Regresión Lineal - Seguros
Naila Salinas - A00832702
2024-08-19
Teoría
lm() es la función de R para ajustar modelos
lineales.
Es el modelo estadístico más básico que existe y más fácil de
interpretar.
Para interpretarlo se usa la medida R-cuadrada, que significa qué tan
cerca están los datos de la línea de regresión ajustada (va de 0 a 1,
donde 1 es que el modelo explica toda la variabilidad).
Importar base de datos
#file.choose()
base_de_datos <- read.csv("C:\\Users\\naila\\OneDrive\\Documentos\\1 TEC\\7MO SEMESTRE\\M2\\seguros.csv")Entender la base de datos
resumen <- summary(base_de_datos)
resumen## ClaimID TotalPaid TotalReserves TotalRecovery
## Min. : 777632 Min. : 0 Min. : 0 Min. : 0.00
## 1st Qu.: 800748 1st Qu.: 83 1st Qu.: 0 1st Qu.: 0.00
## Median : 812128 Median : 271 Median : 0 Median : 0.00
## Mean : 1864676 Mean : 10404 Mean : 3368 Mean : 66.05
## 3rd Qu.: 824726 3rd Qu.: 1122 3rd Qu.: 0 3rd Qu.: 0.00
## Max. :62203364 Max. :4527291 Max. :1529053 Max. :100000.00
##
## IndemnityPaid OtherPaid TotalIncurredCost ClaimStatus
## Min. : 0 Min. : 0 Min. : -10400 Length:31619
## 1st Qu.: 0 1st Qu.: 80 1st Qu.: 80 Class :character
## Median : 0 Median : 265 Median : 266 Mode :character
## Mean : 4977 Mean : 5427 Mean : 13706
## 3rd Qu.: 0 3rd Qu.: 1023 3rd Qu.: 1098
## Max. :640732 Max. :4129915 Max. :4734750
##
## IncidentDate IncidentDescription ReturnToWorkDate ClaimantOpenedDate
## Length:31619 Length:31619 Length:31619 Length:31619
## Class :character Class :character Class :character Class :character
## Mode :character Mode :character Mode :character Mode :character
##
##
##
##
## ClaimantClosedDate EmployerNotificationDate ReceivedDate
## Length:31619 Length:31619 Length:31619
## Class :character Class :character Class :character
## Mode :character Mode :character Mode :character
##
##
##
##
## IsDenied Transaction_Time Procesing_Time ClaimantAge_at_DOI
## Min. :0.00000 Min. : 0 Min. : 0.00 Min. :14.0
## 1st Qu.:0.00000 1st Qu.: 211 1st Qu.: 4.00 1st Qu.:33.0
## Median :0.00000 Median : 780 Median : 10.00 Median :42.0
## Mean :0.04463 Mean : 1004 Mean : 62.99 Mean :41.6
## 3rd Qu.:0.00000 3rd Qu.: 1440 3rd Qu.: 24.00 3rd Qu.:50.0
## Max. :1.00000 Max. :16428 Max. :11558.00 Max. :94.0
## NA's :614
## Gender ClaimantType InjuryNature BodyPartRegion
## Length:31619 Length:31619 Length:31619 Length:31619
## Class :character Class :character Class :character Class :character
## Mode :character Mode :character Mode :character Mode :character
##
##
##
##
## BodyPart AverageWeeklyWage1 ClaimID1 BillReviewALE
## Length:31619 Min. : 100.0 Min. : 777632 Min. : -448.0
## Class :character 1st Qu.: 492.0 1st Qu.: 800748 1st Qu.: 16.0
## Mode :character Median : 492.0 Median : 812128 Median : 24.0
## Mean : 536.5 Mean : 1864676 Mean : 188.7
## 3rd Qu.: 492.0 3rd Qu.: 824726 3rd Qu.: 64.1
## Max. :8613.5 Max. :62203364 Max. :46055.3
## NA's :14912
## Hospital PhysicianOutpatient Rx
## Min. : -12570.4 Min. : -549.5 Min. : -160.7
## 1st Qu.: 210.5 1st Qu.: 105.8 1st Qu.: 22.9
## Median : 613.9 Median : 218.0 Median : 61.5
## Mean : 5113.2 Mean : 1813.2 Mean : 1695.2
## 3rd Qu.: 2349.1 3rd Qu.: 680.6 3rd Qu.: 189.0
## Max. :2759604.0 Max. :1219766.6 Max. :631635.5
## NA's :19655 NA's :2329 NA's :20730Generar regresion (modelo lineal)
columnas_categoricas <- c("Gender", "ClaimantType", "InjuryNature", "BodyPartRegion", "BodyPart")
base_de_datos[columnas_categoricas] <- lapply(base_de_datos[columnas_categoricas], as.factor)
regresion <- lm(TotalIncurredCost ~ IsDenied + Gender + ClaimantType + InjuryNature + BodyPartRegion + BodyPart + Transaction_Time + Procesing_Time + ClaimantAge_at_DOI +AverageWeeklyWage1, data=base_de_datos)
