A five-year chart of consumer filings shows recent growth in both consumer proposals and total filings.
To measure growth and include recent trends we eliminate variances occurring both month-to-month and seasonally by comparing total filings in the 12 months ending March 2023 with the 12 months ending March 2022.
| City | 12.mos.to.Mar2023 | 12.mos.to.Mar2022 | Change | Percent Change |
|---|---|---|---|---|
| Prince Albert | 164 | 116 | 48 | 41.4% |
| Saskatoon | 811 | 633 | 178 | 28.1% |
| Regina | 768 | 650 | 118 | 18.2% |
| Moose Jaw | 130 | 120 | 10 | 8.3% |
We determined the maximum and minimum monthly filings since 2013 and compared these to the current monthly filings to determine whether the city was experiencing an historic high or low number of filings.
The 20 most active FSAs in the current month and their mean monthly filings since 2013.
| FSA | FSA.Place.Name | City | March2023 | Mean | March2023.over.Mean |
|---|---|---|---|---|---|
| S0K | Central Saskatchewan (Humboldt) | Rural Area | 30 | 16 | 179.8% |
| S4T | Regina West | Regina | 23 | 10 | 216.4% |
| S7L | Saskatoon West | Saskatoon | 20 | 13 | 147.5% |
| S7M | Saskatoon Southwest | Saskatoon | 19 | 9 | 198.2% |
| S0G | South Central Saskatchewan (Fort Qu’Appelle) | Rural Area | 15 | 11 | 132.5% |
| S6H | Moose Jaw Southeast | Moose Jaw | 15 | 8 | 179.8% |
| S6V | Prince Albert Central | Prince Albert | 14 | 11 | 121.5% |
| S0A | Yorkton Region (Melville) | Rural Area | 13 | 8 | 159.1% |
| S4X | Regina Northwest | Regina | 12 | 5 | 203.6% |
| S0J | Northern Saskatchewan (La Ronge) | Rural Area | 11 | 7 | 150.7% |
| S4R | Regina North Central | Regina | 11 | 11 | 99.2% |
| S7J | Saskatoon South Central | Saskatoon | 11 | 5 | 186.6% |
| S0L | Western Saskatchewan (Kindersley) | Rural Area | 10 | 4 | 229.5% |
| S7H | Saskatoon East Central | Saskatoon | 10 | 6 | 149.1% |
| S0M | Northwestern Saskatchewan (Battleford) | Rural Area | 9 | 7 | 121.8% |
| S4V | Regina Southeast | Regina | 9 | 3 | 231.6% |
| S7N | Saskatoon Northeast Central | Saskatoon | 8 | 4 | 185.7% |
| S4A | Estevan | Estevan | 7 | 3 | 211.0% |
| S4N | Regina Northeast and East Central | Regina | 7 | 8 | 78.6% |
| S7K | Saskatoon North Central | Saskatoon | 7 | 8 | 85.4% |
We average over 10 years the number of monthly files in FSAs and we filter out those having less than 72 files annually. We compare the number of files in the 12-month period ended March 2023 to those in the 12-month period ended March 2022 to calculate the recent trend in filings. We show the top ten.
| FSA | FSA_Place_Name | City | 12.mos.to.Mar2023 | 12.mos.to.Mar2022 | Change | Percent Change |
|---|---|---|---|---|---|---|
| S7K | Saskatoon North Central | Saskatoon | 110 | 67 | 43 | 64.2% |
| S0M | Northwestern Saskatchewan (Battleford) | Rural Area | 137 | 85 | 52 | 61.2% |
| S4R | Regina North Central | Regina | 183 | 119 | 64 | 53.8% |
| S7M | Saskatoon Southwest | Saskatoon | 137 | 97 | 40 | 41.2% |
| S6V | Prince Albert Central | Prince Albert | 159 | 115 | 44 | 38.3% |
| S0J | Northern Saskatchewan (La Ronge) | Rural Area | 113 | 84 | 29 | 34.5% |
| S0K | Central Saskatchewan (Humboldt) | Rural Area | 219 | 179 | 40 | 22.3% |
| S7L | Saskatoon West | Saskatoon | 185 | 152 | 33 | 21.7% |
| S4T | Regina West | Regina | 148 | 124 | 24 | 19.4% |
| S0G | South Central Saskatchewan (Fort Qu’Appelle) | Rural Area | 162 | 138 | 24 | 17.4% |
| FSA | FSA_Place_Name | City | 12.mos.to.Mar2023 | 12.mos.to.Mar2022 | Change | Percent Change |
|---|---|---|---|---|---|---|
| S0A | Yorkton Region (Melville) | Rural Area | 119 | 129 | -10 | -7.8% |
| S4S | Regina South Saskatchewan Provincial Government | Regina | 72 | 73 | -1 | -1.4% |
| S6H | Moose Jaw Southeast | Moose Jaw | 112 | 106 | 6 | 5.7% |
| S7H | Saskatoon East Central | Saskatoon | 86 | 80 | 6 | 7.5% |
| S4N | Regina Northeast and East Central | Regina | 117 | 107 | 10 | 9.3% |
FSA and Forward Sortation Area are protected terms for the benefit of Canada Post Corporation.
Data sources: the Office of the Superintendent of Bankruptcy (“OSB”), Canada Post Corporation.
We report only on consumer bankruptcies and consumer proposals as defined by the OSB. As such and although immaterial, we include in “consumer proposals” those BIA Division 1 proposals made by a natural person if their Licensed Insolvency Trustee reports consumer-related debts exceed 50% of total debts.
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