347      no   no
## 3662  36    technician   single secondary      no       0      no   no
## 3679  46    management divorced secondary      no     558      no   no
## 3690  29    technician  married  tertiary      no     858     yes   no
## 3707  31        admin.  married   primary      no     355     yes  yes
## 3720  49    management   single  tertiary      no     588      no   no
## 3728  34    technician   single secondary      no     475     yes   no
## 3729  53    technician  married secondary      no       0      no   no
## 3735  27      services  married secondary      no       0     yes   no
## 3740  41    management  married  tertiary      no     437     yes   no
## 3743  37 self-employed  married  tertiary      no     137      no   no
## 3745  26        admin.   single secondary      no     321     yes   no
## 3751  79       retired divorced   unknown      no    2628      no   no
## 3755  36    management   single  tertiary      no    2944      no   no
## 3762  41        admin.   single secondary      no     400     yes   no
## 3764  33   blue-collar  married secondary      no     137      no  yes
## 3771  46    management   single  tertiary      no     334     yes   no
## 3774  34    technician  married secondary      no      47      no   no
## 3784  61       retired  married secondary      no      76     yes   no
## 3821  28    management   single  tertiary      no    5549      no   no
## 3826  32    technician  married secondary     yes       4     yes  yes
## 3830  41        admin. divorced secondary      no    -365     yes   no
## 3838  53   blue-collar   single   unknown      no       0      no   no
## 3840  51    technician divorced secondary      no    2323     yes  yes
## 3848  33    unemployed divorced secondary      no     385      no   no
## 3868  58    management  married  tertiary      no     172      no   no
## 3873  29      services   single secondary      no     209     yes   no
## 3881  34    management   single  tertiary      no     340     yes   no
## 3912  48    management  married secondary      no    2294     yes   no
## 3914  48    management  married   primary      no    2537      no   no
## 3915  30    technician  married  tertiary      no     569      no   no
## 3927  56       retired  married   primary      no      -1      no   no
## 3945  55    management  married  tertiary      no     171     yes   no
## 3949  51    management   single  tertiary     yes     -55     yes   no
## 3958  50  entrepreneur  married  tertiary      no      52      no   no
## 3966  58       retired  married   primary      no    5092      no   no
## 3977  48    management  married  tertiary     yes     -13     yes   no
## 3978  37        admin.  married  tertiary      no     801      no   no
## 3989  57        admin.  married secondary      no    -967     yes   no
## 3998  43    technician  married secondary      no     275      no   no
## 4009  41  entrepreneur divorced secondary      no    1588     yes  yes
## 4020  43    technician  married secondary      no       0     yes  yes
## 4023  31        admin.  married secondary      no       5     yes  yes
## 4027  32 self-employed  married  tertiary      no    3601      no   no
## 4030  37 self-employed  married secondary      no     487      no  yes
## 4045  32   blue-collar  married secondary      no       2     yes   no
## 4050  40      services  married secondary      no    9374     yes   no
## 4064  32    technician  married secondary      no     485      no   no
## 4068  53    technician  married secondary      no     206      no   no
## 4081  40   blue-collar  married   primary      no    2805     yes   no
## 4082  26    management   single secondary      no     565     yes   no
## 4088  57        admin.  married secondary      no    2137      no   no
## 4100  33    management   single  tertiary      no      71      no   no
## 4106  39  entrepreneur  married secondary      no       0      no   no
## 4115  34   blue-collar  married secondary      no     250     yes   no
## 4137  31    management  married  tertiary      no     430     yes   no
## 4157  30  entrepreneur   single secondary      no     638      no   no
## 4162  39 self-employed   single   unknown      no       0      no   no
## 4167  42    technician   single   unknown      no     344     yes   no
## 4168  46   blue-collar  married   primary      no       0     yes   no
## 4169  31        admin.  married secondary      no       3     yes   no
## 4171  50 self-employed  married secondary      no      36      no   no
## 4173  36      services   single secondary      no     760      no   no
## 4182  26    technician   single secondary      no    1275     yes   no
## 4193  29    management   single secondary      no     584     yes   no
## 4201  49    management   single   primary      no     548      no   no
## 4210  38      services  married secondary      no       0      no  yes
## 4213  38   blue-collar   single  tertiary      no   14058      no   no
## 4217  53        admin.  married secondary      no     459      no   no
## 4235  58   blue-collar divorced   primary      no    8218     yes   no
## 4245  39        admin. divorced secondary      no      83     yes   no
## 4246  41    management  married  tertiary      no    6563      no   no
## 4247  32      services   single secondary      no       0     yes   no
## 4248  32    management   single  tertiary      no       0      no   no
## 4255  31    technician  married secondary      no       0      no  yes
## 4261  50     housemaid   single   unknown      no       0      no   no
## 4288  50    technician  married  tertiary      no    3337     yes  yes
## 4302  49   blue-collar  married   primary      no     371     yes   no
## 4306  49      services  married  tertiary      no     306     yes   no
## 4313  30      services   single secondary      no      20     yes   no
## 4314  35        admin.  married secondary      no    8652     yes   no
## 4322  58   blue-collar  married secondary      no     -27      no  yes
## 4340  53   blue-collar  married   primary      no     225      no   no
## 4342  33    technician divorced secondary      no       0      no   no
## 4343  50   blue-collar  married   unknown      no    2284     yes   no
## 4350  60       retired divorced  tertiary      no    2131      no   no
## 4356  34    management   single  tertiary      no    -292     yes   no
## 4358  38   blue-collar  married secondary      no     213     yes   no
## 4362  30    management  married  tertiary      no      42      no   no
## 4385  52    management   single  tertiary      no       4      no  yes
## 4396  49   blue-collar  married secondary      no    1568      no   no
## 4398  35   blue-collar  married secondary      no     305     yes   no
## 4408  45        admin. divorced secondary      no      59     yes   no
## 4421  45    technician  married secondary      no     999     yes   no
## 4428  42 self-employed  married  tertiary      no       0      no   no
## 4451  53   blue-collar  married   primary      no    3316     yes   no
## 4463  55 self-employed  married secondary      no    2678      no  yes
## 4465  53      services divorced secondary      no    4554      no   no
## 4494  28    technician   single  tertiary      no       0     yes   no
## 4499  31    management  married  tertiary      no    1183     yes   no
## 4504  60 self-employed  married   primary      no     362      no  yes
## 4519  57    technician  married secondary      no     295      no   no
##        contact day month duration campaign pdays previous poutcome   y
## 34    cellular  26   aug      958        6    -1        0  unknown yes
## 40     unknown  30   may       16       18    -1        0  unknown  no
## 78    cellular  14   aug       87        6    -1        0  unknown  no
## 111   cellular  30   jun      258        6   169        3  success yes
## 136   cellular  28   aug      236       10    -1        0  unknown  no
## 147    unknown  19   jun       45        9    -1        0  unknown  no
## 177   cellular  31   jul       18        7    -1        0  unknown  no
## 191  telephone  23   jul       97        6    -1        0  unknown  no
## 192   cellular  29   jul      543       12    -1        0  unknown  no
## 210   cellular  28   aug       17       14    -1        0  unknown  no
## 219  telephone  10   jul      834       10    -1        0  unknown  no
## 224   cellular  13   aug      111        7    -1        0  unknown  no
## 231   cellular  25   aug      112        6    -1        0  unknown  no
## 241   cellular  22   jul      483        7    -1        0  unknown  no
## 243   cellular  28   aug      125       12    -1        0  unknown  no
## 269  telephone  31   jul       58       13    -1        0  unknown  no
## 270   cellular  29   jul       88        6    -1        0  unknown  no
## 284    unknown  16   may       88        6    -1        0  unknown  no
## 285    unknown  20   jun      197        6    -1        0  unknown  no
## 293   cellular  18   aug       62        6    -1        0  unknown  no
## 299   cellular  24   jul     1484       24    -1        0  unknown yes
## 311   cellular   6   may      199        7   167        1  failure  no
## 318    unknown  17   jun      641        6    -1        0  unknown  no
## 321    unknown  20   jun       11       11    -1        0  unknown  no
## 331   cellular  22   jul       22        6    -1        0  unknown  no
## 334   cellular  21   jul     1017        6    -1        0  unknown yes
## 361   cellular  21   nov        6        6    -1        0  unknown  no
## 376   cellular  18   may      131        6   363        9  failure  no
## 377    unknown   6   jun       94        7    -1        0  unknown  no
## 415  telephone  19   aug      223        7    -1        0  unknown  no
## 443   cellular  26   aug       31        8    -1        0  unknown  no
## 455   cellular  28   aug       99       24    -1        0  unknown  no
## 459   cellular  16   jul      156        6    -1        0  unknown  no
## 470    unknown  20   jun        8       10    -1        0  unknown  no
## 484   cellular  14   jul      109        8    -1        0  unknown  no
## 486    unknown  19   jun       15       10    -1        0  unknown  no
## 494   cellular  26   aug      388        6    -1        0  unknown yes
## 502  telephone  25   jul      282        9    -1        0  unknown  no
## 507   cellular  15   jul      193        6    -1        0  unknown  no
## 515   cellular  31   jul       30       29    -1        0  unknown  no
## 543   cellular  23   jul      198       13    -1        0  unknown  no
## 546   cellular  24   jul       90        6    -1        0  unknown  no
## 554    unknown  16   may      192       32    -1        0  unknown  no
## 557   cellular  25   aug      139        9    -1        0  unknown  no
## 560   cellular  18   aug      405       13    -1        0  unknown  no
## 570   cellular  16   mar       83       13    -1        0  unknown  no
## 572   cellular  14   aug      219       10    -1        0  unknown  no
## 586   cellular  25   jul      197        6    -1        0  unknown  no
## 587   cellular  18   may       34        7    -1        0  unknown  no
## 593    unknown  13   may       83        7    -1        0  unknown  no
## 608   cellular  23   jul      127        8    -1        0  unknown  no
## 622   cellular  21   aug      239        8    -1        0  unknown  no
## 631   cellular  25   jul     1031        8    -1        0  unknown yes
## 633    unknown  21   may       45       13    -1        0  unknown  no
## 634   cellular  18   mar      140       10    -1        0  unknown  no
## 641    unknown  20   jun       43        8    -1        0  unknown  no
## 645   cellular  28   aug       27       10    -1        0  unknown  no
## 655   cellular   7   aug      122        6    -1        0  unknown  no
## 656    unknown  26   may      104        7    -1        0  unknown  no
## 657   cellular  31   jul      307        6    -1        0  unknown  no
## 665    unknown  30   may      293        6    -1        0  unknown  no
## 679    unknown  11   jun      319        6    -1        0  unknown  no
## 683   cellular  31   jul       35       16    -1        0  unknown  no
## 703   cellular  12   aug     1282        6    -1        0  unknown yes
## 715   cellular  29   apr      157        6    -1        0  unknown  no
## 720   cellular   9   jul      290       13    -1        0  unknown  no
## 751    unknown  15   may       17       10    -1        0  unknown  no
## 752  telephone  21   nov      192        9    -1        0  unknown  no
## 753    unknown  19   may       97        9    -1        0  unknown  no
## 771   cellular  31   jul       14        6    -1        0  unknown  no
## 777  telephone  18   may       40        8   349        6  failure  no
## 791   cellular  28   aug      373        8    -1        0  unknown  no
## 828   cellular  29   jul       80        8    -1        0  unknown  no
## 830   cellular  26   aug      135       22    -1        0  unknown  no
## 841    unknown   3   jun      559        7    -1        0  unknown  no
## 868   cellular   9   jul      211       11    -1        0  unknown  no
## 870   cellular  11   may      102        6   349        1  failure  no
## 874  telephone  24   jul       48        6    -1        0  unknown  no
## 885   cellular   5   mar       77        6    -1        0  unknown  no
## 905   cellular  21   aug      508        6    -1        0  unknown  no
## 908    unknown  16   jun      172        6    -1        0  unknown  no
## 929    unknown  21   may       86        6    -1        0  unknown  no
## 932   cellular  22   jul       24       12    -1        0  unknown  no
## 940   cellular  29   aug       43       13    -1        0  unknown  no
## 944    unknown  20   jun      402       22    -1        0  unknown  no
## 947   cellular  25   aug       56        6    -1        0  unknown  no
## 967    unknown  26   jun      174        8    -1        0  unknown  no
## 974   cellular   6   may        7       11   351        1  failure  no
## 975   cellular  15   may      493        7    -1        0  unknown  no
## 995   cellular  27   aug       76       11    -1        0  unknown  no
## 997   cellular  18   aug       84       11    -1        0  unknown  no
## 1010   unknown  20   jun       19        6    -1        0  unknown  no
## 1016   unknown  20   may       