summary(regresion)##
## Call:
## lm(formula = TotalIncurredCost ~ IsDenied + Gender + ClaimantType +
## InjuryNature + BodyPartRegion + BodyPart + Transaction_Time +
## Procesing_Time + ClaimantAge_at_DOI + AverageWeeklyWage1,
## data = base_de_datos)
##
## Residuals:
## Min 1Q Median 3Q Max
## -218634 -4921 -124 2933 1359517
##
## Coefficients: (6 not defined because of singularities)
## Estimate
## (Intercept) -8.297e+03
## IsDenied -7.719e+03
## GenderMale 3.464e+02
## GenderNot Available 1.910e+04
## ClaimantTypeMedical Only -2.145e+04
## ClaimantTypeReport Only -2.034e+04
## InjuryNatureAll Other Specific Injuries, Noc 1.247e+04
## InjuryNatureAmputation 2.060e+04
## InjuryNatureAngina Pectoris -4.732e+03
## InjuryNatureAsbestosis 1.893e+04
## InjuryNatureAsphyxiation 1.144e+04
## InjuryNatureBlack Lung 1.452e+04
## InjuryNatureBurn 1.907e+04
## InjuryNatureCancer 4.086e+04
## InjuryNatureCarpal Tunnel Syndrome 1.087e+04
## InjuryNatureConcussion 2.125e+04
## InjuryNatureContagious Disease 1.097e+04
## InjuryNatureContusion 1.459e+04
## InjuryNatureCrushing 2.006e+04
## InjuryNatureDermatitis 1.495e+04
## InjuryNatureDislocation 1.439e+04
## InjuryNatureDust Disease, NOC 1.660e+04
## InjuryNatureElectric Shock 1.222e+04
## InjuryNatureForeign Body 1.327e+04
## InjuryNatureFracture 1.770e+04
## InjuryNatureFreezing 1.055e+04
## InjuryNatureHearing Loss Or Impairment 5.991e+03
## InjuryNatureHeat Prostration 1.337e+04
## InjuryNatureHernia 1.025e+04
## InjuryNatureInfection 1.262e+04
## InjuryNatureInflammation 1.614e+04
## InjuryNatureLaceration 1.538e+04
## InjuryNatureLoss of Hearing 1.026e+04
## InjuryNatureMental Disorder 4.663e+03
## InjuryNatureMental Stress 9.083e+03
## InjuryNatureMultiple Injuries Including Both Physical and Psychological 2.436e+04
## InjuryNatureMultiple Physical Injuries Only 1.603e+04
## InjuryNatureMyocardial Infarction 1.784e+04
## InjuryNatureNo Physical Injury 1.397e+04
## InjuryNatureNon-Standard Code 1.260e+04
## InjuryNatureNot Available 2.020e+04
## InjuryNaturePoisoning?Chemical (Other Than Metals) 1.168e+04
## InjuryNaturePoisoning?General (NOT OD or Cumulative Injury) 1.499e+04
## InjuryNaturePuncture 1.554e+04
## InjuryNatureRadiation 1.634e+04
## InjuryNatureRespiratory Disorders 1.504e+04
## InjuryNatureRupture 1.978e+04
## InjuryNatureSeverance 4.431e+04
## InjuryNatureSprain 1.603e+04
## InjuryNatureStrain 1.420e+04
## InjuryNatureSyncope 1.878e+04
## InjuryNatureVascular -5.688e+03
## InjuryNatureVDT-Related Disease -6.460e+03
## InjuryNatureVision Loss 1.726e+04
## BodyPartRegionLower Extremities 5.941e+03
## BodyPartRegionMultiple Body Parts 1.366e+05
## BodyPartRegionNeck 7.045e+04
## BodyPartRegionNon-Standard Code -7.611e+03
## BodyPartRegionTrunk 3.842e+03
## BodyPartRegionUpper Extremities 4.280e+03
## BodyPartAnkle -2.347e+03
## BodyPartArtificial Appliance -1.340e+05
## BodyPartBody Systems and Multiple Body Systems -1.328e+05
## BodyPartBrain 7.677e+04
## BodyPartButtocks 1.310e+03
## BodyPartChest 1.935e+03
## BodyPartDisc-Trunk 7.338e+03
## BodyPartEar(S) 4.185e+03
## BodyPartElbow 1.559e+03
## BodyPartEyes 5.604e+03
## BodyPartFacial Bones 4.260e+03
## BodyPartFinger(S) -1.706e+03
## BodyPartFoot -2.774e+03
## BodyPartGreat Toe -2.750e+03
## BodyPartHand -5.760e+02
## BodyPartHeart 9.103e+03
## BodyPartHip 1.086e+03
## BodyPartInsufficient Info to Properly Identify?Unclassified -1.318e+05
## BodyPartInternal Organs -7.432e+03
## BodyPartKnee 7.782e+02
## BodyPartLarynx -8.151e+04
## BodyPartLower Arm 4.965e+02
## BodyPartLower Back Area 3.649e+03
## BodyPartLower Leg -1.822e+03
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) 4.508e+03
## BodyPartLungs 1.540e+03
## BodyPartMouth 4.116e+03
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) -1.301e+05
## BodyPartMultiple Head Injury 6.054e+03
## BodyPartMultiple Lower Extremities 3.767e+03
## BodyPartMultiple Neck Injury -6.422e+04
## BodyPartMultiple Trunk -2.386e+03
## BodyPartMultiple Upper Extremities 7.155e+01
## BodyPartNo Physical Injury -1.319e+05
## BodyPartNon-Standard Code NA
## BodyPartNose 4.563e+03
## BodyPartPelvis 4.726e+03
## BodyPartSacrum And Coccyx -1.220e+03
## BodyPartShoulder(S) 3.910e+03
## BodyPartSkull 3.982e+03
## BodyPartSoft Tissue-Head -4.966e+03
## BodyPartSoft Tissue-Neck -6.540e+04
## BodyPartSpinal Cord-Trunk 6.031e+03
## BodyPartTeeth NA
## BodyPartThumb -7.054e+02
## BodyPartToes -2.594e+03
## BodyPartTrachea -7.360e+04
## BodyPartUpper Arm -5.681e+02
## BodyPartUpper Back Area 1.986e+03
## BodyPartUpper Leg NA
## BodyPartVertebrae NA
## BodyPartWhole Body NA
## BodyPartWrist NA
## Transaction_Time 3.790e+00
## Procesing_Time 2.684e+01
## ClaimantAge_at_DOI 7.796e+01
## AverageWeeklyWage1 