Healthy (N=2438)	On Watch (N=146)	Overall (N=2584)
Insurer Failure?
Mean (SD)	0.000820 (0.0286)	0.00685 (0.0828)	0.00116 (0.0341)
Median [Min, Max]	0 [0, 1.00]	0 [0, 1.00]	0 [0, 1.00]
Best's Financial Strength Rating - Current
A	723 (29.7%)	11 (7.5%)	734 (28.4%)
A-	426 (17.5%)	7 (4.8%)	433 (16.8%)
A- u	33 (1.4%)	1 (0.7%)	34 (1.3%)
A+	361 (14.8%)	7 (4.8%)	368 (14.2%)
A++	132 (5.4%)	6 (4.1%)	138 (5.3%)
B	13 (0.5%)	3 (2.1%)	16 (0.6%)
B-	4 (0.2%)	3 (2.1%)	7 (0.3%)
B+	26 (1.1%)	0 (0%)	26 (1.0%)
B+ u	1 (0.0%)	0 (0%)	1 (0.0%)
B++	83 (3.4%)	2 (1.4%)	85 (3.3%)
B++u	2 (0.1%)	0 (0%)	2 (0.1%)
C-	1 (0.0%)	0 (0%)	1 (0.0%)
C+	1 (0.0%)	0 (0%)	1 (0.0%)
C++	2 (0.1%)	1 (0.7%)	3 (0.1%)
NR	624 (25.6%)	102 (69.9%)	726 (28.1%)
C++u	0 (0%)	1 (0.7%)	1 (0.0%)
E	0 (0%)	1 (0.7%)	1 (0.0%)
Missing	6 (0.2%)	1 (0.7%)	7 (0.3%)
Best's Financial Strength Rating Outlook/Implication - Current
Developing	12 (0.5%)	0 (0%)	12 (0.5%)
Negative	88 (3.6%)	2 (1.4%)	90 (3.5%)
Positive	124 (5.1%)	2 (1.4%)	126 (4.9%)
Stable	1584 (65.0%)	38 (26.0%)	1622 (62.8%)
Missing	630 (25.8%)	104 (71.2%)	734 (28.4%)
Best's Financial Strength Rating Action - Current
Affirmed	1650 (67.7%)	35 (24.0%)	1685 (65.2%)
Assigned	26 (1.1%)	1 (0.7%)	27 (1.0%)
Downgraded	37 (1.5%)	0 (0%)	37 (1.4%)
Downgraded Under Review	7 (0.3%)	1 (0.7%)	8 (0.3%)
Under Review	29 (1.2%)	1 (0.7%)	30 (1.2%)
Upgraded	59 (2.4%)	4 (2.7%)	63 (2.4%)
Withdrawn	165 (6.8%)	39 (26.7%)	204 (7.9%)
Other	0 (0%)	1 (0.7%)	1 (0.0%)
Missing	465 (19.1%)	64 (43.8%)	529 (20.5%)