Alfabetización Financiera Adultos 2022-2023

Cálculos preliminares

Author

Raquel Arcos

Published

April 10, 2023

Estadísticas

[1] 2060  290

Edad QD7_a

                   mean     SE
factor(QD7_a)1 0.039521 0.0058
factor(QD7_a)2 0.259277 0.0167
factor(QD7_a)3 0.199382 0.0148
factor(QD7_a)4 0.199431 0.0150
factor(QD7_a)5 0.144413 0.0115
factor(QD7_a)6 0.109310 0.0101
factor(QD7_a)7 0.048666 0.0075

Nivel educativo QD9

                 mean     SE
factor(QD9)1 0.012796 0.0027
factor(QD9)2 0.257638 0.0169
factor(QD9)3 0.225698 0.0140
factor(QD9)4 0.294061 0.0169
factor(QD9)5 0.135707 0.0114
factor(QD9)6 0.074101 0.0095

Ocupación QD10

                    mean     SE
factor(QD10)1  0.2275465 0.0148
factor(QD10)2  0.2824187 0.0163
factor(QD10)3  0.1093863 0.0116
factor(QD10)4  0.2356710 0.0158
factor(QD10)5  0.0235068 0.0072
factor(QD10)6  0.0450898 0.0063
factor(QD10)7  0.0029468 0.0011
factor(QD10)8  0.0171967 0.0047
factor(QD10)9  0.0486875 0.0068
factor(QD10)10 0.0075500 0.0021

Localidad QD3

                mean     SE
factor(QD3)3 0.18029 0.0133
factor(QD3)4 0.59109 0.0176
factor(QD3)5 0.22862 0.0151

Ingreso QD13

                    mean     SE
factor(QD13)-99 0.043292 0.0065
factor(QD13)-97 0.068337 0.0086
factor(QD13)1   0.472054 0.0181
factor(QD13)2   0.238011 0.0156
factor(QD13)3   0.178306 0.0139

Time value of money QK3

                    mean     SE
factor(QK3)-99 0.0007608 0.0005
factor(QK3)-97 0.0539961 0.0080
factor(QK3)1   0.1160248 0.0117
factor(QK3)2   0.1081396 0.0102
factor(QK3)3   0.7023950 0.0162
factor(QK3)4   0.0186836 0.0052

Interest on a loan QK4

La respuesta correcta debe ser cero

                      mean     SE
factor(QK4)-99  7.5498e-03 0.0024
factor(QK4)-97  5.8479e-02 0.0097
factor(QK4)0    8.6973e-01 0.0134
factor(QK4)1    2.5117e-04 0.0001
factor(QK4)2    1.6773e-03 0.0012
factor(QK4)3    3.5722e-04 0.0003
factor(QK4)5    4.4871e-03 0.0031
factor(QK4)8    5.4108e-03 0.0027
factor(QK4)10   3.0519e-03 0.0018
factor(QK4)12   7.1991e-04 0.0007
factor(QK4)20   2.8810e-03 0.0020
factor(QK4)50   5.2345e-03 0.0019
factor(QK4)100  1.2233e-02 0.0042
factor(QK4)200  1.4171e-04 0.0001
factor(QK4)250  1.5977e-04 0.0002
factor(QK4)300  2.8694e-03 0.0029
factor(QK4)400  2.5889e-04 0.0003
factor(QK4)500  1.9228e-02 0.0068
factor(QK4)508  4.9516e-04 0.0005
factor(QK4)520  7.3714e-04 0.0007
factor(QK4)550  1.5768e-04 0.0002
factor(QK4)600  1.2022e-03 0.0010
factor(QK4)625  5.8600e-04 0.0006
factor(QK4)650  9.2501e-05 0.0001
factor(QK4)700  1.0812e-04 0.0001
factor(QK4)1000 1.6364e-03 0.0011
factor(QK4)2000 2.6565e-04 0.0003