4.747e+00
## Std. Error
## (Intercept) 2.535e+04
## IsDenied 7.199e+02
## GenderMale 2.937e+02
## GenderNot Available 2.818e+03
## ClaimantTypeMedical Only 3.762e+02
## ClaimantTypeReport Only 8.225e+02
## InjuryNatureAll Other Specific Injuries, Noc 2.522e+04
## InjuryNatureAmputation 2.694e+04
## InjuryNatureAngina Pectoris 3.133e+04
## InjuryNatureAsbestosis 2.576e+04
## InjuryNatureAsphyxiation 3.567e+04
## InjuryNatureBlack Lung 3.567e+04
## InjuryNatureBurn 2.524e+04
## InjuryNatureCancer 2.818e+04
## InjuryNatureCarpal Tunnel Syndrome 2.527e+04
## InjuryNatureConcussion 2.534e+04
## InjuryNatureContagious Disease 2.537e+04
## InjuryNatureContusion 2.521e+04
## InjuryNatureCrushing 2.530e+04
## InjuryNatureDermatitis 2.523e+04
## InjuryNatureDislocation 2.529e+04
## InjuryNatureDust Disease, NOC 2.917e+04
## InjuryNatureElectric Shock 2.554e+04
## InjuryNatureForeign Body 2.523e+04
## InjuryNatureFracture 2.522e+04
## InjuryNatureFreezing 2.909e+04
## InjuryNatureHearing Loss Or Impairment 2.600e+04
## InjuryNatureHeat Prostration 2.547e+04
## InjuryNatureHernia 2.543e+04
## InjuryNatureInfection 2.533e+04
## InjuryNatureInflammation 2.525e+04
## InjuryNatureLaceration 2.521e+04
## InjuryNatureLoss of Hearing 2.613e+04
## InjuryNatureMental Disorder 2.774e+04
## InjuryNatureMental Stress 2.543e+04
## InjuryNatureMultiple Injuries Including Both Physical and Psychological 2.603e+04
## InjuryNatureMultiple Physical Injuries Only 2.523e+04
## InjuryNatureMyocardial Infarction 2.725e+04
## InjuryNatureNo Physical Injury 2.519e+04
## InjuryNatureNon-Standard Code 2.541e+04
## InjuryNatureNot Available 3.561e+04
## InjuryNaturePoisoning?Chemical (Other Than Metals) 2.541e+04
## InjuryNaturePoisoning?General (NOT OD or Cumulative Injury) 2.597e+04
## InjuryNaturePuncture 2.522e+04
## InjuryNatureRadiation 2.609e+04
## InjuryNatureRespiratory Disorders 2.527e+04
## InjuryNatureRupture 2.556e+04
## InjuryNatureSeverance 2.624e+04
## InjuryNatureSprain 2.521e+04
## InjuryNatureStrain 2.521e+04
## InjuryNatureSyncope 2.545e+04
## InjuryNatureVascular 3.560e+04
## InjuryNatureVDT-Related Disease 3.561e+04
## InjuryNatureVision Loss 2.624e+04
## BodyPartRegionLower Extremities 3.099e+03
## BodyPartRegionMultiple Body Parts 1.476e+04
## BodyPartRegionNeck 1.286e+04
## BodyPartRegionNon-Standard Code 4.346e+03
## BodyPartRegionTrunk 3.057e+03
## BodyPartRegionUpper Extremities 2.752e+03
## BodyPartAnkle 1.770e+03
## BodyPartArtificial Appliance 1.837e+04
## BodyPartBody Systems and Multiple Body Systems 1.471e+04
## BodyPartBrain 1.536e+04
## BodyPartButtocks 2.965e+03
## BodyPartChest 1.861e+03
## BodyPartDisc-Trunk 2.326e+03
## BodyPartEar(S) 3.859e+03
## BodyPartElbow 1.336e+03
## BodyPartEyes 2.810e+03
## BodyPartFacial Bones 3.104e+03
## BodyPartFinger(S) 9.262e+02
## BodyPartFoot 1.802e+03
## BodyPartGreat Toe 3.405e+03
## BodyPartHand 9.348e+02
## BodyPartHeart 1.110e+04
## BodyPartHip 2.142e+03
## BodyPartInsufficient Info to Properly Identify?Unclassified 1.460e+04
## BodyPartInternal Organs 4.093e+03
## BodyPartKnee 1.665e+03
## BodyPartLarynx 2.811e+04
## BodyPartLower Arm 1.174e+03
## BodyPartLower Back Area 1.571e+03
## BodyPartLower Leg 1.861e+03
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) 1.881e+03
## BodyPartLungs 2.868e+03
## BodyPartMouth 3.320e+03
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) 1.452e+04
## BodyPartMultiple Head Injury 2.782e+03
## BodyPartMultiple Lower Extremities 2.073e+03
## BodyPartMultiple Neck Injury 1.263e+04
## BodyPartMultiple Trunk 3.752e+03
## BodyPartMultiple Upper Extremities 1.351e+03
## BodyPartNo Physical Injury 1.465e+04
## BodyPartNon-Standard Code NA
## BodyPartNose 3.333e+03
## BodyPartPelvis 3.582e+03
## BodyPartSacrum And Coccyx 5.156e+03
## BodyPartShoulder(S) 9.792e+02
## BodyPartSkull 5.215e+03
## BodyPartSoft Tissue-Head 2.537e+04
## BodyPartSoft Tissue-Neck 1.269e+04
## BodyPartSpinal Cord-Trunk 4.695e+03
## BodyPartTeeth NA
## BodyPartThumb 1.198e+03
## BodyPartToes 2.460e+03
## BodyPartTrachea 1.584e+04
## BodyPartUpper Arm 1.418e+03
## BodyPartUpper Back Area 2.188e+03
## BodyPartUpper Leg NA
## BodyPartVertebrae NA
## BodyPartWhole Body NA
## BodyPartWrist NA
## Transaction_Time 1.631e-01
## Procesing_Time 7.794e-01
## ClaimantAge_at_DOI 1.284e+01
## AverageWeeklyWage1 6.648e-01
## t value
## (Intercept) -0.327
## IsDenied -10.723
## GenderMale 1.179
## GenderNot Available 6.779
## ClaimantTypeMedical Only -57.011
## ClaimantTypeReport Only -24.731
## InjuryNatureAll Other Specific Injuries, Noc 0.495
## InjuryNatureAmputation 0.765
## InjuryNatureAngina Pectoris -0.151
## InjuryNatureAsbestosis 0.735
## InjuryNatureAsphyxiation 0.321
## InjuryNatureBlack Lung 0.407
