Lab 3.1 Presentation

Gabriela Peralta

First 10 rows

   Duration Credit amount Gender
1         6          1169   male
2        48          5951 female
3        12          2096   male
4        42          7882   male
5        24          4870   male
6        36          9055   male
7        24          2835   male
8        36          6948   male
9        12          3059   male
10       30          5234   male

Last 10 rows

     Duration Credit amount Gender
991        12          3565   male
992        15          1569   male
993        18          1936   male
994        36          3959   male
995        12          2390   male
996        12          1736 female
997        30          3857   male
998        12           804   male
999        45          1845   male
1000       45          4576   male

Structure

'data.frame':   1000 obs. of  3 variables:
 $ Duration     : num  6 48 12 42 24 36 24 36 12 30 ...
 $ Credit amount: num  1169 5951 2096 7882 4870 ...
 $ Gender       : chr  "male" "female" "male" "male" ...

Summary statistics for Duration and Credit Amount

    Duration    Credit amount  
 Min.   : 4.0   Min.   :  250  
 1st Qu.:12.0   1st Qu.: 1366  
 Median :18.0   Median : 2320  
 Mean   :20.9   Mean   : 3271  
 3rd Qu.:24.0   3rd Qu.: 3972  
 Max.   :72.0   Max.   :18424

Gender Table


female   male 
   310    690

Important findings.

Findings Interpretation.

  1. Most credits are requested between the amounts of 0 to 5,000.

  2. Males almost double the amount of credit requests compared to female.

  3. Most of the loans last between 0 to 20 months to be payed back.

  4. There are a few outliers, which could be influenced by the age of the person and the purpose to why requesting the credit. Usually young people are predominant in requesting credits because they are the ones who are starting to settle down, while elderly already have a retired found.

  5. There seems to be a correlation between the credit amount requested and the duration to payback. The shorter the amount the fastest the payment happens, and vice versa.

Things that were improved after peer feedback:

  1. The labels “Female” and “Male” were changed to upper case, as well as the color, the size of the bubbles and the transparency. 

  2. The label in the graph “Duration” was modified to “Duration in Months” and the label “Credit Amount” was changed to “Credit Amount in DM” just to make sure the reader can understand in which terms the graph is being presented.

  3. The headings were edited and summarized so it transmits a short but clear idea of what is happening in the presentation.