Introduction

Hi! My name is Matt Satterfield. I’m a Consumer Credit Risk Lead Analyst with Fifth Third bank. My focus is on Macroeconomics, asking questions like

  1. In what direction is the economy headed in terms of inflation, jobs markets, and consequent interest rates?
  2. How do we look against peers?
    1. Are we underperforming peers?
    2. If so, why?

My secondary focus is product-specific, primarily with the Auto book.

I love what I do, but the path there was…winding.

Bio: Finding My Place

I began a series of careers with service in the military. After that, I worked at a theme park for several years. Then I worked in retail for 15+ years. I was largely unhappy, as none of these really “fit”.

During this period, something life-changing occurred. As a recreational cyclist, I decided to challenge myself by enrolling in “Ride The Rockies”, a 5-day bike tour through through the Rocky Mountains - covering 380 miles, and 25,000 feet of elevation gain!

Once I had achieved that, I was confident that I could do just about anything. I was in my early 40’s at this point, and decided it was not too late to wipe the slate clean. I moved from Akron, Ohio, to attend the University of Cincinnati, where I earned my undergraduate degree in Mathematics with a focus on Statistics.

I quickly got a job at Fifth Third Bank as an Analyst I. I moved through the ranks to Lead Analyst, and I’m not stopping there!


Computer Experience

We almost exclusively use SAS at work, so I have very little experience with R. I took a Linear Regression course that used R, and that is the extent of my experience with it.

Fortunately, there is a plethora of guidance on the web related to R and R markdown.

For example, if I want to display \((x,y)\) for \(x = 5, y = 7 + x\), simply using (x,y) in the code fails.

A quick Google search shows to use cat(“(”, x, “,”, y, “)”) instead:

x <- 5
y <- 7 + x
cat("(", x, ",", y, ")")
## ( 5 , 12 )

Looking at these results, one might reasonably decide that they do not want the hashes displayed in the output. Another Google search remedies this with the line comment = NA:

x <- 5
y <- 7 + x
cat("(", x, ",", y ,")")
( 5 , 12 )

You can see how readily available troubleshooting options are with a quick internet search.

I look forward to learning more about R as we move ahead. The more computer systems we know, the more marketable we are!