Considering Risk Reward Last 8 Years Using Effecient Frontiers (Markowitz) Four assets used: Long Duration Risk Free, Cash, SP500, Wishire 5000 What has been impact of Fed chronic low rates and volatility reduced via ample reserves done to risk management and portfolio solutions? What has been the advantage or disadvantages of diversification? Portfolio constraints are asset weights limited to 70% of portfolio. Not seeking to project or predict, only to examine risk and reward.