Simple interest calculation QK5

La respuesta correcta debe ser 102.00

                       mean     SE
factor(QK5)-99   1.9651e-02 0.0041
factor(QK5)-97   4.3659e-01 0.0178
factor(QK5)0     7.8874e-02 0.0089
factor(QK5)1     3.9879e-03 0.0019
factor(QK5)2     1.9227e-02 0.0045
factor(QK5)3     2.1134e-03 0.0015
factor(QK5)4     8.7254e-05 0.0001
factor(QK5)5     5.6446e-04 0.0003
factor(QK5)6     9.6467e-04 0.0010
factor(QK5)8     1.1471e-03 0.0007
factor(QK5)10    2.2033e-03 0.0010
factor(QK5)12    4.2094e-03 0.0032
factor(QK5)14    7.7300e-04 0.0008
factor(QK5)20    1.1281e-02 0.0031
factor(QK5)24    4.0625e-04 0.0003
factor(QK5)30    1.5768e-04 0.0002
factor(QK5)50    5.4346e-03 0.0027
factor(QK5)60    2.4694e-03 0.0025
factor(QK5)80    1.0413e-02 0.0067
factor(QK5)90    2.6313e-04 0.0002
factor(QK5)96    1.6775e-03 0.0017
factor(QK5)97    6.0115e-04 0.0006
factor(QK5)98    8.2632e-03 0.0024
factor(QK5)99    2.5908e-04 0.0003
factor(QK5)100   4.9902e-02 0.0104
factor(QK5)101   4.6689e-04 0.0004
factor(QK5)102   1.6329e-01 0.0135
factor(QK5)103   2.9945e-03 0.0020
factor(QK5)104   3.2662e-03 0.0021
factor(QK5)105   1.0135e-02 0.0063
factor(QK5)110   8.7329e-03 0.0025
factor(QK5)111   1.6430e-03 0.0016
factor(QK5)112   4.5377e-03 0.0019
factor(QK5)114   3.0654e-04 0.0003
factor(QK5)115   7.4673e-04 0.0006
factor(QK5)116   2.8266e-04 0.0003
factor(QK5)120   5.4824e-02 0.0079
factor(QK5)122   1.5084e-03 0.0013
factor(QK5)124   6.1382e-03 0.0025
factor(QK5)130   8.5742e-05 0.0001
factor(QK5)135   1.6931e-04 0.0002
factor(QK5)136   2.8720e-04 0.0003
factor(QK5)140   5.0065e-04 0.0004
factor(QK5)150   1.3852e-03 0.0007
factor(QK5)180   1.9120e-04 0.0002
factor(QK5)200   1.4552e-02 0.0029
factor(QK5)220   4.5758e-05 0.0000
factor(QK5)230   9.7451e-05 0.0001
factor(QK5)240   9.6981e-04 0.0006
factor(QK5)250   3.0124e-05 0.0000
factor(QK5)270   2.0595e-04 0.0002
factor(QK5)280   1.3739e-03 0.0014
factor(QK5)300   7.2649e-03 0.0035
factor(QK5)320   1.0784e-03 0.0011
factor(QK5)400   2.3791e-04 0.0002
factor(QK5)460   7.2974e-04 0.0007
factor(QK5)500   1.9532e-03 0.0011
factor(QK5)501   3.2884e-05 0.0000
factor(QK5)510   4.5044e-04 0.0004
factor(QK5)516   1.4183e-03 0.0014
factor(QK5)520   2.5894e-04 0.0002
factor(QK5)600   5.3416e-04 0.0005
factor(QK5)700   9.6850e-04 0.0010
factor(QK5)730   3.8480e-04 0.0004
factor(QK5)800   1.6977e-04 0.0002
factor(QK5)1000  7.9477e-03 0.0026
factor(QK5)1002  1.5933e-03 0.0012
factor(QK5)1012  6.5096e-04 0.0007
factor(QK5)1020  1.3650e-03 0.0008
factor(QK5)1024  5.3755e-04 0.0004
factor(QK5)1100  2.9195e-04 0.0003
factor(QK5)1200  1.0166e-02 0.0029
factor(QK5)1224  2.1096e-04 0.0002
factor(QK5)1330  1.6967e-04 0.0002
factor(QK5)1500  9.2040e-04 0.0006
factor(QK5)2000  9.5613e-03 0.0029
factor(QK5)2500  1.7794e-04 0.0002
factor(QK5)3000  1.2144e-03 0.0010
factor(QK5)4000  7.2332e-04 0.0006
factor(QK5)5000  6.8549e-04 0.0006
factor(QK5)8000  2.9253e-04 0.0003
factor(QK5)15000 4.2750e-03 0.0043
factor(QK5)20000 4.8451e-04 0.0005
factor(QK5)22000 1.0352e-03 0.0010
factor(QK5)26000 1.9262e-03 0.0019

Compound interest calculation QK6

La respuesta correcta es la categoría 1

                    mean     SE
factor(QK6)-99 0.0084032 0.0028
factor(QK6)-97 0.1023087 0.0094
factor(QK6)1   0.3544997 0.0176
factor(QK6)2   0.1858881 0.0135
factor(QK6)3   0.1638578 0.0135
factor(QK6)4   0.1850425 0.0147

Risk and return QK7_1

La respuesta correcta es la categoría 1

                      mean     SE
factor(QK7_1)-99 0.0017184 0.0008
factor(QK7_1)-97 0.0348456 0.0057
factor(QK7_1)0   0.1688483 0.0135
factor(QK7_1)1   0.7945877 0.0143

Definition of inflation QK7_2

La respuesta correcta es la categoría 1

                       mean     SE
factor(QK7_2)-99 0.00019615 0.0002
factor(QK7_2)-97 0.02376460 0.0057
factor(QK7_2)0   0.10662718 0.0100
factor(QK7_2)1   0.86941207 0.0113

Definition of inflation QK7_3

La respuesta correcta es la categoría 1

                     mean     SE
factor(QK7_3)-99 0.003004 0.0020
factor(QK7_3)-97 0.032885 0.0055
factor(QK7_3)0   0.344157 0.0170
factor(QK7_3)1   0.619954 0.0174

Did not borrow to make ends meet QF4

                    mean     SE
factor(QF4)-99 0.0023083 0.0010
factor(QF4)-97 0.0194313 0.0038
factor(QF4)0   0.6212097 0.0174
factor(QF4)1   0.3570507 0.0173