15       13    -1        0  unknown  no
## 1038   unknown  15   may      317        7    -1        0  unknown  no
## 1043  cellular   6   aug      121        6   112        3    other  no
## 1068  cellular  23   jul      201       16    -1        0  unknown  no
## 1069   unknown  13   may       19        9    -1        0  unknown  no
## 1076   unknown  23   may       28       18    -1        0  unknown  no
## 1085   unknown  23   may      106        6    -1        0  unknown  no
## 1088  cellular  24   jul      408       14    -1        0  unknown  no
## 1094  cellular  27   aug       13       15    -1        0  unknown  no
## 1111  cellular  10   jul      369        6    -1        0  unknown  no
## 1123  cellular  26   may      114        7   287        3  failure  no
## 1139  cellular  29   aug       24       12    -1        0  unknown  no
## 1148  cellular  14   may       10       10    -1        0  unknown  no
## 1157   unknown   3   jun     1030        6    -1        0  unknown  no
## 1173   unknown   5   jun      175        7    -1        0  unknown  no
## 1204   unknown  18   jun       88        8    -1        0  unknown  no
## 1210  cellular   4   feb       72        6   274        4  failure  no
## 1213  cellular  28   aug      207        8    98        1  failure yes
## 1214  cellular  15   may       64        6    -1        0  unknown  no
## 1219   unknown  20   jun       34        8    -1        0  unknown  no
## 1231  cellular  18   dec      415        7    -1        0  unknown yes
## 1258   unknown  16   jun       75        7    -1        0  unknown  no
## 1266  cellular  26   aug      377        8    -1        0  unknown  no
## 1277  cellular  23   apr      252        9   185        5    other yes
## 1302   unknown   6   jun      122       16    -1        0  unknown  no
## 1309 telephone  26   aug      176       15    -1        0  unknown  no
## 1315   unknown   2   jun       25        7    -1        0  unknown  no
## 1353 telephone  19   jun       79        9    -1        0  unknown  no
## 1364   unknown  16   jun       18       30    -1        0  unknown  no
## 1381  cellular  13   may       16        6   176        5    other  no
## 1402 telephone  14   may        7        7    -1        0  unknown  no
## 1411   unknown  12   may      274        6    -1        0  unknown  no
## 1427  cellular  15   may       57       11   366        1    other  no
## 1434   unknown  20   jun       27       25    -1        0  unknown  no
## 1448  cellular  20   aug       75        9    -1        0  unknown  no
## 1455   unknown   3   jun     1259        6    -1        0  unknown yes
## 1482   unknown  16   may       71       11    -1        0  unknown  no
## 1484   unknown   3   jun      164        7    -1        0  unknown  no
## 1489  cellular  29   aug       24       13    -1        0  unknown  no
## 1493  cellular  21   aug       12       21    -1        0  unknown  no
## 1494  cellular  25   aug       40       15    -1        0  unknown  no
## 1496  cellular  23   jul      235       11    -1        0  unknown  no
## 1527  cellular   6   aug      388        8    -1        0  unknown  no
## 1548  cellular   5   feb       85        7   196        3  failure  no
## 1554  cellular  24   jul      633        7    -1        0  unknown  no
## 1560   unknown   4   jul       43       11    -1        0  unknown  no
## 1563   unknown  15   may      302        8    -1        0  unknown  no
## 1564  cellular  14   jul      455       13    -1        0  unknown  no
## 1590   unknown  26   may       16       11    -1        0  unknown  no
## 1599  cellular  12   may       17        7    -1        0  unknown  no
## 1607   unknown  20   jun       30        6    -1        0  unknown  no
## 1619  cellular  18   aug      256        6    -1        0  unknown  no
## 1652  cellular  28   aug      189       17    -1        0  unknown  no
## 1657  cellular  21   jul      221        8    -1        0  unknown  no
## 1661   unknown  15   may      543       12    -1        0  unknown  no
## 1695  cellular   5   feb       19        8    -1        0  unknown  no
## 1715   unknown   5   jun       58        8    -1        0  unknown  no
## 1719   unknown  18   jun      165        7    -1        0  unknown  no
## 1725  cellular  11   aug       63        6    -1        0  unknown  no
## 1729   unknown  20   jun       41        7    -1        0  unknown  no
## 1736  cellular  20   apr       12        6    -1        0  unknown  no
## 1741  cellular  28   jul      151        7    -1        0  unknown  no
## 1742  cellular  25   aug      140        8    -1        0  unknown  no
## 1746  cellular   7   jul      261       12    -1        0  unknown  no
## 1748   unknown  16   jun      209       12    -1        0  unknown  no
## 1753  cellular  22   aug      602        9    -1        0  unknown  no
## 1754  cellular  27   aug       26       11    -1        0  unknown  no
## 1759  cellular  10   jul      128        6    -1        0  unknown  no
## 1764  cellular  21   aug      819       10    -1        0  unknown yes
## 1769   unknown  12   jun       93        8    -1        0  unknown  no
## 1775  cellular   9   apr      125        6    -1        0  unknown  no
## 1776   unknown  16   jun      301        6    -1        0  unknown  no
## 1777  cellular  26   aug       14       14    -1        0  unknown  no
## 1782  cellular  22   aug      557        7    -1        0  unknown  no
## 1785   unknown  14   may       19       14    -1        0  unknown  no
## 1796   unknown  20   jun       22       12    -1        0  unknown  no
## 1797  cellular  25   aug      184        7    -1        0  unknown  no
## 1805  cellular  22   aug      238        6    -1        0  unknown  no
## 1811  cellular  14   may       10        9   344        1  failure  no
## 1817  cellular  25   aug      288       12    -1        0  unknown  no
## 1823  cellular  13   aug      657        7    -1        0  unknown yes
## 1829  cellular  28   aug      137        8    -1        0  unknown  no
## 1848  cellular  25   aug       72        6    -1        0  unknown  no
## 1851  cellular  21   jul      179       10    -1        0  unknown  no
## 1868  cellular  28   aug      118        8    -1        0  unknown  no
## 1879   unknown  28   may      185        6    -1        0  unknown  no
## 1891  cellular  31   jul       37       10    -1        0  unknown  no
## 1895   unknown  17   jun      198        6    -1        0  unknown  no
## 1897  cellular  29   aug      669        6    -1        0  unknown  no
## 1907   unknown  27   may      550        7    -1        0  unknown  no
## 1919  cellular  30   jul      335        6    -1        0  unknown  no
## 1926 telephone  22   jul       44        8    -1        0  unknown  no
## 1945  cellular  14   may       24        6    -1        0  unknown  no
## 1953 telephone  15   mar      300        6   182        2  success yes
## 1958   unknown   6   jun       91       18    -1        0  unknown  no
## 1966  cellular  26   aug       58        7    -1        0  unknown  no
## 1977  cellular  22   jul       39       17    -1        0  unknown  no
## 1995  cellular  22   jul      712        6    -1        0  unknown yes
## 2000  cellular  18   may       15        8    -1        0  unknown  no
## 2002   unknown  16   may      187       19    -1        0  unknown  no
## 2011  cellular  13   aug      275       12    -1        0  unknown  no
## 2030  cellular  31   jul       52        8    -1        0  unknown  no
## 2036  cellular  28   aug       84        7    -1        0  unknown  no
## 2053  cellular  18   jul      143        7    -1        0  unknown  no
## 2058  cellular  25   jul      363        6    -1        0  unknown  no
## 2073  cellular  15   may      104       10    -1        0  unknown  no
## 2084   unknown  28   may       21       24    -1        0  unknown  no
## 2085   unknown  14   may       89        7    -1        0  unknown  no
## 2103 telephone  14   jul       44       14    -1        0  unknown  no
## 2110 telephone  15   may      289        8    -1        0  unknown  no
## 2112  cellular  28   aug       38       16    -1        0  unknown  no
## 2119  cellular  27   aug      119       12    -1        0  unknown  no
## 2141   unknown  12   jun      993        6    -1        0  unknown yes
## 2142  cellular  28   jul       83       12    -1        0  unknown  no
## 2155   unknown   2   jun       56        8    -1        0  unknown  no
## 2157 telephone  21   jul      342        9    -1        0  unknown  no
## 2158  cellular   2   feb       49        6    -1        0  unknown  no
## 2168  cellular  18   aug      230        8    -1        0  unknown  no
## 2175 telephone  14   jul      102       14    -1        0  unknown  no
## 2180  cellular  25   aug       91        9    -1        0  unknown  no
## 2191  cellular  28   aug       68        6    -1        0  unknown  no
## 2201  cellular  26   aug       73       17    -1        0  unknown  no
## 2206  cellular  26   apr      234       10    -1        0  unknown  no
## 2219  cellular  31   jul        5       25    -1        0  unknown  no
## 2240  cellular  21   nov      328        6    -1        0  unknown  no
## 2242   unknown  16   jun       87        6    -1        0  unknown  no
## 2255   unknown  19   may      668        7    -1        0  unknown  no
## 2261  cellular   6   feb      285        6    -1        0  unknown  no
## 2266   unknown  29   may       44       15    -1        0  unknown  no
## 2270   unknown   7   may      388        7    -1        0  unknown  no
## 2277 telephone  31   jul       88       10    -1        0  unknown  no
## 2288   unknown  26   may      535        6    -1        0  unknown  no
## 2293  cellular  29   aug       29       14    -1        0  unknown  no
## 2309   unknown   2   jun       55       25    -1        0  unknown  no
## 2316   unknown   5   jun       21       17    -1        0  unknown  no
## 2321   unknown  16   may       16       25    -1        0  unknown  no
## 2327   unknown  15   may      546        9    -1        0  unknown  no
## 2333  cellular   5   apr      470        7   426        3    other yes
## 2345   unknown   3   jun      247       13    -1        0  unknown  no
## 2348   unknown  21   may      836       12    -1        0  unknown  no
## 2360  cellular   6   feb       15       10   207        3  failure  no
## 2365  cellular   5   may       11        9    -1        0  unknown  no
## 2367  cellular  29   jul      165       23    -1        0  unknown  no
## 2371  cellular  13   aug     1149        6    -1        0  unknown yes
## 2379 telephone  28   jul       73        6    -1        0  unknown  no
## 2388 telephone  31   jul       25        8    -1        0  unknown  no
## 2398   unknown  30   may      379       17    -1        0  unknown  no
## 2399  cellular  28   jul      123        6    -1        0  unknown  no
## 2415  cellular  28   aug       16       20    -1        0  unknown  no
## 2427  cellular  25   aug      217        6    -1        0  unknown  no
## 2453  cellular  24   jul      217        9    -1        0  unknown  no
## 2459 telephone  14   aug      128        6    -1        0  unknown  no
## 2488  cellular  22   aug      385        9    -1        0  unknown  no
## 2493   unknown  16   may      274        8    -1        0  unknown  no
## 2505  cellular  31   jul       65       50    -1        0  unknown  no
## 2506  cellular  28   jul      127        6    -1        0  unknown  no
## 2508  cellular  30   jul      174        6    -1        0  unknown  no
## 2509 telephone  31   jul       41        6    -1        0  unknown  no
## 2549  cellular   6   may       34        9    -1        0  unknown  no
## 2553   unknown  20   jun       13       10    -1        0  unknown  no
## 2570   unknown  15   may      190        6    -1        0  unknown  no
## 2573  cellular  30   jul       62       12    -1        0  unknown  no
## 2575   unknown  23   may       78       10    -1        0  unknown  no
## 2579  cellular  29   aug       82       12    -1        0  unknown  no
## 2580   unknown  20   may      128        6    -1        0  unknown  no
## 2592  cellular  30   jul     1165        7    -1        0  unknown  no
## 2594   unknown  23   may      141        6    -1        0  unknown  no
## 2595  cellular  29   jul      164        6    -1        0  unknown  no
## 2617  cellular  19   nov      547        7    -1        0  unknown  no
## 2618  cellular  21   jul       71        9    -1        0  unknown  no
## 2619  cellular  31   jul      113        6    -1        0  unknown  no
## 2622   unknown   3   jun      108       12    -1        0  unknown  no
## 2681   unknown  19   may      182       11    -1        0  unknown  no
## 2706   unknown   1   jul      479        9    -1        0  unknown yes
## 2732  cellular  15   may     1181        9    -1        0  unknown  no
## 2739  cellular  18   aug      195       10    -1        0  unknown  no
## 2742   unknown  19   may      182        8    -1        0  unknown  no
## 2744  cellular  12   aug      179        6    -1        0  unknown  no
## 2758   unknown   8   may      425        6    -1        0  unknown  no
## 2761  cellular  18   aug      998        6    -1        0  unknown yes
## 2768   unknown  20   jun      454        6    -1        0  unknown  no
## 2770  cellular  19   aug      145       10    -1        0  unknown  no
## 2784  cellular  22   aug      215       10    -1        0  unknown  no
## 2786   unknown  16   jun       35        6    -1        0  unknown  no
## 2798   unknown  20   may      121       11    -1        0  unknown  no
## 2809  cellular  18   nov      173        7    -1        0  unknown  no
## 2813 telephone  21   nov       94        7   130        3    other  no
## 2827  cellular  11   may      877        7   300        2    other yes
## 2845   unknown  14   may       20       11    -1        0  unknown  no
## 2874   unknown   4   jun      141        6    -1        0  unknown  no
## 2888  cellular  25   jul      743       13    -1        0  unknown yes
## 2899   unknown  30   may      115        6    -1        0  unknown  no
## 2921   unknown  27   may      292        7    -1        0  unknown  no
## 2929  cellular  27   aug       85        7    -1        0  unknown  no
## 2942  cellular   9   jul       36        6    -1        0  unknown  no
## 