| Healthy (N=2438) |
On Watch (N=146) |
Overall (N=2584) |
|
|---|---|---|---|
| Insurer Failure? | |||
| Mean (SD) | 0.000820 (0.0286) | 0.00685 (0.0828) | 0.00116 (0.0341) |
| Median [Min, Max] | 0 [0, 1.00] | 0 [0, 1.00] | 0 [0, 1.00] |
| Gross Premiums to Surplus | |||
| Mean (SD) | 304 (1310) | 734 (1870) | 330 (1350) |
| Median [Min, Max] | 114 [0, 39800] | 347 [0, 19800] | 120 [0, 39800] |
| Missing | 125 (5.1%) | 0 (0%) | 125 (4.8%) |
| Net Premiums to Surplus | |||
| Mean (SD) | 56.2 (63.9) | 244 (461) | 67.3 (136) |
| Median [Min, Max] | 39.9 [0, 506] | 141 [0, 4920] | 42.5 [0, 4920] |
| Missing | 125 (5.1%) | 0 (0%) | 125 (4.8%) |
| Change in Net Written Premiums | |||
| Mean (SD) | -68700 (3290000) | 75.5 (328) | -64700 (3190000) |
| Median [Min, Max] | 0 [-157000000, 107000] | 0 [-145, 2820] | 0 [-157000000, 107000] |
| Missing | 152 (6.2%) | 4 (2.7%) | 156 (6.0%) |
| Surplus Aid to Surplus | |||
| Mean (SD) | 1.82 (13.8) | 41.9 (181) | 4.09 (45.9) |
| Median [Min, Max] | 0 [0, 458] | 0 [0, 1340] | 0 [0, 1340] |
| Two-Year Overall Opeating Ratio | |||
| Mean (SD) | 537 (17200) | 2830 (19800) | 667 (17400) |
| Median [Min, Max] | 80.9 [-32700, 835000] | 113 [-392, 170000] | 82.4 [-32700, 835000] |
| Investment Yield | |||
| Mean (SD) | 2.09 (1.28) | 1.41 (1.65) | 2.05 (1.31) |
| Median [Min, Max] | 2.04 [0, 23.1] | 1.26 [0, 15.0] | 1.99 [0, 23.1] |
| Missing | 125 (5.1%) | 0 (0%) | 125 (4.8%) |
| Gross Chaage in Surplus | |||
| Mean (SD) | 301000 (14500000) | 25.9 (173) | 283000 (14000000) |
| Median [Min, Max] | 3.52 [-88.9, 695000000] | -10.9 [-99.0, 999] | 3.33 [-99.0, 695000000] |
| Missing | 125 (5.1%) | 0 (0%) | 125 (4.8%) |
| Change in Adj. Surplus | |||
| Mean (SD) | 14000 (674000) | 8.45 (173) | 13200 (654000) |
| Median [Min, Max] | 3.00 [-122, 32400000] | -14.3 [-141, 999] | 2.76 [-141, 32400000] |
| Missing | 125 (5.1%) | 0 (0%) | 125 (4.8%) |
| Adjusted Liabilities to Liquid Assets | |||
| Mean (SD) | 119 (613) | 11200 (132000) | 743 (31300) |
| Median [Min, Max] | 56.1 [-211, 28000] | 113 [17.0, 1590000] | 58.4 [-211, 1590000] |
| Gross Agent Balances to Surplus | |||
| Mean (SD) | 10.3 (61.0) | 95.3 (229) | 15.3 (83.6) |
| Median [Min, Max] | 2.60 [0, 2570] | 17.1 [0, 999] | 2.91 [0, 2570] |
| Missing | 125 (5.1%) | 0 (0%) | 125 (4.8%) |
| One Year Reserve Development to Surplus | |||
| Mean (SD) | -11400 (546000) | 39.8 (129) | -10700 (530000) |
| Median [Min, Max] | -0.0757 [-26100000, 484] | 10.8 [-123, 999] | 0 [-26100000, 999] |
| Missing | 144 (5.9%) | 5 (3.4%) | 149 (5.8%) |
| TWo Year Reserve Development to Surplus | |||
| Mean (SD) | -2.59 (68.0) | 57.5 (161) | 0.876 (77.7) |
| Median [Min, Max] | -0.324 [-1040, 2510] | 20.5 [-93.6, 999] | -0.134 [-1040, 2510] |
| Missing | 166 (6.8%) | 7 (4.8%) | 173 (6.7%) |
| Estimated Current Reserve Deficiency to Surplus | |||
| Mean (SD) | -4.00 (35.5) | 25.7 (221) | -2.24 (64.2) |
| Median [Min, Max] | 0 [-1370, 154] | 0 [-516, 2280] | 0 [-1370, 2280] |
| Missing | 125 (5.1%) | 0 (0%) | 125 (4.8%) |