## InjuryNatureBurn 0.755
## InjuryNatureCancer 1.450
## InjuryNatureCarpal Tunnel Syndrome 0.430
## InjuryNatureConcussion 0.839
## InjuryNatureContagious Disease 0.432
## InjuryNatureContusion 0.579
## InjuryNatureCrushing 0.793
## InjuryNatureDermatitis 0.593
## InjuryNatureDislocation 0.569
## InjuryNatureDust Disease, NOC 0.569
## InjuryNatureElectric Shock 0.478
## InjuryNatureForeign Body 0.526
## InjuryNatureFracture 0.702
## InjuryNatureFreezing 0.363
## InjuryNatureHearing Loss Or Impairment 0.230
## InjuryNatureHeat Prostration 0.525
## InjuryNatureHernia 0.403
## InjuryNatureInfection 0.498
## InjuryNatureInflammation 0.639
## InjuryNatureLaceration 0.610
## InjuryNatureLoss of Hearing 0.393
## InjuryNatureMental Disorder 0.168
## InjuryNatureMental Stress 0.357
## InjuryNatureMultiple Injuries Including Both Physical and Psychological 0.936
## InjuryNatureMultiple Physical Injuries Only 0.635
## InjuryNatureMyocardial Infarction 0.655
## InjuryNatureNo Physical Injury 0.555
## InjuryNatureNon-Standard Code 0.496
## InjuryNatureNot Available 0.567
## InjuryNaturePoisoning?Chemical (Other Than Metals) 0.460
## InjuryNaturePoisoning?General (NOT OD or Cumulative Injury) 0.577
## InjuryNaturePuncture 0.616
## InjuryNatureRadiation 0.626
## InjuryNatureRespiratory Disorders 0.595
## InjuryNatureRupture 0.774
## InjuryNatureSeverance 1.688
## InjuryNatureSprain 0.636
## InjuryNatureStrain 0.563
## InjuryNatureSyncope 0.738
## InjuryNatureVascular -0.160
## InjuryNatureVDT-Related Disease -0.181
## InjuryNatureVision Loss 0.658
## BodyPartRegionLower Extremities 1.917
## BodyPartRegionMultiple Body Parts 9.259
## BodyPartRegionNeck 5.479
## BodyPartRegionNon-Standard Code -1.751
## BodyPartRegionTrunk 1.257
## BodyPartRegionUpper Extremities 1.555
## BodyPartAnkle -1.326
## BodyPartArtificial Appliance -7.298
## BodyPartBody Systems and Multiple Body Systems -9.029
## BodyPartBrain 4.999
## BodyPartButtocks 0.442
## BodyPartChest 1.040
## BodyPartDisc-Trunk 3.155
## BodyPartEar(S) 1.085
## BodyPartElbow 1.166
## BodyPartEyes 1.995
## BodyPartFacial Bones 1.372
## BodyPartFinger(S) -1.842
## BodyPartFoot -1.540
## BodyPartGreat Toe -0.808
## BodyPartHand -0.616
## BodyPartHeart 0.820
## BodyPartHip 0.507
## BodyPartInsufficient Info to Properly Identify?Unclassified -9.024
## BodyPartInternal Organs -1.816
## BodyPartKnee 0.468
## BodyPartLarynx -2.900
## BodyPartLower Arm 0.423
## BodyPartLower Back Area 2.323
## BodyPartLower Leg -0.979
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) 2.397
## BodyPartLungs 0.537
## BodyPartMouth 1.240
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) -8.962
## BodyPartMultiple Head Injury 2.176
## BodyPartMultiple Lower Extremities 1.818
## BodyPartMultiple Neck Injury -5.084
## BodyPartMultiple Trunk -0.636
## BodyPartMultiple Upper Extremities 0.053
## BodyPartNo Physical Injury -9.008
## BodyPartNon-Standard Code NA
## BodyPartNose 1.369
## BodyPartPelvis 1.319
## BodyPartSacrum And Coccyx -0.237
## BodyPartShoulder(S) 3.993
## BodyPartSkull 0.764
## BodyPartSoft Tissue-Head -0.196
## BodyPartSoft Tissue-Neck -5.154
## BodyPartSpinal Cord-Trunk 1.285
## BodyPartTeeth NA
## BodyPartThumb -0.589
## BodyPartToes -1.054
## BodyPartTrachea -4.647
## BodyPartUpper Arm -0.400
## BodyPartUpper Back Area 0.908
## BodyPartUpper Leg NA
## BodyPartVertebrae NA
## BodyPartWhole Body NA
## BodyPartWrist NA
## Transaction_Time 23.241
## Procesing_Time 34.437
## ClaimantAge_at_DOI 6.069
## AverageWeeklyWage1 7.142
## Pr(>|t|)
## (Intercept) 0.74347
## IsDenied < 2e-16
## GenderMale 0.23833
## GenderNot Available 1.23e-11
## ClaimantTypeMedical Only < 2e-16
## ClaimantTypeReport Only < 2e-16
## InjuryNatureAll Other Specific Injuries, Noc 0.62092
## InjuryNatureAmputation 0.44447
## InjuryNatureAngina Pectoris 0.87995
## InjuryNatureAsbestosis 0.46247
## InjuryNatureAsphyxiation 0.74850
## InjuryNatureBlack Lung 0.68385
## InjuryNatureBurn 0.45004
## InjuryNatureCancer 0.14709
## InjuryNatureCarpal Tunnel Syndrome 0.66718
## InjuryNatureConcussion 0.40163
## InjuryNatureContagious Disease 0.66544
## InjuryNatureContusion 0.56277
## InjuryNatureCrushing 0.42772
## InjuryNatureDermatitis 0.55351
## InjuryNatureDislocation 0.56926
## InjuryNatureDust Disease, NOC 0.56929
## InjuryNatureElectric Shock 0.63246
## InjuryNatureForeign Body 0.59882
## InjuryNatureFracture 0.48279
## InjuryNatureFreezing 0.71675
## InjuryNatureHearing Loss Or Impairment 0.81779
## InjuryNatureHeat Prostration 0.59969
## InjuryNatureHernia 0.68692
## InjuryNatureInfection 0.61831
## InjuryNatureInflammation 0.52261
## InjuryNatureLaceration 0.54194
## InjuryNatureLoss of Hearing 0.69462
## InjuryNatureMental Disorder 0.86649