2956  cellular  13   aug       77        8    -1        0  unknown  no
## 2982  cellular  30   jul      149       13    -1        0  unknown  no
## 2992  cellular  11   may      217        6    -1        0  unknown  no
## 3005  cellular  27   may      224        7   105        1    other  no
## 3007  cellular   8   jun      458        6    -1        0  unknown yes
## 3013  cellular  30   jul      172       28    -1        0  unknown  no
## 3018  cellular  14   jul      326       11    -1        0  unknown  no
## 3021  cellular  21   jul       71       11    -1        0  unknown  no
## 3031  cellular  28   aug       25       18    -1        0  unknown  no
## 3043  cellular   8   aug       27        6    -1        0  unknown  no
## 3052  cellular  28   aug       16       16    -1        0  unknown  no
## 3056  cellular  21   jul       71       15    -1        0  unknown  no
## 3070  cellular  19   nov       76        6    -1        0  unknown  no
## 3099 telephone  30   jul      109        8    -1        0  unknown  no
## 3109   unknown  20   jun       21       18    -1        0  unknown  no
## 3122  cellular  27   aug      345       10    -1        0  unknown  no
## 3126   unknown   2   jun       29       32    -1        0  unknown  no
## 3135   unknown  20   nov       14        7   112        4    other  no
## 3139  cellular  26   aug      133       11    -1        0  unknown  no
## 3145  cellular  28   aug       13       14    -1        0  unknown  no
## 3150   unknown   6   jun       19       18    -1        0  unknown  no
## 3154   unknown  21   may      526        8    -1        0  unknown  no
## 3160  cellular  20   nov      219        7   133        1  failure  no
## 3166  cellular  28   aug       51        9    -1        0  unknown  no
## 3168  cellular   7   may      141        8   297        2    other  no
## 3172  cellular  30   jul     1011       20    -1        0  unknown  no
## 3182  cellular  14   may      178        7   365        5    other  no
## 3187  cellular  18   jul      168        7    -1        0  unknown  no
## 3209   unknown  28   may      244        6    -1        0  unknown  no
## 3210  cellular  27   aug      151        8    -1        0  unknown  no
## 3211  cellular   7   apr      736        7    -1        0  unknown  no
## 3226  cellular  28   jul       33       31    -1        0  unknown  no
## 3234  cellular   6   feb      463       18    -1        0  unknown  no
## 3242   unknown   9   jun       65        6    -1        0  unknown  no
## 3250 telephone  28   jul      122        6    -1        0  unknown  no
## 3254   unknown  30   may       99        6    -1        0  unknown  no
## 3273  cellular  21   nov       20        6   175       15    other  no
## 3275   unknown  17   jun      214        8    -1        0  unknown  no
## 3287   unknown  19   may      122        6    -1        0  unknown  no
## 3288  cellular  18   may       16        6   368        1    other  no
## 3303  cellular  19   aug      275        8    -1        0  unknown  no
## 3322  cellular  31   jul      630        6    -1        0  unknown yes
## 3333  cellular  14   may        8        6   267        4  failure  no
## 3334 telephone  17   jul     1448        7    -1        0  unknown yes
## 3336  cellular  11   may       12        8   342        9  failure  no
## 3338   unknown  20   may       91        6    -1        0  unknown  no
## 3352  cellular  29   jul       71        7    -1        0  unknown  no
## 3353  cellular  12   may       30        7    -1        0  unknown  no
## 3354  cellular  31   jul        9       19    -1        0  unknown  no
## 3357  cellular  20   nov       26        6    -1        0  unknown  no
## 3367  cellular  29   jul      268        6    -1        0  unknown  no
## 3390   unknown  19   may       86        7    -1        0  unknown  no
## 3411  cellular  30   mar      138        8    -1        0  unknown  no
## 3417  cellular  31   jul       11       17    -1        0  unknown  no
## 3422  cellular   4   sep      112        7    -1        0  unknown  no
## 3440  cellular   3   mar      114        6   467        5    other  no
## 3458   unknown  27   may      152       11    -1        0  unknown  no
## 3462  cellular  20   nov      205        6    -1        0  unknown  no
## 3466   unknown  17   jun      145        6    -1        0  unknown  no
## 3470  cellular  18   may       90        6    -1        0  unknown  no
## 3474 telephone   9   feb      148        6    -1        0  unknown  no
## 3475   unknown  19   jun      227        6    -1        0  unknown  no
## 3493   unknown   2   jun      402        9    -1        0  unknown  no
## 3496 telephone   9   feb       68       12    -1        0  unknown  no
## 3498   unknown   5   jun       57        6    -1        0  unknown  no
## 3510  cellular  18   aug      374       16    -1        0  unknown  no
## 3511  cellular  25   aug      363        7    -1        0  unknown yes
## 3522   unknown  20   may      294       15    -1        0  unknown  no
## 3525  cellular   8   jul       47        7    -1        0  unknown  no
## 3530  cellular  21   nov       11        7    -1        0  unknown  no
## 3533   unknown  27   may       22       16    -1        0  unknown  no
## 3553  cellular  29   jul      336        7    -1        0  unknown  no
## 3572  cellular  16   jul      136        8    -1        0  unknown  no
## 3578  cellular  26   aug      104        9    -1        0  unknown  no
## 3592  cellular  28   jul       83        6    -1        0  unknown  no
## 3596   unknown  14   may      103        6    -1        0  unknown  no
## 3611   unknown   2   jun       85        8    -1        0  unknown  no
## 3612  cellular  11   may       15        7    -1        0  unknown  no
## 3620   unknown   7   may      157        6    -1        0  unknown  no
## 3628  cellular  23   jul       55       10    -1        0  unknown  no
## 3640  cellular  19   aug      387        8    -1        0  unknown  no
## 3643  cellular  26   aug     1223        6    -1        0  unknown yes
## 3650  cellular  26   aug      106        8    -1        0  unknown  no
## 3656  cellular   6   aug      384        6    -1        0  unknown  no
## 3659 telephone  18   jun      280        6    92        5    other yes
## 3662  cellular  29   aug       85        6    -1        0  unknown  no
## 3679  cellular  19   aug      126        6    -1        0  unknown  no
## 3690  cellular  12   jun      234        7   330        1  failure  no
## 3707   unknown   4   jun       61        6    -1        0  unknown  no
## 3720  cellular  28   aug       70        9    -1        0  unknown  no
## 3728  cellular  29   jul      538        8    -1        0  unknown  no
## 3729  cellular  22   aug       77        9    -1        0  unknown  no
## 3735  cellular  22   jul     1608       13    -1        0  unknown yes
## 3740   unknown   3   jun       14       21    -1        0  unknown  no
## 3743  cellular  13   aug      244        6    -1        0  unknown  no
## 3745  cellular  22   jul      242        7    -1        0  unknown  no
## 3751 telephone   8   jul      220        7   450        2  failure  no
## 3755  cellular  18   aug      882        8    -1        0  unknown yes
## 3762   unknown   4   jun       99        6    -1        0  unknown  no
## 3764  cellular  18   jul      305       12    -1        0  unknown  no
## 3771 telephone   4   may       36        6    90        2    other  no
## 3774  cellular  25   aug      132        6    -1        0  unknown  no
## 3784  cellular  15   jul      195        7    -1        0  unknown  no
## 3821  cellular  28   jul      383        6    -1        0  unknown  no
## 3826  cellular  25   aug      132        8    -1        0  unknown  no
## 3830   unknown  28   may      226       10    -1        0  unknown  no
## 3838   unknown  12   may      140        7    -1        0  unknown  no
## 3840  cellular  18   aug      151       10    -1        0  unknown  no
## 3848 telephone  27   aug       29       28    -1        0  unknown  no
## 3868  cellular  19   aug      145        7    -1        0  unknown  no
## 3873  cellular  28   jul      487        7    -1        0  unknown  no
## 3881   unknown   3   jun      633       28    -1        0  unknown  no
## 3912   unknown  26   may      251       11    -1        0  unknown  no
## 3914  cellular  26   aug      219        6    -1        0  unknown  no
## 3915  cellular  27   aug      976       12    -1        0  unknown yes
## 3927  cellular  27   aug       89       23    -1        0  unknown  no
## 3945  cellular   8   aug       73        6    -1        0  unknown  no
## 3949  cellular  18   aug      119        6    -1        0  unknown  no
## 3958  cellular  31   jul       22        8    -1        0  unknown  no
## 3966   unknown  11   jun      199        6    -1        0  unknown  no
## 3977  cellular  15   may       20        6   291        2    other  no
## 3978  cellular  11   aug      331        7    -1        0  unknown  no
## 3989 telephone  15   may        8        7    -1        0  unknown  no
## 3998  cellular  25   aug       69        6    -1        0  unknown  no
## 4009   unknown  20   jun       10        8    -1        0  unknown  no
## 4020  cellular   4   feb      539        8   204        5  failure  no
## 4023  cellular  16   jul      101        7    -1        0  unknown  no
## 4027  cellular  22   aug      171       15    -1        0  unknown  no
## 4030  cellular  27   aug      155       15    -1        0  unknown  no
## 4045  cellular  15   may       16        9   309        1  failure  no
## 4050  cellular  21   nov        7        8   185        1  failure  no
## 4064  cellular  26   aug       98       14    -1        0  unknown  no
## 4068  cellular  26   aug       87        6    -1        0  unknown  no
## 4081  cellular  14   may      173        6   353       23  failure  no
## 4082   unknown   6   jun      582       11    -1        0  unknown  no
## 4088 telephone   8   jul      132        7    -1        0  unknown  no
## 4100  cellular  22   aug      107        6    -1        0  unknown  no
## 4106  cellular  21   nov      108        7    -1        0  unknown  no
## 4115   unknown  29   may      193        6    -1        0  unknown  no
## 4137  cellular  25   jul      137       16    -1        0  unknown  no
## 4157  cellular  14   jul      358        6    -1        0  unknown  no
## 4162   unknown  20   jun       13       11    -1        0  unknown  no
## 4167   unknown   3   jun       26        7    -1        0  unknown  no
## 4168   unknown  12   may       51        9    -1        0  unknown  no
## 4169  cellular  28   jul       37       12    -1        0  unknown  no
## 4171  cellular  13   aug      104       10    -1        0  unknown  no
## 4173   unknown  20   jun        9       13    -1        0  unknown  no
## 4182   unknown  20   jun       18        9    -1        0  unknown  no
## 4193   unknown  16   jun      541       19    -1        0  unknown  no
## 4201 telephone  31   jul      115        6    -1        0  unknown  no
## 4210  cellular  16   jul     1473        6    -1        0  unknown  no
## 4213 telephone  17   jul      293       20    -1        0  unknown  no
## 4217  cellular  14   oct      317        6   192        1  success  no
## 4235  cellular  31   jul      124       10    -1        0  unknown  no
## 4245  cellular  30   jul       69        6    -1        0  unknown  no
## 4246  cellular  27   aug      136        8    -1        0  unknown  no
## 4247  cellular  31   jul       99       13    -1        0  unknown  no
## 4248  cellular  21   nov        9        6    -1        0  unknown  no
## 4255  cellular  15   jul      624        6    -1        0  unknown  no
## 4261 telephone  28   jul      118        8    -1        0  unknown  no
## 4288 telephone  31   jul       24       14    -1        0  unknown  no
## 4302  cellular  31   jul       18       44    -1        0  unknown  no
## 4306  cellular  18   aug      285        7    -1        0  unknown  no
## 4313  cellular  20   apr      404        6   340        1  failure  no
## 4314   unknown  24   jun      103        6    -1        0  unknown  no
## 4322 telephone  31   jul       77       13    -1        0  unknown  no
## 4340  cellular  18   jul      171        7    -1        0  unknown  no
## 4342  cellular  21   aug      224        8    -1        0  unknown  no
## 4343 telephone  31   jul     1088       17    -1        0  unknown yes
## 4350  cellular  10   jul      421        6    -1        0  unknown  no
## 4356  cellular  19   aug      181        6    -1        0  unknown  no
## 4358   unknown  16   jun      270       15    -1        0  unknown  no
## 4362  cellular  25   aug      115        6    -1        0  unknown  no
## 4385  cellular  28   jul       30        9    -1        0  unknown  no
## 4396   unknown  21   may      206        6    -1        0  unknown  no
## 4398  cellular  18   may        7        7   367       25  failure  no
## 4408  cellular  24   jul      873        8    -1        0  unknown yes
## 4421  cellular  20   nov      215        6   188        2  failure  no
## 4428  cellular   8   aug      118        6    -1        0  unknown  no
## 4451   unknown  23   may      331        6    -1        0  unknown  no
## 4463  cellular  18   aug      151       12    -1        0  unknown  no
## 4465  cellular   5   feb        8        6    -1        0  unknown  no
## 4494   unknown   4   jun      205        6    -1        0  unknown  no
## 4499   unknown  27   may      676        6    -1        0  unknown  no
## 4504  cellular  29   jul      816        6    -1        0  unknown yes
## 4519  cellular  19   aug      151       11    -1        0  unknown  no
# visualisasi semakin sering dihubungi meningkatkan peluan menerima deposito
ggplot(cukup_sering, aes(x = y, fill = y)) +
  geom_bar() +
  labs(title = "Respon terhadap Kampanye untuk Nasabah yang Dihubungi > 5 Kali",
       x = "Respon terhadap Kampanye",
       y = "Jumlah Nasabah") +
  theme_minimal() +
  scale_fill_manual(values = c("green", "gray"))

✅ Jawaban : - Seringnya dihubungi masih menjadi metode yang kurang efektif atau bahkan mengganggu.

4️⃣ Apakah terdapat korelasi antara durasi panggilan (“duration”) dengan tingkat keberhasilan (“y”) kampanye? Bisa dibandingkan dengan yang menerima tawaran dengan durasi lebih pendek.

