Lab 3.1

Lincoln Morphis

Summary Statistics: First 10 Rows

   Age Gender Housing Saving accounts Checking account Credit amount Duration
1   67   male     own            <NA>           little          1169        6
2   22 female     own          little         moderate          5951       48
3   49   male     own          little             <NA>          2096       12
4   45   male    free          little           little          7882       42
5   53   male    free          little           little          4870       24
6   35   male    free            <NA>             <NA>          9055       36
7   53   male     own      quite rich             <NA>          2835       24
8   35   male    rent          little         moderate          6948       36
9   61   male     own            rich             <NA>          3059       12
10  28   male     own          little         moderate          5234       30
               Purpose Class Risk
1             radio/TV          1
2             radio/TV          2
3            education          1
4  furniture/equipment          1
5                  car          2
6            education          1
7  furniture/equipment          1
8                  car          1
9             radio/TV          1
10                 car          2

Summary Statistics: Last 10 Rows

     Age Gender Housing Saving accounts Checking account Credit amount Duration
991   37   male     own            <NA>             <NA>          3565       12
992   34   male     own        moderate             <NA>          1569       15
993   23   male    rent            <NA>           little          1936       18
994   30   male     own          little           little          3959       36
995   50   male     own            <NA>             <NA>          2390       12
996   31 female     own          little             <NA>          1736       12
997   40   male     own          little           little          3857       30
998   38   male     own          little             <NA>           804       12
999   23   male    free          little           little          1845       45
1000  27   male     own        moderate         moderate          4576       45
                 Purpose Class Risk
991            education          1
992             radio/TV          1
993             radio/TV          1
994  furniture/equipment          1
995                  car          1
996  furniture/equipment          1
997                  car          1
998             radio/TV          1
999             radio/TV          2
1000                 car          1

Summary Statistics: Structure of Data Set

'data.frame':   1000 obs. of  9 variables:
 $ Age             : num  67 22 49 45 53 35 53 35 61 28 ...
 $ Gender          : chr  "male" "female" "male" "male" ...
 $ Housing         : chr  "own" "own" "own" "free" ...
 $ Saving accounts : chr  NA "little" "little" "little" ...
 $ Checking account: chr  "little" "moderate" NA "little" ...
 $ Credit amount   : num  1169 5951 2096 7882 4870 ...
 $ Duration        : num  6 48 12 42 24 36 24 36 12 30 ...
 $ Purpose         : chr  "radio/TV" "radio/TV" "education" "furniture/equipment" ...
 $ Class Risk      : num  1 2 1 1 2 1 1 1 1 2 ...

Summary Statistics

 Credit amount        Age       
 Min.   :  250   Min.   :19.00  
 1st Qu.: 1366   1st Qu.:27.00  
 Median : 2320   Median :33.00  
 Mean   : 3271   Mean   :35.55  
 3rd Qu.: 3972   3rd Qu.:42.00  
 Max.   :18424   Max.   :75.00  

              Credit amount        Age
Credit amount    1.00000000 0.03271642
Age              0.03271642 1.00000000

Create a table for categorical variable: Class Risk


  1   2 
700 300 

Scatterplot for X and Y variable

Interpretation and Findings

From our scatter plot we can infer that those who are Class Risk 2, have a higher average credit amount than those who are Class Risk 1, and they tend to be younger. Those who are class risk two tend to increase in credit amount as their age increases as well. For those who are in class risk 1, their age remains constant with credit amount.

Improvements Made to Chart

After reviews from my peers I added more separate pages for each of my summary statistics to better highlight those. I clarified my categorical variable in my “Create a table for categorical variable” page for further clarification.

Final

End of Report.