## InjuryNatureMental Stress 0.72095
## InjuryNatureMultiple Injuries Including Both Physical and Psychological 0.34935
## InjuryNatureMultiple Physical Injuries Only 0.52521
## InjuryNatureMyocardial Infarction 0.51254
## InjuryNatureNo Physical Injury 0.57920
## InjuryNatureNon-Standard Code 0.62017
## InjuryNatureNot Available 0.57045
## InjuryNaturePoisoning?Chemical (Other Than Metals) 0.64576
## InjuryNaturePoisoning?General (NOT OD or Cumulative Injury) 0.56380
## InjuryNaturePuncture 0.53781
## InjuryNatureRadiation 0.53122
## InjuryNatureRespiratory Disorders 0.55171
## InjuryNatureRupture 0.43919
## InjuryNatureSeverance 0.09137
## InjuryNatureSprain 0.52498
## InjuryNatureStrain 0.57338
## InjuryNatureSyncope 0.46060
## InjuryNatureVascular 0.87306
## InjuryNatureVDT-Related Disease 0.85607
## InjuryNatureVision Loss 0.51072
## BodyPartRegionLower Extremities 0.05521
## BodyPartRegionMultiple Body Parts < 2e-16
## BodyPartRegionNeck 4.32e-08
## BodyPartRegionNon-Standard Code 0.07990
## BodyPartRegionTrunk 0.20881
## BodyPartRegionUpper Extremities 0.11998
## BodyPartAnkle 0.18479
## BodyPartArtificial Appliance 2.98e-13
## BodyPartBody Systems and Multiple Body Systems < 2e-16
## BodyPartBrain 5.80e-07
## BodyPartButtocks 0.65857
## BodyPartChest 0.29850
## BodyPartDisc-Trunk 0.00161
## BodyPartEar(S) 0.27810
## BodyPartElbow 0.24351
## BodyPartEyes 0.04608
## BodyPartFacial Bones 0.17005
## BodyPartFinger(S) 0.06546
## BodyPartFoot 0.12365
## BodyPartGreat Toe 0.41920
## BodyPartHand 0.53779
## BodyPartHeart 0.41210
## BodyPartHip 0.61203
## BodyPartInsufficient Info to Properly Identify?Unclassified < 2e-16
## BodyPartInternal Organs 0.06940
## BodyPartKnee 0.64014
## BodyPartLarynx 0.00374
## BodyPartLower Arm 0.67244
## BodyPartLower Back Area 0.02020
## BodyPartLower Leg 0.32750
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) 0.01653
## BodyPartLungs 0.59146
## BodyPartMouth 0.21513
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) < 2e-16
## BodyPartMultiple Head Injury 0.02956
## BodyPartMultiple Lower Extremities 0.06913
## BodyPartMultiple Neck Injury 3.72e-07
## BodyPartMultiple Trunk 0.52480
## BodyPartMultiple Upper Extremities 0.95777
## BodyPartNo Physical Injury < 2e-16
## BodyPartNon-Standard Code NA
## BodyPartNose 0.17095
## BodyPartPelvis 0.18702
## BodyPartSacrum And Coccyx 0.81288
## BodyPartShoulder(S) 6.55e-05
## BodyPartSkull 0.44510
## BodyPartSoft Tissue-Head 0.84478
## BodyPartSoft Tissue-Neck 2.57e-07
## BodyPartSpinal Cord-Trunk 0.19893
## BodyPartTeeth NA
## BodyPartThumb 0.55583
## BodyPartToes 0.29171
## BodyPartTrachea 3.38e-06
## BodyPartUpper Arm 0.68880
## BodyPartUpper Back Area 0.36399
## BodyPartUpper Leg NA
## BodyPartVertebrae NA
## BodyPartWhole Body NA
## BodyPartWrist NA
## Transaction_Time < 2e-16
## Procesing_Time < 2e-16
## ClaimantAge_at_DOI 1.30e-09
## AverageWeeklyWage1 9.43e-13
##
## (Intercept)
## IsDenied ***
## GenderMale
## GenderNot Available ***
## ClaimantTypeMedical Only ***
## ClaimantTypeReport Only ***
## InjuryNatureAll Other Specific Injuries, Noc
## InjuryNatureAmputation
## InjuryNatureAngina Pectoris
## InjuryNatureAsbestosis
## InjuryNatureAsphyxiation
## InjuryNatureBlack Lung
## InjuryNatureBurn
## InjuryNatureCancer
## InjuryNatureCarpal Tunnel Syndrome
## InjuryNatureConcussion
## InjuryNatureContagious Disease
## InjuryNatureContusion
## InjuryNatureCrushing
## InjuryNatureDermatitis
## InjuryNatureDislocation
## InjuryNatureDust Disease, NOC
## InjuryNatureElectric Shock
## InjuryNatureForeign Body
## InjuryNatureFracture
## InjuryNatureFreezing
## InjuryNatureHearing Loss Or Impairment
## InjuryNatureHeat Prostration
## InjuryNatureHernia
## InjuryNatureInfection
## InjuryNatureInflammation
## InjuryNatureLaceration
## InjuryNatureLoss of Hearing
## InjuryNatureMental Disorder
## InjuryNatureMental Stress
## InjuryNatureMultiple Injuries Including Both Physical and Psychological
## InjuryNatureMultiple Physical Injuries Only
## InjuryNatureMyocardial Infarction
## InjuryNatureNo Physical Injury
## InjuryNatureNon-Standard Code
## InjuryNatureNot Available
## InjuryNaturePoisoning?Chemical (Other Than Metals)
## InjuryNaturePoisoning?General (NOT OD or Cumulative Injury)
## InjuryNaturePuncture
## InjuryNatureRadiation
## InjuryNatureRespiratory Disorders
## InjuryNatureRupture
## InjuryNatureSeverance .
## InjuryNatureSprain
## InjuryNatureStrain
## InjuryNatureSyncope
## InjuryNatureVascular
## InjuryNatureVDT-Related Disease
## InjuryNatureVision Loss
## BodyPartRegionLower Extremities .
## BodyPartRegionMultiple Body Parts ***
## BodyPartRegionNeck ***
## BodyPartRegionNon-Standard Code .
## BodyPartRegionTrunk
## BodyPartRegionUpper Extremities
## BodyPartAnkle
## BodyPartArtificial Appliance ***
## BodyPartBody Systems and Multiple Body Systems ***
## BodyPartBrain ***
## BodyPartButtocks
## BodyPartChest
## BodyPartDisc-Trunk **
## BodyPartEar(S)
## BodyPartElbow
## BodyPartEyes *
## BodyPartFacial Bones
## BodyPartFinger(S) .
## BodyPartFoot
## BodyPartGreat Toe
## BodyPartHand
## BodyPartHeart
## BodyPartHip
## BodyPartInsufficient Info to Properly Identify?Unclassified ***
## BodyPartInternal Organs .
## BodyPartKnee
## BodyPartLarynx **
## BodyPartLower Arm
## BodyPartLower Back Area *
## BodyPartLower Leg
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) *