🎯 Tujuan : Menguji apakah durasi panggilan berdampak pada hasil kampanye

long_call <- bm[bm$duration > mean(bm$duration) & bm$y == "yes", ]
short_call <- bm[bm$duration < mean(bm$duration) & bm$y == "yes", ]
long_call
##      age           job  marital education default balance housing loan
## 31    68       retired divorced secondary      no    4189      no   no
## 34    32    management   single  tertiary      no    2536     yes   no
## 35    49    technician  married  tertiary      no    1235      no   no
## 39    33    management  married secondary      no    3935     yes   no
## 51    45   blue-collar divorced   primary      no     844      no   no
## 54    34    technician  married  tertiary      no    1539     yes   no
## 71    37    management  married  tertiary      no       0      no   no
## 81    27        admin. divorced secondary      no     451     yes   no
## 84    52      services  married secondary      no     657      no   no
## 93    27      services   single secondary      no    -195     yes   no
## 100   31    unemployed   single   primary      no     406      no   no
## 116   25    technician   single secondary      no     505      no  yes
## 126   34 self-employed   single  tertiary      no     462      no   no
## 139   52    management  married  tertiary      no    -970     yes   no
## 157   55        admin.  married secondary      no     602      no   no
## 165   28    management   single  tertiary      no      80      no   no
## 190   56       retired  married secondary      no   -1206     yes   no
## 203   35    technician   single  tertiary      no    2658     yes   no
## 205   29   blue-collar   single  tertiary      no     455      no   no
## 216   42    management  married  tertiary      no     372     yes   no
## 260   29   blue-collar   single secondary      no     482      no  yes
## 272   24   blue-collar   single secondary      no     174     yes  yes
## 291   50   blue-collar  married   primary      no    4108     yes   no
## 296   49  entrepreneur divorced   unknown     yes    -701     yes   no
## 298   45   blue-collar divorced   primary      no    -311     yes   no
## 299   38  entrepreneur  married secondary      no     593     yes  yes
## 300   32   blue-collar  married secondary      no     759     yes   no
## 307   49  entrepreneur  married secondary      no     687     yes   no
## 319   35  entrepreneur  married secondary      no    2971      no   no
## 328   35  entrepreneur   single  tertiary      no     145     yes   no
## 329   35    unemployed  married secondary      no     978      no   no
## 334   32      services  married   primary      no     228     yes   no
## 335   30    management   single  tertiary      no     424      no   no
## 348   55    management  married   primary      no    2587      no   no
## 359   48        admin. divorced secondary      no    4099      no   no
## 369   60    technician   single   primary      no   11262      no   no
## 378   37    management  married  tertiary      no     393     yes   no
## 402   28   blue-collar   single secondary      no     517      no  yes
## 416   49    management divorced  tertiary      no     755      no   no
## 444   30    management  married  tertiary      no    1221     yes   no
## 451   35    technician  married secondary      no    4508     yes   no
## 457   34 self-employed   single  tertiary      no    5462      no   no
## 478   77       retired  married  tertiary      no    7802      no   no
## 493   53        admin.  married secondary      no    1796      no   no
## 494   46        admin.  married secondary      no      22      no   no
## 495   44    technician   single secondary      no     244     yes   no
## 510   30   blue-collar   single secondary      no     315      no   no
## 518   36   blue-collar  married   primary      no    1925     yes   no
## 558   43    management   single  tertiary      no    1304      no   no
## 559   41   blue-collar  married secondary     yes     720      no  yes
## 582   28    technician   single secondary      no     227      no   no
## 604   32      services   single secondary      no    2881      no   no
## 614   41 self-employed  married  tertiary      no     231      no   no
## 631   30    management   single  tertiary      no       2     yes  yes
## 635   58 self-employed divorced  tertiary      no    1382      no   no
## 640   27    management   single  tertiary      no     703     yes   no
## 644   39    management  married  tertiary      no    2763     yes   no
## 646   46 self-employed  married secondary      no     548      no   no
## 662   28    management   single  tertiary      no       0     yes   no
## 685   28      services   single secondary      no     168      no   no
## 703   32    management divorced  tertiary      no     874      no   no
## 705   59       retired  married   unknown      no    1033      no   no
## 706   35 self-employed divorced  tertiary      no    1354     yes   no
## 742   28    management   single secondary      no    1633      no   no
## 744   55       retired  married   primary      no    3334      no   no
## 757   48    management  married  tertiary      no    1167     yes  yes
## 795   29   blue-collar   single secondary      no     908     yes   no
## 810   34    management  married  tertiary      no     703     yes   no
## 824   43    management  married  tertiary      no    1429     yes   no
## 832   47   blue-collar  married secondary      no    1996      no   no
## 838   39      services   single secondary      no    7066     yes   no
## 850   55     housemaid divorced   primary      no     976      no   no
## 856   46    management divorced  tertiary      no     624      no   no
## 863   41        admin.   single secondary      no    1020     yes   no
## 872   31     housemaid   single   primary      no   26965      no   no
## 881   26        admin.   single secondary      no     255      no   no
## 887   60    technician  married   primary      no      65     yes   no
## 945   40   blue-collar  married secondary      no    1451      no   no
## 966   33    management   single  tertiary      no    3143      no   no
## 976   34   blue-collar   single secondary      no     215      no   no
## 981   43    management divorced  tertiary      no     388     yes   no
## 1008  45    technician   single secondary      no     410     yes   no
## 1018  49   blue-collar  married secondary      no    -454     yes   no
## 1020  53       retired  married secondary      no     665     yes   no
## 1026  56       retired  married secondary      no    1044      no   no
## 1041  55   blue-collar divorced secondary      no    1613     yes   no
## 1049  34      services  married secondary      no    1337      no   no
## 1061  48    management  married  tertiary      no    1147      no   no
## 1086  33   blue-collar  married secondary      no     661     yes   no
## 1112  37    technician  married secondary      no     480      no   no
## 1136  57       retired  married  tertiary      no       0     yes  yes
## 1143  60    management divorced  tertiary      no     366      no   no
## 1152  44        admin.  married secondary      no     205      no   no
## 1167  32    technician   single  tertiary      no    5514      no   no
## 1169  33    management  married  tertiary      no     273     yes   no
## 1178  28 self-employed   single  tertiary      no    4579      no   no
## 1181  31    technician  married  tertiary      no     636     yes   no
## 1191  54       retired divorced  tertiary      no       0      no   no
## 1207  61    management  married  tertiary      no    6016      no   no
## 1231  75       retired divorced secondary      no    1341      no   no
## 1250  60   blue-collar  married   primary      no     493      no   no
## 1267  54       unknown  married   unknown      no     895      no   no
## 1270  27    technician   single secondary      no     158      no   no
## 1288  31    management  married  tertiary      no    2603     yes   no
## 1298  32    management   single  tertiary      no      41      no   no
## 1301  59       retired divorced secondary      no    5845      no   no
## 1313  80       retired  married secondary      no    8304      no   no
## 1320  49    management  married secondary      no    1623     yes   no
## 1335  32    management   single  tertiary      no     311      no   no
## 1343  27        admin.  married secondary      no     710     yes  yes
## 1350  83       retired  married   primary      no     425      no   no
## 1380  46        admin.  married secondary      no     368      no   no
## 1396  38    technician  married  tertiary      no    3234      no   no
## 1412  35   blue-collar   single secondary      no       0     yes   no
## 1419  38      services   single secondary      no    2253     yes   no
## 1432  59       retired   single secondary      no     351     yes   no
## 1436  64       retired  married secondary      no    1574      no   no
## 1438  77       retired  married  tertiary      no       0      no   no
## 1441  56     housemaid divorced   primary     yes    1238      no   no
## 1447  32    technician   single  tertiary      no    4665     yes   no
## 1450  31    management  married  tertiary      no    1224     yes  yes
## 1455  45      services   single   primary      no    1893     yes   no
## 1459  36    management  married  tertiary      no    2987     yes   no
## 1470  59    technician  married secondary      no     259      no   no
## 1486  29    technician   single secondary      no     113      no   no
## 1502  46    technician  married secondary      no      57      no   no
## 1505  47        admin. divorced secondary      no     225      no   no
## 1510  42        admin. divorced secondary      no     936      no   no
## 1535  54    management divorced  tertiary      no    2171     yes  yes
## 1558  28       student   single  tertiary      no    1562      no   no
## 1612  46    management divorced  tertiary      no    1297      no   no
## 1639  39 self-employed   single  tertiary      no     426      no   no
## 1654  53   blue-collar  married   primary      no     306      no   no
## 1664  52   blue-collar divorced   primary      no    -191     yes   no
## 1673  47      services   single   unknown      no    1784      no   no
## 1681  32    technician   single secondary      no       0      no   no
## 1696  43        admin.  married secondary      no     132      no   no
## 1707  32   blue-collar   single secondary      no     118     yes   no
## 1720  48    management  married secondary      no    4415     yes   no
## 1730  53        admin.   single secondary      no    2398     yes   no
## 1740  49     housemaid  married   primary      no     889      no   no
## 1755  29    management   single  tertiary      no    1445      no   no
## 1756  38    technician  married secondary      no     226     yes   no
## 1761  35    technician  married secondary      no       0     yes   no
## 1764  57   blue-collar  married secondary      no    2887      no   no
## 1768  51    management   single  tertiary      no     297     yes   no
## 1823  31    management  married  tertiary      no     156      no   no
## 1838  39    technician divorced  tertiary     yes       3      no   no
## 1847  51 self-employed  married secondary      no      95     yes   no
## 1863  47   blue-collar  married secondary      no    1230     yes   no
## 1873  34        admin.  married secondary      no     247      no   no
## 1877  26   blue-collar   single   primary      no    -887     yes   no
## 1887  39    technician divorced secondary      no     902     yes   no
## 1890  42    management  married  tertiary      no    1205      no   no
## 1900  40    management   single  tertiary      no    1361      no   no
## 1905  28       student   single  tertiary      no       0      no   no
## 1906  46    management  married  tertiary      no     273     yes   no
## 1914  48     housemaid  married   primary      no    7195      no   no
## 1915  30      services   single  tertiary      no    -477      no  yes
## 1918  53    unemployed  married   primary      no     980     yes   no
## 1929  22       student   single   primary      no    3472      no   no
## 1935  27    technician   single secondary      no     489     yes   no
## 1941  27       student   single secondary      no     213      no   no
## 1947  42      services divorced secondary      no     257     yes   no
## 1953  41        admin. divorced secondary      no    6046     yes  yes
## 1963  25    unemployed   single  tertiary      no     343      no   no
## 1975  44    technician   single secondary      no    7138      no   no
## 1992  37  entrepreneur divorced  tertiary      no      66      no   no
## 1995  44    management  married   primary      no    4758     yes   no
## 2015  74       retired divorced secondary      no    4079      no   no
## 2018  34    technician   single  tertiary      no     925     yes   no
## 2033  59    management  married   primary      no    1727      no   no
## 2034  41   blue-collar divorced   primary      no     664      no  yes
## 2038  30    management  married  tertiary      no    1942     yes  yes
## 2050  59    technician  married   primary      no    4198      no   no
## 2052  31        admin.   single secondary      no     747     yes   no
## 2056  48    technician  married secondary      no     568     yes   no
## 2069  47    technician  married secondary      no    1167     yes   no
## 2074  33   blue-collar   single secondary      no     697      no   no
## 2078  30    management   single  tertiary      no     201     yes   no
## 2090  38    management   single  tertiary      no     104     yes   no
## 2115  33    management  married  tertiary      no    1412     yes   no
## 2123  48    unemployed  married secondary      no     817      no   no
## 2130  41        admin.  married   primary      no    -306     yes   no
## 2132  35     housemaid  married  tertiary      no    1265     yes   no
## 2141  47     housemaid   single  tertiary      no    3727      no   no
## 2144  37    management  married  tertiary      no    4089     yes   no
## 2169  40      services  married secondary      no    1836     yes   no
## 2183  43  entrepreneur  married secondary      no     104     yes   no
## 2196  23  entrepreneur   single   primary      no       4     yes   no
## 2203  29    management  married  tertiary      no     199     yes  yes
## 2213  34    management  married  tertiary      no    3301     yes   no
## 2220  44    technician  married secondary      no    2776     yes   no
## 2221  33   blue-collar  married secondary      no     139     yes  yes
## 2234  24      services  married secondary      no    4500     yes   no
## 2260  41    management  married  tertiary      no     326     yes   no
## 2275  35        admin.   