Question 1

The price of one share of stock in the Pilsdorff Beer Company (see Exercise 8.2.12) is given by \(Y_n\) on the nth day of the year. Finn observes that the differences \(X_n = Y_{n+1} − Y_n\) appear to be independent random variables with a common distribution having mean µ = 0 and variance \(σ^2\) = 1/4. If \(Y_1\) = 100, estimate the probability that \(Y_{365}\) is:
(a) ≥ 100
(b) ≥ 110
(c) ≥ 120

The differences \(X_n\) are independent random variables, and the mean \(\mu\) and variance \(\alpha^2\) are well defined. \(X_n = Y_{n+1} − Y_n\), which we can rewrite as:

\[ Y_{n+1} = Y_1 + \sum_{i=1}^{n} X_i \]

Meaning that the price at day \(n+1\) can be found by adding the initial price at day \(Y_1\) to the differences in price up to day \(n\), better known as the accumulation of price changes.

We now have an expression that contains a sum. We are given that \(Y_1=100\), so that becomes:

\[ Y_{n+1} = 100 + \sum_{i=1}^{n} X_i \] We can easily rewrite this to model the price on current day \(n\):

\[ Y_{n} = 100 + \sum_{i=1}^{n-1} X_i \] Because of the aforementioned properties (independent with known mean and variance), the sum of \(X_i\) will follow a normal distribution, meaning \(Y_n\) will as well. We will need to find the mean \(\mu\) and the variance \(\alpha^2\) at n=365:

\[\mu_{Y_{365}} = 100+364*0 = 100\] and \[\alpha^2_{Y_{365}} = 364 * \frac{1}{4} = 91 \\ \alpha = \sqrt{91}\]

Using the properties of normal distribution we can find the Z scores such that:

\[ Z >= \frac{x-\mu}{\alpha} \]

Plugging in values:

\[ Z >= \frac{100-100}{\sqrt{}91} \\ Z = 0\]

A z-score of 0 means no deviation from the mean of the distribution which is 100. That means the probability of getting a raw value of 100 or more is 50%.

\[ Z >= \frac{110-100}{\sqrt{}91} \\ Z = 1.048\] The raw value 110 is 1.048 standard deviations above the mean, which means getting a raw value >= that is 14.725% likely.

\[ Z >= \frac{120-100}{\sqrt{}91} \\ Z = 2.097\]

120 is 2.097 standard deviations above the meanmm and so chances of getting a value >= that is 1.08%

a)\(50\%\)
b)\(14.724\%\)
c)\(1.08\%\)