## BodyPartLungs
## BodyPartMouth
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) ***
## BodyPartMultiple Head Injury *
## BodyPartMultiple Lower Extremities .
## BodyPartMultiple Neck Injury ***
## BodyPartMultiple Trunk
## BodyPartMultiple Upper Extremities
## BodyPartNo Physical Injury ***
## BodyPartNon-Standard Code
## BodyPartNose
## BodyPartPelvis
## BodyPartSacrum And Coccyx
## BodyPartShoulder(S) ***
## BodyPartSkull
## BodyPartSoft Tissue-Head
## BodyPartSoft Tissue-Neck ***
## BodyPartSpinal Cord-Trunk
## BodyPartTeeth
## BodyPartThumb
## BodyPartToes
## BodyPartTrachea ***
## BodyPartUpper Arm
## BodyPartUpper Back Area
## BodyPartUpper Leg
## BodyPartVertebrae
## BodyPartWhole Body
## BodyPartWrist
## Transaction_Time ***
## Procesing_Time ***
## ClaimantAge_at_DOI ***
## AverageWeeklyWage1 ***
## ---
## Signif. codes: 0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
##
## Residual standard error: 25130 on 30894 degrees of freedom
## (614 observations deleted due to missingness)
## Multiple R-squared: 0.1901, Adjusted R-squared: 0.1872
## F-statistic: 65.91 on 110 and 30894 DF, p-value: < 2.2e-16Evaluar, y en caso necesario, ajustar la regresion
regresion <- lm(TotalIncurredCost ~ IsDenied + ClaimantType + Gender + Transaction_Time + Procesing_Time + ClaimantAge_at_DOI + AverageWeeklyWage1 + BodyPartRegion + BodyPart, data=base_de_datos)
summary(regresion)##
## Call:
## lm(formula = TotalIncurredCost ~ IsDenied + ClaimantType + Gender +
## Transaction_Time + Procesing_Time + ClaimantAge_at_DOI +
## AverageWeeklyWage1 + BodyPartRegion + BodyPart, data = base_de_datos)
##
## Residuals:
## Min 1Q Median 3Q Max
## -211952 -4723 -58 2848 1363485
##
## Coefficients: (6 not defined because of singularities)
## Estimate
## (Intercept) 7.605e+03
## IsDenied -8.093e+03
## ClaimantTypeMedical Only -2.168e+04
## ClaimantTypeReport Only -2.055e+04
## GenderMale 4.058e+02
## GenderNot Available 1.943e+04
## Transaction_Time 3.647e+00
## Procesing_Time 2.667e+01
## ClaimantAge_at_DOI 7.795e+01
## AverageWeeklyWage1 4.883e+00
## BodyPartRegionLower Extremities 5.071e+03
## BodyPartRegionMultiple Body Parts 1.353e+05
## BodyPartRegionNeck 7.078e+04
## BodyPartRegionNon-Standard Code -1.047e+04
## BodyPartRegionTrunk 2.102e+03
## BodyPartRegionUpper Extremities 3.242e+03
## BodyPartAnkle -1.585e+03
## BodyPartArtificial Appliance -1.336e+05
## BodyPartBody Systems and Multiple Body Systems -1.329e+05
## BodyPartBrain 7.279e+04
## BodyPartButtocks 2.312e+03
## BodyPartChest 2.890e+03
## BodyPartDisc-Trunk 7.796e+03
## BodyPartEar(S) 9.774e+02
## BodyPartElbow 1.694e+03
## BodyPartEyes 4.128e+03
## BodyPartFacial Bones 3.456e+03
## BodyPartFinger(S) -9.207e+02
## BodyPartFoot -2.234e+03
## BodyPartGreat Toe -2.222e+03
## BodyPartHand -2.775e+02
## BodyPartHeart 1.055e+04
## BodyPartHip 9.210e+02
## BodyPartInsufficient Info to Properly Identify?Unclassified -1.321e+05
## BodyPartInternal Organs -7.673e+03
## BodyPartKnee 6.824e+02
## BodyPartLarynx -8.310e+04
## BodyPartLower Arm 8.262e+02
## BodyPartLower Back Area 4.006e+03
## BodyPartLower Leg -1.659e+03
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) 4.897e+03
## BodyPartLungs 2.671e+03
## BodyPartMouth 3.214e+03
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) -1.298e+05
## BodyPartMultiple Head Injury 5.441e+03
## BodyPartMultiple Lower Extremities 3.841e+03
## BodyPartMultiple Neck Injury -6.572e+04
## BodyPartMultiple Trunk -2.053e+03
## BodyPartMultiple Upper Extremities 1.484e+02
## BodyPartNo Physical Injury -1.327e+05
## BodyPartNon-Standard Code NA
## BodyPartNose 4.166e+03
## BodyPartPelvis 5.104e+03
## BodyPartSacrum And Coccyx 1.067e+01
## BodyPartShoulder(S) 3.719e+03
## BodyPartSkull 3.655e+03
## BodyPartSoft Tissue-Head -3.561e+02
## BodyPartSoft Tissue-Neck -6.651e+04
## BodyPartSpinal Cord-Trunk 6.399e+03
## BodyPartTeeth NA
## BodyPartThumb -5.308e+01
## BodyPartToes -1.824e+03
## BodyPartTrachea -6.989e+04
## BodyPartUpper Arm -4.600e+02
## BodyPartUpper Back Area 2.469e+03
## BodyPartUpper Leg NA
## BodyPartVertebrae NA