single secondary      no       0     yes   no
## 2297  32   blue-collar  married secondary      no    1905     yes   no
## 2322  27      services   single secondary      no      54     yes   no
## 2333  30    management  married  tertiary      no     102     yes   no
## 2371  37    technician   single secondary      no    -242     yes   no
## 2373  43      services   single secondary      no    3403     yes   no
## 2376  26    unemployed   single secondary      no     622      no   no
## 2377  35      services  married secondary      no     152     yes   no
## 2420  41   blue-collar   single secondary     yes    -386      no  yes
## 2422  44    management   single  tertiary      no    5063      no   no
## 2434  73       retired  married   primary      no     796      no   no
## 2437  51    technician  married secondary      no     117      no   no
## 2445  35    management  married secondary      no     724     yes   no
## 2450  36    management  married  tertiary      no     925      no   no
## 2465  23    technician   single  tertiary      no    1129     yes   no
## 2472  22       student   single secondary      no    2488      no   no
## 2478  53       unknown  married   primary      no     732      no   no
## 2481  35        admin. divorced secondary      no    3636      no  yes
## 2487  50       unknown  married   unknown      no     558      no   no
## 2500  37    management  married  tertiary      no    5355      no   no
## 2513  53     housemaid  married   primary      no     104      no  yes
## 2541  31    management  married  tertiary      no    4148     yes   no
## 2554  33    management  married  tertiary      no    1064     yes   no
## 2557  34        admin. divorced secondary      no     479     yes   no
## 2620  49      services  married secondary      no     823      no   no
## 2634  50    management   single  tertiary      no    1200      no   no
## 2645  36    management  married  tertiary      no       9      no   no
## 2654  45   blue-collar   single secondary      no       0     yes   no
## 2655  36    management  married  tertiary      no    1133     yes   no
## 2656  42    technician  married secondary      no    4945     yes   no
## 2675  31    management  married  tertiary      no     325     yes   no
## 2676  29    management   single  tertiary      no     437      no   no
## 2686  45        admin. divorced secondary      no       0      no   no
## 2698  25    management   single  tertiary      no    2506      no   no
## 2706  41   blue-collar   single secondary      no      75     yes   no
## 2720  32    technician   single secondary      no     230     yes   no
## 2723  53   blue-collar  married secondary      no      25      no   no
## 2747  47    technician  married secondary      no    1219      no   no
## 2749  40   blue-collar  married secondary      no    -839     yes  yes
## 2761  61    management  married secondary      no     985      no   no
## 2822  46    technician divorced secondary      no     -90      no  yes
## 2823  38  entrepreneur  married  tertiary      no     170     yes   no
## 2824  37    technician   single secondary      no    3665      no   no
## 2827  39    management  married  tertiary      no     763     yes   no
## 2828  49      services  married secondary      no     320      no   no
## 2838  43   blue-collar  married secondary      no     699     yes  yes
## 2852  32    technician   single  tertiary      no    1625      no   no
## 2866  51     housemaid divorced secondary      no    9228      no   no
## 2872  32    management  married  tertiary      no    2431     yes   no
## 2888  35    technician   single  tertiary      no     470     yes   no
## 2892  32    management   single  tertiary      no       0      no   no
## 2925  49   blue-collar  married secondary      no    2039     yes   no
## 2945  45    management  married  tertiary      no     242      no   no
## 2949  36    management   single secondary      no    1511     yes   no
## 2954  22       student   single  tertiary      no     691      no   no
## 2963  71       retired  married  tertiary      no   14220     yes   no
## 2964  31    management   single  tertiary      no   12569      no   no
## 2973  56        admin.  married secondary      no      45      no   no
## 2974  46        admin.  married secondary      no     556     yes  yes
## 2981  55       retired divorced secondary      no    1580      no  yes
## 2986  34    technician   single secondary      no      16      no   no
## 3007  51 self-employed  married   unknown      no    2094      no   no
## 3030  39   blue-collar  married   primary      no    2303     yes   no
## 3034  50    technician divorced secondary      no     -54     yes  yes
## 3037  73       retired  married   primary      no     279      no   no
## 3081  33      services  married secondary      no     478      no   no
## 3118  30   blue-collar   single secondary      no    2145     yes   no
## 3124  47      services  married secondary      no     405      no  yes
## 3142  32        admin.   single secondary      no     678     yes   no
## 3161  27    management  married  tertiary      no     802      no   no
## 3162  24    technician  married secondary      no     556     yes   no
## 3177  28        admin.   single secondary      no    4745      no   no
## 3188  63       retired  married secondary      no     474      no   no
## 3203  79       retired  married   primary      no    8556      no   no
## 3220  72       retired  married   primary      no     763      no   no
## 3225  55    management  married  tertiary      no    -375      no   no
## 3230  41    management  married   primary      no    5310     yes   no
## 3240  52   blue-collar  married secondary      no    2087     yes   no
## 3249  59       retired divorced secondary      no    1026      no   no
## 3251  54    technician  married  tertiary      no     876      no   no
## 3272  36   blue-collar  married secondary      no    4438     yes   no
## 3298  28 self-employed   single  tertiary      no     442      no   no
## 3305  64       retired  married  tertiary      no     846      no   no
## 3306  40   blue-collar   single secondary      no       3      no   no
## 3318  25    management   single  tertiary      no     808      no   no
## 3322  35   blue-collar divorced   primary      no    1792     yes   no
## 3332  53    management  married   unknown      no    2240     yes   no
## 3334  33        admin.  married secondary      no       0     yes   no
## 3342  53        admin.  married secondary      no     459      no   no
## 3361  79       retired  married   primary      no     429      no   no
## 3368  27        admin.  married secondary      no     897      no   no
## 3395  46      services  married secondary      no       4      no   no
## 3414  33 self-employed   single  tertiary      no      61      no   no
## 3423  39 self-employed  married  tertiary      no    1047      no   no
## 3425  55    technician  married secondary     yes    -308      no   no
## 3432  28       student   single secondary      no     153      no   no
## 3499  58      services divorced secondary      no     462      no   no
## 3503  32    management divorced  tertiary      no     883     yes   no
## 3511  43    technician  married secondary      no     136      no   no
## 3539  30    unemployed   single  tertiary      no     302      no   no
## 3541  58       retired  married   primary      no     565      no   no
## 3557  49    technician  married  tertiary      no    3726      no   no
## 3559  61 self-employed divorced  tertiary      no    6610      no   no
## 3590  38    management  married   unknown      no    3576      no   no
## 3643  52    management   single  tertiary      no      83      no   no
## 3654  29      services divorced secondary      no      84     yes   no
## 3659  26      services   single secondary      no    1347      no   no
## 3667  32      services  married secondary      no      38     yes   no
## 3674  36  entrepreneur  married  tertiary      no    3057      no   no
## 3682  30   blue-collar   single secondary     yes     239     yes   no
## 3685  30        admin.   single  tertiary      no     305      no   no
## 3691  80     housemaid  married   primary      no       0      no   no
## 3696  31    management  married  tertiary      no    1331      no   no
## 3731  43    technician  married secondary      no    3285     yes   no
## 3734  34    technician divorced  tertiary      no     674     yes   no
## 3735  27      services  married secondary      no       0     yes   no
## 3741  36   blue-collar divorced   primary      no    -308     yes   no
## 3744  42        admin.   single secondary      no    -247     yes  yes
## 3755  36    management   single  tertiary      no    2944      no   no
## 3787  74       retired  married secondary      no     921      no   no
## 3790  47    management  married  tertiary      no       0      no   no
## 3797  66       retired  married   primary      no     206      no   no
## 3818  33        admin.  married secondary      no      95     yes   no
## 3819  53      services divorced secondary      no     765     yes   no
## 3820  46    technician divorced secondary      no    -824     yes   no
## 3844  50       unknown  married   primary      no     341     yes  yes
## 3845  39        admin.  married secondary      no     607     yes   no
## 3854  54    technician  married secondary      no    -315      no  yes
## 3882  44    technician   single secondary      no    1679      no   no
## 3890  47    management   single  tertiary      no    4402      no   no
## 3891  31      services divorced   primary      no     459     yes   no
## 3897  36   blue-collar  married   primary      no    1177      no   no
## 3910  42    management  married  tertiary      no    2187     yes   no
## 3915  30    technician  married  tertiary      no     569      no   no
## 3918  36    technician   single secondary     yes      12      no   no
## 3931  51       retired divorced secondary      no    1679      no   no
## 3932  47        admin.  married secondary      no    3676      no   no
## 3933  25    management  married  tertiary      no    -242     yes  yes
## 3937  34    management  married  tertiary      no    3050     yes   no
## 3943  49    management  married   primary      no    3371      no   no
## 3957  44 self-employed   single  tertiary      no    2734     yes   no
## 3962  34        admin.   single  tertiary      no      18     yes  yes
## 4022  46   blue-collar  married   unknown      no    9328     yes   no
## 4062  28   blue-collar  married secondary      no    2788     yes   no
## 4090  32   blue-collar  married secondary     yes     -53     yes   no
## 4094  69       retired   single  tertiary      no    2144      no   no
## 4109  84       retired divorced   primary      no     639      no   no
## 4124  47   blue-collar divorced   primary      no     126     yes   no
## 4126  30    technician  married secondary      no    -393     yes  yes
## 4149  55  entrepreneur divorced secondary      no     538     yes   no
## 4160  53    unemployed  married secondary      no      94      no   no
## 4161  57       retired  married secondary      no    1044      no   no
## 4177  32   blue-collar  married   primary      no     415     yes   no
## 4197  48   blue-collar  married secondary      no     480     yes   no
## 4212  27   blue-collar   single secondary      no    3792      no   no
## 4214  30    technician   single secondary      no    -522     yes  yes
## 4216  37    unemployed  married secondary      no    1978      no   no
## 4218  38    unemployed  married  tertiary      no    2812     yes   no
## 4221  33   blue-collar   single secondary      no    -416     yes   no
## 4232  39      services divorced secondary      no     687     yes   no
## 4233  38    technician   single secondary      no    -242     yes   no
## 4237  31   blue-collar  married secondary      no      92     yes   no
## 4238  33    technician   single secondary      no    2085      no   no
## 4257  34     housemaid  married   primary      no    2929      no   no
## 4263  59    technician  married secondary      no    2308      no   no
## 4264  25       student  married  tertiary      no      10     yes   no
## 4276  53    management  married  tertiary      no      15      no   no
## 4282  52    management  married secondary      no     335      no   no
## 4283  34        admin. divorced secondary      no    -251      no   no
## 4301  59       retired  married   primary      no       0      no   no
## 4338  73       retired  married   unknown      no     519      no   no
## 4343  50   blue-collar  married   unknown      no    2284     yes   no
## 4351  29   blue-collar   single secondary      no     -20      no  yes
## 4365  63       retired divorced secondary      no    1490      no   no
## 4367  59       retired  married secondary      no       0      no   no
## 4403  41  entrepreneur  married   primary      no      39     yes   no
## 4408  45        admin. divorced secondary      no      59     yes   no
## 4417  32   blue-collar   single secondary      no     811     yes   no
## 4424  45    management   single  tertiary      no    2048     yes   no
## 4434  40    management  married  tertiary      no     -17     yes  yes
## 4448  49   blue-collar   single   primary      no    2146     yes   no
## 4459  29    management   single  tertiary      no     572      no   no
## 4466  38    management   single  tertiary      no     623      no   no
## 4485  38    management  married  tertiary      no    3436      no   no
## 4495  26    technician   single secondary      no     668     yes   no
## 4504  60 self-employed  married   primary      no     362      no  yes
## 4505  42   blue-collar   single secondary      no    1080     yes  yes
## 4506  32        admin.   single secondary      no     620     yes   no
## 4512  46   blue-collar  married secondary      no     668     yes   no
##        contact day month duration campaign pdays previous poutcome   y
## 31   telephone  14   jul      897        2    -1        0  unknown yes
## 34    cellular  26   aug      958        6    -1        0  unknown yes
## 35    cellular  13   aug      354        3    -1        0  unknown yes
## 39    cellular   6   may      765        1   342        2  failure yes
## 51     unknown   5   jun     1018        3    -1        0  unknown yes
## 54    cellular  15   jun      441        1    56        1    other yes
## 71    cellular  16   jul      268        2   182        3  success yes
## 81    cellular  16   jul      652        1    -1        0  unknown yes
## 84   telephone   7   jul      398        2   460        2  failure yes
## 93    cellular  18   may      391        1    -1        0  unknown yes
## 100   cellular   4   feb      736        1    -1        0  unknown yes
## 116   cellular  17   nov      386        2    -1        0  unknown yes
## 126   cellular  21   aug     1877        3    -1        0  unknown yes
## 139   cellular   4   feb      489        1    -1        0  unknown yes
## 157   cellular   1   jun      324        3    90        2  success yes
## 165   cellular  20   oct      676        2   146        2  failure yes
## 190   cellular  15   jun      382        2    -1        0  unknown yes
## 203   cellular  19   aug      768        2   141        3  failure yes
## 205  telephone  21   apr      403        1    -1        0  unknown yes
## 216   cellular   3   aug      654        2    -1        0  unknown yes
## 260   cellular  10   jul     1097        3    -1        0  unknown yes
## 272   cellular  18   may      487        1    -1        0  unknown yes
## 291   cellular   7   aug      526        2    -1        0  unknown yes
## 296   cellular  30   jul      988        2    -1        0  unknown yes
## 298    unknown  23   may     1030        1    -1        0  unknown yes
## 299   cellular  24   jul     1484       24    -1        0  unknown yes
## 300   cellular   9   apr      317        5    -1        0  unknown yes
## 307   cellular  17   apr      772        1    -1        0  unknown yes
## 319   cellular   4   may      429        4   164        2  failure yes
## 328   cellular  18   jul      799        2    -1        0  unknown yes
## 329   cellular  29   dec     1370        3   209        3  success yes
## 334   cellular  21   jul     1017        6    -1        0  unknown yes
## 335   cellular  16   apr      298        4    -1        0  unknown yes
## 348   cellular   4   sep      328        2    94        2  success yes
## 359   cellular   2   apr      397        2    -1        0  unknown yes
## 369   cellular  26   aug      323        1    -1        0  unknown yes
## 378   cellular  14   may      