The current market conditions are shifting more toward buyers’ side, with more active listings on the market. Sellers are offering more incentives. Concessions come in many forms and are used by sellers to sweeten a deal and encourage buyers to close the transaction faster. For example, sellers may offer to cover closing costs, pay for home repairs or appliances, buy down the mortgage rate, or pay for other miscellaneous fees.
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Affordability Challenges: High mortgage rates, combined with elevated home prices, have made affordability a significant concern. First-time buyers, in particular, are finding it challenging to enter the market.
Elevated Mortgage Rates: The average 30-year fixed mortgage rate stands at 6.76%, a slight decrease from previous weeks but still high by historical standards. This has contributed to reduced mortgage applications and buyer hesitancy. AP News
According to Redfin, the median asking price for a house has been declining.