## BodyPartWhole Body NA
## BodyPartWrist NA
## Std. Error
## (Intercept) 2.727e+03
## IsDenied 7.045e+02
## ClaimantTypeMedical Only 3.658e+02
## ClaimantTypeReport Only 8.165e+02
## GenderMale 2.914e+02
## GenderNot Available 2.817e+03
## Transaction_Time 1.590e-01
## Procesing_Time 7.749e-01
## ClaimantAge_at_DOI 1.281e+01
## AverageWeeklyWage1 6.630e-01
## BodyPartRegionLower Extremities 3.065e+03
## BodyPartRegionMultiple Body Parts 1.476e+04
## BodyPartRegionNeck 1.287e+04
## BodyPartRegionNon-Standard Code 2.863e+03
## BodyPartRegionTrunk 2.987e+03
## BodyPartRegionUpper Extremities 2.718e+03
## BodyPartAnkle 1.728e+03
## BodyPartArtificial Appliance 1.837e+04
## BodyPartBody Systems and Multiple Body Systems 1.470e+04
## BodyPartBrain 1.477e+04
## BodyPartButtocks 2.927e+03
## BodyPartChest 1.800e+03
## BodyPartDisc-Trunk 2.286e+03
## BodyPartEar(S) 3.506e+03
## BodyPartElbow 1.325e+03
## BodyPartEyes 2.718e+03
## BodyPartFacial Bones 3.074e+03
## BodyPartFinger(S) 8.841e+02
## BodyPartFoot 1.794e+03
## BodyPartGreat Toe 3.399e+03
## BodyPartHand 9.161e+02
## BodyPartHeart 7.415e+03
## BodyPartHip 2.137e+03
## BodyPartInsufficient Info to Properly Identify?Unclassified 1.461e+04
## BodyPartInternal Organs 4.057e+03
## BodyPartKnee 1.655e+03
## BodyPartLarynx 2.813e+04
## BodyPartLower Arm 1.157e+03
## BodyPartLower Back Area 1.497e+03
## BodyPartLower Leg 1.860e+03
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) 1.821e+03
## BodyPartLungs 2.324e+03
## BodyPartMouth 3.289e+03
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) 1.453e+04
## BodyPartMultiple Head Injury 2.739e+03
## BodyPartMultiple Lower Extremities 2.071e+03
## BodyPartMultiple Neck Injury 1.264e+04
## BodyPartMultiple Trunk 3.740e+03
## BodyPartMultiple Upper Extremities 1.341e+03
## BodyPartNo Physical Injury 1.460e+04
## BodyPartNon-Standard Code NA
## BodyPartNose 3.319e+03
## BodyPartPelvis 3.573e+03
## BodyPartSacrum And Coccyx 5.135e+03
## BodyPartShoulder(S) 9.611e+02
## BodyPartSkull 5.163e+03
## BodyPartSoft Tissue-Head 2.529e+04
## BodyPartSoft Tissue-Neck 1.269e+04
## BodyPartSpinal Cord-Trunk 4.673e+03
## BodyPartTeeth NA
## BodyPartThumb 1.172e+03
## BodyPartToes 2.451e+03
## BodyPartTrachea 1.578e+04
## BodyPartUpper Arm 1.408e+03
## BodyPartUpper Back Area 2.139e+03
## BodyPartUpper Leg NA
## BodyPartVertebrae NA
## BodyPartWhole Body NA
## BodyPartWrist NA
## t value
## (Intercept) 2.789
## IsDenied -11.488
## ClaimantTypeMedical Only -59.259
## ClaimantTypeReport Only -25.170
## GenderMale 1.392
## GenderNot Available 6.897
## Transaction_Time 22.937
## Procesing_Time 34.424
## ClaimantAge_at_DOI 6.083
## AverageWeeklyWage1 7.366
## BodyPartRegionLower Extremities 1.655
## BodyPartRegionMultiple Body Parts 9.166
## BodyPartRegionNeck 5.500
## BodyPartRegionNon-Standard Code -3.657
## BodyPartRegionTrunk 0.704
## BodyPartRegionUpper Extremities 1.193
## BodyPartAnkle -0.917
## BodyPartArtificial Appliance -7.271
## BodyPartBody Systems and Multiple Body Systems -9.045
## BodyPartBrain 4.929
## BodyPartButtocks 0.790
## BodyPartChest 1.605
## BodyPartDisc-Trunk 3.410
## BodyPartEar(S) 0.279
## BodyPartElbow 1.278
## BodyPartEyes 1.518
## BodyPartFacial Bones 1.124
## BodyPartFinger(S) -1.041
## BodyPartFoot -1.245
## BodyPartGreat Toe -0.654
## BodyPartHand -0.303
## BodyPartHeart 1.423
## BodyPartHip 0.431
## BodyPartInsufficient Info to Properly Identify?Unclassified -9.042
## BodyPartInternal Organs -1.891
## BodyPartKnee 0.412
## BodyPartLarynx -2.954
## BodyPartLower Arm 0.714
## BodyPartLower Back Area 2.676
## BodyPartLower Leg -0.892
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) 2.689
## BodyPartLungs 1.149
## BodyPartMouth 0.977
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) -8.933
## BodyPartMultiple Head Injury 1.986
## BodyPartMultiple Lower Extremities 1.855
## BodyPartMultiple Neck Injury -5.201
## BodyPartMultiple Trunk -0.549
## BodyPartMultiple Upper Extremities 0.111
## BodyPartNo Physical Injury -9.092
## BodyPartNon-Standard Code NA
## BodyPartNose 1.255
## BodyPartPelvis 1.429
## BodyPartSacrum And Coccyx 0.002
## BodyPartShoulder(S) 3.870
## BodyPartSkull 0.708
## BodyPartSoft Tissue-Head -0.014
## BodyPartSoft Tissue-Neck -5.241
## BodyPartSpinal Cord-Trunk 1.369
## BodyPartTeeth NA
## BodyPartThumb -0.045
## BodyPartToes -0.744
## BodyPartTrachea -4.428
## BodyPartUpper Arm -0.327
## BodyPartUpper Back Area 1.154
## BodyPartUpper Leg NA
## BodyPartVertebrae NA
## BodyPartWhole Body NA
## BodyPartWrist NA
## Pr(>|t|)
## (Intercept) 0.005297
## IsDenied < 2e-16
## ClaimantTypeMedical Only < 2e-16
## ClaimantTypeReport Only < 2e-16
## GenderMale 0.163798
## GenderNot Available 5.41e-12
## Transaction_Time < 2e-16
