NB

Monthly Filings

A five-year chart of consumer filings shows recent growth in both consumer proposals and total filings.


Consumer Proposals


Annual File Growth

To measure growth and include recent trends we eliminate variances occurring both month-to-month and seasonally by comparing total filings in the 12 months ending March 2023 with the 12 months ending March 2022.


Regions / Municipal Areas

Mean and Current Monthly Filings

We consider census metropolitan areas and regions and compare current volumes with the 10-year historical mean. Showing the current month as a percentage of the mean reveals the degree to which current filings exceed the mean.


Cities

Annual Growth Rates

City 12.mos.to.Mar2023 12.mos.to.Mar2022 Change Percent Change
Riverview 94 74 20 27.0%
Fredericton 328 278 50 18.0%
Moncton 481 421 60 14.3%
Saint John 406 370 36 9.7%
Miramichi 106 100 6 6.0%


Forward Sortation Areas

Most Active This Month

The most active FSAs in the current month and their mean monthly filings since 2013.

FSA FSA.Place.Name City March2023 Mean March2023.over.Mean
E3B Fredericton South New Brunswick Provincial Government Fredericton 21 14 148.4%
E3A Fredericton North Fredericton 17 12 135.0%
E1A Dieppe Moncton East Moncton 15 20 71.6%
E2J Saint John East Saint John 15 10 143.1%
E1B Riverview Riverview 11 10 105.0%
E1C Moncton Central Moncton 11 13 79.2%
E1V Miramichi North Miramichi 10 6 160.6%
E2A Bathurst Bathurst 10 7 125.9%
E1G Moncton Northwest Moncton 9 9 98.8%
E1X Tracadie-Sheila Tracadie-Sheila 7 6 107.5%
E2K Saint John North Saint John 7 8 82.4%
E2M Saint John West Saint John 7 9 71.1%
E3V Edmundston Edmundston 7 5 133.1%
E1E Moncton West Moncton 6 5 100.7%
E1N Miramichi South Miramichi 6 5 112.8%
E2H Saint John Northeast Saint John 6 2 297.6%
E4P Shediac Shediac 6 6 86.9%
E2S Saint John Loch Lomond Saint John 5 3 149.6%
E2V Oromocto Oromocto 5 7 68.3%
E3L St. Stephen St. Stephen 5 3 136.1%


Annual Growth Rates

We average over 10 years the number of monthly files in FSAs and we filter out those having less than 72 files annually. We compare the number of files in the 12-month period ended March 2023 to those in the 12-month period ended March 2022 to calculate growth.

FSA FSA_Place_Name City 12.mos.to.Mar2023 12.mos.to.Mar2022 Change Percent Change
E2E Rothesay Rothesay 48 32 16 50.0%
E1B Riverview Riverview 94 74 20 27.0%
E3A Fredericton North Fredericton 118 96 22 22.9%
E1X Tracadie-Sheila Tracadie-Sheila 80 66 14 21.2%
E1A Dieppe Moncton East Moncton 207 177 30 16.9%
E2M Saint John West Saint John 87 76 11 14.5%
E1C Moncton Central Moncton 136 121 15 12.4%
E1G Moncton Northwest Moncton 82 73 9 12.3%
E3B Fredericton South New Brunswick Provincial Government Fredericton 144 129 15 11.6%
E2J Saint John East Saint John 116 108 8 7.4%
E1V Miramichi North Miramichi 59 55 4 7.3%
E2A Bathurst Bathurst 78 75 3 4.0%
E4P Shediac Shediac 54 55 -1 -1.8%
E2K Saint John North Saint John 88 93 -5 -5.4%
E2V Oromocto Oromocto 58 66 -8 -12.1%


Notes and Data Sources

  • FSA and Forward Sortation Area are protected terms for the benefit of Canada Post Corporation.

  • Data sources: the Office of the Superintendent of Bankruptcy (“OSB”), Canada Post Corporation.

  • We report only on consumer bankruptcies and consumer proposals as defined by the OSB. As such and although immaterial, we include in “consumer proposals” those BIA Division 1 proposals made by a natural person if their Licensed Insolvency Trustee reports consumer-related debts exceed 50% of total debts.

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