567        3   275        4  failure yes
## 402   cellular   8   jul      681        1    -1        0  unknown yes
## 416   cellular  31   jul     1212        4    -1        0  unknown yes
## 444  telephone  25   jul      279        4    -1        0  unknown yes
## 451   cellular  18   nov      854        1    -1        0  unknown yes
## 457   cellular  30   apr      430        1    -1        0  unknown yes
## 478  telephone   4   may      421        1    92        2  success yes
## 493  telephone  16   mar      295        1    91        2  success yes
## 494   cellular  26   aug      388        6    -1        0  unknown yes
## 495   cellular  12   aug     1735        4    -1        0  unknown yes
## 510   cellular  23   jun     1407        1    -1        0  unknown yes
## 518   cellular  20   apr      904        2    -1        0  unknown yes
## 558   cellular   6   aug      501        2    -1        0  unknown yes
## 559   cellular  24   jul      651        1    -1        0  unknown yes
## 582   cellular  30   apr      278        1    -1        0  unknown yes
## 604   cellular   2   jul      356        1    -1        0  unknown yes
## 614   cellular   7   aug      352        2    -1        0  unknown yes
## 631   cellular  25   jul     1031        8    -1        0  unknown yes
## 635    unknown   9   jun      700        1    -1        0  unknown yes
## 640    unknown   5   jun      590        3    -1        0  unknown yes
## 644    unknown   2   jun      526        2    -1        0  unknown yes
## 646   cellular  12   aug     1181        4    -1        0  unknown yes
## 662   cellular  16   jul      767        5    -1        0  unknown yes
## 685   cellular   1   jun      347        3   140        2  success yes
## 703   cellular  12   aug     1282        6    -1        0  unknown yes
## 705    unknown  11   jun     1199        1    -1        0  unknown yes
## 706    unknown  23   may      736        2    -1        0  unknown yes
## 742   cellular   5   jun      275        1    -1        0  unknown yes
## 744   cellular  14   aug      632        4    -1        0  unknown yes
## 757   cellular   1   jun      264        1    -1        0  unknown yes
## 795    unknown  20   jun     1663        1    -1        0  unknown yes
## 810   cellular  14   apr      342        1    -1        0  unknown yes
## 824   cellular  19   nov     1015        1   198        2    other yes
## 832    unknown   5   jun      761        2    -1        0  unknown yes
## 838   cellular  15   may      667        3   357        3    other yes
## 850   cellular  28   jun      345        1    94        3    other yes
## 856   cellular  17   sep      336        2   183        2  success yes
## 863    unknown  19   may      882        1    -1        0  unknown yes
## 872   cellular  21   apr      654        2    -1        0  unknown yes
## 881   cellular  30   apr      457        1    80        1  success yes
## 887    unknown   9   may     1028        2    -1        0  unknown yes
## 945   cellular   1   jun      314        1    -1        0  unknown yes
## 966   cellular  29   jun      421        2    -1        0  unknown yes
## 976   cellular   3   mar      350        3    -1        0  unknown yes
## 981    unknown   8   may     2087        2    -1        0  unknown yes
## 1008   unknown  30   may      891        4    -1        0  unknown yes
## 1018  cellular  14   may      558        1    -1        0  unknown yes
## 1020  cellular  22   apr      371        2    -1        0  unknown yes
## 1026 telephone   3   jul      353        2    -1        0  unknown yes
## 1041  cellular   3   apr      296        1   270        3  failure yes
## 1049  cellular  17   dec      330        2   127        3  success yes
## 1061  cellular   5   aug      389        1    64        2  success yes
## 1086  cellular  18   jul      968        1    -1        0  unknown yes
## 1112  cellular  22   oct      344        2   182        8    other yes
## 1136   unknown  28   may      648        1    -1        0  unknown yes
## 1143  cellular   3   jun      593        1    -1        0  unknown yes
## 1152  cellular   3   nov      289        1    -1        0  unknown yes
## 1167  cellular  22   apr      319        1   182        1  success yes
## 1169   unknown  16   may      803        1    -1        0  unknown yes
## 1178  cellular  12   jan      409        2    -1        0  unknown yes
## 1181  cellular   4   may      352        4    -1        0  unknown yes
## 1191   unknown  13   may      618        1    -1        0  unknown yes
## 1207  cellular   2   feb      670        3    -1        0  unknown yes
## 1231  cellular  18   dec      415        7    -1        0  unknown yes
## 1250  cellular  18   aug      671        4    -1        0  unknown yes
## 1267  cellular   7   oct      335        1    -1        0  unknown yes
## 1270   unknown   1   jul      650        2    -1        0  unknown yes
## 1288  cellular  11   feb      280        4    -1        0  unknown yes
## 1298  cellular  21   aug      686        5    -1        0  unknown yes
## 1301  cellular  14   may     1060        2    -1        0  unknown yes
## 1313 telephone   9   jun      712        1    64       12  failure yes
## 1320  cellular  19   nov     1081        2    -1        0  unknown yes
## 1335   unknown  12   may      757        2    -1        0  unknown yes
## 1343  cellular   6   may      653        1   334        2  success yes
## 1350 telephone  22   jun      883        1   140        1  failure yes
## 1380  cellular  20   aug      293        1    90        4    other yes
## 1396  cellular  18   nov      578        2    -1        0  unknown yes
## 1412  cellular  16   apr     1174        1   345        4    other yes
## 1419  cellular  13   may      937        3    -1        0  unknown yes
## 1432   unknown  27   may     1063        5    -1        0  unknown yes
## 1436 telephone  29   jul      301        3    -1        0  unknown yes
## 1438  cellular  16   oct      847        1    60        1  success yes
## 1441   unknown   5   jun     1558        1    -1        0  unknown yes
## 1447   unknown  21   may      860        2    -1        0  unknown yes
## 1450  cellular  24   jul     1441        2    -1        0  unknown yes
## 1455   unknown   3   jun     1259        6    -1        0  unknown yes
## 1459  cellular  12   aug      307        1    -1        0  unknown yes
## 1470  cellular  15   jun      415        1    89        1  success yes
## 1486  cellular  12   feb      328        2   183        4  success yes
## 1502   unknown  28   may      796        1    -1        0  unknown yes
## 1505  cellular  28   aug     1126        4    -1        0  unknown yes
## 1510  cellular  30   jan      931        1    -1        0  unknown yes
## 1535 telephone  18   nov     1034        1    -1        0  unknown yes
## 1558  cellular  15   feb      659        4    -1        0  unknown yes
## 1612  cellular  11   aug      716        3    -1        0  unknown yes
## 1639   unknown  18   jun     1029        1    -1        0  unknown yes
## 1654  cellular  28   jul      388        3   181        1  success yes
## 1664   unknown  15   may      755        1    -1        0  unknown yes
## 1673  cellular  19   oct      385        2    -1        0  unknown yes
## 1681  cellular  18   aug      594        4    -1        0  unknown yes
## 1696  cellular  19   aug      574        1    84        3  success yes
## 1707  cellular  17   jul     1275        1    -1        0  unknown yes
## 1720  cellular   8   apr     1032        3   141        7  failure yes
## 1730  cellular   2   aug      317        1   180        2  failure yes
## 1740 telephone   7   jul      388        1    -1        0  unknown yes
## 1755  cellular  26   apr      328        2   143        2  success yes
## 1756   unknown  30   may      762        3    -1        0  unknown yes
## 1761  cellular   9   nov      524        1    96        5  success yes
## 1764  cellular  21   aug      819       10    -1        0  unknown yes
## 1768  cellular  15   may      415        4   375        1  failure yes
## 1823  cellular  13   aug      657        7    -1        0  unknown yes
## 1838  cellular   6   may      488        1    -1        0  unknown yes
## 1847  cellular  23   jul     1309        4    -1        0  unknown yes
## 1863  cellular  30   apr      412        1   169        1  success yes
## 1873  cellular   8   oct      401        2    -1        0  unknown yes
## 1877  cellular  18   may      827        2    -1        0  unknown yes
## 1887  cellular  10   feb      691        2   180        5  failure yes
## 1890 telephone   8   sep      376        2    -1        0  unknown yes
## 1900  cellular  29   jan     1473        1    -1        0  unknown yes
## 1905  cellular  28   sep      294        2   105        7    other yes
## 1906  cellular  18   mar      910        2   184        4  success yes
## 1914  cellular  21   nov      609        2    -1        0  unknown yes
## 1915  cellular  21   aug     1532        2    -1        0  unknown yes
## 1918  cellular   3   dec      352        1    -1        0  unknown yes
## 1929  cellular  20   oct      332        1   183        3  failure yes
## 1935  cellular  30   jul      356        4    -1        0  unknown yes
## 1941  cellular  27   mar      378        1    -1        0  unknown yes
## 1947  cellular  12   may      955        2    -1        0  unknown yes
## 1953 telephone  15   mar      300        6   182        2  success yes
## 1963  cellular   1   jun      377        1    -1        0  unknown yes
## 1975  cellular   8   aug      809        2    -1        0  unknown yes
## 1992  cellular  18   nov     1164        2    -1        0  unknown yes
## 1995  cellular  22   jul      712        6    -1        0  unknown yes
## 2015  cellular  19   oct      343        3    -1        0  unknown yes
## 2018  cellular  13   apr      709        1    -1        0  unknown yes
## 2033 telephone  25   may      500        4   358        2  failure yes
## 2034  cellular  15   jul      955        5    -1        0  unknown yes
## 2038  cellular  21   nov      436        2   178        3    other yes
## 2050  cellular  14   jan      309        1    91       10  success yes
## 2052   unknown  26   may      543        2    -1        0  unknown yes
## 2056  cellular   2   sep      378        2   386        1  success yes
## 2069  cellular  30   apr      968        1    87        5  failure yes
## 2074  cellular   6   feb      860        2    -1        0  unknown yes
## 2078  cellular  17   mar      325        2    -1        0  unknown yes
## 2090  cellular   6   may      606        3    -1        0  unknown yes
## 2115   unknown  19   aug      480        1    -1        0  unknown yes
## 2123  cellular  14   jan      517        1   282        4  success yes
## 2130   unknown  15   may      500        1    -1        0  unknown yes
## 2132  cellular  15   may      326        5   179        4  failure yes
## 2141   unknown  12   jun      993        6    -1        0  unknown yes
## 2144  cellular   2   feb      289        2   174        4    other yes
## 2169  cellular  12   may      750        2    -1        0  unknown yes
## 2183  cellular  18   jul      635        3    -1        0  unknown yes
## 2196   unknown  13   may      395        2    -1        0  unknown yes
## 2203   unknown   7   may     1689        4    -1        0  unknown yes
## 2213  cellular  17   jun      485        2   227        4  failure yes
## 2220  cellular  27   jan      701        1    -1        0  unknown yes
## 2221  cellular  18   may      732        2   291        5  failure yes
## 2234  cellular  11   may      733        2    -1        0  unknown yes
## 2260  cellular   5   may      788        1    -1        0  unknown yes
## 2275  cellular  13   may     1073        1    -1        0  unknown yes
## 2297  cellular  16   jul      709        2    -1        0  unknown yes
## 2322   unknown  28   may      543        2    -1        0  unknown yes
## 2333  cellular   5   apr      470        7   426        3    other yes
## 2371  cellular  13   aug     1149        6    -1        0  unknown yes
## 2373  cellular  12   nov      707        2    97        2  success yes
## 2376  cellular  28   jan     1451        2    -1        0  unknown yes
## 2377   unknown   2   jun      563        1    -1        0  unknown yes
## 2420  cellular  20   nov      477        1    -1        0  unknown yes
## 2422  cellular  27   oct      418        2    -1        0  unknown yes
## 2434  cellular  23   oct      427        1   182        2  failure yes
## 2437  cellular  24   aug      467        2    88        4    other yes
## 2445  cellular  14   jul      287        2   415        1  failure yes
## 2450  cellular  14   dec      321        3   189        4  success yes
## 2465   unknown  28   may      806        1    -1        0  unknown yes
## 2472  cellular   8   nov      449        2    38       10    other yes
## 2478  cellular  27   oct      759        2    -1        0  unknown yes
## 2481  cellular  21   nov      808        2    -1        0  unknown yes
## 2487  cellular   9   jul      464        1   683        6  failure yes
## 2500 telephone  17   feb      466        4    -1        0  unknown yes
## 2513   unknown   5   jun      701        1    -1        0  unknown yes
## 2541  cellular  21   nov      316        3    99        9    other yes
## 2554  cellular  13   may      562        1    -1        0  unknown yes
## 2557  cellular  12   may      515        1   350        5  failure yes
## 2620  cellular   8   aug      780        4    -1        0  unknown yes
## 2634  cellular  14   aug      904        3    -1        0  unknown yes
## 2645  cellular  11   aug      386        4    -1        0  unknown yes
## 2654  cellular  26   apr     1472        1   192        4  failure yes
## 2655  cellular   4   aug      293        1   181        2    other yes
## 2656  cellular   2   mar      311        2    -1        0  unknown yes
## 2675  cellular  18   jul     1139        2    -1        0  unknown yes
## 2676  cellular   5   aug      504        1    92        1  success yes
## 2686  cellular  29   oct      264        1    -1        0  unknown yes
## 2698  cellular  17   feb      485        1    -1        0  unknown yes
## 2706   unknown   1   jul      479        9    -1        0  unknown yes
## 2720  cellular  18   may      442        1   266        8  failure yes
## 2723  cellular  22   aug      528        2    -1        0  unknown yes
## 2747  cellular  18   aug      697        4    -1        0  unknown yes
## 2749  cellular  16   jul     1018        2    -1        0  unknown yes
## 2761  cellular  18   aug      998        6    -1        0  unknown yes
## 2822 telephone  17   oct      270        1    -1        0  unknown yes
## 2823  cellular  18   may      442        1    -1        0  unknown yes
## 2824  cellular  12   aug      664        3    -1        0  unknown yes
## 2827  cellular  11   may      877        7   300        2    other yes
## 2828 telephone   9   feb     1971        4    -1        0  unknown yes
## 2838  cellular  20   nov     1258        2   122        2    other yes
## 2852  cellular  22   may      796        1   109        1  failure yes
## 2866  cellular  18   jul      655        4    -1        0  unknown yes
## 2872  cellular  14   may      646        5    -1        0  unknown yes
## 2888  cellular  25   jul      743       13    -1        0  unknown yes
## 2892  cellular   5   feb      550        4    -1        0  unknown yes
## 2925  cellular   6   may      451        1   169        2  failure yes
## 2945  cellular  30   apr      587        1    -1        0  unknown yes
## 2949  cellular  16   nov      270        1    -1        0  unknown yes
## 2954  cellular  19   aug      338        1    -1        0  unknown yes
## 2963  cellular   9   sep      397        1    -1        0  unknown yes
## 2964  cellular   9   sep      344        1   295        1  failure yes
## 2973   unknown   5   may     1467        1    -1        0  unknown yes
## 2974   unknown  15   may      646        3    -1        0  unknown yes
## 2981   unknown  19   jun     1007        1    -1        0  unknown yes
## 2986  cellular  13   aug      990        1    -1        0  unknown yes
## 3007  cellular   8   jun      458        6    -1        0  unknown yes
## 3030   unknown  17   jun      775        3    -1        0  unknown yes
## 3034  cellular  13   may      698        2   292        1  failure yes
## 3037  cellular  28   jan      399        3    -1        0  unknown yes
## 3081  cellular  30   apr      475        2    -1        0  unknown yes
## 3118  cellular  18   may      727        2    -1        0  unknown yes
## 3124  cellular   8   aug      994        2    -1        0  unknown yes
## 3142  cellular   4   feb     1579        1   246        4  failure yes
## 3161  cellular  22   sep      569        1    -1        0  unknown yes
## 3162  cellular  18   aug      460        2    -1        0  unknown yes
## 3177 telephone  12   may      360        1   181        5  success yes
## 3188  cellular  25   jan      423        1    -1        0  unknown yes
## 3203 telephone  18   jan      326        2   272        2  success yes
## 3220  cellular  24   apr      384        2    -1        0  unknown yes
## 3225  cellular  30   jul      814        2    -1        0  unknown yes
## 3230  cellular  17   nov      984        1    -1        0  unknown yes
## 3240  cellular  31   aug      267        1   474        1  failure yes
## 3249   unknown   5   nov      669        1    -1        0  unknown yes
## 3251  cellular  27   oct      269        3   541        3  success yes
## 3272   unknown  20   may      446        1    -1        0  unknown yes
## 3298  cellular  19   jun      474        3    95        3    other yes
## 3305  cellular  11   feb      671        1   181        3  failure yes
## 3306  cellular  19   nov      998        1    -1        0  unknown yes
## 3318  cellular  18   sep      267        2   114        2  failure yes
## 3322  cellular  31   jul      630        6    -1        0  unknown yes
## 3332  cellular   2   jun      282        2   385        1  success yes
## 3334 telephone  17   jul     1448        7    -1        0  unknown yes
## 3342  cellular   5   apr      558        1    -1        0  unknown yes
## 3361 telephone   8   jul     1006        2    -1        0  unknown yes
## 3368  cellular   5   jun      397        1    -1        0  unknown yes
## 3395  cellular  30   apr      268        1   261        5    other yes
## 3414  cellular  19   aug      836        3    -1        0  unknown yes
## 3423   unknown   6   jun      554        1    -1        0  unknown yes
## 3425  cellular   2   feb      781        1    -1        0  unknown yes
## 3432  cellular  23   jul     1124        2    -1        0  unknown yes
## 3499  cellular  13   nov      495        1    93        1  success yes
## 3503  cellular  10   dec      798        1   185        5    other yes
## 3511  cellular  25   aug      363        7    -1        0  unknown yes
## 3539  cellular  11   feb      528        3    -1        0  unknown yes
## 3541 telephone   7   jul      876        1    -1        0  unknown yes
## 3557  cellular   5   aug      875        2    -1        0  unknown yes
## 3559  cellular  24   feb      481        2    -1        0  unknown yes
## 3590  cellular  25   nov      349        2   183        1  success yes
## 3643  cellular  26   aug     1223        6    -1        0  unknown yes
## 3654  cellular  13   apr     1101        2    -1        0  unknown yes
## 3659 telephone  18   jun      280        6    92        5    other yes
## 3667  cellular  15   may      744        1    -1        0  unknown yes
## 3674   unknown  16   jun     2769        4    -1        0  unknown yes
## 3682   unknown  21   may      412        1    -1        0  unknown yes
## 3685  cellular  30   apr      633        1    85        2  success yes
## 3691  cellular  23   feb      639        1   189        1  failure yes
## 3696  cellular  30   apr      297        1    86        3  success yes
## 3731   unknown  13   may     1721        2    -1        0  unknown yes
## 3734  cellular   7   aug      587        2    -1        0  unknown yes
## 3735  cellular  22   jul     1608       13    -1        0  unknown yes
## 3741  cellular  12   may      725        1    -1        0  unknown yes
## 3744 telephone  21   oct      519        1   166        1    other yes
## 3755  cellular  18   aug      882        8    -1        0  unknown yes
## 3787 telephone  17   apr      394        2    -1        0  unknown yes
## 3790  cellular  27   oct      508        1    -1        0  unknown yes
## 3797  cellular   9   feb      479        1    -1        0  unknown yes
## 3818  cellular  30   apr      335        1    -1        0  unknown yes
## 3819  cellular  14   may      959        3   174        7    other yes
## 3820  cellular   7   aug      429        3    -1        0  unknown yes
## 3844  cellular  20   apr      670        4   340        2  success yes
## 3845  cellular  12   may      454        2   364        3  failure yes
## 3854  cellular  10   jul     2029        1    -1        0  unknown yes
## 3882 telephone  20   oct      718        1    -1        0  unknown yes
## 3890 telephone  10   dec      805        1   190        1    other yes
## 3891  cellular   7   may      623        1   293        1  success yes
## 3897  cellular  15   apr      330        1   311        4  success yes
## 3910  cellular  17   nov      525        3    -1        0  unknown yes
## 3915  cellular  27   aug      976       12    -1        0  unknown yes
## 3918  cellular  12   aug      587        2    -1        0  unknown yes
## 3931  cellular  12   aug      417        1   365        9    other yes
## 3932  cellular  18   oct      567        1    95        3  success yes
## 3933  cellular  18   may      600        4   332        4    other yes
## 3937  cellular  13   may      469        1    -1        0  unknown yes
## 3943  cellular  11   nov      269        2    -1        0  unknown yes
## 3957  cellular  12   may      897        4    -1        0  unknown yes
## 3962  cellular  30   apr      359        1    -1        0  unknown yes
## 4022  cellular   5   may      725        3    -1        0  unknown yes
## 4062   unknown   6   jun      369        2    -1        0  unknown yes
## 4090  cellular  16   apr      648        1   272        1    other yes
## 4094  cellular  29   jul      417        1   184        4  success yes
## 4109 telephone  18   may      353        3    -1        0  unknown yes
## 4124   unknown   3   jun     2456        2    -1        0  unknown yes
## 4126  cellular  16   jul      435        1    -1        0  unknown yes
## 4149  cellular   7   aug      353        2    -1        0  unknown yes
## 4160  cellular  10   aug      493        1   181       14  success yes
## 4161 telephone  11   jan      585        1   192        2  success yes
## 4177   unknown   2   jun      777        4    -1        0  unknown yes
## 4197  cellular  15   may      830        1   352        2  failure yes
## 4212  cellular  22   apr      279        2    -1        0  unknown yes
## 4214  cellular   5   may      670        2   286        6  failure yes
## 4216  cellular   9   sep      404        1   182        1  success yes
## 4218  cellular  30   apr      830        1    -1        0  unknown yes
## 4221   unknown  16   may      767        2    -1        0  unknown yes
## 4232  cellular   9   jul      869        1    -1        0  unknown yes
## 4233  cellular  18   may     1173        3   278        6  success yes
## 4237   unknown  16   may      688        1    -1        0  unknown yes
## 4238  cellular   9   feb      501        2    -1        0  unknown yes
## 4257  cellular  14   aug      518        2    -1        0  unknown yes
## 4263  cellular  30   apr      815        1    87        1    other yes
## 4264  cellular  21   jul      857        4    -1        0  unknown yes
## 4276  cellular  20   aug      921        2    -1        0  unknown yes
## 4282  cellular  21   oct      411        1   182        1  failure yes
## 4283  cellular  18   jul      641        1    -1        0  unknown yes
## 4301  cellular   5   jun      493        2    -1        0  unknown yes
## 4338 telephone  16   oct      434        1    57        1  failure yes
## 4343 telephone  31   jul     1088       17    -1        0  unknown yes
## 4351  cellular  21   jul      574        1    -1        0  unknown yes
## 4365  cellular   8   jun      506        1    -1        0  unknown yes
## 4367   unknown   5   jun      812        1    -1        0  unknown yes
## 4403  cellular  21   nov      549        2    -1        0  unknown yes
## 4408  cellular  24   jul      873        8    -1        0  unknown yes
## 4417  cellular  14   may      563        1    -1        0  unknown yes
## 4424  cellular  18   oct      310        1   804        1  failure yes
## 4434  cellular  11   may      474        1   256        1  success yes
## 4448  cellular   7   may     1516        2   353        2    other yes
## 4459  cellular  16   dec      314        1   195        1  success yes
## 4466  cellular  28   jun      297        4   144        4    other yes
## 4485  cellular  21   nov      663        4    -1        0  unknown yes
## 4495   unknown  28   may      576        3    -1        0  unknown yes
## 4504  cellular  29   jul      816        6    -1        0  unknown yes
## 4505  cellular  13   may      951        3   370        4  failure yes
## 4506   unknown  26   may     1234        3    -1        0  unknown yes
## 4512   unknown  15   may     1263        2    -1        0  unknown yes
short_call
##      age           job  marital education default balance housing loan
## 14    20       student   single secondary      no     502      no   no
## 37    78       retired divorced   primary      no     229      no   no
## 38    32   blue-collar  married secondary      no    2089     yes   no
## 50    61        admin.  married   unknown      no    4629     yes   no
## 85    37    management  married  tertiary      no    1315      no   no
## 109   56    unemployed  married   primary      no    3391      no   no
## 111   21       student   single secondary      no    2488      no   no
## 115   25       student   single secondary      no     331      no   no
## 130   77       retired divorced  tertiary      no    4659      no   no
## 200   75       retired  married secondary      no    3771      no   no
## 290   34        admin.  married  tertiary      no      69      no  yes
## 315   25        admin.   single  tertiary      no     760     yes   no
## 324   38    management  married  tertiary      no    1199      no   no
## 383   59       retired  married  tertiary      no    9676      no   no
## 410   54        admin.  married secondary      no       0      no   no
## 413   75       retired divorced  tertiary      no    3810     yes   no
## 465   32   blue-collar  married secondary      no     889     yes   no
## 474   61        admin.  married secondary      no    4608      no   no
## 504   19       student   single   primary      no     103      no   no
## 513   52    technician  married secondary      no     195     yes   no
## 541   47        admin.   single secondary      no    3696      no   no
## 620   35    technician  married  tertiary      no    7050      no   no
## 663   38    technician   single  tertiary      no      25     yes   no
## 733   50    management  married  tertiary      no    3463      no  yes
## 738   36    technician  married secondary      no     480      no   no
## 893   27       student   single  tertiary      no    5291      no   no
## 906   28      services   single secondary      no     198      no   no
## 941   34   blue-collar divorced   unknown      no     172      no   no
## 942   34    management  married  tertiary      no       0     yes   no
## 946   41    technician  married secondary      no    1066      no   no
## 971   58 self-employed  married   primary      no    1013     yes   no
## 985   59 self-employed  married  tertiary      no    2013      no   no
## 992   37        admin.  married  tertiary      no    3913     yes   no
## 1021  42    technician  married secondary      no     994     yes   no
## 1022  45        admin.  married secondary      no    5346     yes  yes
## 1057  63  entrepreneur  married secondary      no    3904      no   no
## 1071  36   blue-collar  married secondary      no    1049     yes   no
## 1077  54       unknown  married secondary      no    2206      no   no
## 1078  38        admin.  married  tertiary      no    1988      no   no
## 1110  59    technician  married secondary      no       1      no   no
## 1125  37    technician  married   unknown      no     189      no   no
## 1180  37    management  married  tertiary      no    5106      no   no
## 1182  34      services  married secondary      no    1076      no   no
## 1213  36    management   single  tertiary      no     490      no   no
## 1277  41    management divorced  tertiary      no    5037      no   no
## 1278  46        admin. divorced secondary      no    2232      no   no
## 1304  42    management  married   unknown      no    1519      no   no
## 1333  45        admin.  married secondary      no     204     yes   no
## 1344  47    technician  married secondary      no    1233     yes   no
## 1345  28    management   single secondary      no     171      no   no
## 1426  36    management  married  tertiary      no     495      no   no
## 1465  31   blue-collar  married secondary      no    1766      no  yes
## 1468  53      services divorced secondary      no       0      no   no
## 1533  33    technician  married secondary      no     133      no   no
## 1575  42    management divorced   unknown      no    7702      no   no
## 1605  49    management   single  tertiary      no     151     yes   no
## 1694  37    technician   single secondary      no    2442      no   no
## 1699  31    management   single  tertiary      no    3283      no   no
## 1705  35    management   single  tertiary      no    5958     yes   no
## 1706  25       student   single secondary      no     304      no   no
## 1710  46        admin.  married secondary      no      70     yes   no
## 1728  34    technician  married  tertiary      no     197      no   no
## 1737  40        admin.   single secondary      no     100     yes   no
## 1749  49        admin.  