HW3

## [1] 1470   31

##   (Intercept) MonthlyIncome 
##     0.4122647     0.9998614

## (Intercept) OverTimeYes 
##   0.1189759   3.6323389

##                       2.5 %        97.5 %
## (Intercept)   -1.1932606571 -5.761048e-01
## MonthlyIncome -0.0001948723 -8.803311e-05

##                  2.5 %    97.5 %
## (Intercept) -2.3695727 -1.902409
## OverTimeYes  0.9463761  1.635373

## 
## Call:
## glm(formula = default ~ balance + income, family = "binomial", 
##     data = Default)
## 
## Coefficients:
##               Estimate Std. Error z value Pr(>|z|)    
## (Intercept) -1.154e+01  4.348e-01 -26.545  < 2e-16 ***
## balance      5.647e-03  2.274e-04  24.836  < 2e-16 ***
## income       2.081e-05  4.985e-06   4.174 2.99e-05 ***
## ---
## Signif. codes:  0 '***' 0.001 '**' 0.01 '*' 0.05 '.' 0.1 ' ' 1
## 
## (Dispersion parameter for binomial family taken to be 1)
## 
##     Null deviance: 2920.6  on 9999  degrees of freedom
## Residual deviance: 1579.0  on 9997  degrees of freedom
## AIC: 1585
## 
## Number of Fisher Scoring iterations: 8

## 
## Call:  glm(formula = default ~ balance + income, family = "binomial", 
##     data = Default)
## 
## Coefficients:
## (Intercept)      balance       income  
##  -1.154e+01    5.647e-03    2.081e-05  
## 
## Degrees of Freedom: 9999 Total (i.e. Null);  9997 Residual
## Null Deviance:       2921 
## Residual Deviance: 1579  AIC: 1585