## Procesing_Time < 2e-16
## ClaimantAge_at_DOI 1.19e-09
## AverageWeeklyWage1 1.81e-13
## BodyPartRegionLower Extremities 0.098012
## BodyPartRegionMultiple Body Parts < 2e-16
## BodyPartRegionNeck 3.82e-08
## BodyPartRegionNon-Standard Code 0.000256
## BodyPartRegionTrunk 0.481575
## BodyPartRegionUpper Extremities 0.232979
## BodyPartAnkle 0.359161
## BodyPartArtificial Appliance 3.65e-13
## BodyPartBody Systems and Multiple Body Systems < 2e-16
## BodyPartBrain 8.29e-07
## BodyPartButtocks 0.429655
## BodyPartChest 0.108428
## BodyPartDisc-Trunk 0.000650
## BodyPartEar(S) 0.780434
## BodyPartElbow 0.201198
## BodyPartEyes 0.128931
## BodyPartFacial Bones 0.260857
## BodyPartFinger(S) 0.297689
## BodyPartFoot 0.212978
## BodyPartGreat Toe 0.513200
## BodyPartHand 0.761947
## BodyPartHeart 0.154804
## BodyPartHip 0.666491
## BodyPartInsufficient Info to Properly Identify?Unclassified < 2e-16
## BodyPartInternal Organs 0.058620
## BodyPartKnee 0.680134
## BodyPartLarynx 0.003138
## BodyPartLower Arm 0.475340
## BodyPartLower Back Area 0.007452
## BodyPartLower Leg 0.372476
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) 0.007177
## BodyPartLungs 0.250451
## BodyPartMouth 0.328512
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) < 2e-16
## BodyPartMultiple Head Injury 0.047038
## BodyPartMultiple Lower Extremities 0.063608
## BodyPartMultiple Neck Injury 1.99e-07
## BodyPartMultiple Trunk 0.583010
## BodyPartMultiple Upper Extremities 0.911923
## BodyPartNo Physical Injury < 2e-16
## BodyPartNon-Standard Code NA
## BodyPartNose 0.209431
## BodyPartPelvis 0.153151
## BodyPartSacrum And Coccyx 0.998343
## BodyPartShoulder(S) 0.000109
## BodyPartSkull 0.478930
## BodyPartSoft Tissue-Head 0.988767
## BodyPartSoft Tissue-Neck 1.61e-07
## BodyPartSpinal Cord-Trunk 0.170860
## BodyPartTeeth NA
## BodyPartThumb 0.963872
## BodyPartToes 0.456857
## BodyPartTrachea 9.53e-06
## BodyPartUpper Arm 0.743899
## BodyPartUpper Back Area 0.248408
## BodyPartUpper Leg NA
## BodyPartVertebrae NA
## BodyPartWhole Body NA
## BodyPartWrist NA
##
## (Intercept) **
## IsDenied ***
## ClaimantTypeMedical Only ***
## ClaimantTypeReport Only ***
## GenderMale
## GenderNot Available ***
## Transaction_Time ***
## Procesing_Time ***
## ClaimantAge_at_DOI ***
## AverageWeeklyWage1 ***
## BodyPartRegionLower Extremities .
## BodyPartRegionMultiple Body Parts ***
## BodyPartRegionNeck ***
## BodyPartRegionNon-Standard Code ***
## BodyPartRegionTrunk
## BodyPartRegionUpper Extremities
## BodyPartAnkle
## BodyPartArtificial Appliance ***
## BodyPartBody Systems and Multiple Body Systems ***
## BodyPartBrain ***
## BodyPartButtocks
## BodyPartChest
## BodyPartDisc-Trunk ***
## BodyPartEar(S)
## BodyPartElbow
## BodyPartEyes
## BodyPartFacial Bones
## BodyPartFinger(S)
## BodyPartFoot
## BodyPartGreat Toe
## BodyPartHand
## BodyPartHeart
## BodyPartHip
## BodyPartInsufficient Info to Properly Identify?Unclassified ***
## BodyPartInternal Organs .
## BodyPartKnee
## BodyPartLarynx **
## BodyPartLower Arm
## BodyPartLower Back Area **
## BodyPartLower Leg
## BodyPartLumbar and/or Sacral Vertebrae (Vertebra NOC Trunk) **
## BodyPartLungs
## BodyPartMouth
## BodyPartMultiple Body Parts (Including Body Systems and Body Parts) ***
## BodyPartMultiple Head Injury *
## BodyPartMultiple Lower Extremities .
## BodyPartMultiple Neck Injury ***
## BodyPartMultiple Trunk
## BodyPartMultiple Upper Extremities
## BodyPartNo Physical Injury ***
## BodyPartNon-Standard Code
## BodyPartNose
## BodyPartPelvis
## BodyPartSacrum And Coccyx
## BodyPartShoulder(S) ***
## BodyPartSkull
## BodyPartSoft Tissue-Head
## BodyPartSoft Tissue-Neck ***
## BodyPartSpinal Cord-Trunk
## BodyPartTeeth
## BodyPartThumb
## BodyPartToes
## BodyPartTrachea ***
## BodyPartUpper Arm
## BodyPartUpper Back Area
## BodyPartUpper Leg
## BodyPartVertebrae
## BodyPartWhole Body
## BodyPartWrist
## ---
## Signif. codes: 0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
##
## Residual standard error: 25150 on 30942 degrees of freedom
## (614 observations deleted due to missingness)
## Multiple R-squared: 0.1874, Adjusted R-squared: 0.1858
## F-statistic: 115.1 on 62 and 30942 DF, p-value: < 2.2e-16Construir un modelo de prediccion
datos_nuevos <- data.frame(IsDenied=0, ClaimantType="Indemnity", Gender="Female", Transaction_Time=100, Procesing_Time=200, ClaimantAge_at_DOI=50, AverageWeeklyWage1=490, BodyPartRegion="Trunk", BodyPart="Lower Back Area")
predict(regresion,datos_nuevos)## 1
## 25703.79Conclusión
El modelo de regresión lineal explica el 18% del comportamiento del costo del seguro. Este modelo se puede mejorar agregando otras variables que impacten.
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