married secondary      no     197     yes   no
## 1845  54    management  married  tertiary      no    8295      no   no
## 1855  34    management   single  tertiary      no    2646      no   no
## 1916  29    management   single  tertiary      no    1026      no   no
## 1928  71       retired  married   primary      no    4657      no   no
## 2016  40    management   single  tertiary      no       0     yes   no
## 2121  62       retired divorced  tertiary      no       0      no   no
## 2149  62    management  married  tertiary      no    1859      no   no
## 2160  33      services  married secondary      no     386      no   no
## 2177  28   blue-collar   single secondary      no     -46     yes   no
## 2214  24       student   single secondary      no     822      no   no
## 2252  37    management  married  tertiary      no     238      no   no
## 2432  42    unemployed  married secondary      no    1289      no   no
## 2540  44    technician divorced secondary      no      14      no   no
## 2569  61       retired  married secondary      no    2917      no   no
## 2584  52    technician  married  tertiary      no    2557      no   no
## 2666  27       student   single  tertiary      no    3733     yes   no
## 2697  55    management divorced  tertiary      no    9756     yes   no
## 2718  29    technician   single  tertiary      no    2325      no   no
## 2774  35    management divorced  tertiary      no       0     yes   no
## 2781  19       student   single secondary      no     302      no   no
## 2846  44    management  married  tertiary      no    1058      no   no
## 2848  38    technician  married secondary      no    6728      no   no
## 2912  34     housemaid  married secondary      no       0     yes   no
## 2916  56       retired divorced   primary      no     694      no   no
## 2918  41    technician   single  tertiary      no    1646     yes   no
## 2941  61    technician  married secondary      no    1191      no   no
## 2989  38  entrepreneur   single secondary      no    2543      no   no
## 3006  60        admin.  married secondary      no    3735      no   no
## 3014  49    technician  married  tertiary      no     523     yes   no
## 3028  40    management  married  tertiary      no       0      no   no
## 3041  34        admin.  married secondary      no    2374     yes   no
## 3065  43    management   single  tertiary      no    1696     yes   no
## 3074  67       retired  married  tertiary      no     701      no   no
## 3089  31    technician   single secondary      no    2544      no   no
## 3136  48    management  married  tertiary      no    1808     yes   no
## 3185  34    management   single  tertiary      no    5086      no   no
## 3257  36    management  married  tertiary      no     495      no   no
## 3302  60      services  married  tertiary      no    4256     yes   no
## 3312  87       retired  married   primary      no     230      no   no
## 3316  33        admin.  married  tertiary      no      79     yes   no
## 3386  38       unknown   single  tertiary      no       0      no   no
## 3459  71       retired  married secondary      no    2850      no   no
## 3492  47    management  married  tertiary      no    2306      no   no
## 3528  33      services divorced secondary      no    2411     yes   no
## 3554  68       retired  married secondary      no   19317     yes   no
## 3587  43   blue-collar  married secondary      no    2160      no   no
## 3653  29        admin.   single secondary      no    1070     yes   no
## 3724  32      services   single secondary      no     152     yes   no
## 3766  55    technician divorced secondary      no    3450      no   no
## 3772  61    management  married  tertiary      no     997      no   no
## 3779  35    management  married  tertiary      no       8      no   no
## 3781  26    management   single  tertiary      no     170      no   no
## 3836  29     housemaid   single  tertiary      no      19      no   no
## 3875  26       student   single  tertiary      no     294      no   no
## 3979  66       retired  married  tertiary      no    1948      no   no
## 3996  37   blue-collar divorced secondary      no       0     yes   no
## 4010  38     housemaid divorced secondary      no      70      no   no
## 4029  52        admin.   single   unknown      no    2227      no   no
## 4041  53  entrepreneur  married   primary      no      27     yes   no
## 4091  30    management  married  tertiary      no     944      no   no
## 4118  25       student   single secondary      no       8      no   no
## 4125  50 self-employed divorced  tertiary      no      13     yes   no
## 4195  32      services   single secondary      no     133      no   no
## 4199  34    management  married  tertiary      no     606      no   no
## 4225  69       retired  married   unknown      no     426      no   no
## 4226  65       unknown  married   unknown      no    4717      no   no
## 4230  62 self-employed divorced  tertiary      no       6     yes   no
## 4239  36    technician   single  tertiary      no     197      no   no
## 4251  32    management   single  tertiary      no       2     yes   no
## 4329  49        admin.  married secondary      no    3608     yes   no
## 4389  83       retired divorced   primary      no    1097      no   no
## 4393  50    unemployed  married secondary      no    3357      no   no
##        contact day month duration campaign pdays previous poutcome   y
## 14    cellular  30   apr      261        1    -1        0  unknown yes
## 37   telephone  22   oct       97        1    -1        0  unknown yes
## 38    cellular  14   nov      132        1    -1        0  unknown yes
## 50    cellular  27   jan      181        1    92        1  success yes
## 85    cellular  30   jun      224        1    -1        0  unknown yes
## 109   cellular  21   apr      243        1    -1        0  unknown yes
## 111   cellular  30   jun      258        6   169        3  success yes
## 115  telephone  26   aug      170        4    -1        0  unknown yes
## 130   cellular  14   apr      161        1    -1        0  unknown yes
## 200  telephone  15   apr      185        1   181        2  success yes
## 290   cellular   4   aug      120        3     1        6  success yes
## 315   cellular  27   may      223        3    89        2  failure yes
## 324   cellular   4   aug      178        1     1        1  success yes
## 383  telephone  27   mar      234        2    -1        0  unknown yes
## 410   cellular  28   jan      161        1    98        2  failure yes
## 413   cellular  16   nov      262        1   183        1  failure yes
## 465   cellular  10   sep      185        1    99        5  success yes
## 474   cellular  12   mar      212        1    -1        0  unknown yes
## 504   cellular  10   jul      104        2    -1        0  unknown yes
## 513   cellular  18   feb      220        1    63        5  failure yes
## 541   cellular  12   jul      250        2   181        4  success yes
## 620   cellular  11   aug      222        3   182        4  success yes
## 663   cellular   1   jun      232        2    -1        0  unknown yes
## 733   cellular  28   oct       96        1    -1        0  unknown yes
## 738   cellular  20   oct      213        1    -1        0  unknown yes
## 893   cellular  12   nov      192        2    92        2  failure yes
## 906   cellular   5   jul      128        2    -1        0  unknown yes
## 941   cellular  15   jun      177        1    -1        0  unknown yes
## 942   cellular   7   aug      262        1    99        2  success yes
## 946   cellular  11   feb      109        3    -1        0  unknown yes
## 971   cellular  11   aug      206        1   461        1  failure yes
## 985   cellular  19   feb      222        4    94        2  success yes
## 992   cellular  27   apr      124        1    -1        0  unknown yes
## 1021  cellular  11   aug      149        1    78        5  failure yes
## 1022   unknown  21   oct      187        1    -1        0  unknown yes
## 1057 telephone   4   aug      250        2   187        2  success yes
## 1071  cellular  14   may      224        4    -1        0  unknown yes
## 1077  cellular  12   nov      104        1    99        2    other yes
## 1078  cellular  27   mar      164        2   130        2  failure yes
## 1110  cellular  15   apr      159        2   378        3  failure yes
## 1125  cellular   1   oct      238        1   107        2  success yes
## 1180  cellular  30   apr      244        1    -1        0  unknown yes
## 1182  cellular  12   may      152        1   182        6  success yes
## 1213  cellular  28   aug      207        8    98        1  failure yes
## 1277  cellular  23   apr      252        9   185        5    other yes
## 1278  cellular  13   feb      121        1    -1        0  unknown yes
## 1304  cellular  19   oct      230        1    92        1  success yes
## 1333  cellular   3   jun      224        2    -1        0  unknown yes
## 1344   unknown  11   sep       91        1   100        2    other yes
## 1345  cellular  10   mar       93        1    -1        0  unknown yes
## 1426  cellular   5   aug      157        3    97        2  success yes
## 1465  cellular   5   jun      166        2    -1        0  unknown yes
## 1468  cellular  12   mar       80        2    -1        0  unknown yes
## 1533  cellular   4   may      218        1    -1        0  unknown yes
## 1575  cellular  16   feb      138        2    -1        0  unknown yes
## 1605  cellular   8   jul       97        3    -1        0  unknown yes
## 1694  cellular  16   feb       91        3    -1        0  unknown yes
## 1699  cellular   2   feb      258        1    73        1  failure yes
## 1705  cellular  22   mar      215        1    -1        0  unknown yes
## 1706  cellular  26   may      226        2    -1        0  unknown yes
## 1710  cellular  27   mar      229        2    -1        0  unknown yes
## 1728  cellular  20   aug       78        3    -1        0  unknown yes
## 1737  cellular  11   aug      221        1   461        1  success yes
## 1749  cellular  13   apr      223        1   182        2  failure yes
## 1845  cellular   5   jun      207        1    -1        0  unknown yes
## 1855  cellular  14   apr      142        1    -1        0  unknown yes
## 1916  cellular  12   nov      226        1    92        1    other yes
## 1928  cellular  16   feb       93        5    -1        0  unknown yes
## 2016  cellular  23   feb      228        2   182        6  failure yes
## 2121  cellular  13   nov      227        2    -1        0  unknown yes
## 2149 telephone   6   aug      245        3    -1        0  unknown yes
## 2160  cellular  12   nov      253        1    92        4  failure yes
## 2177  cellular   1   sep      199        1    92       14  success yes
## 2214  cellular  27   oct      184        1    91        2  failure yes
## 2252  cellular   3   feb      185        1    92        1  success yes
## 2432  cellular  15   jul      250        4   415        2  failure yes
## 2540  cellular  13   nov      167        1    92        1  success yes
## 2569  cellular   6   oct      215        1    -1        0  unknown yes
## 2584  cellular  28   jan      134        5   204        2  success yes
## 2666  cellular  22   may      198        1    98        6  success yes
## 2697  cellular   5   jun      103        2    95        1    other yes
## 2718  cellular   2   feb      125        1    -1        0  unknown yes
## 2774 telephone  29   oct      171        1    -1        0  unknown yes
## 2781  cellular  16   jul      205        1    -1        0  unknown yes
## 2846  cellular  11   mar      188        3    -1        0  unknown yes
## 2848  cellular  25   nov      232        1    96        4  success yes
## 2912   unknown  30   oct      154        1    -1        0  unknown yes
## 2916  cellular  29   jan      144        1   102        1    other yes
## 2918  cellular   4   feb      261        1   184        6  success yes
## 2941  cellular  21   may      214        4    -1        0  unknown yes
## 2989  cellular  10   aug      223        1   414        4  failure yes
## 3006  cellular  22   dec      190        1   188        9  success yes
## 3014  cellular   3   mar      152        2    -1        0  unknown yes
## 3028  cellular  10   nov      147        1    96        8  success yes
## 3041  cellular   9   nov      161        1   209        2  failure yes
## 3065  cellular  26   aug      257        1   474        3  failure yes
## 3074  cellular   6   aug      254        2    -1        0  unknown yes
## 3089  cellular  15   jul      252        1   184        3  success yes
## 3136  cellular  26   feb      245        1    -1        0  unknown yes
## 3185  cellular  25   may      213        4    -1        0  unknown yes
## 3257  cellular  12   mar      213        3   182        6  success yes
## 3302  cellular  16   aug      239        3   761        1    other yes
## 3312  cellular  30   oct      144        1    -1        0  unknown yes
## 3316  cellular  22   oct      249        2   335        2  failure yes
## 3386  cellular  11   sep      260        3    95        3  success yes
## 3459  cellular  17   feb      185        1    -1        0  unknown yes
## 3492 telephone   6   aug      239        4    -1        0  unknown yes
## 3528  cellular  23   oct      130        1   161        1  failure yes
## 3554  cellular   4   aug      249        1    -1        0  unknown yes
## 3587  cellular   8   sep      261        1    98        1  success yes
## 3653   unknown  19   may       30        1   357        1    other yes
## 3724  cellular  25   may      158        2    -1        0  unknown yes
## 3766  cellular  10   feb      169        1   183        1  failure yes
## 3772  cellular  10   mar      106        1    -1        0  unknown yes
## 3779  cellular  23   apr       93        3    -1        0  unknown yes
## 3781  cellular  15   jun      129        1    -1        0  unknown yes
## 3836  cellular   5   feb      110        2    64        2  success yes
## 3875  cellular   5   mar       87        1    91        2  success yes
## 3979  cellular  28   jan      216        1    91        4  success yes
## 3996  cellular  21   apr      146        4    -1        0  unknown yes
## 4010  cellular  27   oct      255        3   148        1  success yes
## 4029  cellular  24   feb      242        2    -1        0  unknown yes
## 4041 telephone  10   sep      230        3    -1        0  unknown yes
## 4091  cellular  29   oct      251        2    -1        0  unknown yes
## 4118  cellular  22   apr      107        2    -1        0  unknown yes
## 4125  cellular  20   apr       76        1    -1        0  unknown yes
## 4195  cellular  15   apr      171        1    -1        0  unknown yes
## 4199  cellular  20   apr       97        1    -1        0  unknown yes
## 4225 telephone   9   mar      225        1    90        1  success yes
## 4226 telephone   6   aug      256        1    -1        0  unknown yes
## 4230  cellular  13   oct      216        1   183        4  success yes
## 4239  cellular  30   apr      260        1    -1        0  unknown yes
## 4251  cellular  11   sep      100        2    -1        0  unknown yes
## 4329   unknown  13   nov      231        1    -1        0  unknown yes
## 4389 telephone   5   mar      181        1    -1        0  unknown yes
## 4393  cellular   9   jun      239        4    -1        0  unknown yes
library(ggplot2)

# visualisasi perbandingan durasi panjang dan pendek
ggplot() +
  geom_density(data = bm[bm$duration > mean(bm$duration) & bm$y == "yes", ], 
               aes(x = duration, fill = "Durasi Panjang"), alpha = 0.5) +
  geom_density(data = bm[bm$duration <= mean(bm$duration) & bm$y == "yes", ], 
               aes(x = duration, fill = "Durasi Pendek"), alpha = 0.5) +
  labs(
    title = "Distribusi Durasi Panggilan untuk Nasabah yang Menerima Penawaran",
    x = "Durasi Panggilan (detik)",
    y = "Kepadatan",
    fill = "Kategori Durasi"
  ) +
  scale_fill_manual(values = c("Durasi Panjang" = "blue", "Durasi Pendek" = "red")) +
  theme_minimal()

✅ Jawaban : - Nasabah yang menerima tawaran cenderung memiliki panggilan sebentar (pendek).

💡 Conclusion:

  • Lebih banyak nasabah yang menolak penawaran deposito.
  • Banyak nasabah menerima tawaran setelah hanya sedikit panggilan.
  • Durasi panggilan cukup memakan waktu sebentar (0-50 detik) sampai nasabah dapat menerima tawaran.
  • Nasabah dengan saldo negatif lebih banyak yang mengambil pinjaman.
  • Nasabah dengan saldo negatif cenderung lebih sulit menerima tawaran deposito.
  • Seringnya dihubungi masih menjadi metode yang kurang efektif atau bahkan mengganggu.